« Back to all home prices

Mortgage Payment Schedule for a $162,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($32,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$611 360 $90,462 $220,062

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $162,000
Down Payment $32,400$129,600
Year 1 - 1 ($611)$421$190$129,410
2 ($611)$421$191$129,219
3 ($611)$420$191$129,028
4 ($611)$419$192$128,836
5 ($611)$419$193$128,643
6 ($611)$418$193$128,450
7 ($611)$417$194$128,256
8 ($611)$417$194$128,062
9 ($611)$416$195$127,867
10 ($611)$416$196$127,671
11 ($611)$415$196$127,475
12 ($611)$414$197$127,278
Year 2 - 13 ($611)$414$198$127,080
14 ($611)$413$198$126,882
15 ($611)$412$199$126,683
16 ($611)$412$200$126,483
17 ($611)$411$200$126,283
18 ($611)$410$201$126,082
19 ($611)$410$202$125,881
20 ($611)$409$202$125,679
21 ($611)$408$203$125,476
22 ($611)$408$203$125,272
23 ($611)$407$204$125,068
24 ($611)$406$205$124,863
Year 3 - 25 ($611)$406$205$124,658
26 ($611)$405$206$124,452
27 ($611)$404$207$124,245
28 ($611)$404$207$124,037
29 ($611)$403$208$123,829
30 ($611)$402$209$123,620
31 ($611)$402$210$123,411
32 ($611)$401$210$123,201
33 ($611)$400$211$122,990
34 ($611)$400$212$122,778
35 ($611)$399$212$122,566
36 ($611)$398$213$122,353
Year 4 - 37 ($611)$398$214$122,139
38 ($611)$397$214$121,925
39 ($611)$396$215$121,710
40 ($611)$396$216$121,494
41 ($611)$395$216$121,278
42 ($611)$394$217$121,061
43 ($611)$393$218$120,843
44 ($611)$393$219$120,624
45 ($611)$392$219$120,405
46 ($611)$391$220$120,185
47 ($611)$391$221$119,965
48 ($611)$390$221$119,743
Year 5 - 49 ($611)$389$222$119,521
50 ($611)$388$223$119,298
51 ($611)$388$224$119,075
52 ($611)$387$224$118,850
53 ($611)$386$225$118,625
54 ($611)$386$226$118,400
55 ($611)$385$226$118,173
56 ($611)$384$227$117,946
57 ($611)$383$228$117,718
58 ($611)$383$229$117,489
59 ($611)$382$229$117,260
60 ($611)$381$230$117,030
Year 6 - 61 ($611)$380$231$116,799
62 ($611)$380$232$116,567
63 ($611)$379$232$116,335
64 ($611)$378$233$116,101
65 ($611)$377$234$115,867
66 ($611)$377$235$115,633
67 ($611)$376$235$115,397
68 ($611)$375$236$115,161
69 ($611)$374$237$114,924
70 ($611)$374$238$114,686
71 ($611)$373$239$114,448
72 ($611)$372$239$114,208
Year 7 - 73 ($611)$371$240$113,968
74 ($611)$370$241$113,727
75 ($611)$370$242$113,486
76 ($611)$369$242$113,243
77 ($611)$368$243$113,000
78 ($611)$367$244$112,756
79 ($611)$366$245$112,511
80 ($611)$366$246$112,265
81 ($611)$365$246$112,019
82 ($611)$364$247$111,772
83 ($611)$363$248$111,524
84 ($611)$362$249$111,275
Year 8 - 85 ($611)$362$250$111,025
86 ($611)$361$250$110,775
87 ($611)$360$251$110,524
88 ($611)$359$252$110,272
89 ($611)$358$253$110,019
90 ($611)$358$254$109,765
91 ($611)$357$255$109,510
92 ($611)$356$255$109,255
93 ($611)$355$256$108,999
94 ($611)$354$257$108,742
95 ($611)$353$258$108,484
96 ($611)$353$259$108,225
Year 9 - 97 ($611)$352$260$107,966
98 ($611)$351$260$107,705
99 ($611)$350$261$107,444
100 ($611)$349$262$107,182
101 ($611)$348$263$106,919
102 ($611)$347$264$106,655
103 ($611)$347$265$106,391
104 ($611)$346$266$106,125
105 ($611)$345$266$105,859
106 ($611)$344$267$105,591
107 ($611)$343$268$105,323
108 ($611)$342$269$105,054
Year 10 - 109 ($611)$341$270$104,784
110 ($611)$341$271$104,514
111 ($611)$340$272$104,242
112 ($611)$339$272$103,970
113 ($611)$338$273$103,696
