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Mortgage Payment Schedule for a $121,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($24,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$458 360 $68,166 $164,966

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $121,000
Down Payment $24,200$96,800
Year 1 - 1 ($458)$317$141$96,659
2 ($458)$317$142$96,517
3 ($458)$316$142$96,375
4 ($458)$316$143$96,232
5 ($458)$315$143$96,089
6 ($458)$315$144$95,946
7 ($458)$314$144$95,802
8 ($458)$314$144$95,657
9 ($458)$313$145$95,512
10 ($458)$313$145$95,367
11 ($458)$312$146$95,221
12 ($458)$312$146$95,074
Year 2 - 13 ($458)$311$147$94,928
14 ($458)$311$147$94,780
15 ($458)$310$148$94,632
16 ($458)$310$148$94,484
17 ($458)$309$149$94,335
18 ($458)$309$149$94,186
19 ($458)$308$150$94,036
20 ($458)$308$150$93,886
21 ($458)$307$151$93,735
22 ($458)$307$151$93,584
23 ($458)$306$152$93,432
24 ($458)$306$152$93,280
Year 3 - 25 ($458)$305$153$93,127
26 ($458)$305$153$92,974
27 ($458)$304$154$92,820
28 ($458)$304$154$92,666
29 ($458)$303$155$92,511
30 ($458)$303$155$92,356
31 ($458)$302$156$92,200
32 ($458)$302$156$92,044
33 ($458)$301$157$91,887
34 ($458)$301$157$91,730
35 ($458)$300$158$91,572
36 ($458)$300$158$91,414
Year 4 - 37 ($458)$299$159$91,255
38 ($458)$299$159$91,095
39 ($458)$298$160$90,935
40 ($458)$298$160$90,775
41 ($458)$297$161$90,614
42 ($458)$297$161$90,453
43 ($458)$296$162$90,291
44 ($458)$296$163$90,128
45 ($458)$295$163$89,965
46 ($458)$295$164$89,801
47 ($458)$294$164$89,637
48 ($458)$294$165$89,473
Year 5 - 49 ($458)$293$165$89,307
50 ($458)$292$166$89,142
51 ($458)$292$166$88,975
52 ($458)$291$167$88,808
53 ($458)$291$167$88,641
54 ($458)$290$168$88,473
55 ($458)$290$168$88,305
56 ($458)$289$169$88,136
57 ($458)$289$170$87,966
58 ($458)$288$170$87,796
59 ($458)$288$171$87,625
60 ($458)$287$171$87,454
Year 6 - 61 ($458)$286$172$87,282
62 ($458)$286$172$87,110
63 ($458)$285$173$86,937
64 ($458)$285$174$86,763
65 ($458)$284$174$86,589
66 ($458)$284$175$86,414
67 ($458)$283$175$86,239
68 ($458)$282$176$86,063
69 ($458)$282$176$85,887
70 ($458)$281$177$85,710
71 ($458)$281$178$85,532
72 ($458)$280$178$85,354
Year 7 - 73 ($458)$280$179$85,176
74 ($458)$279$179$84,996
75 ($458)$278$180$84,816
76 ($458)$278$180$84,636
77 ($458)$277$181$84,455
78 ($458)$277$182$84,273
79 ($458)$276$182$84,091
80 ($458)$275$183$83,908
81 ($458)$275$183$83,725
82 ($458)$274$184$83,541
83 ($458)$274$185$83,356
84 ($458)$273$185$83,171
Year 8 - 85 ($458)$272$186$82,985
86 ($458)$272$186$82,799
87 ($458)$271$187$82,611
88 ($458)$271$188$82,424
89 ($458)$270$188$82,235
90 ($458)$269$189$82,047
91 ($458)$269$190$81,857
92 ($458)$268$190$81,667
93 ($458)$267$191$81,476
94 ($458)$267$191$81,285
95 ($458)$266$192$81,093
96 ($458)$266$193$80,900
Year 9 - 97 ($458)$265$193$80,707
98 ($458)$264$194$80,513
99 ($458)$264$195$80,318
100 ($458)$263$195$80,123
101 ($458)$262$196$79,927
102 ($458)$262$196$79,731
103 ($458)$261$197$79,534
104 ($458)$260$198$79,336
105 ($458)$260$198$79,137
106 ($458)$259$199$78,938
107 ($458)$259$200$78,739
108 ($458)$258$200$78,538
Year 10 - 109 ($458)$257$201$78,337
110 ($458)$257$202$78,135
111 ($458)$256$202$77,933
112 ($458)$255$203$77,730
113 ($458)$255$204$77,526
114 ($458)$254$204$77,322
