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Mortgage Payment Schedule for a $125,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($25,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$473 360 $70,213 $170,213

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $125,000
Down Payment $25,000$100,000
Year 1 - 1 ($473)$327$146$99,854
2 ($473)$326$147$99,707
3 ($473)$326$147$99,560
4 ($473)$325$148$99,413
5 ($473)$325$148$99,264
6 ($473)$324$149$99,116
7 ($473)$324$149$98,967
8 ($473)$323$150$98,817
9 ($473)$323$150$98,667
10 ($473)$322$151$98,517
11 ($473)$322$151$98,366
12 ($473)$321$151$98,214
Year 2 - 13 ($473)$321$152$98,062
14 ($473)$320$152$97,910
15 ($473)$320$153$97,757
16 ($473)$319$153$97,603
17 ($473)$319$154$97,449
18 ($473)$318$154$97,295
19 ($473)$318$155$97,140
20 ($473)$317$155$96,985
21 ($473)$317$156$96,829
22 ($473)$316$157$96,672
23 ($473)$316$157$96,515
24 ($473)$315$158$96,357
Year 3 - 25 ($473)$315$158$96,199
26 ($473)$314$159$96,041
27 ($473)$314$159$95,882
28 ($473)$313$160$95,722
29 ($473)$313$160$95,562
30 ($473)$312$161$95,401
31 ($473)$312$161$95,240
32 ($473)$311$162$95,079
33 ($473)$311$162$94,916
34 ($473)$310$163$94,754
35 ($473)$310$163$94,590
36 ($473)$309$164$94,426
Year 4 - 37 ($473)$308$164$94,262
38 ($473)$308$165$94,097
39 ($473)$307$165$93,932
40 ($473)$307$166$93,766
41 ($473)$306$167$93,599
42 ($473)$306$167$93,432
43 ($473)$305$168$93,265
44 ($473)$305$168$93,096
45 ($473)$304$169$92,928
46 ($473)$304$169$92,759
47 ($473)$303$170$92,589
48 ($473)$302$170$92,418
Year 5 - 49 ($473)$302$171$92,247
50 ($473)$301$171$92,076
51 ($473)$301$172$91,904
52 ($473)$300$173$91,731
53 ($473)$300$173$91,558
54 ($473)$299$174$91,384
55 ($473)$299$174$91,210
56 ($473)$298$175$91,035
57 ($473)$297$175$90,860
58 ($473)$297$176$90,684
59 ($473)$296$177$90,507
60 ($473)$296$177$90,330
Year 6 - 61 ($473)$295$178$90,152
62 ($473)$294$178$89,974
63 ($473)$294$179$89,795
64 ($473)$293$179$89,616
65 ($473)$293$180$89,436
66 ($473)$292$181$89,255
67 ($473)$292$181$89,074
68 ($473)$291$182$88,892
69 ($473)$290$182$88,709
70 ($473)$290$183$88,526
71 ($473)$289$184$88,343
72 ($473)$289$184$88,159
Year 7 - 73 ($473)$288$185$87,974
74 ($473)$287$185$87,788
75 ($473)$287$186$87,602
76 ($473)$286$187$87,416
77 ($473)$286$187$87,228
78 ($473)$285$188$87,040
79 ($473)$284$188$86,852
80 ($473)$284$189$86,663
81 ($473)$283$190$86,473
82 ($473)$282$190$86,283
83 ($473)$282$191$86,092
84 ($473)$281$192$85,900
Year 8 - 85 ($473)$281$192$85,708
86 ($473)$280$193$85,515
87 ($473)$279$193$85,322
88 ($473)$279$194$85,128
89 ($473)$278$195$84,933
90 ($473)$277$195$84,738
91 ($473)$277$196$84,542
92 ($473)$276$197$84,345
93 ($473)$276$197$84,148
94 ($473)$275$198$83,950
95 ($473)$274$199$83,751
96 ($473)$274$199$83,552
Year 9 - 97 ($473)$273$200$83,352
98 ($473)$272$201$83,152
99 ($473)$272$201$82,950
100 ($473)$271$202$82,749
101 ($473)$270$203$82,546
102 ($473)$270$203$82,343
103 ($473)$269$204$82,139
104 ($473)$268$204$81,935
105 ($473)$268$205$81,729
106 ($473)$267$206$81,524
107 ($473)$266$207$81,317
108 ($473)$266$207$81,110
Year 10 - 109 ($473)$265$208$80,902
110 ($473)$264$209$80,693
111 ($473)$264$209$80,484
112 ($473)$263$210$80,274
113 ($473)$262$211$80,064
114 ($473)$262$211$79,852
115 ($473)$261$212$79,641
