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Mortgage Payment Schedule for a $119,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($23,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$451 360 $67,040 $162,240

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $119,000
Down Payment $23,800$95,200
Year 1 - 1 ($451)$312$139$95,061
2 ($451)$311$139$94,922
3 ($451)$311$140$94,782
4 ($451)$310$140$94,642
5 ($451)$310$141$94,501
6 ($451)$309$141$94,360
7 ($451)$309$142$94,218
8 ($451)$309$142$94,076
9 ($451)$308$143$93,934
10 ($451)$308$143$93,790
11 ($451)$307$144$93,647
12 ($451)$307$144$93,503
Year 2 - 13 ($451)$306$144$93,359
14 ($451)$306$145$93,214
15 ($451)$305$145$93,068
16 ($451)$305$146$92,922
17 ($451)$304$146$92,776
18 ($451)$304$147$92,629
19 ($451)$303$147$92,482
20 ($451)$303$148$92,334
21 ($451)$302$148$92,186
22 ($451)$302$149$92,037
23 ($451)$301$149$91,888
24 ($451)$301$150$91,738
Year 3 - 25 ($451)$300$150$91,588
26 ($451)$300$151$91,437
27 ($451)$299$151$91,286
28 ($451)$299$152$91,134
29 ($451)$298$152$90,982
30 ($451)$298$153$90,829
31 ($451)$297$153$90,676
32 ($451)$297$154$90,522
33 ($451)$296$154$90,368
34 ($451)$296$155$90,214
35 ($451)$295$155$90,058
36 ($451)$295$156$89,903
Year 4 - 37 ($451)$294$156$89,746
38 ($451)$294$157$89,590
39 ($451)$293$157$89,432
40 ($451)$293$158$89,275
41 ($451)$292$158$89,116
42 ($451)$292$159$88,958
43 ($451)$291$159$88,798
44 ($451)$291$160$88,638
45 ($451)$290$160$88,478
46 ($451)$290$161$88,317
47 ($451)$289$161$88,156
48 ($451)$289$162$87,994
Year 5 - 49 ($451)$288$162$87,831
50 ($451)$288$163$87,668
51 ($451)$287$164$87,505
52 ($451)$287$164$87,341
53 ($451)$286$165$87,176
54 ($451)$286$165$87,011
55 ($451)$285$166$86,845
56 ($451)$284$166$86,679
57 ($451)$284$167$86,512
58 ($451)$283$167$86,345
59 ($451)$283$168$86,177
60 ($451)$282$168$86,008
Year 6 - 61 ($451)$282$169$85,839
62 ($451)$281$170$85,670
63 ($451)$281$170$85,500
64 ($451)$280$171$85,329
65 ($451)$279$171$85,158
66 ($451)$279$172$84,986
67 ($451)$278$172$84,814
68 ($451)$278$173$84,641
69 ($451)$277$173$84,467
70 ($451)$277$174$84,293
71 ($451)$276$175$84,119
72 ($451)$275$175$83,944
Year 7 - 73 ($451)$275$176$83,768
74 ($451)$274$176$83,591
75 ($451)$274$177$83,415
76 ($451)$273$177$83,237
77 ($451)$273$178$83,059
78 ($451)$272$179$82,880
79 ($451)$271$179$82,701
80 ($451)$271$180$82,521
81 ($451)$270$180$82,341
82 ($451)$270$181$82,160
83 ($451)$269$182$81,978
84 ($451)$268$182$81,796
Year 8 - 85 ($451)$268$183$81,613
86 ($451)$267$183$81,430
87 ($451)$267$184$81,246
88 ($451)$266$185$81,061
89 ($451)$265$185$80,876
90 ($451)$265$186$80,690
91 ($451)$264$186$80,504
92 ($451)$264$187$80,317
93 ($451)$263$188$80,129
94 ($451)$262$188$79,941
95 ($451)$262$189$79,752
96 ($451)$261$189$79,563
Year 9 - 97 ($451)$261$190$79,373
98 ($451)$260$191$79,182
99 ($451)$259$191$78,991
100 ($451)$259$192$78,799
101 ($451)$258$193$78,606
102 ($451)$257$193$78,413
103 ($451)$257$194$78,219
104 ($451)$256$194$78,024
105 ($451)$256$195$77,829
106 ($451)$255$196$77,634
107 ($451)$254$196$77,437
108 ($451)$254$197$77,240
Year 10 - 109 ($451)$253$198$77,042
110 ($451)$252$198$76,844
111 ($451)$252$199$76,645
112 ($451)$251$200$76,445
113 ($451)$250$200$76,245
114 ($451)$250$201$76,044
