« Back to all home prices

Mortgage Payment Schedule for a $154,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($30,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$580 360 $85,486 $208,686

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $154,000
Down Payment $30,800$123,200
Year 1 - 1 ($580)$398$181$123,019
2 ($580)$398$182$122,837
3 ($580)$397$183$122,654
4 ($580)$397$183$122,471
5 ($580)$396$184$122,287
6 ($580)$395$184$122,103
7 ($580)$395$185$121,918
8 ($580)$394$185$121,733
9 ($580)$394$186$121,547
10 ($580)$393$187$121,360
11 ($580)$392$187$121,173
12 ($580)$392$188$120,985
Year 2 - 13 ($580)$391$189$120,796
14 ($580)$391$189$120,607
15 ($580)$390$190$120,417
16 ($580)$389$190$120,227
17 ($580)$389$191$120,036
18 ($580)$388$192$119,845
19 ($580)$387$192$119,652
20 ($580)$387$193$119,460
21 ($580)$386$193$119,266
22 ($580)$386$194$119,072
23 ($580)$385$195$118,877
24 ($580)$384$195$118,682
Year 3 - 25 ($580)$384$196$118,486
26 ($580)$383$197$118,290
27 ($580)$382$197$118,092
28 ($580)$382$198$117,895
29 ($580)$381$198$117,696
30 ($580)$381$199$117,497
31 ($580)$380$200$117,297
32 ($580)$379$200$117,097
33 ($580)$379$201$116,896
34 ($580)$378$202$116,694
35 ($580)$377$202$116,492
36 ($580)$377$203$116,289
Year 4 - 37 ($580)$376$204$116,085
38 ($580)$375$204$115,881
39 ($580)$375$205$115,676
40 ($580)$374$206$115,470
41 ($580)$373$206$115,264
42 ($580)$373$207$115,057
43 ($580)$372$208$114,849
44 ($580)$371$208$114,641
45 ($580)$371$209$114,431
46 ($580)$370$210$114,222
47 ($580)$369$210$114,011
48 ($580)$369$211$113,800
Year 5 - 49 ($580)$368$212$113,589
50 ($580)$367$212$113,376
51 ($580)$367$213$113,163
52 ($580)$366$214$112,949
53 ($580)$365$214$112,735
54 ($580)$365$215$112,520
55 ($580)$364$216$112,304
56 ($580)$363$217$112,087
57 ($580)$362$217$111,870
58 ($580)$362$218$111,652
59 ($580)$361$219$111,433
60 ($580)$360$219$111,214
Year 6 - 61 ($580)$360$220$110,994
62 ($580)$359$221$110,773
63 ($580)$358$222$110,552
64 ($580)$357$222$110,329
65 ($580)$357$223$110,106
66 ($580)$356$224$109,883
67 ($580)$355$224$109,658
68 ($580)$355$225$109,433
69 ($580)$354$226$109,207
70 ($580)$353$227$108,981
71 ($580)$352$227$108,753
72 ($580)$352$228$108,525
Year 7 - 73 ($580)$351$229$108,297
74 ($580)$350$230$108,067
75 ($580)$349$230$107,837
76 ($580)$349$231$107,606
77 ($580)$348$232$107,374
78 ($580)$347$233$107,142
79 ($580)$346$233$106,908
80 ($580)$346$234$106,674
81 ($580)$345$235$106,439
82 ($580)$344$236$106,204
83 ($580)$343$236$105,968
84 ($580)$343$237$105,731
Year 8 - 85 ($580)$342$238$105,493
86 ($580)$341$239$105,254
87 ($580)$340$239$105,015
88 ($580)$340$240$104,775
89 ($580)$339$241$104,534
90 ($580)$338$242$104,292
91 ($580)$337$242$104,050
92 ($580)$336$243$103,806
93 ($580)$336$244$103,562
94 ($580)$335$245$103,317
95 ($580)$334$246$103,072
96 ($580)$333$246$102,825
Year 9 - 97 ($580)$332$247$102,578
98 ($580)$332$248$102,330
99 ($580)$331$249$102,081
100 ($580)$330$250$101,832
101 ($580)$329$250$101,581
102 ($580)$328$251$101,330
103 ($580)$328$252$101,078
104 ($580)$327$253$100,825
105 ($580)$326$254$100,571
106 ($580)$325$255$100,317
107 ($580)$324$255$100,062
108 ($580)$324$256$99,806
Year 10 - 109 ($580)$323$257$99,549
110 ($580)$322$258$99,291
111 ($580)$321$259$99,032
112 ($580)$320$259$98,773
113 ($580)$319$260$98,512
