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Mortgage Payment Schedule for a $100,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$374 360 $54,688 $134,688

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $100,000
Down Payment $20,000$80,000
Year 1 - 1 ($374)$255$119$79,881
2 ($374)$255$119$79,762
3 ($374)$255$120$79,642
4 ($374)$254$120$79,523
5 ($374)$254$120$79,402
6 ($374)$253$121$79,281
7 ($374)$253$121$79,160
8 ($374)$253$121$79,039
9 ($374)$252$122$78,917
10 ($374)$252$122$78,795
11 ($374)$251$123$78,672
12 ($374)$251$123$78,549
Year 2 - 13 ($374)$251$123$78,426
14 ($374)$250$124$78,302
15 ($374)$250$124$78,178
16 ($374)$250$125$78,053
17 ($374)$249$125$77,928
18 ($374)$249$125$77,803
19 ($374)$248$126$77,677
20 ($374)$248$126$77,551
21 ($374)$248$127$77,424
22 ($374)$247$127$77,297
23 ($374)$247$127$77,169
24 ($374)$246$128$77,042
Year 3 - 25 ($374)$246$128$76,913
26 ($374)$245$129$76,785
27 ($374)$245$129$76,656
28 ($374)$245$129$76,526
29 ($374)$244$130$76,396
30 ($374)$244$130$76,266
31 ($374)$243$131$76,135
32 ($374)$243$131$76,004
33 ($374)$243$132$75,873
34 ($374)$242$132$75,741
35 ($374)$242$132$75,608
36 ($374)$241$133$75,475
Year 4 - 37 ($374)$241$133$75,342
38 ($374)$240$134$75,209
39 ($374)$240$134$75,074
40 ($374)$240$135$74,940
41 ($374)$239$135$74,805
42 ($374)$239$135$74,670
43 ($374)$238$136$74,534
44 ($374)$238$136$74,398
45 ($374)$237$137$74,261
46 ($374)$237$137$74,124
47 ($374)$237$138$73,986
48 ($374)$236$138$73,848
Year 5 - 49 ($374)$236$138$73,710
50 ($374)$235$139$73,571
51 ($374)$235$139$73,432
52 ($374)$234$140$73,292
53 ($374)$234$140$73,152
54 ($374)$233$141$73,011
55 ($374)$233$141$72,870
56 ($374)$233$142$72,728
57 ($374)$232$142$72,586
58 ($374)$232$142$72,444
59 ($374)$231$143$72,301
60 ($374)$231$143$72,157
Year 6 - 61 ($374)$230$144$72,014
62 ($374)$230$144$71,869
63 ($374)$229$145$71,725
64 ($374)$229$145$71,579
65 ($374)$228$146$71,434
66 ($374)$228$146$71,288
67 ($374)$228$147$71,141
68 ($374)$227$147$70,994
69 ($374)$227$148$70,846
70 ($374)$226$148$70,698
71 ($374)$226$148$70,550
72 ($374)$225$149$70,401
Year 7 - 73 ($374)$225$149$70,251
74 ($374)$224$150$70,102
75 ($374)$224$150$69,951
76 ($374)$223$151$69,800
77 ($374)$223$151$69,649
78 ($374)$222$152$69,497
79 ($374)$222$152$69,345
80 ($374)$221$153$69,192
81 ($374)$221$153$69,039
82 ($374)$220$154$68,885
83 ($374)$220$154$68,731
84 ($374)$219$155$68,576
Year 8 - 85 ($374)$219$155$68,421
86 ($374)$218$156$68,265
87 ($374)$218$156$68,109
88 ($374)$217$157$67,952
89 ($374)$217$157$67,795
90 ($374)$216$158$67,637
91 ($374)$216$158$67,479
92 ($374)$215$159$67,320
93 ($374)$215$159$67,161
94 ($374)$214$160$67,001
95 ($374)$214$160$66,840
96 ($374)$213$161$66,680
Year 9 - 97 ($374)$213$161$66,518
98 ($374)$212$162$66,356
99 ($374)$212$162$66,194
100 ($374)$211$163$66,031
101 ($374)$211$163$65,868
102 ($374)$210$164$65,704
103 ($374)$210$164$65,540
104 ($374)$209$165$65,375
105 ($374)$209$165$65,209
106 ($374)$208$166$65,043
107 ($374)$208$167$64,877
108 ($374)$207$167$64,710
Year 10 - 109 ($374)$207$168$64,542
110 ($374)$206$168$64,374
111 ($374)$205$169$64,205
112 ($374)$205$169$64,036
113 ($374)$204$170$63,866
114 ($374)$204$170$63,696
115 ($374)$203$171$63,525
116 ($374)$203$171$63,354
