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Mortgage Payment Schedule for a $173,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($34,600) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$647 360 $94,610 $233,010

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $173,000
Down Payment $34,600$138,400
Year 1 - 1 ($647)$442$206$138,194
2 ($647)$441$206$137,988
3 ($647)$440$207$137,781
4 ($647)$440$207$137,574
5 ($647)$439$208$137,366
6 ($647)$438$209$137,157
7 ($647)$438$209$136,947
8 ($647)$437$210$136,737
9 ($647)$436$211$136,526
10 ($647)$436$212$136,315
11 ($647)$435$212$136,103
12 ($647)$434$213$135,890
Year 2 - 13 ($647)$434$214$135,676
14 ($647)$433$214$135,462
15 ($647)$432$215$135,247
16 ($647)$432$216$135,032
17 ($647)$431$216$134,815
18 ($647)$430$217$134,598
19 ($647)$430$218$134,381
20 ($647)$429$218$134,162
21 ($647)$428$219$133,943
22 ($647)$428$220$133,724
23 ($647)$427$220$133,503
24 ($647)$426$221$133,282
Year 3 - 25 ($647)$425$222$133,060
26 ($647)$425$223$132,838
27 ($647)$424$223$132,614
28 ($647)$423$224$132,390
29 ($647)$423$225$132,166
30 ($647)$422$225$131,940
31 ($647)$421$226$131,714
32 ($647)$420$227$131,487
33 ($647)$420$228$131,260
34 ($647)$419$228$131,031
35 ($647)$418$229$130,802
36 ($647)$417$230$130,573
Year 4 - 37 ($647)$417$231$130,342
38 ($647)$416$231$130,111
39 ($647)$415$232$129,879
40 ($647)$415$233$129,646
41 ($647)$414$233$129,413
42 ($647)$413$234$129,178
43 ($647)$412$235$128,943
44 ($647)$412$236$128,708
45 ($647)$411$236$128,471
46 ($647)$410$237$128,234
47 ($647)$409$238$127,996
48 ($647)$409$239$127,757
Year 5 - 49 ($647)$408$239$127,518
50 ($647)$407$240$127,278
51 ($647)$406$241$127,037
52 ($647)$405$242$126,795
53 ($647)$405$243$126,552
54 ($647)$404$243$126,309
55 ($647)$403$244$126,065
56 ($647)$402$245$125,820
57 ($647)$402$246$125,574
58 ($647)$401$246$125,328
59 ($647)$400$247$125,081
60 ($647)$399$248$124,832
Year 6 - 61 ($647)$398$249$124,584
62 ($647)$398$250$124,334
63 ($647)$397$250$124,084
64 ($647)$396$251$123,832
65 ($647)$395$252$123,580
66 ($647)$394$253$123,328
67 ($647)$394$254$123,074
68 ($647)$393$254$122,819
69 ($647)$392$255$122,564
70 ($647)$391$256$122,308
71 ($647)$390$257$122,051
72 ($647)$390$258$121,794
Year 7 - 73 ($647)$389$259$121,535
74 ($647)$388$259$121,276
75 ($647)$387$260$121,016
76 ($647)$386$261$120,755
77 ($647)$385$262$120,493
78 ($647)$385$263$120,230
79 ($647)$384$264$119,966
80 ($647)$383$264$119,702
81 ($647)$382$265$119,437
82 ($647)$381$266$119,171
83 ($647)$380$267$118,904
84 ($647)$380$268$118,636
Year 8 - 85 ($647)$379$269$118,368
86 ($647)$378$269$118,098
87 ($647)$377$270$117,828
88 ($647)$376$271$117,557
89 ($647)$375$272$117,285
90 ($647)$374$273$117,012
91 ($647)$373$274$116,738
92 ($647)$373$275$116,463
93 ($647)$372$276$116,188
94 ($647)$371$276$115,911
95 ($647)$370$277$115,634
96 ($647)$369$278$115,356
Year 9 - 97 ($647)$368$279$115,077
98 ($647)$367$280$114,797
99 ($647)$366$281$114,516
100 ($647)$365$282$114,234
101 ($647)$365$283$113,951
102 ($647)$364$284$113,668
103 ($647)$363$284$113,383
104 ($647)$362$285$113,098
105 ($647)$361$286$112,812
106 ($647)$360$287$112,525
107 ($647)$359$288$112,237
108 ($647)$358$289$111,947
Year 10 - 109 ($647)$357$290$111,658
110 ($647)$356$291$111,367
111 ($647)$355$292$111,075
112 ($647)$355$293$110,782
