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Mortgage Payment Schedule for a $100,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($20,000) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$380 360 $56,832 $136,832

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $100,000
Down Payment $20,000$80,000
Year 1 - 1 ($380)$264$116$79,884
2 ($380)$264$116$79,767
3 ($380)$263$117$79,651
4 ($380)$263$117$79,533
5 ($380)$262$118$79,416
6 ($380)$262$118$79,298
7 ($380)$262$118$79,179
8 ($380)$261$119$79,060
9 ($380)$261$119$78,941
10 ($380)$261$120$78,822
11 ($380)$260$120$78,702
12 ($380)$260$120$78,581
Year 2 - 13 ($380)$259$121$78,461
14 ($380)$259$121$78,339
15 ($380)$259$122$78,218
16 ($380)$258$122$78,096
17 ($380)$258$122$77,974
18 ($380)$257$123$77,851
19 ($380)$257$123$77,728
20 ($380)$257$124$77,604
21 ($380)$256$124$77,480
22 ($380)$256$124$77,356
23 ($380)$255$125$77,231
24 ($380)$255$125$77,106
Year 3 - 25 ($380)$254$126$76,980
26 ($380)$254$126$76,854
27 ($380)$254$126$76,727
28 ($380)$253$127$76,600
29 ($380)$253$127$76,473
30 ($380)$252$128$76,345
31 ($380)$252$128$76,217
32 ($380)$252$129$76,089
33 ($380)$251$129$75,960
34 ($380)$251$129$75,830
35 ($380)$250$130$75,700
36 ($380)$250$130$75,570
Year 4 - 37 ($380)$249$131$75,439
38 ($380)$249$131$75,308
39 ($380)$249$132$75,177
40 ($380)$248$132$75,045
41 ($380)$248$132$74,912
42 ($380)$247$133$74,779
43 ($380)$247$133$74,646
44 ($380)$246$134$74,512
45 ($380)$246$134$74,378
46 ($380)$245$135$74,243
47 ($380)$245$135$74,108
48 ($380)$245$136$73,973
Year 5 - 49 ($380)$244$136$73,837
50 ($380)$244$136$73,700
51 ($380)$243$137$73,564
52 ($380)$243$137$73,426
53 ($380)$242$138$73,288
54 ($380)$242$138$73,150
55 ($380)$241$139$73,012
56 ($380)$241$139$72,872
57 ($380)$240$140$72,733
58 ($380)$240$140$72,593
59 ($380)$240$141$72,452
60 ($380)$239$141$72,311
Year 6 - 61 ($380)$239$141$72,170
62 ($380)$238$142$72,028
63 ($380)$238$142$71,885
64 ($380)$237$143$71,743
65 ($380)$237$143$71,599
66 ($380)$236$144$71,455
67 ($380)$236$144$71,311
68 ($380)$235$145$71,166
69 ($380)$235$145$71,021
70 ($380)$234$146$70,875
71 ($380)$234$146$70,729
72 ($380)$233$147$70,582
Year 7 - 73 ($380)$233$147$70,435
74 ($380)$232$148$70,288
75 ($380)$232$148$70,139
76 ($380)$231$149$69,991
77 ($380)$231$149$69,842
78 ($380)$230$150$69,692
79 ($380)$230$150$69,542
80 ($380)$229$151$69,391
81 ($380)$229$151$69,240
82 ($380)$228$152$69,089
83 ($380)$228$152$68,937
84 ($380)$227$153$68,784
Year 8 - 85 ($380)$227$153$68,631
86 ($380)$226$154$68,477
87 ($380)$226$154$68,323
88 ($380)$225$155$68,169
89 ($380)$225$155$68,013
90 ($380)$224$156$67,858
91 ($380)$224$156$67,702
92 ($380)$223$157$67,545
93 ($380)$223$157$67,388
94 ($380)$222$158$67,230
95 ($380)$222$158$67,072
96 ($380)$221$159$66,913
Year 9 - 97 ($380)$221$159$66,754
98 ($380)$220$160$66,594
99 ($380)$220$160$66,434
100 ($380)$219$161$66,273
101 ($380)$219$161$66,111
102 ($380)$218$162$65,950
103 ($380)$218$162$65,787
104 ($380)$217$163$65,624
105 ($380)$217$164$65,461
106 ($380)$216$164$65,296
107 ($380)$215$165$65,132
108 ($380)$215$165$64,967
Year 10 - 109 ($380)$214$166$64,801
110 ($380)$214$166$64,635
111 ($380)$213$167$64,468
112 ($380)$213$167$64,301
113 ($380)$212$168$64,133
114 ($380)$212$168$63,964
