« Back to all home prices

Mortgage Payment Schedule for a $102,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($20,400) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$388 360 $58,138 $139,738

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $102,000
Down Payment $20,400$81,600
Year 1 - 1 ($388)$270$118$81,482
2 ($388)$270$119$81,363
3 ($388)$269$119$81,244
4 ($388)$269$119$81,125
5 ($388)$268$120$81,005
6 ($388)$268$120$80,885
7 ($388)$268$121$80,764
8 ($388)$267$121$80,643
9 ($388)$267$121$80,522
10 ($388)$266$122$80,400
11 ($388)$266$122$80,278
12 ($388)$266$123$80,155
Year 2 - 13 ($388)$265$123$80,033
14 ($388)$265$123$79,909
15 ($388)$264$124$79,785
16 ($388)$264$124$79,661
17 ($388)$264$125$79,537
18 ($388)$263$125$79,411
19 ($388)$263$125$79,286
20 ($388)$262$126$79,160
21 ($388)$262$126$79,034
22 ($388)$261$127$78,907
23 ($388)$261$127$78,780
24 ($388)$261$128$78,653
Year 3 - 25 ($388)$260$128$78,525
26 ($388)$260$128$78,396
27 ($388)$259$129$78,267
28 ($388)$259$129$78,138
29 ($388)$259$130$78,009
30 ($388)$258$130$77,878
31 ($388)$258$131$77,748
32 ($388)$257$131$77,617
33 ($388)$257$131$77,486
34 ($388)$256$132$77,354
35 ($388)$256$132$77,222
36 ($388)$255$133$77,089
Year 4 - 37 ($388)$255$133$76,956
38 ($388)$255$134$76,822
39 ($388)$254$134$76,688
40 ($388)$254$134$76,554
41 ($388)$253$135$76,419
42 ($388)$253$135$76,284
43 ($388)$252$136$76,148
44 ($388)$252$136$76,011
45 ($388)$251$137$75,875
46 ($388)$251$137$75,738
47 ($388)$251$138$75,600
48 ($388)$250$138$75,462
Year 5 - 49 ($388)$250$139$75,324
50 ($388)$249$139$75,185
51 ($388)$249$139$75,045
52 ($388)$248$140$74,905
53 ($388)$248$140$74,765
54 ($388)$247$141$74,624
55 ($388)$247$141$74,483
56 ($388)$246$142$74,341
57 ($388)$246$142$74,199
58 ($388)$245$143$74,056
59 ($388)$245$143$73,913
60 ($388)$245$144$73,769
Year 6 - 61 ($388)$244$144$73,625
62 ($388)$244$145$73,481
63 ($388)$243$145$73,336
64 ($388)$243$146$73,190
65 ($388)$242$146$73,044
66 ($388)$242$147$72,898
67 ($388)$241$147$72,751
68 ($388)$241$147$72,603
69 ($388)$240$148$72,455
70 ($388)$240$148$72,307
71 ($388)$239$149$72,158
72 ($388)$239$149$72,008
Year 7 - 73 ($388)$238$150$71,858
74 ($388)$238$150$71,708
75 ($388)$237$151$71,557
76 ($388)$237$151$71,406
77 ($388)$236$152$71,254
78 ($388)$236$152$71,101
79 ($388)$235$153$70,948
80 ($388)$235$153$70,795
81 ($388)$234$154$70,641
82 ($388)$234$154$70,486
83 ($388)$233$155$70,331
84 ($388)$233$155$70,176
Year 8 - 85 ($388)$232$156$70,020
86 ($388)$232$157$69,863
87 ($388)$231$157$69,706
88 ($388)$231$158$69,549
89 ($388)$230$158$69,391
90 ($388)$230$159$69,232
91 ($388)$229$159$69,073
92 ($388)$229$160$68,913
93 ($388)$228$160$68,753
94 ($388)$227$161$68,593
95 ($388)$227$161$68,431
96 ($388)$226$162$68,270
Year 9 - 97 ($388)$226$162$68,107
98 ($388)$225$163$67,944
99 ($388)$225$163$67,781
100 ($388)$224$164$67,617
101 ($388)$224$164$67,453
102 ($388)$223$165$67,288
103 ($388)$223$166$67,122
104 ($388)$222$166$66,956
105 ($388)$222$167$66,789
106 ($388)$221$167$66,622
107 ($388)$220$168$66,454
108 ($388)$220$168$66,286
Year 10 - 109 ($388)$219$169$66,117
110 ($388)$219$169$65,948
111 ($388)$218$170$65,778
112 ($388)$218$171$65,607
113 ($388)$217$171$65,436
114 ($388)$216$172$65,264
115 ($388)$216$172$65,092
