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Mortgage Payment Schedule for a $140,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($28,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$531 360 $79,333 $191,333

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $140,000
Down Payment $28,000$112,000
Year 1 - 1 ($531)$369$163$111,837
2 ($531)$368$163$111,674
3 ($531)$368$164$111,510
4 ($531)$367$164$111,346
5 ($531)$367$165$111,181
6 ($531)$366$166$111,015
7 ($531)$365$166$110,849
8 ($531)$365$167$110,682
9 ($531)$364$167$110,515
10 ($531)$364$168$110,348
11 ($531)$363$168$110,179
12 ($531)$363$169$110,010
Year 2 - 13 ($531)$362$169$109,841
14 ($531)$362$170$109,671
15 ($531)$361$170$109,501
16 ($531)$360$171$109,330
17 ($531)$360$172$109,158
18 ($531)$359$172$108,986
19 ($531)$359$173$108,813
20 ($531)$358$173$108,640
21 ($531)$358$174$108,466
22 ($531)$357$174$108,292
23 ($531)$356$175$108,116
24 ($531)$356$176$107,941
Year 3 - 25 ($531)$355$176$107,765
26 ($531)$355$177$107,588
27 ($531)$354$177$107,411
28 ($531)$354$178$107,233
29 ($531)$353$179$107,054
30 ($531)$352$179$106,875
31 ($531)$352$180$106,695
32 ($531)$351$180$106,515
33 ($531)$351$181$106,334
34 ($531)$350$181$106,153
35 ($531)$349$182$105,971
36 ($531)$349$183$105,788
Year 4 - 37 ($531)$348$183$105,605
38 ($531)$348$184$105,421
39 ($531)$347$184$105,236
40 ($531)$346$185$105,051
41 ($531)$346$186$104,866
42 ($531)$345$186$104,679
43 ($531)$345$187$104,492
44 ($531)$344$188$104,305
45 ($531)$343$188$104,117
46 ($531)$343$189$103,928
47 ($531)$342$189$103,739
48 ($531)$341$190$103,549
Year 5 - 49 ($531)$341$191$103,358
50 ($531)$340$191$103,167
51 ($531)$340$192$102,975
52 ($531)$339$193$102,782
53 ($531)$338$193$102,589
54 ($531)$338$194$102,395
55 ($531)$337$194$102,201
56 ($531)$336$195$102,006
57 ($531)$336$196$101,810
58 ($531)$335$196$101,614
59 ($531)$334$197$101,417
60 ($531)$334$198$101,219
Year 6 - 61 ($531)$333$198$101,021
62 ($531)$333$199$100,822
63 ($531)$332$200$100,622
64 ($531)$331$200$100,422
65 ($531)$331$201$100,221
66 ($531)$330$202$100,020
67 ($531)$329$202$99,817
68 ($531)$329$203$99,614
69 ($531)$328$204$99,411
70 ($531)$327$204$99,207
71 ($531)$327$205$99,002
72 ($531)$326$206$98,796
Year 7 - 73 ($531)$325$206$98,590
74 ($531)$325$207$98,383
75 ($531)$324$208$98,175
76 ($531)$323$208$97,967
77 ($531)$322$209$97,758
78 ($531)$322$210$97,548
79 ($531)$321$210$97,338
80 ($531)$320$211$97,127
81 ($531)$320$212$96,915
82 ($531)$319$212$96,702
83 ($531)$318$213$96,489
84 ($531)$318$214$96,275
Year 8 - 85 ($531)$317$215$96,061
86 ($531)$316$215$95,846
87 ($531)$315$216$95,630
88 ($531)$315$217$95,413
89 ($531)$314$217$95,195
90 ($531)$313$218$94,977
91 ($531)$313$219$94,758
92 ($531)$312$220$94,539
93 ($531)$311$220$94,319
94 ($531)$310$221$94,098
95 ($531)$310$222$93,876
96 ($531)$309$222$93,653
Year 9 - 97 ($531)$308$223$93,430
98 ($531)$308$224$93,206
99 ($531)$307$225$92,982
100 ($531)$306$225$92,756
101 ($531)$305$226$92,530
102 ($531)$305$227$92,303
103 ($531)$304$228$92,075
104 ($531)$303$228$91,847
105 ($531)$302$229$91,618
106 ($531)$302$230$91,388
107 ($531)$301$231$91,157
108 ($531)$300$231$90,926
Year 10 - 109 ($531)$299$232$90,694
110 ($531)$299$233$90,461
111 ($531)$298$234$90,227
112 ($531)$297$234$89,992
113 ($531)$296$235$89,757