115 ($458)$253$205$77,117
116 ($458)$253$206$76,911
117 ($458)$252$206$76,705
118 ($458)$251$207$76,498
119 ($458)$251$208$76,290
120 ($458)$250$208$76,082
Year 11 - 121 ($458)$249$209$75,873
122 ($458)$248$210$75,663
123 ($458)$248$210$75,453
124 ($458)$247$211$75,242
125 ($458)$246$212$75,030
126 ($458)$246$213$74,817
127 ($458)$245$213$74,604
128 ($458)$244$214$74,390
129 ($458)$244$215$74,175
130 ($458)$243$215$73,960
131 ($458)$242$216$73,744
132 ($458)$242$217$73,527
Year 12 - 133 ($458)$241$217$73,310
134 ($458)$240$218$73,092
135 ($458)$239$219$72,873
136 ($458)$239$220$72,653
137 ($458)$238$220$72,433
138 ($458)$237$221$72,212
139 ($458)$236$222$71,990
140 ($458)$236$222$71,768
141 ($458)$235$223$71,545
142 ($458)$234$224$71,321
143 ($458)$234$225$71,096
144 ($458)$233$225$70,871
Year 13 - 145 ($458)$232$226$70,644
146 ($458)$231$227$70,418
147 ($458)$231$228$70,190
148 ($458)$230$228$69,962
149 ($458)$229$229$69,732
150 ($458)$228$230$69,503
151 ($458)$228$231$69,272
152 ($458)$227$231$69,041
153 ($458)$226$232$68,808
154 ($458)$225$233$68,576
155 ($458)$225$234$68,342
156 ($458)$224$234$68,108
Year 14 - 157 ($458)$223$235$67,872
158 ($458)$222$236$67,636
159 ($458)$222$237$67,400
160 ($458)$221$238$67,162
161 ($458)$220$238$66,924
162 ($458)$219$239$66,685
163 ($458)$218$240$66,445
164 ($458)$218$241$66,204
165 ($458)$217$241$65,963
166 ($458)$216$242$65,721
167 ($458)$215$243$65,478
168 ($458)$214$244$65,234
Year 15 - 169 ($458)$214$245$64,989
170 ($458)$213$245$64,744
171 ($458)$212$246$64,498
172 ($458)$211$247$64,251
173 ($458)$210$248$64,003
174 ($458)$210$249$63,754
175 ($458)$209$249$63,505
176 ($458)$208$250$63,255
177 ($458)$207$251$63,003
178 ($458)$206$252$62,752
179 ($458)$206$253$62,499
180 ($458)$205$254$62,245
Year 16 - 181 ($458)$204$254$61,991
182 ($458)$203$255$61,736
183 ($458)$202$256$61,480
184 ($458)$201$257$61,223
185 ($458)$201$258$60,965
186 ($458)$200$259$60,706
187 ($458)$199$259$60,447
188 ($458)$198$260$60,187
189 ($458)$197$261$59,926
190 ($458)$196$262$59,664
191 ($458)$195$263$59,401
192 ($458)$195$264$59,137
Year 17 - 193 ($458)$194$265$58,872
194 ($458)$193$265$58,607
195 ($458)$192$266$58,341
196 ($458)$191$267$58,074
197 ($458)$190$268$57,805
198 ($458)$189$269$57,537
199 ($458)$188$270$57,267
200 ($458)$188$271$56,996
201 ($458)$187$272$56,724
202 ($458)$186$272$56,452
203 ($458)$185$273$56,179
204 ($458)$184$274$55,904
Year 18 - 205 ($458)$183$275$55,629
206 ($458)$182$276$55,353
207 ($458)$181$277$55,076
208 ($458)$180$278$54,798
209 ($458)$179$279$54,520
210 ($458)$179$280$54,240
211 ($458)$178$281$53,959
212 ($458)$177$282$53,678
213 ($458)$176$282$53,395
214 ($458)$175$283$53,112
215 ($458)$174$284$52,828
216 ($458)$173$285$52,542
Year 19 - 217 ($458)$172$286$52,256
218 ($458)$171$287$51,969
219 ($458)$170$288$51,681
220 ($458)$169$289$51,392
221 ($458)$168$290$51,102
222 ($458)$167$291$50,811
223 ($458)$166$292$50,519
224 ($458)$165$293$50,227
225 ($458)$164$294$49,933
226 ($458)$164$295$49,638
227 ($458)$163$296$49,343
228 ($458)$162$297$49,046
Year 20 - 229 ($458)$161$298$48,748
230 ($458)$160$299$48,450
231 ($458)$159$300$48,150
232 ($458)$158$301$47,850
233 ($458)$157$302$47,548
234 ($458)$156$303$47,246
235 ($458)$155$304$46,942
236 ($458)$154$305$46,638
237 ($458)$153$306$46,332
