« Back to all home prices

Mortgage Payment Schedule for a $100,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($20,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$381 360 $56,998 $136,998

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $100,000
Down Payment $20,000$80,000
Year 1 - 1 ($381)$265$116$79,884
2 ($381)$264$116$79,768
3 ($381)$264$117$79,651
4 ($381)$264$117$79,534
5 ($381)$263$117$79,417
6 ($381)$263$118$79,299
7 ($381)$262$118$79,181
8 ($381)$262$119$79,062
9 ($381)$262$119$78,943
10 ($381)$261$119$78,824
11 ($381)$261$120$78,704
12 ($381)$260$120$78,584
Year 2 - 13 ($381)$260$121$78,463
14 ($381)$260$121$78,342
15 ($381)$259$121$78,221
16 ($381)$259$122$78,099
17 ($381)$258$122$77,977
18 ($381)$258$123$77,854
19 ($381)$258$123$77,731
20 ($381)$257$123$77,608
21 ($381)$257$124$77,484
22 ($381)$256$124$77,360
23 ($381)$256$125$77,235
24 ($381)$256$125$77,110
Year 3 - 25 ($381)$255$125$76,985
26 ($381)$255$126$76,859
27 ($381)$254$126$76,733
28 ($381)$254$127$76,606
29 ($381)$253$127$76,479
30 ($381)$253$128$76,351
31 ($381)$253$128$76,224
32 ($381)$252$128$76,095
33 ($381)$252$129$75,966
34 ($381)$251$129$75,837
35 ($381)$251$130$75,707
36 ($381)$250$130$75,577
Year 4 - 37 ($381)$250$131$75,447
38 ($381)$250$131$75,316
39 ($381)$249$131$75,185
40 ($381)$249$132$75,053
41 ($381)$248$132$74,920
42 ($381)$248$133$74,788
43 ($381)$247$133$74,655
44 ($381)$247$134$74,521
45 ($381)$247$134$74,387
46 ($381)$246$134$74,253
47 ($381)$246$135$74,118
48 ($381)$245$135$73,982
Year 5 - 49 ($381)$245$136$73,847
50 ($381)$244$136$73,710
51 ($381)$244$137$73,574
52 ($381)$243$137$73,437
53 ($381)$243$138$73,299
54 ($381)$242$138$73,161
55 ($381)$242$139$73,022
56 ($381)$242$139$72,883
57 ($381)$241$139$72,744
58 ($381)$241$140$72,604
59 ($381)$240$140$72,464
60 ($381)$240$141$72,323
Year 6 - 61 ($381)$239$141$72,182
62 ($381)$239$142$72,040
63 ($381)$238$142$71,898
64 ($381)$238$143$71,755
65 ($381)$237$143$71,612
66 ($381)$237$144$71,468
67 ($381)$236$144$71,324
68 ($381)$236$145$71,179
69 ($381)$235$145$71,034
70 ($381)$235$146$70,889
71 ($381)$235$146$70,743
72 ($381)$234$147$70,596
Year 7 - 73 ($381)$234$147$70,449
74 ($381)$233$147$70,302
75 ($381)$233$148$70,154
76 ($381)$232$148$70,005
77 ($381)$232$149$69,856
78 ($381)$231$149$69,707
79 ($381)$231$150$69,557
80 ($381)$230$150$69,407
81 ($381)$230$151$69,256
82 ($381)$229$151$69,104
83 ($381)$229$152$68,952
84 ($381)$228$152$68,800
Year 8 - 85 ($381)$228$153$68,647
86 ($381)$227$153$68,494
87 ($381)$227$154$68,340
88 ($381)$226$154$68,185
89 ($381)$226$155$68,030
90 ($381)$225$155$67,875
91 ($381)$225$156$67,719
92 ($381)$224$157$67,562
93 ($381)$224$157$67,405
94 ($381)$223$158$67,248
95 ($381)$222$158$67,090
96 ($381)$222$159$66,931
Year 9 - 97 ($381)$221$159$66,772
98 ($381)$221$160$66,612
99 ($381)$220$160$66,452
100 ($381)$220$161$66,291
101 ($381)$219$161$66,130
102 ($381)$219$162$65,968
103 ($381)$218$162$65,806
104 ($381)$218$163$65,643
105 ($381)$217$163$65,480
106 ($381)$217$164$65,316
107 ($381)$216$164$65,151
108 ($381)$216$165$64,986
Year 10 - 109 ($381)$215$166$64,821
110 ($381)$214$166$64,655
111 ($381)$214$167$64,488
112 ($381)$213$167$64,321
113 ($381)$213$168$64,153
114 ($381)$212$168$63,985
115 ($381)$212$169$63,816
