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Mortgage Payment Schedule for a $116,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($23,200) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$445 360 $67,466 $160,266

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $116,000
Down Payment $23,200$92,800
Year 1 - 1 ($445)$312$133$92,667
2 ($445)$312$133$92,534
3 ($445)$312$134$92,400
4 ($445)$311$134$92,266
5 ($445)$311$135$92,132
6 ($445)$310$135$91,997
7 ($445)$310$135$91,861
8 ($445)$309$136$91,725
9 ($445)$309$136$91,589
10 ($445)$308$137$91,452
11 ($445)$308$137$91,315
12 ($445)$307$138$91,177
Year 2 - 13 ($445)$307$138$91,039
14 ($445)$306$139$90,900
15 ($445)$306$139$90,761
16 ($445)$306$140$90,621
17 ($445)$305$140$90,481
18 ($445)$305$141$90,341
19 ($445)$304$141$90,200
20 ($445)$304$142$90,058
21 ($445)$303$142$89,916
22 ($445)$303$142$89,774
23 ($445)$302$143$89,631
24 ($445)$302$143$89,487
Year 3 - 25 ($445)$301$144$89,343
26 ($445)$301$144$89,199
27 ($445)$300$145$89,054
28 ($445)$300$145$88,909
29 ($445)$299$146$88,763
30 ($445)$299$146$88,617
31 ($445)$298$147$88,470
32 ($445)$298$147$88,322
33 ($445)$297$148$88,175
34 ($445)$297$148$88,026
35 ($445)$296$149$87,877
36 ($445)$296$149$87,728
Year 4 - 37 ($445)$295$150$87,578
38 ($445)$295$150$87,428
39 ($445)$294$151$87,277
40 ($445)$294$151$87,126
41 ($445)$293$152$86,974
42 ($445)$293$152$86,822
43 ($445)$292$153$86,669
44 ($445)$292$153$86,515
45 ($445)$291$154$86,361
46 ($445)$291$154$86,207
47 ($445)$290$155$86,052
48 ($445)$290$155$85,896
Year 5 - 49 ($445)$289$156$85,740
50 ($445)$289$157$85,584
51 ($445)$288$157$85,427
52 ($445)$288$158$85,269
53 ($445)$287$158$85,111
54 ($445)$287$159$84,953
55 ($445)$286$159$84,793
56 ($445)$285$160$84,634
57 ($445)$285$160$84,473
58 ($445)$284$161$84,313
59 ($445)$284$161$84,151
60 ($445)$283$162$83,989
Year 6 - 61 ($445)$283$162$83,827
62 ($445)$282$163$83,664
63 ($445)$282$164$83,500
64 ($445)$281$164$83,336
65 ($445)$281$165$83,172
66 ($445)$280$165$83,007
67 ($445)$279$166$82,841
68 ($445)$279$166$82,675
69 ($445)$278$167$82,508
70 ($445)$278$167$82,340
71 ($445)$277$168$82,172
72 ($445)$277$169$82,004
Year 7 - 73 ($445)$276$169$81,835
74 ($445)$276$170$81,665
75 ($445)$275$170$81,495
76 ($445)$274$171$81,324
77 ($445)$274$171$81,153
78 ($445)$273$172$80,981
79 ($445)$273$173$80,808
80 ($445)$272$173$80,635
81 ($445)$271$174$80,461
82 ($445)$271$174$80,287
83 ($445)$270$175$80,112
84 ($445)$270$175$79,937
Year 8 - 85 ($445)$269$176$79,761
86 ($445)$269$177$79,584
87 ($445)$268$177$79,407
88 ($445)$267$178$79,229
89 ($445)$267$178$79,050
90 ($445)$266$179$78,871
91 ($445)$266$180$78,692
92 ($445)$265$180$78,511
93 ($445)$264$181$78,331
94 ($445)$264$181$78,149
95 ($445)$263$182$77,967
96 ($445)$262$183$77,784
Year 9 - 97 ($445)$262$183$77,601
98 ($445)$261$184$77,417
99 ($445)$261$185$77,232
100 ($445)$260$185$77,047
101 ($445)$259$186$76,862
102 ($445)$259$186$76,675
103 ($445)$258$187$76,488
104 ($445)$258$188$76,300
105 ($445)$257$188$76,112
106 ($445)$256$189$75,923
107 ($445)$256$190$75,734
108 ($445)$255$190$75,543
Year 10 - 109 ($445)$254$191$75,353
110 ($445)$254$191$75,161
111 ($445)$253$192$74,969
112 ($445)$252$193$74,776
113 ($445)$252$193$74,583
114 ($445)$251$194$74,389
