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Mortgage Payment Schedule for a $159,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($31,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$600 360 $88,786 $215,986

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $159,000
Down Payment $31,800$127,200
Year 1 - 1 ($600)$413$187$127,013
2 ($600)$413$187$126,826
3 ($600)$412$188$126,638
4 ($600)$412$188$126,450
5 ($600)$411$189$126,261
6 ($600)$410$190$126,071
7 ($600)$410$190$125,881
8 ($600)$409$191$125,690
9 ($600)$408$191$125,499
10 ($600)$408$192$125,307
11 ($600)$407$193$125,114
12 ($600)$407$193$124,921
Year 2 - 13 ($600)$406$194$124,727
14 ($600)$405$195$124,532
15 ($600)$405$195$124,337
16 ($600)$404$196$124,141
17 ($600)$403$197$123,945
18 ($600)$403$197$123,747
19 ($600)$402$198$123,550
20 ($600)$402$198$123,351
21 ($600)$401$199$123,152
22 ($600)$400$200$122,952
23 ($600)$400$200$122,752
24 ($600)$399$201$122,551
Year 3 - 25 ($600)$398$202$122,349
26 ($600)$398$202$122,147
27 ($600)$397$203$121,944
28 ($600)$396$204$121,740
29 ($600)$396$204$121,536
30 ($600)$395$205$121,331
31 ($600)$394$206$121,126
32 ($600)$394$206$120,919
33 ($600)$393$207$120,712
34 ($600)$392$208$120,505
35 ($600)$392$208$120,296
36 ($600)$391$209$120,087
Year 4 - 37 ($600)$390$210$119,878
38 ($600)$390$210$119,667
39 ($600)$389$211$119,456
40 ($600)$388$212$119,245
41 ($600)$388$212$119,032
42 ($600)$387$213$118,819
43 ($600)$386$214$118,605
44 ($600)$385$214$118,391
45 ($600)$385$215$118,176
46 ($600)$384$216$117,960
47 ($600)$383$217$117,743
48 ($600)$383$217$117,526
Year 5 - 49 ($600)$382$218$117,308
50 ($600)$381$219$117,089
51 ($600)$381$219$116,870
52 ($600)$380$220$116,649
53 ($600)$379$221$116,429
54 ($600)$378$222$116,207
55 ($600)$378$222$115,985
56 ($600)$377$223$115,762
57 ($600)$376$224$115,538
58 ($600)$375$224$115,314
59 ($600)$375$225$115,088
60 ($600)$374$226$114,862
Year 6 - 61 ($600)$373$227$114,636
62 ($600)$373$227$114,408
63 ($600)$372$228$114,180
64 ($600)$371$229$113,951
65 ($600)$370$230$113,722
66 ($600)$370$230$113,491
67 ($600)$369$231$113,260
68 ($600)$368$232$113,028
69 ($600)$367$233$112,796
70 ($600)$367$233$112,562
71 ($600)$366$234$112,328
72 ($600)$365$235$112,093
Year 7 - 73 ($600)$364$236$111,858
74 ($600)$364$236$111,621
75 ($600)$363$237$111,384
76 ($600)$362$238$111,146
77 ($600)$361$239$110,907
78 ($600)$360$240$110,668
79 ($600)$360$240$110,428
80 ($600)$359$241$110,187
81 ($600)$358$242$109,945
82 ($600)$357$243$109,702
83 ($600)$357$243$109,459
84 ($600)$356$244$109,214
Year 8 - 85 ($600)$355$245$108,969
86 ($600)$354$246$108,724
87 ($600)$353$247$108,477
88 ($600)$353$247$108,230
89 ($600)$352$248$107,981
90 ($600)$351$249$107,732
91 ($600)$350$250$107,482
92 ($600)$349$251$107,232
93 ($600)$349$251$106,980
94 ($600)$348$252$106,728
95 ($600)$347$253$106,475
96 ($600)$346$254$106,221
Year 9 - 97 ($600)$345$255$105,966
98 ($600)$344$256$105,711
99 ($600)$344$256$105,454
100 ($600)$343$257$105,197
101 ($600)$342$258$104,939
102 ($600)$341$259$104,680
103 ($600)$340$260$104,420
104 ($600)$339$261$104,160
105 ($600)$339$261$103,898
106 ($600)$338$262$103,636
107 ($600)$337$263$103,373
108 ($600)$336$264$103,109
Year 10 - 109 ($600)$335$265$102,844
110 ($600)$334$266$102,578
111 ($600)$333$267$102,312
112 ($600)$333$267$102,044