114 ($611)$337$274$103,422
115 ($611)$336$275$103,147
116 ($611)$335$276$102,871
117 ($611)$334$277$102,594
118 ($611)$333$278$102,316
119 ($611)$333$279$102,037
120 ($611)$332$280$101,758
Year 11 - 121 ($611)$331$281$101,477
122 ($611)$330$281$101,195
123 ($611)$329$282$100,913
124 ($611)$328$283$100,630
125 ($611)$327$284$100,346
126 ($611)$326$285$100,060
127 ($611)$325$286$99,774
128 ($611)$324$287$99,487
129 ($611)$323$288$99,199
130 ($611)$322$289$98,910
131 ($611)$321$290$98,621
132 ($611)$321$291$98,330
Year 12 - 133 ($611)$320$292$98,038
134 ($611)$319$293$97,745
135 ($611)$318$294$97,452
136 ($611)$317$295$97,157
137 ($611)$316$296$96,862
138 ($611)$315$296$96,565
139 ($611)$314$297$96,268
140 ($611)$313$298$95,969
141 ($611)$312$299$95,670
142 ($611)$311$300$95,370
143 ($611)$310$301$95,068
144 ($611)$309$302$94,766
Year 13 - 145 ($611)$308$303$94,463
146 ($611)$307$304$94,159
147 ($611)$306$305$93,853
148 ($611)$305$306$93,547
149 ($611)$304$307$93,240
150 ($611)$303$308$92,931
151 ($611)$302$309$92,622
152 ($611)$301$310$92,312
153 ($611)$300$311$92,001
154 ($611)$299$312$91,688
155 ($611)$298$313$91,375
156 ($611)$297$314$91,061
Year 14 - 157 ($611)$296$315$90,745
158 ($611)$295$316$90,429
159 ($611)$294$317$90,112
160 ($611)$293$318$89,793
161 ($611)$292$319$89,474
162 ($611)$291$320$89,153
163 ($611)$290$322$88,832
164 ($611)$289$323$88,509
165 ($611)$288$324$88,186
166 ($611)$287$325$87,861
167 ($611)$286$326$87,535
168 ($611)$284$327$87,208
Year 15 - 169 ($611)$283$328$86,881
170 ($611)$282$329$86,552
171 ($611)$281$330$86,222
172 ($611)$280$331$85,891
173 ($611)$279$332$85,558
174 ($611)$278$333$85,225
175 ($611)$277$334$84,891
176 ($611)$276$335$84,556
177 ($611)$275$336$84,219
178 ($611)$274$338$83,882
179 ($611)$273$339$83,543
180 ($611)$272$340$83,203
Year 16 - 181 ($611)$270$341$82,862
182 ($611)$269$342$82,520
183 ($611)$268$343$82,177
184 ($611)$267$344$81,833
185 ($611)$266$345$81,488
186 ($611)$265$346$81,141
187 ($611)$264$348$80,794
188 ($611)$263$349$80,445
189 ($611)$261$350$80,095
190 ($611)$260$351$79,744
191 ($611)$259$352$79,392
192 ($611)$258$353$79,039
Year 17 - 193 ($611)$257$354$78,684
194 ($611)$256$356$78,329
195 ($611)$255$357$77,972
196 ($611)$253$358$77,614
197 ($611)$252$359$77,255
198 ($611)$251$360$76,895
199 ($611)$250$361$76,534
200 ($611)$249$363$76,171
201 ($611)$248$364$75,807
202 ($611)$246$365$75,442
203 ($611)$245$366$75,076
204 ($611)$244$367$74,709
Year 18 - 205 ($611)$243$368$74,341
206 ($611)$242$370$73,971
207 ($611)$240$371$73,600
208 ($611)$239$372$73,228
209 ($611)$238$373$72,855
210 ($611)$237$375$72,480
211 ($611)$236$376$72,104
212 ($611)$234$377$71,727
213 ($611)$233$378$71,349
214 ($611)$232$379$70,970
215 ($611)$231$381$70,589
216 ($611)$229$382$70,207
Year 19 - 217 ($611)$228$383$69,824
218 ($611)$227$384$69,440
219 ($611)$226$386$69,054
220 ($611)$224$387$68,667
221 ($611)$223$388$68,279
222 ($611)$222$389$67,890
223 ($611)$221$391$67,499
224 ($611)$219$392$67,107
225 ($611)$218$393$66,714
226 ($611)$217$394$66,320
227 ($611)$216$396$65,924
228 ($611)$214$397$65,527
Year 20 - 229 ($611)$213$398$65,129
230 ($611)$212$400$64,729
231 ($611)$210$401$64,328
232 ($611)$209$402$63,926
233 ($611)$208$404$63,522
234 ($611)$206$405$63,118
235 ($611)$205$406$62,711
236 ($611)$204$407$62,304
