« Back to all home prices

Mortgage Payment Schedule for a $101,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 20, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($20,200) may require pre-mortgage insurance


3.96% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$384 360 $57,401 $138,201

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $101,000
Down Payment $20,200$80,800
Year 1 - 1 ($384)$267$117$80,683
2 ($384)$266$118$80,565
3 ($384)$266$118$80,447
4 ($384)$265$118$80,329
5 ($384)$265$119$80,210
6 ($384)$265$119$80,091
7 ($384)$264$120$79,971
8 ($384)$264$120$79,851
9 ($384)$264$120$79,731
10 ($384)$263$121$79,610
11 ($384)$263$121$79,489
12 ($384)$262$122$79,367
Year 2 - 13 ($384)$262$122$79,245
14 ($384)$262$122$79,123
15 ($384)$261$123$79,000
16 ($384)$261$123$78,877
17 ($384)$260$124$78,753
18 ($384)$260$124$78,629
19 ($384)$259$124$78,505
20 ($384)$259$125$78,380
21 ($384)$259$125$78,255
22 ($384)$258$126$78,129
23 ($384)$258$126$78,003
24 ($384)$257$126$77,877
Year 3 - 25 ($384)$257$127$77,750
26 ($384)$257$127$77,622
27 ($384)$256$128$77,495
28 ($384)$256$128$77,366
29 ($384)$255$129$77,238
30 ($384)$255$129$77,109
31 ($384)$254$129$76,979
32 ($384)$254$130$76,850
33 ($384)$254$130$76,719
34 ($384)$253$131$76,589
35 ($384)$253$131$76,457
36 ($384)$252$132$76,326
Year 4 - 37 ($384)$252$132$76,194
38 ($384)$251$132$76,061
39 ($384)$251$133$75,928
40 ($384)$251$133$75,795
41 ($384)$250$134$75,661
42 ($384)$250$134$75,527
43 ($384)$249$135$75,393
44 ($384)$249$135$75,257
45 ($384)$248$136$75,122
46 ($384)$248$136$74,986
47 ($384)$247$136$74,849
48 ($384)$247$137$74,713
Year 5 - 49 ($384)$247$137$74,575
50 ($384)$246$138$74,437
51 ($384)$246$138$74,299
52 ($384)$245$139$74,161
53 ($384)$245$139$74,021
54 ($384)$244$140$73,882
55 ($384)$244$140$73,742
56 ($384)$243$141$73,601
57 ($384)$243$141$73,460
58 ($384)$242$141$73,319
59 ($384)$242$142$73,177
60 ($384)$241$142$73,034
Year 6 - 61 ($384)$241$143$72,891
62 ($384)$241$143$72,748
63 ($384)$240$144$72,604
64 ($384)$240$144$72,460
65 ($384)$239$145$72,315
66 ($384)$239$145$72,170
67 ($384)$238$146$72,024
68 ($384)$238$146$71,878
69 ($384)$237$147$71,731
70 ($384)$237$147$71,584
71 ($384)$236$148$71,436
72 ($384)$236$148$71,288
Year 7 - 73 ($384)$235$149$71,140
74 ($384)$235$149$70,991
75 ($384)$234$150$70,841
76 ($384)$234$150$70,691
77 ($384)$233$151$70,540
78 ($384)$233$151$70,389
79 ($384)$232$152$70,237
80 ($384)$232$152$70,085
81 ($384)$231$153$69,933
82 ($384)$231$153$69,780
83 ($384)$230$154$69,626
84 ($384)$230$154$69,472
Year 8 - 85 ($384)$229$155$69,317
86 ($384)$229$155$69,162
87 ($384)$228$156$69,006
88 ($384)$228$156$68,850
89 ($384)$227$157$68,694
90 ($384)$227$157$68,536
91 ($384)$226$158$68,379
92 ($384)$226$158$68,220
93 ($384)$225$159$68,062
94 ($384)$225$159$67,902
95 ($384)$224$160$67,743
96 ($384)$224$160$67,582
Year 9 - 97 ($384)$223$161$67,421
98 ($384)$222$161$67,260
99 ($384)$222$162$67,098
100 ($384)$221$162$66,936
101 ($384)$221$163$66,773
102 ($384)$220$164$66,609
103 ($384)$220$164$66,445
104 ($384)$219$165$66,280
105 ($384)$219$165$66,115
106 ($384)$218$166$65,949
107 ($384)$218$166$65,783
108 ($384)$217$167$65,616
Year 10 - 109 ($384)$217$167$65,449
110 ($384)$216$168$65,281
111 ($384)$215$168$65,113
112 ($384)$215$169$64,944
