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Mortgage Payment Schedule for a $138,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($27,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$522 360 $77,515 $187,915

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $138,000
Down Payment $27,600$110,400
Year 1 - 1 ($522)$361$161$110,239
2 ($522)$360$162$110,077
3 ($522)$360$162$109,914
4 ($522)$359$163$109,751
5 ($522)$359$163$109,588
6 ($522)$358$164$109,424
7 ($522)$357$165$109,259
8 ($522)$357$165$109,094
9 ($522)$356$166$108,929
10 ($522)$356$166$108,763
11 ($522)$355$167$108,596
12 ($522)$355$167$108,429
Year 2 - 13 ($522)$354$168$108,261
14 ($522)$354$168$108,093
15 ($522)$353$169$107,924
16 ($522)$353$169$107,754
17 ($522)$352$170$107,584
18 ($522)$351$171$107,414
19 ($522)$351$171$107,243
20 ($522)$350$172$107,071
21 ($522)$350$172$106,899
22 ($522)$349$173$106,726
23 ($522)$349$173$106,553
24 ($522)$348$174$106,379
Year 3 - 25 ($522)$348$174$106,204
26 ($522)$347$175$106,029
27 ($522)$346$176$105,853
28 ($522)$346$176$105,677
29 ($522)$345$177$105,501
30 ($522)$345$177$105,323
31 ($522)$344$178$105,145
32 ($522)$343$179$104,967
33 ($522)$343$179$104,788
34 ($522)$342$180$104,608
35 ($522)$342$180$104,428
36 ($522)$341$181$104,247
Year 4 - 37 ($522)$341$181$104,065
38 ($522)$340$182$103,883
39 ($522)$339$183$103,701
40 ($522)$339$183$103,517
41 ($522)$338$184$103,334
42 ($522)$338$184$103,149
43 ($522)$337$185$102,964
44 ($522)$336$186$102,779
45 ($522)$336$186$102,592
46 ($522)$335$187$102,405
47 ($522)$335$187$102,218
48 ($522)$334$188$102,030
Year 5 - 49 ($522)$333$189$101,841
50 ($522)$333$189$101,652
51 ($522)$332$190$101,462
52 ($522)$331$191$101,271
53 ($522)$331$191$101,080
54 ($522)$330$192$100,888
55 ($522)$330$192$100,696
56 ($522)$329$193$100,503
57 ($522)$328$194$100,309
58 ($522)$328$194$100,115
59 ($522)$327$195$99,920
60 ($522)$326$196$99,724
Year 6 - 61 ($522)$326$196$99,528
62 ($522)$325$197$99,331
63 ($522)$324$198$99,134
64 ($522)$324$198$98,936
65 ($522)$323$199$98,737
66 ($522)$323$199$98,537
67 ($522)$322$200$98,337
68 ($522)$321$201$98,137
69 ($522)$321$201$97,935
70 ($522)$320$202$97,733
71 ($522)$319$203$97,530
72 ($522)$319$203$97,327
Year 7 - 73 ($522)$318$204$97,123
74 ($522)$317$205$96,918
75 ($522)$317$205$96,713
76 ($522)$316$206$96,507
77 ($522)$315$207$96,300
78 ($522)$315$207$96,093
79 ($522)$314$208$95,885
80 ($522)$313$209$95,676
81 ($522)$313$209$95,466
82 ($522)$312$210$95,256
83 ($522)$311$211$95,045
84 ($522)$310$212$94,834
Year 8 - 85 ($522)$310$212$94,622
86 ($522)$309$213$94,409
87 ($522)$308$214$94,195
88 ($522)$308$214$93,981
89 ($522)$307$215$93,766
90 ($522)$306$216$93,550
91 ($522)$306$216$93,334
92 ($522)$305$217$93,117
93 ($522)$304$218$92,899
94 ($522)$303$219$92,681
95 ($522)$303$219$92,461
96 ($522)$302$220$92,241
Year 9 - 97 ($522)$301$221$92,021
98 ($522)$301$221$91,799
99 ($522)$300$222$91,577
100 ($522)$299$223$91,354
101 ($522)$298$224$91,131
102 ($522)$298$224$90,906
103 ($522)$297$225$90,681
104 ($522)$296$226$90,456
105 ($522)$295$226$90,229
106 ($522)$295$227$90,002
107 ($522)$294$228$89,774
108 ($522)$293$229$89,545
Year 10 - 109 ($522)$293$229$89,316
110 ($522)$292$230$89,086
111 ($522)$291$231$88,855
112 ($522)$290$232$88,623
113 ($522)$290$232$88,390