116 ($388)$215$173$64,919
117 ($388)$215$173$64,746
118 ($388)$214$174$64,572
119 ($388)$214$175$64,398
120 ($388)$213$175$64,222
Year 11 - 121 ($388)$212$176$64,047
122 ($388)$212$176$63,870
123 ($388)$211$177$63,694
124 ($388)$211$177$63,516
125 ($388)$210$178$63,338
126 ($388)$210$179$63,160
127 ($388)$209$179$62,980
128 ($388)$208$180$62,801
129 ($388)$208$180$62,620
130 ($388)$207$181$62,439
131 ($388)$207$182$62,258
132 ($388)$206$182$62,075
Year 12 - 133 ($388)$205$183$61,893
134 ($388)$205$183$61,709
135 ($388)$204$184$61,525
136 ($388)$204$185$61,341
137 ($388)$203$185$61,155
138 ($388)$202$186$60,969
139 ($388)$202$186$60,783
140 ($388)$201$187$60,596
141 ($388)$200$188$60,408
142 ($388)$200$188$60,220
143 ($388)$199$189$60,031
144 ($388)$199$190$59,841
Year 13 - 145 ($388)$198$190$59,651
146 ($388)$197$191$59,460
147 ($388)$197$191$59,269
148 ($388)$196$192$59,077
149 ($388)$195$193$58,884
150 ($388)$195$193$58,691
151 ($388)$194$194$58,497
152 ($388)$194$195$58,302
153 ($388)$193$195$58,107
154 ($388)$192$196$57,911
155 ($388)$192$197$57,714
156 ($388)$191$197$57,517
Year 14 - 157 ($388)$190$198$57,319
158 ($388)$190$199$57,121
159 ($388)$189$199$56,922
160 ($388)$188$200$56,722
161 ($388)$188$201$56,521
162 ($388)$187$201$56,320
163 ($388)$186$202$56,118
164 ($388)$186$203$55,916
165 ($388)$185$203$55,713
166 ($388)$184$204$55,509
167 ($388)$184$205$55,304
168 ($388)$183$205$55,099
Year 15 - 169 ($388)$182$206$54,893
170 ($388)$182$207$54,687
171 ($388)$181$207$54,479
172 ($388)$180$208$54,271
173 ($388)$180$209$54,063
174 ($388)$179$209$53,854
175 ($388)$178$210$53,644
176 ($388)$177$211$53,433
177 ($388)$177$211$53,221
178 ($388)$176$212$53,009
179 ($388)$175$213$52,797
180 ($388)$175$213$52,583
Year 16 - 181 ($388)$174$214$52,369
182 ($388)$173$215$52,154
183 ($388)$173$216$51,938
184 ($388)$172$216$51,722
185 ($388)$171$217$51,505
186 ($388)$170$218$51,287
187 ($388)$170$218$51,069
188 ($388)$169$219$50,850
189 ($388)$168$220$50,630
190 ($388)$167$221$50,409
191 ($388)$167$221$50,188
192 ($388)$166$222$49,965
Year 17 - 193 ($388)$165$223$49,743
194 ($388)$165$224$49,519
195 ($388)$164$224$49,295
196 ($388)$163$225$49,070
197 ($388)$162$226$48,844
198 ($388)$162$227$48,617
199 ($388)$161$227$48,390
200 ($388)$160$228$48,162
201 ($388)$159$229$47,933
202 ($388)$159$230$47,703
203 ($388)$158$230$47,473
204 ($388)$157$231$47,242
Year 18 - 205 ($388)$156$232$47,010
206 ($388)$156$233$46,777
207 ($388)$155$233$46,544
208 ($388)$154$234$46,310
209 ($388)$153$235$46,075
210 ($388)$152$236$45,839
211 ($388)$152$237$45,603
212 ($388)$151$237$45,365
213 ($388)$150$238$45,127
214 ($388)$149$239$44,888
215 ($388)$149$240$44,649
216 ($388)$148$240$44,408
Year 19 - 217 ($388)$147$241$44,167
218 ($388)$146$242$43,925
219 ($388)$145$243$43,682
220 ($388)$145$244$43,439
221 ($388)$144$244$43,194
222 ($388)$143$245$42,949
223 ($388)$142$246$42,703
224 ($388)$141$247$42,456
225 ($388)$140$248$42,208
226 ($388)$140$249$41,960
227 ($388)$139$249$41,710
228 ($388)$138$250$41,460
Year 20 - 229 ($388)$137$251$41,209
230 ($388)$136$252$40,957
231 ($388)$136$253$40,705
232 ($388)$135$253$40,451
233 ($388)$134$254$40,197
234 ($388)$133$255$39,942
235 ($388)$132$256$39,686
236 ($388)$131$257$39,429
