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Mortgage Payment Schedule for a $137,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($27,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$513 360 $74,923 $184,523

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $137,000
Down Payment $27,400$109,600
Year 1 - 1 ($513)$350$163$109,437
2 ($513)$349$163$109,274
3 ($513)$349$164$109,110
4 ($513)$348$164$108,946
5 ($513)$348$165$108,781
6 ($513)$347$165$108,616
7 ($513)$347$166$108,450
8 ($513)$346$166$108,283
9 ($513)$346$167$108,116
10 ($513)$345$167$107,949
11 ($513)$345$168$107,781
12 ($513)$344$169$107,612
Year 2 - 13 ($513)$343$169$107,443
14 ($513)$343$170$107,274
15 ($513)$342$170$107,103
16 ($513)$342$171$106,933
17 ($513)$341$171$106,761
18 ($513)$341$172$106,590
19 ($513)$340$172$106,417
20 ($513)$340$173$106,244
21 ($513)$339$173$106,071
22 ($513)$339$174$105,897
23 ($513)$338$175$105,722
24 ($513)$337$175$105,547
Year 3 - 25 ($513)$337$176$105,371
26 ($513)$336$176$105,195
27 ($513)$336$177$105,018
28 ($513)$335$177$104,841
29 ($513)$335$178$104,663
30 ($513)$334$179$104,484
31 ($513)$333$179$104,305
32 ($513)$333$180$104,126
33 ($513)$332$180$103,946
34 ($513)$332$181$103,765
35 ($513)$331$181$103,583
36 ($513)$331$182$103,401
Year 4 - 37 ($513)$330$183$103,219
38 ($513)$329$183$103,036
39 ($513)$329$184$102,852
40 ($513)$328$184$102,668
41 ($513)$328$185$102,483
42 ($513)$327$185$102,297
43 ($513)$326$186$102,111
44 ($513)$326$187$101,925
45 ($513)$325$187$101,737
46 ($513)$325$188$101,550
47 ($513)$324$188$101,361
48 ($513)$324$189$101,172
Year 5 - 49 ($513)$323$190$100,982
50 ($513)$322$190$100,792
51 ($513)$322$191$100,601
52 ($513)$321$191$100,410
53 ($513)$320$192$100,218
54 ($513)$320$193$100,025
55 ($513)$319$193$99,832
56 ($513)$319$194$99,638
57 ($513)$318$195$99,443
58 ($513)$317$195$99,248
59 ($513)$317$196$99,052
60 ($513)$316$196$98,856
Year 6 - 61 ($513)$316$197$98,659
62 ($513)$315$198$98,461
63 ($513)$314$198$98,263
64 ($513)$314$199$98,064
65 ($513)$313$200$97,864
66 ($513)$312$200$97,664
67 ($513)$312$201$97,463
68 ($513)$311$201$97,262
69 ($513)$310$202$97,060
70 ($513)$310$203$96,857
71 ($513)$309$203$96,653
72 ($513)$308$204$96,449
Year 7 - 73 ($513)$308$205$96,245
74 ($513)$307$205$96,039
75 ($513)$307$206$95,833
76 ($513)$306$207$95,626
77 ($513)$305$207$95,419
78 ($513)$305$208$95,211
79 ($513)$304$209$95,002
80 ($513)$303$209$94,793
81 ($513)$303$210$94,583
82 ($513)$302$211$94,372
83 ($513)$301$211$94,161
84 ($513)$301$212$93,949
Year 8 - 85 ($513)$300$213$93,736
86 ($513)$299$213$93,523
87 ($513)$298$214$93,309
88 ($513)$298$215$93,094
89 ($513)$297$215$92,879
90 ($513)$296$216$92,662
91 ($513)$296$217$92,446
92 ($513)$295$218$92,228
93 ($513)$294$218$92,010
94 ($513)$294$219$91,791
95 ($513)$293$220$91,571
96 ($513)$292$220$91,351
Year 9 - 97 ($513)$292$221$91,130
98 ($513)$291$222$90,908
99 ($513)$290$222$90,686
100 ($513)$289$223$90,463
101 ($513)$289$224$90,239
102 ($513)$288$225$90,014
103 ($513)$287$225$89,789
104 ($513)$287$226$89,563
105 ($513)$286$227$89,337
106 ($513)$285$227$89,109
107 ($513)$284$228$88,881
108 ($513)$284$229$88,652
Year 10 - 109 ($513)$283$230$88,422
110 ($513)$282$230$88,192
111 ($513)$281$231$87,961
112 ($513)$281$232$87,729
113 ($513)$280$233$87,497
