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Mortgage Payment Schedule for a $105,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($21,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$393 360 $57,422 $141,422

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $105,000
Down Payment $21,000$84,000
Year 1 - 1 ($393)$268$125$83,875
2 ($393)$268$125$83,750
3 ($393)$267$126$83,625
4 ($393)$267$126$83,499
5 ($393)$266$126$83,372
6 ($393)$266$127$83,246
7 ($393)$266$127$83,118
8 ($393)$265$128$82,991
9 ($393)$265$128$82,863
10 ($393)$264$128$82,735
11 ($393)$264$129$82,606
12 ($393)$264$129$82,477
Year 2 - 13 ($393)$263$130$82,347
14 ($393)$263$130$82,217
15 ($393)$262$130$82,087
16 ($393)$262$131$81,956
17 ($393)$262$131$81,824
18 ($393)$261$132$81,693
19 ($393)$261$132$81,561
20 ($393)$260$133$81,428
21 ($393)$260$133$81,295
22 ($393)$259$133$81,162
23 ($393)$259$134$81,028
24 ($393)$259$134$80,894
Year 3 - 25 ($393)$258$135$80,759
26 ($393)$258$135$80,624
27 ($393)$257$136$80,488
28 ($393)$257$136$80,353
29 ($393)$256$136$80,216
30 ($393)$256$137$80,079
31 ($393)$256$137$79,942
32 ($393)$255$138$79,804
33 ($393)$255$138$79,666
34 ($393)$254$139$79,528
35 ($393)$254$139$79,389
36 ($393)$253$139$79,249
Year 4 - 37 ($393)$253$140$79,109
38 ($393)$252$140$78,969
39 ($393)$252$141$78,828
40 ($393)$252$141$78,687
41 ($393)$251$142$78,545
42 ($393)$251$142$78,403
43 ($393)$250$143$78,260
44 ($393)$250$143$78,117
45 ($393)$249$144$77,974
46 ($393)$249$144$77,830
47 ($393)$248$144$77,685
48 ($393)$248$145$77,541
Year 5 - 49 ($393)$247$145$77,395
50 ($393)$247$146$77,249
51 ($393)$247$146$77,103
52 ($393)$246$147$76,956
53 ($393)$246$147$76,809
54 ($393)$245$148$76,661
55 ($393)$245$148$76,513
56 ($393)$244$149$76,365
57 ($393)$244$149$76,216
58 ($393)$243$150$76,066
59 ($393)$243$150$75,916
60 ($393)$242$151$75,765
Year 6 - 61 ($393)$242$151$75,614
62 ($393)$241$152$75,463
63 ($393)$241$152$75,311
64 ($393)$240$152$75,158
65 ($393)$240$153$75,005
66 ($393)$239$153$74,852
67 ($393)$239$154$74,698
68 ($393)$238$154$74,544
69 ($393)$238$155$74,389
70 ($393)$237$155$74,233
71 ($393)$237$156$74,077
72 ($393)$236$156$73,921
Year 7 - 73 ($393)$236$157$73,764
74 ($393)$235$157$73,607
75 ($393)$235$158$73,449
76 ($393)$234$158$73,290
77 ($393)$234$159$73,131
78 ($393)$233$159$72,972
79 ($393)$233$160$72,812
80 ($393)$232$160$72,652
81 ($393)$232$161$72,491
82 ($393)$231$161$72,329
83 ($393)$231$162$72,167
84 ($393)$230$163$72,005
Year 8 - 85 ($393)$230$163$71,842
86 ($393)$229$164$71,678
87 ($393)$229$164$71,514
88 ($393)$228$165$71,349
89 ($393)$228$165$71,184
90 ($393)$227$166$71,019
91 ($393)$227$166$70,852
92 ($393)$226$167$70,686
93 ($393)$226$167$70,519
94 ($393)$225$168$70,351
95 ($393)$225$168$70,182
96 ($393)$224$169$70,014
Year 9 - 97 ($393)$223$169$69,844
98 ($393)$223$170$69,674
99 ($393)$222$170$69,504
100 ($393)$222$171$69,333
101 ($393)$221$172$69,161
102 ($393)$221$172$68,989
103 ($393)$220$173$68,817
104 ($393)$220$173$68,643
105 ($393)$219$174$68,470
106 ($393)$219$174$68,295
107 ($393)$218$175$68,120
108 ($393)$217$175$67,945
Year 10 - 109 ($393)$217$176$67,769
110 ($393)$216$177$67,592
111 ($393)$216$177$67,415
112 ($393)$215$178$67,238
113 ($393)$215$178$67,059
114 ($393)$214$179$66,881
