« Back to all home prices

Mortgage Payment Schedule for a $126,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($25,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$476 360 $70,567 $171,367

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $126,000
Down Payment $25,200$100,800
Year 1 - 1 ($476)$328$148$100,652
2 ($476)$328$148$100,504
3 ($476)$327$149$100,356
4 ($476)$327$149$100,207
5 ($476)$327$150$100,057
6 ($476)$326$150$99,907
7 ($476)$326$150$99,757
8 ($476)$325$151$99,606
9 ($476)$325$151$99,454
10 ($476)$324$152$99,302
11 ($476)$324$152$99,150
12 ($476)$323$153$98,997
Year 2 - 13 ($476)$323$153$98,844
14 ($476)$322$154$98,690
15 ($476)$322$154$98,535
16 ($476)$321$155$98,380
17 ($476)$321$155$98,225
18 ($476)$320$156$98,069
19 ($476)$320$156$97,912
20 ($476)$319$157$97,755
21 ($476)$319$158$97,598
22 ($476)$318$158$97,440
23 ($476)$317$159$97,281
24 ($476)$317$159$97,122
Year 3 - 25 ($476)$316$160$96,963
26 ($476)$316$160$96,803
27 ($476)$315$161$96,642
28 ($476)$315$161$96,481
29 ($476)$314$162$96,319
30 ($476)$314$162$96,157
31 ($476)$313$163$95,994
32 ($476)$313$163$95,831
33 ($476)$312$164$95,667
34 ($476)$312$164$95,503
35 ($476)$311$165$95,338
36 ($476)$311$165$95,173
Year 4 - 37 ($476)$310$166$95,007
38 ($476)$310$166$94,840
39 ($476)$309$167$94,673
40 ($476)$308$168$94,506
41 ($476)$308$168$94,338
42 ($476)$307$169$94,169
43 ($476)$307$169$94,000
44 ($476)$306$170$93,830
45 ($476)$306$170$93,660
46 ($476)$305$171$93,489
47 ($476)$305$171$93,318
48 ($476)$304$172$93,146
Year 5 - 49 ($476)$303$173$92,973
50 ($476)$303$173$92,800
51 ($476)$302$174$92,626
52 ($476)$302$174$92,452
53 ($476)$301$175$92,277
54 ($476)$301$175$92,102
55 ($476)$300$176$91,926
56 ($476)$300$176$91,750
57 ($476)$299$177$91,573
58 ($476)$298$178$91,395
59 ($476)$298$178$91,217
60 ($476)$297$179$91,038
Year 6 - 61 ($476)$297$179$90,859
62 ($476)$296$180$90,679
63 ($476)$295$181$90,498
64 ($476)$295$181$90,317
65 ($476)$294$182$90,135
66 ($476)$294$182$89,953
67 ($476)$293$183$89,770
68 ($476)$293$184$89,586
69 ($476)$292$184$89,402
70 ($476)$291$185$89,218
71 ($476)$291$185$89,032
72 ($476)$290$186$88,846
Year 7 - 73 ($476)$289$187$88,660
74 ($476)$289$187$88,473
75 ($476)$288$188$88,285
76 ($476)$288$188$88,097
77 ($476)$287$189$87,908
78 ($476)$286$190$87,718
79 ($476)$286$190$87,528
80 ($476)$285$191$87,337
81 ($476)$285$191$87,145
82 ($476)$284$192$86,953
83 ($476)$283$193$86,761
84 ($476)$283$193$86,567
Year 8 - 85 ($476)$282$194$86,373
86 ($476)$281$195$86,179
87 ($476)$281$195$85,984
88 ($476)$280$196$85,788
89 ($476)$280$196$85,591
90 ($476)$279$197$85,394
91 ($476)$278$198$85,196
92 ($476)$278$198$84,998
93 ($476)$277$199$84,799
94 ($476)$276$200$84,599
95 ($476)$276$200$84,399
96 ($476)$275$201$84,198
Year 9 - 97 ($476)$274$202$83,996
98 ($476)$274$202$83,794
99 ($476)$273$203$83,591
100 ($476)$272$204$83,387
101 ($476)$272$204$83,183
102 ($476)$271$205$82,978
103 ($476)$270$206$82,772
104 ($476)$270$206$82,566
105 ($476)$269$207$82,359
106 ($476)$268$208$82,151
107 ($476)$268$208$81,943
108 ($476)$267$209$81,734
Year 10 - 109 ($476)$266$210$81,524
110 ($476)$266$210$81,314
111 ($476)$265$211$81,103
112 ($476)$264$212$80,891
113 ($476)$264$212$80,678
114 ($476)$263$213$80,465
115 ($476)$262$214$80,251
