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Mortgage Payment Schedule for a $164,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($32,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$620 360 $91,849 $223,049

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $164,000
Down Payment $32,800$131,200
Year 1 - 1 ($620)$427$192$131,008
2 ($620)$427$193$130,815
3 ($620)$426$193$130,622
4 ($620)$426$194$130,428
5 ($620)$425$195$130,233
6 ($620)$424$195$130,038
7 ($620)$424$196$129,842
8 ($620)$423$197$129,646
9 ($620)$422$197$129,449
10 ($620)$422$198$129,251
11 ($620)$421$198$129,052
12 ($620)$420$199$128,853
Year 2 - 13 ($620)$420$200$128,653
14 ($620)$419$200$128,453
15 ($620)$419$201$128,252
16 ($620)$418$202$128,050
17 ($620)$417$202$127,848
18 ($620)$417$203$127,645
19 ($620)$416$204$127,441
20 ($620)$415$204$127,237
21 ($620)$415$205$127,032
22 ($620)$414$206$126,826
23 ($620)$413$206$126,620
24 ($620)$413$207$126,413
Year 3 - 25 ($620)$412$208$126,205
26 ($620)$411$208$125,997
27 ($620)$411$209$125,788
28 ($620)$410$210$125,578
29 ($620)$409$210$125,368
30 ($620)$408$211$125,157
31 ($620)$408$212$124,945
32 ($620)$407$212$124,732
33 ($620)$406$213$124,519
34 ($620)$406$214$124,305
35 ($620)$405$215$124,091
36 ($620)$404$215$123,876
Year 4 - 37 ($620)$404$216$123,660
38 ($620)$403$217$123,443
39 ($620)$402$217$123,226
40 ($620)$402$218$123,008
41 ($620)$401$219$122,789
42 ($620)$400$219$122,569
43 ($620)$399$220$122,349
44 ($620)$399$221$122,128
45 ($620)$398$222$121,906
46 ($620)$397$222$121,684
47 ($620)$396$223$121,461
48 ($620)$396$224$121,237
Year 5 - 49 ($620)$395$225$121,013
50 ($620)$394$225$120,787
51 ($620)$394$226$120,561
52 ($620)$393$227$120,335
53 ($620)$392$227$120,107
54 ($620)$391$228$119,879
55 ($620)$391$229$119,650
56 ($620)$390$230$119,420
57 ($620)$389$230$119,190
58 ($620)$388$231$118,959
59 ($620)$388$232$118,727
60 ($620)$387$233$118,494
Year 6 - 61 ($620)$386$233$118,260
62 ($620)$385$234$118,026
63 ($620)$385$235$117,791
64 ($620)$384$236$117,555
65 ($620)$383$237$117,319
66 ($620)$382$237$117,081
67 ($620)$381$238$116,843
68 ($620)$381$239$116,604
69 ($620)$380$240$116,365
70 ($620)$379$240$116,124
71 ($620)$378$241$115,883
72 ($620)$378$242$115,641
Year 7 - 73 ($620)$377$243$115,398
74 ($620)$376$244$115,155
75 ($620)$375$244$114,910
76 ($620)$374$245$114,665
77 ($620)$374$246$114,419
78 ($620)$373$247$114,173
79 ($620)$372$248$113,925
80 ($620)$371$248$113,677
81 ($620)$370$249$113,427
82 ($620)$370$250$113,177
83 ($620)$369$251$112,927
84 ($620)$368$252$112,675
Year 8 - 85 ($620)$367$252$112,423
86 ($620)$366$253$112,169
87 ($620)$365$254$111,915
88 ($620)$365$255$111,660
89 ($620)$364$256$111,405
90 ($620)$363$257$111,148
91 ($620)$362$257$110,891
92 ($620)$361$258$110,632
93 ($620)$360$259$110,373
94 ($620)$360$260$110,113
95 ($620)$359$261$109,852
96 ($620)$358$262$109,591
Year 9 - 97 ($620)$357$262$109,328
98 ($620)$356$263$109,065
99 ($620)$355$264$108,801
100 ($620)$355$265$108,536
101 ($620)$354$266$108,270
102 ($620)$353$267$108,003
103 ($620)$352$268$107,735
104 ($620)$351$269$107,467
105 ($620)$350$269$107,197
106 ($620)$349$270$106,927
107 ($620)$348$271$106,656
108 ($620)$348$272$106,384
Year 10 - 109 ($620)$347$273$106,111
110 ($620)$346$274$105,837
111 ($620)$345$275$105,562
112 ($620)$344$276$105,287