116 ($473)$260$213$79,428
117 ($473)$259$213$79,214
118 ($473)$259$214$79,000
119 ($473)$258$215$78,786
120 ($473)$257$215$78,570
Year 11 - 121 ($473)$257$216$78,354
122 ($473)$256$217$78,137
123 ($473)$255$218$77,920
124 ($473)$255$218$77,701
125 ($473)$254$219$77,482
126 ($473)$253$220$77,263
127 ($473)$252$220$77,042
128 ($473)$252$221$76,821
129 ($473)$251$222$76,599
130 ($473)$250$223$76,377
131 ($473)$249$223$76,153
132 ($473)$249$224$75,929
Year 12 - 133 ($473)$248$225$75,705
134 ($473)$247$226$75,479
135 ($473)$247$226$75,253
136 ($473)$246$227$75,026
137 ($473)$245$228$74,798
138 ($473)$244$228$74,570
139 ($473)$244$229$74,340
140 ($473)$243$230$74,110
141 ($473)$242$231$73,880
142 ($473)$241$231$73,648
143 ($473)$241$232$73,416
144 ($473)$240$233$73,183
Year 13 - 145 ($473)$239$234$72,949
146 ($473)$238$235$72,715
147 ($473)$238$235$72,479
148 ($473)$237$236$72,243
149 ($473)$236$237$72,007
150 ($473)$235$238$71,769
151 ($473)$234$238$71,531
152 ($473)$234$239$71,291
153 ($473)$233$240$71,052
154 ($473)$232$241$70,811
155 ($473)$231$241$70,569
156 ($473)$231$242$70,327
Year 14 - 157 ($473)$230$243$70,084
158 ($473)$229$244$69,840
159 ($473)$228$245$69,595
160 ($473)$227$245$69,350
161 ($473)$227$246$69,104
162 ($473)$226$247$68,857
163 ($473)$225$248$68,609
164 ($473)$224$249$68,360
165 ($473)$223$250$68,111
166 ($473)$222$250$67,860
167 ($473)$222$251$67,609
168 ($473)$221$252$67,357
Year 15 - 169 ($473)$220$253$67,104
170 ($473)$219$254$66,851
171 ($473)$218$254$66,596
172 ($473)$218$255$66,341
173 ($473)$217$256$66,085
174 ($473)$216$257$65,828
175 ($473)$215$258$65,570
176 ($473)$214$259$65,312
177 ($473)$213$259$65,052
178 ($473)$213$260$64,792
179 ($473)$212$261$64,531
180 ($473)$211$262$64,269
Year 16 - 181 ($473)$210$263$64,006
182 ($473)$209$264$63,742
183 ($473)$208$265$63,477
184 ($473)$207$265$63,212
185 ($473)$206$266$62,946
186 ($473)$206$267$62,678
187 ($473)$205$268$62,410
188 ($473)$204$269$62,141
189 ($473)$203$270$61,872
190 ($473)$202$271$61,601
191 ($473)$201$272$61,329
192 ($473)$200$272$61,057
Year 17 - 193 ($473)$199$273$60,784
194 ($473)$199$274$60,509
195 ($473)$198$275$60,234
196 ($473)$197$276$59,958
197 ($473)$196$277$59,681
198 ($473)$195$278$59,403
199 ($473)$194$279$59,124
200 ($473)$193$280$58,845
201 ($473)$192$281$58,564
202 ($473)$191$282$58,283
203 ($473)$190$282$58,000
204 ($473)$189$283$57,717
Year 18 - 205 ($473)$189$284$57,433
206 ($473)$188$285$57,147
207 ($473)$187$286$56,861
208 ($473)$186$287$56,574
209 ($473)$185$288$56,286
210 ($473)$184$289$55,997
211 ($473)$183$290$55,707
212 ($473)$182$291$55,417
213 ($473)$181$292$55,125
214 ($473)$180$293$54,832
215 ($473)$179$294$54,538
216 ($473)$178$295$54,244
Year 19 - 217 ($473)$177$296$53,948
218 ($473)$176$297$53,651
219 ($473)$175$298$53,354
220 ($473)$174$299$53,055
221 ($473)$173$300$52,756
222 ($473)$172$300$52,455
223 ($473)$171$301$52,154
224 ($473)$170$302$51,852
225 ($473)$169$303$51,548
226 ($473)$168$304$51,244
227 ($473)$167$305$50,938
228 ($473)$166$306$50,632
Year 20 - 229 ($473)$165$307$50,324
230 ($473)$164$308$50,016
231 ($473)$163$309$49,707
232 ($473)$162$310$49,396
233 ($473)$161$311$49,085
234 ($473)$160$312$48,772
235 ($473)$159$313$48,459
236 ($473)$158$315$48,144
237 ($473)$157$316$47,829