116 ($476)$261$215$80,037
117 ($476)$261$215$79,822
118 ($476)$260$216$79,606
119 ($476)$259$217$79,389
120 ($476)$259$217$79,172
Year 11 - 121 ($476)$258$218$78,954
122 ($476)$257$219$78,735
123 ($476)$257$219$78,516
124 ($476)$256$220$78,295
125 ($476)$255$221$78,074
126 ($476)$254$222$77,853
127 ($476)$254$222$77,630
128 ($476)$253$223$77,407
129 ($476)$252$224$77,184
130 ($476)$251$225$76,959
131 ($476)$251$225$76,734
132 ($476)$250$226$76,508
Year 12 - 133 ($476)$249$227$76,281
134 ($476)$249$227$76,054
135 ($476)$248$228$75,825
136 ($476)$247$229$75,596
137 ($476)$246$230$75,367
138 ($476)$246$230$75,136
139 ($476)$245$231$74,905
140 ($476)$244$232$74,673
141 ($476)$243$233$74,440
142 ($476)$243$233$74,207
143 ($476)$242$234$73,973
144 ($476)$241$235$73,738
Year 13 - 145 ($476)$240$236$73,502
146 ($476)$239$237$73,265
147 ($476)$239$237$73,028
148 ($476)$238$238$72,790
149 ($476)$237$239$72,551
150 ($476)$236$240$72,312
151 ($476)$236$240$72,071
152 ($476)$235$241$71,830
153 ($476)$234$242$71,588
154 ($476)$233$243$71,345
155 ($476)$232$244$71,102
156 ($476)$232$244$70,857
Year 14 - 157 ($476)$231$245$70,612
158 ($476)$230$246$70,366
159 ($476)$229$247$70,120
160 ($476)$228$248$69,872
161 ($476)$228$248$69,624
162 ($476)$227$249$69,374
163 ($476)$226$250$69,125
164 ($476)$225$251$68,874
165 ($476)$224$252$68,622
166 ($476)$224$252$68,370
167 ($476)$223$253$68,116
168 ($476)$222$254$67,862
Year 15 - 169 ($476)$221$255$67,607
170 ($476)$220$256$67,352
171 ($476)$219$257$67,095
172 ($476)$219$257$66,838
173 ($476)$218$258$66,580
174 ($476)$217$259$66,320
175 ($476)$216$260$66,061
176 ($476)$215$261$65,800
177 ($476)$214$262$65,538
178 ($476)$214$262$65,276
179 ($476)$213$263$65,012
180 ($476)$212$264$64,748
Year 16 - 181 ($476)$211$265$64,483
182 ($476)$210$266$64,217
183 ($476)$209$267$63,950
184 ($476)$208$268$63,683
185 ($476)$207$269$63,414
186 ($476)$207$269$63,145
187 ($476)$206$270$62,875
188 ($476)$205$271$62,603
189 ($476)$204$272$62,331
190 ($476)$203$273$62,058
191 ($476)$202$274$61,785
192 ($476)$201$275$61,510
Year 17 - 193 ($476)$200$276$61,234
194 ($476)$200$276$60,958
195 ($476)$199$277$60,680
196 ($476)$198$278$60,402
197 ($476)$197$279$60,123
198 ($476)$196$280$59,843
199 ($476)$195$281$59,562
200 ($476)$194$282$59,280
201 ($476)$193$283$58,997
202 ($476)$192$284$58,713
203 ($476)$191$285$58,428
204 ($476)$190$286$58,143
Year 18 - 205 ($476)$189$287$57,856
206 ($476)$189$288$57,569
207 ($476)$188$288$57,280
208 ($476)$187$289$56,991
209 ($476)$186$290$56,701
210 ($476)$185$291$56,409
211 ($476)$184$292$56,117
212 ($476)$183$293$55,824
213 ($476)$182$294$55,530
214 ($476)$181$295$55,235
215 ($476)$180$296$54,939
216 ($476)$179$297$54,642
Year 19 - 217 ($476)$178$298$54,344
218 ($476)$177$299$54,045
219 ($476)$176$300$53,745
220 ($476)$175$301$53,444
221 ($476)$174$302$53,142
222 ($476)$173$303$52,839
223 ($476)$172$304$52,535
224 ($476)$171$305$52,230
225 ($476)$170$306$51,925
226 ($476)$169$307$51,618
227 ($476)$168$308$51,310
228 ($476)$167$309$51,001
Year 20 - 229 ($476)$166$310$50,691
230 ($476)$165$311$50,380
231 ($476)$164$312$50,069
232 ($476)$163$313$49,756
233 ($476)$162$314$49,442
234 ($476)$161$315$49,127
235 ($476)$160$316$48,811
236 ($476)$159$317$48,494
237 ($476)$158$318$48,176
