« Back to all home prices

Mortgage Payment Schedule for a $144,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($28,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$545 360 $80,886 $196,086

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $144,000
Down Payment $28,800$115,200
Year 1 - 1 ($545)$376$168$115,032
2 ($545)$376$169$114,863
3 ($545)$375$169$114,693
4 ($545)$375$170$114,523
5 ($545)$374$171$114,353
6 ($545)$374$171$114,182
7 ($545)$373$172$114,010
8 ($545)$372$172$113,838
9 ($545)$372$173$113,665
10 ($545)$371$173$113,491
11 ($545)$371$174$113,317
12 ($545)$370$175$113,143
Year 2 - 13 ($545)$370$175$112,968
14 ($545)$369$176$112,792
15 ($545)$368$176$112,616
16 ($545)$368$177$112,439
17 ($545)$367$177$112,262
18 ($545)$367$178$112,084
19 ($545)$366$179$111,905
20 ($545)$366$179$111,726
21 ($545)$365$180$111,546
22 ($545)$364$180$111,366
23 ($545)$364$181$111,185
24 ($545)$363$181$111,004
Year 3 - 25 ($545)$363$182$110,822
26 ($545)$362$183$110,639
27 ($545)$361$183$110,456
28 ($545)$361$184$110,272
29 ($545)$360$184$110,087
30 ($545)$360$185$109,902
31 ($545)$359$186$109,717
32 ($545)$358$186$109,530
33 ($545)$358$187$109,344
34 ($545)$357$187$109,156
35 ($545)$357$188$108,968
36 ($545)$356$189$108,779
Year 4 - 37 ($545)$355$189$108,590
38 ($545)$355$190$108,400
39 ($545)$354$191$108,209
40 ($545)$353$191$108,018
41 ($545)$353$192$107,826
42 ($545)$352$192$107,634
43 ($545)$352$193$107,441
44 ($545)$351$194$107,247
45 ($545)$350$194$107,053
46 ($545)$350$195$106,858
47 ($545)$349$196$106,662
48 ($545)$348$196$106,466
Year 5 - 49 ($545)$348$197$106,269
50 ($545)$347$198$106,072
51 ($545)$347$198$105,873
52 ($545)$346$199$105,675
53 ($545)$345$199$105,475
54 ($545)$345$200$105,275
55 ($545)$344$201$105,074
56 ($545)$343$201$104,873
57 ($545)$343$202$104,671
58 ($545)$342$203$104,468
59 ($545)$341$203$104,264
60 ($545)$341$204$104,060
Year 6 - 61 ($545)$340$205$103,856
62 ($545)$339$205$103,650
63 ($545)$339$206$103,444
64 ($545)$338$207$103,237
65 ($545)$337$207$103,030
66 ($545)$337$208$102,822
67 ($545)$336$209$102,613
68 ($545)$335$209$102,403
69 ($545)$335$210$102,193
70 ($545)$334$211$101,982
71 ($545)$333$212$101,771
72 ($545)$332$212$101,559
Year 7 - 73 ($545)$332$213$101,346
74 ($545)$331$214$101,132
75 ($545)$330$214$100,918
76 ($545)$330$215$100,703
77 ($545)$329$216$100,487
78 ($545)$328$216$100,271
79 ($545)$328$217$100,054
80 ($545)$327$218$99,836
81 ($545)$326$219$99,617
82 ($545)$325$219$99,398
83 ($545)$325$220$99,178
84 ($545)$324$221$98,957
Year 8 - 85 ($545)$323$221$98,736
86 ($545)$323$222$98,514
87 ($545)$322$223$98,291
88 ($545)$321$224$98,067
89 ($545)$320$224$97,843
90 ($545)$320$225$97,618
91 ($545)$319$226$97,392
92 ($545)$318$227$97,165
93 ($545)$317$227$96,938
94 ($545)$317$228$96,710
95 ($545)$316$229$96,481
96 ($545)$315$230$96,252
Year 9 - 97 ($545)$314$230$96,022
98 ($545)$314$231$95,791
99 ($545)$313$232$95,559
100 ($545)$312$233$95,326
101 ($545)$311$233$95,093
102 ($545)$311$234$94,859
103 ($545)$310$235$94,624
104 ($545)$309$236$94,389
105 ($545)$308$236$94,152
106 ($545)$308$237$93,915
107 ($545)$307$238$93,677
108 ($545)$306$239$93,439
Year 10 - 109 ($545)$305$239$93,199
110 ($545)$304$240$92,959
111 ($545)$304$241$92,718
112 ($545)$303$242$92,476
113 ($545)$302$243$92,233