113 ($647)$354$294$110,488
114 ($647)$353$295$110,194
115 ($647)$352$296$109,898
116 ($647)$351$296$109,602
117 ($647)$350$297$109,304
118 ($647)$349$298$109,006
119 ($647)$348$299$108,707
120 ($647)$347$300$108,406
Year 11 - 121 ($647)$346$301$108,105
122 ($647)$345$302$107,803
123 ($647)$344$303$107,500
124 ($647)$343$304$107,196
125 ($647)$342$305$106,890
126 ($647)$341$306$106,584
127 ($647)$340$307$106,277
128 ($647)$339$308$105,969
129 ($647)$338$309$105,660
130 ($647)$337$310$105,350
131 ($647)$336$311$105,039
132 ($647)$335$312$104,727
Year 12 - 133 ($647)$334$313$104,414
134 ($647)$333$314$104,100
135 ($647)$332$315$103,785
136 ($647)$331$316$103,469
137 ($647)$330$317$103,152
138 ($647)$329$318$102,834
139 ($647)$328$319$102,515
140 ($647)$327$320$102,195
141 ($647)$326$321$101,874
142 ($647)$325$322$101,552
143 ($647)$324$323$101,229
144 ($647)$323$324$100,905
Year 13 - 145 ($647)$322$325$100,579
146 ($647)$321$326$100,253
147 ($647)$320$327$99,926
148 ($647)$319$328$99,598
149 ($647)$318$329$99,268
150 ($647)$317$330$98,938
151 ($647)$316$331$98,606
152 ($647)$315$333$98,274
153 ($647)$314$334$97,940
154 ($647)$313$335$97,605
155 ($647)$312$336$97,270
156 ($647)$310$337$96,933
Year 14 - 157 ($647)$309$338$96,595
158 ($647)$308$339$96,256
159 ($647)$307$340$95,916
160 ($647)$306$341$95,575
161 ($647)$305$342$95,233
162 ($647)$304$343$94,889
163 ($647)$303$344$94,545
164 ($647)$302$345$94,200
165 ($647)$301$347$93,853
166 ($647)$300$348$93,505
167 ($647)$298$349$93,156
168 ($647)$297$350$92,807
Year 15 - 169 ($647)$296$351$92,455
170 ($647)$295$352$92,103
171 ($647)$294$353$91,750
172 ($647)$293$354$91,396
173 ($647)$292$356$91,040
174 ($647)$291$357$90,683
175 ($647)$289$358$90,326
176 ($647)$288$359$89,967
177 ($647)$287$360$89,606
178 ($647)$286$361$89,245
179 ($647)$285$362$88,883
180 ($647)$284$364$88,519
Year 16 - 181 ($647)$283$365$88,155
182 ($647)$281$366$87,789
183 ($647)$280$367$87,422
184 ($647)$279$368$87,053
185 ($647)$278$369$86,684
186 ($647)$277$371$86,313
187 ($647)$275$372$85,942
188 ($647)$274$373$85,569
189 ($647)$273$374$85,194
190 ($647)$272$375$84,819
191 ($647)$271$377$84,443
192 ($647)$270$378$84,065
Year 17 - 193 ($647)$268$379$83,686
194 ($647)$267$380$83,306
195 ($647)$266$381$82,924
196 ($647)$265$383$82,542
197 ($647)$263$384$82,158
198 ($647)$262$385$81,773
199 ($647)$261$386$81,387
200 ($647)$260$387$80,999
201 ($647)$259$389$80,611
202 ($647)$257$390$80,221
203 ($647)$256$391$79,829
204 ($647)$255$392$79,437
Year 18 - 205 ($647)$254$394$79,043
206 ($647)$252$395$78,648
207 ($647)$251$396$78,252
208 ($647)$250$397$77,854
209 ($647)$248$399$77,456
210 ($647)$247$400$77,056
211 ($647)$246$401$76,654
212 ($647)$245$403$76,252
213 ($647)$243$404$75,848
214 ($647)$242$405$75,443
215 ($647)$241$406$75,036
216 ($647)$239$408$74,628
Year 19 - 217 ($647)$238$409$74,219
218 ($647)$237$410$73,809
219 ($647)$236$412$73,397
220 ($647)$234$413$72,984
221 ($647)$233$414$72,570
222 ($647)$232$416$72,154
223 ($647)$230$417$71,737
224 ($647)$229$418$71,319
225 ($647)$228$420$70,900
226 ($647)$226$421$70,479
227 ($647)$225$422$70,056
228 ($647)$224$424$69,633
Year 20 - 229 ($647)$222$425$69,208
230 ($647)$221$426$68,781
231 ($647)$220$428$68,354
232 ($647)$218$429$67,924
233 ($647)$217$430$67,494
234 ($647)$215$432$67,062
235 ($647)$214$433$66,629
236 ($647)$213$435$66,194
