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Mortgage Payment Schedule for a $134,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($26,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$504 360 $74,384 $181,584

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $134,000
Down Payment $26,800$107,200
Year 1 - 1 ($504)$347$158$107,042
2 ($504)$346$158$106,884
3 ($504)$346$159$106,725
4 ($504)$345$159$106,566
5 ($504)$345$160$106,406
6 ($504)$344$160$106,246
7 ($504)$344$161$106,085
8 ($504)$343$161$105,923
9 ($504)$342$162$105,761
10 ($504)$342$162$105,599
11 ($504)$341$163$105,436
12 ($504)$341$163$105,273
Year 2 - 13 ($504)$340$164$105,108
14 ($504)$340$165$104,944
15 ($504)$339$165$104,779
16 ($504)$339$166$104,613
17 ($504)$338$166$104,447
18 ($504)$338$167$104,280
19 ($504)$337$167$104,113
20 ($504)$337$168$103,945
21 ($504)$336$168$103,777
22 ($504)$336$169$103,608
23 ($504)$335$169$103,439
24 ($504)$334$170$103,269
Year 3 - 25 ($504)$334$170$103,098
26 ($504)$333$171$102,927
27 ($504)$333$172$102,756
28 ($504)$332$172$102,584
29 ($504)$332$173$102,411
30 ($504)$331$173$102,238
31 ($504)$331$174$102,064
32 ($504)$330$174$101,889
33 ($504)$329$175$101,714
34 ($504)$329$176$101,539
35 ($504)$328$176$101,363
36 ($504)$328$177$101,186
Year 4 - 37 ($504)$327$177$101,009
38 ($504)$327$178$100,831
39 ($504)$326$178$100,653
40 ($504)$325$179$100,474
41 ($504)$325$180$100,294
42 ($504)$324$180$100,114
43 ($504)$324$181$99,933
44 ($504)$323$181$99,752
45 ($504)$323$182$99,570
46 ($504)$322$182$99,388
47 ($504)$321$183$99,205
48 ($504)$321$184$99,021
Year 5 - 49 ($504)$320$184$98,837
50 ($504)$320$185$98,652
51 ($504)$319$185$98,467
52 ($504)$318$186$98,281
53 ($504)$318$187$98,094
54 ($504)$317$187$97,907
55 ($504)$317$188$97,719
56 ($504)$316$188$97,530
57 ($504)$315$189$97,341
58 ($504)$315$190$97,152
59 ($504)$314$190$96,961
60 ($504)$314$191$96,771
Year 6 - 61 ($504)$313$192$96,579
62 ($504)$312$192$96,387
63 ($504)$312$193$96,194
64 ($504)$311$193$96,001
65 ($504)$310$194$95,807
66 ($504)$310$195$95,612
67 ($504)$309$195$95,417
68 ($504)$309$196$95,221
69 ($504)$308$197$95,025
70 ($504)$307$197$94,827
71 ($504)$307$198$94,630
72 ($504)$306$198$94,431
Year 7 - 73 ($504)$305$199$94,232
74 ($504)$305$200$94,032
75 ($504)$304$200$93,832
76 ($504)$303$201$93,631
77 ($504)$303$202$93,429
78 ($504)$302$202$93,227
79 ($504)$301$203$93,024
80 ($504)$301$204$92,820
81 ($504)$300$204$92,616
82 ($504)$299$205$92,411
83 ($504)$299$206$92,206
84 ($504)$298$206$91,999
Year 8 - 85 ($504)$297$207$91,792
86 ($504)$297$208$91,585
87 ($504)$296$208$91,377
88 ($504)$295$209$91,168
89 ($504)$295$210$90,958
90 ($504)$294$210$90,748
91 ($504)$293$211$90,537
92 ($504)$293$212$90,325
93 ($504)$292$212$90,113
94 ($504)$291$213$89,900
95 ($504)$291$214$89,686
96 ($504)$290$214$89,471
Year 9 - 97 ($504)$289$215$89,256
98 ($504)$289$216$89,041
99 ($504)$288$217$88,824
100 ($504)$287$217$88,607
101 ($504)$286$218$88,389
102 ($504)$286$219$88,170
103 ($504)$285$219$87,951
104 ($504)$284$220$87,731
105 ($504)$284$221$87,510
106 ($504)$283$221$87,289
107 ($504)$282$222$87,067
108 ($504)$282$223$86,844
Year 10 - 109 ($504)$281$224$86,620
110 ($504)$280$224$86,396
111 ($504)$279$225$86,171
112 ($504)$279$226$85,945
113 ($504)$278$227$85,718
114 ($504)$277$227$85,491
