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Mortgage Payment Schedule for a $106,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($21,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$400 360 $59,366 $144,166

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $106,000
Down Payment $21,200$84,800
Year 1 - 1 ($400)$276$124$84,676
2 ($400)$276$125$84,551
3 ($400)$275$125$84,426
4 ($400)$275$125$84,301
5 ($400)$275$126$84,175
6 ($400)$274$126$84,049
7 ($400)$274$127$83,922
8 ($400)$273$127$83,795
9 ($400)$273$127$83,668
10 ($400)$273$128$83,540
11 ($400)$272$128$83,412
12 ($400)$272$129$83,283
Year 2 - 13 ($400)$271$129$83,154
14 ($400)$271$130$83,025
15 ($400)$271$130$82,895
16 ($400)$270$130$82,764
17 ($400)$270$131$82,633
18 ($400)$269$131$82,502
19 ($400)$269$132$82,371
20 ($400)$268$132$82,239
21 ($400)$268$133$82,106
22 ($400)$268$133$81,973
23 ($400)$267$133$81,840
24 ($400)$267$134$81,706
Year 3 - 25 ($400)$266$134$81,572
26 ($400)$266$135$81,437
27 ($400)$265$135$81,302
28 ($400)$265$136$81,166
29 ($400)$264$136$81,030
30 ($400)$264$136$80,894
31 ($400)$264$137$80,757
32 ($400)$263$137$80,620
33 ($400)$263$138$80,482
34 ($400)$262$138$80,344
35 ($400)$262$139$80,205
36 ($400)$261$139$80,066
Year 4 - 37 ($400)$261$140$79,926
38 ($400)$260$140$79,786
39 ($400)$260$140$79,646
40 ($400)$260$141$79,505
41 ($400)$259$141$79,363
42 ($400)$259$142$79,222
43 ($400)$258$142$79,079
44 ($400)$258$143$78,936
45 ($400)$257$143$78,793
46 ($400)$257$144$78,649
47 ($400)$256$144$78,505
48 ($400)$256$145$78,361
Year 5 - 49 ($400)$255$145$78,216
50 ($400)$255$146$78,070
51 ($400)$254$146$77,924
52 ($400)$254$147$77,777
53 ($400)$253$147$77,630
54 ($400)$253$148$77,483
55 ($400)$252$148$77,335
56 ($400)$252$148$77,186
57 ($400)$251$149$77,037
58 ($400)$251$149$76,888
59 ($400)$251$150$76,738
60 ($400)$250$150$76,587
Year 6 - 61 ($400)$250$151$76,437
62 ($400)$249$151$76,285
63 ($400)$249$152$76,133
64 ($400)$248$152$75,981
65 ($400)$248$153$75,828
66 ($400)$247$153$75,675
67 ($400)$247$154$75,521
68 ($400)$246$154$75,366
69 ($400)$246$155$75,211
70 ($400)$245$155$75,056
71 ($400)$245$156$74,900
72 ($400)$244$156$74,744
Year 7 - 73 ($400)$244$157$74,587
74 ($400)$243$157$74,429
75 ($400)$243$158$74,271
76 ($400)$242$158$74,113
77 ($400)$241$159$73,954
78 ($400)$241$159$73,794
79 ($400)$240$160$73,634
80 ($400)$240$161$73,474
81 ($400)$239$161$73,313
82 ($400)$239$162$73,151
83 ($400)$238$162$72,989
84 ($400)$238$163$72,827
Year 8 - 85 ($400)$237$163$72,663
86 ($400)$237$164$72,500
87 ($400)$236$164$72,335
88 ($400)$236$165$72,171
89 ($400)$235$165$72,005
90 ($400)$235$166$71,840
91 ($400)$234$166$71,673
92 ($400)$234$167$71,506
93 ($400)$233$167$71,339
94 ($400)$232$168$71,171
95 ($400)$232$169$71,002
96 ($400)$231$169$70,833
Year 9 - 97 ($400)$231$170$70,663
98 ($400)$230$170$70,493
99 ($400)$230$171$70,322
100 ($400)$229$171$70,151
101 ($400)$229$172$69,979
102 ($400)$228$172$69,807
103 ($400)$227$173$69,634
104 ($400)$227$174$69,460
105 ($400)$226$174$69,286
106 ($400)$226$175$69,111
107 ($400)$225$175$68,936
108 ($400)$225$176$68,760
Year 10 - 109 ($400)$224$176$68,584
110 ($400)$223$177$68,407
111 ($400)$223$178$68,229
112 ($400)$222$178$68,051
113 ($400)$222$179$67,872
114 ($400)$221$179$67,693
