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Mortgage Payment Schedule for a $188,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($37,600) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$699 360 $101,272 $251,672

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $188,000
Down Payment $37,600$150,400
Year 1 - 1 ($699)$474$225$150,175
2 ($699)$473$226$149,949
3 ($699)$472$227$149,722
4 ($699)$472$227$149,494
5 ($699)$471$228$149,266
6 ($699)$470$229$149,037
7 ($699)$469$230$148,808
8 ($699)$469$230$148,577
9 ($699)$468$231$148,346
10 ($699)$467$232$148,115
11 ($699)$467$233$147,882
12 ($699)$466$233$147,649
Year 2 - 13 ($699)$465$234$147,415
14 ($699)$464$235$147,180
15 ($699)$464$235$146,945
16 ($699)$463$236$146,708
17 ($699)$462$237$146,471
18 ($699)$461$238$146,234
19 ($699)$461$238$145,995
20 ($699)$460$239$145,756
21 ($699)$459$240$145,516
22 ($699)$458$241$145,275
23 ($699)$458$241$145,034
24 ($699)$457$242$144,792
Year 3 - 25 ($699)$456$243$144,549
26 ($699)$455$244$144,305
27 ($699)$455$245$144,060
28 ($699)$454$245$143,815
29 ($699)$453$246$143,569
30 ($699)$452$247$143,322
31 ($699)$451$248$143,074
32 ($699)$451$248$142,826
33 ($699)$450$249$142,577
34 ($699)$449$250$142,327
35 ($699)$448$251$142,076
36 ($699)$448$252$141,825
Year 4 - 37 ($699)$447$252$141,572
38 ($699)$446$253$141,319
39 ($699)$445$254$141,065
40 ($699)$444$255$140,810
41 ($699)$444$256$140,555
42 ($699)$443$256$140,299
43 ($699)$442$257$140,041
44 ($699)$441$258$139,783
45 ($699)$440$259$139,525
46 ($699)$440$260$139,265
47 ($699)$439$260$139,005
48 ($699)$438$261$138,744
Year 5 - 49 ($699)$437$262$138,481
50 ($699)$436$263$138,219
51 ($699)$435$264$137,955
52 ($699)$435$265$137,690
53 ($699)$434$265$137,425
54 ($699)$433$266$137,159
55 ($699)$432$267$136,892
56 ($699)$431$268$136,624
57 ($699)$430$269$136,355
58 ($699)$430$270$136,086
59 ($699)$429$270$135,815
60 ($699)$428$271$135,544
Year 6 - 61 ($699)$427$272$135,272
62 ($699)$426$273$134,999
63 ($699)$425$274$134,725
64 ($699)$424$275$134,450
65 ($699)$424$276$134,175
66 ($699)$423$276$133,898
67 ($699)$422$277$133,621
68 ($699)$421$278$133,343
69 ($699)$420$279$133,064
70 ($699)$419$280$132,784
71 ($699)$418$281$132,503
72 ($699)$417$282$132,221
Year 7 - 73 ($699)$416$283$131,939
74 ($699)$416$283$131,655
75 ($699)$415$284$131,371
76 ($699)$414$285$131,085
77 ($699)$413$286$130,799
78 ($699)$412$287$130,512
79 ($699)$411$288$130,224
80 ($699)$410$289$129,935
81 ($699)$409$290$129,646
82 ($699)$408$291$129,355
83 ($699)$407$292$129,063
84 ($699)$407$293$128,771
Year 8 - 85 ($699)$406$293$128,477
86 ($699)$405$294$128,183
87 ($699)$404$295$127,888
88 ($699)$403$296$127,591
89 ($699)$402$297$127,294
90 ($699)$401$298$126,996
91 ($699)$400$299$126,697
92 ($699)$399$300$126,397
93 ($699)$398$301$126,096
94 ($699)$397$302$125,794
95 ($699)$396$303$125,491
96 ($699)$395$304$125,188
Year 9 - 97 ($699)$394$305$124,883
98 ($699)$393$306$124,577
99 ($699)$392$307$124,270
100 ($699)$391$308$123,963
101 ($699)$390$309$123,654
102 ($699)$390$310$123,345
103 ($699)$389$311$123,034
104 ($699)$388$312$122,723
105 ($699)$387$313$122,410
106 ($699)$386$313$122,097
107 ($699)$385$314$121,782
108 ($699)$384$315$121,467
Year 10 - 109 ($699)$383$316$121,150
110 ($699)$382$317$120,833
111 ($699)$381$318$120,514
112 ($699)$380$319$120,195
113 ($699)$379$320$119,874