113 ($384)$214$170$64,774
114 ($384)$214$170$64,604
115 ($384)$213$171$64,433
116 ($384)$213$171$64,262
117 ($384)$212$172$64,090
118 ($384)$211$172$63,918
119 ($384)$211$173$63,745
120 ($384)$210$174$63,571
Year 11 - 121 ($384)$210$174$63,397
122 ($384)$209$175$63,222
123 ($384)$209$175$63,047
124 ($384)$208$176$62,871
125 ($384)$207$176$62,695
126 ($384)$207$177$62,518
127 ($384)$206$178$62,340
128 ($384)$206$178$62,162
129 ($384)$205$179$61,983
130 ($384)$205$179$61,804
131 ($384)$204$180$61,624
132 ($384)$203$181$61,444
Year 12 - 133 ($384)$203$181$61,263
134 ($384)$202$182$61,081
135 ($384)$202$182$60,898
136 ($384)$201$183$60,716
137 ($384)$200$184$60,532
138 ($384)$200$184$60,348
139 ($384)$199$185$60,163
140 ($384)$199$185$59,978
141 ($384)$198$186$59,792
142 ($384)$197$187$59,605
143 ($384)$197$187$59,418
144 ($384)$196$188$59,230
Year 13 - 145 ($384)$195$188$59,042
146 ($384)$195$189$58,853
147 ($384)$194$190$58,663
148 ($384)$194$190$58,473
149 ($384)$193$191$58,282
150 ($384)$192$192$58,090
151 ($384)$192$192$57,898
152 ($384)$191$193$57,705
153 ($384)$190$193$57,512
154 ($384)$190$194$57,318
155 ($384)$189$195$57,123
156 ($384)$189$195$56,928
Year 14 - 157 ($384)$188$196$56,732
158 ($384)$187$197$56,535
159 ($384)$187$197$56,338
160 ($384)$186$198$56,140
161 ($384)$185$199$55,941
162 ($384)$185$199$55,742
163 ($384)$184$200$55,542
164 ($384)$183$201$55,341
165 ($384)$183$201$55,140
166 ($384)$182$202$54,938
167 ($384)$181$203$54,735
168 ($384)$181$203$54,532
Year 15 - 169 ($384)$180$204$54,328
170 ($384)$179$205$54,123
171 ($384)$179$205$53,918
172 ($384)$178$206$53,712
173 ($384)$177$207$53,506
174 ($384)$177$207$53,298
175 ($384)$176$208$53,090
176 ($384)$175$209$52,882
177 ($384)$175$209$52,672
178 ($384)$174$210$52,462
179 ($384)$173$211$52,251
180 ($384)$172$211$52,040
Year 16 - 181 ($384)$172$212$51,828
182 ($384)$171$213$51,615
183 ($384)$170$214$51,401
184 ($384)$170$214$51,187
185 ($384)$169$215$50,972
186 ($384)$168$216$50,756
187 ($384)$167$216$50,540
188 ($384)$167$217$50,323
189 ($384)$166$218$50,105
190 ($384)$165$219$49,887
191 ($384)$165$219$49,667
192 ($384)$164$220$49,447
Year 17 - 193 ($384)$163$221$49,227
194 ($384)$162$221$49,005
195 ($384)$162$222$48,783
196 ($384)$161$223$48,560
197 ($384)$160$224$48,336
198 ($384)$160$224$48,112
199 ($384)$159$225$47,887
200 ($384)$158$226$47,661
201 ($384)$157$227$47,434
202 ($384)$157$227$47,207
203 ($384)$156$228$46,979
204 ($384)$155$229$46,750
Year 18 - 205 ($384)$154$230$46,520
206 ($384)$154$230$46,290
207 ($384)$153$231$46,059
208 ($384)$152$232$45,827
209 ($384)$151$233$45,594
210 ($384)$150$233$45,361
211 ($384)$150$234$45,127
212 ($384)$149$235$44,892
213 ($384)$148$236$44,656
214 ($384)$147$237$44,420
215 ($384)$147$237$44,182
216 ($384)$146$238$43,944
Year 19 - 217 ($384)$145$239$43,705
218 ($384)$144$240$43,466
219 ($384)$143$240$43,225
220 ($384)$143$241$42,984
221 ($384)$142$242$42,742
222 ($384)$141$243$42,499
223 ($384)$140$244$42,255
224 ($384)$139$244$42,011
225 ($384)$139$245$41,766
226 ($384)$138$246$41,520
227 ($384)$137$247$41,273
228 ($384)$136$248$41,025
Year 20 - 229 ($384)$135$249$40,777
230 ($384)$135$249$40,527
231 ($384)$134$250$40,277
232 ($384)$133$251$40,026
233 ($384)$132$252$39,774
234 ($384)$131$253$39,522
235 ($384)$130$253$39,268
