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Mortgage Payment Schedule for a $113,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($22,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$425 360 $62,727 $153,127

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $9 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $113,000
Down Payment $22,600$90,400
Year 1 - 1 ($425)$292$133$90,267
2 ($425)$292$133$90,133
3 ($425)$291$134$90,000
4 ($425)$291$134$89,865
5 ($425)$291$135$89,730
6 ($425)$290$135$89,595
7 ($425)$290$136$89,459
8 ($425)$289$136$89,323
9 ($425)$289$137$89,187
10 ($425)$288$137$89,050
11 ($425)$288$137$88,912
12 ($425)$287$138$88,775
Year 2 - 13 ($425)$287$138$88,636
14 ($425)$287$139$88,498
15 ($425)$286$139$88,358
16 ($425)$286$140$88,219
17 ($425)$285$140$88,079
18 ($425)$285$141$87,938
19 ($425)$284$141$87,797
20 ($425)$284$141$87,655
21 ($425)$283$142$87,514
22 ($425)$283$142$87,371
23 ($425)$282$143$87,228
24 ($425)$282$143$87,085
Year 3 - 25 ($425)$282$144$86,941
26 ($425)$281$144$86,797
27 ($425)$281$145$86,652
28 ($425)$280$145$86,507
29 ($425)$280$146$86,361
30 ($425)$279$146$86,215
31 ($425)$279$147$86,069
32 ($425)$278$147$85,922
33 ($425)$278$148$85,774
34 ($425)$277$148$85,626
35 ($425)$277$148$85,478
36 ($425)$276$149$85,329
Year 4 - 37 ($425)$276$149$85,179
38 ($425)$275$150$85,029
39 ($425)$275$150$84,879
40 ($425)$274$151$84,728
41 ($425)$274$151$84,576
42 ($425)$273$152$84,425
43 ($425)$273$152$84,272
44 ($425)$272$153$84,119
45 ($425)$272$153$83,966
46 ($425)$271$154$83,812
47 ($425)$271$154$83,658
48 ($425)$270$155$83,503
Year 5 - 49 ($425)$270$155$83,348
50 ($425)$269$156$83,192
51 ($425)$269$156$83,035
52 ($425)$268$157$82,878
53 ($425)$268$157$82,721
54 ($425)$267$158$82,563
55 ($425)$267$158$82,405
56 ($425)$266$159$82,246
57 ($425)$266$159$82,086
58 ($425)$265$160$81,926
59 ($425)$265$160$81,766
60 ($425)$264$161$81,605
Year 6 - 61 ($425)$264$161$81,444
62 ($425)$263$162$81,282
63 ($425)$263$163$81,119
64 ($425)$262$163$80,956
65 ($425)$262$164$80,792
66 ($425)$261$164$80,628
67 ($425)$261$165$80,464
68 ($425)$260$165$80,298
69 ($425)$260$166$80,133
70 ($425)$259$166$79,966
71 ($425)$259$167$79,800
72 ($425)$258$167$79,632
Year 7 - 73 ($425)$257$168$79,464
74 ($425)$257$168$79,296
75 ($425)$256$169$79,127
76 ($425)$256$170$78,957
77 ($425)$255$170$78,787
78 ($425)$255$171$78,617
79 ($425)$254$171$78,446
80 ($425)$254$172$78,274
81 ($425)$253$172$78,102
82 ($425)$253$173$77,929
83 ($425)$252$173$77,755
84 ($425)$251$174$77,582
Year 8 - 85 ($425)$251$175$77,407
86 ($425)$250$175$77,232
87 ($425)$250$176$77,056
88 ($425)$249$176$76,880
89 ($425)$249$177$76,703
90 ($425)$248$177$76,526
91 ($425)$247$178$76,348
92 ($425)$247$178$76,170
93 ($425)$246$179$75,991
94 ($425)$246$180$75,811
95 ($425)$245$180$75,631
96 ($425)$245$181$75,450
Year 9 - 97 ($425)$244$181$75,268
98 ($425)$243$182$75,086
99 ($425)$243$183$74,904
100 ($425)$242$183$74,721
101 ($425)$242$184$74,537
102 ($425)$241$184$74,353
103 ($425)$240$185$74,168
104 ($425)$240$186$73,982
105 ($425)$239$186$73,796
106 ($425)$239$187$73,609
107 ($425)$238$187$73,422
108 ($425)$237$188$73,234
Year 10 - 109 ($425)$237$189$73,045
110 ($425)$236$189$72,856
111 ($425)$236$190$72,666
112 ($425)$235$190$72,476
113 ($425)$234$191$72,285