116 ($381)$211$169$63,647
117 ($381)$211$170$63,477
118 ($381)$210$171$63,306
119 ($381)$209$171$63,135
120 ($381)$209$172$62,963
Year 11 - 121 ($381)$208$172$62,791
122 ($381)$208$173$62,618
123 ($381)$207$173$62,445
124 ($381)$207$174$62,271
125 ($381)$206$175$62,096
126 ($381)$205$175$61,921
127 ($381)$205$176$61,745
128 ($381)$204$176$61,569
129 ($381)$204$177$61,392
130 ($381)$203$177$61,215
131 ($381)$203$178$61,037
132 ($381)$202$179$60,858
Year 12 - 133 ($381)$201$179$60,679
134 ($381)$201$180$60,499
135 ($381)$200$180$60,319
136 ($381)$200$181$60,138
137 ($381)$199$182$59,956
138 ($381)$198$182$59,774
139 ($381)$198$183$59,591
140 ($381)$197$183$59,408
141 ($381)$197$184$59,224
142 ($381)$196$185$59,039
143 ($381)$195$185$58,854
144 ($381)$195$186$58,668
Year 13 - 145 ($381)$194$186$58,482
146 ($381)$193$187$58,295
147 ($381)$193$188$58,107
148 ($381)$192$188$57,919
149 ($381)$192$189$57,730
150 ($381)$191$190$57,540
151 ($381)$190$190$57,350
152 ($381)$190$191$57,159
153 ($381)$189$191$56,968
154 ($381)$188$192$56,776
155 ($381)$188$193$56,583
156 ($381)$187$193$56,389
Year 14 - 157 ($381)$187$194$56,195
158 ($381)$186$195$56,001
159 ($381)$185$195$55,806
160 ($381)$185$196$55,610
161 ($381)$184$197$55,413
162 ($381)$183$197$55,216
163 ($381)$183$198$55,018
164 ($381)$182$199$54,819
165 ($381)$181$199$54,620
166 ($381)$181$200$54,420
167 ($381)$180$201$54,220
168 ($381)$179$201$54,019
Year 15 - 169 ($381)$179$202$53,817
170 ($381)$178$203$53,614
171 ($381)$177$203$53,411
172 ($381)$177$204$53,207
173 ($381)$176$205$53,003
174 ($381)$175$205$52,798
175 ($381)$175$206$52,592
176 ($381)$174$207$52,385
177 ($381)$173$207$52,178
178 ($381)$173$208$51,970
179 ($381)$172$209$51,761
180 ($381)$171$209$51,552
Year 16 - 181 ($381)$171$210$51,342
182 ($381)$170$211$51,131
183 ($381)$169$211$50,920
184 ($381)$168$212$50,708
185 ($381)$168$213$50,495
186 ($381)$167$213$50,282
187 ($381)$166$214$50,067
188 ($381)$166$215$49,853
189 ($381)$165$216$49,637
190 ($381)$164$216$49,421
191 ($381)$163$217$49,203
192 ($381)$163$218$48,986
Year 17 - 193 ($381)$162$218$48,767
194 ($381)$161$219$48,548
195 ($381)$161$220$48,328
196 ($381)$160$221$48,107
197 ($381)$159$221$47,886
198 ($381)$158$222$47,664
199 ($381)$158$223$47,441
200 ($381)$157$224$47,217
201 ($381)$156$224$46,993
202 ($381)$155$225$46,768
203 ($381)$155$226$46,542
204 ($381)$154$227$46,316
Year 18 - 205 ($381)$153$227$46,088
206 ($381)$152$228$45,860
207 ($381)$152$229$45,631
208 ($381)$151$230$45,402
209 ($381)$150$230$45,171
210 ($381)$149$231$44,940
211 ($381)$149$232$44,708
212 ($381)$148$233$44,476
213 ($381)$147$233$44,242
214 ($381)$146$234$44,008
215 ($381)$146$235$43,773
216 ($381)$145$236$43,538
Year 19 - 217 ($381)$144$237$43,301
218 ($381)$143$237$43,064
219 ($381)$142$238$42,826
220 ($381)$142$239$42,587
221 ($381)$141$240$42,347
222 ($381)$140$240$42,107
223 ($381)$139$241$41,865
224 ($381)$139$242$41,623
225 ($381)$138$243$41,381
226 ($381)$137$244$41,137
227 ($381)$136$244$40,892
228 ($381)$135$245$40,647
Year 20 - 229 ($381)$134$246$40,401
230 ($381)$134$247$40,154
231 ($381)$133$248$39,907
232 ($381)$132$249$39,658
233 ($381)$131$249$39,409
234 ($381)$130$250$39,158
235 ($381)$130$251$38,907
236 ($381)$129$252$38,656