237 ($388)$130$258$39,171
238 ($388)$130$259$38,912
239 ($388)$129$259$38,653
240 ($388)$128$260$38,393
Year 21 - 241 ($388)$127$261$38,132
242 ($388)$126$262$37,870
243 ($388)$125$263$37,607
244 ($388)$124$264$37,343
245 ($388)$124$265$37,078
246 ($388)$123$265$36,813
247 ($388)$122$266$36,547
248 ($388)$121$267$36,279
249 ($388)$120$268$36,011
250 ($388)$119$269$35,742
251 ($388)$118$270$35,472
252 ($388)$117$271$35,201
Year 22 - 253 ($388)$116$272$34,930
254 ($388)$116$273$34,657
255 ($388)$115$274$34,384
256 ($388)$114$274$34,109
257 ($388)$113$275$33,834
258 ($388)$112$276$33,558
259 ($388)$111$277$33,280
260 ($388)$110$278$33,002
261 ($388)$109$279$32,723
262 ($388)$108$280$32,444
263 ($388)$107$281$32,163
264 ($388)$106$282$31,881
Year 23 - 265 ($388)$105$283$31,598
266 ($388)$105$284$31,315
267 ($388)$104$285$31,030
268 ($388)$103$286$30,745
269 ($388)$102$286$30,458
270 ($388)$101$287$30,171
271 ($388)$100$288$29,882
272 ($388)$99$289$29,593
273 ($388)$98$290$29,303
274 ($388)$97$291$29,012
275 ($388)$96$292$28,719
276 ($388)$95$293$28,426
Year 24 - 277 ($388)$94$294$28,132
278 ($388)$93$295$27,837
279 ($388)$92$296$27,541
280 ($388)$91$297$27,244
281 ($388)$90$298$26,946
282 ($388)$89$299$26,647
283 ($388)$88$300$26,347
284 ($388)$87$301$26,046
285 ($388)$86$302$25,744
286 ($388)$85$303$25,441
287 ($388)$84$304$25,137
288 ($388)$83$305$24,832
Year 25 - 289 ($388)$82$306$24,526
290 ($388)$81$307$24,219
291 ($388)$80$308$23,911
292 ($388)$79$309$23,602
293 ($388)$78$310$23,292
294 ($388)$77$311$22,981
295 ($388)$76$312$22,669
296 ($388)$75$313$22,355
297 ($388)$74$314$22,041
298 ($388)$73$315$21,726
299 ($388)$72$316$21,410
300 ($388)$71$317$21,092
Year 26 - 301 ($388)$70$318$20,774
302 ($388)$69$319$20,454
303 ($388)$68$320$20,134
304 ($388)$67$322$19,812
305 ($388)$66$323$19,490
306 ($388)$64$324$19,166
307 ($388)$63$325$18,841
308 ($388)$62$326$18,516
309 ($388)$61$327$18,189
310 ($388)$60$328$17,861
311 ($388)$59$329$17,532
312 ($388)$58$330$17,201
Year 27 - 313 ($388)$57$331$16,870
314 ($388)$56$332$16,538
315 ($388)$55$333$16,204
316 ($388)$54$335$15,870
317 ($388)$53$336$15,534
318 ($388)$51$337$15,197
319 ($388)$50$338$14,860
320 ($388)$49$339$14,521
321 ($388)$48$340$14,180
322 ($388)$47$341$13,839
323 ($388)$46$342$13,497
324 ($388)$45$344$13,153
Year 28 - 325 ($388)$44$345$12,809
326 ($388)$42$346$12,463
327 ($388)$41$347$12,116
328 ($388)$40$348$11,768
329 ($388)$39$349$11,419
330 ($388)$38$350$11,068
331 ($388)$37$352$10,717
332 ($388)$35$353$10,364
333 ($388)$34$354$10,010
334 ($388)$33$355$9,655
335 ($388)$32$356$9,299
336 ($388)$31$357$8,941
Year 29 - 337 ($388)$30$359$8,583
338 ($388)$28$360$8,223
339 ($388)$27$361$7,862
340 ($388)$26$362$7,500
341 ($388)$25$363$7,137
342 ($388)$24$365$6,772
343 ($388)$22$366$6,406
344 ($388)$21$367$6,039
345 ($388)$20$368$5,671
346 ($388)$19$369$5,302
347 ($388)$18$371$4,931
348 ($388)$16$372$4,559
Year 30 - 349 ($388)$15$373$4,186
350 ($388)$14$374$3,812
351 ($388)$13$376$3,436
352 ($388)$11$377$3,060
353 ($388)$10$378$2,682
354 ($388)$9$379$2,302
355 ($388)$8$381$1,922
356 ($388)$6$382$1,540
357 ($388)$5$383$1,157
358 ($388)$4$384$772
359 ($388)$3$386$387
360 ($388)$1$387$0
TOTALS$58,138$81,600$139,738

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.