115 ($380)$211$169$63,795
116 ($380)$211$170$63,626
117 ($380)$210$170$63,456
118 ($380)$209$171$63,285
119 ($380)$209$171$63,114
120 ($380)$208$172$62,942
Year 11 - 121 ($380)$208$172$62,769
122 ($380)$207$173$62,596
123 ($380)$207$174$62,423
124 ($380)$206$174$62,249
125 ($380)$205$175$62,074
126 ($380)$205$175$61,899
127 ($380)$204$176$61,723
128 ($380)$204$176$61,547
129 ($380)$203$177$61,370
130 ($380)$203$178$61,192
131 ($380)$202$178$61,014
132 ($380)$201$179$60,835
Year 12 - 133 ($380)$201$179$60,656
134 ($380)$200$180$60,476
135 ($380)$200$181$60,295
136 ($380)$199$181$60,114
137 ($380)$198$182$59,933
138 ($380)$198$182$59,750
139 ($380)$197$183$59,567
140 ($380)$197$184$59,384
141 ($380)$196$184$59,200
142 ($380)$195$185$59,015
143 ($380)$195$185$58,830
144 ($380)$194$186$58,644
Year 13 - 145 ($380)$194$187$58,457
146 ($380)$193$187$58,270
147 ($380)$192$188$58,082
148 ($380)$192$188$57,894
149 ($380)$191$189$57,705
150 ($380)$190$190$57,515
151 ($380)$190$190$57,325
152 ($380)$189$191$57,134
153 ($380)$189$192$56,942
154 ($380)$188$192$56,750
155 ($380)$187$193$56,557
156 ($380)$187$193$56,364
Year 14 - 157 ($380)$186$194$56,170
158 ($380)$185$195$55,975
159 ($380)$185$195$55,780
160 ($380)$184$196$55,584
161 ($380)$183$197$55,387
162 ($380)$183$197$55,190
163 ($380)$182$198$54,992
164 ($380)$181$199$54,793
165 ($380)$181$199$54,594
166 ($380)$180$200$54,394
167 ($380)$180$201$54,193
168 ($380)$179$201$53,992
Year 15 - 169 ($380)$178$202$53,790
170 ($380)$178$203$53,588
171 ($380)$177$203$53,384
172 ($380)$176$204$53,180
173 ($380)$175$205$52,976
174 ($380)$175$205$52,771
175 ($380)$174$206$52,565
176 ($380)$173$207$52,358
177 ($380)$173$207$52,151
178 ($380)$172$208$51,943
179 ($380)$171$209$51,734
180 ($380)$171$209$51,525
Year 16 - 181 ($380)$170$210$51,315
182 ($380)$169$211$51,104
183 ($380)$169$211$50,892
184 ($380)$168$212$50,680
185 ($380)$167$213$50,467
186 ($380)$167$214$50,254
187 ($380)$166$214$50,040
188 ($380)$165$215$49,825
189 ($380)$164$216$49,609
190 ($380)$164$216$49,393
191 ($380)$163$217$49,176
192 ($380)$162$218$48,958
Year 17 - 193 ($380)$162$219$48,739
194 ($380)$161$219$48,520
195 ($380)$160$220$48,300
196 ($380)$159$221$48,079
197 ($380)$159$221$47,858
198 ($380)$158$222$47,636
199 ($380)$157$223$47,413
200 ($380)$156$224$47,189
201 ($380)$156$224$46,965
202 ($380)$155$225$46,740
203 ($380)$154$226$46,514
204 ($380)$153$227$46,287
Year 18 - 205 ($380)$153$227$46,060
206 ($380)$152$228$45,832
207 ($380)$151$229$45,603
208 ($380)$150$230$45,373
209 ($380)$150$230$45,143
210 ($380)$149$231$44,912
211 ($380)$148$232$44,680
212 ($380)$147$233$44,447
213 ($380)$147$233$44,214
214 ($380)$146$234$43,980
215 ($380)$145$235$43,745
216 ($380)$144$236$43,509
Year 19 - 217 ($380)$144$237$43,273
218 ($380)$143$237$43,035
219 ($380)$142$238$42,797
220 ($380)$141$239$42,558
221 ($380)$140$240$42,319
222 ($380)$140$240$42,078
223 ($380)$139$241$41,837
224 ($380)$138$242$41,595
225 ($380)$137$243$41,352
226 ($380)$136$244$41,109
227 ($380)$136$244$40,864
228 ($380)$135$245$40,619
Year 20 - 229 ($380)$134$246$40,373
230 ($380)$133$247$40,126
231 ($380)$132$248$39,878
232 ($380)$132$248$39,630
233 ($380)$131$249$39,380
234 ($380)$130$250$39,130
235 ($380)$129$251$38,879
236 ($380)$128$252$38,628