117 ($374)$202$172$63,182
118 ($374)$202$172$63,009
119 ($374)$201$173$62,836
120 ($374)$201$174$62,663
Year 11 - 121 ($374)$200$174$62,488
122 ($374)$199$175$62,314
123 ($374)$199$175$62,139
124 ($374)$198$176$61,963
125 ($374)$198$176$61,786
126 ($374)$197$177$61,609
127 ($374)$197$177$61,432
128 ($374)$196$178$61,254
129 ($374)$196$179$61,075
130 ($374)$195$179$60,896
131 ($374)$194$180$60,716
132 ($374)$194$180$60,536
Year 12 - 133 ($374)$193$181$60,355
134 ($374)$193$182$60,173
135 ($374)$192$182$59,991
136 ($374)$191$183$59,809
137 ($374)$191$183$59,626
138 ($374)$190$184$59,442
139 ($374)$190$184$59,257
140 ($374)$189$185$59,072
141 ($374)$189$186$58,887
142 ($374)$188$186$58,700
143 ($374)$187$187$58,514
144 ($374)$187$187$58,326
Year 13 - 145 ($374)$186$188$58,138
146 ($374)$186$189$57,950
147 ($374)$185$189$57,761
148 ($374)$184$190$57,571
149 ($374)$184$190$57,380
150 ($374)$183$191$57,189
151 ($374)$183$192$56,998
152 ($374)$182$192$56,806
153 ($374)$181$193$56,613
154 ($374)$181$193$56,419
155 ($374)$180$194$56,225
156 ($374)$179$195$56,031
Year 14 - 157 ($374)$179$195$55,835
158 ($374)$178$196$55,639
159 ($374)$178$197$55,443
160 ($374)$177$197$55,246
161 ($374)$176$198$55,048
162 ($374)$176$198$54,849
163 ($374)$175$199$54,650
164 ($374)$174$200$54,451
165 ($374)$174$200$54,250
166 ($374)$173$201$54,049
167 ($374)$173$202$53,848
168 ($374)$172$202$53,645
Year 15 - 169 ($374)$171$203$53,442
170 ($374)$171$204$53,239
171 ($374)$170$204$53,035
172 ($374)$169$205$52,830
173 ($374)$169$206$52,624
174 ($374)$168$206$52,418
175 ($374)$167$207$52,211
176 ($374)$167$207$52,004
177 ($374)$166$208$51,796
178 ($374)$165$209$51,587
179 ($374)$165$209$51,377
180 ($374)$164$210$51,167
Year 16 - 181 ($374)$163$211$50,956
182 ($374)$163$211$50,745
183 ($374)$162$212$50,533
184 ($374)$161$213$50,320
185 ($374)$161$214$50,106
186 ($374)$160$214$49,892
187 ($374)$159$215$49,677
188 ($374)$159$216$49,462
189 ($374)$158$216$49,245
190 ($374)$157$217$49,028
191 ($374)$156$218$48,811
192 ($374)$156$218$48,592
Year 17 - 193 ($374)$155$219$48,373
194 ($374)$154$220$48,154
195 ($374)$154$220$47,933
196 ($374)$153$221$47,712
197 ($374)$152$222$47,490
198 ($374)$152$223$47,268
199 ($374)$151$223$47,044
200 ($374)$150$224$46,820
201 ($374)$149$225$46,596
202 ($374)$149$225$46,370
203 ($374)$148$226$46,144
204 ($374)$147$227$45,917
Year 18 - 205 ($374)$147$228$45,690
206 ($374)$146$228$45,461
207 ($374)$145$229$45,232
208 ($374)$144$230$45,003
209 ($374)$144$231$44,772
210 ($374)$143$231$44,541
211 ($374)$142$232$44,309
212 ($374)$141$233$44,076
213 ($374)$141$233$43,843
214 ($374)$140$234$43,608
215 ($374)$139$235$43,374
216 ($374)$138$236$43,138
Year 19 - 217 ($374)$138$236$42,901
218 ($374)$137$237$42,664
219 ($374)$136$238$42,426
220 ($374)$135$239$42,188
221 ($374)$135$239$41,948
222 ($374)$134$240$41,708
223 ($374)$133$241$41,467
224 ($374)$132$242$41,225
225 ($374)$132$243$40,982
226 ($374)$131$243$40,739
227 ($374)$130$244$40,495
228 ($374)$129$245$40,250
Year 20 - 229 ($374)$128$246$40,004
230 ($374)$128$246$39,758
231 ($374)$127$247$39,511
232 ($374)$126$248$39,263
233 ($374)$125$249$39,014
234 ($374)$125$250$38,764
235 ($374)$124$250$38,514
236 ($374)$123$251$38,263
237 ($374)$122$252$38,011
