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Mortgage Payment Schedule for a $102,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,400) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$379 360 $54,945 $136,545

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $102,000
Down Payment $20,400$81,600
Year 1 - 1 ($379)$257$122$81,478
2 ($379)$257$123$81,355
3 ($379)$256$123$81,232
4 ($379)$256$123$81,109
5 ($379)$255$124$80,985
6 ($379)$255$124$80,861
7 ($379)$255$125$80,736
8 ($379)$254$125$80,611
9 ($379)$254$125$80,486
10 ($379)$254$126$80,360
11 ($379)$253$126$80,234
12 ($379)$253$127$80,107
Year 2 - 13 ($379)$252$127$79,980
14 ($379)$252$127$79,853
15 ($379)$252$128$79,725
16 ($379)$251$128$79,597
17 ($379)$251$129$79,468
18 ($379)$250$129$79,340
19 ($379)$250$129$79,210
20 ($379)$250$130$79,080
21 ($379)$249$130$78,950
22 ($379)$249$131$78,820
23 ($379)$248$131$78,689
24 ($379)$248$131$78,557
Year 3 - 25 ($379)$247$132$78,425
26 ($379)$247$132$78,293
27 ($379)$247$133$78,160
28 ($379)$246$133$78,027
29 ($379)$246$134$77,894
30 ($379)$245$134$77,760
31 ($379)$245$134$77,626
32 ($379)$245$135$77,491
33 ($379)$244$135$77,356
34 ($379)$244$136$77,220
35 ($379)$243$136$77,084
36 ($379)$243$136$76,947
Year 4 - 37 ($379)$242$137$76,810
38 ($379)$242$137$76,673
39 ($379)$242$138$76,535
40 ($379)$241$138$76,397
41 ($379)$241$139$76,259
42 ($379)$240$139$76,119
43 ($379)$240$140$75,980
44 ($379)$239$140$75,840
45 ($379)$239$140$75,700
46 ($379)$238$141$75,559
47 ($379)$238$141$75,417
48 ($379)$238$142$75,276
Year 5 - 49 ($379)$237$142$75,134
50 ($379)$237$143$74,991
51 ($379)$236$143$74,848
52 ($379)$236$144$74,704
53 ($379)$235$144$74,560
54 ($379)$235$144$74,416
55 ($379)$234$145$74,271
56 ($379)$234$145$74,126
57 ($379)$233$146$73,980
58 ($379)$233$146$73,834
59 ($379)$233$147$73,687
60 ($379)$232$147$73,540
Year 6 - 61 ($379)$232$148$73,392
62 ($379)$231$148$73,244
63 ($379)$231$149$73,095
64 ($379)$230$149$72,946
65 ($379)$230$150$72,797
66 ($379)$229$150$72,647
67 ($379)$229$150$72,496
68 ($379)$228$151$72,346
69 ($379)$228$151$72,194
70 ($379)$227$152$72,042
71 ($379)$227$152$71,890
72 ($379)$226$153$71,737
Year 7 - 73 ($379)$226$153$71,584
74 ($379)$225$154$71,430
75 ($379)$225$154$71,276
76 ($379)$225$155$71,121
77 ($379)$224$155$70,966
78 ($379)$224$156$70,810
79 ($379)$223$156$70,654
80 ($379)$223$157$70,497
81 ($379)$222$157$70,340
82 ($379)$222$158$70,182
83 ($379)$221$158$70,024
84 ($379)$221$159$69,865
Year 8 - 85 ($379)$220$159$69,706
86 ($379)$220$160$69,546
87 ($379)$219$160$69,386
88 ($379)$219$161$69,225
89 ($379)$218$161$69,064
90 ($379)$218$162$68,902
91 ($379)$217$162$68,740
92 ($379)$217$163$68,577
93 ($379)$216$163$68,414
94 ($379)$216$164$68,250
95 ($379)$215$164$68,086
96 ($379)$214$165$67,921
Year 9 - 97 ($379)$214$165$67,756
98 ($379)$213$166$67,590
99 ($379)$213$166$67,423
100 ($379)$212$167$67,256
101 ($379)$212$167$67,089
102 ($379)$211$168$66,921
103 ($379)$211$168$66,753
104 ($379)$210$169$66,583
105 ($379)$210$170$66,414
106 ($379)$209$170$66,244
107 ($379)$209$171$66,073
108 ($379)$208$171$65,902
Year 10 - 109 ($379)$208$172$65,730
110 ($379)$207$172$65,558
111 ($379)$207$173$65,385
112 ($379)$206$173$65,212
113 ($379)$205$174$65,038
114 ($379)$205$174$64,864
