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Mortgage Payment Schedule for a $119,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($23,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$450 360 $66,647 $161,847

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.887% | Rate: 3.875% | Fees: $377 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.769% | Rate: 3.750% | Fees: $595 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $119,000
Down Payment $23,800$95,200
Year 1 - 1 ($450)$310$139$95,061
2 ($450)$310$140$94,921
3 ($450)$309$140$94,780
4 ($450)$309$141$94,640
5 ($450)$308$141$94,499
6 ($450)$308$142$94,357
7 ($450)$307$142$94,215
8 ($450)$307$143$94,072
9 ($450)$307$143$93,929
10 ($450)$306$144$93,786
11 ($450)$306$144$93,642
12 ($450)$305$144$93,497
Year 2 - 13 ($450)$305$145$93,352
14 ($450)$304$145$93,207
15 ($450)$304$146$93,061
16 ($450)$303$146$92,915
17 ($450)$303$147$92,768
18 ($450)$302$147$92,620
19 ($450)$302$148$92,473
20 ($450)$301$148$92,324
21 ($450)$301$149$92,176
22 ($450)$300$149$92,026
23 ($450)$300$150$91,877
24 ($450)$299$150$91,726
Year 3 - 25 ($450)$299$151$91,576
26 ($450)$298$151$91,425
27 ($450)$298$152$91,273
28 ($450)$297$152$91,121
29 ($450)$297$153$90,968
30 ($450)$296$153$90,815
31 ($450)$296$154$90,661
32 ($450)$295$154$90,507
33 ($450)$295$155$90,352
34 ($450)$294$155$90,197
35 ($450)$294$156$90,042
36 ($450)$293$156$89,885
Year 4 - 37 ($450)$293$157$89,729
38 ($450)$292$157$89,571
39 ($450)$292$158$89,414
40 ($450)$291$158$89,255
41 ($450)$291$159$89,097
42 ($450)$290$159$88,937
43 ($450)$290$160$88,778
44 ($450)$289$160$88,617
45 ($450)$289$161$88,457
46 ($450)$288$161$88,295
47 ($450)$288$162$88,133
48 ($450)$287$162$87,971
Year 5 - 49 ($450)$287$163$87,808
50 ($450)$286$163$87,645
51 ($450)$286$164$87,481
52 ($450)$285$165$87,316
53 ($450)$285$165$87,151
54 ($450)$284$166$86,985
55 ($450)$283$166$86,819
56 ($450)$283$167$86,652
57 ($450)$282$167$86,485
58 ($450)$282$168$86,317
59 ($450)$281$168$86,149
60 ($450)$281$169$85,980
Year 6 - 61 ($450)$280$169$85,811
62 ($450)$280$170$85,641
63 ($450)$279$171$85,470
64 ($450)$278$171$85,299
65 ($450)$278$172$85,128
66 ($450)$277$172$84,955
67 ($450)$277$173$84,783
68 ($450)$276$173$84,609
69 ($450)$276$174$84,435
70 ($450)$275$174$84,261
71 ($450)$275$175$84,086
72 ($450)$274$176$83,910
Year 7 - 73 ($450)$273$176$83,734
74 ($450)$273$177$83,557
75 ($450)$272$177$83,380
76 ($450)$272$178$83,202
77 ($450)$271$178$83,024
78 ($450)$271$179$82,845
79 ($450)$270$180$82,665
80 ($450)$269$180$82,485
81 ($450)$269$181$82,304
82 ($450)$268$181$82,123
83 ($450)$268$182$81,941
84 ($450)$267$183$81,758
Year 8 - 85 ($450)$266$183$81,575
86 ($450)$266$184$81,391
87 ($450)$265$184$81,207
88 ($450)$265$185$81,022
89 ($450)$264$186$80,836
90 ($450)$263$186$80,650
91 ($450)$263$187$80,463
92 ($450)$262$187$80,276
93 ($450)$262$188$80,088
94 ($450)$261$189$79,899
95 ($450)$260$189$79,710
96 ($450)$260$190$79,520
Year 9 - 97 ($450)$259$190$79,330
98 ($450)$258$191$79,139
99 ($450)$258$192$78,947
100 ($450)$257$192$78,755
101 ($450)$257$193$78,562
102 ($450)$256$194$78,368
103 ($450)$255$194$78,174
104 ($450)$255$195$77,979
105 ($450)$254$195$77,783
106 ($450)$253$196$77,587
107 ($450)$253$197$77,390
108 ($450)$252$197$77,193
Year 10 - 109 ($450)$252$198$76,995
110 ($450)$251$199$76,796