115 ($400)$221$180$67,513
116 ($400)$220$180$67,333
117 ($400)$219$181$67,152
118 ($400)$219$182$66,970
119 ($400)$218$182$66,788
120 ($400)$218$183$66,605
Year 11 - 121 ($400)$217$183$66,421
122 ($400)$216$184$66,237
123 ($400)$216$185$66,053
124 ($400)$215$185$65,867
125 ($400)$215$186$65,682
126 ($400)$214$186$65,495
127 ($400)$213$187$65,308
128 ($400)$213$188$65,120
129 ($400)$212$188$64,932
130 ($400)$212$189$64,743
131 ($400)$211$190$64,554
132 ($400)$210$190$64,364
Year 12 - 133 ($400)$210$191$64,173
134 ($400)$209$191$63,982
135 ($400)$208$192$63,790
136 ($400)$208$193$63,597
137 ($400)$207$193$63,404
138 ($400)$207$194$63,210
139 ($400)$206$195$63,015
140 ($400)$205$195$62,820
141 ($400)$205$196$62,624
142 ($400)$204$196$62,428
143 ($400)$203$197$62,231
144 ($400)$203$198$62,033
Year 13 - 145 ($400)$202$198$61,835
146 ($400)$201$199$61,636
147 ($400)$201$200$61,436
148 ($400)$200$200$61,236
149 ($400)$200$201$61,035
150 ($400)$199$202$60,834
151 ($400)$198$202$60,631
152 ($400)$198$203$60,428
153 ($400)$197$204$60,225
154 ($400)$196$204$60,021
155 ($400)$196$205$59,816
156 ($400)$195$206$59,610
Year 14 - 157 ($400)$194$206$59,404
158 ($400)$194$207$59,197
159 ($400)$193$208$58,989
160 ($400)$192$208$58,781
161 ($400)$192$209$58,572
162 ($400)$191$210$58,363
163 ($400)$190$210$58,152
164 ($400)$189$211$57,941
165 ($400)$189$212$57,730
166 ($400)$188$212$57,517
167 ($400)$187$213$57,304
168 ($400)$187$214$57,091
Year 15 - 169 ($400)$186$214$56,876
170 ($400)$185$215$56,661
171 ($400)$185$216$56,445
172 ($400)$184$217$56,229
173 ($400)$183$217$56,011
174 ($400)$183$218$55,793
175 ($400)$182$219$55,575
176 ($400)$181$219$55,355
177 ($400)$180$220$55,135
178 ($400)$180$221$54,914
179 ($400)$179$222$54,693
180 ($400)$178$222$54,471
Year 16 - 181 ($400)$177$223$54,248
182 ($400)$177$224$54,024
183 ($400)$176$224$53,800
184 ($400)$175$225$53,574
185 ($400)$175$226$53,348
186 ($400)$174$227$53,122
187 ($400)$173$227$52,894
188 ($400)$172$228$52,666
189 ($400)$172$229$52,438
190 ($400)$171$230$52,208
191 ($400)$170$230$51,978
192 ($400)$169$231$51,746
Year 17 - 193 ($400)$169$232$51,515
194 ($400)$168$233$51,282
195 ($400)$167$233$51,049
196 ($400)$166$234$50,815
197 ($400)$166$235$50,580
198 ($400)$165$236$50,344
199 ($400)$164$236$50,108
200 ($400)$163$237$49,870
201 ($400)$162$238$49,632
202 ($400)$162$239$49,394
203 ($400)$161$240$49,154
204 ($400)$160$240$48,914
Year 18 - 205 ($400)$159$241$48,673
206 ($400)$159$242$48,431
207 ($400)$158$243$48,188
208 ($400)$157$243$47,945
209 ($400)$156$244$47,701
210 ($400)$155$245$47,455
211 ($400)$155$246$47,210
212 ($400)$154$247$46,963
213 ($400)$153$247$46,716
214 ($400)$152$248$46,467
215 ($400)$151$249$46,218
216 ($400)$151$250$45,968
Year 19 - 217 ($400)$150$251$45,718
218 ($400)$149$251$45,466
219 ($400)$148$252$45,214
220 ($400)$147$253$44,961
221 ($400)$146$254$44,707
222 ($400)$146$255$44,452
223 ($400)$145$256$44,196
224 ($400)$144$256$43,940
225 ($400)$143$257$43,683
226 ($400)$142$258$43,425
227 ($400)$141$259$43,166
228 ($400)$141$260$42,906
Year 20 - 229 ($400)$140$261$42,645
230 ($400)$139$262$42,384
231 ($400)$138$262$42,121
232 ($400)$137$263$41,858
233 ($400)$136$264$41,594
234 ($400)$136$265$41,329
235 ($400)$135$266$41,063
236 ($400)$134$267$40,797
