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Mortgage Payment Schedule for a $106,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($21,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$401 360 $59,716 $144,516

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $106,000
Down Payment $21,200$84,800
Year 1 - 1 ($401)$278$124$84,676
2 ($401)$277$124$84,552
3 ($401)$277$125$84,428
4 ($401)$277$125$84,303
5 ($401)$276$125$84,177
6 ($401)$276$126$84,052
7 ($401)$275$126$83,925
8 ($401)$275$127$83,799
9 ($401)$274$127$83,672
10 ($401)$274$127$83,544
11 ($401)$274$128$83,417
12 ($401)$273$128$83,288
Year 2 - 13 ($401)$273$129$83,160
14 ($401)$272$129$83,031
15 ($401)$272$130$82,901
16 ($401)$272$130$82,771
17 ($401)$271$130$82,641
18 ($401)$271$131$82,510
19 ($401)$270$131$82,379
20 ($401)$270$132$82,247
21 ($401)$269$132$82,115
22 ($401)$269$133$81,983
23 ($401)$268$133$81,850
24 ($401)$268$133$81,716
Year 3 - 25 ($401)$268$134$81,583
26 ($401)$267$134$81,448
27 ($401)$267$135$81,314
28 ($401)$266$135$81,178
29 ($401)$266$136$81,043
30 ($401)$265$136$80,907
31 ($401)$265$136$80,770
32 ($401)$265$137$80,633
33 ($401)$264$137$80,496
34 ($401)$264$138$80,358
35 ($401)$263$138$80,220
36 ($401)$263$139$80,081
Year 4 - 37 ($401)$262$139$79,942
38 ($401)$262$140$79,803
39 ($401)$261$140$79,662
40 ($401)$261$141$79,522
41 ($401)$260$141$79,381
42 ($401)$260$141$79,239
43 ($401)$260$142$79,098
44 ($401)$259$142$78,955
45 ($401)$259$143$78,812
46 ($401)$258$143$78,669
47 ($401)$258$144$78,525
48 ($401)$257$144$78,381
Year 5 - 49 ($401)$257$145$78,236
50 ($401)$256$145$78,091
51 ($401)$256$146$77,945
52 ($401)$255$146$77,799
53 ($401)$255$147$77,652
54 ($401)$254$147$77,505
55 ($401)$254$148$77,358
56 ($401)$253$148$77,210
57 ($401)$253$149$77,061
58 ($401)$252$149$76,912
59 ($401)$252$150$76,762
60 ($401)$251$150$76,612
Year 6 - 61 ($401)$251$151$76,462
62 ($401)$250$151$76,311
63 ($401)$250$152$76,159
64 ($401)$249$152$76,007
65 ($401)$249$153$75,855
66 ($401)$248$153$75,702
67 ($401)$248$154$75,548
68 ($401)$247$154$75,394
69 ($401)$247$155$75,240
70 ($401)$246$155$75,085
71 ($401)$246$156$74,929
72 ($401)$245$156$74,773
Year 7 - 73 ($401)$245$157$74,617
74 ($401)$244$157$74,460
75 ($401)$244$158$74,302
76 ($401)$243$158$74,144
77 ($401)$243$159$73,985
78 ($401)$242$159$73,826
79 ($401)$242$160$73,667
80 ($401)$241$160$73,506
81 ($401)$241$161$73,346
82 ($401)$240$161$73,184
83 ($401)$240$162$73,023
84 ($401)$239$162$72,860
Year 8 - 85 ($401)$239$163$72,698
86 ($401)$238$163$72,534
87 ($401)$238$164$72,370
88 ($401)$237$164$72,206
89 ($401)$236$165$72,041
90 ($401)$236$165$71,875
91 ($401)$235$166$71,709
92 ($401)$235$167$71,543
93 ($401)$234$167$71,376
94 ($401)$234$168$71,208
95 ($401)$233$168$71,040
96 ($401)$233$169$70,871
Year 9 - 97 ($401)$232$169$70,702
98 ($401)$232$170$70,532
99 ($401)$231$170$70,361
100 ($401)$230$171$70,190
101 ($401)$230$172$70,019
102 ($401)$229$172$69,847
103 ($401)$229$173$69,674
104 ($401)$228$173$69,501
105 ($401)$228$174$69,327
106 ($401)$227$174$69,153
107 ($401)$226$175$68,978
108 ($401)$226$176$68,802
Year 10 - 109 ($401)$225$176$68,626
110 ($401)$225$177$68,449
111 ($401)$224$177$68,272
112 ($401)$224$178$68,094
113 ($401)$223$178$67,916
114 ($401)$222$179$67,737