237 ($611)$202$409$61,895
238 ($611)$201$410$61,485
239 ($611)$200$411$61,074
240 ($611)$198$413$60,661
Year 21 - 241 ($611)$197$414$60,247
242 ($611)$196$415$59,831
243 ($611)$194$417$59,414
244 ($611)$193$418$58,996
245 ($611)$192$420$58,577
246 ($611)$190$421$58,156
247 ($611)$189$422$57,733
248 ($611)$188$424$57,310
249 ($611)$186$425$56,885
250 ($611)$185$426$56,458
251 ($611)$183$428$56,031
252 ($611)$182$429$55,601
Year 22 - 253 ($611)$181$431$55,171
254 ($611)$179$432$54,739
255 ($611)$178$433$54,305
256 ($611)$176$435$53,871
257 ($611)$175$436$53,434
258 ($611)$174$438$52,997
259 ($611)$172$439$52,558
260 ($611)$171$440$52,117
261 ($611)$169$442$51,675
262 ($611)$168$443$51,232
263 ($611)$167$445$50,787
264 ($611)$165$446$50,341
Year 23 - 265 ($611)$164$448$49,893
266 ($611)$162$449$49,444
267 ($611)$161$451$48,994
268 ($611)$159$452$48,542
269 ($611)$158$454$48,088
270 ($611)$156$455$47,633
271 ($611)$155$456$47,177
272 ($611)$153$458$46,719
273 ($611)$152$459$46,259
274 ($611)$150$461$45,798
275 ($611)$149$462$45,336
276 ($611)$147$464$44,872
Year 24 - 277 ($611)$146$465$44,406
278 ($611)$144$467$43,939
279 ($611)$143$468$43,471
280 ($611)$141$470$43,001
281 ($611)$140$472$42,529
282 ($611)$138$473$42,056
283 ($611)$137$475$41,582
284 ($611)$135$476$41,106
285 ($611)$134$478$40,628
286 ($611)$132$479$40,149
287 ($611)$130$481$39,668
288 ($611)$129$482$39,186
Year 25 - 289 ($611)$127$484$38,702
290 ($611)$126$486$38,216
291 ($611)$124$487$37,729
292 ($611)$123$489$37,240
293 ($611)$121$490$36,750
294 ($611)$119$492$36,258
295 ($611)$118$493$35,765
296 ($611)$116$495$35,270
297 ($611)$115$497$34,773
298 ($611)$113$498$34,275
299 ($611)$111$500$33,775
300 ($611)$110$502$33,274
Year 26 - 301 ($611)$108$503$32,770
302 ($611)$107$505$32,266
303 ($611)$105$506$31,759
304 ($611)$103$508$31,251
305 ($611)$102$510$30,741
306 ($611)$100$511$30,230
307 ($611)$98$513$29,717
308 ($611)$97$515$29,202
309 ($611)$95$516$28,686
310 ($611)$93$518$28,168
311 ($611)$92$520$27,648
312 ($611)$90$521$27,127
Year 27 - 313 ($611)$88$523$26,604
314 ($611)$86$525$26,079
315 ($611)$85$527$25,552
316 ($611)$83$528$25,024
317 ($611)$81$530$24,494
318 ($611)$80$532$23,962
319 ($611)$78$533$23,429
320 ($611)$76$535$22,894
321 ($611)$74$537$22,357
322 ($611)$73$539$21,818
323 ($611)$71$540$21,278
324 ($611)$69$542$20,736
Year 28 - 325 ($611)$67$544$20,192
326 ($611)$66$546$19,646
327 ($611)$64$547$19,099
328 ($611)$62$549$18,550
329 ($611)$60$551$17,999
330 ($611)$58$553$17,446
331 ($611)$57$555$16,891
332 ($611)$55$556$16,335
333 ($611)$53$558$15,777
334 ($611)$51$560$15,217
335 ($611)$49$562$14,655
336 ($611)$48$564$14,091
Year 29 - 337 ($611)$46$565$13,526
338 ($611)$44$567$12,958
339 ($611)$42$569$12,389
340 ($611)$40$571$11,818
341 ($611)$38$573$11,245
342 ($611)$37$575$10,671
343 ($611)$35$577$10,094
344 ($611)$33$578$9,516
345 ($611)$31$580$8,935
346 ($611)$29$582$8,353
347 ($611)$27$584$7,769
348 ($611)$25$586$7,183
Year 30 - 349 ($611)$23$588$6,595
350 ($611)$21$590$6,005
351 ($611)$20$592$5,413
352 ($611)$18$594$4,820
353 ($611)$16$596$4,224
354 ($611)$14$598$3,626
355 ($611)$12$599$3,027
356 ($611)$10$601$2,425
357 ($611)$8$603$1,822
358 ($611)$6$605$1,217
359 ($611)$4$607$609
360 ($611)$2$609$0
TOTALS$90,462$129,600$220,062

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.