« Back to all home prices

Mortgage Payment Schedule for a $165,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($33,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$617 360 $90,235 $222,235

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $165,000
Down Payment $33,000$132,000
Year 1 - 1 ($617)$421$196$131,804
2 ($617)$421$197$131,607
3 ($617)$420$197$131,410
4 ($617)$419$198$131,212
5 ($617)$419$199$131,014
6 ($617)$418$199$130,814
7 ($617)$418$200$130,615
8 ($617)$417$200$130,414
9 ($617)$416$201$130,213
10 ($617)$416$202$130,011
11 ($617)$415$202$129,809
12 ($617)$414$203$129,606
Year 2 - 13 ($617)$414$204$129,402
14 ($617)$413$204$129,198
15 ($617)$412$205$128,993
16 ($617)$412$206$128,787
17 ($617)$411$206$128,581
18 ($617)$410$207$128,374
19 ($617)$410$208$128,167
20 ($617)$409$208$127,958
21 ($617)$408$209$127,749
22 ($617)$408$210$127,540
23 ($617)$407$210$127,330
24 ($617)$406$211$127,119
Year 3 - 25 ($617)$406$212$126,907
26 ($617)$405$212$126,695
27 ($617)$404$213$126,482
28 ($617)$404$214$126,268
29 ($617)$403$214$126,054
30 ($617)$402$215$125,839
31 ($617)$402$216$125,623
32 ($617)$401$216$125,407
33 ($617)$400$217$125,190
34 ($617)$400$218$124,972
35 ($617)$399$218$124,754
36 ($617)$398$219$124,534
Year 4 - 37 ($617)$397$220$124,315
38 ($617)$397$221$124,094
39 ($617)$396$221$123,873
40 ($617)$395$222$123,651
41 ($617)$395$223$123,428
42 ($617)$394$223$123,205
43 ($617)$393$224$122,981
44 ($617)$393$225$122,756
45 ($617)$392$226$122,530
46 ($617)$391$226$122,304
47 ($617)$390$227$122,077
48 ($617)$390$228$121,850
Year 5 - 49 ($617)$389$228$121,621
50 ($617)$388$229$121,392
51 ($617)$387$230$121,162
52 ($617)$387$231$120,931
53 ($617)$386$231$120,700
54 ($617)$385$232$120,468
55 ($617)$384$233$120,235
56 ($617)$384$234$120,002
57 ($617)$383$234$119,767
58 ($617)$382$235$119,532
59 ($617)$382$236$119,296
60 ($617)$381$237$119,060
Year 6 - 61 ($617)$380$237$118,823
62 ($617)$379$238$118,584
63 ($617)$378$239$118,346
64 ($617)$378$240$118,106
65 ($617)$377$240$117,866
66 ($617)$376$241$117,625
67 ($617)$375$242$117,383
68 ($617)$375$243$117,140
69 ($617)$374$243$116,897
70 ($617)$373$244$116,652
71 ($617)$372$245$116,407
72 ($617)$372$246$116,161
Year 7 - 73 ($617)$371$247$115,915
74 ($617)$370$247$115,668
75 ($617)$369$248$115,419
76 ($617)$368$249$115,170
77 ($617)$368$250$114,921
78 ($617)$367$251$114,670
79 ($617)$366$251$114,419
80 ($617)$365$252$114,167
81 ($617)$364$253$113,914
82 ($617)$364$254$113,660
83 ($617)$363$255$113,406
84 ($617)$362$255$113,150
Year 8 - 85 ($617)$361$256$112,894
86 ($617)$360$257$112,637
87 ($617)$359$258$112,379
88 ($617)$359$259$112,120
89 ($617)$358$259$111,861
90 ($617)$357$260$111,601
91 ($617)$356$261$111,340
92 ($617)$355$262$111,078
93 ($617)$355$263$110,815
94 ($617)$354$264$110,551
95 ($617)$353$264$110,287
96 ($617)$352$265$110,021
Year 9 - 97 ($617)$351$266$109,755
98 ($617)$350$267$109,488
99 ($617)$349$268$109,220
100 ($617)$349$269$108,952
101 ($617)$348$270$108,682
102 ($617)$347$270$108,412
103 ($617)$346$271$108,140
104 ($617)$345$272$107,868
105 ($617)$344$273$107,595
106 ($617)$343$274$107,321
107 ($617)$343$275$107,046
108 ($617)$342$276$106,771
Year 10 - 109 ($617)$341$277$106,494
110 ($617)$340$277$106,217
111 ($617)$339$278$105,938
112 ($617)$338$279$105,659
113 ($617)$337$280$105,379
