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Mortgage Payment Schedule for a $180,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($36,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$691 360 $104,689 $248,689

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $180,000
Down Payment $36,000$144,000
Year 1 - 1 ($691)$485$206$143,794
2 ($691)$484$207$143,587
3 ($691)$483$207$143,380
4 ($691)$483$208$143,172
5 ($691)$482$209$142,963
6 ($691)$481$209$142,754
7 ($691)$481$210$142,543
8 ($691)$480$211$142,332
9 ($691)$479$212$142,121
10 ($691)$478$212$141,908
11 ($691)$478$213$141,695
12 ($691)$477$214$141,482
Year 2 - 13 ($691)$476$214$141,267
14 ($691)$476$215$141,052
15 ($691)$475$216$140,836
16 ($691)$474$217$140,619
17 ($691)$473$217$140,402
18 ($691)$473$218$140,184
19 ($691)$472$219$139,965
20 ($691)$471$220$139,745
21 ($691)$470$220$139,525
22 ($691)$470$221$139,304
23 ($691)$469$222$139,082
24 ($691)$468$223$138,860
Year 3 - 25 ($691)$467$223$138,636
26 ($691)$467$224$138,412
27 ($691)$466$225$138,188
28 ($691)$465$226$137,962
29 ($691)$464$226$137,736
30 ($691)$464$227$137,509
31 ($691)$463$228$137,281
32 ($691)$462$229$137,052
33 ($691)$461$229$136,823
34 ($691)$461$230$136,592
35 ($691)$460$231$136,362
36 ($691)$459$232$136,130
Year 4 - 37 ($691)$458$232$135,897
38 ($691)$458$233$135,664
39 ($691)$457$234$135,430
40 ($691)$456$235$135,195
41 ($691)$455$236$134,959
42 ($691)$454$236$134,723
43 ($691)$454$237$134,486
44 ($691)$453$238$134,248
45 ($691)$452$239$134,009
46 ($691)$451$240$133,769
47 ($691)$450$240$133,529
48 ($691)$450$241$133,288
Year 5 - 49 ($691)$449$242$133,046
50 ($691)$448$243$132,803
51 ($691)$447$244$132,559
52 ($691)$446$245$132,314
53 ($691)$445$245$132,069
54 ($691)$445$246$131,823
55 ($691)$444$247$131,576
56 ($691)$443$248$131,328
57 ($691)$442$249$131,079
58 ($691)$441$250$130,830
59 ($691)$440$250$130,580
60 ($691)$440$251$130,328
Year 6 - 61 ($691)$439$252$130,076
62 ($691)$438$253$129,823
63 ($691)$437$254$129,570
64 ($691)$436$255$129,315
65 ($691)$435$255$129,060
66 ($691)$435$256$128,803
67 ($691)$434$257$128,546
68 ($691)$433$258$128,288
69 ($691)$432$259$128,029
70 ($691)$431$260$127,770
71 ($691)$430$261$127,509
72 ($691)$429$262$127,247
Year 7 - 73 ($691)$428$262$126,985
74 ($691)$428$263$126,722
75 ($691)$427$264$126,458
76 ($691)$426$265$126,192
77 ($691)$425$266$125,926
78 ($691)$424$267$125,660
79 ($691)$423$268$125,392
80 ($691)$422$269$125,123
81 ($691)$421$270$124,854
82 ($691)$420$270$124,583
83 ($691)$419$271$124,312
84 ($691)$419$272$124,040
Year 8 - 85 ($691)$418$273$123,766
86 ($691)$417$274$123,492
87 ($691)$416$275$123,217
88 ($691)$415$276$122,941
89 ($691)$414$277$122,664
90 ($691)$413$278$122,386
91 ($691)$412$279$122,108
92 ($691)$411$280$121,828
93 ($691)$410$281$121,547
94 ($691)$409$282$121,266
95 ($691)$408$283$120,983
96 ($691)$407$283$120,700
Year 9 - 97 ($691)$406$284$120,415
98 ($691)$405$285$120,130
99 ($691)$404$286$119,844
100 ($691)$403$287$119,556
101 ($691)$403$288$119,268
102 ($691)$402$289$118,979
103 ($691)$401$290$118,688
104 ($691)$400$291$118,397
105 ($691)$399$292$118,105
106 ($691)$398$293$117,812
107 ($691)$397$294$117,518
108 ($691)$396$295$117,222
Year 10 - 109 ($691)$395$296$116,926
110 ($691)$394$297$116,629
111 ($691)$393$298$116,331
112 ($691)$392$299$116,032
113 ($691)$391$300$115,732
