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Mortgage Payment Schedule for a $112,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($22,400) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$425 360 $63,467 $153,067

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $112,000
Down Payment $22,400$89,600
Year 1 - 1 ($425)$295$130$89,470
2 ($425)$295$131$89,339
3 ($425)$294$131$89,208
4 ($425)$294$132$89,076
5 ($425)$293$132$88,944
6 ($425)$293$132$88,812
7 ($425)$292$133$88,679
8 ($425)$292$133$88,546
9 ($425)$291$134$88,412
10 ($425)$291$134$88,278
11 ($425)$291$135$88,143
12 ($425)$290$135$88,008
Year 2 - 13 ($425)$290$135$87,873
14 ($425)$289$136$87,737
15 ($425)$289$136$87,601
16 ($425)$288$137$87,464
17 ($425)$288$137$87,326
18 ($425)$287$138$87,189
19 ($425)$287$138$87,051
20 ($425)$287$139$86,912
21 ($425)$286$139$86,773
22 ($425)$286$140$86,633
23 ($425)$285$140$86,493
24 ($425)$285$140$86,353
Year 3 - 25 ($425)$284$141$86,212
26 ($425)$284$141$86,070
27 ($425)$283$142$85,928
28 ($425)$283$142$85,786
29 ($425)$282$143$85,643
30 ($425)$282$143$85,500
31 ($425)$281$144$85,356
32 ($425)$281$144$85,212
33 ($425)$280$145$85,067
34 ($425)$280$145$84,922
35 ($425)$280$146$84,777
36 ($425)$279$146$84,630
Year 4 - 37 ($425)$279$147$84,484
38 ($425)$278$147$84,337
39 ($425)$278$148$84,189
40 ($425)$277$148$84,041
41 ($425)$277$149$83,893
42 ($425)$276$149$83,744
43 ($425)$276$150$83,594
44 ($425)$275$150$83,444
45 ($425)$275$151$83,293
46 ($425)$274$151$83,142
47 ($425)$274$152$82,991
48 ($425)$273$152$82,839
Year 5 - 49 ($425)$273$153$82,686
50 ($425)$272$153$82,533
51 ($425)$272$154$82,380
52 ($425)$271$154$82,226
53 ($425)$271$155$82,071
54 ($425)$270$155$81,916
55 ($425)$270$156$81,761
56 ($425)$269$156$81,605
57 ($425)$269$157$81,448
58 ($425)$268$157$81,291
59 ($425)$268$158$81,133
60 ($425)$267$158$80,975
Year 6 - 61 ($425)$267$159$80,817
62 ($425)$266$159$80,658
63 ($425)$265$160$80,498
64 ($425)$265$160$80,338
65 ($425)$264$161$80,177
66 ($425)$264$161$80,016
67 ($425)$263$162$79,854
68 ($425)$263$162$79,692
69 ($425)$262$163$79,529
70 ($425)$262$163$79,365
71 ($425)$261$164$79,201
72 ($425)$261$164$79,037
Year 7 - 73 ($425)$260$165$78,872
74 ($425)$260$166$78,706
75 ($425)$259$166$78,540
76 ($425)$259$167$78,373
77 ($425)$258$167$78,206
78 ($425)$257$168$78,038
79 ($425)$257$168$77,870
80 ($425)$256$169$77,701
81 ($425)$256$169$77,532
82 ($425)$255$170$77,362
83 ($425)$255$171$77,191
84 ($425)$254$171$77,020
Year 8 - 85 ($425)$254$172$76,849
86 ($425)$253$172$76,676
87 ($425)$252$173$76,504
88 ($425)$252$173$76,330
89 ($425)$251$174$76,156
90 ($425)$251$175$75,982
91 ($425)$250$175$75,807
92 ($425)$250$176$75,631
93 ($425)$249$176$75,455
94 ($425)$248$177$75,278
95 ($425)$248$177$75,101
96 ($425)$247$178$74,923
Year 9 - 97 ($425)$247$179$74,744
98 ($425)$246$179$74,565
99 ($425)$245$180$74,385
100 ($425)$245$180$74,205
101 ($425)$244$181$74,024
102 ($425)$244$182$73,842
103 ($425)$243$182$73,660
104 ($425)$242$183$73,478
105 ($425)$242$183$73,294
106 ($425)$241$184$73,110
107 ($425)$241$185$72,926
108 ($425)$240$185$72,741
Year 10 - 109 ($425)$239$186$72,555
110 ($425)$239$186$72,369
111 ($425)$238$187$72,182
112 ($425)$238$188$71,994
113 ($425)$237$188$71,806
114 ($425)$236$189$71,617
