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Mortgage Payment Schedule for a $159,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($31,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$599 360 $88,262 $215,462

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $159,000
Down Payment $31,800$127,200
Year 1 - 1 ($599)$411$187$127,013
2 ($599)$411$188$126,825
3 ($599)$410$188$126,637
4 ($599)$409$189$126,447
5 ($599)$409$190$126,258
6 ($599)$408$190$126,068
7 ($599)$408$191$125,877
8 ($599)$407$192$125,685
9 ($599)$406$192$125,493
10 ($599)$406$193$125,300
11 ($599)$405$193$125,107
12 ($599)$405$194$124,913
Year 2 - 13 ($599)$404$195$124,718
14 ($599)$403$195$124,523
15 ($599)$403$196$124,327
16 ($599)$402$197$124,131
17 ($599)$401$197$123,933
18 ($599)$401$198$123,736
19 ($599)$400$198$123,537
20 ($599)$399$199$123,338
21 ($599)$399$200$123,138
22 ($599)$398$200$122,938
23 ($599)$397$201$122,737
24 ($599)$397$202$122,535
Year 3 - 25 ($599)$396$202$122,333
26 ($599)$396$203$122,130
27 ($599)$395$204$121,927
28 ($599)$394$204$121,722
29 ($599)$394$205$121,517
30 ($599)$393$206$121,312
31 ($599)$392$206$121,106
32 ($599)$392$207$120,899
33 ($599)$391$208$120,691
34 ($599)$390$208$120,483
35 ($599)$390$209$120,274
36 ($599)$389$210$120,064
Year 4 - 37 ($599)$388$210$119,854
38 ($599)$388$211$119,643
39 ($599)$387$212$119,431
40 ($599)$386$212$119,219
41 ($599)$385$213$119,006
42 ($599)$385$214$118,792
43 ($599)$384$214$118,578
44 ($599)$383$215$118,363
45 ($599)$383$216$118,147
46 ($599)$382$216$117,930
47 ($599)$381$217$117,713
48 ($599)$381$218$117,495
Year 5 - 49 ($599)$380$219$117,277
50 ($599)$379$219$117,057
51 ($599)$378$220$116,837
52 ($599)$378$221$116,617
53 ($599)$377$221$116,395
54 ($599)$376$222$116,173
55 ($599)$376$223$115,950
56 ($599)$375$224$115,726
57 ($599)$374$224$115,502
58 ($599)$373$225$115,277
59 ($599)$373$226$115,051
60 ($599)$372$227$114,825
Year 6 - 61 ($599)$371$227$114,598
62 ($599)$371$228$114,370
63 ($599)$370$229$114,141
64 ($599)$369$229$113,911
65 ($599)$368$230$113,681
66 ($599)$368$231$113,450
67 ($599)$367$232$113,219
68 ($599)$366$232$112,986
69 ($599)$365$233$112,753
70 ($599)$365$234$112,519
71 ($599)$364$235$112,284
72 ($599)$363$235$112,049
Year 7 - 73 ($599)$362$236$111,813
74 ($599)$362$237$111,576
75 ($599)$361$238$111,338
76 ($599)$360$239$111,099
77 ($599)$359$239$110,860
78 ($599)$358$240$110,620
79 ($599)$358$241$110,379
80 ($599)$357$242$110,138
81 ($599)$356$242$109,895
82 ($599)$355$243$109,652
83 ($599)$355$244$109,408
84 ($599)$354$245$109,163
Year 8 - 85 ($599)$353$246$108,918
86 ($599)$352$246$108,672
87 ($599)$351$247$108,424
88 ($599)$351$248$108,176
89 ($599)$350$249$107,928
90 ($599)$349$250$107,678
91 ($599)$348$250$107,428
92 ($599)$347$251$107,177
93 ($599)$347$252$106,925
94 ($599)$346$253$106,672
95 ($599)$345$254$106,418
96 ($599)$344$254$106,164
Year 9 - 97 ($599)$343$255$105,909
98 ($599)$342$256$105,653
99 ($599)$342$257$105,396
100 ($599)$341$258$105,138
101 ($599)$340$259$104,879
102 ($599)$339$259$104,620
103 ($599)$338$260$104,360
104 ($599)$337$261$104,099
105 ($599)$337$262$103,837
106 ($599)$336$263$103,574
107 ($599)$335$264$103,310
108 ($599)$334$264$103,046
Year 10 - 109 ($599)$333$265$102,781
110 ($599)$332$266$102,514
111 ($599)$331$267$102,247
112 ($599)$331$268$101,979