114 ($691)$390$301$115,431
115 ($691)$389$302$115,128
116 ($691)$388$303$114,825
117 ($691)$387$304$114,521
118 ($691)$386$305$114,216
119 ($691)$385$306$113,909
120 ($691)$383$307$113,602
Year 11 - 121 ($691)$382$308$113,294
122 ($691)$381$309$112,984
123 ($691)$380$310$112,674
124 ($691)$379$311$112,362
125 ($691)$378$313$112,050
126 ($691)$377$314$111,736
127 ($691)$376$315$111,422
128 ($691)$375$316$111,106
129 ($691)$374$317$110,789
130 ($691)$373$318$110,471
131 ($691)$372$319$110,153
132 ($691)$371$320$109,833
Year 12 - 133 ($691)$370$321$109,512
134 ($691)$369$322$109,190
135 ($691)$368$323$108,866
136 ($691)$367$324$108,542
137 ($691)$365$325$108,217
138 ($691)$364$326$107,890
139 ($691)$363$328$107,563
140 ($691)$362$329$107,234
141 ($691)$361$330$106,904
142 ($691)$360$331$106,573
143 ($691)$359$332$106,241
144 ($691)$358$333$105,908
Year 13 - 145 ($691)$357$334$105,574
146 ($691)$355$335$105,239
147 ($691)$354$336$104,902
148 ($691)$353$338$104,564
149 ($691)$352$339$104,226
150 ($691)$351$340$103,886
151 ($691)$350$341$103,545
152 ($691)$349$342$103,202
153 ($691)$347$343$102,859
154 ($691)$346$345$102,515
155 ($691)$345$346$102,169
156 ($691)$344$347$101,822
Year 14 - 157 ($691)$343$348$101,474
158 ($691)$342$349$101,125
159 ($691)$340$350$100,775
160 ($691)$339$352$100,423
161 ($691)$338$353$100,070
162 ($691)$337$354$99,716
163 ($691)$336$355$99,361
164 ($691)$335$356$99,005
165 ($691)$333$357$98,648
166 ($691)$332$359$98,289
167 ($691)$331$360$97,929
168 ($691)$330$361$97,568
Year 15 - 169 ($691)$328$362$97,206
170 ($691)$327$364$96,842
171 ($691)$326$365$96,477
172 ($691)$325$366$96,111
173 ($691)$324$367$95,744
174 ($691)$322$368$95,376
175 ($691)$321$370$95,006
176 ($691)$320$371$94,635
177 ($691)$319$372$94,263
178 ($691)$317$373$93,889
179 ($691)$316$375$93,514
180 ($691)$315$376$93,139
Year 16 - 181 ($691)$314$377$92,761
182 ($691)$312$379$92,383
183 ($691)$311$380$92,003
184 ($691)$310$381$91,622
185 ($691)$308$382$91,240
186 ($691)$307$384$90,856
187 ($691)$306$385$90,471
188 ($691)$305$386$90,085
189 ($691)$303$388$89,697
190 ($691)$302$389$89,308
191 ($691)$301$390$88,918
192 ($691)$299$391$88,527
Year 17 - 193 ($691)$298$393$88,134
194 ($691)$297$394$87,740
195 ($691)$295$395$87,345
196 ($691)$294$397$86,948
197 ($691)$293$398$86,550
198 ($691)$291$399$86,150
199 ($691)$290$401$85,750
200 ($691)$289$402$85,348
201 ($691)$287$403$84,944
202 ($691)$286$405$84,539
203 ($691)$285$406$84,133
204 ($691)$283$408$83,726
Year 18 - 205 ($691)$282$409$83,317
206 ($691)$280$410$82,906
207 ($691)$279$412$82,495
208 ($691)$278$413$82,082
209 ($691)$276$414$81,667
210 ($691)$275$416$81,251
211 ($691)$274$417$80,834
212 ($691)$272$419$80,415
213 ($691)$271$420$79,995
214 ($691)$269$421$79,574
215 ($691)$268$423$79,151
216 ($691)$266$424$78,726
Year 19 - 217 ($691)$265$426$78,301
218 ($691)$264$427$77,874
219 ($691)$262$429$77,445
220 ($691)$261$430$77,015
221 ($691)$259$432$76,583
222 ($691)$258$433$76,150
223 ($691)$256$434$75,716
224 ($691)$255$436$75,280
225 ($691)$253$437$74,843
226 ($691)$252$439$74,404
227 ($691)$250$440$73,964
228 ($691)$249$442$73,522
Year 20 - 229 ($691)$248$443$73,078
230 ($691)$246$445$72,634
231 ($691)$245$446$72,187
232 ($691)$243$448$71,740
233 ($691)$242$449$71,290
234 ($691)$240$451$70,840
235 ($691)$238$452$70,387
236 ($691)$237$454$69,933