114 ($545)$301$243$91,990
115 ($545)$301$244$91,746
116 ($545)$300$245$91,501
117 ($545)$299$246$91,255
118 ($545)$298$247$91,009
119 ($545)$297$247$90,761
120 ($545)$296$248$90,513
Year 11 - 121 ($545)$296$249$90,264
122 ($545)$295$250$90,014
123 ($545)$294$251$89,763
124 ($545)$293$251$89,512
125 ($545)$292$252$89,260
126 ($545)$292$253$89,007
127 ($545)$291$254$88,753
128 ($545)$290$255$88,498
129 ($545)$289$256$88,242
130 ($545)$288$256$87,986
131 ($545)$287$257$87,729
132 ($545)$287$258$87,471
Year 12 - 133 ($545)$286$259$87,212
134 ($545)$285$260$86,952
135 ($545)$284$261$86,691
136 ($545)$283$261$86,430
137 ($545)$282$262$86,167
138 ($545)$281$263$85,904
139 ($545)$281$264$85,640
140 ($545)$280$265$85,375
141 ($545)$279$266$85,109
142 ($545)$278$267$84,843
143 ($545)$277$268$84,575
144 ($545)$276$268$84,307
Year 13 - 145 ($545)$275$269$84,038
146 ($545)$275$270$83,767
147 ($545)$274$271$83,496
148 ($545)$273$272$83,224
149 ($545)$272$273$82,952
150 ($545)$271$274$82,678
151 ($545)$270$275$82,403
152 ($545)$269$275$82,128
153 ($545)$268$276$81,851
154 ($545)$267$277$81,574
155 ($545)$266$278$81,296
156 ($545)$266$279$81,017
Year 14 - 157 ($545)$265$280$80,737
158 ($545)$264$281$80,456
159 ($545)$263$282$80,174
160 ($545)$262$283$79,891
161 ($545)$261$284$79,607
162 ($545)$260$285$79,323
163 ($545)$259$286$79,037
164 ($545)$258$286$78,751
165 ($545)$257$287$78,463
166 ($545)$256$288$78,175
167 ($545)$255$289$77,886
168 ($545)$254$290$77,595
Year 15 - 169 ($545)$253$291$77,304
170 ($545)$253$292$77,012
171 ($545)$252$293$76,719
172 ($545)$251$294$76,425
173 ($545)$250$295$76,130
174 ($545)$249$296$75,834
175 ($545)$248$297$75,537
176 ($545)$247$298$75,239
177 ($545)$246$299$74,940
178 ($545)$245$300$74,640
179 ($545)$244$301$74,339
180 ($545)$243$302$74,037
Year 16 - 181 ($545)$242$303$73,735
182 ($545)$241$304$73,431
183 ($545)$240$305$73,126
184 ($545)$239$306$72,820
185 ($545)$238$307$72,513
186 ($545)$237$308$72,206
187 ($545)$236$309$71,897
188 ($545)$235$310$71,587
189 ($545)$234$311$71,276
190 ($545)$233$312$70,964
191 ($545)$232$313$70,651
192 ($545)$231$314$70,338
Year 17 - 193 ($545)$230$315$70,023
194 ($545)$229$316$69,707
195 ($545)$228$317$69,390
196 ($545)$227$318$69,072
197 ($545)$226$319$68,753
198 ($545)$225$320$68,433
199 ($545)$224$321$68,111
200 ($545)$222$322$67,789
201 ($545)$221$323$67,466
202 ($545)$220$324$67,142
203 ($545)$219$325$66,816
204 ($545)$218$326$66,490
Year 18 - 205 ($545)$217$327$66,162
206 ($545)$216$329$65,834
207 ($545)$215$330$65,504
208 ($545)$214$331$65,174
209 ($545)$213$332$64,842
210 ($545)$212$333$64,509
211 ($545)$211$334$64,175
212 ($545)$210$335$63,840
213 ($545)$209$336$63,504
214 ($545)$207$337$63,167
215 ($545)$206$338$62,828
216 ($545)$205$339$62,489
Year 19 - 217 ($545)$204$341$62,148
218 ($545)$203$342$61,807
219 ($545)$202$343$61,464
220 ($545)$201$344$61,120
221 ($545)$200$345$60,775
222 ($545)$199$346$60,429
223 ($545)$197$347$60,081
224 ($545)$196$348$59,733
225 ($545)$195$350$59,383
226 ($545)$194$351$59,033
227 ($545)$193$352$58,681
228 ($545)$192$353$58,328
Year 20 - 229 ($545)$191$354$57,974
230 ($545)$189$355$57,618
231 ($545)$188$356$57,262
232 ($545)$187$358$56,904
233 ($545)$186$359$56,546
234 ($545)$185$360$56,186
235 ($545)$184$361$55,824
236 ($545)$182$362$55,462
237 ($545)$181$364$55,099
