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Mortgage Payment Schedule for a $174,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($34,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$658 360 $97,737 $236,937

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $174,000
Down Payment $34,800$139,200
Year 1 - 1 ($658)$455$203$138,997
2 ($658)$454$204$138,792
3 ($658)$453$205$138,588
4 ($658)$453$205$138,382
5 ($658)$452$206$138,176
6 ($658)$451$207$137,969
7 ($658)$451$207$137,762
8 ($658)$450$208$137,554
9 ($658)$449$209$137,345
10 ($658)$449$209$137,135
11 ($658)$448$210$136,925
12 ($658)$447$211$136,714
Year 2 - 13 ($658)$447$212$136,503
14 ($658)$446$212$136,291
15 ($658)$445$213$136,078
16 ($658)$445$214$135,864
17 ($658)$444$214$135,650
18 ($658)$443$215$135,435
19 ($658)$442$216$135,219
20 ($658)$442$216$135,002
21 ($658)$441$217$134,785
22 ($658)$440$218$134,567
23 ($658)$440$219$134,349
24 ($658)$439$219$134,130
Year 3 - 25 ($658)$438$220$133,910
26 ($658)$437$221$133,689
27 ($658)$437$221$133,467
28 ($658)$436$222$133,245
29 ($658)$435$223$133,022
30 ($658)$435$224$132,799
31 ($658)$434$224$132,574
32 ($658)$433$225$132,349
33 ($658)$432$226$132,124
34 ($658)$432$227$131,897
35 ($658)$431$227$131,670
36 ($658)$430$228$131,442
Year 4 - 37 ($658)$429$229$131,213
38 ($658)$429$230$130,983
39 ($658)$428$230$130,753
40 ($658)$427$231$130,522
41 ($658)$426$232$130,290
42 ($658)$426$233$130,058
43 ($658)$425$233$129,824
44 ($658)$424$234$129,590
45 ($658)$423$235$129,355
46 ($658)$423$236$129,120
47 ($658)$422$236$128,884
48 ($658)$421$237$128,646
Year 5 - 49 ($658)$420$238$128,408
50 ($658)$419$239$128,170
51 ($658)$419$239$127,930
52 ($658)$418$240$127,690
53 ($658)$417$241$127,449
54 ($658)$416$242$127,207
55 ($658)$416$243$126,965
56 ($658)$415$243$126,721
57 ($658)$414$244$126,477
58 ($658)$413$245$126,232
59 ($658)$412$246$125,986
60 ($658)$412$247$125,740
Year 6 - 61 ($658)$411$247$125,492
62 ($658)$410$248$125,244
63 ($658)$409$249$124,995
64 ($658)$408$250$124,745
65 ($658)$408$251$124,494
66 ($658)$407$251$124,243
67 ($658)$406$252$123,991
68 ($658)$405$253$123,738
69 ($658)$404$254$123,484
70 ($658)$403$255$123,229
71 ($658)$403$256$122,973
72 ($658)$402$256$122,717
Year 7 - 73 ($658)$401$257$122,459
74 ($658)$400$258$122,201
75 ($658)$399$259$121,942
76 ($658)$398$260$121,683
77 ($658)$397$261$121,422
78 ($658)$397$262$121,160
79 ($658)$396$262$120,898
80 ($658)$395$263$120,635
81 ($658)$394$264$120,371
82 ($658)$393$265$120,106
83 ($658)$392$266$119,840
84 ($658)$391$267$119,573
Year 8 - 85 ($658)$391$268$119,306
86 ($658)$390$268$119,037
87 ($658)$389$269$118,768
88 ($658)$388$270$118,498
89 ($658)$387$271$118,227
90 ($658)$386$272$117,955
91 ($658)$385$273$117,682
92 ($658)$384$274$117,408
93 ($658)$384$275$117,134
94 ($658)$383$276$116,858
95 ($658)$382$276$116,582
96 ($658)$381$277$116,304
Year 9 - 97 ($658)$380$278$116,026
98 ($658)$379$279$115,747
99 ($658)$378$280$115,467
100 ($658)$377$281$115,186
101 ($658)$376$282$114,904
102 ($658)$375$283$114,621
103 ($658)$374$284$114,337
104 ($658)$374$285$114,053
105 ($658)$373$286$113,767
106 ($658)$372$287$113,481
107 ($658)$371$287$113,193
108 ($658)$370$288$112,905
Year 10 - 109 ($658)$369$289$112,616
110 ($658)$368$290$112,325
111 ($658)$367$291$112,034
112 ($658)$366$292$111,742
113 ($658)$365$293$111,449
