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Mortgage Payment Schedule for a $172,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($34,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$649 360 $96,046 $233,646

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $172,000
Down Payment $34,400$137,600
Year 1 - 1 ($649)$447$202$137,398
2 ($649)$447$202$137,196
3 ($649)$446$203$136,993
4 ($649)$445$204$136,789
5 ($649)$445$204$136,584
6 ($649)$444$205$136,379
7 ($649)$443$206$136,173
8 ($649)$443$206$135,967
9 ($649)$442$207$135,760
10 ($649)$441$208$135,552
11 ($649)$441$208$135,344
12 ($649)$440$209$135,134
Year 2 - 13 ($649)$439$210$134,925
14 ($649)$439$211$134,714
15 ($649)$438$211$134,503
16 ($649)$437$212$134,291
17 ($649)$436$213$134,078
18 ($649)$436$213$133,865
19 ($649)$435$214$133,651
20 ($649)$434$215$133,437
21 ($649)$434$215$133,221
22 ($649)$433$216$133,005
23 ($649)$432$217$132,788
24 ($649)$432$217$132,571
Year 3 - 25 ($649)$431$218$132,353
26 ($649)$430$219$132,134
27 ($649)$429$220$131,914
28 ($649)$429$220$131,694
29 ($649)$428$221$131,473
30 ($649)$427$222$131,251
31 ($649)$427$222$131,029
32 ($649)$426$223$130,806
33 ($649)$425$224$130,582
34 ($649)$424$225$130,357
35 ($649)$424$225$130,132
36 ($649)$423$226$129,906
Year 4 - 37 ($649)$422$227$129,679
38 ($649)$421$228$129,451
39 ($649)$421$228$129,223
40 ($649)$420$229$128,994
41 ($649)$419$230$128,764
42 ($649)$418$231$128,534
43 ($649)$418$231$128,302
44 ($649)$417$232$128,070
45 ($649)$416$233$127,838
46 ($649)$415$234$127,604
47 ($649)$415$234$127,370
48 ($649)$414$235$127,135
Year 5 - 49 ($649)$413$236$126,899
50 ($649)$412$237$126,662
51 ($649)$412$237$126,425
52 ($649)$411$238$126,187
53 ($649)$410$239$125,948
54 ($649)$409$240$125,708
55 ($649)$409$240$125,468
56 ($649)$408$241$125,227
57 ($649)$407$242$124,984
58 ($649)$406$243$124,742
59 ($649)$405$244$124,498
60 ($649)$405$244$124,254
Year 6 - 61 ($649)$404$245$124,008
62 ($649)$403$246$123,762
63 ($649)$402$247$123,516
64 ($649)$401$248$123,268
65 ($649)$401$248$123,020
66 ($649)$400$249$122,771
67 ($649)$399$250$122,521
68 ($649)$398$251$122,270
69 ($649)$397$252$122,018
70 ($649)$397$252$121,766
71 ($649)$396$253$121,512
72 ($649)$395$254$121,258
Year 7 - 73 ($649)$394$255$121,003
74 ($649)$393$256$120,748
75 ($649)$392$257$120,491
76 ($649)$392$257$120,234
77 ($649)$391$258$119,975
78 ($649)$390$259$119,716
79 ($649)$389$260$119,456
80 ($649)$388$261$119,195
81 ($649)$387$262$118,934
82 ($649)$387$262$118,671
83 ($649)$386$263$118,408
84 ($649)$385$264$118,144
Year 8 - 85 ($649)$384$265$117,879
86 ($649)$383$266$117,613
87 ($649)$382$267$117,346
88 ($649)$381$268$117,078
89 ($649)$381$269$116,810
90 ($649)$380$269$116,541
91 ($649)$379$270$116,270
92 ($649)$378$271$115,999
93 ($649)$377$272$115,727
94 ($649)$376$273$115,454
95 ($649)$375$274$115,180
96 ($649)$374$275$114,906
Year 9 - 97 ($649)$373$276$114,630
98 ($649)$373$276$114,354
99 ($649)$372$277$114,076
100 ($649)$371$278$113,798
101 ($649)$370$279$113,519
102 ($649)$369$280$113,239
103 ($649)$368$281$112,958
104 ($649)$367$282$112,676
105 ($649)$366$283$112,393
106 ($649)$365$284$112,109
107 ($649)$364$285$111,825
108 ($649)$363$286$111,539
Year 10 - 109 ($649)$363$287$111,253
110 ($649)$362$287$110,965
111 ($649)$361$288$110,677
112 ($649)$360$289$110,388