238 ($545)$180$365$54,734
239 ($545)$179$366$54,368
240 ($545)$178$367$54,001
Year 21 - 241 ($545)$176$368$53,633
242 ($545)$175$369$53,263
243 ($545)$174$371$52,892
244 ($545)$173$372$52,521
245 ($545)$172$373$52,147
246 ($545)$170$374$51,773
247 ($545)$169$376$51,398
248 ($545)$168$377$51,021
249 ($545)$167$378$50,643
250 ($545)$165$379$50,264
251 ($545)$164$380$49,883
252 ($545)$163$382$49,501
Year 22 - 253 ($545)$162$383$49,118
254 ($545)$160$384$48,734
255 ($545)$159$385$48,349
256 ($545)$158$387$47,962
257 ($545)$157$388$47,574
258 ($545)$155$389$47,185
259 ($545)$154$391$46,794
260 ($545)$153$392$46,402
261 ($545)$152$393$46,009
262 ($545)$150$394$45,615
263 ($545)$149$396$45,219
264 ($545)$148$397$44,822
Year 23 - 265 ($545)$146$398$44,424
266 ($545)$145$400$44,024
267 ($545)$144$401$43,623
268 ($545)$143$402$43,221
269 ($545)$141$403$42,818
270 ($545)$140$405$42,413
271 ($545)$139$406$42,007
272 ($545)$137$407$41,599
273 ($545)$136$409$41,191
274 ($545)$135$410$40,780
275 ($545)$133$411$40,369
276 ($545)$132$413$39,956
Year 24 - 277 ($545)$131$414$39,542
278 ($545)$129$416$39,126
279 ($545)$128$417$38,710
280 ($545)$126$418$38,291
281 ($545)$125$420$37,872
282 ($545)$124$421$37,451
283 ($545)$122$422$37,028
284 ($545)$121$424$36,605
285 ($545)$120$425$36,180
286 ($545)$118$426$35,753
287 ($545)$117$428$35,325
288 ($545)$115$429$34,896
Year 25 - 289 ($545)$114$431$34,465
290 ($545)$113$432$34,033
291 ($545)$111$434$33,600
292 ($545)$110$435$33,165
293 ($545)$108$436$32,728
294 ($545)$107$438$32,291
295 ($545)$105$439$31,851
296 ($545)$104$441$31,411
297 ($545)$103$442$30,969
298 ($545)$101$444$30,525
299 ($545)$100$445$30,080
300 ($545)$98$446$29,634
Year 26 - 301 ($545)$97$448$29,186
302 ($545)$95$449$28,737
303 ($545)$94$451$28,286
304 ($545)$92$452$27,833
305 ($545)$91$454$27,380
306 ($545)$89$455$26,924
307 ($545)$88$457$26,468
308 ($545)$86$458$26,010
309 ($545)$85$460$25,550
310 ($545)$83$461$25,089
311 ($545)$82$463$24,626
312 ($545)$80$464$24,162
Year 27 - 313 ($545)$79$466$23,696
314 ($545)$77$467$23,229
315 ($545)$76$469$22,760
316 ($545)$74$470$22,289
317 ($545)$73$472$21,818
318 ($545)$71$473$21,344
319 ($545)$70$475$20,869
320 ($545)$68$477$20,393
321 ($545)$67$478$19,915
322 ($545)$65$480$19,435
323 ($545)$63$481$18,954
324 ($545)$62$483$18,471
Year 28 - 325 ($545)$60$484$17,987
326 ($545)$59$486$17,501
327 ($545)$57$488$17,013
328 ($545)$56$489$16,524
329 ($545)$54$491$16,033
330 ($545)$52$492$15,541
331 ($545)$51$494$15,047
332 ($545)$49$496$14,552
333 ($545)$48$497$14,055
334 ($545)$46$499$13,556
335 ($545)$44$500$13,055
336 ($545)$43$502$12,553
Year 29 - 337 ($545)$41$504$12,050
338 ($545)$39$505$11,544
339 ($545)$38$507$11,037
340 ($545)$36$509$10,529
341 ($545)$34$510$10,018
342 ($545)$33$512$9,507
343 ($545)$31$514$8,993
344 ($545)$29$515$8,478
345 ($545)$28$517$7,961
346 ($545)$26$519$7,442
347 ($545)$24$520$6,922
348 ($545)$23$522$6,399
Year 30 - 349 ($545)$21$524$5,876
350 ($545)$19$525$5,350
351 ($545)$17$527$4,823
352 ($545)$16$529$4,294
353 ($545)$14$531$3,763
354 ($545)$12$532$3,231
355 ($545)$11$534$2,697
356 ($545)$9$536$2,161
357 ($545)$7$538$1,623
358 ($545)$5$539$1,084
359 ($545)$4$541$543
360 ($545)$2$543$0
TOTALS$80,886$115,200$196,086

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.