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Mortgage Payment Schedule for a $101,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$378 360 $55,235 $136,035

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $101,000
Down Payment $20,200$80,800
Year 1 - 1 ($378)$258$120$80,680
2 ($378)$258$120$80,560
3 ($378)$257$121$80,439
4 ($378)$257$121$80,318
5 ($378)$256$122$80,196
6 ($378)$256$122$80,074
7 ($378)$256$122$79,952
8 ($378)$255$123$79,829
9 ($378)$255$123$79,706
10 ($378)$254$123$79,583
11 ($378)$254$124$79,459
12 ($378)$254$124$79,335
Year 2 - 13 ($378)$253$125$79,210
14 ($378)$253$125$79,085
15 ($378)$252$125$78,959
16 ($378)$252$126$78,834
17 ($378)$252$126$78,707
18 ($378)$251$127$78,581
19 ($378)$251$127$78,454
20 ($378)$250$127$78,326
21 ($378)$250$128$78,198
22 ($378)$250$128$78,070
23 ($378)$249$129$77,941
24 ($378)$249$129$77,812
Year 3 - 25 ($378)$248$130$77,683
26 ($378)$248$130$77,553
27 ($378)$248$130$77,422
28 ($378)$247$131$77,291
29 ($378)$247$131$77,160
30 ($378)$246$132$77,029
31 ($378)$246$132$76,897
32 ($378)$245$132$76,764
33 ($378)$245$133$76,631
34 ($378)$245$133$76,498
35 ($378)$244$134$76,364
36 ($378)$244$134$76,230
Year 4 - 37 ($378)$243$135$76,096
38 ($378)$243$135$75,961
39 ($378)$242$135$75,825
40 ($378)$242$136$75,689
41 ($378)$242$136$75,553
42 ($378)$241$137$75,416
43 ($378)$241$137$75,279
44 ($378)$240$138$75,142
45 ($378)$240$138$75,003
46 ($378)$239$138$74,865
47 ($378)$239$139$74,726
48 ($378)$239$139$74,587
Year 5 - 49 ($378)$238$140$74,447
50 ($378)$238$140$74,307
51 ($378)$237$141$74,166
52 ($378)$237$141$74,025
53 ($378)$236$142$73,883
54 ($378)$236$142$73,741
55 ($378)$235$143$73,599
56 ($378)$235$143$73,456
57 ($378)$234$143$73,312
58 ($378)$234$144$73,168
59 ($378)$234$144$73,024
60 ($378)$233$145$72,879
Year 6 - 61 ($378)$233$145$72,734
62 ($378)$232$146$72,588
63 ($378)$232$146$72,442
64 ($378)$231$147$72,295
65 ($378)$231$147$72,148
66 ($378)$230$148$72,000
67 ($378)$230$148$71,852
68 ($378)$229$149$71,704
69 ($378)$229$149$71,555
70 ($378)$228$149$71,405
71 ($378)$228$150$71,255
72 ($378)$227$150$71,105
Year 7 - 73 ($378)$227$151$70,954
74 ($378)$226$151$70,803
75 ($378)$226$152$70,651
76 ($378)$225$152$70,498
77 ($378)$225$153$70,345
78 ($378)$225$153$70,192
79 ($378)$224$154$70,038
80 ($378)$224$154$69,884
81 ($378)$223$155$69,729
82 ($378)$223$155$69,574
83 ($378)$222$156$69,418
84 ($378)$222$156$69,262
Year 8 - 85 ($378)$221$157$69,105
86 ($378)$221$157$68,947
87 ($378)$220$158$68,790
88 ($378)$220$158$68,631
89 ($378)$219$159$68,473
90 ($378)$219$159$68,313
91 ($378)$218$160$68,153
92 ($378)$218$160$67,993
93 ($378)$217$161$67,832
94 ($378)$216$161$67,671
95 ($378)$216$162$67,509
96 ($378)$215$162$67,346
Year 9 - 97 ($378)$215$163$67,184
98 ($378)$214$163$67,020
99 ($378)$214$164$66,856
100 ($378)$213$164$66,692
101 ($378)$213$165$66,527
102 ($378)$212$166$66,361
103 ($378)$212$166$66,195
104 ($378)$211$167$66,028
105 ($378)$211$167$65,861
106 ($378)$210$168$65,694
107 ($378)$210$168$65,525
108 ($378)$209$169$65,357
Year 10 - 109 ($378)$209$169$65,187
110 ($378)$208$170$65,018
111 ($378)$208$170$64,847
112 ($378)$207$171$64,676
113 ($378)$206$171$64,505
114 ($378)$206$172$64,333
115 ($378)$205$173$64,160
116 ($378)$205$173$63,987
