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Mortgage Payment Schedule for a $170,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($34,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$642 360 $95,209 $231,209

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $170,000
Down Payment $34,000$136,000
Year 1 - 1 ($642)$443$199$135,801
2 ($642)$442$200$135,601
3 ($642)$442$200$135,401
4 ($642)$441$201$135,200
5 ($642)$441$202$134,998
6 ($642)$440$202$134,796
7 ($642)$439$203$134,592
8 ($642)$439$204$134,389
9 ($642)$438$204$134,184
10 ($642)$437$205$133,979
11 ($642)$437$206$133,774
12 ($642)$436$206$133,567
Year 2 - 13 ($642)$435$207$133,360
14 ($642)$435$208$133,153
15 ($642)$434$208$132,944
16 ($642)$433$209$132,735
17 ($642)$432$210$132,525
18 ($642)$432$210$132,315
19 ($642)$431$211$132,104
20 ($642)$430$212$131,892
21 ($642)$430$213$131,679
22 ($642)$429$213$131,466
23 ($642)$428$214$131,252
24 ($642)$428$215$131,038
Year 3 - 25 ($642)$427$215$130,823
26 ($642)$426$216$130,607
27 ($642)$426$217$130,390
28 ($642)$425$217$130,172
29 ($642)$424$218$129,954
30 ($642)$423$219$129,736
31 ($642)$423$220$129,516
32 ($642)$422$220$129,296
33 ($642)$421$221$129,075
34 ($642)$421$222$128,853
35 ($642)$420$222$128,631
36 ($642)$419$223$128,408
Year 4 - 37 ($642)$418$224$128,184
38 ($642)$418$225$127,959
39 ($642)$417$225$127,734
40 ($642)$416$226$127,508
41 ($642)$415$227$127,281
42 ($642)$415$228$127,054
43 ($642)$414$228$126,825
44 ($642)$413$229$126,596
45 ($642)$412$230$126,366
46 ($642)$412$231$126,136
47 ($642)$411$231$125,905
48 ($642)$410$232$125,673
Year 5 - 49 ($642)$409$233$125,440
50 ($642)$409$234$125,206
51 ($642)$408$234$124,972
52 ($642)$407$235$124,737
53 ($642)$406$236$124,501
54 ($642)$406$237$124,265
55 ($642)$405$237$124,027
56 ($642)$404$238$123,789
57 ($642)$403$239$123,550
58 ($642)$403$240$123,311
59 ($642)$402$240$123,070
60 ($642)$401$241$122,829
Year 6 - 61 ($642)$400$242$122,587
62 ($642)$399$243$122,344
63 ($642)$399$244$122,100
64 ($642)$398$244$121,856
65 ($642)$397$245$121,611
66 ($642)$396$246$121,365
67 ($642)$395$247$121,118
68 ($642)$395$248$120,870
69 ($642)$394$248$120,622
70 ($642)$393$249$120,373
71 ($642)$392$250$120,123
72 ($642)$391$251$119,872
Year 7 - 73 ($642)$391$252$119,620
74 ($642)$390$252$119,368
75 ($642)$389$253$119,114
76 ($642)$388$254$118,860
77 ($642)$387$255$118,605
78 ($642)$386$256$118,350
79 ($642)$386$257$118,093
80 ($642)$385$257$117,836
81 ($642)$384$258$117,577
82 ($642)$383$259$117,318
83 ($642)$382$260$117,058
84 ($642)$381$261$116,797
Year 8 - 85 ($642)$381$262$116,536
86 ($642)$380$263$116,273
87 ($642)$379$263$116,010
88 ($642)$378$264$115,745
89 ($642)$377$265$115,480
90 ($642)$376$266$115,214
91 ($642)$375$267$114,947
92 ($642)$375$268$114,680
93 ($642)$374$269$114,411
94 ($642)$373$269$114,142
95 ($642)$372$270$113,871
96 ($642)$371$271$113,600
Year 9 - 97 ($642)$370$272$113,328
98 ($642)$369$273$113,055
99 ($642)$368$274$112,781
100 ($642)$367$275$112,506
101 ($642)$367$276$112,231
102 ($642)$366$277$111,954
103 ($642)$365$277$111,677
104 ($642)$364$278$111,398
105 ($642)$363$279$111,119
106 ($642)$362$280$110,839
107 ($642)$361$281$110,558
108 ($642)$360$282$110,276
Year 10 - 109 ($642)$359$283$109,993
110 ($642)$358$284$109,709
111 ($642)$357$285$109,424
112 ($642)$357$286$109,139
