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Mortgage Payment Schedule for a $149,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$563 360 $83,448 $202,648

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $149,000
Down Payment $29,800$119,200
Year 1 - 1 ($563)$388$175$119,025
2 ($563)$388$175$118,850
3 ($563)$387$176$118,675
4 ($563)$387$176$118,499
5 ($563)$386$177$118,322
6 ($563)$386$177$118,144
7 ($563)$385$178$117,966
8 ($563)$384$179$117,788
9 ($563)$384$179$117,609
10 ($563)$383$180$117,429
11 ($563)$383$180$117,249
12 ($563)$382$181$117,068
Year 2 - 13 ($563)$381$181$116,886
14 ($563)$381$182$116,704
15 ($563)$380$183$116,522
16 ($563)$380$183$116,338
17 ($563)$379$184$116,155
18 ($563)$378$184$115,970
19 ($563)$378$185$115,785
20 ($563)$377$186$115,599
21 ($563)$377$186$115,413
22 ($563)$376$187$115,226
23 ($563)$375$187$115,039
24 ($563)$375$188$114,851
Year 3 - 25 ($563)$374$189$114,662
26 ($563)$374$189$114,473
27 ($563)$373$190$114,283
28 ($563)$372$191$114,092
29 ($563)$372$191$113,901
30 ($563)$371$192$113,709
31 ($563)$371$192$113,517
32 ($563)$370$193$113,324
33 ($563)$369$194$113,130
34 ($563)$369$194$112,936
35 ($563)$368$195$112,741
36 ($563)$367$196$112,546
Year 4 - 37 ($563)$367$196$112,349
38 ($563)$366$197$112,152
39 ($563)$365$197$111,955
40 ($563)$365$198$111,757
41 ($563)$364$199$111,558
42 ($563)$363$199$111,359
43 ($563)$363$200$111,159
44 ($563)$362$201$110,958
45 ($563)$362$201$110,757
46 ($563)$361$202$110,554
47 ($563)$360$203$110,352
48 ($563)$360$203$110,148
Year 5 - 49 ($563)$359$204$109,944
50 ($563)$358$205$109,740
51 ($563)$358$205$109,534
52 ($563)$357$206$109,328
53 ($563)$356$207$109,122
54 ($563)$356$207$108,914
55 ($563)$355$208$108,706
56 ($563)$354$209$108,498
57 ($563)$354$209$108,288
58 ($563)$353$210$108,078
59 ($563)$352$211$107,867
60 ($563)$351$211$107,656
Year 6 - 61 ($563)$351$212$107,444
62 ($563)$350$213$107,231
63 ($563)$349$214$107,017
64 ($563)$349$214$106,803
65 ($563)$348$215$106,588
66 ($563)$347$216$106,373
67 ($563)$347$216$106,156
68 ($563)$346$217$105,939
69 ($563)$345$218$105,722
70 ($563)$344$218$105,503
71 ($563)$344$219$105,284
72 ($563)$343$220$105,064
Year 7 - 73 ($563)$342$221$104,844
74 ($563)$342$221$104,622
75 ($563)$341$222$104,400
76 ($563)$340$223$104,178
77 ($563)$339$223$103,954
78 ($563)$339$224$103,730
79 ($563)$338$225$103,505
80 ($563)$337$226$103,279
81 ($563)$337$226$103,053
82 ($563)$336$227$102,826
83 ($563)$335$228$102,598
84 ($563)$334$229$102,369
Year 8 - 85 ($563)$334$229$102,140
86 ($563)$333$230$101,910
87 ($563)$332$231$101,679
88 ($563)$331$232$101,447
89 ($563)$331$232$101,215
90 ($563)$330$233$100,982
91 ($563)$329$234$100,748
92 ($563)$328$235$100,513
93 ($563)$328$235$100,278
94 ($563)$327$236$100,042
95 ($563)$326$237$99,805
96 ($563)$325$238$99,567
Year 9 - 97 ($563)$324$238$99,329
98 ($563)$324$239$99,089
99 ($563)$323$240$98,849
100 ($563)$322$241$98,609
101 ($563)$321$242$98,367
102 ($563)$321$242$98,125
103 ($563)$320$243$97,881
104 ($563)$319$244$97,637
105 ($563)$318$245$97,393
106 ($563)$317$246$97,147
107 ($563)$317$246$96,901
108 ($563)$316$247$96,653
Year 10 - 109 ($563)$315$248$96,406
110 ($563)$314$249$96,157
111 ($563)$313$250$95,907
112 ($563)$312$250$95,657
113 ($563)$312$251$95,405
114 ($563)$311$252$95,153