236 ($384)$130$254$39,014
237 ($384)$129$255$38,759
238 ($384)$128$256$38,503
239 ($384)$127$257$38,246
240 ($384)$126$258$37,988
Year 21 - 241 ($384)$125$259$37,730
242 ($384)$125$259$37,470
243 ($384)$124$260$37,210
244 ($384)$123$261$36,949
245 ($384)$122$262$36,687
246 ($384)$121$263$36,424
247 ($384)$120$264$36,161
248 ($384)$119$265$35,896
249 ($384)$118$265$35,631
250 ($384)$118$266$35,364
251 ($384)$117$267$35,097
252 ($384)$116$268$34,829
Year 22 - 253 ($384)$115$269$34,560
254 ($384)$114$270$34,290
255 ($384)$113$271$34,019
256 ($384)$112$272$33,748
257 ($384)$111$273$33,475
258 ($384)$110$273$33,202
259 ($384)$110$274$32,928
260 ($384)$109$275$32,652
261 ($384)$108$276$32,376
262 ($384)$107$277$32,099
263 ($384)$106$278$31,821
264 ($384)$105$279$31,542
Year 23 - 265 ($384)$104$280$31,262
266 ($384)$103$281$30,982
267 ($384)$102$282$30,700
268 ($384)$101$283$30,417
269 ($384)$100$284$30,134
270 ($384)$99$284$29,850
271 ($384)$99$285$29,564
272 ($384)$98$286$29,278
273 ($384)$97$287$28,991
274 ($384)$96$288$28,702
275 ($384)$95$289$28,413
276 ($384)$94$290$28,123
Year 24 - 277 ($384)$93$291$27,832
278 ($384)$92$292$27,540
279 ($384)$91$293$27,247
280 ($384)$90$294$26,953
281 ($384)$89$295$26,658
282 ($384)$88$296$26,362
283 ($384)$87$297$26,065
284 ($384)$86$298$25,767
285 ($384)$85$299$25,468
286 ($384)$84$300$25,169
287 ($384)$83$301$24,868
288 ($384)$82$302$24,566
Year 25 - 289 ($384)$81$303$24,263
290 ($384)$80$304$23,959
291 ($384)$79$305$23,654
292 ($384)$78$306$23,349
293 ($384)$77$307$23,042
294 ($384)$76$308$22,734
295 ($384)$75$309$22,425
296 ($384)$74$310$22,115
297 ($384)$73$311$21,804
298 ($384)$72$312$21,492
299 ($384)$71$313$21,179
300 ($384)$70$314$20,865
Year 26 - 301 ($384)$69$315$20,550
302 ($384)$68$316$20,234
303 ($384)$67$317$19,917
304 ($384)$66$318$19,599
305 ($384)$65$319$19,280
306 ($384)$64$320$18,959
307 ($384)$63$321$18,638
308 ($384)$62$322$18,316
309 ($384)$60$323$17,992
310 ($384)$59$325$17,668
311 ($384)$58$326$17,342
312 ($384)$57$327$17,016
Year 27 - 313 ($384)$56$328$16,688
314 ($384)$55$329$16,359
315 ($384)$54$330$16,029
316 ($384)$53$331$15,698
317 ($384)$52$332$15,366
318 ($384)$51$333$15,033
319 ($384)$50$334$14,699
320 ($384)$49$335$14,363
321 ($384)$47$336$14,027
322 ($384)$46$338$13,689
323 ($384)$45$339$13,350
324 ($384)$44$340$13,011
Year 28 - 325 ($384)$43$341$12,670
326 ($384)$42$342$12,327
327 ($384)$41$343$11,984
328 ($384)$40$344$11,640
329 ($384)$38$345$11,294
330 ($384)$37$347$10,948
331 ($384)$36$348$10,600
332 ($384)$35$349$10,251
333 ($384)$34$350$9,901
334 ($384)$33$351$9,550
335 ($384)$32$352$9,197
336 ($384)$30$354$8,844
Year 29 - 337 ($384)$29$355$8,489
338 ($384)$28$356$8,133
339 ($384)$27$357$7,776
340 ($384)$26$358$7,418
341 ($384)$24$359$7,059
342 ($384)$23$361$6,698
343 ($384)$22$362$6,336
344 ($384)$21$363$5,973
345 ($384)$20$364$5,609
346 ($384)$19$365$5,244
347 ($384)$17$367$4,877
348 ($384)$16$368$4,509
Year 30 - 349 ($384)$15$369$4,140
350 ($384)$14$370$3,770
351 ($384)$12$371$3,399
352 ($384)$11$373$3,026
353 ($384)$10$374$2,652
354 ($384)$9$375$2,277
355 ($384)$8$376$1,901
356 ($384)$6$378$1,523
357 ($384)$5$379$1,144
358 ($384)$4$380$764
359 ($384)$3$381$383
360 ($384)$1$383$0
TOTALS$57,401$80,800$138,201

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.