238 ($458)$152$307$46,026
239 ($458)$151$308$45,718
240 ($458)$150$309$45,410
Year 21 - 241 ($458)$149$310$45,100
242 ($458)$148$311$44,789
243 ($458)$147$312$44,478
244 ($458)$146$313$44,165
245 ($458)$145$314$43,852
246 ($458)$144$315$43,537
247 ($458)$143$316$43,221
248 ($458)$142$317$42,905
249 ($458)$141$318$42,587
250 ($458)$139$319$42,268
251 ($458)$138$320$41,948
252 ($458)$137$321$41,628
Year 22 - 253 ($458)$136$322$41,306
254 ($458)$135$323$40,983
255 ($458)$134$324$40,659
256 ($458)$133$325$40,334
257 ($458)$132$326$40,007
258 ($458)$131$327$39,680
259 ($458)$130$328$39,352
260 ($458)$129$329$39,023
261 ($458)$128$330$38,692
262 ($458)$127$332$38,361
263 ($458)$126$333$38,028
264 ($458)$125$334$37,694
Year 23 - 265 ($458)$123$335$37,360
266 ($458)$122$336$37,024
267 ($458)$121$337$36,687
268 ($458)$120$338$36,349
269 ($458)$119$339$36,009
270 ($458)$118$340$35,669
271 ($458)$117$341$35,328
272 ($458)$116$343$34,985
273 ($458)$115$344$34,641
274 ($458)$113$345$34,297
275 ($458)$112$346$33,951
276 ($458)$111$347$33,604
Year 24 - 277 ($458)$110$348$33,255
278 ($458)$109$349$32,906
279 ($458)$108$350$32,556
280 ($458)$107$352$32,204
281 ($458)$105$353$31,851
282 ($458)$104$354$31,497
283 ($458)$103$355$31,142
284 ($458)$102$356$30,786
285 ($458)$101$357$30,429
286 ($458)$100$359$30,070
287 ($458)$98$360$29,710
288 ($458)$97$361$29,349
Year 25 - 289 ($458)$96$362$28,987
290 ($458)$95$363$28,624
291 ($458)$94$364$28,259
292 ($458)$93$366$27,894
293 ($458)$91$367$27,527
294 ($458)$90$368$27,159
295 ($458)$89$369$26,789
296 ($458)$88$371$26,419
297 ($458)$87$372$26,047
298 ($458)$85$373$25,674
299 ($458)$84$374$25,300
300 ($458)$83$375$24,925
Year 26 - 301 ($458)$82$377$24,548
302 ($458)$80$378$24,170
303 ($458)$79$379$23,791
304 ($458)$78$380$23,411
305 ($458)$77$382$23,029
306 ($458)$75$383$22,646
307 ($458)$74$384$22,262
308 ($458)$73$385$21,877
309 ($458)$72$387$21,490
310 ($458)$70$388$21,103
311 ($458)$69$389$20,714
312 ($458)$68$390$20,323
Year 27 - 313 ($458)$67$392$19,931
314 ($458)$65$393$19,538
315 ($458)$64$394$19,144
316 ($458)$63$396$18,749
317 ($458)$61$397$18,352
318 ($458)$60$398$17,954
319 ($458)$59$399$17,554
320 ($458)$57$401$17,153
321 ($458)$56$402$16,751
322 ($458)$55$403$16,348
323 ($458)$54$405$15,943
324 ($458)$52$406$15,537
Year 28 - 325 ($458)$51$407$15,130
326 ($458)$50$409$14,721
327 ($458)$48$410$14,311
328 ($458)$47$411$13,900
329 ($458)$46$413$13,487
330 ($458)$44$414$13,073
331 ($458)$43$415$12,658
332 ($458)$41$417$12,241
333 ($458)$40$418$11,823
334 ($458)$39$420$11,403
335 ($458)$37$421$10,982
336 ($458)$36$422$10,560
Year 29 - 337 ($458)$35$424$10,136
338 ($458)$33$425$9,711
339 ($458)$32$426$9,285
340 ($458)$30$428$8,857
341 ($458)$29$429$8,428
342 ($458)$28$431$7,997
343 ($458)$26$432$7,565
344 ($458)$25$433$7,132
345 ($458)$23$435$6,697
346 ($458)$22$436$6,260
347 ($458)$21$438$5,823
348 ($458)$19$439$5,384
Year 30 - 349 ($458)$18$441$4,943
350 ($458)$16$442$4,501
351 ($458)$15$443$4,057
352 ($458)$13$445$3,612
353 ($458)$12$446$3,166
354 ($458)$10$448$2,718
355 ($458)$9$449$2,269
356 ($458)$7$451$1,818
357 ($458)$6$452$1,366
358 ($458)$4$454$912
359 ($458)$3$455$457
360 ($458)$1$457$0
TOTALS$68,166$96,800$164,966

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.