237 ($691)$235$455$69,478
238 ($691)$234$457$69,021
239 ($691)$232$458$68,563
240 ($691)$231$460$68,103
Year 21 - 241 ($691)$229$462$67,641
242 ($691)$228$463$67,178
243 ($691)$226$465$66,714
244 ($691)$225$466$66,247
245 ($691)$223$468$65,780
246 ($691)$221$469$65,310
247 ($691)$220$471$64,839
248 ($691)$218$473$64,367
249 ($691)$217$474$63,893
250 ($691)$215$476$63,417
251 ($691)$214$477$62,940
252 ($691)$212$479$62,461
Year 22 - 253 ($691)$210$481$61,980
254 ($691)$209$482$61,498
255 ($691)$207$484$61,014
256 ($691)$205$485$60,529
257 ($691)$204$487$60,042
258 ($691)$202$489$59,553
259 ($691)$200$490$59,063
260 ($691)$199$492$58,571
261 ($691)$197$494$58,077
262 ($691)$196$495$57,582
263 ($691)$194$497$57,085
264 ($691)$192$499$56,587
Year 23 - 265 ($691)$191$500$56,086
266 ($691)$189$502$55,584
267 ($691)$187$504$55,081
268 ($691)$185$505$54,575
269 ($691)$184$507$54,068
270 ($691)$182$509$53,559
271 ($691)$180$510$53,049
272 ($691)$179$512$52,537
273 ($691)$177$514$52,023
274 ($691)$175$516$51,507
275 ($691)$173$517$50,990
276 ($691)$172$519$50,471
Year 24 - 277 ($691)$170$521$49,950
278 ($691)$168$523$49,427
279 ($691)$166$524$48,903
280 ($691)$165$526$48,377
281 ($691)$163$528$47,849
282 ($691)$161$530$47,319
283 ($691)$159$531$46,787
284 ($691)$158$533$46,254
285 ($691)$156$535$45,719
286 ($691)$154$537$45,182
287 ($691)$152$539$44,643
288 ($691)$150$541$44,103
Year 25 - 289 ($691)$148$542$43,561
290 ($691)$147$544$43,016
291 ($691)$145$546$42,471
292 ($691)$143$548$41,923
293 ($691)$141$550$41,373
294 ($691)$139$552$40,822
295 ($691)$137$553$40,268
296 ($691)$136$555$39,713
297 ($691)$134$557$39,156
298 ($691)$132$559$38,597
299 ($691)$130$561$38,036
300 ($691)$128$563$37,473
Year 26 - 301 ($691)$126$565$36,909
302 ($691)$124$567$36,342
303 ($691)$122$568$35,774
304 ($691)$120$570$35,203
305 ($691)$119$572$34,631
306 ($691)$117$574$34,057
307 ($691)$115$576$33,481
308 ($691)$113$578$32,902
309 ($691)$111$580$32,322
310 ($691)$109$582$31,740
311 ($691)$107$584$31,157
312 ($691)$105$586$30,571
Year 27 - 313 ($691)$103$588$29,983
314 ($691)$101$590$29,393
315 ($691)$99$592$28,801
316 ($691)$97$594$28,207
317 ($691)$95$596$27,611
318 ($691)$93$598$27,014
319 ($691)$91$600$26,414
320 ($691)$89$602$25,812
321 ($691)$87$604$25,208
322 ($691)$85$606$24,602
323 ($691)$83$608$23,994
324 ($691)$81$610$23,384
Year 28 - 325 ($691)$79$612$22,772
326 ($691)$77$614$22,158
327 ($691)$75$616$21,542
328 ($691)$73$618$20,923
329 ($691)$70$620$20,303
330 ($691)$68$622$19,680
331 ($691)$66$625$19,056
332 ($691)$64$627$18,429
333 ($691)$62$629$17,800
334 ($691)$60$631$17,170
335 ($691)$58$633$16,537
336 ($691)$56$635$15,901
Year 29 - 337 ($691)$54$637$15,264
338 ($691)$51$639$14,625
339 ($691)$49$642$13,983
340 ($691)$47$644$13,339
341 ($691)$45$646$12,694
342 ($691)$43$648$12,046
343 ($691)$41$650$11,395
344 ($691)$38$652$10,743
345 ($691)$36$655$10,088
346 ($691)$34$657$9,431
347 ($691)$32$659$8,772
348 ($691)$30$661$8,111
Year 30 - 349 ($691)$27$663$7,448
350 ($691)$25$666$6,782
351 ($691)$23$668$6,114
352 ($691)$21$670$5,444
353 ($691)$18$672$4,771
354 ($691)$16$675$4,096
355 ($691)$14$677$3,419
356 ($691)$12$679$2,740
357 ($691)$9$682$2,059
358 ($691)$7$684$1,375
359 ($691)$5$686$688
360 ($691)$2$688$0
TOTALS$104,689$144,000$248,689

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.