115 ($504)$276$228$85,263
116 ($504)$276$229$85,035
117 ($504)$275$229$84,805
118 ($504)$274$230$84,575
119 ($504)$273$231$84,344
120 ($504)$273$232$84,112
Year 11 - 121 ($504)$272$232$83,880
122 ($504)$271$233$83,647
123 ($504)$270$234$83,413
124 ($504)$270$235$83,178
125 ($504)$269$235$82,943
126 ($504)$268$236$82,706
127 ($504)$267$237$82,469
128 ($504)$267$238$82,232
129 ($504)$266$239$81,993
130 ($504)$265$239$81,754
131 ($504)$264$240$81,514
132 ($504)$264$241$81,273
Year 12 - 133 ($504)$263$242$81,031
134 ($504)$262$242$80,789
135 ($504)$261$243$80,546
136 ($504)$260$244$80,302
137 ($504)$260$245$80,057
138 ($504)$259$246$79,811
139 ($504)$258$246$79,565
140 ($504)$257$247$79,318
141 ($504)$256$248$79,070
142 ($504)$256$249$78,821
143 ($504)$255$250$78,572
144 ($504)$254$250$78,321
Year 13 - 145 ($504)$253$251$78,070
146 ($504)$252$252$77,818
147 ($504)$252$253$77,565
148 ($504)$251$254$77,312
149 ($504)$250$254$77,057
150 ($504)$249$255$76,802
151 ($504)$248$256$76,546
152 ($504)$247$257$76,289
153 ($504)$247$258$76,031
154 ($504)$246$259$75,773
155 ($504)$245$259$75,513
156 ($504)$244$260$75,253
Year 14 - 157 ($504)$243$261$74,992
158 ($504)$242$262$74,730
159 ($504)$242$263$74,467
160 ($504)$241$264$74,204
161 ($504)$240$264$73,939
162 ($504)$239$265$73,674
163 ($504)$238$266$73,408
164 ($504)$237$267$73,141
165 ($504)$236$268$72,873
166 ($504)$236$269$72,604
167 ($504)$235$270$72,334
168 ($504)$234$271$72,064
Year 15 - 169 ($504)$233$271$71,792
170 ($504)$232$272$71,520
171 ($504)$231$273$71,247
172 ($504)$230$274$70,973
173 ($504)$229$275$70,698
174 ($504)$229$276$70,422
175 ($504)$228$277$70,146
176 ($504)$227$278$69,868
177 ($504)$226$278$69,589
178 ($504)$225$279$69,310
179 ($504)$224$280$69,030
180 ($504)$223$281$68,749
Year 16 - 181 ($504)$222$282$68,466
182 ($504)$221$283$68,183
183 ($504)$220$284$67,900
184 ($504)$220$285$67,615
185 ($504)$219$286$67,329
186 ($504)$218$287$67,042
187 ($504)$217$288$66,755
188 ($504)$216$289$66,466
189 ($504)$215$289$66,176
190 ($504)$214$290$65,886
191 ($504)$213$291$65,595
192 ($504)$212$292$65,302
Year 17 - 193 ($504)$211$293$65,009
194 ($504)$210$294$64,715
195 ($504)$209$295$64,420
196 ($504)$208$296$64,124
197 ($504)$207$297$63,827
198 ($504)$206$298$63,529
199 ($504)$205$299$63,230
200 ($504)$204$300$62,930
201 ($504)$203$301$62,629
202 ($504)$202$302$62,327
203 ($504)$202$303$62,024
204 ($504)$201$304$61,720
Year 18 - 205 ($504)$200$305$61,415
206 ($504)$199$306$61,109
207 ($504)$198$307$60,803
208 ($504)$197$308$60,495
209 ($504)$196$309$60,186
210 ($504)$195$310$59,876
211 ($504)$194$311$59,565
212 ($504)$193$312$59,254
213 ($504)$192$313$58,941
214 ($504)$191$314$58,627
215 ($504)$190$315$58,312
216 ($504)$189$316$57,996
Year 19 - 217 ($504)$188$317$57,679
218 ($504)$186$318$57,361
219 ($504)$185$319$57,042
220 ($504)$184$320$56,723
221 ($504)$183$321$56,402
222 ($504)$182$322$56,079
223 ($504)$181$323$55,756
224 ($504)$180$324$55,432
225 ($504)$179$325$55,107
226 ($504)$178$326$54,781
227 ($504)$177$327$54,454
228 ($504)$176$328$54,125
Year 20 - 229 ($504)$175$329$53,796
230 ($504)$174$330$53,465
231 ($504)$173$332$53,134
232 ($504)$172$333$52,801
233 ($504)$171$334$52,468
234 ($504)$170$335$52,133
235 ($504)$169$336$51,797
236 ($504)$167$337$51,460