113 ($600)$332$268$101,776
114 ($600)$331$269$101,507
115 ($600)$330$270$101,237
116 ($600)$329$271$100,966
117 ($600)$328$272$100,694
118 ($600)$327$273$100,421
119 ($600)$326$274$100,148
120 ($600)$325$274$99,873
Year 11 - 121 ($600)$325$275$99,598
122 ($600)$324$276$99,322
123 ($600)$323$277$99,044
124 ($600)$322$278$98,766
125 ($600)$321$279$98,487
126 ($600)$320$280$98,207
127 ($600)$319$281$97,927
128 ($600)$318$282$97,645
129 ($600)$317$283$97,362
130 ($600)$316$284$97,079
131 ($600)$316$284$96,794
132 ($600)$315$285$96,509
Year 12 - 133 ($600)$314$286$96,223
134 ($600)$313$287$95,935
135 ($600)$312$288$95,647
136 ($600)$311$289$95,358
137 ($600)$310$290$95,068
138 ($600)$309$291$94,777
139 ($600)$308$292$94,485
140 ($600)$307$293$94,192
141 ($600)$306$294$93,898
142 ($600)$305$295$93,604
143 ($600)$304$296$93,308
144 ($600)$303$297$93,011
Year 13 - 145 ($600)$302$298$92,713
146 ($600)$301$299$92,415
147 ($600)$300$300$92,115
148 ($600)$299$301$91,815
149 ($600)$298$302$91,513
150 ($600)$297$303$91,211
151 ($600)$296$304$90,907
152 ($600)$295$305$90,602
153 ($600)$294$306$90,297
154 ($600)$293$306$89,990
155 ($600)$292$307$89,683
156 ($600)$291$308$89,375
Year 14 - 157 ($600)$290$309$89,065
158 ($600)$289$311$88,755
159 ($600)$288$312$88,443
160 ($600)$287$313$88,130
161 ($600)$286$314$87,817
162 ($600)$285$315$87,502
163 ($600)$284$316$87,187
164 ($600)$283$317$86,870
165 ($600)$282$318$86,553
166 ($600)$281$319$86,234
167 ($600)$280$320$85,914
168 ($600)$279$321$85,593
Year 15 - 169 ($600)$278$322$85,272
170 ($600)$277$323$84,949
171 ($600)$276$324$84,625
172 ($600)$275$325$84,300
173 ($600)$274$326$83,974
174 ($600)$273$327$83,647
175 ($600)$272$328$83,319
176 ($600)$271$329$82,990
177 ($600)$270$330$82,659
178 ($600)$269$331$82,328
179 ($600)$268$332$81,996
180 ($600)$266$333$81,662
Year 16 - 181 ($600)$265$335$81,328
182 ($600)$264$336$80,992
183 ($600)$263$337$80,655
184 ($600)$262$338$80,318
185 ($600)$261$339$79,979
186 ($600)$260$340$79,639
187 ($600)$259$341$79,297
188 ($600)$258$342$78,955
189 ($600)$257$343$78,612
190 ($600)$255$344$78,267
191 ($600)$254$346$77,922
192 ($600)$253$347$77,575
Year 17 - 193 ($600)$252$348$77,227
194 ($600)$251$349$76,878
195 ($600)$250$350$76,528
196 ($600)$249$351$76,177
197 ($600)$248$352$75,824
198 ($600)$246$354$75,471
199 ($600)$245$355$75,116
200 ($600)$244$356$74,760
201 ($600)$243$357$74,403
202 ($600)$242$358$74,045
203 ($600)$241$359$73,686
204 ($600)$239$360$73,325
Year 18 - 205 ($600)$238$362$72,964
206 ($600)$237$363$72,601
207 ($600)$236$364$72,237
208 ($600)$235$365$71,872
209 ($600)$234$366$71,505
210 ($600)$232$368$71,138
211 ($600)$231$369$70,769
212 ($600)$230$370$70,399
213 ($600)$229$371$70,028
214 ($600)$228$372$69,656
215 ($600)$226$374$69,282
216 ($600)$225$375$68,907
Year 19 - 217 ($600)$224$376$68,531
218 ($600)$223$377$68,154
219 ($600)$222$378$67,776
220 ($600)$220$380$67,396
221 ($600)$219$381$67,015
222 ($600)$218$382$66,633
223 ($600)$217$383$66,249
224 ($600)$215$385$65,865
225 ($600)$214$386$65,479
226 ($600)$213$387$65,092
227 ($600)$212$388$64,703
228 ($600)$210$390$64,314
Year 20 - 229 ($600)$209$391$63,923
230 ($600)$208$392$63,530
231 ($600)$206$393$63,137
232 ($600)$205$395$62,742
233 ($600)$204$396$62,346
234 ($600)$203$397$61,949
235 ($600)$201$399$61,550
236 ($600)$200$400$61,150
