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Mortgage Payment Schedule for a $126,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($25,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$477 360 $70,983 $171,783

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $126,000
Down Payment $25,200$100,800
Year 1 - 1 ($477)$330$147$100,653
2 ($477)$330$148$100,505
3 ($477)$329$148$100,357
4 ($477)$329$149$100,209
5 ($477)$328$149$100,060
6 ($477)$328$149$99,910
7 ($477)$327$150$99,760
8 ($477)$327$150$99,610
9 ($477)$326$151$99,459
10 ($477)$326$151$99,308
11 ($477)$325$152$99,156
12 ($477)$325$152$99,003
Year 2 - 13 ($477)$324$153$98,850
14 ($477)$324$153$98,697
15 ($477)$323$154$98,543
16 ($477)$323$154$98,388
17 ($477)$322$155$98,233
18 ($477)$322$155$98,078
19 ($477)$321$156$97,922
20 ($477)$321$156$97,766
21 ($477)$320$157$97,609
22 ($477)$320$158$97,451
23 ($477)$319$158$97,293
24 ($477)$319$159$97,134
Year 3 - 25 ($477)$318$159$96,975
26 ($477)$318$160$96,816
27 ($477)$317$160$96,656
28 ($477)$317$161$96,495
29 ($477)$316$161$96,334
30 ($477)$315$162$96,172
31 ($477)$315$162$96,010
32 ($477)$314$163$95,847
33 ($477)$314$163$95,684
34 ($477)$313$164$95,520
35 ($477)$313$164$95,356
36 ($477)$312$165$95,191
Year 4 - 37 ($477)$312$165$95,026
38 ($477)$311$166$94,860
39 ($477)$311$167$94,693
40 ($477)$310$167$94,526
41 ($477)$310$168$94,358
42 ($477)$309$168$94,190
43 ($477)$308$169$94,022
44 ($477)$308$169$93,852
45 ($477)$307$170$93,683
46 ($477)$307$170$93,512
47 ($477)$306$171$93,341
48 ($477)$306$171$93,170
Year 5 - 49 ($477)$305$172$92,998
50 ($477)$305$173$92,825
51 ($477)$304$173$92,652
52 ($477)$303$174$92,478
53 ($477)$303$174$92,304
54 ($477)$302$175$92,129
55 ($477)$302$175$91,954
56 ($477)$301$176$91,778
57 ($477)$301$177$91,601
58 ($477)$300$177$91,424
59 ($477)$299$178$91,246
60 ($477)$299$178$91,068
Year 6 - 61 ($477)$298$179$90,889
62 ($477)$298$180$90,709
63 ($477)$297$180$90,529
64 ($477)$296$181$90,348
65 ($477)$296$181$90,167
66 ($477)$295$182$89,985
67 ($477)$295$182$89,803
68 ($477)$294$183$89,620
69 ($477)$294$184$89,436
70 ($477)$293$184$89,252
71 ($477)$292$185$89,067
72 ($477)$292$185$88,881
Year 7 - 73 ($477)$291$186$88,695
74 ($477)$290$187$88,509
75 ($477)$290$187$88,321
76 ($477)$289$188$88,133
77 ($477)$289$189$87,945
78 ($477)$288$189$87,756
79 ($477)$287$190$87,566
80 ($477)$287$190$87,375
81 ($477)$286$191$87,184
82 ($477)$286$192$86,993
83 ($477)$285$192$86,801
84 ($477)$284$193$86,608
Year 8 - 85 ($477)$284$194$86,414
86 ($477)$283$194$86,220
87 ($477)$282$195$86,025
88 ($477)$282$195$85,830
89 ($477)$281$196$85,634
90 ($477)$280$197$85,437
91 ($477)$280$197$85,240
92 ($477)$279$198$85,041
93 ($477)$279$199$84,843
94 ($477)$278$199$84,644
95 ($477)$277$200$84,444
96 ($477)$277$201$84,243
Year 9 - 97 ($477)$276$201$84,042
98 ($477)$275$202$83,840
99 ($477)$275$203$83,637
100 ($477)$274$203$83,434
101 ($477)$273$204$83,230
102 ($477)$273$205$83,025
103 ($477)$272$205$82,820
104 ($477)$271$206$82,614
105 ($477)$271$207$82,407
106 ($477)$270$207$82,200
107 ($477)$269$208$81,992
108 ($477)$269$209$81,784
Year 10 - 109 ($477)$268$209$81,574
110 ($477)$267$210$81,364
111 ($477)$266$211$81,154
112 ($477)$266$211$80,942
113 ($477)$265$212$80,730
114 ($477)$264$213$80,517