237 ($647)$211$436$65,758
238 ($647)$210$437$65,321
239 ($647)$208$439$64,882
240 ($647)$207$440$64,442
Year 21 - 241 ($647)$206$442$64,001
242 ($647)$204$443$63,558
243 ($647)$203$444$63,113
244 ($647)$201$446$62,667
245 ($647)$200$447$62,220
246 ($647)$199$449$61,771
247 ($647)$197$450$61,321
248 ($647)$196$452$60,870
249 ($647)$194$453$60,417
250 ($647)$193$454$59,962
251 ($647)$191$456$59,507
252 ($647)$190$457$59,049
Year 22 - 253 ($647)$188$459$58,590
254 ($647)$187$460$58,130
255 ($647)$186$462$57,668
256 ($647)$184$463$57,205
257 ($647)$183$465$56,741
258 ($647)$181$466$56,274
259 ($647)$180$468$55,807
260 ($647)$178$469$55,338
261 ($647)$177$471$54,867
262 ($647)$175$472$54,395
263 ($647)$174$474$53,921
264 ($647)$172$475$53,446
Year 23 - 265 ($647)$171$477$52,969
266 ($647)$169$478$52,491
267 ($647)$168$480$52,012
268 ($647)$166$481$51,530
269 ($647)$164$483$51,047
270 ($647)$163$484$50,563
271 ($647)$161$486$50,077
272 ($647)$160$487$49,590
273 ($647)$158$489$49,101
274 ($647)$157$491$48,610
275 ($647)$155$492$48,118
276 ($647)$154$494$47,625
Year 24 - 277 ($647)$152$495$47,129
278 ($647)$150$497$46,632
279 ($647)$149$498$46,134
280 ($647)$147$500$45,634
281 ($647)$146$502$45,132
282 ($647)$144$503$44,629
283 ($647)$142$505$44,124
284 ($647)$141$506$43,618
285 ($647)$139$508$43,110
286 ($647)$138$510$42,600
287 ($647)$136$511$42,089
288 ($647)$134$513$41,576
Year 25 - 289 ($647)$133$515$41,062
290 ($647)$131$516$40,545
291 ($647)$129$518$40,028
292 ($647)$128$519$39,508
293 ($647)$126$521$38,987
294 ($647)$124$523$38,464
295 ($647)$123$524$37,940
296 ($647)$121$526$37,413
297 ($647)$119$528$36,886
298 ($647)$118$530$36,356
299 ($647)$116$531$35,825
300 ($647)$114$533$35,292
Year 26 - 301 ($647)$113$535$34,757
302 ($647)$111$536$34,221
303 ($647)$109$538$33,683
304 ($647)$108$540$33,143
305 ($647)$106$541$32,602
306 ($647)$104$543$32,059
307 ($647)$102$545$31,514
308 ($647)$101$547$30,967
309 ($647)$99$548$30,419
310 ($647)$97$550$29,868
311 ($647)$95$552$29,316
312 ($647)$94$554$28,763
Year 27 - 313 ($647)$92$555$28,207
314 ($647)$90$557$27,650
315 ($647)$88$559$27,091
316 ($647)$86$561$26,530
317 ($647)$85$563$25,968
318 ($647)$83$564$25,403
319 ($647)$81$566$24,837
320 ($647)$79$568$24,269
321 ($647)$77$570$23,699
322 ($647)$76$572$23,128
323 ($647)$74$573$22,554
324 ($647)$72$575$21,979
Year 28 - 325 ($647)$70$577$21,402
326 ($647)$68$579$20,823
327 ($647)$66$581$20,242
328 ($647)$65$583$19,660
329 ($647)$63$585$19,075
330 ($647)$61$586$18,489
331 ($647)$59$588$17,901
332 ($647)$57$590$17,310
333 ($647)$55$592$16,718
334 ($647)$53$594$16,125
335 ($647)$51$596$15,529
336 ($647)$50$598$14,931
Year 29 - 337 ($647)$48$600$14,331
338 ($647)$46$602$13,730
339 ($647)$44$603$13,127
340 ($647)$42$605$12,521
341 ($647)$40$607$11,914
342 ($647)$38$609$11,305
343 ($647)$36$611$10,693
344 ($647)$34$613$10,080
345 ($647)$32$615$9,465
346 ($647)$30$617$8,848
347 ($647)$28$619$8,229
348 ($647)$26$621$7,608
Year 30 - 349 ($647)$24$623$6,985
350 ($647)$22$625$6,360
351 ($647)$20$627$5,733
352 ($647)$18$629$5,104
353 ($647)$16$631$4,473
354 ($647)$14$633$3,840
355 ($647)$12$635$3,205
356 ($647)$10$637$2,568
357 ($647)$8$639$1,929
358 ($647)$6$641$1,288
359 ($647)$4$643$645
360 ($647)$2$645$0
TOTALS$94,610$138,400$233,010

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.