115 ($393)$213$179$66,701
116 ($393)$213$180$66,521
117 ($393)$212$181$66,341
118 ($393)$212$181$66,160
119 ($393)$211$182$65,978
120 ($393)$211$182$65,796
Year 11 - 121 ($393)$210$183$65,613
122 ($393)$209$183$65,429
123 ($393)$209$184$65,245
124 ($393)$208$185$65,061
125 ($393)$208$185$64,876
126 ($393)$207$186$64,690
127 ($393)$206$186$64,504
128 ($393)$206$187$64,317
129 ($393)$205$188$64,129
130 ($393)$205$188$63,941
131 ($393)$204$189$63,752
132 ($393)$203$189$63,563
Year 12 - 133 ($393)$203$190$63,373
134 ($393)$202$191$63,182
135 ($393)$202$191$62,991
136 ($393)$201$192$62,799
137 ($393)$200$192$62,607
138 ($393)$200$193$62,414
139 ($393)$199$194$62,220
140 ($393)$199$194$62,026
141 ($393)$198$195$61,831
142 ($393)$197$195$61,636
143 ($393)$197$196$61,439
144 ($393)$196$197$61,243
Year 13 - 145 ($393)$195$197$61,045
146 ($393)$195$198$60,847
147 ($393)$194$199$60,649
148 ($393)$194$199$60,449
149 ($393)$193$200$60,249
150 ($393)$192$201$60,049
151 ($393)$192$201$59,848
152 ($393)$191$202$59,646
153 ($393)$190$202$59,443
154 ($393)$190$203$59,240
155 ($393)$189$204$59,037
156 ($393)$188$204$58,832
Year 14 - 157 ($393)$188$205$58,627
158 ($393)$187$206$58,421
159 ($393)$186$206$58,215
160 ($393)$186$207$58,008
161 ($393)$185$208$57,800
162 ($393)$184$208$57,592
163 ($393)$184$209$57,383
164 ($393)$183$210$57,173
165 ($393)$182$210$56,963
166 ($393)$182$211$56,752
167 ($393)$181$212$56,540
168 ($393)$180$212$56,328
Year 15 - 169 ($393)$180$213$56,115
170 ($393)$179$214$55,901
171 ($393)$178$214$55,686
172 ($393)$178$215$55,471
173 ($393)$177$216$55,256
174 ($393)$176$216$55,039
175 ($393)$176$217$54,822
176 ($393)$175$218$54,604
177 ($393)$174$219$54,385
178 ($393)$174$219$54,166
179 ($393)$173$220$53,946
180 ($393)$172$221$53,726
Year 16 - 181 ($393)$171$221$53,504
182 ($393)$171$222$53,282
183 ($393)$170$223$53,059
184 ($393)$169$223$52,836
185 ($393)$169$224$52,612
186 ($393)$168$225$52,387
187 ($393)$167$226$52,161
188 ($393)$166$226$51,935
189 ($393)$166$227$51,708
190 ($393)$165$228$51,480
191 ($393)$164$229$51,251
192 ($393)$164$229$51,022
Year 17 - 193 ($393)$163$230$50,792
194 ($393)$162$231$50,561
195 ($393)$161$231$50,330
196 ($393)$161$232$50,098
197 ($393)$160$233$49,865
198 ($393)$159$234$49,631
199 ($393)$158$234$49,397
200 ($393)$158$235$49,161
201 ($393)$157$236$48,925
202 ($393)$156$237$48,689
203 ($393)$155$237$48,451
204 ($393)$155$238$48,213
Year 18 - 205 ($393)$154$239$47,974
206 ($393)$153$240$47,734
207 ($393)$152$240$47,494
208 ($393)$152$241$47,253
209 ($393)$151$242$47,011
210 ($393)$150$243$46,768
211 ($393)$149$244$46,524
212 ($393)$148$244$46,280
213 ($393)$148$245$46,035
214 ($393)$147$246$45,789
215 ($393)$146$247$45,542
216 ($393)$145$247$45,295
Year 19 - 217 ($393)$145$248$45,046
218 ($393)$144$249$44,797
219 ($393)$143$250$44,548
220 ($393)$142$251$44,297
221 ($393)$141$251$44,045
222 ($393)$141$252$43,793
223 ($393)$140$253$43,540
224 ($393)$139$254$43,286
225 ($393)$138$255$43,032
226 ($393)$137$255$42,776
227 ($393)$137$256$42,520
228 ($393)$136$257$42,263
Year 20 - 229 ($393)$135$258$42,005
230 ($393)$134$259$41,746
231 ($393)$133$260$41,486
232 ($393)$132$260$41,226
233 ($393)$132$261$40,965
234 ($393)$131$262$40,702
235 ($393)$130$263$40,440
236 ($393)$129$264$40,176