115 ($425)$236$189$71,428
116 ($425)$235$190$71,237
117 ($425)$234$191$71,047
118 ($425)$234$191$70,855
119 ($425)$233$192$70,663
120 ($425)$233$193$70,471
Year 11 - 121 ($425)$232$193$70,278
122 ($425)$231$194$70,084
123 ($425)$231$194$69,889
124 ($425)$230$195$69,694
125 ($425)$229$196$69,498
126 ($425)$229$196$69,302
127 ($425)$228$197$69,105
128 ($425)$227$198$68,907
129 ($425)$227$198$68,709
130 ($425)$226$199$68,510
131 ($425)$226$200$68,310
132 ($425)$225$200$68,110
Year 12 - 133 ($425)$224$201$67,909
134 ($425)$224$202$67,707
135 ($425)$223$202$67,505
136 ($425)$222$203$67,302
137 ($425)$222$204$67,098
138 ($425)$221$204$66,894
139 ($425)$220$205$66,689
140 ($425)$220$206$66,483
141 ($425)$219$206$66,277
142 ($425)$218$207$66,070
143 ($425)$217$208$65,862
144 ($425)$217$208$65,654
Year 13 - 145 ($425)$216$209$65,445
146 ($425)$215$210$65,235
147 ($425)$215$210$65,025
148 ($425)$214$211$64,813
149 ($425)$213$212$64,602
150 ($425)$213$213$64,389
151 ($425)$212$213$64,176
152 ($425)$211$214$63,962
153 ($425)$211$215$63,747
154 ($425)$210$215$63,532
155 ($425)$209$216$63,316
156 ($425)$208$217$63,099
Year 14 - 157 ($425)$208$217$62,881
158 ($425)$207$218$62,663
159 ($425)$206$219$62,444
160 ($425)$206$220$62,225
161 ($425)$205$220$62,004
162 ($425)$204$221$61,783
163 ($425)$203$222$61,561
164 ($425)$203$223$61,339
165 ($425)$202$223$61,116
166 ($425)$201$224$60,892
167 ($425)$200$225$60,667
168 ($425)$200$225$60,441
Year 15 - 169 ($425)$199$226$60,215
170 ($425)$198$227$59,988
171 ($425)$197$228$59,760
172 ($425)$197$228$59,532
173 ($425)$196$229$59,303
174 ($425)$195$230$59,073
175 ($425)$194$231$58,842
176 ($425)$194$231$58,611
177 ($425)$193$232$58,378
178 ($425)$192$233$58,145
179 ($425)$191$234$57,911
180 ($425)$191$235$57,677
Year 16 - 181 ($425)$190$235$57,442
182 ($425)$189$236$57,205
183 ($425)$188$237$56,969
184 ($425)$188$238$56,731
185 ($425)$187$238$56,492
186 ($425)$186$239$56,253
187 ($425)$185$240$56,013
188 ($425)$184$241$55,772
189 ($425)$184$242$55,531
190 ($425)$183$242$55,288
191 ($425)$182$243$55,045
192 ($425)$181$244$54,801
Year 17 - 193 ($425)$180$245$54,556
194 ($425)$180$246$54,311
195 ($425)$179$246$54,064
196 ($425)$178$247$53,817
197 ($425)$177$248$53,569
198 ($425)$176$249$53,320
199 ($425)$176$250$53,071
200 ($425)$175$250$52,820
201 ($425)$174$251$52,569
202 ($425)$173$252$52,317
203 ($425)$172$253$52,064
204 ($425)$171$254$51,810
Year 18 - 205 ($425)$171$255$51,555
206 ($425)$170$255$51,300
207 ($425)$169$256$51,043
208 ($425)$168$257$50,786
209 ($425)$167$258$50,528
210 ($425)$166$259$50,269
211 ($425)$165$260$50,010
212 ($425)$165$261$49,749
213 ($425)$164$261$49,488
214 ($425)$163$262$49,225
215 ($425)$162$263$48,962
216 ($425)$161$264$48,698
Year 19 - 217 ($425)$160$265$48,433
218 ($425)$159$266$48,168
219 ($425)$159$267$47,901
220 ($425)$158$268$47,633
221 ($425)$157$268$47,365
222 ($425)$156$269$47,096
223 ($425)$155$270$46,826
224 ($425)$154$271$46,555
225 ($425)$153$272$46,283
226 ($425)$152$273$46,010
227 ($425)$151$274$45,736
228 ($425)$151$275$45,461
Year 20 - 229 ($425)$150$276$45,186
230 ($425)$149$276$44,909
231 ($425)$148$277$44,632
232 ($425)$147$278$44,354
233 ($425)$146$279$44,075
234 ($425)$145$280$43,794
235 ($425)$144$281$43,513
236 ($425)$143$282$43,231
