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Mortgage Payment Schedule for a $165,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($33,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$626 360 $93,500 $225,500

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $165,000
Down Payment $33,000$132,000
Year 1 - 1 ($626)$435$192$131,808
2 ($626)$434$193$131,616
3 ($626)$433$193$131,422
4 ($626)$433$194$131,229
5 ($626)$432$194$131,034
6 ($626)$431$195$130,839
7 ($626)$431$196$130,643
8 ($626)$430$196$130,447
9 ($626)$429$197$130,250
10 ($626)$429$198$130,052
11 ($626)$428$198$129,854
12 ($626)$427$199$129,655
Year 2 - 13 ($626)$427$200$129,456
14 ($626)$426$200$129,255
15 ($626)$425$201$129,054
16 ($626)$425$202$128,853
17 ($626)$424$202$128,651
18 ($626)$423$203$128,448
19 ($626)$423$204$128,244
20 ($626)$422$204$128,040
21 ($626)$421$205$127,835
22 ($626)$421$206$127,629
23 ($626)$420$206$127,423
24 ($626)$419$207$127,216
Year 3 - 25 ($626)$419$208$127,008
26 ($626)$418$208$126,800
27 ($626)$417$209$126,591
28 ($626)$417$210$126,381
29 ($626)$416$210$126,171
30 ($626)$415$211$125,960
31 ($626)$415$212$125,748
32 ($626)$414$212$125,536
33 ($626)$413$213$125,323
34 ($626)$413$214$125,109
35 ($626)$412$215$124,894
36 ($626)$411$215$124,679
Year 4 - 37 ($626)$410$216$124,463
38 ($626)$410$217$124,246
39 ($626)$409$217$124,029
40 ($626)$408$218$123,811
41 ($626)$408$219$123,592
42 ($626)$407$220$123,372
43 ($626)$406$220$123,152
44 ($626)$405$221$122,931
45 ($626)$405$222$122,709
46 ($626)$404$222$122,487
47 ($626)$403$223$122,263
48 ($626)$402$224$122,040
Year 5 - 49 ($626)$402$225$121,815
50 ($626)$401$225$121,589
51 ($626)$400$226$121,363
52 ($626)$399$227$121,136
53 ($626)$399$228$120,909
54 ($626)$398$228$120,680
55 ($626)$397$229$120,451
56 ($626)$396$230$120,221
57 ($626)$396$231$119,991
58 ($626)$395$231$119,759
59 ($626)$394$232$119,527
60 ($626)$393$233$119,294
Year 6 - 61 ($626)$393$234$119,060
62 ($626)$392$234$118,826
63 ($626)$391$235$118,591
64 ($626)$390$236$118,355
65 ($626)$390$237$118,118
66 ($626)$389$238$117,880
67 ($626)$388$238$117,642
68 ($626)$387$239$117,403
69 ($626)$386$240$117,163
70 ($626)$386$241$116,922
71 ($626)$385$242$116,680
72 ($626)$384$242$116,438
Year 7 - 73 ($626)$383$243$116,195
74 ($626)$382$244$115,951
75 ($626)$382$245$115,706
76 ($626)$381$246$115,461
77 ($626)$380$246$115,215
78 ($626)$379$247$114,967
79 ($626)$378$248$114,719
80 ($626)$378$249$114,471
81 ($626)$377$250$114,221
82 ($626)$376$250$113,971
83 ($626)$375$251$113,719
84 ($626)$374$252$113,467
Year 8 - 85 ($626)$373$253$113,214
86 ($626)$373$254$112,961
87 ($626)$372$255$112,706
88 ($626)$371$255$112,451
89 ($626)$370$256$112,195
90 ($626)$369$257$111,937
91 ($626)$368$258$111,680
92 ($626)$368$259$111,421
93 ($626)$367$260$111,161
94 ($626)$366$260$110,901
95 ($626)$365$261$110,639
96 ($626)$364$262$110,377
Year 9 - 97 ($626)$363$263$110,114
98 ($626)$362$264$109,850
99 ($626)$362$265$109,585
100 ($626)$361$266$109,320
101 ($626)$360$267$109,053
102 ($626)$359$267$108,786
103 ($626)$358$268$108,517
104 ($626)$357$269$108,248
105 ($626)$356$270$107,978
106 ($626)$355$271$107,707
107 ($626)$355$272$107,435
108 ($626)$354$273$107,163
Year 10 - 109 ($626)$353$274$106,889
110 ($626)$352$275$106,614
111 ($626)$351$275$106,339
112 ($626)$350$276$106,063