114 ($425)$234$192$72,093
115 ($425)$233$192$71,901
116 ($425)$232$193$71,708
117 ($425)$232$193$71,515
118 ($425)$231$194$71,321
119 ($425)$231$195$71,126
120 ($425)$230$195$70,930
Year 11 - 121 ($425)$229$196$70,734
122 ($425)$229$197$70,538
123 ($425)$228$197$70,341
124 ($425)$227$198$70,143
125 ($425)$227$199$69,944
126 ($425)$226$199$69,745
127 ($425)$226$200$69,545
128 ($425)$225$200$69,345
129 ($425)$224$201$69,143
130 ($425)$224$202$68,942
131 ($425)$223$202$68,739
132 ($425)$222$203$68,536
Year 12 - 133 ($425)$222$204$68,332
134 ($425)$221$204$68,128
135 ($425)$220$205$67,923
136 ($425)$220$206$67,717
137 ($425)$219$206$67,511
138 ($425)$218$207$67,304
139 ($425)$218$208$67,096
140 ($425)$217$208$66,887
141 ($425)$216$209$66,678
142 ($425)$216$210$66,469
143 ($425)$215$210$66,258
144 ($425)$214$211$66,047
Year 13 - 145 ($425)$214$212$65,835
146 ($425)$213$212$65,623
147 ($425)$212$213$65,410
148 ($425)$211$214$65,196
149 ($425)$211$215$64,981
150 ($425)$210$215$64,766
151 ($425)$209$216$64,550
152 ($425)$209$217$64,333
153 ($425)$208$217$64,116
154 ($425)$207$218$63,898
155 ($425)$207$219$63,679
156 ($425)$206$219$63,460
Year 14 - 157 ($425)$205$220$63,240
158 ($425)$204$221$63,019
159 ($425)$204$222$62,797
160 ($425)$203$222$62,575
161 ($425)$202$223$62,352
162 ($425)$202$224$62,128
163 ($425)$201$224$61,904
164 ($425)$200$225$61,678
165 ($425)$199$226$61,452
166 ($425)$199$227$61,226
167 ($425)$198$227$60,998
168 ($425)$197$228$60,770
Year 15 - 169 ($425)$196$229$60,541
170 ($425)$196$230$60,312
171 ($425)$195$230$60,081
172 ($425)$194$231$59,850
173 ($425)$194$232$59,619
174 ($425)$193$233$59,386
175 ($425)$192$233$59,153
176 ($425)$191$234$58,919
177 ($425)$191$235$58,684
178 ($425)$190$236$58,448
179 ($425)$189$236$58,212
180 ($425)$188$237$57,975
Year 16 - 181 ($425)$187$238$57,737
182 ($425)$187$239$57,498
183 ($425)$186$239$57,259
184 ($425)$185$240$57,018
185 ($425)$184$241$56,777
186 ($425)$184$242$56,536
187 ($425)$183$243$56,293
188 ($425)$182$243$56,050
189 ($425)$181$244$55,806
190 ($425)$180$245$55,561
191 ($425)$180$246$55,315
192 ($425)$179$247$55,068
Year 17 - 193 ($425)$178$247$54,821
194 ($425)$177$248$54,573
195 ($425)$176$249$54,324
196 ($425)$176$250$54,074
197 ($425)$175$251$53,824
198 ($425)$174$251$53,573
199 ($425)$173$252$53,320
200 ($425)$172$253$53,068
201 ($425)$172$254$52,814
202 ($425)$171$255$52,559
203 ($425)$170$255$52,304
204 ($425)$169$256$52,047
Year 18 - 205 ($425)$168$257$51,790
206 ($425)$167$258$51,533
207 ($425)$167$259$51,274
208 ($425)$166$260$51,014
209 ($425)$165$260$50,754
210 ($425)$164$261$50,493
211 ($425)$163$262$50,230
212 ($425)$162$263$49,968
213 ($425)$162$264$49,704
214 ($425)$161$265$49,439
215 ($425)$160$265$49,174
216 ($425)$159$266$48,907
Year 19 - 217 ($425)$158$267$48,640
218 ($425)$157$268$48,372
219 ($425)$156$269$48,103
220 ($425)$156$270$47,833
221 ($425)$155$271$47,562
222 ($425)$154$272$47,291
223 ($425)$153$272$47,018
224 ($425)$152$273$46,745
225 ($425)$151$274$46,471
226 ($425)$150$275$46,196
227 ($425)$149$276$45,920
228 ($425)$148$277$45,643
Year 20 - 229 ($425)$148$278$45,365
230 ($425)$147$279$45,087
231 ($425)$146$280$44,807
232 ($425)$145$280$44,526
233 ($425)$144$281$44,245
234 ($425)$143$282$43,963
235 ($425)$142$283$43,680
236 ($425)$141$284$43,395