117 ($378)$204$174$63,814
118 ($378)$204$174$63,639
119 ($378)$203$175$63,465
120 ($378)$203$175$63,289
Year 11 - 121 ($378)$202$176$63,113
122 ($378)$201$176$62,937
123 ($378)$201$177$62,760
124 ($378)$200$178$62,582
125 ($378)$200$178$62,404
126 ($378)$199$179$62,226
127 ($378)$199$179$62,046
128 ($378)$198$180$61,866
129 ($378)$197$180$61,686
130 ($378)$197$181$61,505
131 ($378)$196$182$61,323
132 ($378)$196$182$61,141
Year 12 - 133 ($378)$195$183$60,959
134 ($378)$195$183$60,775
135 ($378)$194$184$60,591
136 ($378)$193$184$60,407
137 ($378)$193$185$60,222
138 ($378)$192$186$60,036
139 ($378)$192$186$59,850
140 ($378)$191$187$59,663
141 ($378)$190$187$59,476
142 ($378)$190$188$59,287
143 ($378)$189$189$59,099
144 ($378)$189$189$58,910
Year 13 - 145 ($378)$188$190$58,720
146 ($378)$187$190$58,529
147 ($378)$187$191$58,338
148 ($378)$186$192$58,147
149 ($378)$186$192$57,954
150 ($378)$185$193$57,761
151 ($378)$184$194$57,568
152 ($378)$184$194$57,374
153 ($378)$183$195$57,179
154 ($378)$182$195$56,984
155 ($378)$182$196$56,788
156 ($378)$181$197$56,591
Year 14 - 157 ($378)$181$197$56,394
158 ($378)$180$198$56,196
159 ($378)$179$199$55,997
160 ($378)$179$199$55,798
161 ($378)$178$200$55,598
162 ($378)$177$200$55,398
163 ($378)$177$201$55,197
164 ($378)$176$202$54,995
165 ($378)$176$202$54,793
166 ($378)$175$203$54,590
167 ($378)$174$204$54,386
168 ($378)$174$204$54,182
Year 15 - 169 ($378)$173$205$53,977
170 ($378)$172$206$53,771
171 ($378)$172$206$53,565
172 ($378)$171$207$53,358
173 ($378)$170$208$53,151
174 ($378)$170$208$52,942
175 ($378)$169$209$52,733
176 ($378)$168$210$52,524
177 ($378)$168$210$52,314
178 ($378)$167$211$52,103
179 ($378)$166$212$51,891
180 ($378)$166$212$51,679
Year 16 - 181 ($378)$165$213$51,466
182 ($378)$164$214$51,252
183 ($378)$164$214$51,038
184 ($378)$163$215$50,823
185 ($378)$162$216$50,607
186 ($378)$162$216$50,391
187 ($378)$161$217$50,174
188 ($378)$160$218$49,956
189 ($378)$159$218$49,738
190 ($378)$159$219$49,519
191 ($378)$158$220$49,299
192 ($378)$157$221$49,078
Year 17 - 193 ($378)$157$221$48,857
194 ($378)$156$222$48,635
195 ($378)$155$223$48,413
196 ($378)$155$223$48,189
197 ($378)$154$224$47,965
198 ($378)$153$225$47,740
199 ($378)$152$226$47,515
200 ($378)$152$226$47,289
201 ($378)$151$227$47,062
202 ($378)$150$228$46,834
203 ($378)$149$228$46,606
204 ($378)$149$229$46,376
Year 18 - 205 ($378)$148$230$46,147
206 ($378)$147$231$45,916
207 ($378)$147$231$45,685
208 ($378)$146$232$45,453
209 ($378)$145$233$45,220
210 ($378)$144$234$44,986
211 ($378)$144$234$44,752
212 ($378)$143$235$44,517
213 ($378)$142$236$44,281
214 ($378)$141$237$44,045
215 ($378)$141$237$43,807
216 ($378)$140$238$43,569
Year 19 - 217 ($378)$139$239$43,330
218 ($378)$138$240$43,091
219 ($378)$138$240$42,850
220 ($378)$137$241$42,609
221 ($378)$136$242$42,367
222 ($378)$135$243$42,125
223 ($378)$134$243$41,881
224 ($378)$134$244$41,637
225 ($378)$133$245$41,392
226 ($378)$132$246$41,146
227 ($378)$131$247$40,900
228 ($378)$131$247$40,653
Year 20 - 229 ($378)$130$248$40,404
230 ($378)$129$249$40,156
231 ($378)$128$250$39,906
232 ($378)$127$251$39,655
233 ($378)$127$251$39,404
234 ($378)$126$252$39,152
235 ($378)$125$253$38,899
236 ($378)$124$254$38,645
237 ($378)$123$255$38,391