113 ($626)$349$277$105,785
114 ($626)$348$278$105,507
115 ($626)$347$279$105,228
116 ($626)$346$280$104,948
117 ($626)$345$281$104,667
118 ($626)$345$282$104,385
119 ($626)$344$283$104,102
120 ($626)$343$284$103,819
Year 11 - 121 ($626)$342$285$103,534
122 ($626)$341$286$103,248
123 ($626)$340$287$102,962
124 ($626)$339$287$102,674
125 ($626)$338$288$102,386
126 ($626)$337$289$102,097
127 ($626)$336$290$101,806
128 ($626)$335$291$101,515
129 ($626)$334$292$101,223
130 ($626)$333$293$100,930
131 ($626)$332$294$100,636
132 ($626)$331$295$100,340
Year 12 - 133 ($626)$330$296$100,044
134 ($626)$329$297$99,747
135 ($626)$328$298$99,449
136 ($626)$327$299$99,150
137 ($626)$326$300$98,850
138 ($626)$325$301$98,549
139 ($626)$324$302$98,247
140 ($626)$323$303$97,944
141 ($626)$322$304$97,640
142 ($626)$321$305$97,335
143 ($626)$320$306$97,029
144 ($626)$319$307$96,722
Year 13 - 145 ($626)$318$308$96,414
146 ($626)$317$309$96,105
147 ($626)$316$310$95,795
148 ($626)$315$311$95,484
149 ($626)$314$312$95,172
150 ($626)$313$313$94,859
151 ($626)$312$314$94,545
152 ($626)$311$315$94,229
153 ($626)$310$316$93,913
154 ($626)$309$317$93,596
155 ($626)$308$318$93,278
156 ($626)$307$319$92,958
Year 14 - 157 ($626)$306$320$92,638
158 ($626)$305$321$92,316
159 ($626)$304$323$91,994
160 ($626)$303$324$91,670
161 ($626)$302$325$91,346
162 ($626)$301$326$91,020
163 ($626)$300$327$90,693
164 ($626)$299$328$90,365
165 ($626)$297$329$90,036
166 ($626)$296$330$89,706
167 ($626)$295$331$89,375
168 ($626)$294$332$89,043
Year 15 - 169 ($626)$293$333$88,710
170 ($626)$292$334$88,375
171 ($626)$291$335$88,040
172 ($626)$290$337$87,703
173 ($626)$289$338$87,366
174 ($626)$288$339$87,027
175 ($626)$286$340$86,687
176 ($626)$285$341$86,346
177 ($626)$284$342$86,004
178 ($626)$283$343$85,660
179 ($626)$282$344$85,316
180 ($626)$281$346$84,970
Year 16 - 181 ($626)$280$347$84,624
182 ($626)$279$348$84,276
183 ($626)$277$349$83,927
184 ($626)$276$350$83,577
185 ($626)$275$351$83,226
186 ($626)$274$352$82,873
187 ($626)$273$354$82,519
188 ($626)$272$355$82,165
189 ($626)$270$356$81,809
190 ($626)$269$357$81,452
191 ($626)$268$358$81,093
192 ($626)$267$359$80,734
Year 17 - 193 ($626)$266$361$80,373
194 ($626)$265$362$80,011
195 ($626)$263$363$79,648
196 ($626)$262$364$79,284
197 ($626)$261$365$78,919
198 ($626)$260$367$78,552
199 ($626)$259$368$78,184
200 ($626)$257$369$77,815
201 ($626)$256$370$77,445
202 ($626)$255$371$77,074
203 ($626)$254$373$76,701
204 ($626)$252$374$76,327
Year 18 - 205 ($626)$251$375$75,952
206 ($626)$250$376$75,576
207 ($626)$249$378$75,198
208 ($626)$248$379$74,819
209 ($626)$246$380$74,439
210 ($626)$245$381$74,058
211 ($626)$244$383$73,675
212 ($626)$243$384$73,291
213 ($626)$241$385$72,906
214 ($626)$240$386$72,520
215 ($626)$239$388$72,132
216 ($626)$237$389$71,743
Year 19 - 217 ($626)$236$390$71,353
218 ($626)$235$392$70,961
219 ($626)$234$393$70,568
220 ($626)$232$394$70,174
221 ($626)$231$395$69,779
222 ($626)$230$397$69,382
223 ($626)$228$398$68,984
224 ($626)$227$399$68,585
225 ($626)$226$401$68,184
226 ($626)$224$402$67,782
227 ($626)$223$403$67,379
228 ($626)$222$405$66,974
Year 20 - 229 ($626)$220$406$66,568
230 ($626)$219$407$66,161
231 ($626)$218$409$65,753
232 ($626)$216$410$65,343
233 ($626)$215$411$64,931
234 ($626)$214$413$64,519
235 ($626)$212$414$64,105
236 ($626)$211$415$63,689
