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Mortgage Payment Schedule for a $102,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($20,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$386 360 $57,294 $138,894

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $102,000
Down Payment $20,400$81,600
Year 1 - 1 ($386)$267$119$81,481
2 ($386)$266$120$81,361
3 ($386)$266$120$81,241
4 ($386)$265$120$81,121
5 ($386)$265$121$81,000
6 ($386)$265$121$80,879
7 ($386)$264$122$80,757
8 ($386)$264$122$80,635
9 ($386)$263$122$80,513
10 ($386)$263$123$80,390
11 ($386)$263$123$80,267
12 ($386)$262$124$80,143
Year 2 - 13 ($386)$262$124$80,019
14 ($386)$261$124$79,894
15 ($386)$261$125$79,770
16 ($386)$261$125$79,644
17 ($386)$260$126$79,519
18 ($386)$260$126$79,393
19 ($386)$259$126$79,266
20 ($386)$259$127$79,139
21 ($386)$259$127$79,012
22 ($386)$258$128$78,884
23 ($386)$258$128$78,756
24 ($386)$257$129$78,628
Year 3 - 25 ($386)$257$129$78,499
26 ($386)$256$129$78,369
27 ($386)$256$130$78,240
28 ($386)$256$130$78,109
29 ($386)$255$131$77,979
30 ($386)$255$131$77,848
31 ($386)$254$132$77,716
32 ($386)$254$132$77,584
33 ($386)$253$132$77,452
34 ($386)$253$133$77,319
35 ($386)$253$133$77,186
36 ($386)$252$134$77,052
Year 4 - 37 ($386)$252$134$76,918
38 ($386)$251$135$76,783
39 ($386)$251$135$76,648
40 ($386)$250$135$76,513
41 ($386)$250$136$76,377
42 ($386)$249$136$76,241
43 ($386)$249$137$76,104
44 ($386)$249$137$75,967
45 ($386)$248$138$75,829
46 ($386)$248$138$75,691
47 ($386)$247$139$75,552
48 ($386)$247$139$75,413
Year 5 - 49 ($386)$246$139$75,274
50 ($386)$246$140$75,134
51 ($386)$245$140$74,994
52 ($386)$245$141$74,853
53 ($386)$245$141$74,711
54 ($386)$244$142$74,570
55 ($386)$244$142$74,428
56 ($386)$243$143$74,285
57 ($386)$243$143$74,142
58 ($386)$242$144$73,998
59 ($386)$242$144$73,854
60 ($386)$241$145$73,709
Year 6 - 61 ($386)$241$145$73,564
62 ($386)$240$146$73,419
63 ($386)$240$146$73,273
64 ($386)$239$146$73,126
65 ($386)$239$147$72,979
66 ($386)$238$147$72,832
67 ($386)$238$148$72,684
68 ($386)$237$148$72,536
69 ($386)$237$149$72,387
70 ($386)$236$149$72,238
71 ($386)$236$150$72,088
72 ($386)$235$150$71,937
Year 7 - 73 ($386)$235$151$71,787
74 ($386)$235$151$71,635
75 ($386)$234$152$71,483
76 ($386)$234$152$71,331
77 ($386)$233$153$71,178
78 ($386)$233$153$71,025
79 ($386)$232$154$70,871
80 ($386)$232$154$70,717
81 ($386)$231$155$70,562
82 ($386)$231$155$70,407
83 ($386)$230$156$70,251
84 ($386)$229$156$70,095
Year 8 - 85 ($386)$229$157$69,938
86 ($386)$228$157$69,780
87 ($386)$228$158$69,623
88 ($386)$227$158$69,464
89 ($386)$227$159$69,305
90 ($386)$226$159$69,146
91 ($386)$226$160$68,986
92 ($386)$225$160$68,825
93 ($386)$225$161$68,665
94 ($386)$224$162$68,503
95 ($386)$224$162$68,341
96 ($386)$223$163$68,178
Year 9 - 97 ($386)$223$163$68,015
98 ($386)$222$164$67,852
99 ($386)$222$164$67,687
100 ($386)$221$165$67,523
101 ($386)$221$165$67,358
102 ($386)$220$166$67,192
103 ($386)$219$166$67,025
104 ($386)$219$167$66,859
105 ($386)$218$167$66,691
106 ($386)$218$168$66,523
107 ($386)$217$169$66,355
108 ($386)$217$169$66,186
Year 10 - 109 ($386)$216$170$66,016
110 ($386)$216$170$65,846
111 ($386)$215$171$65,675
112 ($386)$215$171$65,504
113 ($386)$214$172$65,332
114 ($386)$213$172$65,160