113 ($599)$330$269$101,711
114 ($599)$329$270$101,441
115 ($599)$328$271$101,171
116 ($599)$327$271$100,899
117 ($599)$326$272$100,627
118 ($599)$325$273$100,354
119 ($599)$324$274$100,080
120 ($599)$324$275$99,805
Year 11 - 121 ($599)$323$276$99,529
122 ($599)$322$277$99,252
123 ($599)$321$278$98,975
124 ($599)$320$278$98,696
125 ($599)$319$279$98,417
126 ($599)$318$280$98,137
127 ($599)$317$281$97,855
128 ($599)$316$282$97,573
129 ($599)$315$283$97,290
130 ($599)$315$284$97,006
131 ($599)$314$285$96,721
132 ($599)$313$286$96,436
Year 12 - 133 ($599)$312$287$96,149
134 ($599)$311$288$95,861
135 ($599)$310$289$95,573
136 ($599)$309$289$95,283
137 ($599)$308$290$94,993
138 ($599)$307$291$94,702
139 ($599)$306$292$94,409
140 ($599)$305$293$94,116
141 ($599)$304$294$93,822
142 ($599)$303$295$93,527
143 ($599)$302$296$93,231
144 ($599)$301$297$92,933
Year 13 - 145 ($599)$300$298$92,635
146 ($599)$300$299$92,336
147 ($599)$299$300$92,037
148 ($599)$298$301$91,736
149 ($599)$297$302$91,434
150 ($599)$296$303$91,131
151 ($599)$295$304$90,827
152 ($599)$294$305$90,522
153 ($599)$293$306$90,216
154 ($599)$292$307$89,910
155 ($599)$291$308$89,602
156 ($599)$290$309$89,293
Year 14 - 157 ($599)$289$310$88,983
158 ($599)$288$311$88,672
159 ($599)$287$312$88,361
160 ($599)$286$313$88,048
161 ($599)$285$314$87,734
162 ($599)$284$315$87,419
163 ($599)$283$316$87,103
164 ($599)$282$317$86,786
165 ($599)$281$318$86,468
166 ($599)$280$319$86,150
167 ($599)$279$320$85,830
168 ($599)$278$321$85,509
Year 15 - 169 ($599)$276$322$85,187
170 ($599)$275$323$84,864
171 ($599)$274$324$84,539
172 ($599)$273$325$84,214
173 ($599)$272$326$83,888
174 ($599)$271$327$83,561
175 ($599)$270$328$83,232
176 ($599)$269$329$82,903
177 ($599)$268$330$82,573
178 ($599)$267$332$82,241
179 ($599)$266$333$81,908
180 ($599)$265$334$81,575
Year 16 - 181 ($599)$264$335$81,240
182 ($599)$263$336$80,904
183 ($599)$262$337$80,567
184 ($599)$261$338$80,229
185 ($599)$259$339$79,890
186 ($599)$258$340$79,550
187 ($599)$257$341$79,209
188 ($599)$256$342$78,866
189 ($599)$255$344$78,523
190 ($599)$254$345$78,178
191 ($599)$253$346$77,833
192 ($599)$252$347$77,486
Year 17 - 193 ($599)$251$348$77,138
194 ($599)$249$349$76,789
195 ($599)$248$350$76,438
196 ($599)$247$351$76,087
197 ($599)$246$352$75,735
198 ($599)$245$354$75,381
199 ($599)$244$355$75,026
200 ($599)$243$356$74,670
201 ($599)$241$357$74,313
202 ($599)$240$358$73,955
203 ($599)$239$359$73,596
204 ($599)$238$361$73,235
Year 18 - 205 ($599)$237$362$72,873
206 ($599)$236$363$72,510
207 ($599)$234$364$72,146
208 ($599)$233$365$71,781
209 ($599)$232$366$71,415
210 ($599)$231$368$71,047
211 ($599)$230$369$70,678
212 ($599)$229$370$70,308
213 ($599)$227$371$69,937
214 ($599)$226$372$69,565
215 ($599)$225$374$69,191
216 ($599)$224$375$68,816
Year 19 - 217 ($599)$223$376$68,440
218 ($599)$221$377$68,063
219 ($599)$220$378$67,685
220 ($599)$219$380$67,305
221 ($599)$218$381$66,924
222 ($599)$216$382$66,542
223 ($599)$215$383$66,159
224 ($599)$214$385$65,774
225 ($599)$213$386$65,388
226 ($599)$211$387$65,001
227 ($599)$210$388$64,613
228 ($599)$209$390$64,223
Year 20 - 229 ($599)$208$391$63,832
230 ($599)$206$392$63,440
231 ($599)$205$393$63,047
232 ($599)$204$395$62,652
233 ($599)$203$396$62,256
234 ($599)$201$397$61,859
235 ($599)$200$398$61,461
236 ($599)$199$400$61,061