115 ($563)$310$253$94,901
116 ($563)$309$254$94,647
117 ($563)$308$255$94,392
118 ($563)$308$255$94,137
119 ($563)$307$256$93,881
120 ($563)$306$257$93,624
Year 11 - 121 ($563)$305$258$93,366
122 ($563)$304$259$93,107
123 ($563)$303$260$92,848
124 ($563)$303$260$92,587
125 ($563)$302$261$92,326
126 ($563)$301$262$92,064
127 ($563)$300$263$91,801
128 ($563)$299$264$91,537
129 ($563)$298$265$91,273
130 ($563)$297$266$91,007
131 ($563)$297$266$90,741
132 ($563)$296$267$90,473
Year 12 - 133 ($563)$295$268$90,205
134 ($563)$294$269$89,936
135 ($563)$293$270$89,667
136 ($563)$292$271$89,396
137 ($563)$291$272$89,124
138 ($563)$290$273$88,852
139 ($563)$290$273$88,578
140 ($563)$289$274$88,304
141 ($563)$288$275$88,029
142 ($563)$287$276$87,753
143 ($563)$286$277$87,476
144 ($563)$285$278$87,198
Year 13 - 145 ($563)$284$279$86,919
146 ($563)$283$280$86,639
147 ($563)$282$281$86,359
148 ($563)$281$282$86,077
149 ($563)$280$282$85,795
150 ($563)$280$283$85,511
151 ($563)$279$284$85,227
152 ($563)$278$285$84,942
153 ($563)$277$286$84,656
154 ($563)$276$287$84,369
155 ($563)$275$288$84,081
156 ($563)$274$289$83,792
Year 14 - 157 ($563)$273$290$83,502
158 ($563)$272$291$83,211
159 ($563)$271$292$82,919
160 ($563)$270$293$82,626
161 ($563)$269$294$82,333
162 ($563)$268$295$82,038
163 ($563)$267$296$81,742
164 ($563)$266$297$81,446
165 ($563)$265$298$81,148
166 ($563)$264$299$80,850
167 ($563)$263$299$80,550
168 ($563)$262$300$80,250
Year 15 - 169 ($563)$261$301$79,949
170 ($563)$260$302$79,646
171 ($563)$260$303$79,343
172 ($563)$259$304$79,038
173 ($563)$258$305$78,733
174 ($563)$257$306$78,427
175 ($563)$256$307$78,119
176 ($563)$255$308$77,811
177 ($563)$254$309$77,501
178 ($563)$253$310$77,191
179 ($563)$252$311$76,880
180 ($563)$250$312$76,567
Year 16 - 181 ($563)$249$313$76,254
182 ($563)$248$314$75,939
183 ($563)$247$315$75,624
184 ($563)$246$317$75,307
185 ($563)$245$318$74,990
186 ($563)$244$319$74,671
187 ($563)$243$320$74,352
188 ($563)$242$321$74,031
189 ($563)$241$322$73,709
190 ($563)$240$323$73,387
191 ($563)$239$324$73,063
192 ($563)$238$325$72,738
Year 17 - 193 ($563)$237$326$72,412
194 ($563)$236$327$72,085
195 ($563)$235$328$71,757
196 ($563)$234$329$71,428
197 ($563)$233$330$71,098
198 ($563)$232$331$70,767
199 ($563)$231$332$70,434
200 ($563)$229$333$70,101
201 ($563)$228$334$69,766
202 ($563)$227$336$69,431
203 ($563)$226$337$69,094
204 ($563)$225$338$68,756
Year 18 - 205 ($563)$224$339$68,417
206 ($563)$223$340$68,077
207 ($563)$222$341$67,736
208 ($563)$221$342$67,394
209 ($563)$220$343$67,051
210 ($563)$218$344$66,706
211 ($563)$217$346$66,361
212 ($563)$216$347$66,014
213 ($563)$215$348$65,666
214 ($563)$214$349$65,317
215 ($563)$213$350$64,967
216 ($563)$212$351$64,616
Year 19 - 217 ($563)$211$352$64,264
218 ($563)$209$354$63,910
219 ($563)$208$355$63,555
220 ($563)$207$356$63,200
221 ($563)$206$357$62,843
222 ($563)$205$358$62,484
223 ($563)$204$359$62,125
224 ($563)$202$360$61,765
225 ($563)$201$362$61,403
226 ($563)$200$363$61,040
227 ($563)$199$364$60,676
228 ($563)$198$365$60,311
Year 20 - 229 ($563)$197$366$59,945
230 ($563)$195$368$59,577
231 ($563)$194$369$59,208
232 ($563)$193$370$58,838
233 ($563)$192$371$58,467
234 ($563)$191$372$58,095
235 ($563)$189$374$57,721
236 ($563)$188$375$57,346
237 ($563)$187$376$56,970