113 ($649)$359$290$110,097
114 ($649)$358$291$109,806
115 ($649)$357$292$109,514
116 ($649)$356$293$109,221
117 ($649)$355$294$108,927
118 ($649)$354$295$108,632
119 ($649)$353$296$108,336
120 ($649)$352$297$108,039
Year 11 - 121 ($649)$351$298$107,741
122 ($649)$350$299$107,442
123 ($649)$349$300$107,142
124 ($649)$348$301$106,841
125 ($649)$347$302$106,540
126 ($649)$346$303$106,237
127 ($649)$345$304$105,933
128 ($649)$344$305$105,628
129 ($649)$343$306$105,323
130 ($649)$342$307$105,016
131 ($649)$341$308$104,708
132 ($649)$340$309$104,400
Year 12 - 133 ($649)$339$310$104,090
134 ($649)$338$311$103,779
135 ($649)$337$312$103,467
136 ($649)$336$313$103,155
137 ($649)$335$314$102,841
138 ($649)$334$315$102,526
139 ($649)$333$316$102,210
140 ($649)$332$317$101,894
141 ($649)$331$318$101,576
142 ($649)$330$319$101,257
143 ($649)$329$320$100,937
144 ($649)$328$321$100,616
Year 13 - 145 ($649)$327$322$100,294
146 ($649)$326$323$99,971
147 ($649)$325$324$99,647
148 ($649)$324$325$99,322
149 ($649)$323$326$98,995
150 ($649)$322$327$98,668
151 ($649)$321$328$98,340
152 ($649)$320$329$98,010
153 ($649)$319$330$97,680
154 ($649)$317$332$97,348
155 ($649)$316$333$97,016
156 ($649)$315$334$96,682
Year 14 - 157 ($649)$314$335$96,347
158 ($649)$313$336$96,011
159 ($649)$312$337$95,674
160 ($649)$311$338$95,336
161 ($649)$310$339$94,997
162 ($649)$309$340$94,657
163 ($649)$308$341$94,315
164 ($649)$307$342$93,973
165 ($649)$305$344$93,629
166 ($649)$304$345$93,284
167 ($649)$303$346$92,939
168 ($649)$302$347$92,592
Year 15 - 169 ($649)$301$348$92,244
170 ($649)$300$349$91,894
171 ($649)$299$350$91,544
172 ($649)$298$351$91,192
173 ($649)$296$353$90,840
174 ($649)$295$354$90,486
175 ($649)$294$355$90,131
176 ($649)$293$356$89,775
177 ($649)$292$357$89,418
178 ($649)$291$358$89,059
179 ($649)$289$360$88,700
180 ($649)$288$361$88,339
Year 16 - 181 ($649)$287$362$87,977
182 ($649)$286$363$87,614
183 ($649)$285$364$87,250
184 ($649)$284$365$86,884
185 ($649)$282$367$86,518
186 ($649)$281$368$86,150
187 ($649)$280$369$85,781
188 ($649)$279$370$85,411
189 ($649)$278$371$85,039
190 ($649)$276$373$84,667
191 ($649)$275$374$84,293
192 ($649)$274$375$83,918
Year 17 - 193 ($649)$273$376$83,541
194 ($649)$272$378$83,164
195 ($649)$270$379$82,785
196 ($649)$269$380$82,405
197 ($649)$268$381$82,024
198 ($649)$267$382$81,642
199 ($649)$265$384$81,258
200 ($649)$264$385$80,873
201 ($649)$263$386$80,487
202 ($649)$262$387$80,099
203 ($649)$260$389$79,711
204 ($649)$259$390$79,321
Year 18 - 205 ($649)$258$391$78,929
206 ($649)$257$392$78,537
207 ($649)$255$394$78,143
208 ($649)$254$395$77,748
209 ($649)$253$396$77,352
210 ($649)$251$398$76,954
211 ($649)$250$399$76,555
212 ($649)$249$400$76,155
213 ($649)$248$402$75,754
214 ($649)$246$403$75,351
215 ($649)$245$404$74,947
216 ($649)$244$405$74,541
Year 19 - 217 ($649)$242$407$74,134
218 ($649)$241$408$73,726
219 ($649)$240$409$73,317
220 ($649)$238$411$72,906
221 ($649)$237$412$72,494
222 ($649)$236$413$72,081
223 ($649)$234$415$71,666
224 ($649)$233$416$71,250
225 ($649)$232$417$70,832
226 ($649)$230$419$70,414
227 ($649)$229$420$69,993
228 ($649)$227$422$69,572
Year 20 - 229 ($649)$226$423$69,149
230 ($649)$225$424$68,725
231 ($649)$223$426$68,299
232 ($649)$222$427$67,872
233 ($649)$221$428$67,444
234 ($649)$219$430$67,014
235 ($649)$218$431$66,582
236 ($649)$216$433$66,150
