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Mortgage Payment Schedule for a $137,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($27,400) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$523 360 $78,542 $188,142

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,276 /mo
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30 yr fixed mtg, 0 points | APR: 4.600% | Rate: 4.560% | Fees: $1,150 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.789% | Rate: 4.750% | Fees: $1,120 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $137,000
Down Payment $27,400$109,600
Year 1 - 1 ($523)$364$158$109,442
2 ($523)$364$159$109,283
3 ($523)$363$159$109,124
4 ($523)$363$160$108,964
5 ($523)$362$160$108,804
6 ($523)$362$161$108,643
7 ($523)$361$161$108,482
8 ($523)$361$162$108,320
9 ($523)$360$162$108,157
10 ($523)$360$163$107,994
11 ($523)$359$164$107,831
12 ($523)$359$164$107,667
Year 2 - 13 ($523)$358$165$107,502
14 ($523)$357$165$107,337
15 ($523)$357$166$107,171
16 ($523)$356$166$107,005
17 ($523)$356$167$106,838
18 ($523)$355$167$106,671
19 ($523)$355$168$106,503
20 ($523)$354$168$106,334
21 ($523)$354$169$106,165
22 ($523)$353$170$105,995
23 ($523)$352$170$105,825
24 ($523)$352$171$105,655
Year 3 - 25 ($523)$351$171$105,483
26 ($523)$351$172$105,311
27 ($523)$350$172$105,139
28 ($523)$350$173$104,966
29 ($523)$349$174$104,792
30 ($523)$348$174$104,618
31 ($523)$348$175$104,443
32 ($523)$347$175$104,268
33 ($523)$347$176$104,092
34 ($523)$346$177$103,916
35 ($523)$346$177$103,738
36 ($523)$345$178$103,561
Year 4 - 37 ($523)$344$178$103,382
38 ($523)$344$179$103,204
39 ($523)$343$179$103,024
40 ($523)$343$180$102,844
41 ($523)$342$181$102,663
42 ($523)$341$181$102,482
43 ($523)$341$182$102,300
44 ($523)$340$182$102,118
45 ($523)$340$183$101,935
46 ($523)$339$184$101,751
47 ($523)$338$184$101,567
48 ($523)$338$185$101,382
Year 5 - 49 ($523)$337$186$101,196
50 ($523)$336$186$101,010
51 ($523)$336$187$100,823
52 ($523)$335$187$100,636
53 ($523)$335$188$100,448
54 ($523)$334$189$100,259
55 ($523)$333$189$100,070
56 ($523)$333$190$99,880
57 ($523)$332$191$99,690
58 ($523)$331$191$99,499
59 ($523)$331$192$99,307
60 ($523)$330$192$99,114
Year 6 - 61 ($523)$330$193$98,921
62 ($523)$329$194$98,728
63 ($523)$328$194$98,533
64 ($523)$328$195$98,338
65 ($523)$327$196$98,143
66 ($523)$326$196$97,946
67 ($523)$326$197$97,749
68 ($523)$325$198$97,552
69 ($523)$324$198$97,354
70 ($523)$324$199$97,155
71 ($523)$323$200$96,955
72 ($523)$322$200$96,755
Year 7 - 73 ($523)$322$201$96,554
74 ($523)$321$202$96,352
75 ($523)$320$202$96,150
76 ($523)$320$203$95,947
77 ($523)$319$204$95,744
78 ($523)$318$204$95,539
79 ($523)$318$205$95,334
80 ($523)$317$206$95,129
81 ($523)$316$206$94,923
82 ($523)$316$207$94,716
83 ($523)$315$208$94,508
84 ($523)$314$208$94,299
Year 8 - 85 ($523)$314$209$94,090
86 ($523)$313$210$93,881
87 ($523)$312$210$93,670
88 ($523)$311$211$93,459
89 ($523)$311$212$93,247
90 ($523)$310$213$93,035
91 ($523)$309$213$92,821
92 ($523)$309$214$92,607
93 ($523)$308$215$92,393
94 ($523)$307$215$92,177
95 ($523)$306$216$91,961
96 ($523)$306$217$91,744
Year 9 - 97 ($523)$305$218$91,527
98 ($523)$304$218$91,308
99 ($523)$304$219$91,089
100 ($523)$303$220$90,870
101 ($523)$302$220$90,649
102 ($523)$301$221$90,428
103 ($523)$301$222$90,206
104 ($523)$300$223$89,983
105 ($523)$299$223$89,760
106 ($523)$298$224$89,536
107 ($523)$298$225$89,311
