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Mortgage Payment Schedule for a $178,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($35,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$673 360 $99,984 $242,384

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $178,000
Down Payment $35,600$142,400
Year 1 - 1 ($673)$465$208$142,192
2 ($673)$464$209$141,983
3 ($673)$464$209$141,774
4 ($673)$463$210$141,563
5 ($673)$462$211$141,353
6 ($673)$462$212$141,141
7 ($673)$461$212$140,929
8 ($673)$460$213$140,716
9 ($673)$460$214$140,502
10 ($673)$459$214$140,288
11 ($673)$458$215$140,073
12 ($673)$458$216$139,857
Year 2 - 13 ($673)$457$216$139,641
14 ($673)$456$217$139,424
15 ($673)$455$218$139,206
16 ($673)$455$219$138,987
17 ($673)$454$219$138,768
18 ($673)$453$220$138,548
19 ($673)$453$221$138,327
20 ($673)$452$221$138,106
21 ($673)$451$222$137,884
22 ($673)$450$223$137,661
23 ($673)$450$224$137,437
24 ($673)$449$224$137,213
Year 3 - 25 ($673)$448$225$136,988
26 ($673)$447$226$136,762
27 ($673)$447$227$136,536
28 ($673)$446$227$136,308
29 ($673)$445$228$136,080
30 ($673)$445$229$135,852
31 ($673)$444$230$135,622
32 ($673)$443$230$135,392
33 ($673)$442$231$135,161
34 ($673)$442$232$134,929
35 ($673)$441$233$134,697
36 ($673)$440$233$134,463
Year 4 - 37 ($673)$439$234$134,229
38 ($673)$438$235$133,994
39 ($673)$438$236$133,759
40 ($673)$437$236$133,523
41 ($673)$436$237$133,285
42 ($673)$435$238$133,048
43 ($673)$435$239$132,809
44 ($673)$434$239$132,569
45 ($673)$433$240$132,329
46 ($673)$432$241$132,088
47 ($673)$431$242$131,846
48 ($673)$431$243$131,604
Year 5 - 49 ($673)$430$243$131,360
50 ($673)$429$244$131,116
51 ($673)$428$245$130,871
52 ($673)$428$246$130,625
53 ($673)$427$247$130,379
54 ($673)$426$247$130,131
55 ($673)$425$248$129,883
56 ($673)$424$249$129,634
57 ($673)$423$250$129,384
58 ($673)$423$251$129,134
59 ($673)$422$251$128,882
60 ($673)$421$252$128,630
Year 6 - 61 ($673)$420$253$128,377
62 ($673)$419$254$128,123
63 ($673)$419$255$127,868
64 ($673)$418$256$127,613
65 ($673)$417$256$127,356
66 ($673)$416$257$127,099
67 ($673)$415$258$126,841
68 ($673)$414$259$126,582
69 ($673)$414$260$126,322
70 ($673)$413$261$126,062
71 ($673)$412$261$125,800
72 ($673)$411$262$125,538
Year 7 - 73 ($673)$410$263$125,275
74 ($673)$409$264$125,011
75 ($673)$408$265$124,746
76 ($673)$408$266$124,480
77 ($673)$407$267$124,213
78 ($673)$406$268$123,946
79 ($673)$405$268$123,677
80 ($673)$404$269$123,408
81 ($673)$403$270$123,138
82 ($673)$402$271$122,867
83 ($673)$401$272$122,595
84 ($673)$400$273$122,322
Year 8 - 85 ($673)$400$274$122,048
86 ($673)$399$275$121,774
87 ($673)$398$275$121,498
88 ($673)$397$276$121,222
89 ($673)$396$277$120,945
90 ($673)$395$278$120,666
91 ($673)$394$279$120,387
92 ($673)$393$280$120,107
93 ($673)$392$281$119,826
94 ($673)$391$282$119,544
95 ($673)$391$283$119,262
96 ($673)$390$284$118,978
Year 9 - 97 ($673)$389$285$118,693
98 ($673)$388$286$118,408
99 ($673)$387$286$118,121
100 ($673)$386$287$117,834
101 ($673)$385$288$117,546
102 ($673)$384$289$117,256
103 ($673)$383$290$116,966
104 ($673)$382$291$116,675
105 ($673)$381$292$116,383
106 ($673)$380$293$116,089
107 ($673)$379$294$115,795
108 ($673)$378$295$115,500
Year 10 - 109 ($673)$377$296$115,204
110 ($673)$376$297$114,907
111 ($673)$375$298$114,610
112 ($673)$374$299$114,311
113 ($673)$373$300$114,011
