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Mortgage Payment Schedule for a $149,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($29,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$564 360 $83,940 $203,140

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $149,000
Down Payment $29,800$119,200
Year 1 - 1 ($564)$390$174$119,026
2 ($564)$390$174$118,852
3 ($564)$389$175$118,677
4 ($564)$389$176$118,501
5 ($564)$388$176$118,325
6 ($564)$388$177$118,148
7 ($564)$387$177$117,971
8 ($564)$386$178$117,793
9 ($564)$386$179$117,614
10 ($564)$385$179$117,435
11 ($564)$385$180$117,255
12 ($564)$384$180$117,075
Year 2 - 13 ($564)$383$181$116,894
14 ($564)$383$181$116,713
15 ($564)$382$182$116,531
16 ($564)$382$183$116,348
17 ($564)$381$183$116,165
18 ($564)$380$184$115,981
19 ($564)$380$184$115,797
20 ($564)$379$185$115,612
21 ($564)$379$186$115,426
22 ($564)$378$186$115,240
23 ($564)$377$187$115,053
24 ($564)$377$187$114,865
Year 3 - 25 ($564)$376$188$114,677
26 ($564)$376$189$114,489
27 ($564)$375$189$114,299
28 ($564)$374$190$114,109
29 ($564)$374$191$113,919
30 ($564)$373$191$113,728
31 ($564)$372$192$113,536
32 ($564)$372$192$113,343
33 ($564)$371$193$113,150
34 ($564)$371$194$112,956
35 ($564)$370$194$112,762
36 ($564)$369$195$112,567
Year 4 - 37 ($564)$369$196$112,372
38 ($564)$368$196$112,175
39 ($564)$367$197$111,978
40 ($564)$367$198$111,781
41 ($564)$366$198$111,583
42 ($564)$365$199$111,384
43 ($564)$365$199$111,184
44 ($564)$364$200$110,984
45 ($564)$363$201$110,783
46 ($564)$363$201$110,582
47 ($564)$362$202$110,380
48 ($564)$361$203$110,177
Year 5 - 49 ($564)$361$203$109,973
50 ($564)$360$204$109,769
51 ($564)$359$205$109,565
52 ($564)$359$205$109,359
53 ($564)$358$206$109,153
54 ($564)$357$207$108,946
55 ($564)$357$207$108,739
56 ($564)$356$208$108,531
57 ($564)$355$209$108,322
58 ($564)$355$210$108,112
59 ($564)$354$210$107,902
60 ($564)$353$211$107,691
Year 6 - 61 ($564)$353$212$107,479
62 ($564)$352$212$107,267
63 ($564)$351$213$107,054
64 ($564)$351$214$106,841
65 ($564)$350$214$106,626
66 ($564)$349$215$106,411
67 ($564)$348$216$106,195
68 ($564)$348$216$105,979
69 ($564)$347$217$105,762
70 ($564)$346$218$105,544
71 ($564)$346$219$105,325
72 ($564)$345$219$105,106
Year 7 - 73 ($564)$344$220$104,886
74 ($564)$344$221$104,665
75 ($564)$343$222$104,443
76 ($564)$342$222$104,221
77 ($564)$341$223$103,998
78 ($564)$341$224$103,775
79 ($564)$340$224$103,550
80 ($564)$339$225$103,325
81 ($564)$338$226$103,099
82 ($564)$338$227$102,872
83 ($564)$337$227$102,645
84 ($564)$336$228$102,417
Year 8 - 85 ($564)$335$229$102,188
86 ($564)$335$230$101,958
87 ($564)$334$230$101,728
88 ($564)$333$231$101,497
89 ($564)$332$232$101,265
90 ($564)$332$233$101,033
91 ($564)$331$233$100,799
92 ($564)$330$234$100,565
93 ($564)$329$235$100,330
94 ($564)$329$236$100,094
95 ($564)$328$236$99,858
96 ($564)$327$237$99,621
Year 9 - 97 ($564)$326$238$99,383
98 ($564)$325$239$99,144
99 ($564)$325$240$98,904
100 ($564)$324$240$98,664
101 ($564)$323$241$98,423
102 ($564)$322$242$98,181
103 ($564)$322$243$97,938
104 ($564)$321$244$97,694
105 ($564)$320$244$97,450
106 ($564)$319$245$97,205
107 ($564)$318$246$96,959
108 ($564)$318$247$96,712
Year 10 - 109 ($564)$317$248$96,465
110 ($564)$316$248$96,216
111 ($564)$315$249$95,967
112 ($564)$314$250$95,717
