« Back to all home prices

Mortgage Payment Schedule for a $148,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$558 360 $82,644 $201,044

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $148,000
Down Payment $29,600$118,400
Year 1 - 1 ($558)$385$174$118,226
2 ($558)$384$174$118,052
3 ($558)$384$175$117,877
4 ($558)$383$175$117,702
5 ($558)$383$176$117,526
6 ($558)$382$176$117,350
7 ($558)$381$177$117,172
8 ($558)$381$178$116,995
9 ($558)$380$178$116,817
10 ($558)$380$179$116,638
11 ($558)$379$179$116,458
12 ($558)$378$180$116,278
Year 2 - 13 ($558)$378$181$116,098
14 ($558)$377$181$115,917
15 ($558)$377$182$115,735
16 ($558)$376$182$115,553
17 ($558)$376$183$115,370
18 ($558)$375$184$115,186
19 ($558)$374$184$115,002
20 ($558)$374$185$114,818
21 ($558)$373$185$114,632
22 ($558)$373$186$114,446
23 ($558)$372$187$114,260
24 ($558)$371$187$114,073
Year 3 - 25 ($558)$371$188$113,885
26 ($558)$370$188$113,697
27 ($558)$370$189$113,508
28 ($558)$369$190$113,318
29 ($558)$368$190$113,128
30 ($558)$368$191$112,937
31 ($558)$367$191$112,746
32 ($558)$366$192$112,554
33 ($558)$366$193$112,361
34 ($558)$365$193$112,168
35 ($558)$365$194$111,974
36 ($558)$364$195$111,779
Year 4 - 37 ($558)$363$195$111,584
38 ($558)$363$196$111,388
39 ($558)$362$196$111,192
40 ($558)$361$197$110,995
41 ($558)$361$198$110,797
42 ($558)$360$198$110,599
43 ($558)$359$199$110,400
44 ($558)$359$200$110,200
45 ($558)$358$200$110,000
46 ($558)$357$201$109,799
47 ($558)$357$202$109,597
48 ($558)$356$202$109,395
Year 5 - 49 ($558)$356$203$109,192
50 ($558)$355$204$108,989
51 ($558)$354$204$108,784
52 ($558)$354$205$108,579
53 ($558)$353$206$108,374
54 ($558)$352$206$108,168
55 ($558)$352$207$107,961
56 ($558)$351$208$107,753
57 ($558)$350$208$107,545
58 ($558)$350$209$107,336
59 ($558)$349$210$107,126
60 ($558)$348$210$106,916
Year 6 - 61 ($558)$347$211$106,705
62 ($558)$347$212$106,493
63 ($558)$346$212$106,281
64 ($558)$345$213$106,068
65 ($558)$345$214$105,854
66 ($558)$344$214$105,640
67 ($558)$343$215$105,425
68 ($558)$343$216$105,209
69 ($558)$342$217$104,992
70 ($558)$341$217$104,775
71 ($558)$341$218$104,557
72 ($558)$340$219$104,338
Year 7 - 73 ($558)$339$219$104,119
74 ($558)$338$220$103,899
75 ($558)$338$221$103,678
76 ($558)$337$222$103,457
77 ($558)$336$222$103,235
78 ($558)$336$223$103,012
79 ($558)$335$224$102,788
80 ($558)$334$224$102,564
81 ($558)$333$225$102,338
82 ($558)$333$226$102,113
83 ($558)$332$227$101,886
84 ($558)$331$227$101,659
Year 8 - 85 ($558)$330$228$101,431
86 ($558)$330$229$101,202
87 ($558)$329$230$100,972
88 ($558)$328$230$100,742
89 ($558)$327$231$100,511
90 ($558)$327$232$100,279
91 ($558)$326$233$100,047
92 ($558)$325$233$99,813
93 ($558)$324$234$99,579
94 ($558)$324$235$99,344
95 ($558)$323$236$99,109
96 ($558)$322$236$98,872
Year 9 - 97 ($558)$321$237$98,635
98 ($558)$321$238$98,397
99 ($558)$320$239$98,159
100 ($558)$319$239$97,919
101 ($558)$318$240$97,679
102 ($558)$317$241$97,438
103 ($558)$317$242$97,196
104 ($558)$316$243$96,954
105 ($558)$315$243$96,710
106 ($558)$314$244$96,466
107 ($558)$314$245$96,221
108 ($558)$313$246$95,976
Year 10 - 109 ($558)$312$247$95,729
110 ($558)$311$247$95,482
111 ($558)$310$248$95,234
112 ($558)$310$249$94,985
113 ($558)$309$250$94,735
114 ($558)$308$251$94,484
115 ($558)$307$251$94,233