114 ($673)$372$301$113,710
115 ($673)$371$302$113,408
116 ($673)$370$303$113,105
117 ($673)$369$304$112,801
118 ($673)$368$305$112,497
119 ($673)$367$306$112,191
120 ($673)$366$307$111,884
Year 11 - 121 ($673)$365$308$111,576
122 ($673)$364$309$111,267
123 ($673)$363$310$110,958
124 ($673)$362$311$110,647
125 ($673)$361$312$110,335
126 ($673)$360$313$110,022
127 ($673)$359$314$109,708
128 ($673)$358$315$109,393
129 ($673)$357$316$109,077
130 ($673)$356$317$108,760
131 ($673)$355$318$108,442
132 ($673)$354$319$108,123
Year 12 - 133 ($673)$353$320$107,803
134 ($673)$352$321$107,482
135 ($673)$351$322$107,160
136 ($673)$350$323$106,837
137 ($673)$349$324$106,512
138 ($673)$348$325$106,187
139 ($673)$347$326$105,861
140 ($673)$346$327$105,533
141 ($673)$345$329$105,205
142 ($673)$344$330$104,875
143 ($673)$343$331$104,544
144 ($673)$342$332$104,213
Year 13 - 145 ($673)$340$333$103,880
146 ($673)$339$334$103,546
147 ($673)$338$335$103,211
148 ($673)$337$336$102,875
149 ($673)$336$337$102,537
150 ($673)$335$338$102,199
151 ($673)$334$339$101,860
152 ($673)$333$341$101,519
153 ($673)$332$342$101,177
154 ($673)$331$343$100,835
155 ($673)$329$344$100,491
156 ($673)$328$345$100,146
Year 14 - 157 ($673)$327$346$99,800
158 ($673)$326$347$99,452
159 ($673)$325$348$99,104
160 ($673)$324$350$98,754
161 ($673)$323$351$98,404
162 ($673)$321$352$98,052
163 ($673)$320$353$97,699
164 ($673)$319$354$97,345
165 ($673)$318$355$96,989
166 ($673)$317$356$96,633
167 ($673)$316$358$96,275
168 ($673)$314$359$95,916
Year 15 - 169 ($673)$313$360$95,557
170 ($673)$312$361$95,195
171 ($673)$311$362$94,833
172 ($673)$310$364$94,470
173 ($673)$309$365$94,105
174 ($673)$307$366$93,739
175 ($673)$306$367$93,372
176 ($673)$305$368$93,004
177 ($673)$304$369$92,634
178 ($673)$303$371$92,264
179 ($673)$301$372$91,892
180 ($673)$300$373$91,518
Year 16 - 181 ($673)$299$374$91,144
182 ($673)$298$376$90,769
183 ($673)$297$377$90,392
184 ($673)$295$378$90,014
185 ($673)$294$379$89,635
186 ($673)$293$380$89,254
187 ($673)$292$382$88,872
188 ($673)$290$383$88,489
189 ($673)$289$384$88,105
190 ($673)$288$385$87,720
191 ($673)$287$387$87,333
192 ($673)$285$388$86,945
Year 17 - 193 ($673)$284$389$86,556
194 ($673)$283$391$86,165
195 ($673)$281$392$85,773
196 ($673)$280$393$85,380
197 ($673)$279$394$84,986
198 ($673)$278$396$84,590
199 ($673)$276$397$84,193
200 ($673)$275$398$83,795
201 ($673)$274$400$83,395
202 ($673)$272$401$82,995
203 ($673)$271$402$82,592
204 ($673)$270$403$82,189
Year 18 - 205 ($673)$268$405$81,784
206 ($673)$267$406$81,378
207 ($673)$266$407$80,971
208 ($673)$265$409$80,562
209 ($673)$263$410$80,152
210 ($673)$262$411$79,740
211 ($673)$260$413$79,327
212 ($673)$259$414$78,913
213 ($673)$258$416$78,498
214 ($673)$256$417$78,081
215 ($673)$255$418$77,663
216 ($673)$254$420$77,243
Year 19 - 217 ($673)$252$421$76,822
218 ($673)$251$422$76,400
219 ($673)$250$424$75,976
220 ($673)$248$425$75,551
221 ($673)$247$426$75,124
222 ($673)$245$428$74,697
223 ($673)$244$429$74,267
224 ($673)$243$431$73,837
225 ($673)$241$432$73,404
226 ($673)$240$434$72,971
227 ($673)$238$435$72,536
228 ($673)$237$436$72,100
Year 20 - 229 ($673)$236$438$71,662
230 ($673)$234$439$71,223
231 ($673)$233$441$70,782
232 ($673)$231$442$70,340
233 ($673)$230$444$69,897
234 ($673)$228$445$69,452
235 ($673)$227$446$69,005
236 ($673)$225$448$68,557