114 ($617)$336$281$105,098
115 ($617)$335$282$104,816
116 ($617)$335$283$104,533
117 ($617)$334$284$104,250
118 ($617)$333$285$103,965
119 ($617)$332$285$103,680
120 ($617)$331$286$103,393
Year 11 - 121 ($617)$330$287$103,106
122 ($617)$329$288$102,818
123 ($617)$328$289$102,529
124 ($617)$327$290$102,239
125 ($617)$326$291$101,947
126 ($617)$325$292$101,656
127 ($617)$324$293$101,363
128 ($617)$324$294$101,069
129 ($617)$323$295$100,774
130 ($617)$322$296$100,478
131 ($617)$321$297$100,182
132 ($617)$320$298$99,884
Year 12 - 133 ($617)$319$299$99,586
134 ($617)$318$299$99,286
135 ($617)$317$300$98,986
136 ($617)$316$301$98,684
137 ($617)$315$302$98,382
138 ($617)$314$303$98,079
139 ($617)$313$304$97,774
140 ($617)$312$305$97,469
141 ($617)$311$306$97,163
142 ($617)$310$307$96,856
143 ($617)$309$308$96,548
144 ($617)$308$309$96,238
Year 13 - 145 ($617)$307$310$95,928
146 ($617)$306$311$95,617
147 ($617)$305$312$95,305
148 ($617)$304$313$94,992
149 ($617)$303$314$94,678
150 ($617)$302$315$94,363
151 ($617)$301$316$94,046
152 ($617)$300$317$93,729
153 ($617)$299$318$93,411
154 ($617)$298$319$93,092
155 ($617)$297$320$92,772
156 ($617)$296$321$92,450
Year 14 - 157 ($617)$295$322$92,128
158 ($617)$294$323$91,805
159 ($617)$293$324$91,481
160 ($617)$292$325$91,155
161 ($617)$291$326$90,829
162 ($617)$290$327$90,501
163 ($617)$289$328$90,173
164 ($617)$288$330$89,844
165 ($617)$287$331$89,513
166 ($617)$286$332$89,181
167 ($617)$285$333$88,849
168 ($617)$284$334$88,515
Year 15 - 169 ($617)$283$335$88,180
170 ($617)$281$336$87,844
171 ($617)$280$337$87,507
172 ($617)$279$338$87,169
173 ($617)$278$339$86,830
174 ($617)$277$340$86,490
175 ($617)$276$341$86,149
176 ($617)$275$342$85,806
177 ($617)$274$343$85,463
178 ($617)$273$345$85,118
179 ($617)$272$346$84,773
180 ($617)$271$347$84,426
Year 16 - 181 ($617)$269$348$84,078
182 ($617)$268$349$83,729
183 ($617)$267$350$83,379
184 ($617)$266$351$83,028
185 ($617)$265$352$82,675
186 ($617)$264$353$82,322
187 ($617)$263$355$81,967
188 ($617)$262$356$81,612
189 ($617)$260$357$81,255
190 ($617)$259$358$80,897
191 ($617)$258$359$80,538
192 ($617)$257$360$80,177
Year 17 - 193 ($617)$256$361$79,816
194 ($617)$255$363$79,453
195 ($617)$254$364$79,090
196 ($617)$252$365$78,725
197 ($617)$251$366$78,359
198 ($617)$250$367$77,992
199 ($617)$249$368$77,623
200 ($617)$248$370$77,254
201 ($617)$247$371$76,883
202 ($617)$245$372$76,511
203 ($617)$244$373$76,138
204 ($617)$243$374$75,763
Year 18 - 205 ($617)$242$376$75,388
206 ($617)$241$377$75,011
207 ($617)$239$378$74,633
208 ($617)$238$379$74,254
209 ($617)$237$380$73,874
210 ($617)$236$382$73,492
211 ($617)$235$383$73,110
212 ($617)$233$384$72,726
213 ($617)$232$385$72,340
214 ($617)$231$386$71,954
215 ($617)$230$388$71,566
216 ($617)$228$389$71,177
Year 19 - 217 ($617)$227$390$70,787
218 ($617)$226$391$70,396
219 ($617)$225$393$70,003
220 ($617)$223$394$69,609
221 ($617)$222$395$69,214
222 ($617)$221$396$68,818
223 ($617)$220$398$68,420
224 ($617)$218$399$68,021
225 ($617)$217$400$67,621
226 ($617)$216$401$67,219
227 ($617)$215$403$66,817
228 ($617)$213$404$66,413
Year 20 - 229 ($617)$212$405$66,007
230 ($617)$211$407$65,601
231 ($617)$209$408$65,193
232 ($617)$208$409$64,783
233 ($617)$207$411$64,373
234 ($617)$205$412$63,961
235 ($617)$204$413$63,548
236 ($617)$203$414$63,133