116 ($558)$306$252$93,981
117 ($558)$305$253$93,728
118 ($558)$305$254$93,474
119 ($558)$304$255$93,219
120 ($558)$303$255$92,964
Year 11 - 121 ($558)$302$256$92,707
122 ($558)$301$257$92,450
123 ($558)$300$258$92,192
124 ($558)$300$259$91,933
125 ($558)$299$260$91,674
126 ($558)$298$261$91,413
127 ($558)$297$261$91,152
128 ($558)$296$262$90,890
129 ($558)$295$263$90,627
130 ($558)$295$264$90,363
131 ($558)$294$265$90,098
132 ($558)$293$266$89,832
Year 12 - 133 ($558)$292$267$89,566
134 ($558)$291$267$89,298
135 ($558)$290$268$89,030
136 ($558)$289$269$88,761
137 ($558)$288$270$88,491
138 ($558)$288$271$88,220
139 ($558)$287$272$87,948
140 ($558)$286$273$87,676
141 ($558)$285$274$87,402
142 ($558)$284$274$87,128
143 ($558)$283$275$86,853
144 ($558)$282$276$86,576
Year 13 - 145 ($558)$281$277$86,299
146 ($558)$280$278$86,021
147 ($558)$280$279$85,742
148 ($558)$279$280$85,463
149 ($558)$278$281$85,182
150 ($558)$277$282$84,900
151 ($558)$276$283$84,618
152 ($558)$275$283$84,334
153 ($558)$274$284$84,050
154 ($558)$273$285$83,765
155 ($558)$272$286$83,479
156 ($558)$271$287$83,191
Year 14 - 157 ($558)$270$288$82,903
158 ($558)$269$289$82,614
159 ($558)$268$290$82,324
160 ($558)$268$291$82,033
161 ($558)$267$292$81,742
162 ($558)$266$293$81,449
163 ($558)$265$294$81,155
164 ($558)$264$295$80,860
165 ($558)$263$296$80,565
166 ($558)$262$297$80,268
167 ($558)$261$298$79,970
168 ($558)$260$299$79,672
Year 15 - 169 ($558)$259$300$79,372
170 ($558)$258$300$79,072
171 ($558)$257$301$78,770
172 ($558)$256$302$78,468
173 ($558)$255$303$78,165
174 ($558)$254$304$77,860
175 ($558)$253$305$77,555
176 ($558)$252$306$77,248
177 ($558)$251$307$76,941
178 ($558)$250$308$76,632
179 ($558)$249$309$76,323
180 ($558)$248$310$76,013
Year 16 - 181 ($558)$247$311$75,701
182 ($558)$246$312$75,389
183 ($558)$245$313$75,075
184 ($558)$244$314$74,761
185 ($558)$243$315$74,445
186 ($558)$242$317$74,129
187 ($558)$241$318$73,811
188 ($558)$240$319$73,493
189 ($558)$239$320$73,173
190 ($558)$238$321$72,853
191 ($558)$237$322$72,531
192 ($558)$236$323$72,208
Year 17 - 193 ($558)$235$324$71,884
194 ($558)$234$325$71,560
195 ($558)$233$326$71,234
196 ($558)$232$327$70,907
197 ($558)$230$328$70,579
198 ($558)$229$329$70,250
199 ($558)$228$330$69,920
200 ($558)$227$331$69,588
201 ($558)$226$332$69,256
202 ($558)$225$333$68,923
203 ($558)$224$334$68,588
204 ($558)$223$336$68,253
Year 18 - 205 ($558)$222$337$67,916
206 ($558)$221$338$67,578
207 ($558)$220$339$67,239
208 ($558)$219$340$66,900
209 ($558)$217$341$66,559
210 ($558)$216$342$66,216
211 ($558)$215$343$65,873
212 ($558)$214$344$65,529
213 ($558)$213$345$65,183
214 ($558)$212$347$64,837
215 ($558)$211$348$64,489
216 ($558)$210$349$64,140
Year 19 - 217 ($558)$208$350$63,790
218 ($558)$207$351$63,439
219 ($558)$206$352$63,087
220 ($558)$205$353$62,733
221 ($558)$204$355$62,379
222 ($558)$203$356$62,023
223 ($558)$202$357$61,666
224 ($558)$200$358$61,308
225 ($558)$199$359$60,949
226 ($558)$198$360$60,588
227 ($558)$197$362$60,227
228 ($558)$196$363$59,864
Year 20 - 229 ($558)$195$364$59,500
230 ($558)$193$365$59,135
231 ($558)$192$366$58,769
232 ($558)$191$367$58,401
233 ($558)$190$369$58,033
234 ($558)$189$370$57,663
235 ($558)$187$371$57,292
236 ($558)$186$372$56,920
237 ($558)$185$373$56,546