113 ($642)$356$287$108,852
114 ($642)$355$288$108,564
115 ($642)$354$289$108,276
116 ($642)$353$289$107,986
117 ($642)$352$290$107,696
118 ($642)$351$291$107,405
119 ($642)$350$292$107,112
120 ($642)$349$293$106,819
Year 11 - 121 ($642)$348$294$106,525
122 ($642)$347$295$106,230
123 ($642)$346$296$105,934
124 ($642)$345$297$105,637
125 ($642)$344$298$105,338
126 ($642)$343$299$105,039
127 ($642)$342$300$104,739
128 ($642)$341$301$104,439
129 ($642)$340$302$104,137
130 ($642)$339$303$103,834
131 ($642)$338$304$103,530
132 ($642)$337$305$103,225
Year 12 - 133 ($642)$336$306$102,919
134 ($642)$335$307$102,612
135 ($642)$334$308$102,304
136 ($642)$333$309$101,995
137 ($642)$332$310$101,685
138 ($642)$331$311$101,374
139 ($642)$330$312$101,062
140 ($642)$329$313$100,749
141 ($642)$328$314$100,435
142 ($642)$327$315$100,120
143 ($642)$326$316$99,804
144 ($642)$325$317$99,487
Year 13 - 145 ($642)$324$318$99,169
146 ($642)$323$319$98,850
147 ($642)$322$320$98,530
148 ($642)$321$321$98,209
149 ($642)$320$322$97,887
150 ($642)$319$323$97,563
151 ($642)$318$324$97,239
152 ($642)$317$325$96,913
153 ($642)$316$326$96,587
154 ($642)$315$328$96,259
155 ($642)$314$329$95,931
156 ($642)$313$330$95,601
Year 14 - 157 ($642)$312$331$95,270
158 ($642)$310$332$94,939
159 ($642)$309$333$94,606
160 ($642)$308$334$94,272
161 ($642)$307$335$93,937
162 ($642)$306$336$93,600
163 ($642)$305$337$93,263
164 ($642)$304$338$92,925
165 ($642)$303$339$92,585
166 ($642)$302$341$92,245
167 ($642)$301$342$91,903
168 ($642)$299$343$91,560
Year 15 - 169 ($642)$298$344$91,216
170 ($642)$297$345$90,871
171 ($642)$296$346$90,525
172 ($642)$295$347$90,178
173 ($642)$294$348$89,830
174 ($642)$293$350$89,480
175 ($642)$292$351$89,129
176 ($642)$290$352$88,777
177 ($642)$289$353$88,424
178 ($642)$288$354$88,070
179 ($642)$287$355$87,715
180 ($642)$286$356$87,359
Year 16 - 181 ($642)$285$358$87,001
182 ($642)$283$359$86,642
183 ($642)$282$360$86,282
184 ($642)$281$361$85,921
185 ($642)$280$362$85,559
186 ($642)$279$363$85,195
187 ($642)$278$365$84,831
188 ($642)$276$366$84,465
189 ($642)$275$367$84,098
190 ($642)$274$368$83,730
191 ($642)$273$369$83,360
192 ($642)$272$371$82,990
Year 17 - 193 ($642)$270$372$82,618
194 ($642)$269$373$82,245
195 ($642)$268$374$81,870
196 ($642)$267$375$81,495
197 ($642)$266$377$81,118
198 ($642)$264$378$80,740
199 ($642)$263$379$80,361
200 ($642)$262$380$79,981
201 ($642)$261$382$79,599
202 ($642)$259$383$79,216
203 ($642)$258$384$78,832
204 ($642)$257$385$78,447
Year 18 - 205 ($642)$256$387$78,060
206 ($642)$254$388$77,672
207 ($642)$253$389$77,283
208 ($642)$252$390$76,893
209 ($642)$251$392$76,501
210 ($642)$249$393$76,108
211 ($642)$248$394$75,714
212 ($642)$247$396$75,318
213 ($642)$245$397$74,921
214 ($642)$244$398$74,523
215 ($642)$243$399$74,124
216 ($642)$242$401$73,723
Year 19 - 217 ($642)$240$402$73,321
218 ($642)$239$403$72,918
219 ($642)$238$405$72,513
220 ($642)$236$406$72,107
221 ($642)$235$407$71,700
222 ($642)$234$409$71,291
223 ($642)$232$410$70,881
224 ($642)$231$411$70,470
225 ($642)$230$413$70,057
226 ($642)$228$414$69,643
227 ($642)$227$415$69,228
228 ($642)$226$417$68,811
Year 20 - 229 ($642)$224$418$68,393
230 ($642)$223$419$67,974
231 ($642)$221$421$67,553
232 ($642)$220$422$67,131
233 ($642)$219$424$66,707
234 ($642)$217$425$66,282
235 ($642)$216$426$65,856
236 ($642)$215$428$65,428
