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Mortgage Payment Schedule for a $100,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$380 360 $56,667 $136,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $100,000
Down Payment $20,000$80,000
Year 1 - 1 ($380)$263$116$79,884
2 ($380)$263$117$79,767
3 ($380)$263$117$79,650
4 ($380)$262$117$79,533
5 ($380)$262$118$79,415
6 ($380)$261$118$79,296
7 ($380)$261$119$79,178
8 ($380)$261$119$79,059
9 ($380)$260$119$78,939
10 ($380)$260$120$78,820
11 ($380)$259$120$78,699
12 ($380)$259$121$78,579
Year 2 - 13 ($380)$259$121$78,458
14 ($380)$258$121$78,337
15 ($380)$258$122$78,215
16 ($380)$257$122$78,093
17 ($380)$257$123$77,970
18 ($380)$257$123$77,847
19 ($380)$256$123$77,724
20 ($380)$256$124$77,600
21 ($380)$255$124$77,476
22 ($380)$255$125$77,351
23 ($380)$255$125$77,226
24 ($380)$254$125$77,101
Year 3 - 25 ($380)$254$126$76,975
26 ($380)$253$126$76,849
27 ($380)$253$127$76,722
28 ($380)$253$127$76,595
29 ($380)$252$128$76,467
30 ($380)$252$128$76,339
31 ($380)$251$128$76,211
32 ($380)$251$129$76,082
33 ($380)$250$129$75,953
34 ($380)$250$130$75,823
35 ($380)$250$130$75,693
36 ($380)$249$130$75,563
Year 4 - 37 ($380)$249$131$75,432
38 ($380)$248$131$75,301
39 ($380)$248$132$75,169
40 ($380)$247$132$75,037
41 ($380)$247$133$74,904
42 ($380)$247$133$74,771
43 ($380)$246$134$74,637
44 ($380)$246$134$74,504
45 ($380)$245$134$74,369
46 ($380)$245$135$74,234
47 ($380)$244$135$74,099
48 ($380)$244$136$73,963
Year 5 - 49 ($380)$243$136$73,827
50 ($380)$243$137$73,691
51 ($380)$243$137$73,553
52 ($380)$242$138$73,416
53 ($380)$242$138$73,278
54 ($380)$241$138$73,140
55 ($380)$241$139$73,001
56 ($380)$240$139$72,861
57 ($380)$240$140$72,722
58 ($380)$239$140$72,581
59 ($380)$239$141$72,441
60 ($380)$238$141$72,299
Year 6 - 61 ($380)$238$142$72,158
62 ($380)$238$142$72,016
63 ($380)$237$143$71,873
64 ($380)$237$143$71,730
65 ($380)$236$144$71,587
66 ($380)$236$144$71,443
67 ($380)$235$144$71,298
68 ($380)$235$145$71,153
69 ($380)$234$145$71,008
70 ($380)$234$146$70,862
71 ($380)$233$146$70,715
72 ($380)$233$147$70,569
Year 7 - 73 ($380)$232$147$70,421
74 ($380)$232$148$70,273
75 ($380)$231$148$70,125
76 ($380)$231$149$69,976
77 ($380)$230$149$69,827
78 ($380)$230$150$69,677
79 ($380)$229$150$69,527
80 ($380)$229$151$69,376
81 ($380)$228$151$69,225
82 ($380)$228$152$69,073
83 ($380)$227$152$68,921
84 ($380)$227$153$68,768
Year 8 - 85 ($380)$226$153$68,615
86 ($380)$226$154$68,461
87 ($380)$225$154$68,307
88 ($380)$225$155$68,152
89 ($380)$224$155$67,997
90 ($380)$224$156$67,841
91 ($380)$223$156$67,685
92 ($380)$223$157$67,528
93 ($380)$222$157$67,370
94 ($380)$222$158$67,213
95 ($380)$221$158$67,054
96 ($380)$221$159$66,895
Year 9 - 97 ($380)$220$159$66,736
98 ($380)$220$160$66,576
99 ($380)$219$160$66,415
100 ($380)$219$161$66,254
101 ($380)$218$162$66,093
102 ($380)$218$162$65,931
103 ($380)$217$163$65,768
104 ($380)$216$163$65,605
105 ($380)$216$164$65,441
106 ($380)$215$164$65,277
107 ($380)$215$165$65,112
108 ($380)$214$165$64,947
Year 10 - 109 ($380)$214$166$64,781
110 ($380)$213$166$64,615
111 ($380)$213$167$64,448
112 ($380)$212$167$64,280
113 ($380)$212$168$64,112
114 ($380)$211$169$63,944
115 ($380)$210$169$63,775
116 ($380)$210$170$63,605