115 ($445)$250$195$74,194
116 ($445)$250$195$73,998
117 ($445)$249$196$73,802
118 ($445)$248$197$73,606
119 ($445)$248$197$73,408
120 ($445)$247$198$73,210
Year 11 - 121 ($445)$246$199$73,012
122 ($445)$246$199$72,812
123 ($445)$245$200$72,612
124 ($445)$244$201$72,411
125 ($445)$244$201$72,210
126 ($445)$243$202$72,008
127 ($445)$242$203$71,805
128 ($445)$242$203$71,602
129 ($445)$241$204$71,398
130 ($445)$240$205$71,193
131 ($445)$240$206$70,987
132 ($445)$239$206$70,781
Year 12 - 133 ($445)$238$207$70,574
134 ($445)$238$208$70,367
135 ($445)$237$208$70,158
136 ($445)$236$209$69,949
137 ($445)$235$210$69,740
138 ($445)$235$210$69,529
139 ($445)$234$211$69,318
140 ($445)$233$212$69,106
141 ($445)$233$213$68,894
142 ($445)$232$213$68,681
143 ($445)$231$214$68,467
144 ($445)$231$215$68,252
Year 13 - 145 ($445)$230$215$68,036
146 ($445)$229$216$67,820
147 ($445)$228$217$67,604
148 ($445)$228$218$67,386
149 ($445)$227$218$67,168
150 ($445)$226$219$66,949
151 ($445)$225$220$66,729
152 ($445)$225$221$66,508
153 ($445)$224$221$66,287
154 ($445)$223$222$66,065
155 ($445)$222$223$65,842
156 ($445)$222$224$65,619
Year 14 - 157 ($445)$221$224$65,394
158 ($445)$220$225$65,169
159 ($445)$219$226$64,944
160 ($445)$219$227$64,717
161 ($445)$218$227$64,490
162 ($445)$217$228$64,262
163 ($445)$216$229$64,033
164 ($445)$216$230$63,803
165 ($445)$215$230$63,573
166 ($445)$214$231$63,342
167 ($445)$213$232$63,110
168 ($445)$212$233$62,877
Year 15 - 169 ($445)$212$233$62,644
170 ($445)$211$234$62,409
171 ($445)$210$235$62,174
172 ($445)$209$236$61,938
173 ($445)$209$237$61,702
174 ($445)$208$237$61,464
175 ($445)$207$238$61,226
176 ($445)$206$239$60,987
177 ($445)$205$240$60,747
178 ($445)$205$241$60,506
179 ($445)$204$241$60,265
180 ($445)$203$242$60,023
Year 16 - 181 ($445)$202$243$59,779
182 ($445)$201$244$59,536
183 ($445)$200$245$59,291
184 ($445)$200$246$59,045
185 ($445)$199$246$58,799
186 ($445)$198$247$58,552
187 ($445)$197$248$58,304
188 ($445)$196$249$58,055
189 ($445)$195$250$57,805
190 ($445)$195$251$57,554
191 ($445)$194$251$57,303
192 ($445)$193$252$57,051
Year 17 - 193 ($445)$192$253$56,798
194 ($445)$191$254$56,544
195 ($445)$190$255$56,289
196 ($445)$190$256$56,033
197 ($445)$189$257$55,777
198 ($445)$188$257$55,519
199 ($445)$187$258$55,261
200 ($445)$186$259$55,002
201 ($445)$185$260$54,742
202 ($445)$184$261$54,481
203 ($445)$183$262$54,219
204 ($445)$183$263$53,956
Year 18 - 205 ($445)$182$264$53,693
206 ($445)$181$264$53,428
207 ($445)$180$265$53,163
208 ($445)$179$266$52,897
209 ($445)$178$267$52,630
210 ($445)$177$268$52,362
211 ($445)$176$269$52,093
212 ($445)$175$270$51,823
213 ($445)$174$271$51,552
214 ($445)$174$272$51,281
215 ($445)$173$273$51,008
216 ($445)$172$273$50,735
Year 19 - 217 ($445)$171$274$50,460
218 ($445)$170$275$50,185
219 ($445)$169$276$49,909
220 ($445)$168$277$49,632
221 ($445)$167$278$49,354
222 ($445)$166$279$49,075
223 ($445)$165$280$48,795
224 ($445)$164$281$48,514
225 ($445)$163$282$48,232
226 ($445)$162$283$47,949
227 ($445)$161$284$47,665
228 ($445)$160$285$47,381
Year 20 - 229 ($445)$160$286$47,095
230 ($445)$159$287$46,808
231 ($445)$158$288$46,521
232 ($445)$157$289$46,232
233 ($445)$156$290$45,943
234 ($445)$155$291$45,652
235 ($445)$154$291$45,361
236 ($445)$153$292$45,068
237 ($445)$152$293$44,775