237 ($673)$224$449$68,108
238 ($673)$222$451$67,657
239 ($673)$221$452$67,205
240 ($673)$220$454$66,751
Year 21 - 241 ($673)$218$455$66,296
242 ($673)$217$457$65,839
243 ($673)$215$458$65,381
244 ($673)$214$460$64,921
245 ($673)$212$461$64,460
246 ($673)$211$463$63,997
247 ($673)$209$464$63,533
248 ($673)$208$466$63,067
249 ($673)$206$467$62,600
250 ($673)$204$469$62,131
251 ($673)$203$470$61,661
252 ($673)$201$472$61,189
Year 22 - 253 ($673)$200$473$60,716
254 ($673)$198$475$60,241
255 ($673)$197$477$59,764
256 ($673)$195$478$59,286
257 ($673)$194$480$58,807
258 ($673)$192$481$58,325
259 ($673)$191$483$57,843
260 ($673)$189$484$57,358
261 ($673)$187$486$56,872
262 ($673)$186$488$56,385
263 ($673)$184$489$55,896
264 ($673)$183$491$55,405
Year 23 - 265 ($673)$181$492$54,913
266 ($673)$179$494$54,419
267 ($673)$178$496$53,923
268 ($673)$176$497$53,426
269 ($673)$175$499$52,927
270 ($673)$173$500$52,427
271 ($673)$171$502$51,925
272 ($673)$170$504$51,421
273 ($673)$168$505$50,916
274 ($673)$166$507$50,409
275 ($673)$165$509$49,901
276 ($673)$163$510$49,390
Year 24 - 277 ($673)$161$512$48,878
278 ($673)$160$514$48,365
279 ($673)$158$515$47,849
280 ($673)$156$517$47,332
281 ($673)$155$519$46,814
282 ($673)$153$520$46,293
283 ($673)$151$522$45,771
284 ($673)$150$524$45,248
285 ($673)$148$525$44,722
286 ($673)$146$527$44,195
287 ($673)$144$529$43,666
288 ($673)$143$531$43,135
Year 25 - 289 ($673)$141$532$42,603
290 ($673)$139$534$42,069
291 ($673)$137$536$41,533
292 ($673)$136$538$40,995
293 ($673)$134$539$40,456
294 ($673)$132$541$39,915
295 ($673)$130$543$39,372
296 ($673)$129$545$38,827
297 ($673)$127$546$38,281
298 ($673)$125$548$37,733
299 ($673)$123$550$37,183
300 ($673)$121$552$36,631
Year 26 - 301 ($673)$120$554$36,077
302 ($673)$118$555$35,522
303 ($673)$116$557$34,964
304 ($673)$114$559$34,405
305 ($673)$112$561$33,844
306 ($673)$111$563$33,282
307 ($673)$109$565$32,717
308 ($673)$107$566$32,151
309 ($673)$105$568$31,582
310 ($673)$103$570$31,012
311 ($673)$101$572$30,440
312 ($673)$99$574$29,866
Year 27 - 313 ($673)$98$576$29,291
314 ($673)$96$578$28,713
315 ($673)$94$579$28,134
316 ($673)$92$581$27,552
317 ($673)$90$583$26,969
318 ($673)$88$585$26,384
319 ($673)$86$587$25,797
320 ($673)$84$589$25,208
321 ($673)$82$591$24,617
322 ($673)$80$593$24,024
323 ($673)$78$595$23,429
324 ($673)$77$597$22,832
Year 28 - 325 ($673)$75$599$22,234
326 ($673)$73$601$21,633
327 ($673)$71$603$21,030
328 ($673)$69$605$20,426
329 ($673)$67$607$19,819
330 ($673)$65$609$19,211
331 ($673)$63$611$18,600
332 ($673)$61$613$17,988
333 ($673)$59$615$17,373
334 ($673)$57$617$16,756
335 ($673)$55$619$16,138
336 ($673)$53$621$15,517
Year 29 - 337 ($673)$51$623$14,895
338 ($673)$49$625$14,270
339 ($673)$47$627$13,643
340 ($673)$45$629$13,015
341 ($673)$43$631$12,384
342 ($673)$40$633$11,751
343 ($673)$38$635$11,116
344 ($673)$36$637$10,479
345 ($673)$34$639$9,840
346 ($673)$32$641$9,199
347 ($673)$30$643$8,556
348 ($673)$28$645$7,910
Year 30 - 349 ($673)$26$647$7,263
350 ($673)$24$650$6,613
351 ($673)$22$652$5,962
352 ($673)$19$654$5,308
353 ($673)$17$656$4,652
354 ($673)$15$658$3,994
355 ($673)$13$660$3,334
356 ($673)$11$662$2,671
357 ($673)$9$665$2,007
358 ($673)$7$667$1,340
359 ($673)$4$669$671
360 ($673)$2$671$0
TOTALS$99,984$142,400$242,384

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.