113 ($564)$313$251$95,466
114 ($564)$313$252$95,215
115 ($564)$312$252$94,962
116 ($564)$311$253$94,709
117 ($564)$310$254$94,455
118 ($564)$309$255$94,200
119 ($564)$309$256$93,944
120 ($564)$308$257$93,688
Year 11 - 121 ($564)$307$257$93,430
122 ($564)$306$258$93,172
123 ($564)$305$259$92,913
124 ($564)$304$260$92,653
125 ($564)$303$261$92,392
126 ($564)$303$262$92,130
127 ($564)$302$263$91,868
128 ($564)$301$263$91,604
129 ($564)$300$264$91,340
130 ($564)$299$265$91,075
131 ($564)$298$266$90,809
132 ($564)$297$267$90,542
Year 12 - 133 ($564)$297$268$90,274
134 ($564)$296$269$90,006
135 ($564)$295$270$89,736
136 ($564)$294$270$89,466
137 ($564)$293$271$89,194
138 ($564)$292$272$88,922
139 ($564)$291$273$88,649
140 ($564)$290$274$88,375
141 ($564)$289$275$88,100
142 ($564)$289$276$87,825
143 ($564)$288$277$87,548
144 ($564)$287$278$87,270
Year 13 - 145 ($564)$286$278$86,992
146 ($564)$285$279$86,713
147 ($564)$284$280$86,432
148 ($564)$283$281$86,151
149 ($564)$282$282$85,869
150 ($564)$281$283$85,586
151 ($564)$280$284$85,302
152 ($564)$279$285$85,017
153 ($564)$278$286$84,731
154 ($564)$277$287$84,444
155 ($564)$277$288$84,157
156 ($564)$276$289$83,868
Year 14 - 157 ($564)$275$290$83,578
158 ($564)$274$291$83,288
159 ($564)$273$292$82,996
160 ($564)$272$292$82,704
161 ($564)$271$293$82,410
162 ($564)$270$294$82,116
163 ($564)$269$295$81,821
164 ($564)$268$296$81,524
165 ($564)$267$297$81,227
166 ($564)$266$298$80,929
167 ($564)$265$299$80,630
168 ($564)$264$300$80,329
Year 15 - 169 ($564)$263$301$80,028
170 ($564)$262$302$79,726
171 ($564)$261$303$79,423
172 ($564)$260$304$79,119
173 ($564)$259$305$78,813
174 ($564)$258$306$78,507
175 ($564)$257$307$78,200
176 ($564)$256$308$77,892
177 ($564)$255$309$77,583
178 ($564)$254$310$77,273
179 ($564)$253$311$76,961
180 ($564)$252$312$76,649
Year 16 - 181 ($564)$251$313$76,336
182 ($564)$250$314$76,022
183 ($564)$249$315$75,706
184 ($564)$248$316$75,390
185 ($564)$247$317$75,073
186 ($564)$246$318$74,754
187 ($564)$245$319$74,435
188 ($564)$244$321$74,114
189 ($564)$243$322$73,793
190 ($564)$242$323$73,470
191 ($564)$241$324$73,146
192 ($564)$240$325$72,822
Year 17 - 193 ($564)$238$326$72,496
194 ($564)$237$327$72,169
195 ($564)$236$328$71,841
196 ($564)$235$329$71,512
197 ($564)$234$330$71,182
198 ($564)$233$331$70,851
199 ($564)$232$332$70,519
200 ($564)$231$333$70,185
201 ($564)$230$334$69,851
202 ($564)$229$336$69,515
203 ($564)$228$337$69,179
204 ($564)$227$338$68,841
Year 18 - 205 ($564)$225$339$68,502
206 ($564)$224$340$68,162
207 ($564)$223$341$67,821
208 ($564)$222$342$67,479
209 ($564)$221$343$67,136
210 ($564)$220$344$66,791
211 ($564)$219$346$66,446
212 ($564)$218$347$66,099
213 ($564)$216$348$65,751
214 ($564)$215$349$65,402
215 ($564)$214$350$65,052
216 ($564)$213$351$64,701
Year 19 - 217 ($564)$212$352$64,349
218 ($564)$211$354$63,995
219 ($564)$210$355$63,640
220 ($564)$208$356$63,285
221 ($564)$207$357$62,928
222 ($564)$206$358$62,569
223 ($564)$205$359$62,210
224 ($564)$204$361$61,849
225 ($564)$203$362$61,488
226 ($564)$201$363$61,125
227 ($564)$200$364$60,761
228 ($564)$199$365$60,395
Year 20 - 229 ($564)$198$366$60,029
230 ($564)$197$368$59,661
231 ($564)$195$369$59,292
232 ($564)$194$370$58,922
233 ($564)$193$371$58,551
234 ($564)$192$373$58,178
235 ($564)$191$374$57,805
236 ($564)$189$375$57,430