237 ($626)$210$417$63,272
238 ($626)$208$418$62,854
239 ($626)$207$419$62,435
240 ($626)$206$421$62,014
Year 21 - 241 ($626)$204$422$61,592
242 ($626)$203$424$61,168
243 ($626)$201$425$60,743
244 ($626)$200$426$60,317
245 ($626)$199$428$59,889
246 ($626)$197$429$59,460
247 ($626)$196$431$59,029
248 ($626)$194$432$58,597
249 ($626)$193$434$58,163
250 ($626)$191$435$57,728
251 ($626)$190$436$57,292
252 ($626)$189$438$56,854
Year 22 - 253 ($626)$187$439$56,415
254 ($626)$186$441$55,974
255 ($626)$184$442$55,532
256 ($626)$183$444$55,088
257 ($626)$181$445$54,643
258 ($626)$180$447$54,197
259 ($626)$178$448$53,749
260 ($626)$177$449$53,299
261 ($626)$175$451$52,848
262 ($626)$174$452$52,396
263 ($626)$172$454$51,942
264 ($626)$171$455$51,487
Year 23 - 265 ($626)$169$457$51,030
266 ($626)$168$458$50,571
267 ($626)$166$460$50,111
268 ($626)$165$461$49,650
269 ($626)$163$463$49,187
270 ($626)$162$464$48,723
271 ($626)$160$466$48,257
272 ($626)$159$468$47,789
273 ($626)$157$469$47,320
274 ($626)$156$471$46,849
275 ($626)$154$472$46,377
276 ($626)$153$474$45,903
Year 24 - 277 ($626)$151$475$45,428
278 ($626)$150$477$44,951
279 ($626)$148$478$44,473
280 ($626)$146$480$43,993
281 ($626)$145$482$43,511
282 ($626)$143$483$43,028
283 ($626)$142$485$42,543
284 ($626)$140$486$42,057
285 ($626)$138$488$41,569
286 ($626)$137$490$41,080
287 ($626)$135$491$40,588
288 ($626)$134$493$40,096
Year 25 - 289 ($626)$132$494$39,601
290 ($626)$130$496$39,105
291 ($626)$129$498$38,607
292 ($626)$127$499$38,108
293 ($626)$125$501$37,607
294 ($626)$124$503$37,105
295 ($626)$122$504$36,600
296 ($626)$120$506$36,094
297 ($626)$119$508$35,587
298 ($626)$117$509$35,078
299 ($626)$115$511$34,567
300 ($626)$114$513$34,054
Year 26 - 301 ($626)$112$514$33,540
302 ($626)$110$516$33,024
303 ($626)$109$518$32,506
304 ($626)$107$519$31,987
305 ($626)$105$521$31,466
306 ($626)$104$523$30,943
307 ($626)$102$525$30,418
308 ($626)$100$526$29,892
309 ($626)$98$528$29,364
310 ($626)$97$530$28,834
311 ($626)$95$531$28,303
312 ($626)$93$533$27,770
Year 27 - 313 ($626)$91$535$27,235
314 ($626)$90$537$26,698
315 ($626)$88$539$26,159
316 ($626)$86$540$25,619
317 ($626)$84$542$25,077
318 ($626)$83$544$24,533
319 ($626)$81$546$23,988
320 ($626)$79$547$23,440
321 ($626)$77$549$22,891
322 ($626)$75$551$22,340
323 ($626)$74$553$21,787
324 ($626)$72$555$21,232
Year 28 - 325 ($626)$70$556$20,676
326 ($626)$68$558$20,117
327 ($626)$66$560$19,557
328 ($626)$64$562$18,995
329 ($626)$63$564$18,431
330 ($626)$61$566$17,866
331 ($626)$59$568$17,298
332 ($626)$57$569$16,729
333 ($626)$55$571$16,157
334 ($626)$53$573$15,584
335 ($626)$51$575$15,009
336 ($626)$49$577$14,432
Year 29 - 337 ($626)$48$579$13,853
338 ($626)$46$581$13,272
339 ($626)$44$583$12,690
340 ($626)$42$585$12,105
341 ($626)$40$587$11,519
342 ($626)$38$588$10,930
343 ($626)$36$590$10,340
344 ($626)$34$592$9,747
345 ($626)$32$594$9,153
346 ($626)$30$596$8,557
347 ($626)$28$598$7,958
348 ($626)$26$600$7,358
Year 30 - 349 ($626)$24$602$6,756
350 ($626)$22$604$6,152
351 ($626)$20$606$5,546
352 ($626)$18$608$4,938
353 ($626)$16$610$4,328
354 ($626)$14$612$3,715
355 ($626)$12$614$3,101
356 ($626)$10$616$2,485
357 ($626)$8$618$1,867
358 ($626)$6$620$1,247
359 ($626)$4$622$624
360 ($626)$2$624$0
TOTALS$93,500$132,000$225,500

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.