237 ($642)$213$429$64,999
238 ($642)$212$430$64,569
239 ($642)$210$432$64,137
240 ($642)$209$433$63,704
Year 21 - 241 ($642)$208$435$63,269
242 ($642)$206$436$62,833
243 ($642)$205$438$62,395
244 ($642)$203$439$61,957
245 ($642)$202$440$61,516
246 ($642)$200$442$61,074
247 ($642)$199$443$60,631
248 ($642)$198$445$60,186
249 ($642)$196$446$59,740
250 ($642)$195$448$59,293
251 ($642)$193$449$58,844
252 ($642)$192$451$58,393
Year 22 - 253 ($642)$190$452$57,941
254 ($642)$189$453$57,488
255 ($642)$187$455$57,033
256 ($642)$186$456$56,576
257 ($642)$184$458$56,118
258 ($642)$183$459$55,659
259 ($642)$181$461$55,198
260 ($642)$180$462$54,736
261 ($642)$178$464$54,272
262 ($642)$177$465$53,806
263 ($642)$175$467$53,339
264 ($642)$174$468$52,871
Year 23 - 265 ($642)$172$470$52,401
266 ($642)$171$472$51,930
267 ($642)$169$473$51,456
268 ($642)$168$475$50,982
269 ($642)$166$476$50,506
270 ($642)$165$478$50,028
271 ($642)$163$479$49,549
272 ($642)$161$481$49,068
273 ($642)$160$482$48,586
274 ($642)$158$484$48,102
275 ($642)$157$486$47,616
276 ($642)$155$487$47,129
Year 24 - 277 ($642)$154$489$46,640
278 ($642)$152$490$46,150
279 ($642)$150$492$45,658
280 ($642)$149$493$45,165
281 ($642)$147$495$44,670
282 ($642)$146$497$44,173
283 ($642)$144$498$43,675
284 ($642)$142$500$43,175
285 ($642)$141$502$42,673
286 ($642)$139$503$42,170
287 ($642)$137$505$41,665
288 ($642)$136$506$41,159
Year 25 - 289 ($642)$134$508$40,651
290 ($642)$132$510$40,141
291 ($642)$131$511$39,629
292 ($642)$129$513$39,116
293 ($642)$127$515$38,601
294 ($642)$126$516$38,085
295 ($642)$124$518$37,567
296 ($642)$122$520$37,047
297 ($642)$121$522$36,525
298 ($642)$119$523$36,002
299 ($642)$117$525$35,477
300 ($642)$116$527$34,951
Year 26 - 301 ($642)$114$528$34,422
302 ($642)$112$530$33,892
303 ($642)$110$532$33,360
304 ($642)$109$534$32,827
305 ($642)$107$535$32,291
306 ($642)$105$537$31,754
307 ($642)$103$539$31,216
308 ($642)$102$541$30,675
309 ($642)$100$542$30,133
310 ($642)$98$544$29,589
311 ($642)$96$546$29,043
312 ($642)$95$548$28,495
Year 27 - 313 ($642)$93$549$27,946
314 ($642)$91$551$27,395
315 ($642)$89$553$26,842
316 ($642)$87$555$26,287
317 ($642)$86$557$25,730
318 ($642)$84$558$25,172
319 ($642)$82$560$24,612
320 ($642)$80$562$24,050
321 ($642)$78$564$23,486
322 ($642)$77$566$22,920
323 ($642)$75$568$22,352
324 ($642)$73$569$21,783
Year 28 - 325 ($642)$71$571$21,212
326 ($642)$69$573$20,639
327 ($642)$67$575$20,064
328 ($642)$65$577$19,487
329 ($642)$63$579$18,908
330 ($642)$62$581$18,327
331 ($642)$60$583$17,745
332 ($642)$58$584$17,160
333 ($642)$56$586$16,574
334 ($642)$54$588$15,986
335 ($642)$52$590$15,396
336 ($642)$50$592$14,804
Year 29 - 337 ($642)$48$594$14,209
338 ($642)$46$596$13,614
339 ($642)$44$598$13,016
340 ($642)$42$600$12,416
341 ($642)$40$602$11,814
342 ($642)$38$604$11,210
343 ($642)$37$606$10,605
344 ($642)$35$608$9,997
345 ($642)$33$610$9,387
346 ($642)$31$612$8,776
347 ($642)$29$614$8,162
348 ($642)$27$616$7,546
Year 30 - 349 ($642)$25$618$6,929
350 ($642)$23$620$6,309
351 ($642)$21$622$5,687
352 ($642)$19$624$5,063
353 ($642)$16$626$4,438
354 ($642)$14$628$3,810
355 ($642)$12$630$3,180
356 ($642)$10$632$2,548
357 ($642)$8$634$1,914
358 ($642)$6$636$1,278
359 ($642)$4$638$640
360 ($642)$2$640$0
TOTALS$95,209$136,000$231,209

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.