113 ($620)$343$277$105,010
114 ($620)$342$277$104,733
115 ($620)$341$278$104,454
116 ($620)$340$279$104,175
117 ($620)$339$280$103,895
118 ($620)$339$281$103,614
119 ($620)$338$282$103,332
120 ($620)$337$283$103,049
Year 11 - 121 ($620)$336$284$102,765
122 ($620)$335$285$102,480
123 ($620)$334$286$102,195
124 ($620)$333$287$101,908
125 ($620)$332$288$101,621
126 ($620)$331$288$101,332
127 ($620)$330$289$101,043
128 ($620)$329$290$100,752
129 ($620)$328$291$100,461
130 ($620)$327$292$100,169
131 ($620)$326$293$99,876
132 ($620)$325$294$99,582
Year 12 - 133 ($620)$324$295$99,286
134 ($620)$324$296$98,990
135 ($620)$323$297$98,693
136 ($620)$322$298$98,395
137 ($620)$321$299$98,096
138 ($620)$320$300$97,796
139 ($620)$319$301$97,495
140 ($620)$318$302$97,194
141 ($620)$317$303$96,891
142 ($620)$316$304$96,587
143 ($620)$315$305$96,282
144 ($620)$314$306$95,976
Year 13 - 145 ($620)$313$307$95,669
146 ($620)$312$308$95,361
147 ($620)$311$309$95,052
148 ($620)$310$310$94,743
149 ($620)$309$311$94,432
150 ($620)$308$312$94,120
151 ($620)$307$313$93,807
152 ($620)$306$314$93,493
153 ($620)$305$315$93,178
154 ($620)$304$316$92,862
155 ($620)$303$317$92,545
156 ($620)$302$318$92,227
Year 14 - 157 ($620)$301$319$91,908
158 ($620)$299$320$91,588
159 ($620)$298$321$91,267
160 ($620)$297$322$90,945
161 ($620)$296$323$90,621
162 ($620)$295$324$90,297
163 ($620)$294$325$89,972
164 ($620)$293$326$89,645
165 ($620)$292$327$89,318
166 ($620)$291$329$88,989
167 ($620)$290$330$88,659
168 ($620)$289$331$88,329
Year 15 - 169 ($620)$288$332$87,997
170 ($620)$287$333$87,664
171 ($620)$286$334$87,330
172 ($620)$285$335$86,995
173 ($620)$283$336$86,659
174 ($620)$282$337$86,322
175 ($620)$281$338$85,984
176 ($620)$280$339$85,644
177 ($620)$279$341$85,304
178 ($620)$278$342$84,962
179 ($620)$277$343$84,619
180 ($620)$276$344$84,275
Year 16 - 181 ($620)$275$345$83,930
182 ($620)$273$346$83,584
183 ($620)$272$347$83,237
184 ($620)$271$348$82,889
185 ($620)$270$350$82,539
186 ($620)$269$351$82,189
187 ($620)$268$352$81,837
188 ($620)$267$353$81,484
189 ($620)$266$354$81,130
190 ($620)$264$355$80,774
191 ($620)$263$356$80,418
192 ($620)$262$358$80,061
Year 17 - 193 ($620)$261$359$79,702
194 ($620)$260$360$79,342
195 ($620)$259$361$78,981
196 ($620)$257$362$78,619
197 ($620)$256$363$78,255
198 ($620)$255$365$77,891
199 ($620)$254$366$77,525
200 ($620)$253$367$77,158
201 ($620)$251$368$76,790
202 ($620)$250$369$76,420
203 ($620)$249$371$76,050
204 ($620)$248$372$75,678
Year 18 - 205 ($620)$247$373$75,305
206 ($620)$245$374$74,931
207 ($620)$244$375$74,555
208 ($620)$243$377$74,179
209 ($620)$242$378$73,801
210 ($620)$240$379$73,422
211 ($620)$239$380$73,041
212 ($620)$238$382$72,660
213 ($620)$237$383$72,277
214 ($620)$236$384$71,893
215 ($620)$234$385$71,508
216 ($620)$233$387$71,121
Year 19 - 217 ($620)$232$388$70,733
218 ($620)$230$389$70,344
219 ($620)$229$390$69,954
220 ($620)$228$392$69,562
221 ($620)$227$393$69,169
222 ($620)$225$394$68,775
223 ($620)$224$395$68,379
224 ($620)$223$397$67,983
225 ($620)$222$398$67,584
226 ($620)$220$399$67,185
227 ($620)$219$401$66,784
228 ($620)$218$402$66,382
Year 20 - 229 ($620)$216$403$65,979
230 ($620)$215$405$65,575
231 ($620)$214$406$65,169
232 ($620)$212$407$64,761
233 ($620)$211$409$64,353
234 ($620)$210$410$63,943
235 ($620)$208$411$63,532
236 ($620)$207$413$63,119