237 ($380)$127$253$38,375
238 ($380)$127$253$38,122
239 ($380)$126$254$37,867
240 ($380)$125$255$37,612
Year 21 - 241 ($380)$124$256$37,356
242 ($380)$123$257$37,099
243 ($380)$122$258$36,842
244 ($380)$122$259$36,583
245 ($380)$121$259$36,324
246 ($380)$120$260$36,064
247 ($380)$119$261$35,802
248 ($380)$118$262$35,541
249 ($380)$117$263$35,278
250 ($380)$116$264$35,014
251 ($380)$116$265$34,750
252 ($380)$115$265$34,484
Year 22 - 253 ($380)$114$266$34,218
254 ($380)$113$267$33,951
255 ($380)$112$268$33,683
256 ($380)$111$269$33,414
257 ($380)$110$270$33,144
258 ($380)$109$271$32,873
259 ($380)$108$272$32,602
260 ($380)$108$273$32,329
261 ($380)$107$273$32,056
262 ($380)$106$274$31,781
263 ($380)$105$275$31,506
264 ($380)$104$276$31,230
Year 23 - 265 ($380)$103$277$30,953
266 ($380)$102$278$30,675
267 ($380)$101$279$30,396
268 ($380)$100$280$30,116
269 ($380)$99$281$29,836
270 ($380)$98$282$29,554
271 ($380)$98$283$29,271
272 ($380)$97$283$28,988
273 ($380)$96$284$28,704
274 ($380)$95$285$28,418
275 ($380)$94$286$28,132
276 ($380)$93$287$27,845
Year 24 - 277 ($380)$92$288$27,556
278 ($380)$91$289$27,267
279 ($380)$90$290$26,977
280 ($380)$89$291$26,686
281 ($380)$88$292$26,394
282 ($380)$87$293$26,101
283 ($380)$86$294$25,807
284 ($380)$85$295$25,512
285 ($380)$84$296$25,216
286 ($380)$83$297$24,919
287 ($380)$82$298$24,622
288 ($380)$81$299$24,323
Year 25 - 289 ($380)$80$300$24,023
290 ($380)$79$301$23,722
291 ($380)$78$302$23,420
292 ($380)$77$303$23,117
293 ($380)$76$304$22,814
294 ($380)$75$305$22,509
295 ($380)$74$306$22,203
296 ($380)$73$307$21,896
297 ($380)$72$308$21,588
298 ($380)$71$309$21,280
299 ($380)$70$310$20,970
300 ($380)$69$311$20,659
Year 26 - 301 ($380)$68$312$20,347
302 ($380)$67$313$20,034
303 ($380)$66$314$19,720
304 ($380)$65$315$19,405
305 ($380)$64$316$19,089
306 ($380)$63$317$18,772
307 ($380)$62$318$18,454
308 ($380)$61$319$18,134
309 ($380)$60$320$17,814
310 ($380)$59$321$17,493
311 ($380)$58$322$17,171
312 ($380)$57$323$16,847
Year 27 - 313 ($380)$56$324$16,523
314 ($380)$55$326$16,197
315 ($380)$53$327$15,870
316 ($380)$52$328$15,543
317 ($380)$51$329$15,214
318 ($380)$50$330$14,884
319 ($380)$49$331$14,553
320 ($380)$48$332$14,221
321 ($380)$47$333$13,888
322 ($380)$46$334$13,554
323 ($380)$45$335$13,218
324 ($380)$44$336$12,882
Year 28 - 325 ($380)$43$338$12,544
326 ($380)$41$339$12,205
327 ($380)$40$340$11,866
328 ($380)$39$341$11,525
329 ($380)$38$342$11,183
330 ($380)$37$343$10,839
331 ($380)$36$344$10,495
332 ($380)$35$345$10,150
333 ($380)$33$347$9,803
334 ($380)$32$348$9,455
335 ($380)$31$349$9,106
336 ($380)$30$350$8,756
Year 29 - 337 ($380)$29$351$8,405
338 ($380)$28$352$8,053
339 ($380)$27$354$7,699
340 ($380)$25$355$7,345
341 ($380)$24$356$6,989
342 ($380)$23$357$6,632
343 ($380)$22$358$6,274
344 ($380)$21$359$5,914
345 ($380)$20$361$5,554
346 ($380)$18$362$5,192
347 ($380)$17$363$4,829
348 ($380)$16$364$4,465
Year 30 - 349 ($380)$15$365$4,099
350 ($380)$14$367$3,733
351 ($380)$12$368$3,365
352 ($380)$11$369$2,996
353 ($380)$10$370$2,626
354 ($380)$9$371$2,254
355 ($380)$7$373$1,882
356 ($380)$6$374$1,508
357 ($380)$5$375$1,133
358 ($380)$4$376$756
359 ($380)$2$378$379
360 ($380)$1$379$0
TOTALS$56,832$80,000$136,832

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.