237 ($600)$199$401$60,749
238 ($600)$197$403$60,346
239 ($600)$196$404$59,943
240 ($600)$195$405$59,537
Year 21 - 241 ($600)$193$406$59,131
242 ($600)$192$408$58,723
243 ($600)$191$409$58,314
244 ($600)$190$410$57,904
245 ($600)$188$412$57,492
246 ($600)$187$413$57,079
247 ($600)$186$414$56,664
248 ($600)$184$416$56,248
249 ($600)$183$417$55,831
250 ($600)$181$419$55,413
251 ($600)$180$420$54,993
252 ($600)$179$421$54,572
Year 22 - 253 ($600)$177$423$54,149
254 ($600)$176$424$53,725
255 ($600)$175$425$53,300
256 ($600)$173$427$52,873
257 ($600)$172$428$52,445
258 ($600)$170$430$52,015
259 ($600)$169$431$51,584
260 ($600)$168$432$51,152
261 ($600)$166$434$50,718
262 ($600)$165$435$50,283
263 ($600)$163$437$49,847
264 ($600)$162$438$49,409
Year 23 - 265 ($600)$161$439$48,969
266 ($600)$159$441$48,529
267 ($600)$158$442$48,086
268 ($600)$156$444$47,643
269 ($600)$155$445$47,198
270 ($600)$153$447$46,751
271 ($600)$152$448$46,303
272 ($600)$150$449$45,854
273 ($600)$149$451$45,403
274 ($600)$148$452$44,950
275 ($600)$146$454$44,496
276 ($600)$145$455$44,041
Year 24 - 277 ($600)$143$457$43,584
278 ($600)$142$458$43,126
279 ($600)$140$460$42,666
280 ($600)$139$461$42,205
281 ($600)$137$463$41,742
282 ($600)$136$464$41,278
283 ($600)$134$466$40,812
284 ($600)$133$467$40,344
285 ($600)$131$469$39,876
286 ($600)$130$470$39,405
287 ($600)$128$472$38,933
288 ($600)$127$473$38,460
Year 25 - 289 ($600)$125$475$37,985
290 ($600)$123$477$37,508
291 ($600)$122$478$37,030
292 ($600)$120$480$36,551
293 ($600)$119$481$36,070
294 ($600)$117$483$35,587
295 ($600)$116$484$35,103
296 ($600)$114$486$34,617
297 ($600)$113$487$34,129
298 ($600)$111$489$33,640
299 ($600)$109$491$33,150
300 ($600)$108$492$32,657
Year 26 - 301 ($600)$106$494$32,164
302 ($600)$105$495$31,668
303 ($600)$103$497$31,171
304 ($600)$101$499$30,672
305 ($600)$100$500$30,172
306 ($600)$98$502$29,670
307 ($600)$96$504$29,167
308 ($600)$95$505$28,662
309 ($600)$93$507$28,155
310 ($600)$92$508$27,646
311 ($600)$90$510$27,136
312 ($600)$88$512$26,624
Year 27 - 313 ($600)$87$513$26,111
314 ($600)$85$515$25,596
315 ($600)$83$517$25,079
316 ($600)$82$518$24,561
317 ($600)$80$520$24,040
318 ($600)$78$522$23,519
319 ($600)$76$524$22,995
320 ($600)$75$525$22,470
321 ($600)$73$527$21,943
322 ($600)$71$529$21,414
323 ($600)$70$530$20,884
324 ($600)$68$532$20,352
Year 28 - 325 ($600)$66$534$19,818
326 ($600)$64$536$19,282
327 ($600)$63$537$18,745
328 ($600)$61$539$18,206
329 ($600)$59$541$17,665
330 ($600)$57$543$17,123
331 ($600)$56$544$16,578
332 ($600)$54$546$16,032
333 ($600)$52$548$15,485
334 ($600)$50$550$14,935
335 ($600)$49$551$14,383
336 ($600)$47$553$13,830
Year 29 - 337 ($600)$45$555$13,275
338 ($600)$43$557$12,718
339 ($600)$41$559$12,160
340 ($600)$40$560$11,599
341 ($600)$38$562$11,037
342 ($600)$36$564$10,473
343 ($600)$34$566$9,907
344 ($600)$32$568$9,339
345 ($600)$30$570$8,770
346 ($600)$29$571$8,198
347 ($600)$27$573$7,625
348 ($600)$25$575$7,050
Year 30 - 349 ($600)$23$577$6,473
350 ($600)$21$579$5,894
351 ($600)$19$581$5,313
352 ($600)$17$583$4,730
353 ($600)$15$585$4,146
354 ($600)$13$586$3,559
355 ($600)$12$588$2,971
356 ($600)$10$590$2,380
357 ($600)$8$592$1,788
358 ($600)$6$594$1,194
359 ($600)$4$596$598
360 ($600)$2$598$0
TOTALS$88,786$127,200$215,986

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.