238 ($374)$121$253$37,758
239 ($374)$121$254$37,504
240 ($374)$120$254$37,250
Year 21 - 241 ($374)$119$255$36,995
242 ($374)$118$256$36,738
243 ($374)$117$257$36,482
244 ($374)$116$258$36,224
245 ($374)$116$259$35,965
246 ($374)$115$259$35,706
247 ($374)$114$260$35,446
248 ($374)$113$261$35,185
249 ($374)$112$262$34,923
250 ($374)$111$263$34,660
251 ($374)$111$264$34,397
252 ($374)$110$264$34,132
Year 22 - 253 ($374)$109$265$33,867
254 ($374)$108$266$33,601
255 ($374)$107$267$33,334
256 ($374)$106$268$33,067
257 ($374)$106$269$32,798
258 ($374)$105$269$32,529
259 ($374)$104$270$32,258
260 ($374)$103$271$31,987
261 ($374)$102$272$31,715
262 ($374)$101$273$31,442
263 ($374)$100$274$31,168
264 ($374)$99$275$30,894
Year 23 - 265 ($374)$99$276$30,618
266 ($374)$98$276$30,342
267 ($374)$97$277$30,064
268 ($374)$96$278$29,786
269 ($374)$95$279$29,507
270 ($374)$94$280$29,227
271 ($374)$93$281$28,946
272 ($374)$92$282$28,665
273 ($374)$91$283$28,382
274 ($374)$91$284$28,098
275 ($374)$90$284$27,814
276 ($374)$89$285$27,529
Year 24 - 277 ($374)$88$286$27,242
278 ($374)$87$287$26,955
279 ($374)$86$288$26,667
280 ($374)$85$289$26,378
281 ($374)$84$290$26,088
282 ($374)$83$291$25,797
283 ($374)$82$292$25,505
284 ($374)$81$293$25,213
285 ($374)$80$294$24,919
286 ($374)$80$295$24,624
287 ($374)$79$296$24,329
288 ($374)$78$296$24,032
Year 25 - 289 ($374)$77$297$23,735
290 ($374)$76$298$23,437
291 ($374)$75$299$23,137
292 ($374)$74$300$22,837
293 ($374)$73$301$22,536
294 ($374)$72$302$22,234
295 ($374)$71$303$21,930
296 ($374)$70$304$21,626
297 ($374)$69$305$21,321
298 ($374)$68$306$21,015
299 ($374)$67$307$20,708
300 ($374)$66$308$20,400
Year 26 - 301 ($374)$65$309$20,091
302 ($374)$64$310$19,781
303 ($374)$63$311$19,470
304 ($374)$62$312$19,158
305 ($374)$61$313$18,845
306 ($374)$60$314$18,531
307 ($374)$59$315$18,216
308 ($374)$58$316$17,900
309 ($374)$57$317$17,583
310 ($374)$56$318$17,265
311 ($374)$55$319$16,946
312 ($374)$54$320$16,626
Year 27 - 313 ($374)$53$321$16,305
314 ($374)$52$322$15,983
315 ($374)$51$323$15,660
316 ($374)$50$324$15,335
317 ($374)$49$325$15,010
318 ($374)$48$326$14,684
319 ($374)$47$327$14,357
320 ($374)$46$328$14,028
321 ($374)$45$329$13,699
322 ($374)$44$330$13,369
323 ($374)$43$331$13,037
324 ($374)$42$333$12,705
Year 28 - 325 ($374)$41$334$12,371
326 ($374)$39$335$12,036
327 ($374)$38$336$11,701
328 ($374)$37$337$11,364
329 ($374)$36$338$11,026
330 ($374)$35$339$10,687
331 ($374)$34$340$10,347
332 ($374)$33$341$10,006
333 ($374)$32$342$9,664
334 ($374)$31$343$9,321
335 ($374)$30$344$8,976
336 ($374)$29$345$8,631
Year 29 - 337 ($374)$28$347$8,284
338 ($374)$26$348$7,936
339 ($374)$25$349$7,588
340 ($374)$24$350$7,238
341 ($374)$23$351$6,887
342 ($374)$22$352$6,534
343 ($374)$21$353$6,181
344 ($374)$20$354$5,827
345 ($374)$19$356$5,471
346 ($374)$17$357$5,115
347 ($374)$16$358$4,757
348 ($374)$15$359$4,398
Year 30 - 349 ($374)$14$360$4,038
350 ($374)$13$361$3,676
351 ($374)$12$362$3,314
352 ($374)$11$364$2,951
353 ($374)$9$365$2,586
354 ($374)$8$366$2,220
355 ($374)$7$367$1,853
356 ($374)$6$368$1,485
357 ($374)$5$369$1,115
358 ($374)$4$371$745
359 ($374)$2$372$373
360 ($374)$1$373$0
TOTALS$54,688$80,000$134,688

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.