115 ($451)$249$202$75,842
116 ($451)$248$202$75,640
117 ($451)$248$203$75,437
118 ($451)$247$204$75,234
119 ($451)$246$204$75,029
120 ($451)$246$205$74,824
Year 11 - 121 ($451)$245$206$74,619
122 ($451)$244$206$74,412
123 ($451)$244$207$74,206
124 ($451)$243$208$73,998
125 ($451)$242$208$73,790
126 ($451)$242$209$73,581
127 ($451)$241$210$73,371
128 ($451)$240$210$73,160
129 ($451)$240$211$72,949
130 ($451)$239$212$72,738
131 ($451)$238$212$72,525
132 ($451)$238$213$72,312
Year 12 - 133 ($451)$237$214$72,098
134 ($451)$236$215$71,884
135 ($451)$235$215$71,668
136 ($451)$235$216$71,452
137 ($451)$234$217$71,236
138 ($451)$233$217$71,018
139 ($451)$233$218$70,800
140 ($451)$232$219$70,582
141 ($451)$231$220$70,362
142 ($451)$230$220$70,142
143 ($451)$230$221$69,921
144 ($451)$229$222$69,699
Year 13 - 145 ($451)$228$222$69,477
146 ($451)$228$223$69,254
147 ($451)$227$224$69,030
148 ($451)$226$225$68,805
149 ($451)$225$225$68,580
150 ($451)$225$226$68,354
151 ($451)$224$227$68,127
152 ($451)$223$228$67,899
153 ($451)$222$228$67,671
154 ($451)$222$229$67,442
155 ($451)$221$230$67,212
156 ($451)$220$231$66,982
Year 14 - 157 ($451)$219$231$66,750
158 ($451)$219$232$66,518
159 ($451)$218$233$66,286
160 ($451)$217$234$66,052
161 ($451)$216$234$65,818
162 ($451)$216$235$65,583
163 ($451)$215$236$65,347
164 ($451)$214$237$65,110
165 ($451)$213$237$64,873
166 ($451)$212$238$64,634
167 ($451)$212$239$64,395
168 ($451)$211$240$64,156
Year 15 - 169 ($451)$210$241$63,915
170 ($451)$209$241$63,674
171 ($451)$209$242$63,432
172 ($451)$208$243$63,189
173 ($451)$207$244$62,945
174 ($451)$206$245$62,700
175 ($451)$205$245$62,455
176 ($451)$205$246$62,209
177 ($451)$204$247$61,962
178 ($451)$203$248$61,714
179 ($451)$202$249$61,466
180 ($451)$201$249$61,216
Year 16 - 181 ($451)$200$250$60,966
182 ($451)$200$251$60,715
183 ($451)$199$252$60,463
184 ($451)$198$253$60,211
185 ($451)$197$253$59,957
186 ($451)$196$254$59,703
187 ($451)$196$255$59,448
188 ($451)$195$256$59,192
189 ($451)$194$257$58,935
190 ($451)$193$258$58,677
191 ($451)$192$258$58,419
192 ($451)$191$259$58,160
Year 17 - 193 ($451)$190$260$57,899
194 ($451)$190$261$57,638
195 ($451)$189$262$57,376
196 ($451)$188$263$57,114
197 ($451)$187$264$56,850
198 ($451)$186$264$56,586
199 ($451)$185$265$56,320
200 ($451)$184$266$56,054
201 ($451)$184$267$55,787
202 ($451)$183$268$55,519
203 ($451)$182$269$55,250
204 ($451)$181$270$54,980
Year 18 - 205 ($451)$180$271$54,710
206 ($451)$179$271$54,438
207 ($451)$178$272$54,166
208 ($451)$177$273$53,893
209 ($451)$176$274$53,618
210 ($451)$176$275$53,343
211 ($451)$175$276$53,067
212 ($451)$174$277$52,791
213 ($451)$173$278$52,513
214 ($451)$172$279$52,234
215 ($451)$171$280$51,954
216 ($451)$170$281$51,674
Year 19 - 217 ($451)$169$281$51,393
218 ($451)$168$282$51,110
219 ($451)$167$283$50,827
220 ($451)$166$284$50,543
221 ($451)$166$285$50,258
222 ($451)$165$286$49,971
223 ($451)$164$287$49,684
224 ($451)$163$288$49,397
225 ($451)$162$289$49,108
226 ($451)$161$290$48,818
227 ($451)$160$291$48,527
228 ($451)$159$292$48,235
Year 20 - 229 ($451)$158$293$47,943
230 ($451)$157$294$47,649
231 ($451)$156$295$47,354
232 ($451)$155$296$47,059
233 ($451)$154$297$46,762
234 ($451)$153$298$46,465
235 ($451)$152$298$46,166
236 ($451)$151$299$45,867
237 ($451)$150$300$45,566