115 ($401)$222$180$67,557
116 ($401)$221$180$67,377
117 ($401)$221$181$67,196
118 ($401)$220$181$67,015
119 ($401)$219$182$66,833
120 ($401)$219$183$66,650
Year 11 - 121 ($401)$218$183$66,467
122 ($401)$218$184$66,283
123 ($401)$217$184$66,099
124 ($401)$216$185$65,914
125 ($401)$216$186$65,729
126 ($401)$215$186$65,542
127 ($401)$215$187$65,356
128 ($401)$214$187$65,168
129 ($401)$213$188$64,980
130 ($401)$213$189$64,792
131 ($401)$212$189$64,602
132 ($401)$212$190$64,412
Year 12 - 133 ($401)$211$190$64,222
134 ($401)$210$191$64,031
135 ($401)$210$192$63,839
136 ($401)$209$192$63,647
137 ($401)$208$193$63,454
138 ($401)$208$194$63,260
139 ($401)$207$194$63,066
140 ($401)$207$195$62,871
141 ($401)$206$196$62,675
142 ($401)$205$196$62,479
143 ($401)$205$197$62,282
144 ($401)$204$197$62,085
Year 13 - 145 ($401)$203$198$61,887
146 ($401)$203$199$61,688
147 ($401)$202$199$61,489
148 ($401)$201$200$61,289
149 ($401)$201$201$61,088
150 ($401)$200$201$60,887
151 ($401)$199$202$60,685
152 ($401)$199$203$60,482
153 ($401)$198$203$60,279
154 ($401)$197$204$60,074
155 ($401)$197$205$59,870
156 ($401)$196$205$59,664
Year 14 - 157 ($401)$195$206$59,458
158 ($401)$195$207$59,252
159 ($401)$194$207$59,044
160 ($401)$193$208$58,836
161 ($401)$193$209$58,628
162 ($401)$192$209$58,418
163 ($401)$191$210$58,208
164 ($401)$191$211$57,997
165 ($401)$190$211$57,786
166 ($401)$189$212$57,573
167 ($401)$189$213$57,361
168 ($401)$188$214$57,147
Year 15 - 169 ($401)$187$214$56,933
170 ($401)$186$215$56,718
171 ($401)$186$216$56,502
172 ($401)$185$216$56,286
173 ($401)$184$217$56,069
174 ($401)$184$218$55,851
175 ($401)$183$219$55,632
176 ($401)$182$219$55,413
177 ($401)$181$220$55,193
178 ($401)$181$221$54,972
179 ($401)$180$221$54,751
180 ($401)$179$222$54,529
Year 16 - 181 ($401)$179$223$54,306
182 ($401)$178$224$54,082
183 ($401)$177$224$53,858
184 ($401)$176$225$53,633
185 ($401)$176$226$53,407
186 ($401)$175$227$53,181
187 ($401)$174$227$52,954
188 ($401)$173$228$52,726
189 ($401)$173$229$52,497
190 ($401)$172$230$52,267
191 ($401)$171$230$52,037
192 ($401)$170$231$51,806
Year 17 - 193 ($401)$170$232$51,574
194 ($401)$169$233$51,342
195 ($401)$168$233$51,108
196 ($401)$167$234$50,874
197 ($401)$167$235$50,640
198 ($401)$166$236$50,404
199 ($401)$165$236$50,168
200 ($401)$164$237$49,930
201 ($401)$164$238$49,693
202 ($401)$163$239$49,454
203 ($401)$162$239$49,214
204 ($401)$161$240$48,974
Year 18 - 205 ($401)$160$241$48,733
206 ($401)$160$242$48,491
207 ($401)$159$243$48,249
208 ($401)$158$243$48,005
209 ($401)$157$244$47,761
210 ($401)$156$245$47,516
211 ($401)$156$246$47,270
212 ($401)$155$247$47,024
213 ($401)$154$247$46,776
214 ($401)$153$248$46,528
215 ($401)$152$249$46,279
216 ($401)$152$250$46,029
Year 19 - 217 ($401)$151$251$45,778
218 ($401)$150$252$45,527
219 ($401)$149$252$45,274
220 ($401)$148$253$45,021
221 ($401)$147$254$44,767
222 ($401)$147$255$44,512
223 ($401)$146$256$44,257
224 ($401)$145$256$44,000
225 ($401)$144$257$43,743
226 ($401)$143$258$43,485
227 ($401)$142$259$43,226
228 ($401)$142$260$42,966
Year 20 - 229 ($401)$141$261$42,705
230 ($401)$140$262$42,444
231 ($401)$139$262$42,181
232 ($401)$138$263$41,918
233 ($401)$137$264$41,654
234 ($401)$136$265$41,389
235 ($401)$136$266$41,123
236 ($401)$135$267$40,856
