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Mortgage Payment Schedule for a $148,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$557 360 $82,156 $200,556

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $148,000
Down Payment $29,600$118,400
Year 1 - 1 ($557)$383$174$118,226
2 ($557)$382$175$118,051
3 ($557)$382$175$117,875
4 ($557)$381$176$117,700
5 ($557)$381$177$117,523
6 ($557)$380$177$117,346
7 ($557)$379$178$117,168
8 ($557)$379$178$116,990
9 ($557)$378$179$116,811
10 ($557)$378$179$116,632
11 ($557)$377$180$116,452
12 ($557)$377$181$116,271
Year 2 - 13 ($557)$376$181$116,090
14 ($557)$375$182$115,908
15 ($557)$375$182$115,726
16 ($557)$374$183$115,543
17 ($557)$374$184$115,359
18 ($557)$373$184$115,175
19 ($557)$372$185$114,991
20 ($557)$372$185$114,805
21 ($557)$371$186$114,619
22 ($557)$371$186$114,433
23 ($557)$370$187$114,246
24 ($557)$369$188$114,058
Year 3 - 25 ($557)$369$188$113,870
26 ($557)$368$189$113,681
27 ($557)$368$190$113,491
28 ($557)$367$190$113,301
29 ($557)$366$191$113,111
30 ($557)$366$191$112,919
31 ($557)$365$192$112,727
32 ($557)$364$193$112,535
33 ($557)$364$193$112,341
34 ($557)$363$194$112,147
35 ($557)$363$194$111,953
36 ($557)$362$195$111,758
Year 4 - 37 ($557)$361$196$111,562
38 ($557)$361$196$111,366
39 ($557)$360$197$111,169
40 ($557)$359$198$110,971
41 ($557)$359$198$110,773
42 ($557)$358$199$110,574
43 ($557)$358$200$110,374
44 ($557)$357$200$110,174
45 ($557)$356$201$109,973
46 ($557)$356$202$109,772
47 ($557)$355$202$109,569
48 ($557)$354$203$109,367
Year 5 - 49 ($557)$354$203$109,163
50 ($557)$353$204$108,959
51 ($557)$352$205$108,754
52 ($557)$352$205$108,549
53 ($557)$351$206$108,343
54 ($557)$350$207$108,136
55 ($557)$350$207$107,928
56 ($557)$349$208$107,720
57 ($557)$348$209$107,511
58 ($557)$348$209$107,302
59 ($557)$347$210$107,092
60 ($557)$346$211$106,881
Year 6 - 61 ($557)$346$212$106,669
62 ($557)$345$212$106,457
63 ($557)$344$213$106,244
64 ($557)$344$214$106,031
65 ($557)$343$214$105,816
66 ($557)$342$215$105,602
67 ($557)$341$216$105,386
68 ($557)$341$216$105,170
69 ($557)$340$217$104,952
70 ($557)$339$218$104,735
71 ($557)$339$218$104,516
72 ($557)$338$219$104,297
Year 7 - 73 ($557)$337$220$104,077
74 ($557)$337$221$103,857
75 ($557)$336$221$103,635
76 ($557)$335$222$103,413
77 ($557)$334$223$103,191
78 ($557)$334$223$102,967
79 ($557)$333$224$102,743
80 ($557)$332$225$102,518
81 ($557)$331$226$102,292
82 ($557)$331$226$102,066
83 ($557)$330$227$101,839
84 ($557)$329$228$101,611
Year 8 - 85 ($557)$329$229$101,383
86 ($557)$328$229$101,153
87 ($557)$327$230$100,923
88 ($557)$326$231$100,693
89 ($557)$326$232$100,461
90 ($557)$325$232$100,229
91 ($557)$324$233$99,996
92 ($557)$323$234$99,762
93 ($557)$323$235$99,527
94 ($557)$322$235$99,292
95 ($557)$321$236$99,056
96 ($557)$320$237$98,819
Year 9 - 97 ($557)$320$238$98,582
98 ($557)$319$238$98,343
99 ($557)$318$239$98,104
100 ($557)$317$240$97,864
101 ($557)$316$241$97,624
102 ($557)$316$241$97,382
103 ($557)$315$242$97,140
104 ($557)$314$243$96,897
105 ($557)$313$244$96,653
106 ($557)$313$245$96,409
107 ($557)$312$245$96,163
108 ($557)$311$246$95,917
Year 10 - 109 ($557)$310$247$95,670
110 ($557)$309$248$95,422
111 ($557)$309$249$95,174
112 ($557)$308$249$94,924
113 ($557)$307$250$94,674
114 ($557)$306$251$94,423