108 ($523)$297$226$89,085
Year 10 - 109 ($523)$296$226$88,859
110 ($523)$295$227$88,632
111 ($523)$295$228$88,404
112 ($523)$294$229$88,175
113 ($523)$293$229$87,946
114 ($523)$292$230$87,715
115 ($523)$292$231$87,484
116 ($523)$291$232$87,253
117 ($523)$290$233$87,020
118 ($523)$289$233$86,787
119 ($523)$289$234$86,553
120 ($523)$288$235$86,318
Year 11 - 121 ($523)$287$236$86,082
122 ($523)$286$236$85,846
123 ($523)$285$237$85,609
124 ($523)$285$238$85,371
125 ($523)$284$239$85,132
126 ($523)$283$240$84,893
127 ($523)$282$240$84,652
128 ($523)$281$241$84,411
129 ($523)$281$242$84,169
130 ($523)$280$243$83,926
131 ($523)$279$244$83,683
132 ($523)$278$244$83,438
Year 12 - 133 ($523)$277$245$83,193
134 ($523)$277$246$82,947
135 ($523)$276$247$82,700
136 ($523)$275$248$82,453
137 ($523)$274$248$82,204
138 ($523)$273$249$81,955
139 ($523)$273$250$81,705
140 ($523)$272$251$81,454
141 ($523)$271$252$81,202
142 ($523)$270$253$80,950
143 ($523)$269$253$80,696
144 ($523)$268$254$80,442
Year 13 - 145 ($523)$267$255$80,187
146 ($523)$267$256$79,931
147 ($523)$266$257$79,674
148 ($523)$265$258$79,416
149 ($523)$264$259$79,158
150 ($523)$263$259$78,898
151 ($523)$262$260$78,638
152 ($523)$261$261$78,377
153 ($523)$261$262$78,115
154 ($523)$260$263$77,852
155 ($523)$259$264$77,588
156 ($523)$258$265$77,323
Year 14 - 157 ($523)$257$266$77,058
158 ($523)$256$266$76,792
159 ($523)$255$267$76,524
160 ($523)$254$268$76,256
161 ($523)$254$269$75,987
162 ($523)$253$270$75,717
163 ($523)$252$271$75,446
164 ($523)$251$272$75,174
165 ($523)$250$273$74,902
166 ($523)$249$274$74,628
167 ($523)$248$274$74,354
168 ($523)$247$275$74,078
Year 15 - 169 ($523)$246$276$73,802
170 ($523)$245$277$73,525
171 ($523)$244$278$73,247
172 ($523)$244$279$72,968
173 ($523)$243$280$72,688
174 ($523)$242$281$72,407
175 ($523)$241$282$72,125
176 ($523)$240$283$71,842
177 ($523)$239$284$71,558
178 ($523)$238$285$71,274
179 ($523)$237$286$70,988
180 ($523)$236$287$70,701
Year 16 - 181 ($523)$235$288$70,414
182 ($523)$234$288$70,125
183 ($523)$233$289$69,836
184 ($523)$232$290$69,546
185 ($523)$231$291$69,254
186 ($523)$230$292$68,962
187 ($523)$229$293$68,668
188 ($523)$228$294$68,374
189 ($523)$227$295$68,079
190 ($523)$226$296$67,783
191 ($523)$225$297$67,485
192 ($523)$224$298$67,187
Year 17 - 193 ($523)$223$299$66,888
194 ($523)$222$300$66,588
195 ($523)$221$301$66,287
196 ($523)$220$302$65,984
197 ($523)$219$303$65,681
198 ($523)$218$304$65,377
199 ($523)$217$305$65,072
200 ($523)$216$306$64,765
201 ($523)$215$307$64,458
202 ($523)$214$308$64,150
203 ($523)$213$309$63,841
204 ($523)$212$310$63,530
Year 18 - 205 ($523)$211$311$63,219
206 ($523)$210$312$62,906
207 ($523)$209$313$62,593
208 ($523)$208$314$62,278
209 ($523)$207$316$61,963
210 ($523)$206$317$61,646
211 ($523)$205$318$61,329
212 ($523)$204$319$61,010
213 ($523)$203$320$60,690
214 ($523)$202$321$60,369
215 ($523)$201$322$60,048
216 ($523)$200$323$59,725
Year 19 - 217 ($523)$199$324$59,401
218 ($523)$198$325$59,075
219 ($523)$196$326$58,749
220 ($523)$195$327$58,422
221 ($523)$194$328$58,094
222 ($523)$193$329$57,764
223 ($523)$192$331$57,434
224 ($523)$191$332$57,102
225 ($523)$190$333$56,769
226 ($523)$189$334$56,435
227 ($523)$188$335$56,100
228 ($523)$187$336$55,764
Year 20 - 229 ($523)$185$337$55,427
230 ($523)$184$338$55,089
231 ($523)$183$339$54,749
232 ($523)$182$341$54,409
233 ($523)$181$342$54,067