238 ($563)$186$377$56,593
239 ($563)$184$379$56,214
240 ($563)$183$380$55,834
Year 21 - 241 ($563)$182$381$55,453
242 ($563)$181$382$55,071
243 ($563)$179$383$54,688
244 ($563)$178$385$54,303
245 ($563)$177$386$53,917
246 ($563)$176$387$53,530
247 ($563)$174$388$53,141
248 ($563)$173$390$52,752
249 ($563)$172$391$52,361
250 ($563)$171$392$51,968
251 ($563)$169$394$51,575
252 ($563)$168$395$51,180
Year 22 - 253 ($563)$167$396$50,784
254 ($563)$165$397$50,386
255 ($563)$164$399$49,987
256 ($563)$163$400$49,587
257 ($563)$162$401$49,186
258 ($563)$160$403$48,783
259 ($563)$159$404$48,380
260 ($563)$158$405$47,974
261 ($563)$156$407$47,568
262 ($563)$155$408$47,160
263 ($563)$154$409$46,750
264 ($563)$152$411$46,340
Year 23 - 265 ($563)$151$412$45,928
266 ($563)$150$413$45,515
267 ($563)$148$415$45,100
268 ($563)$147$416$44,684
269 ($563)$146$417$44,267
270 ($563)$144$419$43,848
271 ($563)$143$420$43,428
272 ($563)$142$421$43,007
273 ($563)$140$423$42,584
274 ($563)$139$424$42,160
275 ($563)$137$426$41,734
276 ($563)$136$427$41,307
Year 24 - 277 ($563)$135$428$40,879
278 ($563)$133$430$40,449
279 ($563)$132$431$40,018
280 ($563)$130$433$39,586
281 ($563)$129$434$39,152
282 ($563)$128$435$38,716
283 ($563)$126$437$38,280
284 ($563)$125$438$37,841
285 ($563)$123$440$37,402
286 ($563)$122$441$36,961
287 ($563)$120$442$36,518
288 ($563)$119$444$36,074
Year 25 - 289 ($563)$118$445$35,629
290 ($563)$116$447$35,182
291 ($563)$115$448$34,734
292 ($563)$113$450$34,284
293 ($563)$112$451$33,833
294 ($563)$110$453$33,380
295 ($563)$109$454$32,926
296 ($563)$107$456$32,470
297 ($563)$106$457$32,013
298 ($563)$104$459$31,555
299 ($563)$103$460$31,095
300 ($563)$101$462$30,633
Year 26 - 301 ($563)$100$463$30,170
302 ($563)$98$465$29,705
303 ($563)$97$466$29,239
304 ($563)$95$468$28,772
305 ($563)$94$469$28,302
306 ($563)$92$471$27,832
307 ($563)$91$472$27,360
308 ($563)$89$474$26,886
309 ($563)$88$475$26,410
310 ($563)$86$477$25,934
311 ($563)$85$478$25,455
312 ($563)$83$480$24,975
Year 27 - 313 ($563)$81$482$24,494
314 ($563)$80$483$24,011
315 ($563)$78$485$23,526
316 ($563)$77$486$23,040
317 ($563)$75$488$22,552
318 ($563)$73$489$22,062
319 ($563)$72$491$21,571
320 ($563)$70$493$21,079
321 ($563)$69$494$20,585
322 ($563)$67$496$20,089
323 ($563)$65$497$19,591
324 ($563)$64$499$19,092
Year 28 - 325 ($563)$62$501$18,591
326 ($563)$61$502$18,089
327 ($563)$59$504$17,585
328 ($563)$57$506$17,080
329 ($563)$56$507$16,572
330 ($563)$54$509$16,063
331 ($563)$52$511$15,553
332 ($563)$51$512$15,041
333 ($563)$49$514$14,527
334 ($563)$47$516$14,011
335 ($563)$46$517$13,494
336 ($563)$44$519$12,975
Year 29 - 337 ($563)$42$521$12,454
338 ($563)$41$522$11,932
339 ($563)$39$524$11,408
340 ($563)$37$526$10,882
341 ($563)$35$527$10,355
342 ($563)$34$529$9,825
343 ($563)$32$531$9,295
344 ($563)$30$533$8,762
345 ($563)$29$534$8,228
346 ($563)$27$536$7,691
347 ($563)$25$538$7,154
348 ($563)$23$540$6,614
Year 30 - 349 ($563)$22$541$6,073
350 ($563)$20$543$5,530
351 ($563)$18$545$4,985
352 ($563)$16$547$4,438
353 ($563)$14$548$3,890
354 ($563)$13$550$3,339
355 ($563)$11$552$2,787
356 ($563)$9$554$2,233
357 ($563)$7$556$1,678
358 ($563)$5$557$1,120
359 ($563)$4$559$561
360 ($563)$2$561$0
TOTALS$83,448$119,200$202,648

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.