237 ($599)$197$401$60,660
238 ($599)$196$402$60,257
239 ($599)$195$404$59,854
240 ($599)$194$405$59,449
Year 21 - 241 ($599)$192$406$59,042
242 ($599)$191$408$58,635
243 ($599)$190$409$58,226
244 ($599)$188$410$57,816
245 ($599)$187$412$57,404
246 ($599)$186$413$56,991
247 ($599)$184$414$56,577
248 ($599)$183$416$56,161
249 ($599)$182$417$55,745
250 ($599)$180$418$55,326
251 ($599)$179$420$54,907
252 ($599)$178$421$54,486
Year 22 - 253 ($599)$176$422$54,063
254 ($599)$175$424$53,640
255 ($599)$173$425$53,215
256 ($599)$172$426$52,788
257 ($599)$171$428$52,360
258 ($599)$169$429$51,931
259 ($599)$168$431$51,501
260 ($599)$167$432$51,069
261 ($599)$165$433$50,635
262 ($599)$164$435$50,200
263 ($599)$162$436$49,764
264 ($599)$161$438$49,327
Year 23 - 265 ($599)$159$439$48,888
266 ($599)$158$440$48,447
267 ($599)$157$442$48,005
268 ($599)$155$443$47,562
269 ($599)$154$445$47,117
270 ($599)$152$446$46,671
271 ($599)$151$448$46,223
272 ($599)$149$449$45,774
273 ($599)$148$451$45,324
274 ($599)$147$452$44,872
275 ($599)$145$453$44,419
276 ($599)$144$455$43,964
Year 24 - 277 ($599)$142$456$43,507
278 ($599)$141$458$43,049
279 ($599)$139$459$42,590
280 ($599)$138$461$42,129
281 ($599)$136$462$41,667
282 ($599)$135$464$41,203
283 ($599)$133$465$40,738
284 ($599)$132$467$40,271
285 ($599)$130$468$39,803
286 ($599)$129$470$39,333
287 ($599)$127$471$38,862
288 ($599)$126$473$38,389
Year 25 - 289 ($599)$124$474$37,915
290 ($599)$123$476$37,439
291 ($599)$121$477$36,961
292 ($599)$120$479$36,482
293 ($599)$118$481$36,002
294 ($599)$116$482$35,520
295 ($599)$115$484$35,036
296 ($599)$113$485$34,551
297 ($599)$112$487$34,064
298 ($599)$110$488$33,576
299 ($599)$109$490$33,086
300 ($599)$107$492$32,594
Year 26 - 301 ($599)$105$493$32,101
302 ($599)$104$495$31,606
303 ($599)$102$496$31,110
304 ($599)$101$498$30,612
305 ($599)$99$500$30,112
306 ($599)$97$501$29,611
307 ($599)$96$503$29,109
308 ($599)$94$504$28,604
309 ($599)$92$506$28,098
310 ($599)$91$508$27,590
311 ($599)$89$509$27,081
312 ($599)$88$511$26,570
Year 27 - 313 ($599)$86$513$26,058
314 ($599)$84$514$25,543
315 ($599)$83$516$25,027
316 ($599)$81$518$24,510
317 ($599)$79$519$23,991
318 ($599)$78$521$23,470
319 ($599)$76$523$22,947
320 ($599)$74$524$22,423
321 ($599)$73$526$21,897
322 ($599)$71$528$21,369
323 ($599)$69$529$20,840
324 ($599)$67$531$20,309
Year 28 - 325 ($599)$66$533$19,776
326 ($599)$64$535$19,241
327 ($599)$62$536$18,705
328 ($599)$60$538$18,167
329 ($599)$59$540$17,627
330 ($599)$57$542$17,086
331 ($599)$55$543$16,542
332 ($599)$53$545$15,997
333 ($599)$52$547$15,450
334 ($599)$50$549$14,902
335 ($599)$48$550$14,352
336 ($599)$46$552$13,799
Year 29 - 337 ($599)$45$554$13,246
338 ($599)$43$556$12,690
339 ($599)$41$557$12,132
340 ($599)$39$559$11,573
341 ($599)$37$561$11,012
342 ($599)$36$563$10,449
343 ($599)$34$565$9,884
344 ($599)$32$567$9,318
345 ($599)$30$568$8,750
346 ($599)$28$570$8,179
347 ($599)$26$572$7,607
348 ($599)$25$574$7,033
Year 30 - 349 ($599)$23$576$6,458
350 ($599)$21$578$5,880
351 ($599)$19$579$5,300
352 ($599)$17$581$4,719
353 ($599)$15$583$4,136
354 ($599)$13$585$3,551
355 ($599)$11$587$2,964
356 ($599)$10$589$2,375
357 ($599)$8$591$1,784
358 ($599)$6$593$1,191
359 ($599)$4$595$597
360 ($599)$2$597$0
TOTALS$88,262$127,200$215,462

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.