115 ($379)$204$175$64,689
116 ($379)$204$176$64,513
117 ($379)$203$176$64,337
118 ($379)$203$177$64,161
119 ($379)$202$177$63,983
120 ($379)$202$178$63,806
Year 11 - 121 ($379)$201$178$63,627
122 ($379)$200$179$63,448
123 ($379)$200$179$63,269
124 ($379)$199$180$63,089
125 ($379)$199$181$62,908
126 ($379)$198$181$62,727
127 ($379)$198$182$62,546
128 ($379)$197$182$62,363
129 ($379)$196$183$62,180
130 ($379)$196$183$61,997
131 ($379)$195$184$61,813
132 ($379)$195$185$61,628
Year 12 - 133 ($379)$194$185$61,443
134 ($379)$194$186$61,258
135 ($379)$193$186$61,071
136 ($379)$192$187$60,884
137 ($379)$192$188$60,697
138 ($379)$191$188$60,509
139 ($379)$191$189$60,320
140 ($379)$190$189$60,131
141 ($379)$189$190$59,941
142 ($379)$189$190$59,750
143 ($379)$188$191$59,559
144 ($379)$188$192$59,368
Year 13 - 145 ($379)$187$192$59,175
146 ($379)$186$193$58,982
147 ($379)$186$193$58,789
148 ($379)$185$194$58,595
149 ($379)$185$195$58,400
150 ($379)$184$195$58,205
151 ($379)$183$196$58,009
152 ($379)$183$197$57,812
153 ($379)$182$197$57,615
154 ($379)$181$198$57,417
155 ($379)$181$198$57,219
156 ($379)$180$199$57,020
Year 14 - 157 ($379)$180$200$56,820
158 ($379)$179$200$56,620
159 ($379)$178$201$56,419
160 ($379)$178$202$56,217
161 ($379)$177$202$56,015
162 ($379)$176$203$55,812
163 ($379)$176$203$55,609
164 ($379)$175$204$55,405
165 ($379)$175$205$55,200
166 ($379)$174$205$54,994
167 ($379)$173$206$54,788
168 ($379)$173$207$54,582
Year 15 - 169 ($379)$172$207$54,374
170 ($379)$171$208$54,166
171 ($379)$171$209$53,958
172 ($379)$170$209$53,748
173 ($379)$169$210$53,538
174 ($379)$169$211$53,328
175 ($379)$168$211$53,116
176 ($379)$167$212$52,904
177 ($379)$167$213$52,692
178 ($379)$166$213$52,478
179 ($379)$165$214$52,264
180 ($379)$165$215$52,050
Year 16 - 181 ($379)$164$215$51,834
182 ($379)$163$216$51,618
183 ($379)$163$217$51,402
184 ($379)$162$217$51,184
185 ($379)$161$218$50,966
186 ($379)$161$219$50,748
187 ($379)$160$219$50,528
188 ($379)$159$220$50,308
189 ($379)$158$221$50,087
190 ($379)$158$222$49,866
191 ($379)$157$222$49,643
192 ($379)$156$223$49,420
Year 17 - 193 ($379)$156$224$49,197
194 ($379)$155$224$48,973
195 ($379)$154$225$48,748
196 ($379)$154$226$48,522
197 ($379)$153$226$48,295
198 ($379)$152$227$48,068
199 ($379)$151$228$47,840
200 ($379)$151$229$47,612
201 ($379)$150$229$47,382
202 ($379)$149$230$47,152
203 ($379)$149$231$46,922
204 ($379)$148$231$46,690
Year 18 - 205 ($379)$147$232$46,458
206 ($379)$146$233$46,225
207 ($379)$146$234$45,991
208 ($379)$145$234$45,757
209 ($379)$144$235$45,522
210 ($379)$143$236$45,286
211 ($379)$143$237$45,049
212 ($379)$142$237$44,812
213 ($379)$141$238$44,574
214 ($379)$140$239$44,335
215 ($379)$140$240$44,095
216 ($379)$139$240$43,855
Year 19 - 217 ($379)$138$241$43,614
218 ($379)$137$242$43,372
219 ($379)$137$243$43,129
220 ($379)$136$243$42,886
221 ($379)$135$244$42,641
222 ($379)$134$245$42,396
223 ($379)$134$246$42,151
224 ($379)$133$247$41,904
225 ($379)$132$247$41,657
226 ($379)$131$248$41,409
227 ($379)$130$249$41,160
228 ($379)$130$250$40,910
Year 20 - 229 ($379)$129$250$40,660
230 ($379)$128$251$40,409
231 ($379)$127$252$40,157
232 ($379)$126$253$39,904
233 ($379)$126$254$39,650
234 ($379)$125$254$39,396
235 ($379)$124$255$39,141
236 ($379)$123$256$38,885