114 ($531)$295$236$89,521
115 ($531)$295$237$89,284
116 ($531)$294$238$89,047
117 ($531)$293$238$88,808
118 ($531)$292$239$88,569
119 ($531)$292$240$88,329
120 ($531)$291$241$88,089
Year 11 - 121 ($531)$290$242$87,847
122 ($531)$289$242$87,605
123 ($531)$288$243$87,362
124 ($531)$288$244$87,118
125 ($531)$287$245$86,873
126 ($531)$286$246$86,627
127 ($531)$285$246$86,381
128 ($531)$284$247$86,134
129 ($531)$284$248$85,886
130 ($531)$283$249$85,637
131 ($531)$282$250$85,388
132 ($531)$281$250$85,137
Year 12 - 133 ($531)$280$251$84,886
134 ($531)$279$252$84,634
135 ($531)$279$253$84,381
136 ($531)$278$254$84,127
137 ($531)$277$255$83,873
138 ($531)$276$255$83,617
139 ($531)$275$256$83,361
140 ($531)$274$257$83,104
141 ($531)$274$258$82,846
142 ($531)$273$259$82,587
143 ($531)$272$260$82,328
144 ($531)$271$260$82,067
Year 13 - 145 ($531)$270$261$81,806
146 ($531)$269$262$81,544
147 ($531)$268$263$81,281
148 ($531)$268$264$81,017
149 ($531)$267$265$80,752
150 ($531)$266$266$80,486
151 ($531)$265$267$80,220
152 ($531)$264$267$79,952
153 ($531)$263$268$79,684
154 ($531)$262$269$79,415
155 ($531)$261$270$79,145
156 ($531)$261$271$78,874
Year 14 - 157 ($531)$260$272$78,602
158 ($531)$259$273$78,329
159 ($531)$258$274$78,055
160 ($531)$257$275$77,781
161 ($531)$256$275$77,505
162 ($531)$255$276$77,229
163 ($531)$254$277$76,952
164 ($531)$253$278$76,674
165 ($531)$252$279$76,395
166 ($531)$251$280$76,115
167 ($531)$251$281$75,834
168 ($531)$250$282$75,552
Year 15 - 169 ($531)$249$283$75,269
170 ($531)$248$284$74,985
171 ($531)$247$285$74,701
172 ($531)$246$286$74,415
173 ($531)$245$287$74,128
174 ($531)$244$287$73,841
175 ($531)$243$288$73,553
176 ($531)$242$289$73,263
177 ($531)$241$290$72,973
178 ($531)$240$291$72,682
179 ($531)$239$292$72,389
180 ($531)$238$293$72,096
Year 16 - 181 ($531)$237$294$71,802
182 ($531)$236$295$71,507
183 ($531)$235$296$71,211
184 ($531)$234$297$70,914
185 ($531)$233$298$70,616
186 ($531)$232$299$70,317
187 ($531)$231$300$70,017
188 ($531)$230$301$69,716
189 ($531)$229$302$69,414
190 ($531)$228$303$69,111
191 ($531)$227$304$68,807
192 ($531)$226$305$68,502
Year 17 - 193 ($531)$225$306$68,196
194 ($531)$224$307$67,889
195 ($531)$223$308$67,581
196 ($531)$222$309$67,271
197 ($531)$221$310$66,961
198 ($531)$220$311$66,650
199 ($531)$219$312$66,338
200 ($531)$218$313$66,025
201 ($531)$217$314$65,711
202 ($531)$216$315$65,396
203 ($531)$215$316$65,080
204 ($531)$214$317$64,762
Year 18 - 205 ($531)$213$318$64,444
206 ($531)$212$319$64,125
207 ($531)$211$320$63,804
208 ($531)$210$321$63,483
209 ($531)$209$323$63,160
210 ($531)$208$324$62,837
211 ($531)$207$325$62,512
212 ($531)$206$326$62,186
213 ($531)$205$327$61,860
214 ($531)$204$328$61,532
215 ($531)$203$329$61,203
216 ($531)$201$330$60,873
Year 19 - 217 ($531)$200$331$60,542
218 ($531)$199$332$60,209
219 ($531)$198$333$59,876
220 ($531)$197$334$59,542
221 ($531)$196$335$59,206
222 ($531)$195$337$58,870
223 ($531)$194$338$58,532
224 ($531)$193$339$58,193
225 ($531)$192$340$57,853
226 ($531)$190$341$57,512
227 ($531)$189$342$57,170
228 ($531)$188$343$56,827
Year 20 - 229 ($531)$187$344$56,482
230 ($531)$186$346$56,137
231 ($531)$185$347$55,790
232 ($531)$184$348$55,442
233 ($531)$182$349$55,093
234 ($531)$181$350$54,743
235 ($531)$180$351$54,392
236 ($531)$179$352$54,039
