« Back to all home prices

Mortgage Payment Schedule for a $159,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($31,800) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$599 360 $88,524 $215,724

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $159,000
Down Payment $31,800$127,200
Year 1 - 1 ($599)$412$187$127,013
2 ($599)$412$187$126,826
3 ($599)$411$188$126,638
4 ($599)$411$189$126,449
5 ($599)$410$189$126,259
6 ($599)$409$190$126,070
7 ($599)$409$191$125,879
8 ($599)$408$191$125,688
9 ($599)$407$192$125,496
10 ($599)$407$192$125,304
11 ($599)$406$193$125,111
12 ($599)$406$194$124,917
Year 2 - 13 ($599)$405$194$124,723
14 ($599)$404$195$124,528
15 ($599)$404$196$124,332
16 ($599)$403$196$124,136
17 ($599)$402$197$123,939
18 ($599)$402$197$123,742
19 ($599)$401$198$123,543
20 ($599)$400$199$123,345
21 ($599)$400$199$123,145
22 ($599)$399$200$122,945
23 ($599)$399$201$122,745
24 ($599)$398$201$122,543
Year 3 - 25 ($599)$397$202$122,341
26 ($599)$397$203$122,139
27 ($599)$396$203$121,935
28 ($599)$395$204$121,731
29 ($599)$395$205$121,527
30 ($599)$394$205$121,322
31 ($599)$393$206$121,116
32 ($599)$393$207$120,909
33 ($599)$392$207$120,702
34 ($599)$391$208$120,494
35 ($599)$391$209$120,285
36 ($599)$390$209$120,076
Year 4 - 37 ($599)$389$210$119,866
38 ($599)$389$211$119,655
39 ($599)$388$211$119,444
40 ($599)$387$212$119,232
41 ($599)$387$213$119,019
42 ($599)$386$213$118,806
43 ($599)$385$214$118,591
44 ($599)$384$215$118,377
45 ($599)$384$215$118,161
46 ($599)$383$216$117,945
47 ($599)$382$217$117,728
48 ($599)$382$218$117,510
Year 5 - 49 ($599)$381$218$117,292
50 ($599)$380$219$117,073
51 ($599)$380$220$116,853
52 ($599)$379$220$116,633
53 ($599)$378$221$116,412
54 ($599)$377$222$116,190
55 ($599)$377$223$115,967
56 ($599)$376$223$115,744
57 ($599)$375$224$115,520
58 ($599)$374$225$115,295
59 ($599)$374$225$115,070
60 ($599)$373$226$114,844
Year 6 - 61 ($599)$372$227$114,617
62 ($599)$372$228$114,389
63 ($599)$371$228$114,161
64 ($599)$370$229$113,931
65 ($599)$369$230$113,701
66 ($599)$369$231$113,471
67 ($599)$368$231$113,239
68 ($599)$367$232$113,007
69 ($599)$366$233$112,774
70 ($599)$366$234$112,541
71 ($599)$365$234$112,306
72 ($599)$364$235$112,071
Year 7 - 73 ($599)$363$236$111,835
74 ($599)$363$237$111,599
75 ($599)$362$237$111,361
76 ($599)$361$238$111,123
77 ($599)$360$239$110,884
78 ($599)$359$240$110,644
79 ($599)$359$241$110,403
80 ($599)$358$241$110,162
81 ($599)$357$242$109,920
82 ($599)$356$243$109,677
83 ($599)$356$244$109,433
84 ($599)$355$244$109,189
Year 8 - 85 ($599)$354$245$108,944
86 ($599)$353$246$108,698
87 ($599)$352$247$108,451
88 ($599)$352$248$108,203
89 ($599)$351$248$107,955
90 ($599)$350$249$107,705
91 ($599)$349$250$107,455
92 ($599)$348$251$107,204
93 ($599)$348$252$106,953
94 ($599)$347$253$106,700
95 ($599)$346$253$106,447
96 ($599)$345$254$106,192
Year 9 - 97 ($599)$344$255$105,937
98 ($599)$343$256$105,682
99 ($599)$343$257$105,425
100 ($599)$342$257$105,168
101 ($599)$341$258$104,909
102 ($599)$340$259$104,650
103 ($599)$339$260$104,390
104 ($599)$338$261$104,129
105 ($599)$338$262$103,868
106 ($599)$337$263$103,605
107 ($599)$336$263$103,342
108 ($599)$335$264$103,077
Year 10 - 109 ($599)$334$265$102,812
110 ($599)$333$266$102,546
111 ($599)$332$267$102,280
112 ($599)$332$268$102,012
113 ($599)$331$269$101,743