114 ($522)$289$233$88,157
115 ($522)$288$234$87,923
116 ($522)$287$235$87,688
117 ($522)$286$236$87,453
118 ($522)$286$236$87,216
119 ($522)$285$237$86,979
120 ($522)$284$238$86,742
Year 11 - 121 ($522)$283$239$86,503
122 ($522)$283$239$86,264
123 ($522)$282$240$86,023
124 ($522)$281$241$85,782
125 ($522)$280$242$85,541
126 ($522)$279$243$85,298
127 ($522)$279$243$85,055
128 ($522)$278$244$84,811
129 ($522)$277$245$84,566
130 ($522)$276$246$84,320
131 ($522)$275$247$84,073
132 ($522)$275$247$83,826
Year 12 - 133 ($522)$274$248$83,578
134 ($522)$273$249$83,329
135 ($522)$272$250$83,079
136 ($522)$271$251$82,828
137 ($522)$271$251$82,577
138 ($522)$270$252$82,325
139 ($522)$269$253$82,072
140 ($522)$268$254$81,818
141 ($522)$267$255$81,563
142 ($522)$266$256$81,308
143 ($522)$266$256$81,051
144 ($522)$265$257$80,794
Year 13 - 145 ($522)$264$258$80,536
146 ($522)$263$259$80,277
147 ($522)$262$260$80,017
148 ($522)$261$261$79,757
149 ($522)$261$261$79,495
150 ($522)$260$262$79,233
151 ($522)$259$263$78,970
152 ($522)$258$264$78,706
153 ($522)$257$265$78,441
154 ($522)$256$266$78,175
155 ($522)$255$267$77,909
156 ($522)$255$267$77,641
Year 14 - 157 ($522)$254$268$77,373
158 ($522)$253$269$77,103
159 ($522)$252$270$76,833
160 ($522)$251$271$76,562
161 ($522)$250$272$76,290
162 ($522)$249$273$76,018
163 ($522)$248$274$75,744
164 ($522)$247$275$75,469
165 ($522)$247$275$75,194
166 ($522)$246$276$74,918
167 ($522)$245$277$74,640
168 ($522)$244$278$74,362
Year 15 - 169 ($522)$243$279$74,083
170 ($522)$242$280$73,803
171 ($522)$241$281$73,522
172 ($522)$240$282$73,240
173 ($522)$239$283$72,958
174 ($522)$238$284$72,674
175 ($522)$237$285$72,389
176 ($522)$236$286$72,104
177 ($522)$236$286$71,818
178 ($522)$235$287$71,530
179 ($522)$234$288$71,242
180 ($522)$233$289$70,953
Year 16 - 181 ($522)$232$290$70,662
182 ($522)$231$291$70,371
183 ($522)$230$292$70,079
184 ($522)$229$293$69,786
185 ($522)$228$294$69,492
186 ($522)$227$295$69,197
187 ($522)$226$296$68,901
188 ($522)$225$297$68,604
189 ($522)$224$298$68,306
190 ($522)$223$299$68,007
191 ($522)$222$300$67,708
192 ($522)$221$301$67,407
Year 17 - 193 ($522)$220$302$67,105
194 ($522)$219$303$66,802
195 ($522)$218$304$66,498
196 ($522)$217$305$66,194
197 ($522)$216$306$65,888
198 ($522)$215$307$65,581
199 ($522)$214$308$65,273
200 ($522)$213$309$64,965
201 ($522)$212$310$64,655
202 ($522)$211$311$64,344
203 ($522)$210$312$64,032
204 ($522)$209$313$63,719
Year 18 - 205 ($522)$208$314$63,406
206 ($522)$207$315$63,091
207 ($522)$206$316$62,775
208 ($522)$205$317$62,458
209 ($522)$204$318$62,140
210 ($522)$203$319$61,821
211 ($522)$202$320$61,501
212 ($522)$201$321$61,180
213 ($522)$200$322$60,858
214 ($522)$199$323$60,535
215 ($522)$198$324$60,210
216 ($522)$197$325$59,885
Year 19 - 217 ($522)$196$326$59,559
218 ($522)$195$327$59,231
219 ($522)$193$328$58,903
220 ($522)$192$330$58,573
221 ($522)$191$331$58,243
222 ($522)$190$332$57,911
223 ($522)$189$333$57,578
224 ($522)$188$334$57,244
225 ($522)$187$335$56,909
226 ($522)$186$336$56,573
227 ($522)$185$337$56,236
228 ($522)$184$338$55,898
Year 20 - 229 ($522)$183$339$55,558
230 ($522)$181$340$55,218
231 ($522)$180$342$54,876
232 ($522)$179$343$54,533
233 ($522)$178$344$54,189
234 ($522)$177$345$53,845
235 ($522)$176$346$53,498
236 ($522)$175$347$53,151
