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Mortgage Payment Schedule for a $100,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($20,000) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$383 360 $57,828 $137,828

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $100,000
Down Payment $20,000$80,000
Year 1 - 1 ($383)$268$115$79,885
2 ($383)$268$115$79,770
3 ($383)$267$116$79,654
4 ($383)$267$116$79,538
5 ($383)$266$116$79,422
6 ($383)$266$117$79,305
7 ($383)$266$117$79,188
8 ($383)$265$118$79,070
9 ($383)$265$118$78,952
10 ($383)$264$118$78,834
11 ($383)$264$119$78,715
12 ($383)$264$119$78,596
Year 2 - 13 ($383)$263$120$78,476
14 ($383)$263$120$78,357
15 ($383)$262$120$78,236
16 ($383)$262$121$78,115
17 ($383)$262$121$77,994
18 ($383)$261$122$77,873
19 ($383)$261$122$77,751
20 ($383)$260$122$77,628
21 ($383)$260$123$77,505
22 ($383)$260$123$77,382
23 ($383)$259$124$77,259
24 ($383)$259$124$77,135
Year 3 - 25 ($383)$258$124$77,010
26 ($383)$258$125$76,885
27 ($383)$258$125$76,760
28 ($383)$257$126$76,634
29 ($383)$257$126$76,508
30 ($383)$256$127$76,382
31 ($383)$256$127$76,255
32 ($383)$255$127$76,127
33 ($383)$255$128$75,999
34 ($383)$255$128$75,871
35 ($383)$254$129$75,742
36 ($383)$254$129$75,613
Year 4 - 37 ($383)$253$130$75,484
38 ($383)$253$130$75,354
39 ($383)$252$130$75,223
40 ($383)$252$131$75,093
41 ($383)$252$131$74,961
42 ($383)$251$132$74,830
43 ($383)$251$132$74,697
44 ($383)$250$133$74,565
45 ($383)$250$133$74,432
46 ($383)$249$134$74,298
47 ($383)$249$134$74,164
48 ($383)$248$134$74,030
Year 5 - 49 ($383)$248$135$73,895
50 ($383)$248$135$73,760
51 ($383)$247$136$73,624
52 ($383)$247$136$73,488
53 ($383)$246$137$73,351
54 ($383)$246$137$73,214
55 ($383)$245$138$73,076
56 ($383)$245$138$72,938
57 ($383)$244$139$72,800
58 ($383)$244$139$72,661
59 ($383)$243$139$72,521
60 ($383)$243$140$72,381
Year 6 - 61 ($383)$242$140$72,241
62 ($383)$242$141$72,100
63 ($383)$242$141$71,959
64 ($383)$241$142$71,817
65 ($383)$241$142$71,675
66 ($383)$240$143$71,532
67 ($383)$240$143$71,389
68 ($383)$239$144$71,245
69 ($383)$239$144$71,101
70 ($383)$238$145$70,956
71 ($383)$238$145$70,811
72 ($383)$237$146$70,665
Year 7 - 73 ($383)$237$146$70,519
74 ($383)$236$147$70,373
75 ($383)$236$147$70,226
76 ($383)$235$148$70,078
77 ($383)$235$148$69,930
78 ($383)$234$149$69,781
79 ($383)$234$149$69,632
80 ($383)$233$150$69,483
81 ($383)$233$150$69,333
82 ($383)$232$151$69,182
83 ($383)$232$151$69,031
84 ($383)$231$152$68,879
Year 8 - 85 ($383)$231$152$68,727
86 ($383)$230$153$68,575
87 ($383)$230$153$68,421
88 ($383)$229$154$68,268
89 ($383)$229$154$68,114
90 ($383)$228$155$67,959
91 ($383)$228$155$67,804
92 ($383)$227$156$67,648
93 ($383)$227$156$67,492
94 ($383)$226$157$67,335
95 ($383)$226$157$67,178
96 ($383)$225$158$67,020
Year 9 - 97 ($383)$225$158$66,862
98 ($383)$224$159$66,703
99 ($383)$223$159$66,543
100 ($383)$223$160$66,383
101 ($383)$222$160$66,223
102 ($383)$222$161$66,062
103 ($383)$221$162$65,900
104 ($383)$221$162$65,738
105 ($383)$220$163$65,576
106 ($383)$220$163$65,412
107 ($383)$219$164$65,249
108 ($383)$219$164$65,084
Year 10 - 109 ($383)$218$165$64,920
110 ($383)$217$165$64,754
111 ($383)$217$166$64,588
112 ($383)$216$166$64,422
113 ($383)$216$167$64,255
114 ($383)$215$168$64,087