114 ($599)$330$269$101,474
115 ($599)$329$270$101,204
116 ($599)$328$271$100,932
117 ($599)$327$272$100,660
118 ($599)$326$273$100,388
119 ($599)$325$274$100,114
120 ($599)$325$275$99,839
Year 11 - 121 ($599)$324$276$99,563
122 ($599)$323$276$99,287
123 ($599)$322$277$99,010
124 ($599)$321$278$98,731
125 ($599)$320$279$98,452
126 ($599)$319$280$98,172
127 ($599)$318$281$97,891
128 ($599)$317$282$97,609
129 ($599)$316$283$97,326
130 ($599)$315$284$97,043
131 ($599)$315$285$96,758
132 ($599)$314$286$96,472
Year 12 - 133 ($599)$313$287$96,186
134 ($599)$312$287$95,898
135 ($599)$311$288$95,610
136 ($599)$310$289$95,321
137 ($599)$309$290$95,031
138 ($599)$308$291$94,739
139 ($599)$307$292$94,447
140 ($599)$306$293$94,154
141 ($599)$305$294$93,860
142 ($599)$304$295$93,565
143 ($599)$303$296$93,269
144 ($599)$302$297$92,972
Year 13 - 145 ($599)$301$298$92,674
146 ($599)$300$299$92,376
147 ($599)$299$300$92,076
148 ($599)$298$301$91,775
149 ($599)$298$302$91,473
150 ($599)$297$303$91,171
151 ($599)$296$304$90,867
152 ($599)$295$305$90,562
153 ($599)$294$306$90,257
154 ($599)$293$307$89,950
155 ($599)$292$308$89,642
156 ($599)$291$309$89,334
Year 14 - 157 ($599)$290$310$89,024
158 ($599)$289$311$88,713
159 ($599)$288$312$88,402
160 ($599)$287$313$88,089
161 ($599)$286$314$87,775
162 ($599)$285$315$87,461
163 ($599)$284$316$87,145
164 ($599)$282$317$86,828
165 ($599)$281$318$86,511
166 ($599)$280$319$86,192
167 ($599)$279$320$85,872
168 ($599)$278$321$85,551
Year 15 - 169 ($599)$277$322$85,229
170 ($599)$276$323$84,906
171 ($599)$275$324$84,582
172 ($599)$274$325$84,257
173 ($599)$273$326$83,931
174 ($599)$272$327$83,604
175 ($599)$271$328$83,276
176 ($599)$270$329$82,946
177 ($599)$269$330$82,616
178 ($599)$268$331$82,285
179 ($599)$267$332$81,952
180 ($599)$266$334$81,619
Year 16 - 181 ($599)$265$335$81,284
182 ($599)$263$336$80,948
183 ($599)$262$337$80,611
184 ($599)$261$338$80,273
185 ($599)$260$339$79,934
186 ($599)$259$340$79,594
187 ($599)$258$341$79,253
188 ($599)$257$342$78,911
189 ($599)$256$343$78,567
190 ($599)$255$345$78,223
191 ($599)$254$346$77,877
192 ($599)$252$347$77,530
Year 17 - 193 ($599)$251$348$77,182
194 ($599)$250$349$76,833
195 ($599)$249$350$76,483
196 ($599)$248$351$76,132
197 ($599)$247$352$75,780
198 ($599)$246$354$75,426
199 ($599)$245$355$75,071
200 ($599)$243$356$74,715
201 ($599)$242$357$74,358
202 ($599)$241$358$74,000
203 ($599)$240$359$73,641
204 ($599)$239$361$73,280
Year 18 - 205 ($599)$238$362$72,919
206 ($599)$236$363$72,556
207 ($599)$235$364$72,192
208 ($599)$234$365$71,826
209 ($599)$233$366$71,460
210 ($599)$232$368$71,092
211 ($599)$230$369$70,724
212 ($599)$229$370$70,354
213 ($599)$228$371$69,983
214 ($599)$227$372$69,610
215 ($599)$226$374$69,237
216 ($599)$224$375$68,862
Year 19 - 217 ($599)$223$376$68,486
218 ($599)$222$377$68,109
219 ($599)$221$378$67,730
220 ($599)$220$380$67,350
221 ($599)$218$381$66,970
222 ($599)$217$382$66,587
223 ($599)$216$383$66,204
224 ($599)$215$385$65,819
225 ($599)$213$386$65,434
226 ($599)$212$387$65,046
227 ($599)$211$388$64,658
228 ($599)$210$390$64,268
Year 20 - 229 ($599)$208$391$63,878
230 ($599)$207$392$63,485
231 ($599)$206$393$63,092
232 ($599)$205$395$62,697
233 ($599)$203$396$62,301
234 ($599)$202$397$61,904
235 ($599)$201$399$61,505
236 ($599)$199$400$61,106
