« Back to all home prices

Mortgage Payment Schedule for a $131,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($26,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$490 360 $71,641 $176,441

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $131,000
Down Payment $26,200$104,800
Year 1 - 1 ($490)$334$156$104,644
2 ($490)$334$156$104,488
3 ($490)$333$157$104,332
4 ($490)$333$157$104,175
5 ($490)$332$158$104,017
6 ($490)$332$158$103,859
7 ($490)$331$159$103,700
8 ($490)$331$159$103,541
9 ($490)$330$160$103,381
10 ($490)$330$160$103,221
11 ($490)$329$161$103,061
12 ($490)$329$161$102,899
Year 2 - 13 ($490)$328$162$102,738
14 ($490)$328$162$102,575
15 ($490)$327$163$102,413
16 ($490)$327$163$102,249
17 ($490)$326$164$102,086
18 ($490)$326$164$101,921
19 ($490)$325$165$101,757
20 ($490)$325$165$101,591
21 ($490)$324$166$101,425
22 ($490)$324$166$101,259
23 ($490)$323$167$101,092
24 ($490)$323$167$100,925
Year 3 - 25 ($490)$322$168$100,757
26 ($490)$322$169$100,588
27 ($490)$321$169$100,419
28 ($490)$321$170$100,249
29 ($490)$320$170$100,079
30 ($490)$319$171$99,909
31 ($490)$319$171$99,737
32 ($490)$318$172$99,565
33 ($490)$318$172$99,393
34 ($490)$317$173$99,220
35 ($490)$317$173$99,047
36 ($490)$316$174$98,873
Year 4 - 37 ($490)$316$175$98,698
38 ($490)$315$175$98,523
39 ($490)$314$176$98,348
40 ($490)$314$176$98,171
41 ($490)$313$177$97,995
42 ($490)$313$177$97,817
43 ($490)$312$178$97,639
44 ($490)$312$178$97,461
45 ($490)$311$179$97,282
46 ($490)$310$180$97,102
47 ($490)$310$180$96,922
48 ($490)$309$181$96,741
Year 5 - 49 ($490)$309$181$96,560
50 ($490)$308$182$96,378
51 ($490)$308$183$96,195
52 ($490)$307$183$96,012
53 ($490)$306$184$95,829
54 ($490)$306$184$95,644
55 ($490)$305$185$95,459
56 ($490)$305$185$95,274
57 ($490)$304$186$95,088
58 ($490)$303$187$94,901
59 ($490)$303$187$94,714
60 ($490)$302$188$94,526
Year 6 - 61 ($490)$302$188$94,338
62 ($490)$301$189$94,149
63 ($490)$300$190$93,959
64 ($490)$300$190$93,769
65 ($490)$299$191$93,578
66 ($490)$299$191$93,387
67 ($490)$298$192$93,195
68 ($490)$297$193$93,002
69 ($490)$297$193$92,809
70 ($490)$296$194$92,615
71 ($490)$296$195$92,420
72 ($490)$295$195$92,225
Year 7 - 73 ($490)$294$196$92,029
74 ($490)$294$196$91,833
75 ($490)$293$197$91,636
76 ($490)$292$198$91,438
77 ($490)$292$198$91,240
78 ($490)$291$199$91,041
79 ($490)$291$200$90,842
80 ($490)$290$200$90,641
81 ($490)$289$201$90,441
82 ($490)$289$201$90,239
83 ($490)$288$202$90,037
84 ($490)$287$203$89,834
Year 8 - 85 ($490)$287$203$89,631
86 ($490)$286$204$89,427
87 ($490)$285$205$89,222
88 ($490)$285$205$89,017
89 ($490)$284$206$88,811
90 ($490)$283$207$88,604
91 ($490)$283$207$88,397
92 ($490)$282$208$88,189
93 ($490)$281$209$87,980
94 ($490)$281$209$87,771
95 ($490)$280$210$87,561
96 ($490)$279$211$87,350
Year 9 - 97 ($490)$279$211$87,139
98 ($490)$278$212$86,927
99 ($490)$277$213$86,714
100 ($490)$277$213$86,501
101 ($490)$276$214$86,287
102 ($490)$275$215$86,072
103 ($490)$275$215$85,857
104 ($490)$274$216$85,641
105 ($490)$273$217$85,424
106 ($490)$273$217$85,207
107 ($490)$272$218$84,988
108 ($490)$271$219$84,769
Year 10 - 109 ($490)$271$220$84,550
110 ($490)$270$220$84,330
111 ($490)$269$221$84,109
112 ($490)$268$222$83,887
113 ($490)$268$222$83,665
114 ($490)$267$223$83,442