238 ($476)$157$319$47,857
239 ($476)$156$320$47,537
240 ($476)$155$321$47,216
Year 21 - 241 ($476)$154$322$46,894
242 ($476)$153$323$46,570
243 ($476)$152$324$46,246
244 ($476)$151$325$45,921
245 ($476)$150$326$45,594
246 ($476)$149$327$45,267
247 ($476)$147$329$44,938
248 ($476)$146$330$44,609
249 ($476)$145$331$44,278
250 ($476)$144$332$43,946
251 ($476)$143$333$43,613
252 ($476)$142$334$43,280
Year 22 - 253 ($476)$141$335$42,945
254 ($476)$140$336$42,608
255 ($476)$139$337$42,271
256 ($476)$138$338$41,933
257 ($476)$137$339$41,594
258 ($476)$136$340$41,253
259 ($476)$134$342$40,912
260 ($476)$133$343$40,569
261 ($476)$132$344$40,225
262 ($476)$131$345$39,880
263 ($476)$130$346$39,534
264 ($476)$129$347$39,187
Year 23 - 265 ($476)$128$348$38,838
266 ($476)$127$349$38,489
267 ($476)$125$351$38,138
268 ($476)$124$352$37,787
269 ($476)$123$353$37,434
270 ($476)$122$354$37,080
271 ($476)$121$355$36,724
272 ($476)$120$356$36,368
273 ($476)$118$358$36,011
274 ($476)$117$359$35,652
275 ($476)$116$360$35,292
276 ($476)$115$361$34,931
Year 24 - 277 ($476)$114$362$34,569
278 ($476)$113$363$34,205
279 ($476)$111$365$33,841
280 ($476)$110$366$33,475
281 ($476)$109$367$33,108
282 ($476)$108$368$32,740
283 ($476)$107$369$32,371
284 ($476)$105$371$32,000
285 ($476)$104$372$31,628
286 ($476)$103$373$31,255
287 ($476)$102$374$30,881
288 ($476)$101$375$30,506
Year 25 - 289 ($476)$99$377$30,129
290 ($476)$98$378$29,751
291 ($476)$97$379$29,372
292 ($476)$96$380$28,992
293 ($476)$94$382$28,610
294 ($476)$93$383$28,228
295 ($476)$92$384$27,844
296 ($476)$91$385$27,458
297 ($476)$89$387$27,072
298 ($476)$88$388$26,684
299 ($476)$87$389$26,295
300 ($476)$86$390$25,904
Year 26 - 301 ($476)$84$392$25,513
302 ($476)$83$393$25,120
303 ($476)$82$394$24,726
304 ($476)$81$395$24,330
305 ($476)$79$397$23,934
306 ($476)$78$398$23,536
307 ($476)$77$399$23,136
308 ($476)$75$401$22,736
309 ($476)$74$402$22,334
310 ($476)$73$403$21,930
311 ($476)$71$405$21,526
312 ($476)$70$406$21,120
Year 27 - 313 ($476)$69$407$20,713
314 ($476)$67$409$20,304
315 ($476)$66$410$19,894
316 ($476)$65$411$19,483
317 ($476)$63$413$19,071
318 ($476)$62$414$18,657
319 ($476)$61$415$18,242
320 ($476)$59$417$17,825
321 ($476)$58$418$17,407
322 ($476)$57$419$16,988
323 ($476)$55$421$16,567
324 ($476)$54$422$16,145
Year 28 - 325 ($476)$53$423$15,722
326 ($476)$51$425$15,297
327 ($476)$50$426$14,871
328 ($476)$48$428$14,443
329 ($476)$47$429$14,014
330 ($476)$46$430$13,584
331 ($476)$44$432$13,152
332 ($476)$43$433$12,719
333 ($476)$41$435$12,284
334 ($476)$40$436$11,848
335 ($476)$39$437$11,411
336 ($476)$37$439$10,972
Year 29 - 337 ($476)$36$440$10,532
338 ($476)$34$442$10,090
339 ($476)$33$443$9,647
340 ($476)$31$445$9,202
341 ($476)$30$446$8,756
342 ($476)$29$447$8,309
343 ($476)$27$449$7,860
344 ($476)$26$450$7,409
345 ($476)$24$452$6,958
346 ($476)$23$453$6,504
347 ($476)$21$455$6,049
348 ($476)$20$456$5,593
Year 30 - 349 ($476)$18$458$5,135
350 ($476)$17$459$4,676
351 ($476)$15$461$4,215
352 ($476)$14$462$3,753
353 ($476)$12$464$3,289
354 ($476)$11$465$2,824
355 ($476)$9$467$2,357
356 ($476)$8$468$1,889
357 ($476)$6$470$1,419
358 ($476)$5$471$947
359 ($476)$3$473$474
360 ($476)$2$474$0
TOTALS$70,567$100,800$171,367

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.