237 ($425)$140$285$43,110
238 ($425)$139$286$42,824
239 ($425)$138$287$42,538
240 ($425)$138$288$42,250
Year 21 - 241 ($425)$137$289$41,961
242 ($425)$136$290$41,671
243 ($425)$135$291$41,381
244 ($425)$134$292$41,089
245 ($425)$133$292$40,797
246 ($425)$132$293$40,503
247 ($425)$131$294$40,209
248 ($425)$130$295$39,913
249 ($425)$129$296$39,617
250 ($425)$128$297$39,320
251 ($425)$127$298$39,022
252 ($425)$126$299$38,723
Year 22 - 253 ($425)$125$300$38,422
254 ($425)$124$301$38,121
255 ($425)$123$302$37,819
256 ($425)$122$303$37,516
257 ($425)$121$304$37,212
258 ($425)$120$305$36,907
259 ($425)$119$306$36,601
260 ($425)$118$307$36,294
261 ($425)$117$308$35,986
262 ($425)$116$309$35,677
263 ($425)$115$310$35,367
264 ($425)$114$311$35,056
Year 23 - 265 ($425)$113$312$34,744
266 ($425)$112$313$34,431
267 ($425)$111$314$34,117
268 ($425)$110$315$33,802
269 ($425)$109$316$33,486
270 ($425)$108$317$33,169
271 ($425)$107$318$32,851
272 ($425)$106$319$32,532
273 ($425)$105$320$32,211
274 ($425)$104$321$31,890
275 ($425)$103$322$31,568
276 ($425)$102$323$31,245
Year 24 - 277 ($425)$101$324$30,920
278 ($425)$100$325$30,595
279 ($425)$99$326$30,268
280 ($425)$98$327$29,941
281 ($425)$97$329$29,612
282 ($425)$96$330$29,283
283 ($425)$95$331$28,952
284 ($425)$94$332$28,620
285 ($425)$93$333$28,288
286 ($425)$91$334$27,954
287 ($425)$90$335$27,619
288 ($425)$89$336$27,283
Year 25 - 289 ($425)$88$337$26,946
290 ($425)$87$338$26,607
291 ($425)$86$339$26,268
292 ($425)$85$340$25,928
293 ($425)$84$342$25,586
294 ($425)$83$343$25,243
295 ($425)$82$344$24,900
296 ($425)$81$345$24,555
297 ($425)$79$346$24,209
298 ($425)$78$347$23,862
299 ($425)$77$348$23,514
300 ($425)$76$349$23,164
Year 26 - 301 ($425)$75$350$22,814
302 ($425)$74$352$22,462
303 ($425)$73$353$22,110
304 ($425)$71$354$21,756
305 ($425)$70$355$21,401
306 ($425)$69$356$21,045
307 ($425)$68$357$20,687
308 ($425)$67$358$20,329
309 ($425)$66$360$19,969
310 ($425)$65$361$19,608
311 ($425)$63$362$19,246
312 ($425)$62$363$18,883
Year 27 - 313 ($425)$61$364$18,519
314 ($425)$60$365$18,153
315 ($425)$59$367$17,787
316 ($425)$58$368$17,419
317 ($425)$56$369$17,050
318 ($425)$55$370$16,680
319 ($425)$54$371$16,308
320 ($425)$53$373$15,936
321 ($425)$52$374$15,562
322 ($425)$50$375$15,187
323 ($425)$49$376$14,811
324 ($425)$48$377$14,433
Year 28 - 325 ($425)$47$379$14,054
326 ($425)$45$380$13,675
327 ($425)$44$381$13,293
328 ($425)$43$382$12,911
329 ($425)$42$384$12,527
330 ($425)$41$385$12,143
331 ($425)$39$386$11,756
332 ($425)$38$387$11,369
333 ($425)$37$389$10,981
334 ($425)$36$390$10,591
335 ($425)$34$391$10,200
336 ($425)$33$392$9,807
Year 29 - 337 ($425)$32$394$9,414
338 ($425)$30$395$9,019
339 ($425)$29$396$8,622
340 ($425)$28$397$8,225
341 ($425)$27$399$7,826
342 ($425)$25$400$7,426
343 ($425)$24$401$7,025
344 ($425)$23$403$6,622
345 ($425)$21$404$6,218
346 ($425)$20$405$5,813
347 ($425)$19$407$5,406
348 ($425)$17$408$4,999
Year 30 - 349 ($425)$16$409$4,589
350 ($425)$15$411$4,179
351 ($425)$14$412$3,767
352 ($425)$12$413$3,354
353 ($425)$11$415$2,939
354 ($425)$10$416$2,523
355 ($425)$8$417$2,106
356 ($425)$7$419$1,688
357 ($425)$5$420$1,268
358 ($425)$4$421$847
359 ($425)$3$423$424
360 ($425)$1$424$0
TOTALS$62,727$90,400$153,127

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.