238 ($451)$149$301$45,265
239 ($451)$148$302$44,962
240 ($451)$147$303$44,659
Year 21 - 241 ($451)$146$304$44,355
242 ($451)$145$305$44,049
243 ($451)$144$306$43,743
244 ($451)$143$307$43,435
245 ($451)$142$308$43,127
246 ($451)$141$309$42,817
247 ($451)$140$310$42,507
248 ($451)$139$311$42,196
249 ($451)$138$312$41,883
250 ($451)$137$313$41,570
251 ($451)$136$315$41,255
252 ($451)$135$316$40,940
Year 22 - 253 ($451)$134$317$40,623
254 ($451)$133$318$40,305
255 ($451)$132$319$39,987
256 ($451)$131$320$39,667
257 ($451)$130$321$39,346
258 ($451)$129$322$39,024
259 ($451)$128$323$38,702
260 ($451)$127$324$38,378
261 ($451)$126$325$38,053
262 ($451)$125$326$37,727
263 ($451)$124$327$37,399
264 ($451)$122$328$37,071
Year 23 - 265 ($451)$121$329$36,742
266 ($451)$120$330$36,412
267 ($451)$119$331$36,080
268 ($451)$118$333$35,748
269 ($451)$117$334$35,414
270 ($451)$116$335$35,079
271 ($451)$115$336$34,744
272 ($451)$114$337$34,407
273 ($451)$113$338$34,069
274 ($451)$112$339$33,730
275 ($451)$110$340$33,390
276 ($451)$109$341$33,048
Year 24 - 277 ($451)$108$342$32,706
278 ($451)$107$344$32,362
279 ($451)$106$345$32,018
280 ($451)$105$346$31,672
281 ($451)$104$347$31,325
282 ($451)$103$348$30,977
283 ($451)$101$349$30,628
284 ($451)$100$350$30,277
285 ($451)$99$352$29,926
286 ($451)$98$353$29,573
287 ($451)$97$354$29,219
288 ($451)$96$355$28,864
Year 25 - 289 ($451)$95$356$28,508
290 ($451)$93$357$28,151
291 ($451)$92$358$27,792
292 ($451)$91$360$27,433
293 ($451)$90$361$27,072
294 ($451)$89$362$26,710
295 ($451)$87$363$26,347
296 ($451)$86$364$25,982
297 ($451)$85$366$25,617
298 ($451)$84$367$25,250
299 ($451)$83$368$24,882
300 ($451)$81$369$24,513
Year 26 - 301 ($451)$80$370$24,142
302 ($451)$79$372$23,771
303 ($451)$78$373$23,398
304 ($451)$77$374$23,024
305 ($451)$75$375$22,649
306 ($451)$74$376$22,272
307 ($451)$73$378$21,894
308 ($451)$72$379$21,515
309 ($451)$70$380$21,135
310 ($451)$69$381$20,754
311 ($451)$68$383$20,371
312 ($451)$67$384$19,987
Year 27 - 313 ($451)$65$385$19,602
314 ($451)$64$386$19,216
315 ($451)$63$388$18,828
316 ($451)$62$389$18,439
317 ($451)$60$390$18,048
318 ($451)$59$392$17,657
319 ($451)$58$393$17,264
320 ($451)$57$394$16,870
321 ($451)$55$395$16,475
322 ($451)$54$397$16,078
323 ($451)$53$398$15,680
324 ($451)$51$399$15,281
Year 28 - 325 ($451)$50$401$14,880
326 ($451)$49$402$14,478
327 ($451)$47$403$14,075
328 ($451)$46$405$13,670
329 ($451)$45$406$13,264
330 ($451)$43$407$12,857
331 ($451)$42$409$12,448
332 ($451)$41$410$12,039
333 ($451)$39$411$11,627
334 ($451)$38$413$11,215
335 ($451)$37$414$10,801
336 ($451)$35$415$10,385
Year 29 - 337 ($451)$34$417$9,969
338 ($451)$33$418$9,551
339 ($451)$31$419$9,131
340 ($451)$30$421$8,711
341 ($451)$29$422$8,289
342 ($451)$27$424$7,865
343 ($451)$26$425$7,440
344 ($451)$24$426$7,014
345 ($451)$23$428$6,586
346 ($451)$22$429$6,157
347 ($451)$20$431$5,727
348 ($451)$19$432$5,295
Year 30 - 349 ($451)$17$433$4,861
350 ($451)$16$435$4,427
351 ($451)$14$436$3,990
352 ($451)$13$438$3,553
353 ($451)$12$439$3,114
354 ($451)$10$440$2,673
355 ($451)$9$442$2,231
356 ($451)$7$443$1,788
357 ($451)$6$445$1,343
358 ($451)$4$446$897
359 ($451)$3$448$449
360 ($451)$1$449$0
TOTALS$67,040$95,200$162,240

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.