237 ($381)$128$253$38,403
238 ($381)$127$254$38,149
239 ($381)$126$254$37,895
240 ($381)$125$255$37,640
Year 21 - 241 ($381)$125$256$37,384
242 ($381)$124$257$37,127
243 ($381)$123$258$36,869
244 ($381)$122$259$36,611
245 ($381)$121$259$36,351
246 ($381)$120$260$36,091
247 ($381)$119$261$35,830
248 ($381)$119$262$35,568
249 ($381)$118$263$35,305
250 ($381)$117$264$35,041
251 ($381)$116$265$34,777
252 ($381)$115$265$34,511
Year 22 - 253 ($381)$114$266$34,245
254 ($381)$113$267$33,978
255 ($381)$112$268$33,709
256 ($381)$112$269$33,440
257 ($381)$111$270$33,170
258 ($381)$110$271$32,900
259 ($381)$109$272$32,628
260 ($381)$108$273$32,355
261 ($381)$107$274$32,082
262 ($381)$106$274$31,807
263 ($381)$105$275$31,532
264 ($381)$104$276$31,256
Year 23 - 265 ($381)$103$277$30,979
266 ($381)$102$278$30,701
267 ($381)$102$279$30,422
268 ($381)$101$280$30,142
269 ($381)$100$281$29,861
270 ($381)$99$282$29,579
271 ($381)$98$283$29,296
272 ($381)$97$284$29,013
273 ($381)$96$285$28,728
274 ($381)$95$286$28,443
275 ($381)$94$286$28,156
276 ($381)$93$287$27,869
Year 24 - 277 ($381)$92$288$27,581
278 ($381)$91$289$27,291
279 ($381)$90$290$27,001
280 ($381)$89$291$26,710
281 ($381)$88$292$26,418
282 ($381)$87$293$26,124
283 ($381)$86$294$25,830
284 ($381)$85$295$25,535
285 ($381)$84$296$25,239
286 ($381)$83$297$24,942
287 ($381)$83$298$24,644
288 ($381)$82$299$24,345
Year 25 - 289 ($381)$81$300$24,045
290 ($381)$80$301$23,744
291 ($381)$79$302$23,442
292 ($381)$78$303$23,139
293 ($381)$77$304$22,835
294 ($381)$76$305$22,530
295 ($381)$75$306$22,224
296 ($381)$74$307$21,917
297 ($381)$73$308$21,609
298 ($381)$71$309$21,300
299 ($381)$70$310$20,990
300 ($381)$69$311$20,679
Year 26 - 301 ($381)$68$312$20,367
302 ($381)$67$313$20,053
303 ($381)$66$314$19,739
304 ($381)$65$315$19,424
305 ($381)$64$316$19,108
306 ($381)$63$317$18,790
307 ($381)$62$318$18,472
308 ($381)$61$319$18,152
309 ($381)$60$320$17,832
310 ($381)$59$322$17,510
311 ($381)$58$323$17,188
312 ($381)$57$324$16,864
Year 27 - 313 ($381)$56$325$16,539
314 ($381)$55$326$16,214
315 ($381)$54$327$15,887
316 ($381)$53$328$15,559
317 ($381)$51$329$15,230
318 ($381)$50$330$14,899
319 ($381)$49$331$14,568
320 ($381)$48$332$14,236
321 ($381)$47$333$13,902
322 ($381)$46$335$13,568
323 ($381)$45$336$13,232
324 ($381)$44$337$12,895
Year 28 - 325 ($381)$43$338$12,557
326 ($381)$42$339$12,218
327 ($381)$40$340$11,878
328 ($381)$39$341$11,537
329 ($381)$38$342$11,195
330 ($381)$37$344$10,851
331 ($381)$36$345$10,507
332 ($381)$35$346$10,161
333 ($381)$34$347$9,814
334 ($381)$32$348$9,466
335 ($381)$31$349$9,116
336 ($381)$30$350$8,766
Year 29 - 337 ($381)$29$352$8,415
338 ($381)$28$353$8,062
339 ($381)$27$354$7,708
340 ($381)$26$355$7,353
341 ($381)$24$356$6,997
342 ($381)$23$357$6,639
343 ($381)$22$359$6,281
344 ($381)$21$360$5,921
345 ($381)$20$361$5,560
346 ($381)$18$362$5,198
347 ($381)$17$363$4,834
348 ($381)$16$365$4,470
Year 30 - 349 ($381)$15$366$4,104
350 ($381)$14$367$3,737
351 ($381)$12$368$3,369
352 ($381)$11$369$3,000
353 ($381)$10$371$2,629
354 ($381)$9$372$2,257
355 ($381)$7$373$1,884
356 ($381)$6$374$1,510
357 ($381)$5$376$1,134
358 ($381)$4$377$757
359 ($381)$3$378$379
360 ($381)$1$379$0
TOTALS$56,998$80,000$136,998

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.