114 ($513)$279$233$87,263
115 ($513)$279$234$87,029
116 ($513)$278$235$86,794
117 ($513)$277$236$86,559
118 ($513)$276$236$86,323
119 ($513)$276$237$86,086
120 ($513)$275$238$85,848
Year 11 - 121 ($513)$274$239$85,609
122 ($513)$273$239$85,370
123 ($513)$272$240$85,130
124 ($513)$272$241$84,889
125 ($513)$271$242$84,647
126 ($513)$270$242$84,405
127 ($513)$269$243$84,162
128 ($513)$269$244$83,918
129 ($513)$268$245$83,673
130 ($513)$267$246$83,428
131 ($513)$266$246$83,181
132 ($513)$265$247$82,934
Year 12 - 133 ($513)$265$248$82,686
134 ($513)$264$249$82,438
135 ($513)$263$249$82,188
136 ($513)$262$250$81,938
137 ($513)$262$251$81,687
138 ($513)$261$252$81,435
139 ($513)$260$253$81,182
140 ($513)$259$253$80,929
141 ($513)$258$254$80,675
142 ($513)$257$255$80,420
143 ($513)$257$256$80,164
144 ($513)$256$257$79,907
Year 13 - 145 ($513)$255$258$79,650
146 ($513)$254$258$79,391
147 ($513)$253$259$79,132
148 ($513)$253$260$78,872
149 ($513)$252$261$78,611
150 ($513)$251$262$78,350
151 ($513)$250$262$78,087
152 ($513)$249$263$77,824
153 ($513)$248$264$77,560
154 ($513)$248$265$77,294
155 ($513)$247$266$77,029
156 ($513)$246$267$76,762
Year 14 - 157 ($513)$245$268$76,494
158 ($513)$244$268$76,226
159 ($513)$243$269$75,957
160 ($513)$242$270$75,687
161 ($513)$242$271$75,416
162 ($513)$241$272$75,144
163 ($513)$240$273$74,871
164 ($513)$239$274$74,597
165 ($513)$238$274$74,323
166 ($513)$237$275$74,048
167 ($513)$236$276$73,771
168 ($513)$235$277$73,494
Year 15 - 169 ($513)$235$278$73,216
170 ($513)$234$279$72,937
171 ($513)$233$280$72,658
172 ($513)$232$281$72,377
173 ($513)$231$282$72,095
174 ($513)$230$282$71,813
175 ($513)$229$283$71,529
176 ($513)$228$284$71,245
177 ($513)$227$285$70,960
178 ($513)$226$286$70,674
179 ($513)$226$287$70,387
180 ($513)$225$288$70,099
Year 16 - 181 ($513)$224$289$69,810
182 ($513)$223$290$69,520
183 ($513)$222$291$69,230
184 ($513)$221$292$68,938
185 ($513)$220$293$68,646
186 ($513)$219$293$68,352
187 ($513)$218$294$68,058
188 ($513)$217$295$67,762
189 ($513)$216$296$67,466
190 ($513)$215$297$67,169
191 ($513)$214$298$66,871
192 ($513)$213$299$66,572
Year 17 - 193 ($513)$212$300$66,272
194 ($513)$212$301$65,970
195 ($513)$211$302$65,668
196 ($513)$210$303$65,365
197 ($513)$209$304$65,062
198 ($513)$208$305$64,757
199 ($513)$207$306$64,451
200 ($513)$206$307$64,144
201 ($513)$205$308$63,836
202 ($513)$204$309$63,527
203 ($513)$203$310$63,217
204 ($513)$202$311$62,907
Year 18 - 205 ($513)$201$312$62,595
206 ($513)$200$313$62,282
207 ($513)$199$314$61,968
208 ($513)$198$315$61,654
209 ($513)$197$316$61,338
210 ($513)$196$317$61,021
211 ($513)$195$318$60,703
212 ($513)$194$319$60,384
213 ($513)$193$320$60,064
214 ($513)$192$321$59,744
215 ($513)$191$322$59,422
216 ($513)$190$323$59,099
Year 19 - 217 ($513)$189$324$58,775
218 ($513)$188$325$58,450
219 ($513)$187$326$58,124
220 ($513)$186$327$57,797
221 ($513)$184$328$57,469
222 ($513)$183$329$57,140
223 ($513)$182$330$56,809
224 ($513)$181$331$56,478
225 ($513)$180$332$56,146
226 ($513)$179$333$55,813
227 ($513)$178$334$55,478
228 ($513)$177$335$55,143
Year 20 - 229 ($513)$176$337$54,806
230 ($513)$175$338$54,468
231 ($513)$174$339$54,130
232 ($513)$173$340$53,790
233 ($513)$172$341$53,449
234 ($513)$171$342$53,107
235 ($513)$169$343$52,764
236 ($513)$168$344$52,420