111 ($450)$250$199$76,597
112 ($450)$250$200$76,397
113 ($450)$249$201$76,196
114 ($450)$248$201$75,995
115 ($450)$248$202$75,793
116 ($450)$247$203$75,590
117 ($450)$246$203$75,387
118 ($450)$246$204$75,183
119 ($450)$245$205$74,979
120 ($450)$244$205$74,773
Year 11 - 121 ($450)$244$206$74,567
122 ($450)$243$207$74,361
123 ($450)$242$207$74,154
124 ($450)$242$208$73,946
125 ($450)$241$209$73,737
126 ($450)$240$209$73,528
127 ($450)$240$210$73,318
128 ($450)$239$211$73,107
129 ($450)$238$211$72,896
130 ($450)$238$212$72,684
131 ($450)$237$213$72,471
132 ($450)$236$213$72,257
Year 12 - 133 ($450)$235$214$72,043
134 ($450)$235$215$71,828
135 ($450)$234$216$71,613
136 ($450)$233$216$71,397
137 ($450)$233$217$71,180
138 ($450)$232$218$70,962
139 ($450)$231$218$70,744
140 ($450)$231$219$70,525
141 ($450)$230$220$70,305
142 ($450)$229$220$70,084
143 ($450)$228$221$69,863
144 ($450)$228$222$69,641
Year 13 - 145 ($450)$227$223$69,419
146 ($450)$226$223$69,195
147 ($450)$225$224$68,971
148 ($450)$225$225$68,746
149 ($450)$224$226$68,521
150 ($450)$223$226$68,294
151 ($450)$223$227$68,067
152 ($450)$222$228$67,839
153 ($450)$221$229$67,611
154 ($450)$220$229$67,382
155 ($450)$220$230$67,152
156 ($450)$219$231$66,921
Year 14 - 157 ($450)$218$232$66,689
158 ($450)$217$232$66,457
159 ($450)$217$233$66,224
160 ($450)$216$234$65,990
161 ($450)$215$235$65,756
162 ($450)$214$235$65,520
163 ($450)$213$236$65,284
164 ($450)$213$237$65,047
165 ($450)$212$238$64,810
166 ($450)$211$238$64,571
167 ($450)$210$239$64,332
168 ($450)$210$240$64,092
Year 15 - 169 ($450)$209$241$63,851
170 ($450)$208$242$63,610
171 ($450)$207$242$63,368
172 ($450)$206$243$63,125
173 ($450)$206$244$62,881
174 ($450)$205$245$62,636
175 ($450)$204$245$62,390
176 ($450)$203$246$62,144
177 ($450)$202$247$61,897
178 ($450)$202$248$61,649
179 ($450)$201$249$61,401
180 ($450)$200$250$61,151
Year 16 - 181 ($450)$199$250$60,901
182 ($450)$198$251$60,650
183 ($450)$198$252$60,398
184 ($450)$197$253$60,145
185 ($450)$196$254$59,891
186 ($450)$195$254$59,637
187 ($450)$194$255$59,382
188 ($450)$193$256$59,125
189 ($450)$193$257$58,869
190 ($450)$192$258$58,611
191 ($450)$191$259$58,352
192 ($450)$190$259$58,093
Year 17 - 193 ($450)$189$260$57,832
194 ($450)$188$261$57,571
195 ($450)$188$262$57,309
196 ($450)$187$263$57,046
197 ($450)$186$264$56,783
198 ($450)$185$265$56,518
199 ($450)$184$265$56,253
200 ($450)$183$266$55,987
201 ($450)$182$267$55,719
202 ($450)$182$268$55,451
203 ($450)$181$269$55,182
204 ($450)$180$270$54,913
Year 18 - 205 ($450)$179$271$54,642
206 ($450)$178$272$54,370
207 ($450)$177$272$54,098
208 ($450)$176$273$53,825
209 ($450)$175$274$53,551
210 ($450)$174$275$53,275
211 ($450)$174$276$53,000
212 ($450)$173$277$52,723
213 ($450)$172$278$52,445
214 ($450)$171$279$52,166
215 ($450)$170$280$51,887
216 ($450)$169$281$51,606
Year 19 - 217 ($450)$168$281$51,325
218 ($450)$167$282$51,042
219 ($450)$166$283$50,759
220 ($450)$165$284$50,475
221 ($450)$164$285$50,190
222 ($450)$164$286$49,904
223 ($450)$163$287$49,617
224 ($450)$162$288$49,329
225 ($450)$161$289$49,040
226 ($450)$160$290$48,750
227 ($450)$159$291$48,459
228 ($450)$158$292$48,168
Year 20 - 229 ($450)$157$293$47,875
230 ($450)$156$294$47,582
231 ($450)$155$295$47,287
232 ($450)$154$295$46,992
233 ($450)$153$296$46,695
234 ($450)$152$297$46,398
