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Mortgage Payment Schedule for a $180,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($36,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$678 360 $99,919 $243,919

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $180,000
Down Payment $36,000$144,000
Year 1 - 1 ($678)$466$212$143,788
2 ($678)$465$213$143,575
3 ($678)$464$213$143,362
4 ($678)$464$214$143,148
5 ($678)$463$215$142,933
6 ($678)$462$215$142,718
7 ($678)$461$216$142,502
8 ($678)$461$217$142,285
9 ($678)$460$217$142,068
10 ($678)$459$218$141,849
11 ($678)$459$219$141,630
12 ($678)$458$220$141,411
Year 2 - 13 ($678)$457$220$141,191
14 ($678)$457$221$140,969
15 ($678)$456$222$140,748
16 ($678)$455$222$140,525
17 ($678)$454$223$140,302
18 ($678)$454$224$140,078
19 ($678)$453$225$139,854
20 ($678)$452$225$139,628
21 ($678)$451$226$139,402
22 ($678)$451$227$139,175
23 ($678)$450$228$138,948
24 ($678)$449$228$138,719
Year 3 - 25 ($678)$449$229$138,490
26 ($678)$448$230$138,261
27 ($678)$447$231$138,030
28 ($678)$446$231$137,799
29 ($678)$446$232$137,567
30 ($678)$445$233$137,334
31 ($678)$444$234$137,101
32 ($678)$443$234$136,866
33 ($678)$443$235$136,631
34 ($678)$442$236$136,396
35 ($678)$441$237$136,159
36 ($678)$440$237$135,922
Year 4 - 37 ($678)$439$238$135,684
38 ($678)$439$239$135,445
39 ($678)$438$240$135,205
40 ($678)$437$240$134,965
41 ($678)$436$241$134,724
42 ($678)$436$242$134,482
43 ($678)$435$243$134,239
44 ($678)$434$244$133,995
45 ($678)$433$244$133,751
46 ($678)$432$245$133,506
47 ($678)$432$246$133,260
48 ($678)$431$247$133,013
Year 5 - 49 ($678)$430$247$132,766
50 ($678)$429$248$132,518
51 ($678)$428$249$132,269
52 ($678)$428$250$132,019
53 ($678)$427$251$131,768
54 ($678)$426$252$131,517
55 ($678)$425$252$131,264
56 ($678)$424$253$131,011
57 ($678)$424$254$130,757
58 ($678)$423$255$130,502
59 ($678)$422$256$130,247
60 ($678)$421$256$129,990
Year 6 - 61 ($678)$420$257$129,733
62 ($678)$419$258$129,475
63 ($678)$419$259$129,216
64 ($678)$418$260$128,956
65 ($678)$417$261$128,696
66 ($678)$416$261$128,434
67 ($678)$415$262$128,172
68 ($678)$414$263$127,909
69 ($678)$414$264$127,645
70 ($678)$413$265$127,380
71 ($678)$412$266$127,114
72 ($678)$411$267$126,848
Year 7 - 73 ($678)$410$267$126,580
74 ($678)$409$268$126,312
75 ($678)$408$269$126,043
76 ($678)$408$270$125,773
77 ($678)$407$271$125,502
78 ($678)$406$272$125,230
79 ($678)$405$273$124,958
80 ($678)$404$274$124,684
81 ($678)$403$274$124,410
82 ($678)$402$275$124,134
83 ($678)$401$276$123,858
84 ($678)$400$277$123,581
Year 8 - 85 ($678)$400$278$123,303
86 ($678)$399$279$123,024
87 ($678)$398$280$122,745
88 ($678)$397$281$122,464
89 ($678)$396$282$122,182
90 ($678)$395$282$121,900
91 ($678)$394$283$121,616
92 ($678)$393$284$121,332
93 ($678)$392$285$121,047
94 ($678)$391$286$120,761
95 ($678)$390$287$120,474
96 ($678)$390$288$120,186
Year 9 - 97 ($678)$389$289$119,897
98 ($678)$388$290$119,607
99 ($678)$387$291$119,316
100 ($678)$386$292$119,024
101 ($678)$385$293$118,731
102 ($678)$384$294$118,438
103 ($678)$383$295$118,143
104 ($678)$382$296$117,848
105 ($678)$381$297$117,551
106 ($678)$380$297$117,254
107 ($678)$379$298$116,955
108 ($678)$378$299$116,656
Year 10 - 109 ($678)$377$300$116,355
110 ($678)$376$301$116,054
111 ($678)$375$302$115,752
112 ($678)$374$303$115,448
113 ($678)$373$304$115,144