237 ($379)$122$257$38,628
238 ($379)$122$258$38,370
239 ($379)$121$258$38,112
240 ($379)$120$259$37,852
Year 21 - 241 ($379)$119$260$37,592
242 ($379)$118$261$37,332
243 ($379)$118$262$37,070
244 ($379)$117$263$36,807
245 ($379)$116$263$36,544
246 ($379)$115$264$36,280
247 ($379)$114$265$36,015
248 ($379)$113$266$35,749
249 ($379)$113$267$35,482
250 ($379)$112$268$35,215
251 ($379)$111$268$34,946
252 ($379)$110$269$34,677
Year 22 - 253 ($379)$109$270$34,407
254 ($379)$108$271$34,136
255 ($379)$108$272$33,864
256 ($379)$107$273$33,592
257 ($379)$106$273$33,318
258 ($379)$105$274$33,044
259 ($379)$104$275$32,769
260 ($379)$103$276$32,493
261 ($379)$102$277$32,216
262 ($379)$101$278$31,938
263 ($379)$101$279$31,659
264 ($379)$100$280$31,380
Year 23 - 265 ($379)$99$280$31,099
266 ($379)$98$281$30,818
267 ($379)$97$282$30,536
268 ($379)$96$283$30,253
269 ($379)$95$284$29,969
270 ($379)$94$285$29,684
271 ($379)$94$286$29,398
272 ($379)$93$287$29,111
273 ($379)$92$288$28,824
274 ($379)$91$288$28,535
275 ($379)$90$289$28,246
276 ($379)$89$290$27,955
Year 24 - 277 ($379)$88$291$27,664
278 ($379)$87$292$27,372
279 ($379)$86$293$27,079
280 ($379)$85$294$26,785
281 ($379)$84$295$26,490
282 ($379)$83$296$26,194
283 ($379)$83$297$25,897
284 ($379)$82$298$25,600
285 ($379)$81$299$25,301
286 ($379)$80$300$25,001
287 ($379)$79$301$24,701
288 ($379)$78$301$24,399
Year 25 - 289 ($379)$77$302$24,097
290 ($379)$76$303$23,794
291 ($379)$75$304$23,489
292 ($379)$74$305$23,184
293 ($379)$73$306$22,878
294 ($379)$72$307$22,570
295 ($379)$71$308$22,262
296 ($379)$70$309$21,953
297 ($379)$69$310$21,643
298 ($379)$68$311$21,332
299 ($379)$67$312$21,020
300 ($379)$66$313$20,707
Year 26 - 301 ($379)$65$314$20,393
302 ($379)$64$315$20,078
303 ($379)$63$316$19,762
304 ($379)$62$317$19,444
305 ($379)$61$318$19,126
306 ($379)$60$319$18,807
307 ($379)$59$320$18,487
308 ($379)$58$321$18,166
309 ($379)$57$322$17,844
310 ($379)$56$323$17,521
311 ($379)$55$324$17,197
312 ($379)$54$325$16,872
Year 27 - 313 ($379)$53$326$16,546
314 ($379)$52$327$16,219
315 ($379)$51$328$15,890
316 ($379)$50$329$15,561
317 ($379)$49$330$15,231
318 ($379)$48$331$14,900
319 ($379)$47$332$14,567
320 ($379)$46$333$14,234
321 ($379)$45$334$13,899
322 ($379)$44$336$13,564
323 ($379)$43$337$13,227
324 ($379)$42$338$12,890
Year 28 - 325 ($379)$41$339$12,551
326 ($379)$40$340$12,211
327 ($379)$38$341$11,870
328 ($379)$37$342$11,528
329 ($379)$36$343$11,185
330 ($379)$35$344$10,841
331 ($379)$34$345$10,496
332 ($379)$33$346$10,150
333 ($379)$32$347$9,803
334 ($379)$31$348$9,454
335 ($379)$30$350$9,105
336 ($379)$29$351$8,754
Year 29 - 337 ($379)$28$352$8,402
338 ($379)$26$353$8,050
339 ($379)$25$354$7,696
340 ($379)$24$355$7,341
341 ($379)$23$356$6,984
342 ($379)$22$357$6,627
343 ($379)$21$358$6,269
344 ($379)$20$360$5,909
345 ($379)$19$361$5,549
346 ($379)$17$362$5,187
347 ($379)$16$363$4,824
348 ($379)$15$364$4,460
Year 30 - 349 ($379)$14$365$4,094
350 ($379)$13$366$3,728
351 ($379)$12$368$3,360
352 ($379)$11$369$2,992
353 ($379)$9$370$2,622
354 ($379)$8$371$2,251
355 ($379)$7$372$1,879
356 ($379)$6$373$1,505
357 ($379)$5$375$1,131
358 ($379)$4$376$755
359 ($379)$2$377$378
360 ($379)$1$378$0
TOTALS$54,945$81,600$136,545

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.