238 ($558)$184$375$56,172
239 ($558)$183$376$55,796
240 ($558)$181$377$55,418
Year 21 - 241 ($558)$180$378$55,040
242 ($558)$179$380$54,661
243 ($558)$178$381$54,280
244 ($558)$176$382$53,898
245 ($558)$175$383$53,514
246 ($558)$174$385$53,130
247 ($558)$173$386$52,744
248 ($558)$171$387$52,357
249 ($558)$170$388$51,969
250 ($558)$169$390$51,579
251 ($558)$168$391$51,188
252 ($558)$166$392$50,796
Year 22 - 253 ($558)$165$393$50,403
254 ($558)$164$395$50,008
255 ($558)$163$396$49,612
256 ($558)$161$397$49,215
257 ($558)$160$399$48,817
258 ($558)$159$400$48,417
259 ($558)$157$401$48,016
260 ($558)$156$402$47,613
261 ($558)$155$404$47,210
262 ($558)$153$405$46,805
263 ($558)$152$406$46,398
264 ($558)$151$408$45,991
Year 23 - 265 ($558)$149$409$45,582
266 ($558)$148$410$45,171
267 ($558)$147$412$44,760
268 ($558)$145$413$44,347
269 ($558)$144$414$43,932
270 ($558)$143$416$43,517
271 ($558)$141$417$43,100
272 ($558)$140$418$42,681
273 ($558)$139$420$42,262
274 ($558)$137$421$41,840
275 ($558)$136$422$41,418
276 ($558)$135$424$40,994
Year 24 - 277 ($558)$133$425$40,569
278 ($558)$132$427$40,142
279 ($558)$130$428$39,714
280 ($558)$129$429$39,285
281 ($558)$128$431$38,854
282 ($558)$126$432$38,422
283 ($558)$125$434$37,988
284 ($558)$123$435$37,553
285 ($558)$122$436$37,117
286 ($558)$121$438$36,679
287 ($558)$119$439$36,240
288 ($558)$118$441$35,799
Year 25 - 289 ($558)$116$442$35,357
290 ($558)$115$444$34,914
291 ($558)$113$445$34,469
292 ($558)$112$446$34,022
293 ($558)$111$448$33,574
294 ($558)$109$449$33,125
295 ($558)$108$451$32,674
296 ($558)$106$452$32,222
297 ($558)$105$454$31,768
298 ($558)$103$455$31,313
299 ($558)$102$457$30,856
300 ($558)$100$458$30,398
Year 26 - 301 ($558)$99$460$29,938
302 ($558)$97$461$29,477
303 ($558)$96$463$29,015
304 ($558)$94$464$28,550
305 ($558)$93$466$28,085
306 ($558)$91$467$27,618
307 ($558)$90$469$27,149
308 ($558)$88$470$26,679
309 ($558)$87$472$26,207
310 ($558)$85$473$25,734
311 ($558)$84$475$25,259
312 ($558)$82$476$24,782
Year 27 - 313 ($558)$81$478$24,305
314 ($558)$79$479$23,825
315 ($558)$77$481$23,344
316 ($558)$76$483$22,861
317 ($558)$74$484$22,377
318 ($558)$73$486$21,892
319 ($558)$71$487$21,404
320 ($558)$70$489$20,915
321 ($558)$68$490$20,425
322 ($558)$66$492$19,933
323 ($558)$65$494$19,439
324 ($558)$63$495$18,944
Year 28 - 325 ($558)$62$497$18,447
326 ($558)$60$499$17,948
327 ($558)$58$500$17,448
328 ($558)$57$502$16,947
329 ($558)$55$503$16,443
330 ($558)$53$505$15,938
331 ($558)$52$507$15,432
332 ($558)$50$508$14,923
333 ($558)$49$510$14,413
334 ($558)$47$512$13,902
335 ($558)$45$513$13,388
336 ($558)$44$515$12,873
Year 29 - 337 ($558)$42$517$12,357
338 ($558)$40$518$11,839
339 ($558)$38$520$11,319
340 ($558)$37$522$10,797
341 ($558)$35$523$10,274
342 ($558)$33$525$9,748
343 ($558)$32$527$9,222
344 ($558)$30$528$8,693
345 ($558)$28$530$8,163
346 ($558)$27$532$7,631
347 ($558)$25$534$7,097
348 ($558)$23$535$6,562
Year 30 - 349 ($558)$21$537$6,025
350 ($558)$20$539$5,486
351 ($558)$18$541$4,945
352 ($558)$16$542$4,403
353 ($558)$14$544$3,859
354 ($558)$13$546$3,313
355 ($558)$11$548$2,765
356 ($558)$9$549$2,216
357 ($558)$7$551$1,665
358 ($558)$5$553$1,111
359 ($558)$4$555$557
360 ($558)$2$557$0
TOTALS$82,644$118,400$201,044

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.