115 ($557)$305$252$94,171
116 ($557)$304$253$93,919
117 ($557)$304$253$93,665
118 ($557)$303$254$93,411
119 ($557)$302$255$93,156
120 ($557)$301$256$92,900
Year 11 - 121 ($557)$300$257$92,643
122 ($557)$300$258$92,386
123 ($557)$299$258$92,127
124 ($557)$298$259$91,868
125 ($557)$297$260$91,608
126 ($557)$296$261$91,347
127 ($557)$295$262$91,086
128 ($557)$295$263$90,823
129 ($557)$294$263$90,559
130 ($557)$293$264$90,295
131 ($557)$292$265$90,030
132 ($557)$291$266$89,764
Year 12 - 133 ($557)$290$267$89,497
134 ($557)$289$268$89,229
135 ($557)$289$269$88,961
136 ($557)$288$269$88,691
137 ($557)$287$270$88,421
138 ($557)$286$271$88,150
139 ($557)$285$272$87,878
140 ($557)$284$273$87,605
141 ($557)$283$274$87,331
142 ($557)$282$275$87,056
143 ($557)$281$276$86,781
144 ($557)$281$277$86,504
Year 13 - 145 ($557)$280$277$86,227
146 ($557)$279$278$85,948
147 ($557)$278$279$85,669
148 ($557)$277$280$85,389
149 ($557)$276$281$85,108
150 ($557)$275$282$84,826
151 ($557)$274$283$84,543
152 ($557)$273$284$84,260
153 ($557)$272$285$83,975
154 ($557)$272$286$83,689
155 ($557)$271$287$83,403
156 ($557)$270$287$83,115
Year 14 - 157 ($557)$269$288$82,827
158 ($557)$268$289$82,538
159 ($557)$267$290$82,248
160 ($557)$266$291$81,956
161 ($557)$265$292$81,664
162 ($557)$264$293$81,371
163 ($557)$263$294$81,077
164 ($557)$262$295$80,782
165 ($557)$261$296$80,486
166 ($557)$260$297$80,190
167 ($557)$259$298$79,892
168 ($557)$258$299$79,593
Year 15 - 169 ($557)$257$300$79,293
170 ($557)$256$301$78,992
171 ($557)$255$302$78,691
172 ($557)$254$303$78,388
173 ($557)$253$304$78,084
174 ($557)$252$305$77,780
175 ($557)$251$306$77,474
176 ($557)$251$307$77,168
177 ($557)$250$308$76,860
178 ($557)$249$309$76,551
179 ($557)$248$310$76,242
180 ($557)$247$311$75,931
Year 16 - 181 ($557)$246$312$75,620
182 ($557)$245$313$75,307
183 ($557)$243$314$74,993
184 ($557)$242$315$74,679
185 ($557)$241$316$74,363
186 ($557)$240$317$74,047
187 ($557)$239$318$73,729
188 ($557)$238$319$73,410
189 ($557)$237$320$73,090
190 ($557)$236$321$72,770
191 ($557)$235$322$72,448
192 ($557)$234$323$72,125
Year 17 - 193 ($557)$233$324$71,801
194 ($557)$232$325$71,476
195 ($557)$231$326$71,150
196 ($557)$230$327$70,823
197 ($557)$229$328$70,495
198 ($557)$228$329$70,166
199 ($557)$227$330$69,836
200 ($557)$226$331$69,504
201 ($557)$225$332$69,172
202 ($557)$224$333$68,839
203 ($557)$223$335$68,504
204 ($557)$221$336$68,168
Year 18 - 205 ($557)$220$337$67,832
206 ($557)$219$338$67,494
207 ($557)$218$339$67,155
208 ($557)$217$340$66,815
209 ($557)$216$341$66,474
210 ($557)$215$342$66,132
211 ($557)$214$343$65,789
212 ($557)$213$344$65,444
213 ($557)$212$345$65,099
214 ($557)$210$347$64,752
215 ($557)$209$348$64,404
216 ($557)$208$349$64,056
Year 19 - 217 ($557)$207$350$63,706
218 ($557)$206$351$63,354
219 ($557)$205$352$63,002
220 ($557)$204$353$62,649
221 ($557)$203$355$62,294
222 ($557)$201$356$61,939
223 ($557)$200$357$61,582
224 ($557)$199$358$61,224
225 ($557)$198$359$60,865
226 ($557)$197$360$60,504
227 ($557)$196$361$60,143
228 ($557)$194$363$59,780
Year 20 - 229 ($557)$193$364$59,416
230 ($557)$192$365$59,051
231 ($557)$191$366$58,685
232 ($557)$190$367$58,318
233 ($557)$189$369$57,949
234 ($557)$187$370$57,580
235 ($557)$186$371$57,209
236 ($557)$185$372$56,837
237 ($557)$184$373$56,463