237 ($599)$198$401$60,704
238 ($599)$197$402$60,302
239 ($599)$195$404$59,898
240 ($599)$194$405$59,493
Year 21 - 241 ($599)$193$406$59,087
242 ($599)$192$408$58,679
243 ($599)$190$409$58,270
244 ($599)$189$410$57,860
245 ($599)$188$412$57,448
246 ($599)$186$413$57,035
247 ($599)$185$414$56,621
248 ($599)$184$416$56,205
249 ($599)$182$417$55,788
250 ($599)$181$418$55,370
251 ($599)$179$420$54,950
252 ($599)$178$421$54,529
Year 22 - 253 ($599)$177$422$54,106
254 ($599)$175$424$53,682
255 ($599)$174$425$53,257
256 ($599)$173$427$52,831
257 ($599)$171$428$52,403
258 ($599)$170$429$51,973
259 ($599)$168$431$51,542
260 ($599)$167$432$51,110
261 ($599)$166$434$50,677
262 ($599)$164$435$50,242
263 ($599)$163$436$49,805
264 ($599)$161$438$49,368
Year 23 - 265 ($599)$160$439$48,928
266 ($599)$159$441$48,488
267 ($599)$157$442$48,046
268 ($599)$156$443$47,602
269 ($599)$154$445$47,157
270 ($599)$153$446$46,711
271 ($599)$151$448$46,263
272 ($599)$150$449$45,814
273 ($599)$149$451$45,363
274 ($599)$147$452$44,911
275 ($599)$146$454$44,457
276 ($599)$144$455$44,002
Year 24 - 277 ($599)$143$457$43,546
278 ($599)$141$458$43,088
279 ($599)$140$460$42,628
280 ($599)$138$461$42,167
281 ($599)$137$463$41,704
282 ($599)$135$464$41,240
283 ($599)$134$466$40,775
284 ($599)$132$467$40,308
285 ($599)$131$469$39,839
286 ($599)$129$470$39,369
287 ($599)$128$472$38,898
288 ($599)$126$473$38,424
Year 25 - 289 ($599)$125$475$37,950
290 ($599)$123$476$37,474
291 ($599)$121$478$36,996
292 ($599)$120$479$36,516
293 ($599)$118$481$36,036
294 ($599)$117$482$35,553
295 ($599)$115$484$35,069
296 ($599)$114$486$34,584
297 ($599)$112$487$34,097
298 ($599)$111$489$33,608
299 ($599)$109$490$33,118
300 ($599)$107$492$32,626
Year 26 - 301 ($599)$106$493$32,132
302 ($599)$104$495$31,637
303 ($599)$103$497$31,140
304 ($599)$101$498$30,642
305 ($599)$99$500$30,142
306 ($599)$98$502$29,641
307 ($599)$96$503$29,138
308 ($599)$94$505$28,633
309 ($599)$93$506$28,126
310 ($599)$91$508$27,618
311 ($599)$90$510$27,109
312 ($599)$88$511$26,597
Year 27 - 313 ($599)$86$513$26,084
314 ($599)$85$515$25,570
315 ($599)$83$516$25,053
316 ($599)$81$518$24,535
317 ($599)$80$520$24,016
318 ($599)$78$521$23,494
319 ($599)$76$523$22,971
320 ($599)$74$525$22,446
321 ($599)$73$526$21,920
322 ($599)$71$528$21,392
323 ($599)$69$530$20,862
324 ($599)$68$532$20,330
Year 28 - 325 ($599)$66$533$19,797
326 ($599)$64$535$19,262
327 ($599)$62$537$18,725
328 ($599)$61$539$18,186
329 ($599)$59$540$17,646
330 ($599)$57$542$17,104
331 ($599)$55$544$16,560
332 ($599)$54$546$16,015
333 ($599)$52$547$15,467
334 ($599)$50$549$14,918
335 ($599)$48$551$14,368
336 ($599)$47$553$13,815
Year 29 - 337 ($599)$45$554$13,260
338 ($599)$43$556$12,704
339 ($599)$41$558$12,146
340 ($599)$39$560$11,586
341 ($599)$38$562$11,025
342 ($599)$36$563$10,461
343 ($599)$34$565$9,896
344 ($599)$32$567$9,329
345 ($599)$30$569$8,760
346 ($599)$28$571$8,189
347 ($599)$27$573$7,616
348 ($599)$25$575$7,042
Year 30 - 349 ($599)$23$576$6,465
350 ($599)$21$578$5,887
351 ($599)$19$580$5,307
352 ($599)$17$582$4,725
353 ($599)$15$584$4,141
354 ($599)$13$586$3,555
355 ($599)$12$588$2,967
356 ($599)$10$590$2,378
357 ($599)$8$592$1,786
358 ($599)$6$593$1,193
359 ($599)$4$595$597
360 ($599)$2$597$0
TOTALS$88,524$127,200$215,724

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.