115 ($477)$264$213$80,304
116 ($477)$263$214$80,090
117 ($477)$262$215$79,875
118 ($477)$262$216$79,659
119 ($477)$261$216$79,443
120 ($477)$260$217$79,226
Year 11 - 121 ($477)$259$218$79,008
122 ($477)$259$218$78,790
123 ($477)$258$219$78,571
124 ($477)$257$220$78,351
125 ($477)$257$221$78,130
126 ($477)$256$221$77,909
127 ($477)$255$222$77,687
128 ($477)$254$223$77,464
129 ($477)$254$223$77,241
130 ($477)$253$224$77,016
131 ($477)$252$225$76,791
132 ($477)$251$226$76,566
Year 12 - 133 ($477)$251$226$76,339
134 ($477)$250$227$76,112
135 ($477)$249$228$75,884
136 ($477)$249$229$75,656
137 ($477)$248$229$75,426
138 ($477)$247$230$75,196
139 ($477)$246$231$74,965
140 ($477)$246$232$74,733
141 ($477)$245$232$74,501
142 ($477)$244$233$74,268
143 ($477)$243$234$74,034
144 ($477)$242$235$73,799
Year 13 - 145 ($477)$242$235$73,564
146 ($477)$241$236$73,327
147 ($477)$240$237$73,090
148 ($477)$239$238$72,853
149 ($477)$239$239$72,614
150 ($477)$238$239$72,375
151 ($477)$237$240$72,134
152 ($477)$236$241$71,894
153 ($477)$235$242$71,652
154 ($477)$235$243$71,409
155 ($477)$234$243$71,166
156 ($477)$233$244$70,922
Year 14 - 157 ($477)$232$245$70,677
158 ($477)$231$246$70,431
159 ($477)$231$247$70,185
160 ($477)$230$247$69,937
161 ($477)$229$248$69,689
162 ($477)$228$249$69,440
163 ($477)$227$250$69,191
164 ($477)$227$251$68,940
165 ($477)$226$251$68,689
166 ($477)$225$252$68,436
167 ($477)$224$253$68,183
168 ($477)$223$254$67,929
Year 15 - 169 ($477)$222$255$67,675
170 ($477)$222$256$67,419
171 ($477)$221$256$67,163
172 ($477)$220$257$66,906
173 ($477)$219$258$66,648
174 ($477)$218$259$66,389
175 ($477)$217$260$66,129
176 ($477)$217$261$65,868
177 ($477)$216$261$65,607
178 ($477)$215$262$65,345
179 ($477)$214$263$65,081
180 ($477)$213$264$64,817
Year 16 - 181 ($477)$212$265$64,552
182 ($477)$211$266$64,287
183 ($477)$211$267$64,020
184 ($477)$210$268$63,753
185 ($477)$209$268$63,484
186 ($477)$208$269$63,215
187 ($477)$207$270$62,945
188 ($477)$206$271$62,674
189 ($477)$205$272$62,402
190 ($477)$204$273$62,129
191 ($477)$203$274$61,855
192 ($477)$203$275$61,581
Year 17 - 193 ($477)$202$275$61,305
194 ($477)$201$276$61,029
195 ($477)$200$277$60,751
196 ($477)$199$278$60,473
197 ($477)$198$279$60,194
198 ($477)$197$280$59,914
199 ($477)$196$281$59,633
200 ($477)$195$282$59,351
201 ($477)$194$283$59,068
202 ($477)$193$284$58,785
203 ($477)$193$285$58,500
204 ($477)$192$286$58,214
Year 18 - 205 ($477)$191$287$57,928
206 ($477)$190$287$57,641
207 ($477)$189$288$57,352
208 ($477)$188$289$57,063
209 ($477)$187$290$56,772
210 ($477)$186$291$56,481
211 ($477)$185$292$56,189
212 ($477)$184$293$55,896
213 ($477)$183$294$55,602
214 ($477)$182$295$55,307
215 ($477)$181$296$55,011
216 ($477)$180$297$54,714
Year 19 - 217 ($477)$179$298$54,416
218 ($477)$178$299$54,117
219 ($477)$177$300$53,817
220 ($477)$176$301$53,516
221 ($477)$175$302$53,214
222 ($477)$174$303$52,911
223 ($477)$173$304$52,607
224 ($477)$172$305$52,302
225 ($477)$171$306$51,996
226 ($477)$170$307$51,689
227 ($477)$169$308$51,382
228 ($477)$168$309$51,073
Year 20 - 229 ($477)$167$310$50,763
230 ($477)$166$311$50,452
231 ($477)$165$312$50,140
232 ($477)$164$313$49,827
233 ($477)$163$314$49,513
234 ($477)$162$315$49,198
235 ($477)$161$316$48,882
236 ($477)$160$317$48,565
237 ($477)$159$318$48,247