114 ($699)$378$321$119,553
115 ($699)$377$322$119,230
116 ($699)$376$324$118,907
117 ($699)$375$325$118,582
118 ($699)$374$326$118,257
119 ($699)$373$327$117,930
120 ($699)$371$328$117,602
Year 11 - 121 ($699)$370$329$117,274
122 ($699)$369$330$116,944
123 ($699)$368$331$116,613
124 ($699)$367$332$116,282
125 ($699)$366$333$115,949
126 ($699)$365$334$115,615
127 ($699)$364$335$115,280
128 ($699)$363$336$114,944
129 ($699)$362$337$114,607
130 ($699)$361$338$114,269
131 ($699)$360$339$113,930
132 ($699)$359$340$113,590
Year 12 - 133 ($699)$358$341$113,248
134 ($699)$357$342$112,906
135 ($699)$356$343$112,563
136 ($699)$355$345$112,218
137 ($699)$353$346$111,873
138 ($699)$352$347$111,526
139 ($699)$351$348$111,178
140 ($699)$350$349$110,829
141 ($699)$349$350$110,479
142 ($699)$348$351$110,128
143 ($699)$347$352$109,776
144 ($699)$346$353$109,423
Year 13 - 145 ($699)$345$354$109,068
146 ($699)$344$356$108,713
147 ($699)$342$357$108,356
148 ($699)$341$358$107,998
149 ($699)$340$359$107,639
150 ($699)$339$360$107,279
151 ($699)$338$361$106,918
152 ($699)$337$362$106,556
153 ($699)$336$363$106,192
154 ($699)$335$365$105,828
155 ($699)$333$366$105,462
156 ($699)$332$367$105,095
Year 14 - 157 ($699)$331$368$104,727
158 ($699)$330$369$104,358
159 ($699)$329$370$103,988
160 ($699)$328$372$103,616
161 ($699)$326$373$103,243
162 ($699)$325$374$102,870
163 ($699)$324$375$102,495
164 ($699)$323$376$102,118
165 ($699)$322$377$101,741
166 ($699)$320$379$101,362
167 ($699)$319$380$100,982
168 ($699)$318$381$100,601
Year 15 - 169 ($699)$317$382$100,219
170 ($699)$316$383$99,836
171 ($699)$314$385$99,451
172 ($699)$313$386$99,065
173 ($699)$312$387$98,678
174 ($699)$311$388$98,290
175 ($699)$310$389$97,901
176 ($699)$308$391$97,510
177 ($699)$307$392$97,118
178 ($699)$306$393$96,725
179 ($699)$305$394$96,331
180 ($699)$303$396$95,935
Year 16 - 181 ($699)$302$397$95,538
182 ($699)$301$398$95,140
183 ($699)$300$399$94,740
184 ($699)$298$401$94,340
185 ($699)$297$402$93,938
186 ($699)$296$403$93,535
187 ($699)$295$404$93,130
188 ($699)$293$406$92,724
189 ($699)$292$407$92,317
190 ($699)$291$408$91,909
191 ($699)$290$410$91,500
192 ($699)$288$411$91,089
Year 17 - 193 ($699)$287$412$90,677
194 ($699)$286$413$90,263
195 ($699)$284$415$89,848
196 ($699)$283$416$89,432
197 ($699)$282$417$89,015
198 ($699)$280$419$88,596
199 ($699)$279$420$88,176
200 ($699)$278$421$87,755
201 ($699)$276$423$87,332
202 ($699)$275$424$86,908
203 ($699)$274$425$86,483
204 ($699)$272$427$86,056
Year 18 - 205 ($699)$271$428$85,628
206 ($699)$270$429$85,199
207 ($699)$268$431$84,768
208 ($699)$267$432$84,336
209 ($699)$266$433$83,903
210 ($699)$264$435$83,468
211 ($699)$263$436$83,032
212 ($699)$262$438$82,594
213 ($699)$260$439$82,155
214 ($699)$259$440$81,715
215 ($699)$257$442$81,273
216 ($699)$256$443$80,830
Year 19 - 217 ($699)$255$444$80,386
218 ($699)$253$446$79,940
219 ($699)$252$447$79,493
220 ($699)$250$449$79,044
221 ($699)$249$450$78,594
222 ($699)$248$452$78,142
223 ($699)$246$453$77,689
224 ($699)$245$454$77,235
225 ($699)$243$456$76,779
226 ($699)$242$457$76,322
227 ($699)$240$459$75,863
228 ($699)$239$460$75,403
Year 20 - 229 ($699)$238$462$74,942
230 ($699)$236$463$74,479
231 ($699)$235$464$74,014
232 ($699)$233$466$73,548
233 ($699)$232$467$73,081
234 ($699)$230$469$72,612
235 ($699)$229$470$72,141
236 ($699)$227$472$71,670