238 ($378)$123$255$38,135
239 ($378)$122$256$37,879
240 ($378)$121$257$37,622
Year 21 - 241 ($378)$120$258$37,364
242 ($378)$119$259$37,106
243 ($378)$118$259$36,846
244 ($378)$118$260$36,586
245 ($378)$117$261$36,325
246 ($378)$116$262$36,063
247 ($378)$115$263$35,800
248 ($378)$114$264$35,537
249 ($378)$113$264$35,272
250 ($378)$113$265$35,007
251 ($378)$112$266$34,741
252 ($378)$111$267$34,474
Year 22 - 253 ($378)$110$268$34,206
254 ($378)$109$269$33,937
255 ($378)$108$270$33,668
256 ($378)$107$270$33,397
257 ($378)$107$271$33,126
258 ($378)$106$272$32,854
259 ($378)$105$273$32,581
260 ($378)$104$274$32,307
261 ($378)$103$275$32,032
262 ($378)$102$276$31,757
263 ($378)$101$277$31,480
264 ($378)$100$277$31,203
Year 23 - 265 ($378)$100$278$30,924
266 ($378)$99$279$30,645
267 ($378)$98$280$30,365
268 ($378)$97$281$30,084
269 ($378)$96$282$29,802
270 ($378)$95$283$29,520
271 ($378)$94$284$29,236
272 ($378)$93$285$28,951
273 ($378)$92$285$28,666
274 ($378)$91$286$28,379
275 ($378)$91$287$28,092
276 ($378)$90$288$27,804
Year 24 - 277 ($378)$89$289$27,515
278 ($378)$88$290$27,225
279 ($378)$87$291$26,934
280 ($378)$86$292$26,642
281 ($378)$85$293$26,349
282 ($378)$84$294$26,055
283 ($378)$83$295$25,761
284 ($378)$82$296$25,465
285 ($378)$81$297$25,168
286 ($378)$80$298$24,871
287 ($378)$79$298$24,572
288 ($378)$78$299$24,273
Year 25 - 289 ($378)$77$300$23,972
290 ($378)$77$301$23,671
291 ($378)$76$302$23,369
292 ($378)$75$303$23,065
293 ($378)$74$304$22,761
294 ($378)$73$305$22,456
295 ($378)$72$306$22,150
296 ($378)$71$307$21,843
297 ($378)$70$308$21,534
298 ($378)$69$309$21,225
299 ($378)$68$310$20,915
300 ($378)$67$311$20,604
Year 26 - 301 ($378)$66$312$20,292
302 ($378)$65$313$19,979
303 ($378)$64$314$19,665
304 ($378)$63$315$19,350
305 ($378)$62$316$19,033
306 ($378)$61$317$18,716
307 ($378)$60$318$18,398
308 ($378)$59$319$18,079
309 ($378)$58$320$17,759
310 ($378)$57$321$17,438
311 ($378)$56$322$17,115
312 ($378)$55$323$16,792
Year 27 - 313 ($378)$54$324$16,468
314 ($378)$53$325$16,143
315 ($378)$52$326$15,816
316 ($378)$50$327$15,489
317 ($378)$49$328$15,160
318 ($378)$48$329$14,831
319 ($378)$47$331$14,500
320 ($378)$46$332$14,169
321 ($378)$45$333$13,836
322 ($378)$44$334$13,502
323 ($378)$43$335$13,168
324 ($378)$42$336$12,832
Year 28 - 325 ($378)$41$337$12,495
326 ($378)$40$338$12,157
327 ($378)$39$339$11,818
328 ($378)$38$340$11,478
329 ($378)$37$341$11,136
330 ($378)$36$342$10,794
331 ($378)$34$343$10,451
332 ($378)$33$345$10,106
333 ($378)$32$346$9,760
334 ($378)$31$347$9,414
335 ($378)$30$348$9,066
336 ($378)$29$349$8,717
Year 29 - 337 ($378)$28$350$8,367
338 ($378)$27$351$8,016
339 ($378)$26$352$7,663
340 ($378)$24$353$7,310
341 ($378)$23$355$6,956
342 ($378)$22$356$6,600
343 ($378)$21$357$6,243
344 ($378)$20$358$5,885
345 ($378)$19$359$5,526
346 ($378)$18$360$5,166
347 ($378)$16$361$4,804
348 ($378)$15$363$4,442
Year 30 - 349 ($378)$14$364$4,078
350 ($378)$13$365$3,713
351 ($378)$12$366$3,347
352 ($378)$11$367$2,980
353 ($378)$10$368$2,612
354 ($378)$8$370$2,242
355 ($378)$7$371$1,871
356 ($378)$6$372$1,500
357 ($378)$5$373$1,126
358 ($378)$4$374$752
359 ($378)$2$375$377
360 ($378)$1$377$0
TOTALS$55,235$80,800$136,035

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.