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Mortgage Payment Schedule for a $189,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($37,800) may require pre-mortgage insurance


3.78% is current rate for 30-year fixed
3.08% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$703 360 $101,811 $253,011

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,162 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.761% | Rate: 3.750% | Fees: $330 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $102 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $189,000
Down Payment $37,800$151,200
Year 1 - 1 ($703)$476$227$150,973
2 ($703)$476$227$150,746
3 ($703)$475$228$150,518
4 ($703)$474$229$150,290
5 ($703)$473$229$150,060
6 ($703)$473$230$149,830
7 ($703)$472$231$149,599
8 ($703)$471$232$149,368
9 ($703)$471$232$149,135
10 ($703)$470$233$148,902
11 ($703)$469$234$148,669
12 ($703)$468$235$148,434
Year 2 - 13 ($703)$468$235$148,199
14 ($703)$467$236$147,963
15 ($703)$466$237$147,726
16 ($703)$465$237$147,489
17 ($703)$465$238$147,250
18 ($703)$464$239$147,011
19 ($703)$463$240$146,772
20 ($703)$462$240$146,531
21 ($703)$462$241$146,290
22 ($703)$461$242$146,048
23 ($703)$460$243$145,805
24 ($703)$459$244$145,562
Year 3 - 25 ($703)$459$244$145,317
26 ($703)$458$245$145,072
27 ($703)$457$246$144,827
28 ($703)$456$247$144,580
29 ($703)$455$247$144,333
30 ($703)$455$248$144,084
31 ($703)$454$249$143,836
32 ($703)$453$250$143,586
33 ($703)$452$251$143,335
34 ($703)$452$251$143,084
35 ($703)$451$252$142,832
36 ($703)$450$253$142,579
Year 4 - 37 ($703)$449$254$142,325
38 ($703)$448$254$142,071
39 ($703)$448$255$141,816
40 ($703)$447$256$141,559
41 ($703)$446$257$141,303
42 ($703)$445$258$141,045
43 ($703)$444$259$140,786
44 ($703)$443$259$140,527
45 ($703)$443$260$140,267
46 ($703)$442$261$140,006
47 ($703)$441$262$139,744
48 ($703)$440$263$139,482
Year 5 - 49 ($703)$439$263$139,218
50 ($703)$439$264$138,954
51 ($703)$438$265$138,689
52 ($703)$437$266$138,423
53 ($703)$436$267$138,156
54 ($703)$435$268$137,888
55 ($703)$434$268$137,620
56 ($703)$434$269$137,351
57 ($703)$433$270$137,080
58 ($703)$432$271$136,809
59 ($703)$431$272$136,538
60 ($703)$430$273$136,265
Year 6 - 61 ($703)$429$274$135,991
62 ($703)$428$274$135,717
63 ($703)$428$275$135,442
64 ($703)$427$276$135,165
65 ($703)$426$277$134,888
66 ($703)$425$278$134,610
67 ($703)$424$279$134,332
68 ($703)$423$280$134,052
69 ($703)$422$281$133,771
70 ($703)$421$281$133,490
71 ($703)$420$282$133,208
72 ($703)$420$283$132,925
Year 7 - 73 ($703)$419$284$132,640
74 ($703)$418$285$132,355
75 ($703)$417$286$132,070
76 ($703)$416$287$131,783
77 ($703)$415$288$131,495
78 ($703)$414$289$131,206
79 ($703)$413$290$130,917
80 ($703)$412$290$130,627
81 ($703)$411$291$130,335
82 ($703)$411$292$130,043
83 ($703)$410$293$129,750
84 ($703)$409$294$129,456
Year 8 - 85 ($703)$408$295$129,161
86 ($703)$407$296$128,865
87 ($703)$406$297$128,568
88 ($703)$405$298$128,270
89 ($703)$404$299$127,971
90 ($703)$403$300$127,672
91 ($703)$402$301$127,371
92 ($703)$401$302$127,069
93 ($703)$400$303$126,767
94 ($703)$399$303$126,463
95 ($703)$398$304$126,159
96 ($703)$397$305$125,853
Year 9 - 97 ($703)$396$306$125,547
98 ($703)$395$307$125,240
99 ($703)$395$308$124,931
100 ($703)$394$309$124,622
101 ($703)$393$310$124,312
102 ($703)$392$311$124,001
103 ($703)$391$312$123,688
104 ($703)$390$313$123,375
