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Mortgage Payment Schedule for a $122,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($24,400) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$463 360 $69,133 $166,733

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $122,000
Down Payment $24,400$97,600
Year 1 - 1 ($463)$321$142$97,458
2 ($463)$321$142$97,316
3 ($463)$320$143$97,173
4 ($463)$320$143$97,030
5 ($463)$319$144$96,886
6 ($463)$319$144$96,742
7 ($463)$318$145$96,597
8 ($463)$318$145$96,452
9 ($463)$317$146$96,306
10 ($463)$317$146$96,160
11 ($463)$317$147$96,013
12 ($463)$316$147$95,866
Year 2 - 13 ($463)$316$148$95,719
14 ($463)$315$148$95,571
15 ($463)$315$149$95,422
16 ($463)$314$149$95,273
17 ($463)$314$150$95,123
18 ($463)$313$150$94,973
19 ($463)$313$151$94,823
20 ($463)$312$151$94,672
21 ($463)$312$152$94,520
22 ($463)$311$152$94,368
23 ($463)$311$153$94,216
24 ($463)$310$153$94,063
Year 3 - 25 ($463)$310$154$93,909
26 ($463)$309$154$93,755
27 ($463)$309$155$93,601
28 ($463)$308$155$93,446
29 ($463)$308$156$93,290
30 ($463)$307$156$93,134
31 ($463)$307$157$92,977
32 ($463)$306$157$92,820
33 ($463)$306$158$92,663
34 ($463)$305$158$92,505
35 ($463)$304$159$92,346
36 ($463)$304$159$92,187
Year 4 - 37 ($463)$303$160$92,027
38 ($463)$303$160$91,867
39 ($463)$302$161$91,706
40 ($463)$302$161$91,545
41 ($463)$301$162$91,383
42 ($463)$301$162$91,221
43 ($463)$300$163$91,058
44 ($463)$300$163$90,894
45 ($463)$299$164$90,730
46 ($463)$299$164$90,566
47 ($463)$298$165$90,401
48 ($463)$298$166$90,235
Year 5 - 49 ($463)$297$166$90,069
50 ($463)$296$167$89,902
51 ($463)$296$167$89,735
52 ($463)$295$168$89,567
53 ($463)$295$168$89,399
54 ($463)$294$169$89,230
55 ($463)$294$169$89,061
56 ($463)$293$170$88,891
57 ($463)$293$171$88,720
58 ($463)$292$171$88,549
59 ($463)$291$172$88,378
60 ($463)$291$172$88,205
Year 6 - 61 ($463)$290$173$88,032
62 ($463)$290$173$87,859
63 ($463)$289$174$87,685
64 ($463)$289$175$87,511
65 ($463)$288$175$87,336
66 ($463)$287$176$87,160
67 ($463)$287$176$86,984
68 ($463)$286$177$86,807
69 ($463)$286$177$86,629
70 ($463)$285$178$86,451
71 ($463)$285$179$86,273
72 ($463)$284$179$86,094
Year 7 - 73 ($463)$283$180$85,914
74 ($463)$283$180$85,734
75 ($463)$282$181$85,553
76 ($463)$282$182$85,371
77 ($463)$281$182$85,189
78 ($463)$280$183$85,006
79 ($463)$280$183$84,823
80 ($463)$279$184$84,639
81 ($463)$279$185$84,454
82 ($463)$278$185$84,269
83 ($463)$277$186$84,083
84 ($463)$277$186$83,897
Year 8 - 85 ($463)$276$187$83,710
86 ($463)$276$188$83,523
87 ($463)$275$188$83,334
88 ($463)$274$189$83,145
89 ($463)$274$189$82,956
90 ($463)$273$190$82,766
91 ($463)$272$191$82,575
92 ($463)$272$191$82,384
93 ($463)$271$192$82,192
94 ($463)$271$193$81,999
95 ($463)$270$193$81,806
96 ($463)$269$194$81,612
Year 9 - 97 ($463)$269$195$81,418
98 ($463)$268$195$81,223
99 ($463)$267$196$81,027
100 ($463)$267$196$80,830
101 ($463)$266$197$80,633
102 ($463)$265$198$80,435
103 ($463)$265$198$80,237
104 ($463)$264$199$80,038
105 ($463)$263$200$79,838
106 ($463)$263$200$79,638
107 ($463)$262$201$79,437
108 ($463)$261$202$79,235
Year 10 - 109 ($463)$261$202$79,033
110 ($463)$260$203$78,830
111 ($463)$259$204$78,626
112 ($463)$259$204$78,422
113 ($463)$258$205$78,217
114 ($463)$257$206$78,011