237 ($699)$226$473$71,196
238 ($699)$224$475$70,721
239 ($699)$223$476$70,245
240 ($699)$221$478$69,767
Year 21 - 241 ($699)$220$479$69,288
242 ($699)$218$481$68,807
243 ($699)$217$482$68,325
244 ($699)$215$484$67,841
245 ($699)$214$485$67,356
246 ($699)$212$487$66,869
247 ($699)$211$488$66,380
248 ($699)$209$490$65,890
249 ($699)$208$492$65,399
250 ($699)$206$493$64,906
251 ($699)$204$495$64,411
252 ($699)$203$496$63,915
Year 22 - 253 ($699)$201$498$63,417
254 ($699)$200$499$62,918
255 ($699)$198$501$62,417
256 ($699)$197$502$61,914
257 ($699)$195$504$61,410
258 ($699)$193$506$60,905
259 ($699)$192$507$60,397
260 ($699)$190$509$59,889
261 ($699)$189$510$59,378
262 ($699)$187$512$58,866
263 ($699)$185$514$58,352
264 ($699)$184$515$57,837
Year 23 - 265 ($699)$182$517$57,320
266 ($699)$181$519$56,802
267 ($699)$179$520$56,282
268 ($699)$177$522$55,760
269 ($699)$176$523$55,236
270 ($699)$174$525$54,711
271 ($699)$172$527$54,184
272 ($699)$171$528$53,656
273 ($699)$169$530$53,126
274 ($699)$167$532$52,594
275 ($699)$166$533$52,061
276 ($699)$164$535$51,526
Year 24 - 277 ($699)$162$537$50,989
278 ($699)$161$538$50,450
279 ($699)$159$540$49,910
280 ($699)$157$542$49,368
281 ($699)$156$544$48,825
282 ($699)$154$545$48,280
283 ($699)$152$547$47,733
284 ($699)$150$549$47,184
285 ($699)$149$550$46,633
286 ($699)$147$552$46,081
287 ($699)$145$554$45,527
288 ($699)$143$556$44,972
Year 25 - 289 ($699)$142$557$44,414
290 ($699)$140$559$43,855
291 ($699)$138$561$43,294
292 ($699)$136$563$42,731
293 ($699)$135$564$42,167
294 ($699)$133$566$41,600
295 ($699)$131$568$41,032
296 ($699)$129$570$40,463
297 ($699)$127$572$39,891
298 ($699)$126$573$39,318
299 ($699)$124$575$38,742
300 ($699)$122$577$38,165
Year 26 - 301 ($699)$120$579$37,586
302 ($699)$118$581$37,006
303 ($699)$117$583$36,423
304 ($699)$115$584$35,839
305 ($699)$113$586$35,253
306 ($699)$111$588$34,665
307 ($699)$109$590$34,075
308 ($699)$107$592$33,483
309 ($699)$105$594$32,889
310 ($699)$104$595$32,294
311 ($699)$102$597$31,696
312 ($699)$100$599$31,097
Year 27 - 313 ($699)$98$601$30,496
314 ($699)$96$603$29,893
315 ($699)$94$605$29,288
316 ($699)$92$607$28,681
317 ($699)$90$609$28,073
318 ($699)$88$611$27,462
319 ($699)$87$613$26,849
320 ($699)$85$615$26,235
321 ($699)$83$616$25,618
322 ($699)$81$618$25,000
323 ($699)$79$620$24,380
324 ($699)$77$622$23,757
Year 28 - 325 ($699)$75$624$23,133
326 ($699)$73$626$22,507
327 ($699)$71$628$21,879
328 ($699)$69$630$21,249
329 ($699)$67$632$20,616
330 ($699)$65$634$19,982
331 ($699)$63$636$19,346
332 ($699)$61$638$18,708
333 ($699)$59$640$18,068
334 ($699)$57$642$17,426
335 ($699)$55$644$16,781
336 ($699)$53$646$16,135
Year 29 - 337 ($699)$51$648$15,487
338 ($699)$49$650$14,837
339 ($699)$47$652$14,184
340 ($699)$45$654$13,530
341 ($699)$43$656$12,873
342 ($699)$41$659$12,215
343 ($699)$38$661$11,554
344 ($699)$36$663$10,892
345 ($699)$34$665$10,227
346 ($699)$32$667$9,560
347 ($699)$30$669$8,891
348 ($699)$28$671$8,220
Year 30 - 349 ($699)$26$673$7,547
350 ($699)$24$675$6,871
351 ($699)$22$677$6,194
352 ($699)$20$680$5,514
353 ($699)$17$682$4,833
354 ($699)$15$684$4,149
355 ($699)$13$686$3,463
356 ($699)$11$688$2,774
357 ($699)$9$690$2,084
358 ($699)$7$693$1,392
359 ($699)$4$695$697
360 ($699)$2$697$0
TOTALS$101,272$150,400$251,672

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.