234 ($523)$180$343$53,724
235 ($523)$179$344$53,380
236 ($523)$177$345$53,035
237 ($523)$176$346$52,689
238 ($523)$175$347$52,341
239 ($523)$174$349$51,993
240 ($523)$173$350$51,643
Year 21 - 241 ($523)$172$351$51,292
242 ($523)$171$352$50,940
243 ($523)$169$353$50,587
244 ($523)$168$354$50,232
245 ($523)$167$356$49,877
246 ($523)$166$357$49,520
247 ($523)$165$358$49,162
248 ($523)$163$359$48,803
249 ($523)$162$360$48,443
250 ($523)$161$362$48,081
251 ($523)$160$363$47,718
252 ($523)$159$364$47,354
Year 22 - 253 ($523)$157$365$46,989
254 ($523)$156$366$46,623
255 ($523)$155$368$46,255
256 ($523)$154$369$45,886
257 ($523)$153$370$45,516
258 ($523)$151$371$45,145
259 ($523)$150$373$44,773
260 ($523)$149$374$44,399
261 ($523)$148$375$44,024
262 ($523)$146$376$43,648
263 ($523)$145$377$43,270
264 ($523)$144$379$42,891
Year 23 - 265 ($523)$143$380$42,511
266 ($523)$141$381$42,130
267 ($523)$140$383$41,748
268 ($523)$139$384$41,364
269 ($523)$138$385$40,979
270 ($523)$136$386$40,592
271 ($523)$135$388$40,205
272 ($523)$134$389$39,816
273 ($523)$132$390$39,426
274 ($523)$131$392$39,034
275 ($523)$130$393$38,641
276 ($523)$128$394$38,247
Year 24 - 277 ($523)$127$395$37,852
278 ($523)$126$397$37,455
279 ($523)$125$398$37,057
280 ($523)$123$399$36,657
281 ($523)$122$401$36,257
282 ($523)$121$402$35,855
283 ($523)$119$403$35,451
284 ($523)$118$405$35,046
285 ($523)$117$406$34,640
286 ($523)$115$407$34,233
287 ($523)$114$409$33,824
288 ($523)$112$410$33,414
Year 25 - 289 ($523)$111$412$33,002
290 ($523)$110$413$32,590
291 ($523)$108$414$32,175
292 ($523)$107$416$31,760
293 ($523)$106$417$31,343
294 ($523)$104$418$30,924
295 ($523)$103$420$30,504
296 ($523)$101$421$30,083
297 ($523)$100$423$29,661
298 ($523)$99$424$29,237
299 ($523)$97$425$28,811
300 ($523)$96$427$28,384
Year 26 - 301 ($523)$94$428$27,956
302 ($523)$93$430$27,527
303 ($523)$92$431$27,096
304 ($523)$90$433$26,663
305 ($523)$89$434$26,229
306 ($523)$87$435$25,794
307 ($523)$86$437$25,357
308 ($523)$84$438$24,918
309 ($523)$83$440$24,479
310 ($523)$81$441$24,037
311 ($523)$80$443$23,595
312 ($523)$78$444$23,151
Year 27 - 313 ($523)$77$446$22,705
314 ($523)$75$447$22,258
315 ($523)$74$449$21,809
316 ($523)$73$450$21,359
317 ($523)$71$452$20,908
318 ($523)$70$453$20,454
319 ($523)$68$455$20,000
320 ($523)$66$456$19,544
321 ($523)$65$458$19,086
322 ($523)$63$459$18,627
323 ($523)$62$461$18,166
324 ($523)$60$462$17,704
Year 28 - 325 ($523)$59$464$17,240
326 ($523)$57$465$16,775
327 ($523)$56$467$16,308
328 ($523)$54$468$15,840
329 ($523)$53$470$15,370
330 ($523)$51$472$14,898
331 ($523)$50$473$14,425
332 ($523)$48$475$13,951
333 ($523)$46$476$13,474
334 ($523)$45$478$12,997
335 ($523)$43$479$12,517
336 ($523)$42$481$12,036
Year 29 - 337 ($523)$40$483$11,554
338 ($523)$38$484$11,069
339 ($523)$37$486$10,584
340 ($523)$35$487$10,096
341 ($523)$34$489$9,607
342 ($523)$32$491$9,116
343 ($523)$30$492$8,624
344 ($523)$29$494$8,130
345 ($523)$27$496$7,635
346 ($523)$25$497$7,137
347 ($523)$24$499$6,638
348 ($523)$22$501$6,138
Year 30 - 349 ($523)$20$502$5,636
350 ($523)$19$504$5,132
351 ($523)$17$506$4,626
352 ($523)$15$507$4,119
353 ($523)$14$509$3,610
354 ($523)$12$511$3,100
355 ($523)$10$512$2,587
356 ($523)$9$514$2,073
357 ($523)$7$516$1,557
358 ($523)$5$517$1,040
359 ($523)$3$519$521
360 ($523)$2$521$0
TOTALS$78,542$109,600$188,142

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.