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Mortgage Payment Schedule for a $100,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$384 360 $58,161 $138,161

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $100,000
Down Payment $20,000$80,000
Year 1 - 1 ($384)$269$114$79,886
2 ($384)$269$115$79,771
3 ($384)$269$115$79,656
4 ($384)$268$116$79,540
5 ($384)$268$116$79,424
6 ($384)$267$116$79,308
7 ($384)$267$117$79,191
8 ($384)$267$117$79,074
9 ($384)$266$118$78,956
10 ($384)$266$118$78,838
11 ($384)$265$118$78,720
12 ($384)$265$119$78,601
Year 2 - 13 ($384)$265$119$78,482
14 ($384)$264$120$78,362
15 ($384)$264$120$78,242
16 ($384)$263$120$78,122
17 ($384)$263$121$78,001
18 ($384)$263$121$77,880
19 ($384)$262$122$77,758
20 ($384)$262$122$77,636
21 ($384)$261$122$77,514
22 ($384)$261$123$77,391
23 ($384)$261$123$77,268
24 ($384)$260$124$77,144
Year 3 - 25 ($384)$260$124$77,020
26 ($384)$259$124$76,896
27 ($384)$259$125$76,771
28 ($384)$258$125$76,646
29 ($384)$258$126$76,520
30 ($384)$258$126$76,394
31 ($384)$257$127$76,267
32 ($384)$257$127$76,140
33 ($384)$256$127$76,013
34 ($384)$256$128$75,885
35 ($384)$255$128$75,756
36 ($384)$255$129$75,628
Year 4 - 37 ($384)$255$129$75,499
38 ($384)$254$130$75,369
39 ($384)$254$130$75,239
40 ($384)$253$130$75,108
41 ($384)$253$131$74,977
42 ($384)$252$131$74,846
43 ($384)$252$132$74,714
44 ($384)$252$132$74,582
45 ($384)$251$133$74,449
46 ($384)$251$133$74,316
47 ($384)$250$134$74,183
48 ($384)$250$134$74,049
Year 5 - 49 ($384)$249$134$73,914
50 ($384)$249$135$73,779
51 ($384)$248$135$73,644
52 ($384)$248$136$73,508
53 ($384)$247$136$73,372
54 ($384)$247$137$73,235
55 ($384)$247$137$73,098
56 ($384)$246$138$72,960
57 ($384)$246$138$72,822
58 ($384)$245$139$72,683
59 ($384)$245$139$72,544
60 ($384)$244$140$72,405
Year 6 - 61 ($384)$244$140$72,265
62 ($384)$243$140$72,124
63 ($384)$243$141$71,983
64 ($384)$242$141$71,842
65 ($384)$242$142$71,700
66 ($384)$241$142$71,557
67 ($384)$241$143$71,415
68 ($384)$240$143$71,271
69 ($384)$240$144$71,127
70 ($384)$239$144$70,983
71 ($384)$239$145$70,838
72 ($384)$238$145$70,693
Year 7 - 73 ($384)$238$146$70,547
74 ($384)$238$146$70,401
75 ($384)$237$147$70,254
76 ($384)$237$147$70,107
77 ($384)$236$148$69,959
78 ($384)$236$148$69,811
79 ($384)$235$149$69,662
80 ($384)$235$149$69,513
81 ($384)$234$150$69,363
82 ($384)$234$150$69,213
83 ($384)$233$151$69,062
84 ($384)$233$151$68,911
Year 8 - 85 ($384)$232$152$68,759
86 ($384)$231$152$68,607
87 ($384)$231$153$68,454
88 ($384)$230$153$68,301
89 ($384)$230$154$68,147
90 ($384)$229$154$67,992
91 ($384)$229$155$67,838
92 ($384)$228$155$67,682
93 ($384)$228$156$67,526
94 ($384)$227$156$67,370
95 ($384)$227$157$67,213
96 ($384)$226$157$67,055
Year 9 - 97 ($384)$226$158$66,897
98 ($384)$225$159$66,739
99 ($384)$225$159$66,580
100 ($384)$224$160$66,420
101 ($384)$224$160$66,260
102 ($384)$223$161$66,099
103 ($384)$223$161$65,938
104 ($384)$222$162$65,776
105 ($384)$221$162$65,614
106 ($384)$221$163$65,451
107 ($384)$220$163$65,288
108 ($384)$220$164$65,124
Year 10 - 109 ($384)$219$165$64,959
110 ($384)$219$165$64,794
111 ($384)$218$166$64,628
112 ($384)$218$166$64,462
113 ($384)$217$167$64,295
114 ($384)$216$167$64,128
115 ($384)$216$168$63,960
116 ($384)$215$168$63,792