237 ($513)$167$345$52,075
238 ($513)$166$346$51,728
239 ($513)$165$347$51,381
240 ($513)$164$349$51,032
Year 21 - 241 ($513)$163$350$50,682
242 ($513)$162$351$50,332
243 ($513)$161$352$49,980
244 ($513)$160$353$49,627
245 ($513)$158$354$49,273
246 ($513)$157$355$48,917
247 ($513)$156$356$48,561
248 ($513)$155$358$48,203
249 ($513)$154$359$47,845
250 ($513)$153$360$47,485
251 ($513)$152$361$47,124
252 ($513)$150$362$46,761
Year 22 - 253 ($513)$149$363$46,398
254 ($513)$148$364$46,034
255 ($513)$147$366$45,668
256 ($513)$146$367$45,301
257 ($513)$145$368$44,933
258 ($513)$143$369$44,564
259 ($513)$142$370$44,194
260 ($513)$141$372$43,822
261 ($513)$140$373$43,450
262 ($513)$139$374$43,076
263 ($513)$137$375$42,701
264 ($513)$136$376$42,324
Year 23 - 265 ($513)$135$377$41,947
266 ($513)$134$379$41,568
267 ($513)$133$380$41,188
268 ($513)$131$381$40,807
269 ($513)$130$382$40,425
270 ($513)$129$384$40,041
271 ($513)$128$385$39,657
272 ($513)$127$386$39,271
273 ($513)$125$387$38,883
274 ($513)$124$388$38,495
275 ($513)$123$390$38,105
276 ($513)$122$391$37,714
Year 24 - 277 ($513)$120$392$37,322
278 ($513)$119$393$36,929
279 ($513)$118$395$36,534
280 ($513)$117$396$36,138
281 ($513)$115$397$35,741
282 ($513)$114$398$35,342
283 ($513)$113$400$34,942
284 ($513)$112$401$34,541
285 ($513)$110$402$34,139
286 ($513)$109$404$33,736
287 ($513)$108$405$33,331
288 ($513)$106$406$32,924
Year 25 - 289 ($513)$105$407$32,517
290 ($513)$104$409$32,108
291 ($513)$102$410$31,698
292 ($513)$101$411$31,287
293 ($513)$100$413$30,874
294 ($513)$99$414$30,460
295 ($513)$97$415$30,045
296 ($513)$96$417$29,628
297 ($513)$95$418$29,210
298 ($513)$93$419$28,791
299 ($513)$92$421$28,370
300 ($513)$91$422$27,948
Year 26 - 301 ($513)$89$423$27,525
302 ($513)$88$425$27,100
303 ($513)$86$426$26,674
304 ($513)$85$427$26,246
305 ($513)$84$429$25,818
306 ($513)$82$430$25,387
307 ($513)$81$432$24,956
308 ($513)$80$433$24,523
309 ($513)$78$434$24,089
310 ($513)$77$436$23,653
311 ($513)$75$437$23,216
312 ($513)$74$438$22,777
Year 27 - 313 ($513)$73$440$22,338
314 ($513)$71$441$21,896
315 ($513)$70$443$21,454
316 ($513)$68$444$21,010
317 ($513)$67$446$20,564
318 ($513)$66$447$20,117
319 ($513)$64$448$19,669
320 ($513)$63$450$19,219
321 ($513)$61$451$18,768
322 ($513)$60$453$18,315
323 ($513)$58$454$17,861
324 ($513)$57$456$17,405
Year 28 - 325 ($513)$56$457$16,948
326 ($513)$54$458$16,490
327 ($513)$53$460$16,030
328 ($513)$51$461$15,569
329 ($513)$50$463$15,106
330 ($513)$48$464$14,641
331 ($513)$47$466$14,176
332 ($513)$45$467$13,708
333 ($513)$44$469$13,239
334 ($513)$42$470$12,769
335 ($513)$41$472$12,297
336 ($513)$39$473$11,824
Year 29 - 337 ($513)$38$475$11,349
338 ($513)$36$476$10,873
339 ($513)$35$478$10,395
340 ($513)$33$479$9,916
341 ($513)$32$481$9,435
342 ($513)$30$482$8,952
343 ($513)$29$484$8,468
344 ($513)$27$486$7,983
345 ($513)$25$487$7,496
346 ($513)$24$489$7,007
347 ($513)$22$490$6,517
348 ($513)$21$492$6,025
Year 30 - 349 ($513)$19$493$5,532
350 ($513)$18$495$5,037
351 ($513)$16$496$4,540
352 ($513)$14$498$4,042
353 ($513)$13$500$3,543
354 ($513)$11$501$3,041
355 ($513)$10$503$2,538
356 ($513)$8$504$2,034
357 ($513)$6$506$1,528
358 ($513)$5$508$1,020
359 ($513)$3$509$511
360 ($513)$2$511$0
TOTALS$74,923$109,600$184,523

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.