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Mortgage Payment Schedule for a $121,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($24,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$457 360 $67,767 $164,567

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $121,000
Down Payment $24,200$96,800
Year 1 - 1 ($457)$315$142$96,658
2 ($457)$315$142$96,516
3 ($457)$314$143$96,373
4 ($457)$314$143$96,230
5 ($457)$314$144$96,087
6 ($457)$313$144$95,943
7 ($457)$313$145$95,798
8 ($457)$312$145$95,653
9 ($457)$312$145$95,508
10 ($457)$311$146$95,362
11 ($457)$311$146$95,215
12 ($457)$310$147$95,069
Year 2 - 13 ($457)$310$147$94,921
14 ($457)$309$148$94,773
15 ($457)$309$148$94,625
16 ($457)$308$149$94,476
17 ($457)$308$149$94,327
18 ($457)$307$150$94,177
19 ($457)$307$150$94,027
20 ($457)$306$151$93,876
21 ($457)$306$151$93,725
22 ($457)$305$152$93,573
23 ($457)$305$152$93,421
24 ($457)$304$153$93,268
Year 3 - 25 ($457)$304$153$93,115
26 ($457)$303$154$92,961
27 ($457)$303$154$92,807
28 ($457)$302$155$92,652
29 ($457)$302$155$92,497
30 ($457)$301$156$92,341
31 ($457)$301$156$92,185
32 ($457)$300$157$92,028
33 ($457)$300$157$91,871
34 ($457)$299$158$91,713
35 ($457)$299$158$91,555
36 ($457)$298$159$91,396
Year 4 - 37 ($457)$298$159$91,237
38 ($457)$297$160$91,077
39 ($457)$297$160$90,916
40 ($457)$296$161$90,756
41 ($457)$296$161$90,594
42 ($457)$295$162$90,432
43 ($457)$295$162$90,270
44 ($457)$294$163$90,107
45 ($457)$294$164$89,943
46 ($457)$293$164$89,779
47 ($457)$293$165$89,615
48 ($457)$292$165$89,449
Year 5 - 49 ($457)$291$166$89,284
50 ($457)$291$166$89,118
51 ($457)$290$167$88,951
52 ($457)$290$167$88,783
53 ($457)$289$168$88,616
54 ($457)$289$168$88,447
55 ($457)$288$169$88,278
56 ($457)$288$169$88,109
57 ($457)$287$170$87,939
58 ($457)$287$171$87,768
59 ($457)$286$171$87,597
60 ($457)$285$172$87,425
Year 6 - 61 ($457)$285$172$87,253
62 ($457)$284$173$87,080
63 ($457)$284$173$86,907
64 ($457)$283$174$86,733
65 ($457)$283$175$86,558
66 ($457)$282$175$86,383
67 ($457)$281$176$86,208
68 ($457)$281$176$86,031
69 ($457)$280$177$85,855
70 ($457)$280$177$85,677
71 ($457)$279$178$85,499
72 ($457)$279$179$85,321
Year 7 - 73 ($457)$278$179$85,142
74 ($457)$277$180$84,962
75 ($457)$277$180$84,781
76 ($457)$276$181$84,601
77 ($457)$276$181$84,419
78 ($457)$275$182$84,237
79 ($457)$274$183$84,054
80 ($457)$274$183$83,871
81 ($457)$273$184$83,687
82 ($457)$273$184$83,503
83 ($457)$272$185$83,318
84 ($457)$271$186$83,132
Year 8 - 85 ($457)$271$186$82,946
86 ($457)$270$187$82,759
87 ($457)$270$187$82,572
88 ($457)$269$188$82,383
89 ($457)$268$189$82,195
90 ($457)$268$189$82,005
91 ($457)$267$190$81,816
92 ($457)$267$191$81,625
93 ($457)$266$191$81,434
94 ($457)$265$192$81,242
95 ($457)$265$192$81,050
96 ($457)$264$193$80,857
Year 9 - 97 ($457)$263$194$80,663
98 ($457)$263$194$80,469
99 ($457)$262$195$80,274
100 ($457)$262$196$80,078
101 ($457)$261$196$79,882
102 ($457)$260$197$79,685
103 ($457)$260$197$79,488
104 ($457)$259$198$79,289
105 ($457)$258$199$79,091
106 ($457)$258$199$78,891
107 ($457)$257$200$78,691
108 ($457)$256$201$78,490
Year 10 - 109 ($457)$256$201$78,289
110 ($457)$255$202$78,087
111 ($457)$254$203$77,884
112 ($457)$254$203$77,681
113 ($457)$253$204$77,477
114 ($457)$252$205$77,272