114 ($658)$364$294$111,155
115 ($658)$363$295$110,860
116 ($658)$362$296$110,564
117 ($658)$361$297$110,267
118 ($658)$360$298$109,969
119 ($658)$359$299$109,670
120 ($658)$358$300$109,370
Year 11 - 121 ($658)$357$301$109,069
122 ($658)$356$302$108,767
123 ($658)$355$303$108,464
124 ($658)$354$304$108,160
125 ($658)$353$305$107,856
126 ($658)$352$306$107,550
127 ($658)$351$307$107,243
128 ($658)$350$308$106,935
129 ($658)$349$309$106,626
130 ($658)$348$310$106,316
131 ($658)$347$311$106,005
132 ($658)$346$312$105,694
Year 12 - 133 ($658)$345$313$105,381
134 ($658)$344$314$105,067
135 ($658)$343$315$104,752
136 ($658)$342$316$104,436
137 ($658)$341$317$104,119
138 ($658)$340$318$103,801
139 ($658)$339$319$103,482
140 ($658)$338$320$103,162
141 ($658)$337$321$102,841
142 ($658)$336$322$102,518
143 ($658)$335$323$102,195
144 ($658)$334$324$101,871
Year 13 - 145 ($658)$333$325$101,545
146 ($658)$332$326$101,219
147 ($658)$331$328$100,891
148 ($658)$330$329$100,563
149 ($658)$329$330$100,233
150 ($658)$327$331$99,902
151 ($658)$326$332$99,571
152 ($658)$325$333$99,238
153 ($658)$324$334$98,904
154 ($658)$323$335$98,569
155 ($658)$322$336$98,232
156 ($658)$321$337$97,895
Year 14 - 157 ($658)$320$338$97,557
158 ($658)$319$339$97,217
159 ($658)$318$341$96,877
160 ($658)$316$342$96,535
161 ($658)$315$343$96,192
162 ($658)$314$344$95,848
163 ($658)$313$345$95,503
164 ($658)$312$346$95,157
165 ($658)$311$347$94,810
166 ($658)$310$348$94,461
167 ($658)$309$350$94,112
168 ($658)$307$351$93,761
Year 15 - 169 ($658)$306$352$93,409
170 ($658)$305$353$93,056
171 ($658)$304$354$92,702
172 ($658)$303$355$92,347
173 ($658)$302$356$91,990
174 ($658)$301$358$91,633
175 ($658)$299$359$91,274
176 ($658)$298$360$90,914
177 ($658)$297$361$90,553
178 ($658)$296$362$90,190
179 ($658)$295$364$89,827
180 ($658)$293$365$89,462
Year 16 - 181 ($658)$292$366$89,096
182 ($658)$291$367$88,729
183 ($658)$290$368$88,361
184 ($658)$289$370$87,991
185 ($658)$287$371$87,620
186 ($658)$286$372$87,248
187 ($658)$285$373$86,875
188 ($658)$284$374$86,501
189 ($658)$283$376$86,125
190 ($658)$281$377$85,748
191 ($658)$280$378$85,370
192 ($658)$279$379$84,991
Year 17 - 193 ($658)$278$381$84,611
194 ($658)$276$382$84,229
195 ($658)$275$383$83,846
196 ($658)$274$384$83,462
197 ($658)$273$386$83,076
198 ($658)$271$387$82,689
199 ($658)$270$388$82,301
200 ($658)$269$389$81,912
201 ($658)$268$391$81,521
202 ($658)$266$392$81,130
203 ($658)$265$393$80,736
204 ($658)$264$394$80,342
Year 18 - 205 ($658)$262$396$79,946
206 ($658)$261$397$79,549
207 ($658)$260$398$79,151
208 ($658)$259$400$78,751
209 ($658)$257$401$78,350
210 ($658)$256$402$77,948
211 ($658)$255$404$77,545
212 ($658)$253$405$77,140
213 ($658)$252$406$76,734
214 ($658)$251$407$76,326
215 ($658)$249$409$75,917
216 ($658)$248$410$75,507
Year 19 - 217 ($658)$247$412$75,096
218 ($658)$245$413$74,683
219 ($658)$244$414$74,269
220 ($658)$243$416$73,853
221 ($658)$241$417$73,436
222 ($658)$240$418$73,018
223 ($658)$239$420$72,598
224 ($658)$237$421$72,177
225 ($658)$236$422$71,755
226 ($658)$234$424$71,331
227 ($658)$233$425$70,906
228 ($658)$232$427$70,480
Year 20 - 229 ($658)$230$428$70,052
230 ($658)$229$429$69,622
231 ($658)$227$431$69,192
232 ($658)$226$432$68,759
233 ($658)$225$434$68,326
234 ($658)$223$435$67,891
235 ($658)$222$436$67,455
236 ($658)$220$438$67,017