115 ($386)$213$173$64,987
116 ($386)$212$174$64,813
117 ($386)$212$174$64,639
118 ($386)$211$175$64,464
119 ($386)$211$175$64,289
120 ($386)$210$176$64,113
Year 11 - 121 ($386)$209$176$63,937
122 ($386)$209$177$63,760
123 ($386)$208$178$63,582
124 ($386)$208$178$63,404
125 ($386)$207$179$63,226
126 ($386)$207$179$63,046
127 ($386)$206$180$62,867
128 ($386)$205$180$62,686
129 ($386)$205$181$62,505
130 ($386)$204$182$62,323
131 ($386)$204$182$62,141
132 ($386)$203$183$61,958
Year 12 - 133 ($386)$202$183$61,775
134 ($386)$202$184$61,591
135 ($386)$201$185$61,406
136 ($386)$201$185$61,221
137 ($386)$200$186$61,035
138 ($386)$199$186$60,849
139 ($386)$199$187$60,662
140 ($386)$198$188$60,474
141 ($386)$198$188$60,286
142 ($386)$197$189$60,097
143 ($386)$196$190$59,907
144 ($386)$196$190$59,717
Year 13 - 145 ($386)$195$191$59,527
146 ($386)$194$191$59,335
147 ($386)$194$192$59,143
148 ($386)$193$193$58,951
149 ($386)$193$193$58,757
150 ($386)$192$194$58,563
151 ($386)$191$195$58,369
152 ($386)$191$195$58,174
153 ($386)$190$196$57,978
154 ($386)$189$196$57,782
155 ($386)$189$197$57,585
156 ($386)$188$198$57,387
Year 14 - 157 ($386)$187$198$57,188
158 ($386)$187$199$56,989
159 ($386)$186$200$56,790
160 ($386)$186$200$56,590
161 ($386)$185$201$56,389
162 ($386)$184$202$56,187
163 ($386)$184$202$55,985
164 ($386)$183$203$55,782
165 ($386)$182$204$55,578
166 ($386)$182$204$55,374
167 ($386)$181$205$55,169
168 ($386)$180$206$54,963
Year 15 - 169 ($386)$180$206$54,757
170 ($386)$179$207$54,550
171 ($386)$178$208$54,343
172 ($386)$178$208$54,134
173 ($386)$177$209$53,925
174 ($386)$176$210$53,716
175 ($386)$175$210$53,505
176 ($386)$175$211$53,294
177 ($386)$174$212$53,083
178 ($386)$173$212$52,870
179 ($386)$173$213$52,657
180 ($386)$172$214$52,443
Year 16 - 181 ($386)$171$215$52,229
182 ($386)$171$215$52,013
183 ($386)$170$216$51,798
184 ($386)$169$217$51,581
185 ($386)$168$217$51,364
186 ($386)$168$218$51,146
187 ($386)$167$219$50,927
188 ($386)$166$219$50,707
189 ($386)$166$220$50,487
190 ($386)$165$221$50,266
191 ($386)$164$222$50,045
192 ($386)$163$222$49,822
Year 17 - 193 ($386)$163$223$49,599
194 ($386)$162$224$49,376
195 ($386)$161$225$49,151
196 ($386)$161$225$48,926
197 ($386)$160$226$48,700
198 ($386)$159$227$48,473
199 ($386)$158$227$48,246
200 ($386)$158$228$48,017
201 ($386)$157$229$47,788
202 ($386)$156$230$47,559
203 ($386)$155$230$47,328
204 ($386)$155$231$47,097
Year 18 - 205 ($386)$154$232$46,865
206 ($386)$153$233$46,632
207 ($386)$152$233$46,399
208 ($386)$152$234$46,165
209 ($386)$151$235$45,930
210 ($386)$150$236$45,694
211 ($386)$149$237$45,457
212 ($386)$148$237$45,220
213 ($386)$148$238$44,982
214 ($386)$147$239$44,743
215 ($386)$146$240$44,503
216 ($386)$145$240$44,263
Year 19 - 217 ($386)$145$241$44,022
218 ($386)$144$242$43,780
219 ($386)$143$243$43,537
220 ($386)$142$244$43,293
221 ($386)$141$244$43,049
222 ($386)$141$245$42,804
223 ($386)$140$246$42,558
224 ($386)$139$247$42,311
225 ($386)$138$248$42,063
226 ($386)$137$248$41,815
227 ($386)$137$249$41,566
228 ($386)$136$250$41,316
Year 20 - 229 ($386)$135$251$41,065
230 ($386)$134$252$40,813
231 ($386)$133$252$40,561
232 ($386)$132$253$40,307
233 ($386)$132$254$40,053
234 ($386)$131$255$39,798
235 ($386)$130$256$39,542
236 ($386)$129$257$39,286