115 ($457)$252$205$77,067
116 ($457)$251$206$76,861
117 ($457)$250$207$76,654
118 ($457)$250$207$76,447
119 ($457)$249$208$76,239
120 ($457)$248$209$76,030
Year 11 - 121 ($457)$248$209$75,821
122 ($457)$247$210$75,611
123 ($457)$246$211$75,400
124 ($457)$246$211$75,188
125 ($457)$245$212$74,976
126 ($457)$244$213$74,763
127 ($457)$244$214$74,550
128 ($457)$243$214$74,336
129 ($457)$242$215$74,121
130 ($457)$242$216$73,905
131 ($457)$241$216$73,689
132 ($457)$240$217$73,472
Year 12 - 133 ($457)$239$218$73,254
134 ($457)$239$218$73,036
135 ($457)$238$219$72,816
136 ($457)$237$220$72,597
137 ($457)$237$221$72,376
138 ($457)$236$221$72,155
139 ($457)$235$222$71,933
140 ($457)$234$223$71,710
141 ($457)$234$223$71,486
142 ($457)$233$224$71,262
143 ($457)$232$225$71,037
144 ($457)$231$226$70,812
Year 13 - 145 ($457)$231$226$70,585
146 ($457)$230$227$70,358
147 ($457)$229$228$70,130
148 ($457)$229$229$69,902
149 ($457)$228$229$69,672
150 ($457)$227$230$69,442
151 ($457)$226$231$69,211
152 ($457)$226$232$68,980
153 ($457)$225$232$68,747
154 ($457)$224$233$68,514
155 ($457)$223$234$68,280
156 ($457)$222$235$68,046
Year 14 - 157 ($457)$222$235$67,810
158 ($457)$221$236$67,574
159 ($457)$220$237$67,337
160 ($457)$219$238$67,099
161 ($457)$219$238$66,861
162 ($457)$218$239$66,622
163 ($457)$217$240$66,381
164 ($457)$216$241$66,141
165 ($457)$216$242$65,899
166 ($457)$215$242$65,657
167 ($457)$214$243$65,413
168 ($457)$213$244$65,169
Year 15 - 169 ($457)$212$245$64,925
170 ($457)$212$246$64,679
171 ($457)$211$246$64,433
172 ($457)$210$247$64,185
173 ($457)$209$248$63,937
174 ($457)$208$249$63,689
175 ($457)$208$250$63,439
176 ($457)$207$250$63,189
177 ($457)$206$251$62,937
178 ($457)$205$252$62,685
179 ($457)$204$253$62,432
180 ($457)$203$254$62,179
Year 16 - 181 ($457)$203$255$61,924
182 ($457)$202$255$61,669
183 ($457)$201$256$61,413
184 ($457)$200$257$61,156
185 ($457)$199$258$60,898
186 ($457)$198$259$60,639
187 ($457)$198$260$60,380
188 ($457)$197$260$60,119
189 ($457)$196$261$59,858
190 ($457)$195$262$59,596
191 ($457)$194$263$59,333
192 ($457)$193$264$59,069
Year 17 - 193 ($457)$192$265$58,804
194 ($457)$192$266$58,539
195 ($457)$191$266$58,272
196 ($457)$190$267$58,005
197 ($457)$189$268$57,737
198 ($457)$188$269$57,468
199 ($457)$187$270$57,198
200 ($457)$186$271$56,927
201 ($457)$185$272$56,656
202 ($457)$185$273$56,383
203 ($457)$184$273$56,110
204 ($457)$183$274$55,836
Year 18 - 205 ($457)$182$275$55,560
206 ($457)$181$276$55,284
207 ($457)$180$277$55,007
208 ($457)$179$278$54,729
209 ($457)$178$279$54,451
210 ($457)$177$280$54,171
211 ($457)$177$281$53,890
212 ($457)$176$282$53,609
213 ($457)$175$282$53,326
214 ($457)$174$283$53,043
215 ($457)$173$284$52,759
216 ($457)$172$285$52,473
Year 19 - 217 ($457)$171$286$52,187
218 ($457)$170$287$51,900
219 ($457)$169$288$51,612
220 ($457)$168$289$51,323
221 ($457)$167$290$51,033
222 ($457)$166$291$50,742
223 ($457)$165$292$50,451
224 ($457)$164$293$50,158
225 ($457)$163$294$49,864
226 ($457)$162$295$49,570
227 ($457)$162$296$49,274
228 ($457)$161$297$48,977
Year 20 - 229 ($457)$160$298$48,680
230 ($457)$159$299$48,381
231 ($457)$158$299$48,082
232 ($457)$157$300$47,781
233 ($457)$156$301$47,480
234 ($457)$155$302$47,177
235 ($457)$154$303$46,874
236 ($457)$153$304$46,570
237 ($457)$152$305$46,264