114 ($580)$319$261$98,251
115 ($580)$318$262$97,989
116 ($580)$317$263$97,726
117 ($580)$316$264$97,463
118 ($580)$315$265$97,198
119 ($580)$314$265$96,933
120 ($580)$313$266$96,666
Year 11 - 121 ($580)$313$267$96,399
122 ($580)$312$268$96,131
123 ($580)$311$269$95,862
124 ($580)$310$270$95,593
125 ($580)$309$271$95,322
126 ($580)$308$271$95,051
127 ($580)$307$272$94,778
128 ($580)$306$273$94,505
129 ($580)$306$274$94,231
130 ($580)$305$275$93,956
131 ($580)$304$276$93,680
132 ($580)$303$277$93,403
Year 12 - 133 ($580)$302$278$93,125
134 ($580)$301$279$92,847
135 ($580)$300$279$92,567
136 ($580)$299$280$92,287
137 ($580)$298$281$92,006
138 ($580)$297$282$91,724
139 ($580)$297$283$91,440
140 ($580)$296$284$91,156
141 ($580)$295$285$90,871
142 ($580)$294$286$90,586
143 ($580)$293$287$90,299
144 ($580)$292$288$90,011
Year 13 - 145 ($580)$291$289$89,722
146 ($580)$290$290$89,433
147 ($580)$289$291$89,142
148 ($580)$288$291$88,851
149 ($580)$287$292$88,558
150 ($580)$286$293$88,265
151 ($580)$285$294$87,971
152 ($580)$284$295$87,676
153 ($580)$283$296$87,379
154 ($580)$283$297$87,082
155 ($580)$282$298$86,784
156 ($580)$281$299$86,485
Year 14 - 157 ($580)$280$300$86,185
158 ($580)$279$301$85,884
159 ($580)$278$302$85,582
160 ($580)$277$303$85,279
161 ($580)$276$304$84,975
162 ($580)$275$305$84,670
163 ($580)$274$306$84,364
164 ($580)$273$307$84,057
165 ($580)$272$308$83,749
166 ($580)$271$309$83,440
167 ($580)$270$310$83,131
168 ($580)$269$311$82,820
Year 15 - 169 ($580)$268$312$82,508
170 ($580)$267$313$82,195
171 ($580)$266$314$81,881
172 ($580)$265$315$81,566
173 ($580)$264$316$81,250
174 ($580)$263$317$80,933
175 ($580)$262$318$80,615
176 ($580)$261$319$80,296
177 ($580)$260$320$79,976
178 ($580)$259$321$79,655
179 ($580)$258$322$79,333
180 ($580)$257$323$79,010
Year 16 - 181 ($580)$255$324$78,685
182 ($580)$254$325$78,360
183 ($580)$253$326$78,034
184 ($580)$252$327$77,706
185 ($580)$251$328$77,378
186 ($580)$250$329$77,048
187 ($580)$249$331$76,718
188 ($580)$248$332$76,386
189 ($580)$247$333$76,054
190 ($580)$246$334$75,720
191 ($580)$245$335$75,385
192 ($580)$244$336$75,049
Year 17 - 193 ($580)$243$337$74,712
194 ($580)$242$338$74,374
195 ($580)$240$339$74,035
196 ($580)$239$340$73,694
197 ($580)$238$341$73,353
198 ($580)$237$343$73,010
199 ($580)$236$344$72,667
200 ($580)$235$345$72,322
201 ($580)$234$346$71,976
202 ($580)$233$347$71,629
203 ($580)$232$348$71,281
204 ($580)$230$349$70,932
Year 18 - 205 ($580)$229$350$70,582
206 ($580)$228$351$70,230
207 ($580)$227$353$69,878
208 ($580)$226$354$69,524
209 ($580)$225$355$69,169
210 ($580)$224$356$68,813
211 ($580)$222$357$68,456
212 ($580)$221$358$68,097
213 ($580)$220$360$67,738
214 ($580)$219$361$67,377
215 ($580)$218$362$67,015
216 ($580)$217$363$66,652
Year 19 - 217 ($580)$216$364$66,288
218 ($580)$214$365$65,923
219 ($580)$213$367$65,556
220 ($580)$212$368$65,189
221 ($580)$211$369$64,820
222 ($580)$210$370$64,450
223 ($580)$208$371$64,078
224 ($580)$207$372$63,706
225 ($580)$206$374$63,332
226 ($580)$205$375$62,957
227 ($580)$204$376$62,581
228 ($580)$202$377$62,204
Year 20 - 229 ($580)$201$379$61,825
230 ($580)$200$380$61,445
231 ($580)$199$381$61,064
232 ($580)$197$382$60,682
233 ($580)$196$383$60,299
234 ($580)$195$385$59,914
235 ($580)$194$386$59,528
236 ($580)$192$387$59,141