237 ($386)$128$257$39,028
238 ($386)$127$258$38,770
239 ($386)$127$259$38,511
240 ($386)$126$260$38,251
Year 21 - 241 ($386)$125$261$37,990
242 ($386)$124$262$37,728
243 ($386)$123$263$37,466
244 ($386)$122$263$37,202
245 ($386)$122$264$36,938
246 ($386)$121$265$36,673
247 ($386)$120$266$36,407
248 ($386)$119$267$36,140
249 ($386)$118$268$35,872
250 ($386)$117$269$35,603
251 ($386)$116$270$35,334
252 ($386)$115$270$35,063
Year 22 - 253 ($386)$115$271$34,792
254 ($386)$114$272$34,520
255 ($386)$113$273$34,247
256 ($386)$112$274$33,973
257 ($386)$111$275$33,698
258 ($386)$110$276$33,422
259 ($386)$109$277$33,146
260 ($386)$108$278$32,868
261 ($386)$107$278$32,590
262 ($386)$106$279$32,310
263 ($386)$106$280$32,030
264 ($386)$105$281$31,749
Year 23 - 265 ($386)$104$282$31,467
266 ($386)$103$283$31,184
267 ($386)$102$284$30,900
268 ($386)$101$285$30,615
269 ($386)$100$286$30,329
270 ($386)$99$287$30,042
271 ($386)$98$288$29,755
272 ($386)$97$289$29,466
273 ($386)$96$290$29,177
274 ($386)$95$291$28,886
275 ($386)$94$291$28,595
276 ($386)$93$292$28,302
Year 24 - 277 ($386)$92$293$28,009
278 ($386)$91$294$27,715
279 ($386)$91$295$27,419
280 ($386)$90$296$27,123
281 ($386)$89$297$26,826
282 ($386)$88$298$26,528
283 ($386)$87$299$26,228
284 ($386)$86$300$25,928
285 ($386)$85$301$25,627
286 ($386)$84$302$25,325
287 ($386)$83$303$25,022
288 ($386)$82$304$24,718
Year 25 - 289 ($386)$81$305$24,413
290 ($386)$80$306$24,107
291 ($386)$79$307$23,800
292 ($386)$78$308$23,492
293 ($386)$77$309$23,183
294 ($386)$76$310$22,873
295 ($386)$75$311$22,561
296 ($386)$74$312$22,249
297 ($386)$73$313$21,936
298 ($386)$72$314$21,622
299 ($386)$71$315$21,307
300 ($386)$70$316$20,991
Year 26 - 301 ($386)$69$317$20,673
302 ($386)$68$318$20,355
303 ($386)$66$319$20,036
304 ($386)$65$320$19,715
305 ($386)$64$321$19,394
306 ($386)$63$322$19,072
307 ($386)$62$324$18,748
308 ($386)$61$325$18,423
309 ($386)$60$326$18,098
310 ($386)$59$327$17,771
311 ($386)$58$328$17,443
312 ($386)$57$329$17,114
Year 27 - 313 ($386)$56$330$16,785
314 ($386)$55$331$16,454
315 ($386)$54$332$16,122
316 ($386)$53$333$15,788
317 ($386)$52$334$15,454
318 ($386)$50$335$15,119
319 ($386)$49$336$14,782
320 ($386)$48$338$14,445
321 ($386)$47$339$14,106
322 ($386)$46$340$13,766
323 ($386)$45$341$13,426
324 ($386)$44$342$13,084
Year 28 - 325 ($386)$43$343$12,741
326 ($386)$42$344$12,396
327 ($386)$40$345$12,051
328 ($386)$39$346$11,705
329 ($386)$38$348$11,357
330 ($386)$37$349$11,008
331 ($386)$36$350$10,658
332 ($386)$35$351$10,307
333 ($386)$34$352$9,955
334 ($386)$33$353$9,602
335 ($386)$31$354$9,248
336 ($386)$30$356$8,892
Year 29 - 337 ($386)$29$357$8,535
338 ($386)$28$358$8,177
339 ($386)$27$359$7,818
340 ($386)$26$360$7,458
341 ($386)$24$361$7,096
342 ($386)$23$363$6,734
343 ($386)$22$364$6,370
344 ($386)$21$365$6,005
345 ($386)$20$366$5,639
346 ($386)$18$367$5,271
347 ($386)$17$369$4,903
348 ($386)$16$370$4,533
Year 30 - 349 ($386)$15$371$4,162
350 ($386)$14$372$3,790
351 ($386)$12$373$3,416
352 ($386)$11$375$3,042
353 ($386)$10$376$2,666
354 ($386)$9$377$2,289
355 ($386)$7$378$1,910
356 ($386)$6$380$1,531
357 ($386)$5$381$1,150
358 ($386)$4$382$768
359 ($386)$3$383$385
360 ($386)$1$385$0
TOTALS$57,294$81,600$138,894

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.