114 ($678)$372$305$114,839
115 ($678)$371$306$114,533
116 ($678)$370$307$114,225
117 ($678)$369$308$113,917
118 ($678)$368$309$113,608
119 ($678)$367$310$113,298
120 ($678)$366$311$112,987
Year 11 - 121 ($678)$365$312$112,674
122 ($678)$364$313$112,361
123 ($678)$363$314$112,047
124 ($678)$362$315$111,732
125 ($678)$361$316$111,415
126 ($678)$360$317$111,098
127 ($678)$359$318$110,780
128 ($678)$358$319$110,460
129 ($678)$357$320$110,140
130 ($678)$356$321$109,818
131 ($678)$355$322$109,496
132 ($678)$354$324$109,172
Year 12 - 133 ($678)$353$325$108,848
134 ($678)$352$326$108,522
135 ($678)$351$327$108,196
136 ($678)$350$328$107,868
137 ($678)$349$329$107,539
138 ($678)$348$330$107,209
139 ($678)$347$331$106,878
140 ($678)$346$332$106,546
141 ($678)$345$333$106,213
142 ($678)$343$334$105,879
143 ($678)$342$335$105,544
144 ($678)$341$336$105,208
Year 13 - 145 ($678)$340$337$104,870
146 ($678)$339$338$104,532
147 ($678)$338$340$104,192
148 ($678)$337$341$103,852
149 ($678)$336$342$103,510
150 ($678)$335$343$103,167
151 ($678)$334$344$102,823
152 ($678)$332$345$102,478
153 ($678)$331$346$102,132
154 ($678)$330$347$101,784
155 ($678)$329$348$101,436
156 ($678)$328$350$101,086
Year 14 - 157 ($678)$327$351$100,736
158 ($678)$326$352$100,384
159 ($678)$325$353$100,031
160 ($678)$323$354$99,677
161 ($678)$322$355$99,321
162 ($678)$321$356$98,965
163 ($678)$320$358$98,607
164 ($678)$319$359$98,249
165 ($678)$318$360$97,889
166 ($678)$317$361$97,528
167 ($678)$315$362$97,166
168 ($678)$314$363$96,802
Year 15 - 169 ($678)$313$365$96,438
170 ($678)$312$366$96,072
171 ($678)$311$367$95,705
172 ($678)$309$368$95,337
173 ($678)$308$369$94,968
174 ($678)$307$370$94,597
175 ($678)$306$372$94,225
176 ($678)$305$373$93,853
177 ($678)$303$374$93,478
178 ($678)$302$375$93,103
179 ($678)$301$377$92,727
180 ($678)$300$378$92,349
Year 16 - 181 ($678)$299$379$91,970
182 ($678)$297$380$91,590
183 ($678)$296$381$91,208
184 ($678)$295$383$90,826
185 ($678)$294$384$90,442
186 ($678)$292$385$90,057
187 ($678)$291$386$89,670
188 ($678)$290$388$89,283
189 ($678)$289$389$88,894
190 ($678)$287$390$88,504
191 ($678)$286$391$88,112
192 ($678)$285$393$87,720
Year 17 - 193 ($678)$284$394$87,326
194 ($678)$282$395$86,930
195 ($678)$281$396$86,534
196 ($678)$280$398$86,136
197 ($678)$279$399$85,737
198 ($678)$277$400$85,337
199 ($678)$276$402$84,935
200 ($678)$275$403$84,532
201 ($678)$273$404$84,128
202 ($678)$272$406$83,723
203 ($678)$271$407$83,316
204 ($678)$269$408$82,908
Year 18 - 205 ($678)$268$409$82,498
206 ($678)$267$411$82,087
207 ($678)$265$412$81,675
208 ($678)$264$413$81,262
209 ($678)$263$415$80,847
210 ($678)$261$416$80,431
211 ($678)$260$417$80,013
212 ($678)$259$419$79,594
213 ($678)$257$420$79,174
214 ($678)$256$422$78,753
215 ($678)$255$423$78,330
216 ($678)$253$424$77,905
Year 19 - 217 ($678)$252$426$77,480
218 ($678)$251$427$77,053
219 ($678)$249$428$76,624
220 ($678)$248$430$76,194
221 ($678)$246$431$75,763
222 ($678)$245$433$75,331
223 ($678)$244$434$74,897
224 ($678)$242$435$74,461
225 ($678)$241$437$74,024
226 ($678)$239$438$73,586
227 ($678)$238$440$73,147
228 ($678)$237$441$72,706
Year 20 - 229 ($678)$235$442$72,263
230 ($678)$234$444$71,819
231 ($678)$232$445$71,374
232 ($678)$231$447$70,927
233 ($678)$229$448$70,479
234 ($678)$228$450$70,029
235 ($678)$226$451$69,578
236 ($678)$225$453$69,126