117 ($384)$215$169$63,623
118 ($384)$214$170$63,453
119 ($384)$214$170$63,283
120 ($384)$213$171$63,112
Year 11 - 121 ($384)$212$171$62,941
122 ($384)$212$172$62,769
123 ($384)$211$172$62,597
124 ($384)$211$173$62,424
125 ($384)$210$174$62,250
126 ($384)$210$174$62,076
127 ($384)$209$175$61,901
128 ($384)$208$175$61,726
129 ($384)$208$176$61,550
130 ($384)$207$177$61,373
131 ($384)$207$177$61,196
132 ($384)$206$178$61,018
Year 12 - 133 ($384)$205$178$60,840
134 ($384)$205$179$60,661
135 ($384)$204$180$60,481
136 ($384)$204$180$60,301
137 ($384)$203$181$60,120
138 ($384)$202$181$59,939
139 ($384)$202$182$59,757
140 ($384)$201$183$59,574
141 ($384)$201$183$59,391
142 ($384)$200$184$59,207
143 ($384)$199$184$59,023
144 ($384)$199$185$58,838
Year 13 - 145 ($384)$198$186$58,652
146 ($384)$197$186$58,466
147 ($384)$197$187$58,279
148 ($384)$196$188$58,091
149 ($384)$196$188$57,903
150 ($384)$195$189$57,714
151 ($384)$194$189$57,525
152 ($384)$194$190$57,335
153 ($384)$193$191$57,144
154 ($384)$192$191$56,953
155 ($384)$192$192$56,760
156 ($384)$191$193$56,568
Year 14 - 157 ($384)$190$193$56,374
158 ($384)$190$194$56,180
159 ($384)$189$195$55,986
160 ($384)$188$195$55,791
161 ($384)$188$196$55,595
162 ($384)$187$197$55,398
163 ($384)$187$197$55,201
164 ($384)$186$198$55,003
165 ($384)$185$199$54,804
166 ($384)$185$199$54,605
167 ($384)$184$200$54,405
168 ($384)$183$201$54,204
Year 15 - 169 ($384)$182$201$54,003
170 ($384)$182$202$53,801
171 ($384)$181$203$53,598
172 ($384)$180$203$53,395
173 ($384)$180$204$53,191
174 ($384)$179$205$52,986
175 ($384)$178$205$52,781
176 ($384)$178$206$52,575
177 ($384)$177$207$52,368
178 ($384)$176$207$52,161
179 ($384)$176$208$51,952
180 ($384)$175$209$51,744
Year 16 - 181 ($384)$174$210$51,534
182 ($384)$173$210$51,324
183 ($384)$173$211$51,113
184 ($384)$172$212$50,901
185 ($384)$171$212$50,689
186 ($384)$171$213$50,476
187 ($384)$170$214$50,262
188 ($384)$169$215$50,047
189 ($384)$168$215$49,832
190 ($384)$168$216$49,616
191 ($384)$167$217$49,399
192 ($384)$166$217$49,182
Year 17 - 193 ($384)$166$218$48,963
194 ($384)$165$219$48,744
195 ($384)$164$220$48,525
196 ($384)$163$220$48,304
197 ($384)$163$221$48,083
198 ($384)$162$222$47,861
199 ($384)$161$223$47,639
200 ($384)$160$223$47,415
201 ($384)$160$224$47,191
202 ($384)$159$225$46,966
203 ($384)$158$226$46,741
204 ($384)$157$226$46,514
Year 18 - 205 ($384)$157$227$46,287
206 ($384)$156$228$46,059
207 ($384)$155$229$45,830
208 ($384)$154$229$45,601
209 ($384)$154$230$45,371
210 ($384)$153$231$45,140
211 ($384)$152$232$44,908
212 ($384)$151$233$44,675
213 ($384)$150$233$44,442
214 ($384)$150$234$44,208
215 ($384)$149$235$43,973
216 ($384)$148$236$43,737
Year 19 - 217 ($384)$147$237$43,500
218 ($384)$146$237$43,263
219 ($384)$146$238$43,025
220 ($384)$145$239$42,786
221 ($384)$144$240$42,546
222 ($384)$143$241$42,306
223 ($384)$142$241$42,064
224 ($384)$142$242$41,822
225 ($384)$141$243$41,579
226 ($384)$140$244$41,335
227 ($384)$139$245$41,091
228 ($384)$138$245$40,845
Year 20 - 229 ($384)$138$246$40,599
230 ($384)$137$247$40,352
231 ($384)$136$248$40,104
232 ($384)$135$249$39,855
233 ($384)$134$250$39,606
234 ($384)$133$250$39,355
235 ($384)$132$251$39,104
236 ($384)$132$252$38,852
237 ($384)$131$253$38,599