238 ($457)$151$306$45,958
239 ($457)$150$307$45,650
240 ($457)$149$308$45,342
Year 21 - 241 ($457)$148$309$45,033
242 ($457)$147$310$44,722
243 ($457)$146$311$44,411
244 ($457)$145$312$44,098
245 ($457)$144$313$43,785
246 ($457)$143$314$43,471
247 ($457)$142$315$43,155
248 ($457)$141$317$42,839
249 ($457)$140$318$42,521
250 ($457)$139$319$42,202
251 ($457)$138$320$41,883
252 ($457)$136$321$41,562
Year 22 - 253 ($457)$135$322$41,240
254 ($457)$134$323$40,918
255 ($457)$133$324$40,594
256 ($457)$132$325$40,269
257 ($457)$131$326$39,943
258 ($457)$130$327$39,616
259 ($457)$129$328$39,288
260 ($457)$128$329$38,959
261 ($457)$127$330$38,629
262 ($457)$126$331$38,297
263 ($457)$125$332$37,965
264 ($457)$124$333$37,632
Year 23 - 265 ($457)$123$335$37,297
266 ($457)$122$336$36,962
267 ($457)$120$337$36,625
268 ($457)$119$338$36,287
269 ($457)$118$339$35,948
270 ($457)$117$340$35,608
271 ($457)$116$341$35,267
272 ($457)$115$342$34,925
273 ($457)$114$343$34,582
274 ($457)$113$344$34,237
275 ($457)$112$346$33,892
276 ($457)$110$347$33,545
Year 24 - 277 ($457)$109$348$33,197
278 ($457)$108$349$32,848
279 ($457)$107$350$32,498
280 ($457)$106$351$32,147
281 ($457)$105$352$31,794
282 ($457)$104$354$31,441
283 ($457)$102$355$31,086
284 ($457)$101$356$30,730
285 ($457)$100$357$30,373
286 ($457)$99$358$30,015
287 ($457)$98$359$29,656
288 ($457)$97$361$29,295
Year 25 - 289 ($457)$95$362$28,934
290 ($457)$94$363$28,571
291 ($457)$93$364$28,207
292 ($457)$92$365$27,841
293 ($457)$91$366$27,475
294 ($457)$90$368$27,107
295 ($457)$88$369$26,739
296 ($457)$87$370$26,369
297 ($457)$86$371$25,997
298 ($457)$85$372$25,625
299 ($457)$83$374$25,251
300 ($457)$82$375$24,877
Year 26 - 301 ($457)$81$376$24,500
302 ($457)$80$377$24,123
303 ($457)$79$379$23,745
304 ($457)$77$380$23,365
305 ($457)$76$381$22,984
306 ($457)$75$382$22,602
307 ($457)$74$383$22,218
308 ($457)$72$385$21,833
309 ($457)$71$386$21,447
310 ($457)$70$387$21,060
311 ($457)$69$389$20,672
312 ($457)$67$390$20,282
Year 27 - 313 ($457)$66$391$19,891
314 ($457)$65$392$19,499
315 ($457)$64$394$19,105
316 ($457)$62$395$18,710
317 ($457)$61$396$18,314
318 ($457)$60$397$17,916
319 ($457)$58$399$17,518
320 ($457)$57$400$17,118
321 ($457)$56$401$16,716
322 ($457)$54$403$16,314
323 ($457)$53$404$15,910
324 ($457)$52$405$15,504
Year 28 - 325 ($457)$51$407$15,098
326 ($457)$49$408$14,690
327 ($457)$48$409$14,281
328 ($457)$47$411$13,870
329 ($457)$45$412$13,458
330 ($457)$44$413$13,045
331 ($457)$43$415$12,630
332 ($457)$41$416$12,214
333 ($457)$40$417$11,797
334 ($457)$38$419$11,378
335 ($457)$37$420$10,958
336 ($457)$36$421$10,537
Year 29 - 337 ($457)$34$423$10,114
338 ($457)$33$424$9,690
339 ($457)$32$426$9,264
340 ($457)$30$427$8,837
341 ($457)$29$428$8,409
342 ($457)$27$430$7,979
343 ($457)$26$431$7,548
344 ($457)$25$433$7,115
345 ($457)$23$434$6,681
346 ($457)$22$435$6,246
347 ($457)$20$437$5,809
348 ($457)$19$438$5,371
Year 30 - 349 ($457)$18$440$4,931
350 ($457)$16$441$4,490
351 ($457)$15$442$4,048
352 ($457)$13$444$3,604
353 ($457)$12$445$3,159
354 ($457)$10$447$2,712
355 ($457)$9$448$2,263
356 ($457)$7$450$1,814
357 ($457)$6$451$1,363
358 ($457)$4$453$910
359 ($457)$3$454$456
360 ($457)$1$456$0
TOTALS$67,767$96,800$164,567

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.