115 ($490)$266$224$83,218
116 ($490)$266$225$82,993
117 ($490)$265$225$82,768
118 ($490)$264$226$82,542
119 ($490)$263$227$82,315
120 ($490)$263$227$82,088
Year 11 - 121 ($490)$262$228$81,860
122 ($490)$261$229$81,631
123 ($490)$261$230$81,401
124 ($490)$260$230$81,171
125 ($490)$259$231$80,940
126 ($490)$258$232$80,708
127 ($490)$258$233$80,476
128 ($490)$257$233$80,243
129 ($490)$256$234$80,009
130 ($490)$255$235$79,774
131 ($490)$255$236$79,538
132 ($490)$254$236$79,302
Year 12 - 133 ($490)$253$237$79,065
134 ($490)$252$238$78,827
135 ($490)$252$239$78,589
136 ($490)$251$239$78,349
137 ($490)$250$240$78,109
138 ($490)$249$241$77,869
139 ($490)$249$242$77,627
140 ($490)$248$242$77,385
141 ($490)$247$243$77,142
142 ($490)$246$244$76,898
143 ($490)$245$245$76,653
144 ($490)$245$245$76,407
Year 13 - 145 ($490)$244$246$76,161
146 ($490)$243$247$75,914
147 ($490)$242$248$75,666
148 ($490)$242$249$75,418
149 ($490)$241$249$75,168
150 ($490)$240$250$74,918
151 ($490)$239$251$74,667
152 ($490)$238$252$74,415
153 ($490)$238$253$74,163
154 ($490)$237$253$73,909
155 ($490)$236$254$73,655
156 ($490)$235$255$73,400
Year 14 - 157 ($490)$234$256$73,144
158 ($490)$233$257$72,888
159 ($490)$233$257$72,630
160 ($490)$232$258$72,372
161 ($490)$231$259$72,113
162 ($490)$230$260$71,853
163 ($490)$229$261$71,592
164 ($490)$228$262$71,330
165 ($490)$228$262$71,068
166 ($490)$227$263$70,805
167 ($490)$226$264$70,540
168 ($490)$225$265$70,275
Year 15 - 169 ($490)$224$266$70,010
170 ($490)$223$267$69,743
171 ($490)$223$268$69,475
172 ($490)$222$268$69,207
173 ($490)$221$269$68,938
174 ($490)$220$270$68,668
175 ($490)$219$271$68,397
176 ($490)$218$272$68,125
177 ($490)$217$273$67,852
178 ($490)$217$274$67,579
179 ($490)$216$274$67,304
180 ($490)$215$275$67,029
Year 16 - 181 ($490)$214$276$66,753
182 ($490)$213$277$66,476
183 ($490)$212$278$66,198
184 ($490)$211$279$65,919
185 ($490)$210$280$65,639
186 ($490)$209$281$65,359
187 ($490)$209$282$65,077
188 ($490)$208$282$64,795
189 ($490)$207$283$64,511
190 ($490)$206$284$64,227
191 ($490)$205$285$63,942
192 ($490)$204$286$63,656
Year 17 - 193 ($490)$203$287$63,369
194 ($490)$202$288$63,081
195 ($490)$201$289$62,792
196 ($490)$200$290$62,503
197 ($490)$199$291$62,212
198 ($490)$199$292$61,921
199 ($490)$198$292$61,628
200 ($490)$197$293$61,335
201 ($490)$196$294$61,040
202 ($490)$195$295$60,745
203 ($490)$194$296$60,449
204 ($490)$193$297$60,152
Year 18 - 205 ($490)$192$298$59,853
206 ($490)$191$299$59,554
207 ($490)$190$300$59,254
208 ($490)$189$301$58,953
209 ($490)$188$302$58,651
210 ($490)$187$303$58,349
211 ($490)$186$304$58,045
212 ($490)$185$305$57,740
213 ($490)$184$306$57,434
214 ($490)$183$307$57,127
215 ($490)$182$308$56,819
216 ($490)$181$309$56,511
Year 19 - 217 ($490)$180$310$56,201
218 ($490)$179$311$55,890
219 ($490)$178$312$55,578
220 ($490)$177$313$55,266
221 ($490)$176$314$54,952
222 ($490)$175$315$54,637
223 ($490)$174$316$54,321
224 ($490)$173$317$54,005
225 ($490)$172$318$53,687
226 ($490)$171$319$53,368
227 ($490)$170$320$53,048
228 ($490)$169$321$52,728
Year 20 - 229 ($490)$168$322$52,406
230 ($490)$167$323$52,083
231 ($490)$166$324$51,759
232 ($490)$165$325$51,434
233 ($490)$164$326$51,108
234 ($490)$163$327$50,781
235 ($490)$162$328$50,453
236 ($490)$161$329$50,124
237 ($490)$160$330$49,794