238 ($473)$156$317$47,512
239 ($473)$155$318$47,194
240 ($473)$154$319$46,876
Year 21 - 241 ($473)$153$320$46,556
242 ($473)$152$321$46,235
243 ($473)$151$322$45,914
244 ($473)$150$323$45,591
245 ($473)$149$324$45,267
246 ($473)$148$325$44,942
247 ($473)$147$326$44,616
248 ($473)$146$327$44,289
249 ($473)$145$328$43,961
250 ($473)$144$329$43,632
251 ($473)$143$330$43,301
252 ($473)$141$331$42,970
Year 22 - 253 ($473)$140$332$42,637
254 ($473)$139$334$42,304
255 ($473)$138$335$41,969
256 ($473)$137$336$41,634
257 ($473)$136$337$41,297
258 ($473)$135$338$40,959
259 ($473)$134$339$40,620
260 ($473)$133$340$40,280
261 ($473)$132$341$39,938
262 ($473)$130$342$39,596
263 ($473)$129$343$39,253
264 ($473)$128$345$38,908
Year 23 - 265 ($473)$127$346$38,562
266 ($473)$126$347$38,216
267 ($473)$125$348$37,868
268 ($473)$124$349$37,518
269 ($473)$123$350$37,168
270 ($473)$121$351$36,817
271 ($473)$120$353$36,464
272 ($473)$119$354$36,111
273 ($473)$118$355$35,756
274 ($473)$117$356$35,400
275 ($473)$116$357$35,042
276 ($473)$114$358$34,684
Year 24 - 277 ($473)$113$360$34,325
278 ($473)$112$361$33,964
279 ($473)$111$362$33,602
280 ($473)$110$363$33,239
281 ($473)$109$364$32,875
282 ($473)$107$365$32,509
283 ($473)$106$367$32,143
284 ($473)$105$368$31,775
285 ($473)$104$369$31,406
286 ($473)$103$370$31,036
287 ($473)$101$371$30,664
288 ($473)$100$373$30,292
Year 25 - 289 ($473)$99$374$29,918
290 ($473)$98$375$29,543
291 ($473)$97$376$29,166
292 ($473)$95$378$28,789
293 ($473)$94$379$28,410
294 ($473)$93$380$28,030
295 ($473)$92$381$27,649
296 ($473)$90$382$27,266
297 ($473)$89$384$26,883
298 ($473)$88$385$26,498
299 ($473)$87$386$26,111
300 ($473)$85$388$25,724
Year 26 - 301 ($473)$84$389$25,335
302 ($473)$83$390$24,945
303 ($473)$81$391$24,554
304 ($473)$80$393$24,161
305 ($473)$79$394$23,767
306 ($473)$78$395$23,372
307 ($473)$76$396$22,975
308 ($473)$75$398$22,578
309 ($473)$74$399$22,179
310 ($473)$72$400$21,778
311 ($473)$71$402$21,377
312 ($473)$70$403$20,974
Year 27 - 313 ($473)$69$404$20,569
314 ($473)$67$406$20,164
315 ($473)$66$407$19,757
316 ($473)$65$408$19,349
317 ($473)$63$410$18,939
318 ($473)$62$411$18,528
319 ($473)$61$412$18,116
320 ($473)$59$414$17,702
321 ($473)$58$415$17,287
322 ($473)$56$416$16,871
323 ($473)$55$418$16,453
324 ($473)$54$419$16,034
Year 28 - 325 ($473)$52$420$15,613
326 ($473)$51$422$15,192
327 ($473)$50$423$14,768
328 ($473)$48$425$14,344
329 ($473)$47$426$13,918
330 ($473)$45$427$13,491
331 ($473)$44$429$13,062
332 ($473)$43$430$12,632
333 ($473)$41$432$12,200
334 ($473)$40$433$11,767
335 ($473)$38$434$11,333
336 ($473)$37$436$10,897
Year 29 - 337 ($473)$36$437$10,460
338 ($473)$34$439$10,021
339 ($473)$33$440$9,581
340 ($473)$31$442$9,140
341 ($473)$30$443$8,697
342 ($473)$28$444$8,252
343 ($473)$27$446$7,806
344 ($473)$26$447$7,359
345 ($473)$24$449$6,910
346 ($473)$23$450$6,460
347 ($473)$21$452$6,008
348 ($473)$20$453$5,555
Year 30 - 349 ($473)$18$455$5,100
350 ($473)$17$456$4,644
351 ($473)$15$458$4,187
352 ($473)$14$459$3,728
353 ($473)$12$461$3,267
354 ($473)$11$462$2,805
355 ($473)$9$464$2,341
356 ($473)$8$465$1,876
357 ($473)$6$467$1,409
358 ($473)$5$468$941
359 ($473)$3$470$471
360 ($473)$2$471$0
TOTALS$70,213$100,000$170,213

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.