117 ($380)$209$170$63,435
118 ($380)$209$171$63,264
119 ($380)$208$171$63,092
120 ($380)$208$172$62,920
Year 11 - 121 ($380)$207$173$62,748
122 ($380)$207$173$62,575
123 ($380)$206$174$62,401
124 ($380)$205$174$62,227
125 ($380)$205$175$62,052
126 ($380)$204$175$61,877
127 ($380)$204$176$61,701
128 ($380)$203$177$61,524
129 ($380)$203$177$61,347
130 ($380)$202$178$61,169
131 ($380)$201$178$60,991
132 ($380)$201$179$60,812
Year 12 - 133 ($380)$200$179$60,633
134 ($380)$200$180$60,453
135 ($380)$199$181$60,272
136 ($380)$198$181$60,091
137 ($380)$198$182$59,909
138 ($380)$197$182$59,727
139 ($380)$197$183$59,544
140 ($380)$196$184$59,360
141 ($380)$195$184$59,176
142 ($380)$195$185$58,991
143 ($380)$194$185$58,806
144 ($380)$194$186$58,619
Year 13 - 145 ($380)$193$187$58,433
146 ($380)$192$187$58,245
147 ($380)$192$188$58,058
148 ($380)$191$189$57,869
149 ($380)$190$189$57,680
150 ($380)$190$190$57,490
151 ($380)$189$190$57,300
152 ($380)$189$191$57,109
153 ($380)$188$192$56,917
154 ($380)$187$192$56,725
155 ($380)$187$193$56,532
156 ($380)$186$194$56,338
Year 14 - 157 ($380)$185$194$56,144
158 ($380)$185$195$55,949
159 ($380)$184$195$55,754
160 ($380)$184$196$55,558
161 ($380)$183$197$55,361
162 ($380)$182$197$55,164
163 ($380)$182$198$54,966
164 ($380)$181$199$54,767
165 ($380)$180$199$54,568
166 ($380)$180$200$54,368
167 ($380)$179$201$54,167
168 ($380)$178$201$53,966
Year 15 - 169 ($380)$178$202$53,764
170 ($380)$177$203$53,561
171 ($380)$176$203$53,358
172 ($380)$176$204$53,154
173 ($380)$175$205$52,949
174 ($380)$174$205$52,744
175 ($380)$174$206$52,538
176 ($380)$173$207$52,331
177 ($380)$172$207$52,123
178 ($380)$172$208$51,915
179 ($380)$171$209$51,707
180 ($380)$170$209$51,497
Year 16 - 181 ($380)$170$210$51,287
182 ($380)$169$211$51,076
183 ($380)$168$212$50,865
184 ($380)$167$212$50,653
185 ($380)$167$213$50,440
186 ($380)$166$214$50,226
187 ($380)$165$214$50,012
188 ($380)$165$215$49,797
189 ($380)$164$216$49,581
190 ($380)$163$216$49,365
191 ($380)$162$217$49,148
192 ($380)$162$218$48,930
Year 17 - 193 ($380)$161$219$48,711
194 ($380)$160$219$48,492
195 ($380)$160$220$48,272
196 ($380)$159$221$48,051
197 ($380)$158$221$47,830
198 ($380)$157$222$47,607
199 ($380)$157$223$47,384
200 ($380)$156$224$47,161
201 ($380)$155$224$46,936
202 ($380)$154$225$46,711
203 ($380)$154$226$46,485
204 ($380)$153$227$46,259
Year 18 - 205 ($380)$152$227$46,031
206 ($380)$152$228$45,803
207 ($380)$151$229$45,574
208 ($380)$150$230$45,345
209 ($380)$149$230$45,115
210 ($380)$149$231$44,883
211 ($380)$148$232$44,651
212 ($380)$147$233$44,419
213 ($380)$146$233$44,185
214 ($380)$145$234$43,951
215 ($380)$145$235$43,716
216 ($380)$144$236$43,481
Year 19 - 217 ($380)$143$237$43,244
218 ($380)$142$237$43,007
219 ($380)$142$238$42,769
220 ($380)$141$239$42,530
221 ($380)$140$240$42,290
222 ($380)$139$240$42,050
223 ($380)$138$241$41,809
224 ($380)$138$242$41,567
225 ($380)$137$243$41,324
226 ($380)$136$244$41,080
227 ($380)$135$244$40,836
228 ($380)$134$245$40,591
Year 20 - 229 ($380)$134$246$40,345
230 ($380)$133$247$40,098
231 ($380)$132$248$39,850
232 ($380)$131$248$39,602
233 ($380)$130$249$39,352
234 ($380)$130$250$39,102
235 ($380)$129$251$38,851
236 ($380)$128$252$38,600
237 ($380)$127$253$38,347
