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Mortgage Payment Schedule for a $176,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($35,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$668 360 $99,733 $240,533

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $176,000
Down Payment $35,200$140,800
Year 1 - 1 ($668)$463$205$140,595
2 ($668)$463$205$140,390
3 ($668)$462$206$140,184
4 ($668)$461$207$139,977
5 ($668)$461$207$139,770
6 ($668)$460$208$139,562
7 ($668)$459$209$139,353
8 ($668)$459$209$139,144
9 ($668)$458$210$138,933
10 ($668)$457$211$138,723
11 ($668)$457$212$138,511
12 ($668)$456$212$138,299
Year 2 - 13 ($668)$455$213$138,086
14 ($668)$455$214$137,872
15 ($668)$454$214$137,658
16 ($668)$453$215$137,443
17 ($668)$452$216$137,227
18 ($668)$452$216$137,011
19 ($668)$451$217$136,794
20 ($668)$450$218$136,576
21 ($668)$450$219$136,357
22 ($668)$449$219$136,138
23 ($668)$448$220$135,918
24 ($668)$447$221$135,697
Year 3 - 25 ($668)$447$221$135,476
26 ($668)$446$222$135,253
27 ($668)$445$223$135,030
28 ($668)$444$224$134,807
29 ($668)$444$224$134,582
30 ($668)$443$225$134,357
31 ($668)$442$226$134,131
32 ($668)$442$227$133,905
33 ($668)$441$227$133,677
34 ($668)$440$228$133,449
35 ($668)$439$229$133,220
36 ($668)$439$230$132,991
Year 4 - 37 ($668)$438$230$132,760
38 ($668)$437$231$132,529
39 ($668)$436$232$132,297
40 ($668)$435$233$132,065
41 ($668)$435$233$131,831
42 ($668)$434$234$131,597
43 ($668)$433$235$131,362
44 ($668)$432$236$131,126
45 ($668)$432$237$130,890
46 ($668)$431$237$130,652
47 ($668)$430$238$130,414
48 ($668)$429$239$130,175
Year 5 - 49 ($668)$428$240$129,936
50 ($668)$428$240$129,695
51 ($668)$427$241$129,454
52 ($668)$426$242$129,212
53 ($668)$425$243$128,969
54 ($668)$425$244$128,726
55 ($668)$424$244$128,481
56 ($668)$423$245$128,236
57 ($668)$422$246$127,990
58 ($668)$421$247$127,743
59 ($668)$420$248$127,495
60 ($668)$420$248$127,247
Year 6 - 61 ($668)$419$249$126,998
62 ($668)$418$250$126,748
63 ($668)$417$251$126,497
64 ($668)$416$252$126,245
65 ($668)$416$253$125,992
66 ($668)$415$253$125,739
67 ($668)$414$254$125,485
68 ($668)$413$255$125,230
69 ($668)$412$256$124,974
70 ($668)$411$257$124,717
71 ($668)$411$258$124,459
72 ($668)$410$258$124,201
Year 7 - 73 ($668)$409$259$123,941
74 ($668)$408$260$123,681
75 ($668)$407$261$123,420
76 ($668)$406$262$123,158
77 ($668)$405$263$122,896
78 ($668)$405$264$122,632
79 ($668)$404$264$122,367
80 ($668)$403$265$122,102
81 ($668)$402$266$121,836
82 ($668)$401$267$121,569
83 ($668)$400$268$121,301
84 ($668)$399$269$121,032
Year 8 - 85 ($668)$398$270$120,762
86 ($668)$398$271$120,491
87 ($668)$397$272$120,220
88 ($668)$396$272$119,948
89 ($668)$395$273$119,674
90 ($668)$394$274$119,400
91 ($668)$393$275$119,125
92 ($668)$392$276$118,849
93 ($668)$391$277$118,572
94 ($668)$390$278$118,294
95 ($668)$389$279$118,015
96 ($668)$388$280$117,736
Year 9 - 97 ($668)$388$281$117,455
98 ($668)$387$282$117,173
99 ($668)$386$282$116,891
100 ($668)$385$283$116,608
101 ($668)$384$284$116,323
102 ($668)$383$285$116,038
103 ($668)$382$286$115,752
104 ($668)$381$287$115,465
105 ($668)$380$288$115,177
106 ($668)$379$289$114,888
107 ($668)$378$290$114,598
108 ($668)$377$291$114,307
Year 10 - 109 ($668)$376$292$114,015
110 ($668)$375$293$113,722
111 ($668)$374$294$113,428
112 ($668)$373$295$113,133
113 ($668)$372$296$112,838