115 ($383)$215$168$63,919
116 ($383)$214$169$63,750
117 ($383)$214$169$63,581
118 ($383)$213$170$63,411
119 ($383)$212$170$63,241
120 ($383)$212$171$63,070
Year 11 - 121 ($383)$211$172$62,898
122 ($383)$211$172$62,726
123 ($383)$210$173$62,553
124 ($383)$210$173$62,380
125 ($383)$209$174$62,206
126 ($383)$208$174$62,032
127 ($383)$208$175$61,857
128 ($383)$207$176$61,681
129 ($383)$207$176$61,505
130 ($383)$206$177$61,328
131 ($383)$205$177$61,151
132 ($383)$205$178$60,973
Year 12 - 133 ($383)$204$179$60,794
134 ($383)$204$179$60,615
135 ($383)$203$180$60,435
136 ($383)$202$180$60,255
137 ($383)$202$181$60,074
138 ($383)$201$182$59,892
139 ($383)$201$182$59,710
140 ($383)$200$183$59,527
141 ($383)$199$183$59,343
142 ($383)$199$184$59,159
143 ($383)$198$185$58,975
144 ($383)$198$185$58,789
Year 13 - 145 ($383)$197$186$58,604
146 ($383)$196$187$58,417
147 ($383)$196$187$58,230
148 ($383)$195$188$58,042
149 ($383)$194$188$57,854
150 ($383)$194$189$57,665
151 ($383)$193$190$57,475
152 ($383)$193$190$57,285
153 ($383)$192$191$57,094
154 ($383)$191$192$56,902
155 ($383)$191$192$56,710
156 ($383)$190$193$56,517
Year 14 - 157 ($383)$189$194$56,323
158 ($383)$189$194$56,129
159 ($383)$188$195$55,934
160 ($383)$187$195$55,739
161 ($383)$187$196$55,543
162 ($383)$186$197$55,346
163 ($383)$185$197$55,149
164 ($383)$185$198$54,950
165 ($383)$184$199$54,752
166 ($383)$183$199$54,552
167 ($383)$183$200$54,352
168 ($383)$182$201$54,151
Year 15 - 169 ($383)$181$201$53,950
170 ($383)$181$202$53,748
171 ($383)$180$203$53,545
172 ($383)$179$203$53,342
173 ($383)$179$204$53,137
174 ($383)$178$205$52,933
175 ($383)$177$206$52,727
176 ($383)$177$206$52,521
177 ($383)$176$207$52,314
178 ($383)$175$208$52,106
179 ($383)$175$208$51,898
180 ($383)$174$209$51,689
Year 16 - 181 ($383)$173$210$51,479
182 ($383)$172$210$51,269
183 ($383)$172$211$51,058
184 ($383)$171$212$50,846
185 ($383)$170$213$50,633
186 ($383)$170$213$50,420
187 ($383)$169$214$50,206
188 ($383)$168$215$49,992
189 ($383)$167$215$49,776
190 ($383)$167$216$49,560
191 ($383)$166$217$49,343
192 ($383)$165$218$49,126
Year 17 - 193 ($383)$165$218$48,907
194 ($383)$164$219$48,688
195 ($383)$163$220$48,469
196 ($383)$162$220$48,248
197 ($383)$162$221$48,027
198 ($383)$161$222$47,805
199 ($383)$160$223$47,582
200 ($383)$159$223$47,359
201 ($383)$159$224$47,135
202 ($383)$158$225$46,910
203 ($383)$157$226$46,684
204 ($383)$156$226$46,457
Year 18 - 205 ($383)$156$227$46,230
206 ($383)$155$228$46,002
207 ($383)$154$229$45,774
208 ($383)$153$230$45,544
209 ($383)$153$230$45,314
210 ($383)$152$231$45,083
211 ($383)$151$232$44,851
212 ($383)$150$233$44,618
213 ($383)$149$233$44,385
214 ($383)$149$234$44,151
215 ($383)$148$235$43,916
216 ($383)$147$236$43,680
Year 19 - 217 ($383)$146$237$43,443
218 ($383)$146$237$43,206
219 ($383)$145$238$42,968
220 ($383)$144$239$42,729
221 ($383)$143$240$42,489
222 ($383)$142$241$42,249
223 ($383)$142$241$42,008
224 ($383)$141$242$41,765
225 ($383)$140$243$41,523
226 ($383)$139$244$41,279
227 ($383)$138$245$41,034
228 ($383)$137$245$40,789
Year 20 - 229 ($383)$137$246$40,543
230 ($383)$136$247$40,296
231 ($383)$135$248$40,048
232 ($383)$134$249$39,799
233 ($383)$133$250$39,549
234 ($383)$132$250$39,299
235 ($383)$132$251$39,048
236 ($383)$131$252$38,796