237 ($678)$224$454$68,671
238 ($678)$222$456$68,216
239 ($678)$221$457$67,759
240 ($678)$219$458$67,301
Year 21 - 241 ($678)$218$460$66,841
242 ($678)$216$461$66,379
243 ($678)$215$463$65,916
244 ($678)$213$464$65,452
245 ($678)$212$466$64,986
246 ($678)$210$467$64,518
247 ($678)$209$469$64,049
248 ($678)$207$470$63,579
249 ($678)$206$472$63,107
250 ($678)$204$474$62,634
251 ($678)$203$475$62,158
252 ($678)$201$477$61,682
Year 22 - 253 ($678)$199$478$61,204
254 ($678)$198$480$60,724
255 ($678)$196$481$60,243
256 ($678)$195$483$59,760
257 ($678)$193$484$59,276
258 ($678)$192$486$58,790
259 ($678)$190$487$58,302
260 ($678)$189$489$57,813
261 ($678)$187$491$57,323
262 ($678)$185$492$56,831
263 ($678)$184$494$56,337
264 ($678)$182$495$55,841
Year 23 - 265 ($678)$181$497$55,344
266 ($678)$179$499$54,846
267 ($678)$177$500$54,346
268 ($678)$176$502$53,844
269 ($678)$174$503$53,340
270 ($678)$172$505$52,835
271 ($678)$171$507$52,328
272 ($678)$169$508$51,820
273 ($678)$168$510$51,310
274 ($678)$166$512$50,798
275 ($678)$164$513$50,285
276 ($678)$163$515$49,770
Year 24 - 277 ($678)$161$517$49,254
278 ($678)$159$518$48,735
279 ($678)$158$520$48,215
280 ($678)$156$522$47,694
281 ($678)$154$523$47,170
282 ($678)$153$525$46,645
283 ($678)$151$527$46,119
284 ($678)$149$528$45,590
285 ($678)$147$530$45,060
286 ($678)$146$532$44,528
287 ($678)$144$534$43,994
288 ($678)$142$535$43,459
Year 25 - 289 ($678)$141$537$42,922
290 ($678)$139$539$42,383
291 ($678)$137$541$41,843
292 ($678)$135$542$41,301
293 ($678)$134$544$40,757
294 ($678)$132$546$40,211
295 ($678)$130$548$39,663
296 ($678)$128$549$39,114
297 ($678)$126$551$38,563
298 ($678)$125$553$38,010
299 ($678)$123$555$37,455
300 ($678)$121$556$36,899
Year 26 - 301 ($678)$119$558$36,341
302 ($678)$118$560$35,781
303 ($678)$116$562$35,219
304 ($678)$114$564$34,655
305 ($678)$112$566$34,090
306 ($678)$110$567$33,522
307 ($678)$108$569$32,953
308 ($678)$107$571$32,382
309 ($678)$105$573$31,809
310 ($678)$103$575$31,235
311 ($678)$101$577$30,658
312 ($678)$99$578$30,080
Year 27 - 313 ($678)$97$580$29,499
314 ($678)$95$582$28,917
315 ($678)$93$584$28,333
316 ($678)$92$586$27,747
317 ($678)$90$588$27,159
318 ($678)$88$590$26,569
319 ($678)$86$592$25,978
320 ($678)$84$594$25,384
321 ($678)$82$595$24,789
322 ($678)$80$597$24,191
323 ($678)$78$599$23,592
324 ($678)$76$601$22,991
Year 28 - 325 ($678)$74$603$22,388
326 ($678)$72$605$21,782
327 ($678)$70$607$21,175
328 ($678)$68$609$20,566
329 ($678)$66$611$19,955
330 ($678)$65$613$19,342
331 ($678)$63$615$18,727
332 ($678)$61$617$18,110
333 ($678)$59$619$17,491
334 ($678)$57$621$16,870
335 ($678)$55$623$16,247
336 ($678)$53$625$15,622
Year 29 - 337 ($678)$51$627$14,995
338 ($678)$48$629$14,366
339 ($678)$46$631$13,735
340 ($678)$44$633$13,102
341 ($678)$42$635$12,467
342 ($678)$40$637$11,829
343 ($678)$38$639$11,190
344 ($678)$36$641$10,549
345 ($678)$34$643$9,905
346 ($678)$32$646$9,260
347 ($678)$30$648$8,612
348 ($678)$28$650$7,962
Year 30 - 349 ($678)$26$652$7,310
350 ($678)$24$654$6,657
351 ($678)$22$656$6,001
352 ($678)$19$658$5,342
353 ($678)$17$660$4,682
354 ($678)$15$662$4,020
355 ($678)$13$665$3,355
356 ($678)$11$667$2,688
357 ($678)$9$669$2,020
358 ($678)$7$671$1,349
359 ($678)$4$673$675
360 ($678)$2$675$0
TOTALS$99,919$144,000$243,919

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.