237 ($658)$219$439$66,577
238 ($658)$217$441$66,137
239 ($658)$216$442$65,695
240 ($658)$215$444$65,251
Year 21 - 241 ($658)$213$445$64,806
242 ($658)$212$446$64,360
243 ($658)$210$448$63,912
244 ($658)$209$449$63,462
245 ($658)$207$451$63,012
246 ($658)$206$452$62,559
247 ($658)$204$454$62,105
248 ($658)$203$455$61,650
249 ($658)$201$457$61,193
250 ($658)$200$458$60,735
251 ($658)$198$460$60,275
252 ($658)$197$461$59,814
Year 22 - 253 ($658)$195$463$59,351
254 ($658)$194$464$58,887
255 ($658)$192$466$58,421
256 ($658)$191$467$57,954
257 ($658)$189$469$57,485
258 ($658)$188$470$57,015
259 ($658)$186$472$56,543
260 ($658)$185$473$56,069
261 ($658)$183$475$55,594
262 ($658)$182$477$55,118
263 ($658)$180$478$54,640
264 ($658)$178$480$54,160
Year 23 - 265 ($658)$177$481$53,679
266 ($658)$175$483$53,196
267 ($658)$174$484$52,712
268 ($658)$172$486$52,226
269 ($658)$171$488$51,738
270 ($658)$169$489$51,249
271 ($658)$167$491$50,758
272 ($658)$166$492$50,266
273 ($658)$164$494$49,772
274 ($658)$163$496$49,276
275 ($658)$161$497$48,779
276 ($658)$159$499$48,280
Year 24 - 277 ($658)$158$500$47,780
278 ($658)$156$502$47,278
279 ($658)$154$504$46,774
280 ($658)$153$505$46,269
281 ($658)$151$507$45,762
282 ($658)$149$509$45,253
283 ($658)$148$510$44,743
284 ($658)$146$512$44,231
285 ($658)$144$514$43,717
286 ($658)$143$515$43,202
287 ($658)$141$517$42,685
288 ($658)$139$519$42,166
Year 25 - 289 ($658)$138$520$41,646
290 ($658)$136$522$41,123
291 ($658)$134$524$40,600
292 ($658)$133$526$40,074
293 ($658)$131$527$39,547
294 ($658)$129$529$39,018
295 ($658)$127$531$38,487
296 ($658)$126$532$37,955
297 ($658)$124$534$37,421
298 ($658)$122$536$36,885
299 ($658)$120$538$36,347
300 ($658)$119$539$35,808
Year 26 - 301 ($658)$117$541$35,266
302 ($658)$115$543$34,723
303 ($658)$113$545$34,179
304 ($658)$112$547$33,632
305 ($658)$110$548$33,084
306 ($658)$108$550$32,534
307 ($658)$106$552$31,982
308 ($658)$104$554$31,428
309 ($658)$103$555$30,873
310 ($658)$101$557$30,315
311 ($658)$99$559$29,756
312 ($658)$97$561$29,195
Year 27 - 313 ($658)$95$563$28,633
314 ($658)$94$565$28,068
315 ($658)$92$566$27,501
316 ($658)$90$568$26,933
317 ($658)$88$570$26,363
318 ($658)$86$572$25,791
319 ($658)$84$574$25,217
320 ($658)$82$576$24,641
321 ($658)$80$578$24,064
322 ($658)$79$580$23,484
323 ($658)$77$581$22,903
324 ($658)$75$583$22,319
Year 28 - 325 ($658)$73$585$21,734
326 ($658)$71$587$21,147
327 ($658)$69$589$20,558
328 ($658)$67$591$19,967
329 ($658)$65$593$19,374
330 ($658)$63$595$18,779
331 ($658)$61$597$18,182
332 ($658)$59$599$17,583
333 ($658)$57$601$16,983
334 ($658)$55$603$16,380
335 ($658)$54$605$15,775
336 ($658)$52$607$15,169
Year 29 - 337 ($658)$50$609$14,560
338 ($658)$48$611$13,949
339 ($658)$46$613$13,337
340 ($658)$44$615$12,722
341 ($658)$42$617$12,106
342 ($658)$40$619$11,487
343 ($658)$38$621$10,866
344 ($658)$35$623$10,244
345 ($658)$33$625$9,619
346 ($658)$31$627$8,992
347 ($658)$29$629$8,364
348 ($658)$27$631$7,733
Year 30 - 349 ($658)$25$633$7,100
350 ($658)$23$635$6,465
351 ($658)$21$637$5,828
352 ($658)$19$639$5,189
353 ($658)$17$641$4,547
354 ($658)$15$643$3,904
355 ($658)$13$645$3,259
356 ($658)$11$648$2,611
357 ($658)$9$650$1,962
358 ($658)$6$652$1,310
359 ($658)$4$654$656
360 ($658)$2$656$0
TOTALS$97,737$139,200$236,937

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.