238 ($380)$126$253$38,094
239 ($380)$125$254$37,839
240 ($380)$125$255$37,584
Year 21 - 241 ($380)$124$256$37,328
242 ($380)$123$257$37,072
243 ($380)$122$258$36,814
244 ($380)$121$258$36,556
245 ($380)$120$259$36,296
246 ($380)$119$260$36,036
247 ($380)$119$261$35,775
248 ($380)$118$262$35,513
249 ($380)$117$263$35,250
250 ($380)$116$264$34,987
251 ($380)$115$264$34,722
252 ($380)$114$265$34,457
Year 22 - 253 ($380)$113$266$34,191
254 ($380)$113$267$33,924
255 ($380)$112$268$33,656
256 ($380)$111$269$33,387
257 ($380)$110$270$33,117
258 ($380)$109$271$32,847
259 ($380)$108$272$32,575
260 ($380)$107$272$32,303
261 ($380)$106$273$32,029
262 ($380)$105$274$31,755
263 ($380)$105$275$31,480
264 ($380)$104$276$31,204
Year 23 - 265 ($380)$103$277$30,927
266 ($380)$102$278$30,649
267 ($380)$101$279$30,371
268 ($380)$100$280$30,091
269 ($380)$99$281$29,810
270 ($380)$98$282$29,529
271 ($380)$97$282$29,246
272 ($380)$96$283$28,963
273 ($380)$95$284$28,679
274 ($380)$94$285$28,394
275 ($380)$93$286$28,107
276 ($380)$93$287$27,820
Year 24 - 277 ($380)$92$288$27,532
278 ($380)$91$289$27,243
279 ($380)$90$290$26,953
280 ($380)$89$291$26,662
281 ($380)$88$292$26,370
282 ($380)$87$293$26,078
283 ($380)$86$294$25,784
284 ($380)$85$295$25,489
285 ($380)$84$296$25,193
286 ($380)$83$297$24,897
287 ($380)$82$298$24,599
288 ($380)$81$299$24,300
Year 25 - 289 ($380)$80$300$24,001
290 ($380)$79$301$23,700
291 ($380)$78$302$23,398
292 ($380)$77$303$23,096
293 ($380)$76$304$22,792
294 ($380)$75$305$22,488
295 ($380)$74$306$22,182
296 ($380)$73$307$21,875
297 ($380)$72$308$21,568
298 ($380)$71$309$21,259
299 ($380)$70$310$20,949
300 ($380)$69$311$20,639
Year 26 - 301 ($380)$68$312$20,327
302 ($380)$67$313$20,014
303 ($380)$66$314$19,701
304 ($380)$65$315$19,386
305 ($380)$64$316$19,070
306 ($380)$63$317$18,753
307 ($380)$62$318$18,435
308 ($380)$61$319$18,116
309 ($380)$60$320$17,796
310 ($380)$59$321$17,475
311 ($380)$58$322$17,153
312 ($380)$56$323$16,830
Year 27 - 313 ($380)$55$324$16,506
314 ($380)$54$325$16,181
315 ($380)$53$326$15,854
316 ($380)$52$327$15,527
317 ($380)$51$329$15,198
318 ($380)$50$330$14,869
319 ($380)$49$331$14,538
320 ($380)$48$332$14,206
321 ($380)$47$333$13,873
322 ($380)$46$334$13,539
323 ($380)$45$335$13,204
324 ($380)$43$336$12,868
Year 28 - 325 ($380)$42$337$12,531
326 ($380)$41$338$12,192
327 ($380)$40$339$11,853
328 ($380)$39$341$11,512
329 ($380)$38$342$11,171
330 ($380)$37$343$10,828
331 ($380)$36$344$10,484
332 ($380)$35$345$10,139
333 ($380)$33$346$9,792
334 ($380)$32$347$9,445
335 ($380)$31$349$9,096
336 ($380)$30$350$8,747
Year 29 - 337 ($380)$29$351$8,396
338 ($380)$28$352$8,044
339 ($380)$26$353$7,691
340 ($380)$25$354$7,336
341 ($380)$24$355$6,981
342 ($380)$23$357$6,624
343 ($380)$22$358$6,266
344 ($380)$21$359$5,907
345 ($380)$19$360$5,547
346 ($380)$18$361$5,186
347 ($380)$17$363$4,823
348 ($380)$16$364$4,460
Year 30 - 349 ($380)$15$365$4,095
350 ($380)$13$366$3,728
351 ($380)$12$367$3,361
352 ($380)$11$369$2,993
353 ($380)$10$370$2,623
354 ($380)$9$371$2,252
355 ($380)$7$372$1,880
356 ($380)$6$373$1,506
357 ($380)$5$375$1,131
358 ($380)$4$376$756
359 ($380)$2$377$378
360 ($380)$1$378$0
TOTALS$56,667$80,000$136,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.