237 ($504)$166$338$51,122
238 ($504)$165$339$50,783
239 ($504)$164$340$50,443
240 ($504)$163$341$50,101
Year 21 - 241 ($504)$162$342$49,759
242 ($504)$161$344$49,416
243 ($504)$160$345$49,071
244 ($504)$159$346$48,725
245 ($504)$158$347$48,378
246 ($504)$156$348$48,030
247 ($504)$155$349$47,681
248 ($504)$154$350$47,331
249 ($504)$153$351$46,980
250 ($504)$152$352$46,627
251 ($504)$151$354$46,274
252 ($504)$150$355$45,919
Year 22 - 253 ($504)$148$356$45,563
254 ($504)$147$357$45,206
255 ($504)$146$358$44,848
256 ($504)$145$359$44,488
257 ($504)$144$361$44,128
258 ($504)$143$362$43,766
259 ($504)$142$363$43,403
260 ($504)$140$364$43,039
261 ($504)$139$365$42,674
262 ($504)$138$366$42,307
263 ($504)$137$368$41,940
264 ($504)$136$369$41,571
Year 23 - 265 ($504)$134$370$41,201
266 ($504)$133$371$40,830
267 ($504)$132$372$40,457
268 ($504)$131$374$40,084
269 ($504)$130$375$39,709
270 ($504)$128$376$39,333
271 ($504)$127$377$38,956
272 ($504)$126$378$38,577
273 ($504)$125$380$38,198
274 ($504)$124$381$37,817
275 ($504)$122$382$37,435
276 ($504)$121$383$37,051
Year 24 - 277 ($504)$120$385$36,667
278 ($504)$119$386$36,281
279 ($504)$117$387$35,894
280 ($504)$116$388$35,505
281 ($504)$115$390$35,116
282 ($504)$114$391$34,725
283 ($504)$112$392$34,333
284 ($504)$111$393$33,939
285 ($504)$110$395$33,545
286 ($504)$108$396$33,149
287 ($504)$107$397$32,751
288 ($504)$106$399$32,353
Year 25 - 289 ($504)$105$400$31,953
290 ($504)$103$401$31,552
291 ($504)$102$402$31,150
292 ($504)$101$404$30,746
293 ($504)$99$405$30,341
294 ($504)$98$406$29,935
295 ($504)$97$408$29,527
296 ($504)$95$409$29,118
297 ($504)$94$410$28,708
298 ($504)$93$412$28,296
299 ($504)$91$413$27,883
300 ($504)$90$414$27,469
Year 26 - 301 ($504)$89$416$27,054
302 ($504)$87$417$26,637
303 ($504)$86$418$26,218
304 ($504)$85$420$25,799
305 ($504)$83$421$25,378
306 ($504)$82$422$24,955
307 ($504)$81$424$24,532
308 ($504)$79$425$24,107
309 ($504)$78$426$23,680
310 ($504)$77$428$23,252
311 ($504)$75$429$22,823
312 ($504)$74$431$22,393
Year 27 - 313 ($504)$72$432$21,961
314 ($504)$71$433$21,527
315 ($504)$70$435$21,092
316 ($504)$68$436$20,656
317 ($504)$67$438$20,219
318 ($504)$65$439$19,780
319 ($504)$64$440$19,339
320 ($504)$63$442$18,897
321 ($504)$61$443$18,454
322 ($504)$60$445$18,009
323 ($504)$58$446$17,563
324 ($504)$57$448$17,115
Year 28 - 325 ($504)$55$449$16,666
326 ($504)$54$451$16,216
327 ($504)$52$452$15,764
328 ($504)$51$453$15,310
329 ($504)$50$455$14,855
330 ($504)$48$456$14,399
331 ($504)$47$458$13,941
332 ($504)$45$459$13,482
333 ($504)$44$461$13,021
334 ($504)$42$462$12,559
335 ($504)$41$464$12,095
336 ($504)$39$465$11,630
Year 29 - 337 ($504)$38$467$11,163
338 ($504)$36$468$10,695
339 ($504)$35$470$10,225
340 ($504)$33$471$9,753
341 ($504)$32$473$9,281
342 ($504)$30$474$8,806
343 ($504)$28$476$8,330
344 ($504)$27$477$7,853
345 ($504)$25$479$7,374
346 ($504)$24$481$6,893
347 ($504)$22$482$6,411
348 ($504)$21$484$5,927
Year 30 - 349 ($504)$19$485$5,442
350 ($504)$18$487$4,955
351 ($504)$16$488$4,467
352 ($504)$14$490$3,977
353 ($504)$13$492$3,486
354 ($504)$11$493$2,992
355 ($504)$10$495$2,498
356 ($504)$8$496$2,001
357 ($504)$6$498$1,503
358 ($504)$5$500$1,004
359 ($504)$3$501$503
360 ($504)$2$503$0
TOTALS$74,384$107,200$181,584

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.