238 ($477)$158$319$47,927
239 ($477)$157$320$47,607
240 ($477)$156$321$47,286
Year 21 - 241 ($477)$155$322$46,964
242 ($477)$154$323$46,640
243 ($477)$153$324$46,316
244 ($477)$152$325$45,990
245 ($477)$151$327$45,664
246 ($477)$150$328$45,336
247 ($477)$148$329$45,007
248 ($477)$147$330$44,678
249 ($477)$146$331$44,347
250 ($477)$145$332$44,015
251 ($477)$144$333$43,682
252 ($477)$143$334$43,348
Year 22 - 253 ($477)$142$335$43,013
254 ($477)$141$336$42,676
255 ($477)$140$337$42,339
256 ($477)$139$339$42,000
257 ($477)$138$340$41,661
258 ($477)$136$341$41,320
259 ($477)$135$342$40,978
260 ($477)$134$343$40,635
261 ($477)$133$344$40,291
262 ($477)$132$345$39,946
263 ($477)$131$346$39,599
264 ($477)$130$347$39,252
Year 23 - 265 ($477)$129$349$38,903
266 ($477)$127$350$38,554
267 ($477)$126$351$38,203
268 ($477)$125$352$37,851
269 ($477)$124$353$37,497
270 ($477)$123$354$37,143
271 ($477)$122$356$36,787
272 ($477)$120$357$36,431
273 ($477)$119$358$36,073
274 ($477)$118$359$35,714
275 ($477)$117$360$35,354
276 ($477)$116$361$34,992
Year 24 - 277 ($477)$115$363$34,630
278 ($477)$113$364$34,266
279 ($477)$112$365$33,901
280 ($477)$111$366$33,535
281 ($477)$110$367$33,167
282 ($477)$109$369$32,799
283 ($477)$107$370$32,429
284 ($477)$106$371$32,058
285 ($477)$105$372$31,686
286 ($477)$104$373$31,313
287 ($477)$103$375$30,938
288 ($477)$101$376$30,562
Year 25 - 289 ($477)$100$377$30,185
290 ($477)$99$378$29,807
291 ($477)$98$380$29,427
292 ($477)$96$381$29,046
293 ($477)$95$382$28,664
294 ($477)$94$383$28,281
295 ($477)$93$385$27,896
296 ($477)$91$386$27,511
297 ($477)$90$387$27,124
298 ($477)$89$388$26,735
299 ($477)$88$390$26,346
300 ($477)$86$391$25,955
Year 26 - 301 ($477)$85$392$25,563
302 ($477)$84$393$25,169
303 ($477)$82$395$24,774
304 ($477)$81$396$24,378
305 ($477)$80$397$23,981
306 ($477)$79$399$23,582
307 ($477)$77$400$23,182
308 ($477)$76$401$22,781
309 ($477)$75$403$22,379
310 ($477)$73$404$21,975
311 ($477)$72$405$21,569
312 ($477)$71$407$21,163
Year 27 - 313 ($477)$69$408$20,755
314 ($477)$68$409$20,346
315 ($477)$67$411$19,935
316 ($477)$65$412$19,523
317 ($477)$64$413$19,110
318 ($477)$63$415$18,696
319 ($477)$61$416$18,280
320 ($477)$60$417$17,862
321 ($477)$58$419$17,444
322 ($477)$57$420$17,024
323 ($477)$56$421$16,602
324 ($477)$54$423$16,179
Year 28 - 325 ($477)$53$424$15,755
326 ($477)$52$426$15,330
327 ($477)$50$427$14,903
328 ($477)$49$428$14,474
329 ($477)$47$430$14,044
330 ($477)$46$431$13,613
331 ($477)$45$433$13,181
332 ($477)$43$434$12,747
333 ($477)$42$435$12,311
334 ($477)$40$437$11,874
335 ($477)$39$438$11,436
336 ($477)$37$440$10,996
Year 29 - 337 ($477)$36$441$10,555
338 ($477)$35$443$10,113
339 ($477)$33$444$9,669
340 ($477)$32$446$9,223
341 ($477)$30$447$8,776
342 ($477)$29$448$8,328
343 ($477)$27$450$7,878
344 ($477)$26$451$7,426
345 ($477)$24$453$6,974
346 ($477)$23$454$6,519
347 ($477)$21$456$6,063
348 ($477)$20$457$5,606
Year 30 - 349 ($477)$18$459$5,147
350 ($477)$17$460$4,687
351 ($477)$15$462$4,225
352 ($477)$14$463$3,762
353 ($477)$12$465$3,297
354 ($477)$11$466$2,831
355 ($477)$9$468$2,363
356 ($477)$8$469$1,893
357 ($477)$6$471$1,422
358 ($477)$5$473$950
359 ($477)$3$474$476
360 ($477)$2$476$0
TOTALS$70,983$100,800$171,783

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.