237 ($425)$142$283$42,949
238 ($425)$141$284$42,665
239 ($425)$140$285$42,380
240 ($425)$140$286$42,094
Year 21 - 241 ($425)$139$287$41,808
242 ($425)$138$288$41,520
243 ($425)$137$289$41,232
244 ($425)$136$289$40,942
245 ($425)$135$290$40,652
246 ($425)$134$291$40,360
247 ($425)$133$292$40,068
248 ($425)$132$293$39,775
249 ($425)$131$294$39,481
250 ($425)$130$295$39,185
251 ($425)$129$296$38,889
252 ($425)$128$297$38,592
Year 22 - 253 ($425)$127$298$38,294
254 ($425)$126$299$37,995
255 ($425)$125$300$37,694
256 ($425)$124$301$37,393
257 ($425)$123$302$37,091
258 ($425)$122$303$36,788
259 ($425)$121$304$36,484
260 ($425)$120$305$36,179
261 ($425)$119$306$35,873
262 ($425)$118$307$35,566
263 ($425)$117$308$35,258
264 ($425)$116$309$34,949
Year 23 - 265 ($425)$115$310$34,638
266 ($425)$114$311$34,327
267 ($425)$113$312$34,015
268 ($425)$112$313$33,702
269 ($425)$111$314$33,388
270 ($425)$110$315$33,072
271 ($425)$109$316$32,756
272 ($425)$108$317$32,439
273 ($425)$107$318$32,120
274 ($425)$106$319$31,801
275 ($425)$105$321$31,480
276 ($425)$104$322$31,159
Year 24 - 277 ($425)$103$323$30,836
278 ($425)$102$324$30,512
279 ($425)$100$325$30,188
280 ($425)$99$326$29,862
281 ($425)$98$327$29,535
282 ($425)$97$328$29,207
283 ($425)$96$329$28,878
284 ($425)$95$330$28,548
285 ($425)$94$331$28,217
286 ($425)$93$332$27,884
287 ($425)$92$333$27,551
288 ($425)$91$334$27,216
Year 25 - 289 ($425)$90$336$26,881
290 ($425)$88$337$26,544
291 ($425)$87$338$26,206
292 ($425)$86$339$25,867
293 ($425)$85$340$25,527
294 ($425)$84$341$25,186
295 ($425)$83$342$24,844
296 ($425)$82$343$24,500
297 ($425)$81$345$24,156
298 ($425)$80$346$23,810
299 ($425)$78$347$23,463
300 ($425)$77$348$23,115
Year 26 - 301 ($425)$76$349$22,766
302 ($425)$75$350$22,416
303 ($425)$74$351$22,065
304 ($425)$73$353$21,712
305 ($425)$71$354$21,358
306 ($425)$70$355$21,004
307 ($425)$69$356$20,648
308 ($425)$68$357$20,290
309 ($425)$67$358$19,932
310 ($425)$66$360$19,572
311 ($425)$64$361$19,212
312 ($425)$63$362$18,850
Year 27 - 313 ($425)$62$363$18,486
314 ($425)$61$364$18,122
315 ($425)$60$366$17,757
316 ($425)$58$367$17,390
317 ($425)$57$368$17,022
318 ($425)$56$369$16,653
319 ($425)$55$370$16,282
320 ($425)$54$372$15,911
321 ($425)$52$373$15,538
322 ($425)$51$374$15,164
323 ($425)$50$375$14,789
324 ($425)$49$377$14,412
Year 28 - 325 ($425)$47$378$14,034
326 ($425)$46$379$13,655
327 ($425)$45$380$13,275
328 ($425)$44$381$12,894
329 ($425)$42$383$12,511
330 ($425)$41$384$12,127
331 ($425)$40$385$11,742
332 ($425)$39$387$11,355
333 ($425)$37$388$10,967
334 ($425)$36$389$10,578
335 ($425)$35$390$10,188
336 ($425)$34$392$9,796
Year 29 - 337 ($425)$32$393$9,403
338 ($425)$31$394$9,009
339 ($425)$30$396$8,614
340 ($425)$28$397$8,217
341 ($425)$27$398$7,819
342 ($425)$26$399$7,419
343 ($425)$24$401$7,018
344 ($425)$23$402$6,616
345 ($425)$22$403$6,213
346 ($425)$20$405$5,808
347 ($425)$19$406$5,402
348 ($425)$18$407$4,995
Year 30 - 349 ($425)$16$409$4,586
350 ($425)$15$410$4,176
351 ($425)$14$411$3,764
352 ($425)$12$413$3,352
353 ($425)$11$414$2,937
354 ($425)$10$416$2,522
355 ($425)$8$417$2,105
356 ($425)$7$418$1,687
357 ($425)$6$420$1,267
358 ($425)$4$421$846
359 ($425)$3$422$424
360 ($425)$1$424$0
TOTALS$63,467$89,600$153,067

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.