237 ($522)$174$348$52,803
238 ($522)$172$349$52,453
239 ($522)$171$351$52,103
240 ($522)$170$352$51,751
Year 21 - 241 ($522)$169$353$51,398
242 ($522)$168$354$51,044
243 ($522)$167$355$50,689
244 ($522)$166$356$50,332
245 ($522)$164$358$49,975
246 ($522)$163$359$49,616
247 ($522)$162$360$49,256
248 ($522)$161$361$48,895
249 ($522)$160$362$48,533
250 ($522)$159$363$48,169
251 ($522)$157$365$47,805
252 ($522)$156$366$47,439
Year 22 - 253 ($522)$155$367$47,072
254 ($522)$154$368$46,704
255 ($522)$153$369$46,334
256 ($522)$151$371$45,963
257 ($522)$150$372$45,592
258 ($522)$149$373$45,219
259 ($522)$148$374$44,844
260 ($522)$146$375$44,469
261 ($522)$145$377$44,092
262 ($522)$144$378$43,714
263 ($522)$143$379$43,335
264 ($522)$142$380$42,955
Year 23 - 265 ($522)$140$382$42,573
266 ($522)$139$383$42,190
267 ($522)$138$384$41,806
268 ($522)$137$385$41,420
269 ($522)$135$387$41,034
270 ($522)$134$388$40,646
271 ($522)$133$389$40,257
272 ($522)$132$390$39,866
273 ($522)$130$392$39,474
274 ($522)$129$393$39,081
275 ($522)$128$394$38,687
276 ($522)$126$396$38,291
Year 24 - 277 ($522)$125$397$37,894
278 ($522)$124$398$37,496
279 ($522)$122$399$37,097
280 ($522)$121$401$36,696
281 ($522)$120$402$36,294
282 ($522)$119$403$35,890
283 ($522)$117$405$35,486
284 ($522)$116$406$35,080
285 ($522)$115$407$34,672
286 ($522)$113$409$34,263
287 ($522)$112$410$33,853
288 ($522)$111$411$33,442
Year 25 - 289 ($522)$109$413$33,029
290 ($522)$108$414$32,615
291 ($522)$107$415$32,200
292 ($522)$105$417$31,783
293 ($522)$104$418$31,365
294 ($522)$102$420$30,945
295 ($522)$101$421$30,524
296 ($522)$100$422$30,102
297 ($522)$98$424$29,678
298 ($522)$97$425$29,253
299 ($522)$96$426$28,827
300 ($522)$94$428$28,399
Year 26 - 301 ($522)$93$429$27,970
302 ($522)$91$431$27,539
303 ($522)$90$432$27,107
304 ($522)$89$433$26,674
305 ($522)$87$435$26,239
306 ($522)$86$436$25,803
307 ($522)$84$438$25,365
308 ($522)$83$439$24,926
309 ($522)$81$441$24,485
310 ($522)$80$442$24,043
311 ($522)$79$443$23,600
312 ($522)$77$445$23,155
Year 27 - 313 ($522)$76$446$22,709
314 ($522)$74$448$22,261
315 ($522)$73$449$21,811
316 ($522)$71$451$21,361
317 ($522)$70$452$20,909
318 ($522)$68$454$20,455
319 ($522)$67$455$20,000
320 ($522)$65$457$19,543
321 ($522)$64$458$19,085
322 ($522)$62$460$18,625
323 ($522)$61$461$18,164
324 ($522)$59$463$17,701
Year 28 - 325 ($522)$58$464$17,237
326 ($522)$56$466$16,772
327 ($522)$55$467$16,304
328 ($522)$53$469$15,836
329 ($522)$52$470$15,365
330 ($522)$50$472$14,894
331 ($522)$49$473$14,420
332 ($522)$47$475$13,945
333 ($522)$46$476$13,469
334 ($522)$44$478$12,991
335 ($522)$42$480$12,511
336 ($522)$41$481$12,030
Year 29 - 337 ($522)$39$483$11,548
338 ($522)$38$484$11,063
339 ($522)$36$486$10,578
340 ($522)$35$487$10,090
341 ($522)$33$489$9,601
342 ($522)$31$491$9,110
343 ($522)$30$492$8,618
344 ($522)$28$494$8,124
345 ($522)$27$495$7,629
346 ($522)$25$497$7,132
347 ($522)$23$499$6,633
348 ($522)$22$500$6,133
Year 30 - 349 ($522)$20$502$5,631
350 ($522)$18$504$5,127
351 ($522)$17$505$4,622
352 ($522)$15$507$4,115
353 ($522)$13$509$3,607
354 ($522)$12$510$3,096
355 ($522)$10$512$2,585
356 ($522)$8$514$2,071
357 ($522)$7$515$1,556
358 ($522)$5$517$1,039
359 ($522)$3$519$520
360 ($522)$2$520$0
TOTALS$77,515$110,400$187,915

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.