235 ($450)$151$298$46,099
236 ($450)$150$299$45,800
237 ($450)$149$300$45,500
238 ($450)$148$301$45,198
239 ($450)$147$302$44,896
240 ($450)$146$303$44,593
Year 21 - 241 ($450)$145$304$44,288
242 ($450)$144$305$43,983
243 ($450)$143$306$43,677
244 ($450)$142$307$43,370
245 ($450)$141$308$43,061
246 ($450)$140$309$42,752
247 ($450)$139$310$42,442
248 ($450)$138$311$42,130
249 ($450)$137$312$41,818
250 ($450)$136$313$41,505
251 ($450)$135$314$41,191
252 ($450)$134$315$40,875
Year 22 - 253 ($450)$133$316$40,559
254 ($450)$132$317$40,241
255 ($450)$131$318$39,923
256 ($450)$130$319$39,603
257 ($450)$129$321$39,283
258 ($450)$128$322$38,961
259 ($450)$127$323$38,639
260 ($450)$126$324$38,315
261 ($450)$125$325$37,990
262 ($450)$124$326$37,664
263 ($450)$123$327$37,338
264 ($450)$122$328$37,010
Year 23 - 265 ($450)$121$329$36,681
266 ($450)$120$330$36,351
267 ($450)$118$331$36,020
268 ($450)$117$332$35,687
269 ($450)$116$333$35,354
270 ($450)$115$334$35,020
271 ($450)$114$335$34,684
272 ($450)$113$337$34,348
273 ($450)$112$338$34,010
274 ($450)$111$339$33,671
275 ($450)$110$340$33,331
276 ($450)$109$341$32,990
Year 24 - 277 ($450)$107$342$32,648
278 ($450)$106$343$32,305
279 ($450)$105$344$31,961
280 ($450)$104$345$31,615
281 ($450)$103$347$31,269
282 ($450)$102$348$30,921
283 ($450)$101$349$30,572
284 ($450)$100$350$30,222
285 ($450)$98$351$29,871
286 ($450)$97$352$29,519
287 ($450)$96$353$29,166
288 ($450)$95$355$28,811
Year 25 - 289 ($450)$94$356$28,455
290 ($450)$93$357$28,098
291 ($450)$92$358$27,740
292 ($450)$90$359$27,381
293 ($450)$89$360$27,021
294 ($450)$88$362$26,659
295 ($450)$87$363$26,297
296 ($450)$86$364$25,933
297 ($450)$84$365$25,568
298 ($450)$83$366$25,201
299 ($450)$82$367$24,834
300 ($450)$81$369$24,465
Year 26 - 301 ($450)$80$370$24,095
302 ($450)$79$371$23,724
303 ($450)$77$372$23,352
304 ($450)$76$373$22,979
305 ($450)$75$375$22,604
306 ($450)$74$376$22,228
307 ($450)$72$377$21,851
308 ($450)$71$378$21,473
309 ($450)$70$380$21,093
310 ($450)$69$381$20,712
311 ($450)$67$382$20,330
312 ($450)$66$383$19,947
Year 27 - 313 ($450)$65$385$19,562
314 ($450)$64$386$19,176
315 ($450)$62$387$18,789
316 ($450)$61$388$18,401
317 ($450)$60$390$18,011
318 ($450)$59$391$17,620
319 ($450)$57$392$17,228
320 ($450)$56$393$16,835
321 ($450)$55$395$16,440
322 ($450)$54$396$16,044
323 ($450)$52$397$15,647
324 ($450)$51$399$15,248
Year 28 - 325 ($450)$50$400$14,848
326 ($450)$48$401$14,447
327 ($450)$47$403$14,044
328 ($450)$46$404$13,641
329 ($450)$44$405$13,236
330 ($450)$43$406$12,829
331 ($450)$42$408$12,421
332 ($450)$40$409$12,012
333 ($450)$39$410$11,602
334 ($450)$38$412$11,190
335 ($450)$36$413$10,777
336 ($450)$35$414$10,362
Year 29 - 337 ($450)$34$416$9,947
338 ($450)$32$417$9,529
339 ($450)$31$419$9,111
340 ($450)$30$420$8,691
341 ($450)$28$421$8,270
342 ($450)$27$423$7,847
343 ($450)$26$424$7,423
344 ($450)$24$425$6,998
345 ($450)$23$427$6,571
346 ($450)$21$428$6,143
347 ($450)$20$430$5,713
348 ($450)$19$431$5,282
Year 30 - 349 ($450)$17$432$4,850
350 ($450)$16$434$4,416
351 ($450)$14$435$3,981
352 ($450)$13$437$3,544
353 ($450)$12$438$3,106
354 ($450)$10$439$2,667
355 ($450)$9$441$2,226
356 ($450)$7$442$1,784
357 ($450)$6$444$1,340
358 ($450)$4$445$895
359 ($450)$3$447$448
360 ($450)$1$448$0
TOTALS$66,647$95,200$161,847

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.