115 ($463)$257$206$77,805
116 ($463)$256$207$77,598
117 ($463)$255$208$77,390
118 ($463)$255$208$77,182
119 ($463)$254$209$76,973
120 ($463)$253$210$76,763
Year 11 - 121 ($463)$253$210$76,552
122 ($463)$252$211$76,341
123 ($463)$251$212$76,129
124 ($463)$251$213$75,917
125 ($463)$250$213$75,704
126 ($463)$249$214$75,490
127 ($463)$248$215$75,275
128 ($463)$248$215$75,060
129 ($463)$247$216$74,844
130 ($463)$246$217$74,627
131 ($463)$246$218$74,409
132 ($463)$245$218$74,191
Year 12 - 133 ($463)$244$219$73,972
134 ($463)$243$220$73,752
135 ($463)$243$220$73,532
136 ($463)$242$221$73,311
137 ($463)$241$222$73,089
138 ($463)$241$223$72,867
139 ($463)$240$223$72,643
140 ($463)$239$224$72,419
141 ($463)$238$225$72,194
142 ($463)$238$226$71,969
143 ($463)$237$226$71,743
144 ($463)$236$227$71,516
Year 13 - 145 ($463)$235$228$71,288
146 ($463)$235$228$71,060
147 ($463)$234$229$70,830
148 ($463)$233$230$70,600
149 ($463)$232$231$70,370
150 ($463)$232$232$70,138
151 ($463)$231$232$69,906
152 ($463)$230$233$69,673
153 ($463)$229$234$69,439
154 ($463)$229$235$69,204
155 ($463)$228$235$68,969
156 ($463)$227$236$68,733
Year 14 - 157 ($463)$226$237$68,496
158 ($463)$225$238$68,258
159 ($463)$225$238$68,020
160 ($463)$224$239$67,781
161 ($463)$223$240$67,540
162 ($463)$222$241$67,300
163 ($463)$222$242$67,058
164 ($463)$221$242$66,816
165 ($463)$220$243$66,572
166 ($463)$219$244$66,328
167 ($463)$218$245$66,084
168 ($463)$218$246$65,838
Year 15 - 169 ($463)$217$246$65,592
170 ($463)$216$247$65,344
171 ($463)$215$248$65,096
172 ($463)$214$249$64,847
173 ($463)$213$250$64,598
174 ($463)$213$251$64,347
175 ($463)$212$251$64,096
176 ($463)$211$252$63,844
177 ($463)$210$253$63,591
178 ($463)$209$254$63,337
179 ($463)$208$255$63,082
180 ($463)$208$256$62,827
Year 16 - 181 ($463)$207$256$62,570
182 ($463)$206$257$62,313
183 ($463)$205$258$62,055
184 ($463)$204$259$61,796
185 ($463)$203$260$61,536
186 ($463)$203$261$61,276
187 ($463)$202$261$61,014
188 ($463)$201$262$60,752
189 ($463)$200$263$60,489
190 ($463)$199$264$60,225
191 ($463)$198$265$59,960
192 ($463)$197$266$59,694
Year 17 - 193 ($463)$196$267$59,428
194 ($463)$196$268$59,160
195 ($463)$195$268$58,892
196 ($463)$194$269$58,622
197 ($463)$193$270$58,352
198 ($463)$192$271$58,081
199 ($463)$191$272$57,809
200 ($463)$190$273$57,536
201 ($463)$189$274$57,262
202 ($463)$188$275$56,988
203 ($463)$188$276$56,712
204 ($463)$187$276$56,436
Year 18 - 205 ($463)$186$277$56,158
206 ($463)$185$278$55,880
207 ($463)$184$279$55,601
208 ($463)$183$280$55,321
209 ($463)$182$281$55,040
210 ($463)$181$282$54,758
211 ($463)$180$283$54,475
212 ($463)$179$284$54,191
213 ($463)$178$285$53,906
214 ($463)$177$286$53,621
215 ($463)$177$287$53,334
216 ($463)$176$288$53,046
Year 19 - 217 ($463)$175$289$52,758
218 ($463)$174$289$52,468
219 ($463)$173$290$52,178
220 ($463)$172$291$51,886
221 ($463)$171$292$51,594
222 ($463)$170$293$51,301
223 ($463)$169$294$51,006
224 ($463)$168$295$50,711
225 ($463)$167$296$50,415
226 ($463)$166$297$50,118
227 ($463)$165$298$49,820
228 ($463)$164$299$49,520
Year 20 - 229 ($463)$163$300$49,220
230 ($463)$162$301$48,919
231 ($463)$161$302$48,617
232 ($463)$160$303$48,314
233 ($463)$159$304$48,010
234 ($463)$158$305$47,705
235 ($463)$157$306$47,399
236 ($463)$156$307$47,091
237 ($463)$155$308$46,783