105 ($703)$389$314$123,061
106 ($703)$388$315$122,746
107 ($703)$387$316$122,430
108 ($703)$386$317$122,113
Year 10 - 109 ($703)$385$318$121,795
110 ($703)$384$319$121,475
111 ($703)$383$320$121,155
112 ($703)$382$321$120,834
113 ($703)$381$322$120,512
114 ($703)$380$323$120,189
115 ($703)$379$324$119,864
116 ($703)$378$325$119,539
117 ($703)$377$326$119,213
118 ($703)$376$327$118,886
119 ($703)$374$328$118,557
120 ($703)$373$329$118,228
Year 11 - 121 ($703)$372$330$117,898
122 ($703)$371$331$117,566
123 ($703)$370$332$117,234
124 ($703)$369$334$116,900
125 ($703)$368$335$116,566
126 ($703)$367$336$116,230
127 ($703)$366$337$115,893
128 ($703)$365$338$115,556
129 ($703)$364$339$115,217
130 ($703)$363$340$114,877
131 ($703)$362$341$114,536
132 ($703)$361$342$114,194
Year 12 - 133 ($703)$360$343$113,851
134 ($703)$359$344$113,507
135 ($703)$358$345$113,161
136 ($703)$356$346$112,815
137 ($703)$355$347$112,468
138 ($703)$354$349$112,119
139 ($703)$353$350$111,769
140 ($703)$352$351$111,419
141 ($703)$351$352$111,067
142 ($703)$350$353$110,714
143 ($703)$349$354$110,360
144 ($703)$348$355$110,005
Year 13 - 145 ($703)$347$356$109,648
146 ($703)$345$357$109,291
147 ($703)$344$359$108,932
148 ($703)$343$360$108,573
149 ($703)$342$361$108,212
150 ($703)$341$362$107,850
151 ($703)$340$363$107,487
152 ($703)$339$364$107,123
153 ($703)$337$365$106,757
154 ($703)$336$367$106,391
155 ($703)$335$368$106,023
156 ($703)$334$369$105,654
Year 14 - 157 ($703)$333$370$105,284
158 ($703)$332$371$104,913
159 ($703)$330$372$104,541
160 ($703)$329$374$104,167
161 ($703)$328$375$103,793
162 ($703)$327$376$103,417
163 ($703)$326$377$103,040
164 ($703)$325$378$102,661
165 ($703)$323$379$102,282
166 ($703)$322$381$101,901
167 ($703)$321$382$101,520
168 ($703)$320$383$101,137
Year 15 - 169 ($703)$319$384$100,752
170 ($703)$317$385$100,367
171 ($703)$316$387$99,980
172 ($703)$315$388$99,592
173 ($703)$314$389$99,203
174 ($703)$312$390$98,813
175 ($703)$311$392$98,421
176 ($703)$310$393$98,029
177 ($703)$309$394$97,635
178 ($703)$308$395$97,239
179 ($703)$306$397$96,843
180 ($703)$305$398$96,445
Year 16 - 181 ($703)$304$399$96,046
182 ($703)$303$400$95,646
183 ($703)$301$402$95,244
184 ($703)$300$403$94,842
185 ($703)$299$404$94,438
186 ($703)$297$405$94,032
187 ($703)$296$407$93,626
188 ($703)$295$408$93,218
189 ($703)$294$409$92,809
190 ($703)$292$410$92,398
191 ($703)$291$412$91,986
192 ($703)$290$413$91,573
Year 17 - 193 ($703)$288$414$91,159
194 ($703)$287$416$90,743
195 ($703)$286$417$90,326
196 ($703)$285$418$89,908
197 ($703)$283$420$89,488
198 ($703)$282$421$89,068
199 ($703)$281$422$88,645
200 ($703)$279$424$88,222
201 ($703)$278$425$87,797
202 ($703)$277$426$87,371
203 ($703)$275$428$86,943
204 ($703)$274$429$86,514
Year 18 - 205 ($703)$273$430$86,084
206 ($703)$271$432$85,652
207 ($703)$270$433$85,219
208 ($703)$268$434$84,785
209 ($703)$267$436$84,349
210 ($703)$266$437$83,912
211 ($703)$264$438$83,473
212 ($703)$263$440$83,034
213 ($703)$262$441$82,592
214 ($703)$260$443$82,150
215 ($703)$259$444$81,706
216 ($703)$257$445$81,260
Year 19 - 217 ($703)$256$447$80,813
218 ($703)$255$448$80,365
219 ($703)$253$450$79,915
220 ($703)$252$451$79,464
221 ($703)$250$452$79,012
222 ($703)$249$454$78,558
223 ($703)$247$455$78,103
224 ($703)$246$457$77,646
225 ($703)$245$458$77,188
226 ($703)$243$460$76,728
227 ($703)$242$461$76,267
228 ($703)$240$463$75,804