237 ($617)$202$416$62,718
238 ($617)$200$417$62,300
239 ($617)$199$418$61,882
240 ($617)$198$420$61,462
Year 21 - 241 ($617)$196$421$61,041
242 ($617)$195$422$60,618
243 ($617)$193$424$60,195
244 ($617)$192$425$59,769
245 ($617)$191$427$59,343
246 ($617)$189$428$58,915
247 ($617)$188$429$58,486
248 ($617)$187$431$58,055
249 ($617)$185$432$57,623
250 ($617)$184$433$57,190
251 ($617)$183$435$56,755
252 ($617)$181$436$56,319
Year 22 - 253 ($617)$180$438$55,881
254 ($617)$178$439$55,442
255 ($617)$177$440$55,002
256 ($617)$176$442$54,560
257 ($617)$174$443$54,117
258 ($617)$173$445$53,672
259 ($617)$171$446$53,226
260 ($617)$170$447$52,779
261 ($617)$168$449$52,330
262 ($617)$167$450$51,880
263 ($617)$166$452$51,428
264 ($617)$164$453$50,975
Year 23 - 265 ($617)$163$455$50,520
266 ($617)$161$456$50,064
267 ($617)$160$458$49,606
268 ($617)$158$459$49,147
269 ($617)$157$460$48,687
270 ($617)$155$462$48,225
271 ($617)$154$463$47,762
272 ($617)$152$465$47,297
273 ($617)$151$466$46,830
274 ($617)$149$468$46,362
275 ($617)$148$469$45,893
276 ($617)$146$471$45,422
Year 24 - 277 ($617)$145$472$44,950
278 ($617)$143$474$44,476
279 ($617)$142$475$44,001
280 ($617)$140$477$43,524
281 ($617)$139$478$43,045
282 ($617)$137$480$42,565
283 ($617)$136$481$42,084
284 ($617)$134$483$41,601
285 ($617)$133$485$41,116
286 ($617)$131$486$40,630
287 ($617)$130$488$40,143
288 ($617)$128$489$39,654
Year 25 - 289 ($617)$127$491$39,163
290 ($617)$125$492$38,670
291 ($617)$123$494$38,177
292 ($617)$122$495$37,681
293 ($617)$120$497$37,184
294 ($617)$119$499$36,685
295 ($617)$117$500$36,185
296 ($617)$115$502$35,683
297 ($617)$114$503$35,180
298 ($617)$112$505$34,675
299 ($617)$111$507$34,168
300 ($617)$109$508$33,660
Year 26 - 301 ($617)$107$510$33,150
302 ($617)$106$512$32,639
303 ($617)$104$513$32,125
304 ($617)$103$515$31,611
305 ($617)$101$516$31,094
306 ($617)$99$518$30,576
307 ($617)$98$520$30,056
308 ($617)$96$521$29,535
309 ($617)$94$523$29,012
310 ($617)$93$525$28,487
311 ($617)$91$526$27,961
312 ($617)$89$528$27,433
Year 27 - 313 ($617)$88$530$26,903
314 ($617)$86$531$26,371
315 ($617)$84$533$25,838
316 ($617)$82$535$25,303
317 ($617)$81$537$24,767
318 ($617)$79$538$24,229
319 ($617)$77$540$23,689
320 ($617)$76$542$23,147
321 ($617)$74$543$22,604
322 ($617)$72$545$22,058
323 ($617)$70$547$21,511
324 ($617)$69$549$20,963
Year 28 - 325 ($617)$67$550$20,412
326 ($617)$65$552$19,860
327 ($617)$63$554$19,306
328 ($617)$62$556$18,751
329 ($617)$60$557$18,193
330 ($617)$58$559$17,634
331 ($617)$56$561$17,073
332 ($617)$54$563$16,510
333 ($617)$53$565$15,945
334 ($617)$51$566$15,379
335 ($617)$49$568$14,811
336 ($617)$47$570$14,241
Year 29 - 337 ($617)$45$572$13,669
338 ($617)$44$574$13,095
339 ($617)$42$576$12,520
340 ($617)$40$577$11,942
341 ($617)$38$579$11,363
342 ($617)$36$581$10,782
343 ($617)$34$583$10,199
344 ($617)$33$585$9,614
345 ($617)$31$587$9,028
346 ($617)$29$589$8,439
347 ($617)$27$590$7,849
348 ($617)$25$592$7,256
Year 30 - 349 ($617)$23$594$6,662
350 ($617)$21$596$6,066
351 ($617)$19$598$5,468
352 ($617)$17$600$4,868
353 ($617)$16$602$4,267
354 ($617)$14$604$3,663
355 ($617)$12$606$3,057
356 ($617)$10$608$2,450
357 ($617)$8$610$1,840
358 ($617)$6$611$1,229
359 ($617)$4$613$615
360 ($617)$2$615$0
TOTALS$90,235$132,000$222,235

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.