237 ($393)$128$265$39,911
238 ($393)$127$265$39,646
239 ($393)$127$266$39,379
240 ($393)$126$267$39,112
Year 21 - 241 ($393)$125$268$38,844
242 ($393)$124$269$38,575
243 ($393)$123$270$38,306
244 ($393)$122$271$38,035
245 ($393)$121$271$37,764
246 ($393)$121$272$37,491
247 ($393)$120$273$37,218
248 ($393)$119$274$36,944
249 ($393)$118$275$36,669
250 ($393)$117$276$36,393
251 ($393)$116$277$36,117
252 ($393)$115$278$35,839
Year 22 - 253 ($393)$114$278$35,561
254 ($393)$113$279$35,281
255 ($393)$113$280$35,001
256 ($393)$112$281$34,720
257 ($393)$111$282$34,438
258 ($393)$110$283$34,155
259 ($393)$109$284$33,871
260 ($393)$108$285$33,586
261 ($393)$107$286$33,301
262 ($393)$106$287$33,014
263 ($393)$105$287$32,727
264 ($393)$104$288$32,438
Year 23 - 265 ($393)$104$289$32,149
266 ($393)$103$290$31,859
267 ($393)$102$291$31,568
268 ($393)$101$292$31,276
269 ($393)$100$293$30,983
270 ($393)$99$294$30,689
271 ($393)$98$295$30,394
272 ($393)$97$296$30,098
273 ($393)$96$297$29,801
274 ($393)$95$298$29,503
275 ($393)$94$299$29,205
276 ($393)$93$300$28,905
Year 24 - 277 ($393)$92$301$28,605
278 ($393)$91$302$28,303
279 ($393)$90$303$28,000
280 ($393)$89$303$27,697
281 ($393)$88$304$27,393
282 ($393)$87$305$27,087
283 ($393)$86$306$26,781
284 ($393)$85$307$26,473
285 ($393)$84$308$26,165
286 ($393)$84$309$25,856
287 ($393)$83$310$25,545
288 ($393)$82$311$25,234
Year 25 - 289 ($393)$81$312$24,922
290 ($393)$80$313$24,608
291 ($393)$79$314$24,294
292 ($393)$78$315$23,979
293 ($393)$77$316$23,663
294 ($393)$76$317$23,345
295 ($393)$75$318$23,027
296 ($393)$73$319$22,708
297 ($393)$72$320$22,387
298 ($393)$71$321$22,066
299 ($393)$70$322$21,743
300 ($393)$69$323$21,420
Year 26 - 301 ($393)$68$324$21,095
302 ($393)$67$326$20,770
303 ($393)$66$327$20,443
304 ($393)$65$328$20,116
305 ($393)$64$329$19,787
306 ($393)$63$330$19,458
307 ($393)$62$331$19,127
308 ($393)$61$332$18,795
309 ($393)$60$333$18,462
310 ($393)$59$334$18,128
311 ($393)$58$335$17,793
312 ($393)$57$336$17,457
Year 27 - 313 ($393)$56$337$17,120
314 ($393)$55$338$16,782
315 ($393)$54$339$16,443
316 ($393)$52$340$16,102
317 ($393)$51$341$15,761
318 ($393)$50$343$15,418
319 ($393)$49$344$15,075
320 ($393)$48$345$14,730
321 ($393)$47$346$14,384
322 ($393)$46$347$14,037
323 ($393)$45$348$13,689
324 ($393)$44$349$13,340
Year 28 - 325 ($393)$43$350$12,990
326 ($393)$41$351$12,638
327 ($393)$40$353$12,286
328 ($393)$39$354$11,932
329 ($393)$38$355$11,577
330 ($393)$37$356$11,222
331 ($393)$36$357$10,864
332 ($393)$35$358$10,506
333 ($393)$34$359$10,147
334 ($393)$32$360$9,787
335 ($393)$31$362$9,425
336 ($393)$30$363$9,062
Year 29 - 337 ($393)$29$364$8,698
338 ($393)$28$365$8,333
339 ($393)$27$366$7,967
340 ($393)$25$367$7,600
341 ($393)$24$369$7,231
342 ($393)$23$370$6,861
343 ($393)$22$371$6,490
344 ($393)$21$372$6,118
345 ($393)$20$373$5,745
346 ($393)$18$375$5,370
347 ($393)$17$376$4,995
348 ($393)$16$377$4,618
Year 30 - 349 ($393)$15$378$4,240
350 ($393)$14$379$3,860
351 ($393)$12$381$3,480
352 ($393)$11$382$3,098
353 ($393)$10$383$2,715
354 ($393)$9$384$2,331
355 ($393)$7$385$1,946
356 ($393)$6$387$1,559
357 ($393)$5$388$1,171
358 ($393)$4$389$782
359 ($393)$2$390$392
360 ($393)$1$392$0
TOTALS$57,422$84,000$141,422

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.