238 ($445)$151$294$44,480
239 ($445)$150$295$44,185
240 ($445)$149$296$43,888
Year 21 - 241 ($445)$148$297$43,591
242 ($445)$147$298$43,293
243 ($445)$146$299$42,993
244 ($445)$145$300$42,693
245 ($445)$144$301$42,391
246 ($445)$143$302$42,089
247 ($445)$142$303$41,785
248 ($445)$141$305$41,481
249 ($445)$140$306$41,175
250 ($445)$139$307$40,869
251 ($445)$138$308$40,561
252 ($445)$137$309$40,253
Year 22 - 253 ($445)$136$310$39,943
254 ($445)$134$311$39,632
255 ($445)$133$312$39,320
256 ($445)$132$313$39,008
257 ($445)$131$314$38,694
258 ($445)$130$315$38,379
259 ($445)$129$316$38,063
260 ($445)$128$317$37,746
261 ($445)$127$318$37,428
262 ($445)$126$319$37,108
263 ($445)$125$320$36,788
264 ($445)$124$321$36,467
Year 23 - 265 ($445)$123$322$36,144
266 ($445)$122$323$35,821
267 ($445)$121$325$35,496
268 ($445)$120$326$35,171
269 ($445)$118$327$34,844
270 ($445)$117$328$34,516
271 ($445)$116$329$34,187
272 ($445)$115$330$33,857
273 ($445)$114$331$33,526
274 ($445)$113$332$33,194
275 ($445)$112$333$32,860
276 ($445)$111$335$32,526
Year 24 - 277 ($445)$110$336$32,190
278 ($445)$108$337$31,853
279 ($445)$107$338$31,515
280 ($445)$106$339$31,176
281 ($445)$105$340$30,836
282 ($445)$104$341$30,494
283 ($445)$103$343$30,152
284 ($445)$102$344$29,808
285 ($445)$100$345$29,463
286 ($445)$99$346$29,117
287 ($445)$98$347$28,770
288 ($445)$97$348$28,422
Year 25 - 289 ($445)$96$349$28,072
290 ($445)$95$351$27,722
291 ($445)$93$352$27,370
292 ($445)$92$353$27,017
293 ($445)$91$354$26,663
294 ($445)$90$355$26,307
295 ($445)$89$357$25,951
296 ($445)$87$358$25,593
297 ($445)$86$359$25,234
298 ($445)$85$360$24,874
299 ($445)$84$361$24,512
300 ($445)$83$363$24,149
Year 26 - 301 ($445)$81$364$23,786
302 ($445)$80$365$23,420
303 ($445)$79$366$23,054
304 ($445)$78$368$22,687
305 ($445)$76$369$22,318
306 ($445)$75$370$21,948
307 ($445)$74$371$21,576
308 ($445)$73$373$21,204
309 ($445)$71$374$20,830
310 ($445)$70$375$20,455
311 ($445)$69$376$20,079
312 ($445)$68$378$19,701
Year 27 - 313 ($445)$66$379$19,322
314 ($445)$65$380$18,942
315 ($445)$64$381$18,561
316 ($445)$62$383$18,178
317 ($445)$61$384$17,794
318 ($445)$60$385$17,409
319 ($445)$59$387$17,022
320 ($445)$57$388$16,634
321 ($445)$56$389$16,245
322 ($445)$55$390$15,855
323 ($445)$53$392$15,463
324 ($445)$52$393$15,070
Year 28 - 325 ($445)$51$394$14,675
326 ($445)$49$396$14,279
327 ($445)$48$397$13,882
328 ($445)$47$398$13,484
329 ($445)$45$400$13,084
330 ($445)$44$401$12,683
331 ($445)$43$402$12,280
332 ($445)$41$404$11,877
333 ($445)$40$405$11,471
334 ($445)$39$407$11,065
335 ($445)$37$408$10,657
336 ($445)$36$409$10,248
Year 29 - 337 ($445)$35$411$9,837
338 ($445)$33$412$9,425
339 ($445)$32$413$9,011
340 ($445)$30$415$8,597
341 ($445)$29$416$8,180
342 ($445)$28$418$7,763
343 ($445)$26$419$7,344
344 ($445)$25$420$6,923
345 ($445)$23$422$6,501
346 ($445)$22$423$6,078
347 ($445)$20$425$5,653
348 ($445)$19$426$5,227
Year 30 - 349 ($445)$18$428$4,800
350 ($445)$16$429$4,371
351 ($445)$15$430$3,940
352 ($445)$13$432$3,508
353 ($445)$12$433$3,075
354 ($445)$10$435$2,640
355 ($445)$9$436$2,204
356 ($445)$7$438$1,766
357 ($445)$6$439$1,327
358 ($445)$4$441$886
359 ($445)$3$442$444
360 ($445)$1$444$0
TOTALS$67,466$92,800$160,266

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.