237 ($649)$215$434$65,716
238 ($649)$214$435$65,280
239 ($649)$212$437$64,844
240 ($649)$211$438$64,405
Year 21 - 241 ($649)$209$440$63,966
242 ($649)$208$441$63,524
243 ($649)$206$443$63,082
244 ($649)$205$444$62,638
245 ($649)$204$445$62,192
246 ($649)$202$447$61,746
247 ($649)$201$448$61,297
248 ($649)$199$450$60,847
249 ($649)$198$451$60,396
250 ($649)$196$453$59,943
251 ($649)$195$454$59,489
252 ($649)$193$456$59,034
Year 22 - 253 ($649)$192$457$58,576
254 ($649)$190$459$58,118
255 ($649)$189$460$57,658
256 ($649)$187$462$57,196
257 ($649)$186$463$56,733
258 ($649)$184$465$56,268
259 ($649)$183$466$55,802
260 ($649)$181$468$55,334
261 ($649)$180$469$54,865
262 ($649)$178$471$54,395
263 ($649)$177$472$53,922
264 ($649)$175$474$53,449
Year 23 - 265 ($649)$174$475$52,973
266 ($649)$172$477$52,496
267 ($649)$171$478$52,018
268 ($649)$169$480$51,538
269 ($649)$167$482$51,056
270 ($649)$166$483$50,573
271 ($649)$164$485$50,089
272 ($649)$163$486$49,603
273 ($649)$161$488$49,115
274 ($649)$160$489$48,625
275 ($649)$158$491$48,134
276 ($649)$156$493$47,642
Year 24 - 277 ($649)$155$494$47,148
278 ($649)$153$496$46,652
279 ($649)$152$497$46,154
280 ($649)$150$499$45,655
281 ($649)$148$501$45,155
282 ($649)$147$502$44,652
283 ($649)$145$504$44,149
284 ($649)$143$506$43,643
285 ($649)$142$507$43,136
286 ($649)$140$509$42,627
287 ($649)$139$510$42,117
288 ($649)$137$512$41,604
Year 25 - 289 ($649)$135$514$41,091
290 ($649)$134$515$40,575
291 ($649)$132$517$40,058
292 ($649)$130$519$39,539
293 ($649)$129$521$39,019
294 ($649)$127$522$38,496
295 ($649)$125$524$37,973
296 ($649)$123$526$37,447
297 ($649)$122$527$36,920
298 ($649)$120$529$36,391
299 ($649)$118$531$35,860
300 ($649)$117$532$35,327
Year 26 - 301 ($649)$115$534$34,793
302 ($649)$113$536$34,257
303 ($649)$111$538$33,720
304 ($649)$110$539$33,180
305 ($649)$108$541$32,639
306 ($649)$106$543$32,096
307 ($649)$104$545$31,551
308 ($649)$103$546$31,005
309 ($649)$101$548$30,457
310 ($649)$99$550$29,907
311 ($649)$97$552$29,355
312 ($649)$95$554$28,801
Year 27 - 313 ($649)$94$555$28,246
314 ($649)$92$557$27,689
315 ($649)$90$559$27,130
316 ($649)$88$561$26,569
317 ($649)$86$563$26,006
318 ($649)$85$564$25,442
319 ($649)$83$566$24,875
320 ($649)$81$568$24,307
321 ($649)$79$570$23,737
322 ($649)$77$572$23,165
323 ($649)$75$574$22,591
324 ($649)$73$576$22,016
Year 28 - 325 ($649)$72$577$21,438
326 ($649)$70$579$20,859
327 ($649)$68$581$20,278
328 ($649)$66$583$19,695
329 ($649)$64$585$19,110
330 ($649)$62$587$18,523
331 ($649)$60$589$17,934
332 ($649)$58$591$17,343
333 ($649)$56$593$16,751
334 ($649)$54$595$16,156
335 ($649)$53$597$15,559
336 ($649)$51$598$14,961
Year 29 - 337 ($649)$49$600$14,361
338 ($649)$47$602$13,758
339 ($649)$45$604$13,154
340 ($649)$43$606$12,548
341 ($649)$41$608$11,939
342 ($649)$39$610$11,329
343 ($649)$37$612$10,717
344 ($649)$35$614$10,103
345 ($649)$33$616$9,487
346 ($649)$31$618$8,869
347 ($649)$29$620$8,248
348 ($649)$27$622$7,626
Year 30 - 349 ($649)$25$624$7,002
350 ($649)$23$626$6,376
351 ($649)$21$628$5,747
352 ($649)$19$630$5,117
353 ($649)$17$632$4,485
354 ($649)$15$634$3,850
355 ($649)$13$637$3,214
356 ($649)$10$639$2,575
357 ($649)$8$641$1,934
358 ($649)$6$643$1,292
359 ($649)$4$645$647
360 ($649)$2$647$0
TOTALS$96,046$137,600$233,646

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.