237 ($383)$130$253$38,543
238 ($383)$129$254$38,289
239 ($383)$128$255$38,035
240 ($383)$127$255$37,779
Year 21 - 241 ($383)$127$256$37,523
242 ($383)$126$257$37,266
243 ($383)$125$258$37,008
244 ($383)$124$259$36,749
245 ($383)$123$260$36,489
246 ($383)$122$261$36,228
247 ($383)$121$261$35,967
248 ($383)$120$262$35,705
249 ($383)$120$263$35,441
250 ($383)$119$264$35,177
251 ($383)$118$265$34,912
252 ($383)$117$266$34,646
Year 22 - 253 ($383)$116$267$34,380
254 ($383)$115$268$34,112
255 ($383)$114$269$33,843
256 ($383)$113$269$33,574
257 ($383)$112$270$33,303
258 ($383)$112$271$33,032
259 ($383)$111$272$32,760
260 ($383)$110$273$32,487
261 ($383)$109$274$32,213
262 ($383)$108$275$31,938
263 ($383)$107$276$31,662
264 ($383)$106$277$31,385
Year 23 - 265 ($383)$105$278$31,108
266 ($383)$104$279$30,829
267 ($383)$103$280$30,549
268 ($383)$102$281$30,269
269 ($383)$101$281$29,987
270 ($383)$100$282$29,705
271 ($383)$100$283$29,422
272 ($383)$99$284$29,137
273 ($383)$98$285$28,852
274 ($383)$97$286$28,566
275 ($383)$96$287$28,279
276 ($383)$95$288$27,991
Year 24 - 277 ($383)$94$289$27,701
278 ($383)$93$290$27,411
279 ($383)$92$291$27,120
280 ($383)$91$292$26,828
281 ($383)$90$293$26,535
282 ($383)$89$294$26,241
283 ($383)$88$295$25,946
284 ($383)$87$296$25,651
285 ($383)$86$297$25,354
286 ($383)$85$298$25,056
287 ($383)$84$299$24,757
288 ($383)$83$300$24,457
Year 25 - 289 ($383)$82$301$24,156
290 ($383)$81$302$23,854
291 ($383)$80$303$23,551
292 ($383)$79$304$23,247
293 ($383)$78$305$22,942
294 ($383)$77$306$22,636
295 ($383)$76$307$22,329
296 ($383)$75$308$22,021
297 ($383)$74$309$21,712
298 ($383)$73$310$21,402
299 ($383)$72$311$21,091
300 ($383)$71$312$20,778
Year 26 - 301 ($383)$70$313$20,465
302 ($383)$69$314$20,151
303 ($383)$68$315$19,836
304 ($383)$66$316$19,519
305 ($383)$65$317$19,202
306 ($383)$64$319$18,883
307 ($383)$63$320$18,564
308 ($383)$62$321$18,243
309 ($383)$61$322$17,921
310 ($383)$60$323$17,598
311 ($383)$59$324$17,274
312 ($383)$58$325$16,949
Year 27 - 313 ($383)$57$326$16,623
314 ($383)$56$327$16,296
315 ($383)$55$328$15,968
316 ($383)$53$329$15,639
317 ($383)$52$330$15,308
318 ($383)$51$332$14,977
319 ($383)$50$333$14,644
320 ($383)$49$334$14,310
321 ($383)$48$335$13,975
322 ($383)$47$336$13,639
323 ($383)$46$337$13,302
324 ($383)$45$338$12,964
Year 28 - 325 ($383)$43$339$12,624
326 ($383)$42$341$12,284
327 ($383)$41$342$11,942
328 ($383)$40$343$11,599
329 ($383)$39$344$11,255
330 ($383)$38$345$10,910
331 ($383)$37$346$10,564
332 ($383)$35$347$10,216
333 ($383)$34$349$9,868
334 ($383)$33$350$9,518
335 ($383)$32$351$9,167
336 ($383)$31$352$8,815
Year 29 - 337 ($383)$30$353$8,461
338 ($383)$28$355$8,107
339 ($383)$27$356$7,751
340 ($383)$26$357$7,394
341 ($383)$25$358$7,036
342 ($383)$24$359$6,677
343 ($383)$22$360$6,316
344 ($383)$21$362$5,955
345 ($383)$20$363$5,592
346 ($383)$19$364$5,228
347 ($383)$18$365$4,862
348 ($383)$16$367$4,496
Year 30 - 349 ($383)$15$368$4,128
350 ($383)$14$369$3,759
351 ($383)$13$370$3,389
352 ($383)$11$372$3,017
353 ($383)$10$373$2,644
354 ($383)$9$374$2,270
355 ($383)$8$375$1,895
356 ($383)$6$377$1,519
357 ($383)$5$378$1,141
358 ($383)$4$379$762
359 ($383)$3$380$382
360 ($383)$1$382$0
TOTALS$57,828$80,000$137,828

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.