238 ($463)$154$309$46,474
239 ($463)$153$310$46,164
240 ($463)$152$311$45,853
Year 21 - 241 ($463)$151$312$45,541
242 ($463)$150$313$45,227
243 ($463)$149$314$44,913
244 ($463)$148$315$44,598
245 ($463)$147$316$44,281
246 ($463)$146$317$43,964
247 ($463)$145$318$43,646
248 ($463)$144$319$43,326
249 ($463)$143$321$43,006
250 ($463)$142$322$42,684
251 ($463)$141$323$42,361
252 ($463)$139$324$42,038
Year 22 - 253 ($463)$138$325$41,713
254 ($463)$137$326$41,387
255 ($463)$136$327$41,060
256 ($463)$135$328$40,732
257 ($463)$134$329$40,403
258 ($463)$133$330$40,073
259 ($463)$132$331$39,742
260 ($463)$131$332$39,409
261 ($463)$130$333$39,076
262 ($463)$129$335$38,741
263 ($463)$128$336$38,406
264 ($463)$126$337$38,069
Year 23 - 265 ($463)$125$338$37,731
266 ($463)$124$339$37,392
267 ($463)$123$340$37,052
268 ($463)$122$341$36,711
269 ($463)$121$342$36,369
270 ($463)$120$343$36,025
271 ($463)$119$345$35,681
272 ($463)$117$346$35,335
273 ($463)$116$347$34,988
274 ($463)$115$348$34,640
275 ($463)$114$349$34,291
276 ($463)$113$350$33,941
Year 24 - 277 ($463)$112$351$33,589
278 ($463)$111$353$33,237
279 ($463)$109$354$32,883
280 ($463)$108$355$32,528
281 ($463)$107$356$32,172
282 ($463)$106$357$31,815
283 ($463)$105$358$31,456
284 ($463)$104$360$31,097
285 ($463)$102$361$30,736
286 ($463)$101$362$30,374
287 ($463)$100$363$30,011
288 ($463)$99$364$29,646
Year 25 - 289 ($463)$98$366$29,281
290 ($463)$96$367$28,914
291 ($463)$95$368$28,546
292 ($463)$94$369$28,177
293 ($463)$93$370$27,807
294 ($463)$92$372$27,435
295 ($463)$90$373$27,062
296 ($463)$89$374$26,688
297 ($463)$88$375$26,313
298 ($463)$87$377$25,936
299 ($463)$85$378$25,558
300 ($463)$84$379$25,179
Year 26 - 301 ($463)$83$380$24,799
302 ($463)$82$382$24,418
303 ($463)$80$383$24,035
304 ($463)$79$384$23,651
305 ($463)$78$385$23,265
306 ($463)$77$387$22,879
307 ($463)$75$388$22,491
308 ($463)$74$389$22,102
309 ($463)$73$390$21,712
310 ($463)$71$392$21,320
311 ($463)$70$393$20,927
312 ($463)$69$394$20,533
Year 27 - 313 ($463)$68$396$20,137
314 ($463)$66$397$19,740
315 ($463)$65$398$19,342
316 ($463)$64$399$18,943
317 ($463)$62$401$18,542
318 ($463)$61$402$18,140
319 ($463)$60$403$17,736
320 ($463)$58$405$17,331
321 ($463)$57$406$16,925
322 ($463)$56$407$16,518
323 ($463)$54$409$16,109
324 ($463)$53$410$15,699
Year 28 - 325 ($463)$52$411$15,288
326 ($463)$50$413$14,875
327 ($463)$49$414$14,461
328 ($463)$48$416$14,045
329 ($463)$46$417$13,628
330 ($463)$45$418$13,210
331 ($463)$43$420$12,790
332 ($463)$42$421$12,369
333 ($463)$41$422$11,947
334 ($463)$39$424$11,523
335 ($463)$38$425$11,098
336 ($463)$37$427$10,671
Year 29 - 337 ($463)$35$428$10,243
338 ($463)$34$429$9,814
339 ($463)$32$431$9,383
340 ($463)$31$432$8,950
341 ($463)$29$434$8,517
342 ($463)$28$435$8,082
343 ($463)$27$437$7,645
344 ($463)$25$438$7,207
345 ($463)$24$439$6,768
346 ($463)$22$441$6,327
347 ($463)$21$442$5,884
348 ($463)$19$444$5,441
Year 30 - 349 ($463)$18$445$4,995
350 ($463)$16$447$4,549
351 ($463)$15$448$4,101
352 ($463)$13$450$3,651
353 ($463)$12$451$3,200
354 ($463)$11$453$2,747
355 ($463)$9$454$2,293
356 ($463)$8$456$1,837
357 ($463)$6$457$1,380
358 ($463)$5$459$922
359 ($463)$3$460$462
360 ($463)$2$462$0
TOTALS$69,133$97,600$166,733

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.