237 ($564)$188$376$57,054
238 ($564)$187$377$56,676
239 ($564)$186$379$56,297
240 ($564)$184$380$55,918
Year 21 - 241 ($564)$183$381$55,536
242 ($564)$182$382$55,154
243 ($564)$181$384$54,770
244 ($564)$179$385$54,385
245 ($564)$178$386$53,999
246 ($564)$177$387$53,612
247 ($564)$176$389$53,223
248 ($564)$174$390$52,833
249 ($564)$173$391$52,442
250 ($564)$172$393$52,049
251 ($564)$170$394$51,656
252 ($564)$169$395$51,260
Year 22 - 253 ($564)$168$396$50,864
254 ($564)$167$398$50,466
255 ($564)$165$399$50,067
256 ($564)$164$400$49,667
257 ($564)$163$402$49,265
258 ($564)$161$403$48,862
259 ($564)$160$404$48,458
260 ($564)$159$406$48,053
261 ($564)$157$407$47,646
262 ($564)$156$408$47,237
263 ($564)$155$410$46,828
264 ($564)$153$411$46,417
Year 23 - 265 ($564)$152$412$46,005
266 ($564)$151$414$45,591
267 ($564)$149$415$45,176
268 ($564)$148$416$44,760
269 ($564)$147$418$44,342
270 ($564)$145$419$43,923
271 ($564)$144$420$43,503
272 ($564)$142$422$43,081
273 ($564)$141$423$42,658
274 ($564)$140$425$42,233
275 ($564)$138$426$41,807
276 ($564)$137$427$41,380
Year 24 - 277 ($564)$136$429$40,951
278 ($564)$134$430$40,521
279 ($564)$133$432$40,089
280 ($564)$131$433$39,656
281 ($564)$130$434$39,222
282 ($564)$128$436$38,786
283 ($564)$127$437$38,349
284 ($564)$126$439$37,910
285 ($564)$124$440$37,470
286 ($564)$123$442$37,028
287 ($564)$121$443$36,585
288 ($564)$120$444$36,141
Year 25 - 289 ($564)$118$446$35,695
290 ($564)$117$447$35,248
291 ($564)$115$449$34,799
292 ($564)$114$450$34,348
293 ($564)$112$452$33,897
294 ($564)$111$453$33,443
295 ($564)$110$455$32,989
296 ($564)$108$456$32,532
297 ($564)$107$458$32,075
298 ($564)$105$459$31,615
299 ($564)$104$461$31,155
300 ($564)$102$462$30,692
Year 26 - 301 ($564)$101$464$30,229
302 ($564)$99$465$29,763
303 ($564)$97$467$29,297
304 ($564)$96$468$28,828
305 ($564)$94$470$28,358
306 ($564)$93$471$27,887
307 ($564)$91$473$27,414
308 ($564)$90$474$26,940
309 ($564)$88$476$26,463
310 ($564)$87$478$25,986
311 ($564)$85$479$25,507
312 ($564)$84$481$25,026
Year 27 - 313 ($564)$82$482$24,544
314 ($564)$80$484$24,060
315 ($564)$79$485$23,574
316 ($564)$77$487$23,087
317 ($564)$76$489$22,599
318 ($564)$74$490$22,108
319 ($564)$72$492$21,616
320 ($564)$71$493$21,123
321 ($564)$69$495$20,628
322 ($564)$68$497$20,131
323 ($564)$66$498$19,633
324 ($564)$64$500$19,133
Year 28 - 325 ($564)$63$502$18,631
326 ($564)$61$503$18,128
327 ($564)$59$505$17,623
328 ($564)$58$507$17,116
329 ($564)$56$508$16,608
330 ($564)$54$510$16,098
331 ($564)$53$512$15,587
332 ($564)$51$513$15,073
333 ($564)$49$515$14,559
334 ($564)$48$517$14,042
335 ($564)$46$518$13,524
336 ($564)$44$520$13,004
Year 29 - 337 ($564)$43$522$12,482
338 ($564)$41$523$11,959
339 ($564)$39$525$11,433
340 ($564)$37$527$10,907
341 ($564)$36$529$10,378
342 ($564)$34$530$9,848
343 ($564)$32$532$9,316
344 ($564)$31$534$8,782
345 ($564)$29$536$8,246
346 ($564)$27$537$7,709
347 ($564)$25$539$7,170
348 ($564)$23$541$6,629
Year 30 - 349 ($564)$22$543$6,087
350 ($564)$20$544$5,542
351 ($564)$18$546$4,996
352 ($564)$16$548$4,448
353 ($564)$15$550$3,899
354 ($564)$13$552$3,347
355 ($564)$11$553$2,794
356 ($564)$9$555$2,239
357 ($564)$7$557$1,682
358 ($564)$6$559$1,123
359 ($564)$4$561$562
360 ($564)$2$562$0
TOTALS$83,940$119,200$203,140

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.