237 ($620)$206$414$62,705
238 ($620)$204$415$62,290
239 ($620)$203$417$61,873
240 ($620)$202$418$61,455
Year 21 - 241 ($620)$200$419$61,036
242 ($620)$199$421$60,615
243 ($620)$198$422$60,193
244 ($620)$196$423$59,770
245 ($620)$195$425$59,345
246 ($620)$193$426$58,919
247 ($620)$192$428$58,491
248 ($620)$191$429$58,062
249 ($620)$189$430$57,632
250 ($620)$188$432$57,200
251 ($620)$186$433$56,767
252 ($620)$185$435$56,332
Year 22 - 253 ($620)$184$436$55,896
254 ($620)$182$437$55,459
255 ($620)$181$439$55,020
256 ($620)$179$440$54,579
257 ($620)$178$442$54,138
258 ($620)$176$443$53,695
259 ($620)$175$445$53,250
260 ($620)$174$446$52,804
261 ($620)$172$448$52,356
262 ($620)$171$449$51,907
263 ($620)$169$450$51,457
264 ($620)$168$452$51,005
Year 23 - 265 ($620)$166$453$50,552
266 ($620)$165$455$50,097
267 ($620)$163$456$49,640
268 ($620)$162$458$49,183
269 ($620)$160$459$48,723
270 ($620)$159$461$48,262
271 ($620)$157$462$47,800
272 ($620)$156$464$47,336
273 ($620)$154$465$46,871
274 ($620)$153$467$46,404
275 ($620)$151$468$45,936
276 ($620)$150$470$45,466
Year 24 - 277 ($620)$148$471$44,994
278 ($620)$147$473$44,521
279 ($620)$145$475$44,047
280 ($620)$144$476$43,571
281 ($620)$142$478$43,093
282 ($620)$140$479$42,614
283 ($620)$139$481$42,133
284 ($620)$137$482$41,651
285 ($620)$136$484$41,167
286 ($620)$134$485$40,682
287 ($620)$133$487$40,195
288 ($620)$131$489$39,706
Year 25 - 289 ($620)$129$490$39,216
290 ($620)$128$492$38,724
291 ($620)$126$493$38,231
292 ($620)$125$495$37,736
293 ($620)$123$497$37,239
294 ($620)$121$498$36,741
295 ($620)$120$500$36,241
296 ($620)$118$501$35,739
297 ($620)$116$503$35,236
298 ($620)$115$505$34,731
299 ($620)$113$506$34,225
300 ($620)$112$508$33,717
Year 26 - 301 ($620)$110$510$33,207
302 ($620)$108$511$32,696
303 ($620)$107$513$32,183
304 ($620)$105$515$31,668
305 ($620)$103$516$31,152
306 ($620)$102$518$30,634
307 ($620)$100$520$30,114
308 ($620)$98$521$29,592
309 ($620)$96$523$29,069
310 ($620)$95$525$28,544
311 ($620)$93$527$28,018
312 ($620)$91$528$27,490
Year 27 - 313 ($620)$90$530$26,959
314 ($620)$88$532$26,428
315 ($620)$86$533$25,894
316 ($620)$84$535$25,359
317 ($620)$83$537$24,822
318 ($620)$81$539$24,283
319 ($620)$79$540$23,743
320 ($620)$77$542$23,201
321 ($620)$76$544$22,657
322 ($620)$74$546$22,111
323 ($620)$72$548$21,563
324 ($620)$70$549$21,014
Year 28 - 325 ($620)$68$551$20,463
326 ($620)$67$553$19,910
327 ($620)$65$555$19,355
328 ($620)$63$557$18,799
329 ($620)$61$558$18,241
330 ($620)$59$560$17,680
331 ($620)$58$562$17,118
332 ($620)$56$564$16,555
333 ($620)$54$566$15,989
334 ($620)$52$567$15,422
335 ($620)$50$569$14,852
336 ($620)$48$571$14,281
Year 29 - 337 ($620)$47$573$13,708
338 ($620)$45$575$13,133
339 ($620)$43$577$12,556
340 ($620)$41$579$11,978
341 ($620)$39$581$11,397
342 ($620)$37$582$10,815
343 ($620)$35$584$10,230
344 ($620)$33$586$9,644
345 ($620)$31$588$9,056
346 ($620)$30$590$8,466
347 ($620)$28$592$7,874
348 ($620)$26$594$7,280
Year 30 - 349 ($620)$24$596$6,684
350 ($620)$22$598$6,086
351 ($620)$20$600$5,486
352 ($620)$18$602$4,885
353 ($620)$16$604$4,281
354 ($620)$14$606$3,675
355 ($620)$12$608$3,068
356 ($620)$10$610$2,458
357 ($620)$8$612$1,847
358 ($620)$6$614$1,233
359 ($620)$4$616$618
360 ($620)$2$618$0
TOTALS$91,849$131,200$223,049

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.