237 ($580)$191$388$58,752
238 ($580)$190$390$58,363
239 ($580)$189$391$57,972
240 ($580)$187$392$57,579
Year 21 - 241 ($580)$186$394$57,186
242 ($580)$185$395$56,791
243 ($580)$184$396$56,395
244 ($580)$182$397$55,998
245 ($580)$181$399$55,599
246 ($580)$180$400$55,199
247 ($580)$178$401$54,798
248 ($580)$177$403$54,395
249 ($580)$176$404$53,992
250 ($580)$175$405$53,586
251 ($580)$173$406$53,180
252 ($580)$172$408$52,772
Year 22 - 253 ($580)$171$409$52,363
254 ($580)$169$410$51,953
255 ($580)$168$412$51,541
256 ($580)$167$413$51,128
257 ($580)$165$414$50,714
258 ($580)$164$416$50,298
259 ($580)$163$417$49,881
260 ($580)$161$418$49,463
261 ($580)$160$420$49,043
262 ($580)$159$421$48,622
263 ($580)$157$422$48,199
264 ($580)$156$424$47,775
Year 23 - 265 ($580)$154$425$47,350
266 ($580)$153$427$46,924
267 ($580)$152$428$46,496
268 ($580)$150$429$46,066
269 ($580)$149$431$45,636
270 ($580)$148$432$45,203
271 ($580)$146$434$44,770
272 ($580)$145$435$44,335
273 ($580)$143$436$43,899
274 ($580)$142$438$43,461
275 ($580)$141$439$43,022
276 ($580)$139$441$42,581
Year 24 - 277 ($580)$138$442$42,139
278 ($580)$136$443$41,696
279 ($580)$135$445$41,251
280 ($580)$133$446$40,805
281 ($580)$132$448$40,357
282 ($580)$130$449$39,908
283 ($580)$129$451$39,457
284 ($580)$128$452$39,005
285 ($580)$126$454$38,551
286 ($580)$125$455$38,096
287 ($580)$123$457$37,640
288 ($580)$122$458$37,182
Year 25 - 289 ($580)$120$459$36,722
290 ($580)$119$461$36,261
291 ($580)$117$462$35,799
292 ($580)$116$464$35,335
293 ($580)$114$465$34,870
294 ($580)$113$467$34,403
295 ($580)$111$468$33,934
296 ($580)$110$470$33,464
297 ($580)$108$471$32,993
298 ($580)$107$473$32,520
299 ($580)$105$475$32,045
300 ($580)$104$476$31,569
Year 26 - 301 ($580)$102$478$31,091
302 ($580)$101$479$30,612
303 ($580)$99$481$30,132
304 ($580)$97$482$29,649
305 ($580)$96$484$29,166
306 ($580)$94$485$28,680
307 ($580)$93$487$28,193
308 ($580)$91$489$27,705
309 ($580)$90$490$27,215
310 ($580)$88$492$26,723
311 ($580)$86$493$26,230
312 ($580)$85$495$25,735
Year 27 - 313 ($580)$83$496$25,238
314 ($580)$82$498$24,740
315 ($580)$80$500$24,240
316 ($580)$78$501$23,739
317 ($580)$77$503$23,236
318 ($580)$75$505$22,732
319 ($580)$73$506$22,225
320 ($580)$72$508$21,718
321 ($580)$70$509$21,208
322 ($580)$69$511$20,697
323 ($580)$67$513$20,184
324 ($580)$65$514$19,670
Year 28 - 325 ($580)$64$516$19,154
326 ($580)$62$518$18,636
327 ($580)$60$519$18,117
328 ($580)$59$521$17,596
329 ($580)$57$523$17,073
330 ($580)$55$524$16,548
331 ($580)$54$526$16,022
332 ($580)$52$528$15,494
333 ($580)$50$530$14,965
334 ($580)$48$531$14,433
335 ($580)$47$533$13,900
336 ($580)$45$535$13,366
Year 29 - 337 ($580)$43$536$12,829
338 ($580)$41$538$12,291
339 ($580)$40$540$11,751
340 ($580)$38$542$11,209
341 ($580)$36$543$10,666
342 ($580)$34$545$10,121
343 ($580)$33$547$9,574
344 ($580)$31$549$9,025
345 ($580)$29$551$8,474
346 ($580)$27$552$7,922
347 ($580)$26$554$7,368
348 ($580)$24$556$6,812
Year 30 - 349 ($580)$22$558$6,255
350 ($580)$20$559$5,695
351 ($580)$18$561$5,134
352 ($580)$17$563$4,571
353 ($580)$15$565$4,006
354 ($580)$13$567$3,439
355 ($580)$11$569$2,871
356 ($580)$9$570$2,300
357 ($580)$7$572$1,728
358 ($580)$6$574$1,154
359 ($580)$4$576$578
360 ($580)$2$578$0
TOTALS$85,486$123,200$208,686

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.