238 ($557)$183$375$56,089
239 ($557)$181$376$55,713
240 ($557)$180$377$55,336
Year 21 - 241 ($557)$179$378$54,958
242 ($557)$178$379$54,578
243 ($557)$176$381$54,198
244 ($557)$175$382$53,816
245 ($557)$174$383$53,433
246 ($557)$173$384$53,048
247 ($557)$172$386$52,663
248 ($557)$170$387$52,276
249 ($557)$169$388$51,888
250 ($557)$168$389$51,499
251 ($557)$167$391$51,108
252 ($557)$165$392$50,716
Year 22 - 253 ($557)$164$393$50,323
254 ($557)$163$394$49,929
255 ($557)$161$396$49,533
256 ($557)$160$397$49,136
257 ($557)$159$398$48,738
258 ($557)$158$400$48,338
259 ($557)$156$401$47,938
260 ($557)$155$402$47,535
261 ($557)$154$403$47,132
262 ($557)$152$405$46,727
263 ($557)$151$406$46,321
264 ($557)$150$407$45,914
Year 23 - 265 ($557)$148$409$45,505
266 ($557)$147$410$45,095
267 ($557)$146$411$44,684
268 ($557)$144$413$44,272
269 ($557)$143$414$43,858
270 ($557)$142$415$43,442
271 ($557)$140$417$43,026
272 ($557)$139$418$42,608
273 ($557)$138$419$42,188
274 ($557)$136$421$41,768
275 ($557)$135$422$41,346
276 ($557)$134$423$40,922
Year 24 - 277 ($557)$132$425$40,497
278 ($557)$131$426$40,071
279 ($557)$130$428$39,644
280 ($557)$128$429$39,215
281 ($557)$127$430$38,784
282 ($557)$125$432$38,353
283 ($557)$124$433$37,920
284 ($557)$123$434$37,485
285 ($557)$121$436$37,049
286 ($557)$120$437$36,612
287 ($557)$118$439$36,173
288 ($557)$117$440$35,733
Year 25 - 289 ($557)$116$442$35,292
290 ($557)$114$443$34,849
291 ($557)$113$444$34,404
292 ($557)$111$446$33,958
293 ($557)$110$447$33,511
294 ($557)$108$449$33,062
295 ($557)$107$450$32,612
296 ($557)$105$452$32,160
297 ($557)$104$453$31,707
298 ($557)$103$455$31,253
299 ($557)$101$456$30,797
300 ($557)$100$458$30,339
Year 26 - 301 ($557)$98$459$29,880
302 ($557)$97$460$29,420
303 ($557)$95$462$28,958
304 ($557)$94$463$28,494
305 ($557)$92$465$28,029
306 ($557)$91$466$27,563
307 ($557)$89$468$27,095
308 ($557)$88$469$26,625
309 ($557)$86$471$26,154
310 ($557)$85$473$25,682
311 ($557)$83$474$25,208
312 ($557)$82$476$24,732
Year 27 - 313 ($557)$80$477$24,255
314 ($557)$78$479$23,776
315 ($557)$77$480$23,296
316 ($557)$75$482$22,814
317 ($557)$74$483$22,331
318 ($557)$72$485$21,846
319 ($557)$71$486$21,360
320 ($557)$69$488$20,872
321 ($557)$67$490$20,382
322 ($557)$66$491$19,891
323 ($557)$64$493$19,398
324 ($557)$63$494$18,904
Year 28 - 325 ($557)$61$496$18,408
326 ($557)$60$498$17,910
327 ($557)$58$499$17,411
328 ($557)$56$501$16,910
329 ($557)$55$502$16,408
330 ($557)$53$504$15,904
331 ($557)$51$506$15,398
332 ($557)$50$507$14,891
333 ($557)$48$509$14,382
334 ($557)$47$511$13,871
335 ($557)$45$512$13,359
336 ($557)$43$514$12,845
Year 29 - 337 ($557)$42$516$12,329
338 ($557)$40$517$11,812
339 ($557)$38$519$11,293
340 ($557)$37$521$10,773
341 ($557)$35$522$10,250
342 ($557)$33$524$9,726
343 ($557)$31$526$9,201
344 ($557)$30$527$8,673
345 ($557)$28$529$8,144
346 ($557)$26$531$7,613
347 ($557)$25$532$7,081
348 ($557)$23$534$6,547
Year 30 - 349 ($557)$21$536$6,011
350 ($557)$19$538$5,473
351 ($557)$18$539$4,934
352 ($557)$16$541$4,393
353 ($557)$14$543$3,850
354 ($557)$12$545$3,305
355 ($557)$11$546$2,759
356 ($557)$9$548$2,211
357 ($557)$7$550$1,661
358 ($557)$5$552$1,109
359 ($557)$4$554$555
360 ($557)$2$555$0
TOTALS$82,156$118,400$200,556

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.