237 ($400)$133$268$40,529
238 ($400)$132$268$40,261
239 ($400)$131$269$39,991
240 ($400)$130$270$39,721
Year 21 - 241 ($400)$129$271$39,450
242 ($400)$129$272$39,178
243 ($400)$128$273$38,905
244 ($400)$127$274$38,632
245 ($400)$126$275$38,357
246 ($400)$125$275$38,082
247 ($400)$124$276$37,805
248 ($400)$123$277$37,528
249 ($400)$122$278$37,250
250 ($400)$121$279$36,971
251 ($400)$120$280$36,691
252 ($400)$120$281$36,410
Year 22 - 253 ($400)$119$282$36,128
254 ($400)$118$283$35,845
255 ($400)$117$284$35,562
256 ($400)$116$285$35,277
257 ($400)$115$286$34,991
258 ($400)$114$286$34,705
259 ($400)$113$287$34,418
260 ($400)$112$288$34,129
261 ($400)$111$289$33,840
262 ($400)$110$290$33,550
263 ($400)$109$291$33,259
264 ($400)$108$292$32,967
Year 23 - 265 ($400)$107$293$32,674
266 ($400)$106$294$32,380
267 ($400)$106$295$32,085
268 ($400)$105$296$31,789
269 ($400)$104$297$31,492
270 ($400)$103$298$31,194
271 ($400)$102$299$30,895
272 ($400)$101$300$30,595
273 ($400)$100$301$30,295
274 ($400)$99$302$29,993
275 ($400)$98$303$29,690
276 ($400)$97$304$29,386
Year 24 - 277 ($400)$96$305$29,082
278 ($400)$95$306$28,776
279 ($400)$94$307$28,469
280 ($400)$93$308$28,162
281 ($400)$92$309$27,853
282 ($400)$91$310$27,543
283 ($400)$90$311$27,232
284 ($400)$89$312$26,921
285 ($400)$88$313$26,608
286 ($400)$87$314$26,294
287 ($400)$86$315$25,979
288 ($400)$85$316$25,664
Year 25 - 289 ($400)$84$317$25,347
290 ($400)$83$318$25,029
291 ($400)$82$319$24,710
292 ($400)$81$320$24,390
293 ($400)$79$321$24,069
294 ($400)$78$322$23,747
295 ($400)$77$323$23,424
296 ($400)$76$324$23,100
297 ($400)$75$325$22,775
298 ($400)$74$326$22,448
299 ($400)$73$327$22,121
300 ($400)$72$328$21,793
Year 26 - 301 ($400)$71$329$21,463
302 ($400)$70$331$21,133
303 ($400)$69$332$20,801
304 ($400)$68$333$20,468
305 ($400)$67$334$20,135
306 ($400)$66$335$19,800
307 ($400)$65$336$19,464
308 ($400)$63$337$19,127
309 ($400)$62$338$18,789
310 ($400)$61$339$18,449
311 ($400)$60$340$18,109
312 ($400)$59$341$17,768
Year 27 - 313 ($400)$58$343$17,425
314 ($400)$57$344$17,081
315 ($400)$56$345$16,737
316 ($400)$55$346$16,391
317 ($400)$53$347$16,044
318 ($400)$52$348$15,695
319 ($400)$51$349$15,346
320 ($400)$50$350$14,996
321 ($400)$49$352$14,644
322 ($400)$48$353$14,291
323 ($400)$47$354$13,937
324 ($400)$45$355$13,582
Year 28 - 325 ($400)$44$356$13,226
326 ($400)$43$357$12,869
327 ($400)$42$359$12,510
328 ($400)$41$360$12,151
329 ($400)$40$361$11,790
330 ($400)$38$362$11,428
331 ($400)$37$363$11,064
332 ($400)$36$364$10,700
333 ($400)$35$366$10,334
334 ($400)$34$367$9,968
335 ($400)$32$368$9,600
336 ($400)$31$369$9,230
Year 29 - 337 ($400)$30$370$8,860
338 ($400)$29$372$8,488
339 ($400)$28$373$8,116
340 ($400)$26$374$7,742
341 ($400)$25$375$7,366
342 ($400)$24$376$6,990
343 ($400)$23$378$6,612
344 ($400)$22$379$6,233
345 ($400)$20$380$5,853
346 ($400)$19$381$5,472
347 ($400)$18$383$5,089
348 ($400)$17$384$4,705
Year 30 - 349 ($400)$15$385$4,320
350 ($400)$14$386$3,934
351 ($400)$13$388$3,546
352 ($400)$12$389$3,157
353 ($400)$10$390$2,767
354 ($400)$9$391$2,376
355 ($400)$8$393$1,983
356 ($400)$6$394$1,589
357 ($400)$5$395$1,194
358 ($400)$4$397$797
359 ($400)$3$398$399
360 ($400)$1$399$0
TOTALS$59,366$84,800$144,166

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.