237 ($401)$134$268$40,588
238 ($401)$133$269$40,320
239 ($401)$132$269$40,051
240 ($401)$131$270$39,780
Year 21 - 241 ($401)$130$271$39,509
242 ($401)$129$272$39,237
243 ($401)$129$273$38,964
244 ($401)$128$274$38,690
245 ($401)$127$275$38,416
246 ($401)$126$276$38,140
247 ($401)$125$277$37,863
248 ($401)$124$277$37,586
249 ($401)$123$278$37,308
250 ($401)$122$279$37,028
251 ($401)$121$280$36,748
252 ($401)$120$281$36,467
Year 22 - 253 ($401)$119$282$36,185
254 ($401)$119$283$35,902
255 ($401)$118$284$35,618
256 ($401)$117$285$35,334
257 ($401)$116$286$35,048
258 ($401)$115$287$34,761
259 ($401)$114$288$34,474
260 ($401)$113$289$34,185
261 ($401)$112$289$33,896
262 ($401)$111$290$33,605
263 ($401)$110$291$33,314
264 ($401)$109$292$33,021
Year 23 - 265 ($401)$108$293$32,728
266 ($401)$107$294$32,434
267 ($401)$106$295$32,139
268 ($401)$105$296$31,843
269 ($401)$104$297$31,545
270 ($401)$103$298$31,247
271 ($401)$102$299$30,948
272 ($401)$101$300$30,648
273 ($401)$100$301$30,347
274 ($401)$99$302$30,045
275 ($401)$98$303$29,742
276 ($401)$97$304$29,438
Year 24 - 277 ($401)$96$305$29,133
278 ($401)$95$306$28,827
279 ($401)$94$307$28,520
280 ($401)$93$308$28,212
281 ($401)$92$309$27,903
282 ($401)$91$310$27,593
283 ($401)$90$311$27,282
284 ($401)$89$312$26,970
285 ($401)$88$313$26,656
286 ($401)$87$314$26,342
287 ($401)$86$315$26,027
288 ($401)$85$316$25,711
Year 25 - 289 ($401)$84$317$25,394
290 ($401)$83$318$25,075
291 ($401)$82$319$24,756
292 ($401)$81$320$24,436
293 ($401)$80$321$24,114
294 ($401)$79$322$23,792
295 ($401)$78$324$23,468
296 ($401)$77$325$23,144
297 ($401)$76$326$22,818
298 ($401)$75$327$22,492
299 ($401)$74$328$22,164
300 ($401)$73$329$21,835
Year 26 - 301 ($401)$72$330$21,505
302 ($401)$70$331$21,174
303 ($401)$69$332$20,842
304 ($401)$68$333$20,509
305 ($401)$67$334$20,174
306 ($401)$66$335$19,839
307 ($401)$65$336$19,503
308 ($401)$64$338$19,165
309 ($401)$63$339$18,826
310 ($401)$62$340$18,487
311 ($401)$61$341$18,146
312 ($401)$59$342$17,804
Year 27 - 313 ($401)$58$343$17,461
314 ($401)$57$344$17,116
315 ($401)$56$345$16,771
316 ($401)$55$347$16,424
317 ($401)$54$348$16,077
318 ($401)$53$349$15,728
319 ($401)$52$350$15,378
320 ($401)$50$351$15,027
321 ($401)$49$352$14,675
322 ($401)$48$353$14,321
323 ($401)$47$355$13,967
324 ($401)$46$356$13,611
Year 28 - 325 ($401)$45$357$13,254
326 ($401)$43$358$12,896
327 ($401)$42$359$12,537
328 ($401)$41$360$12,177
329 ($401)$40$362$11,815
330 ($401)$39$363$11,452
331 ($401)$38$364$11,089
332 ($401)$36$365$10,723
333 ($401)$35$366$10,357
334 ($401)$34$368$9,990
335 ($401)$33$369$9,621
336 ($401)$32$370$9,251
Year 29 - 337 ($401)$30$371$8,880
338 ($401)$29$372$8,507
339 ($401)$28$374$8,134
340 ($401)$27$375$7,759
341 ($401)$25$376$7,383
342 ($401)$24$377$7,006
343 ($401)$23$378$6,627
344 ($401)$22$380$6,248
345 ($401)$20$381$5,867
346 ($401)$19$382$5,484
347 ($401)$18$383$5,101
348 ($401)$17$385$4,716
Year 30 - 349 ($401)$15$386$4,330
350 ($401)$14$387$3,943
351 ($401)$13$389$3,554
352 ($401)$12$390$3,165
353 ($401)$10$391$2,774
354 ($401)$9$392$2,381
355 ($401)$8$394$1,988
356 ($401)$7$395$1,593
357 ($401)$5$396$1,196
358 ($401)$4$398$799
359 ($401)$3$399$400
360 ($401)$1$400$0
TOTALS$59,716$84,800$144,516

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.