238 ($384)$130$254$38,345
239 ($384)$129$255$38,090
240 ($384)$128$256$37,835
Year 21 - 241 ($384)$127$256$37,578
242 ($384)$127$257$37,321
243 ($384)$126$258$37,063
244 ($384)$125$259$36,804
245 ($384)$124$260$36,544
246 ($384)$123$261$36,283
247 ($384)$122$262$36,022
248 ($384)$121$263$35,759
249 ($384)$120$263$35,496
250 ($384)$120$264$35,232
251 ($384)$119$265$34,966
252 ($384)$118$266$34,700
Year 22 - 253 ($384)$117$267$34,433
254 ($384)$116$268$34,166
255 ($384)$115$269$33,897
256 ($384)$114$270$33,627
257 ($384)$113$271$33,357
258 ($384)$112$271$33,085
259 ($384)$111$272$32,813
260 ($384)$110$273$32,539
261 ($384)$110$274$32,265
262 ($384)$109$275$31,990
263 ($384)$108$276$31,714
264 ($384)$107$277$31,437
Year 23 - 265 ($384)$106$278$31,159
266 ($384)$105$279$30,880
267 ($384)$104$280$30,600
268 ($384)$103$281$30,320
269 ($384)$102$282$30,038
270 ($384)$101$283$29,755
271 ($384)$100$284$29,472
272 ($384)$99$285$29,187
273 ($384)$98$286$28,902
274 ($384)$97$286$28,615
275 ($384)$96$287$28,328
276 ($384)$95$288$28,039
Year 24 - 277 ($384)$94$289$27,750
278 ($384)$93$290$27,460
279 ($384)$92$291$27,168
280 ($384)$91$292$26,876
281 ($384)$90$293$26,583
282 ($384)$89$294$26,288
283 ($384)$89$295$25,993
284 ($384)$88$296$25,697
285 ($384)$87$297$25,399
286 ($384)$86$298$25,101
287 ($384)$85$299$24,802
288 ($384)$83$300$24,502
Year 25 - 289 ($384)$82$301$24,200
290 ($384)$81$302$23,898
291 ($384)$80$303$23,595
292 ($384)$79$304$23,290
293 ($384)$78$305$22,985
294 ($384)$77$306$22,679
295 ($384)$76$307$22,371
296 ($384)$75$308$22,063
297 ($384)$74$310$21,753
298 ($384)$73$311$21,443
299 ($384)$72$312$21,131
300 ($384)$71$313$20,818
Year 26 - 301 ($384)$70$314$20,505
302 ($384)$69$315$20,190
303 ($384)$68$316$19,874
304 ($384)$67$317$19,557
305 ($384)$66$318$19,239
306 ($384)$65$319$18,920
307 ($384)$64$320$18,600
308 ($384)$63$321$18,279
309 ($384)$62$322$17,957
310 ($384)$60$323$17,634
311 ($384)$59$324$17,309
312 ($384)$58$326$16,984
Year 27 - 313 ($384)$57$327$16,657
314 ($384)$56$328$16,329
315 ($384)$55$329$16,001
316 ($384)$54$330$15,671
317 ($384)$53$331$15,340
318 ($384)$52$332$15,008
319 ($384)$51$333$14,674
320 ($384)$49$334$14,340
321 ($384)$48$336$14,004
322 ($384)$47$337$13,668
323 ($384)$46$338$13,330
324 ($384)$45$339$12,991
Year 28 - 325 ($384)$44$340$12,651
326 ($384)$43$341$12,310
327 ($384)$41$342$11,968
328 ($384)$40$343$11,624
329 ($384)$39$345$11,279
330 ($384)$38$346$10,934
331 ($384)$37$347$10,587
332 ($384)$36$348$10,238
333 ($384)$34$349$9,889
334 ($384)$33$350$9,539
335 ($384)$32$352$9,187
336 ($384)$31$353$8,834
Year 29 - 337 ($384)$30$354$8,480
338 ($384)$29$355$8,125
339 ($384)$27$356$7,768
340 ($384)$26$358$7,411
341 ($384)$25$359$7,052
342 ($384)$24$360$6,692
343 ($384)$23$361$6,331
344 ($384)$21$362$5,968
345 ($384)$20$364$5,605
346 ($384)$19$365$5,240
347 ($384)$18$366$4,874
348 ($384)$16$367$4,506
Year 30 - 349 ($384)$15$369$4,138
350 ($384)$14$370$3,768
351 ($384)$13$371$3,397
352 ($384)$11$372$3,024
353 ($384)$10$374$2,651
354 ($384)$9$375$2,276
355 ($384)$8$376$1,900
356 ($384)$6$377$1,522
357 ($384)$5$379$1,144
358 ($384)$4$380$764
359 ($384)$3$381$382
360 ($384)$1$382$0
TOTALS$58,161$80,000$138,161

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.