114 ($668)$371$297$112,541
115 ($668)$370$298$112,243
116 ($668)$369$299$111,945
117 ($668)$368$300$111,645
118 ($668)$367$301$111,344
119 ($668)$367$302$111,043
120 ($668)$366$303$110,740
Year 11 - 121 ($668)$365$304$110,436
122 ($668)$364$305$110,132
123 ($668)$363$306$109,826
124 ($668)$362$307$109,519
125 ($668)$361$308$109,212
126 ($668)$359$309$108,903
127 ($668)$358$310$108,593
128 ($668)$357$311$108,283
129 ($668)$356$312$107,971
130 ($668)$355$313$107,658
131 ($668)$354$314$107,345
132 ($668)$353$315$107,030
Year 12 - 133 ($668)$352$316$106,714
134 ($668)$351$317$106,397
135 ($668)$350$318$106,079
136 ($668)$349$319$105,760
137 ($668)$348$320$105,440
138 ($668)$347$321$105,119
139 ($668)$346$322$104,797
140 ($668)$345$323$104,474
141 ($668)$344$324$104,149
142 ($668)$343$325$103,824
143 ($668)$342$326$103,498
144 ($668)$341$327$103,170
Year 13 - 145 ($668)$340$329$102,842
146 ($668)$339$330$102,512
147 ($668)$337$331$102,181
148 ($668)$336$332$101,850
149 ($668)$335$333$101,517
150 ($668)$334$334$101,183
151 ($668)$333$335$100,848
152 ($668)$332$336$100,511
153 ($668)$331$337$100,174
154 ($668)$330$338$99,836
155 ($668)$329$340$99,496
156 ($668)$328$341$99,156
Year 14 - 157 ($668)$326$342$98,814
158 ($668)$325$343$98,471
159 ($668)$324$344$98,127
160 ($668)$323$345$97,782
161 ($668)$322$346$97,435
162 ($668)$321$347$97,088
163 ($668)$320$349$96,739
164 ($668)$318$350$96,390
165 ($668)$317$351$96,039
166 ($668)$316$352$95,687
167 ($668)$315$353$95,334
168 ($668)$314$354$94,979
Year 15 - 169 ($668)$313$356$94,624
170 ($668)$311$357$94,267
171 ($668)$310$358$93,909
172 ($668)$309$359$93,550
173 ($668)$308$360$93,190
174 ($668)$307$361$92,829
175 ($668)$306$363$92,466
176 ($668)$304$364$92,102
177 ($668)$303$365$91,737
178 ($668)$302$366$91,371
179 ($668)$301$367$91,004
180 ($668)$300$369$90,635
Year 16 - 181 ($668)$298$370$90,265
182 ($668)$297$371$89,894
183 ($668)$296$372$89,522
184 ($668)$295$373$89,149
185 ($668)$293$375$88,774
186 ($668)$292$376$88,398
187 ($668)$291$377$88,021
188 ($668)$290$378$87,642
189 ($668)$288$380$87,263
190 ($668)$287$381$86,882
191 ($668)$286$382$86,500
192 ($668)$285$383$86,116
Year 17 - 193 ($668)$283$385$85,732
194 ($668)$282$386$85,346
195 ($668)$281$387$84,958
196 ($668)$280$388$84,570
197 ($668)$278$390$84,180
198 ($668)$277$391$83,789
199 ($668)$276$392$83,397
200 ($668)$275$394$83,003
201 ($668)$273$395$82,608
202 ($668)$272$396$82,212
203 ($668)$271$398$81,814
204 ($668)$269$399$81,416
Year 18 - 205 ($668)$268$400$81,015
206 ($668)$267$401$80,614
207 ($668)$265$403$80,211
208 ($668)$264$404$79,807
209 ($668)$263$405$79,402
210 ($668)$261$407$78,995
211 ($668)$260$408$78,587
212 ($668)$259$409$78,177
213 ($668)$257$411$77,766
214 ($668)$256$412$77,354
215 ($668)$255$414$76,941
216 ($668)$253$415$76,526
Year 19 - 217 ($668)$252$416$76,110
218 ($668)$251$418$75,692
219 ($668)$249$419$75,273
220 ($668)$248$420$74,853
221 ($668)$246$422$74,431
222 ($668)$245$423$74,008
223 ($668)$244$425$73,583
224 ($668)$242$426$73,157
225 ($668)$241$427$72,730
226 ($668)$239$429$72,301
227 ($668)$238$430$71,871
228 ($668)$237$432$71,439
Year 20 - 229 ($668)$235$433$71,006
230 ($668)$234$434$70,572
231 ($668)$232$436$70,136
232 ($668)$231$437$69,699
233 ($668)$229$439$69,260
234 ($668)$228$440$68,820
235 ($668)$227$442$68,378
236 ($668)$225$443$67,935