237 ($531)$178$354$53,686
238 ($531)$177$355$53,331
239 ($531)$176$356$52,975
240 ($531)$174$357$52,618
Year 21 - 241 ($531)$173$358$52,260
242 ($531)$172$359$51,900
243 ($531)$171$361$51,540
244 ($531)$170$362$51,178
245 ($531)$168$363$50,815
246 ($531)$167$364$50,450
247 ($531)$166$365$50,085
248 ($531)$165$367$49,718
249 ($531)$164$368$49,351
250 ($531)$162$369$48,982
251 ($531)$161$370$48,611
252 ($531)$160$371$48,240
Year 22 - 253 ($531)$159$373$47,867
254 ($531)$158$374$47,493
255 ($531)$156$375$47,118
256 ($531)$155$376$46,742
257 ($531)$154$378$46,364
258 ($531)$153$379$45,985
259 ($531)$151$380$45,605
260 ($531)$150$381$45,224
261 ($531)$149$383$44,841
262 ($531)$148$384$44,457
263 ($531)$146$385$44,072
264 ($531)$145$386$43,686
Year 23 - 265 ($531)$144$388$43,298
266 ($531)$143$389$42,909
267 ($531)$141$390$42,519
268 ($531)$140$392$42,127
269 ($531)$139$393$41,734
270 ($531)$137$394$41,340
271 ($531)$136$395$40,945
272 ($531)$135$397$40,548
273 ($531)$133$398$40,150
274 ($531)$132$399$39,751
275 ($531)$131$401$39,350
276 ($531)$130$402$38,948
Year 24 - 277 ($531)$128$403$38,545
278 ($531)$127$405$38,140
279 ($531)$126$406$37,735
280 ($531)$124$407$37,327
281 ($531)$123$409$36,919
282 ($531)$122$410$36,509
283 ($531)$120$411$36,097
284 ($531)$119$413$35,685
285 ($531)$117$414$35,271
286 ($531)$116$415$34,855
287 ($531)$115$417$34,439
288 ($531)$113$418$34,020
Year 25 - 289 ($531)$112$419$33,601
290 ($531)$111$421$33,180
291 ($531)$109$422$32,758
292 ($531)$108$424$32,334
293 ($531)$106$425$31,909
294 ($531)$105$426$31,483
295 ($531)$104$428$31,055
296 ($531)$102$429$30,626
297 ($531)$101$431$30,195
298 ($531)$99$432$29,763
299 ($531)$98$434$29,329
300 ($531)$97$435$28,894
Year 26 - 301 ($531)$95$436$28,458
302 ($531)$94$438$28,020
303 ($531)$92$439$27,581
304 ($531)$91$441$27,140
305 ($531)$89$442$26,698
306 ($531)$88$444$26,254
307 ($531)$86$445$25,809
308 ($531)$85$447$25,363
309 ($531)$83$448$24,915
310 ($531)$82$449$24,465
311 ($531)$81$451$24,014
312 ($531)$79$452$23,562
Year 27 - 313 ($531)$78$454$23,108
314 ($531)$76$455$22,653
315 ($531)$75$457$22,196
316 ($531)$73$458$21,737
317 ($531)$72$460$21,277
318 ($531)$70$461$20,816
319 ($531)$69$463$20,353
320 ($531)$67$464$19,889
321 ($531)$65$466$19,423
322 ($531)$64$468$18,955
323 ($531)$62$469$18,486
324 ($531)$61$471$18,015
Year 28 - 325 ($531)$59$472$17,543
326 ($531)$58$474$17,069
327 ($531)$56$475$16,594
328 ($531)$55$477$16,117
329 ($531)$53$478$15,639
330 ($531)$51$480$15,159
331 ($531)$50$482$14,677
332 ($531)$48$483$14,194
333 ($531)$47$485$13,709
334 ($531)$45$486$13,223
335 ($531)$44$488$12,735
336 ($531)$42$490$12,245
Year 29 - 337 ($531)$40$491$11,754
338 ($531)$39$493$11,261
339 ($531)$37$494$10,767
340 ($531)$35$496$10,271
341 ($531)$34$498$9,773
342 ($531)$32$499$9,274
343 ($531)$31$501$8,773
344 ($531)$29$503$8,270
345 ($531)$27$504$7,766
346 ($531)$26$506$7,260
347 ($531)$24$508$6,753
348 ($531)$22$509$6,243
Year 30 - 349 ($531)$21$511$5,732
350 ($531)$19$513$5,220
351 ($531)$17$514$4,706
352 ($531)$15$516$4,190
353 ($531)$14$518$3,672
354 ($531)$12$519$3,152
355 ($531)$10$521$2,631
356 ($531)$9$523$2,109
357 ($531)$7$525$1,584
358 ($531)$5$526$1,058
359 ($531)$3$528$530
360 ($531)$2$530$0
TOTALS$79,333$112,000$191,333

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.