238 ($490)$159$331$49,463
239 ($490)$158$332$49,130
240 ($490)$157$333$48,797
Year 21 - 241 ($490)$156$334$48,463
242 ($490)$155$335$48,127
243 ($490)$154$337$47,791
244 ($490)$153$338$47,453
245 ($490)$151$339$47,115
246 ($490)$150$340$46,775
247 ($490)$149$341$46,434
248 ($490)$148$342$46,092
249 ($490)$147$343$45,749
250 ($490)$146$344$45,405
251 ($490)$145$345$45,060
252 ($490)$144$346$44,714
Year 22 - 253 ($490)$143$347$44,366
254 ($490)$142$349$44,018
255 ($490)$140$350$43,668
256 ($490)$139$351$43,317
257 ($490)$138$352$42,965
258 ($490)$137$353$42,612
259 ($490)$136$354$42,258
260 ($490)$135$355$41,903
261 ($490)$134$356$41,547
262 ($490)$133$358$41,189
263 ($490)$131$359$40,831
264 ($490)$130$360$40,471
Year 23 - 265 ($490)$129$361$40,110
266 ($490)$128$362$39,748
267 ($490)$127$363$39,384
268 ($490)$126$364$39,020
269 ($490)$125$366$38,654
270 ($490)$123$367$38,288
271 ($490)$122$368$37,920
272 ($490)$121$369$37,551
273 ($490)$120$370$37,180
274 ($490)$119$371$36,809
275 ($490)$117$373$36,436
276 ($490)$116$374$36,063
Year 24 - 277 ($490)$115$375$35,688
278 ($490)$114$376$35,311
279 ($490)$113$377$34,934
280 ($490)$111$379$34,555
281 ($490)$110$380$34,175
282 ($490)$109$381$33,794
283 ($490)$108$382$33,412
284 ($490)$107$383$33,029
285 ($490)$105$385$32,644
286 ($490)$104$386$32,258
287 ($490)$103$387$31,871
288 ($490)$102$388$31,483
Year 25 - 289 ($490)$100$390$31,093
290 ($490)$99$391$30,702
291 ($490)$98$392$30,310
292 ($490)$97$393$29,916
293 ($490)$95$395$29,522
294 ($490)$94$396$29,126
295 ($490)$93$397$28,729
296 ($490)$92$398$28,330
297 ($490)$90$400$27,931
298 ($490)$89$401$27,530
299 ($490)$88$402$27,127
300 ($490)$87$404$26,724
Year 26 - 301 ($490)$85$405$26,319
302 ($490)$84$406$25,913
303 ($490)$83$407$25,506
304 ($490)$81$409$25,097
305 ($490)$80$410$24,687
306 ($490)$79$411$24,276
307 ($490)$77$413$23,863
308 ($490)$76$414$23,449
309 ($490)$75$415$23,034
310 ($490)$74$417$22,617
311 ($490)$72$418$22,199
312 ($490)$71$419$21,780
Year 27 - 313 ($490)$70$421$21,359
314 ($490)$68$422$20,937
315 ($490)$67$423$20,514
316 ($490)$65$425$20,089
317 ($490)$64$426$19,663
318 ($490)$63$427$19,236
319 ($490)$61$429$18,807
320 ($490)$60$430$18,377
321 ($490)$59$431$17,946
322 ($490)$57$433$17,513
323 ($490)$56$434$17,079
324 ($490)$55$436$16,643
Year 28 - 325 ($490)$53$437$16,206
326 ($490)$52$438$15,768
327 ($490)$50$440$15,328
328 ($490)$49$441$14,887
329 ($490)$48$443$14,444
330 ($490)$46$444$14,000
331 ($490)$45$445$13,555
332 ($490)$43$447$13,108
333 ($490)$42$448$12,660
334 ($490)$40$450$12,210
335 ($490)$39$451$11,759
336 ($490)$38$453$11,306
Year 29 - 337 ($490)$36$454$10,852
338 ($490)$35$455$10,397
339 ($490)$33$457$9,940
340 ($490)$32$458$9,481
341 ($490)$30$460$9,021
342 ($490)$29$461$8,560
343 ($490)$27$463$8,097
344 ($490)$26$464$7,633
345 ($490)$24$466$7,167
346 ($490)$23$467$6,700
347 ($490)$21$469$6,231
348 ($490)$20$470$5,761
Year 30 - 349 ($490)$18$472$5,289
350 ($490)$17$473$4,816
351 ($490)$15$475$4,341
352 ($490)$14$476$3,865
353 ($490)$12$478$3,387
354 ($490)$11$479$2,908
355 ($490)$9$481$2,427
356 ($490)$8$482$1,945
357 ($490)$6$484$1,461
358 ($490)$5$485$976
359 ($490)$3$487$489
360 ($490)$2$489$0
TOTALS$71,641$104,800$176,441

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.