237 ($668)$224$445$67,491
238 ($668)$222$446$67,045
239 ($668)$221$447$66,597
240 ($668)$219$449$66,148
Year 21 - 241 ($668)$218$450$65,698
242 ($668)$216$452$65,246
243 ($668)$215$453$64,793
244 ($668)$213$455$64,338
245 ($668)$212$456$63,881
246 ($668)$210$458$63,423
247 ($668)$209$459$62,964
248 ($668)$207$461$62,503
249 ($668)$206$462$62,041
250 ($668)$204$464$61,577
251 ($668)$203$465$61,111
252 ($668)$201$467$60,644
Year 22 - 253 ($668)$200$469$60,176
254 ($668)$198$470$59,706
255 ($668)$197$472$59,234
256 ($668)$195$473$58,761
257 ($668)$193$475$58,286
258 ($668)$192$476$57,810
259 ($668)$190$478$57,332
260 ($668)$189$479$56,853
261 ($668)$187$481$56,372
262 ($668)$186$483$55,889
263 ($668)$184$484$55,405
264 ($668)$182$486$54,919
Year 23 - 265 ($668)$181$487$54,432
266 ($668)$179$489$53,943
267 ($668)$178$491$53,452
268 ($668)$176$492$52,960
269 ($668)$174$494$52,466
270 ($668)$173$495$51,971
271 ($668)$171$497$51,474
272 ($668)$169$499$50,975
273 ($668)$168$500$50,475
274 ($668)$166$502$49,973
275 ($668)$164$504$49,469
276 ($668)$163$505$48,964
Year 24 - 277 ($668)$161$507$48,457
278 ($668)$160$509$47,948
279 ($668)$158$510$47,438
280 ($668)$156$512$46,926
281 ($668)$154$514$46,412
282 ($668)$153$515$45,897
283 ($668)$151$517$45,380
284 ($668)$149$519$44,861
285 ($668)$148$520$44,340
286 ($668)$146$522$43,818
287 ($668)$144$524$43,294
288 ($668)$143$526$42,769
Year 25 - 289 ($668)$141$527$42,241
290 ($668)$139$529$41,712
291 ($668)$137$531$41,181
292 ($668)$136$533$40,649
293 ($668)$134$534$40,114
294 ($668)$132$536$39,578
295 ($668)$130$538$39,040
296 ($668)$129$540$38,501
297 ($668)$127$541$37,959
298 ($668)$125$543$37,416
299 ($668)$123$545$36,871
300 ($668)$121$547$36,324
Year 26 - 301 ($668)$120$549$35,776
302 ($668)$118$550$35,225
303 ($668)$116$552$34,673
304 ($668)$114$554$34,119
305 ($668)$112$556$33,563
306 ($668)$110$558$33,006
307 ($668)$109$560$32,446
308 ($668)$107$561$31,885
309 ($668)$105$563$31,322
310 ($668)$103$565$30,757
311 ($668)$101$567$30,190
312 ($668)$99$569$29,621
Year 27 - 313 ($668)$98$571$29,050
314 ($668)$96$573$28,478
315 ($668)$94$574$27,903
316 ($668)$92$576$27,327
317 ($668)$90$578$26,749
318 ($668)$88$580$26,169
319 ($668)$86$582$25,587
320 ($668)$84$584$25,003
321 ($668)$82$586$24,417
322 ($668)$80$588$23,829
323 ($668)$78$590$23,239
324 ($668)$76$592$22,648
Year 28 - 325 ($668)$75$594$22,054
326 ($668)$73$596$21,459
327 ($668)$71$598$20,861
328 ($668)$69$599$20,262
329 ($668)$67$601$19,660
330 ($668)$65$603$19,057
331 ($668)$63$605$18,451
332 ($668)$61$607$17,844
333 ($668)$59$609$17,234
334 ($668)$57$611$16,623
335 ($668)$55$613$16,010
336 ($668)$53$615$15,394
Year 29 - 337 ($668)$51$617$14,777
338 ($668)$49$620$14,157
339 ($668)$47$622$13,536
340 ($668)$45$624$12,912
341 ($668)$43$626$12,286
342 ($668)$40$628$11,659
343 ($668)$38$630$11,029
344 ($668)$36$632$10,397
345 ($668)$34$634$9,763
346 ($668)$32$636$9,127
347 ($668)$30$638$8,489
348 ($668)$28$640$7,849
Year 30 - 349 ($668)$26$642$7,207
350 ($668)$24$644$6,562
351 ($668)$22$647$5,916
352 ($668)$19$649$5,267
353 ($668)$17$651$4,616
354 ($668)$15$653$3,963
355 ($668)$13$655$3,308
356 ($668)$11$657$2,651
357 ($668)$9$659$1,991
358 ($668)$7$662$1,330
359 ($668)$4$664$666
360 ($668)$2$666$0
TOTALS$99,733$140,800$240,533

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.