Year 20 - 229 ($703)$239$464$75,340
230 ($703)$237$465$74,875
231 ($703)$236$467$74,408
232 ($703)$234$468$73,939
233 ($703)$233$470$73,469
234 ($703)$231$471$72,998
235 ($703)$230$473$72,525
236 ($703)$228$474$72,051
237 ($703)$227$476$71,575
238 ($703)$225$477$71,098
239 ($703)$224$479$70,619
240 ($703)$222$480$70,138
Year 21 - 241 ($703)$221$482$69,657
242 ($703)$219$483$69,173
243 ($703)$218$485$68,688
244 ($703)$216$486$68,202
245 ($703)$215$488$67,714
246 ($703)$213$490$67,224
247 ($703)$212$491$66,733
248 ($703)$210$493$66,241
249 ($703)$209$494$65,747
250 ($703)$207$496$65,251
251 ($703)$206$497$64,754
252 ($703)$204$499$64,255
Year 22 - 253 ($703)$202$500$63,754
254 ($703)$201$502$63,252
255 ($703)$199$504$62,749
256 ($703)$198$505$62,244
257 ($703)$196$507$61,737
258 ($703)$194$508$61,229
259 ($703)$193$510$60,719
260 ($703)$191$512$60,207
261 ($703)$190$513$59,694
262 ($703)$188$515$59,179
263 ($703)$186$516$58,663
264 ($703)$185$518$58,145
Year 23 - 265 ($703)$183$520$57,625
266 ($703)$182$521$57,104
267 ($703)$180$523$56,581
268 ($703)$178$525$56,056
269 ($703)$177$526$55,530
270 ($703)$175$528$55,002
271 ($703)$173$530$54,473
272 ($703)$172$531$53,941
273 ($703)$170$533$53,409
274 ($703)$168$535$52,874
275 ($703)$167$536$52,338
276 ($703)$165$538$51,800
Year 24 - 277 ($703)$163$540$51,260
278 ($703)$161$541$50,719
279 ($703)$160$543$50,176
280 ($703)$158$545$49,631
281 ($703)$156$546$49,085
282 ($703)$155$548$48,536
283 ($703)$153$550$47,986
284 ($703)$151$552$47,435
285 ($703)$149$553$46,881
286 ($703)$148$555$46,326
287 ($703)$146$557$45,769
288 ($703)$144$559$45,211
Year 25 - 289 ($703)$142$560$44,650
290 ($703)$141$562$44,088
291 ($703)$139$564$43,524
292 ($703)$137$566$42,959
293 ($703)$135$567$42,391
294 ($703)$134$569$41,822
295 ($703)$132$571$41,251
296 ($703)$130$573$40,678
297 ($703)$128$575$40,103
298 ($703)$126$576$39,527
299 ($703)$125$578$38,948
300 ($703)$123$580$38,368
Year 26 - 301 ($703)$121$582$37,786
302 ($703)$119$584$37,203
303 ($703)$117$586$36,617
304 ($703)$115$587$36,029
305 ($703)$113$589$35,440
306 ($703)$112$591$34,849
307 ($703)$110$593$34,256
308 ($703)$108$595$33,661
309 ($703)$106$597$33,064
310 ($703)$104$599$32,466
311 ($703)$102$601$31,865
312 ($703)$100$602$31,263
Year 27 - 313 ($703)$98$604$30,658
314 ($703)$97$606$30,052
315 ($703)$95$608$29,444
316 ($703)$93$610$28,834
317 ($703)$91$612$28,222
318 ($703)$89$614$27,608
319 ($703)$87$616$26,992
320 ($703)$85$618$26,374
321 ($703)$83$620$25,755
322 ($703)$81$622$25,133
323 ($703)$79$624$24,509
324 ($703)$77$626$23,884
Year 28 - 325 ($703)$75$628$23,256
326 ($703)$73$630$22,627
327 ($703)$71$632$21,995
328 ($703)$69$634$21,362
329 ($703)$67$636$20,726
330 ($703)$65$638$20,088
331 ($703)$63$640$19,449
332 ($703)$61$642$18,807
333 ($703)$59$644$18,164
334 ($703)$57$646$17,518
335 ($703)$55$648$16,871
336 ($703)$53$650$16,221
Year 29 - 337 ($703)$51$652$15,569
338 ($703)$49$654$14,915
339 ($703)$47$656$14,260
340 ($703)$45$658$13,602
341 ($703)$43$660$12,942
342 ($703)$41$662$12,280
343 ($703)$39$664$11,616
344 ($703)$37$666$10,949
345 ($703)$34$668$10,281
346 ($703)$32$670$9,611
347 ($703)$30$673$8,938
348 ($703)$28$675$8,264
Year 30 - 349 ($703)$26$677$7,587
350 ($703)$24$679$6,908
351 ($703)$22$681$6,227
352 ($703)$20$683$5,544
353 ($703)$17$685$4,858
354 ($703)$15$688$4,171
355 ($703)$13$690$3,481
356 ($703)$11$692$2,789
357 ($703)$9$694$2,095
358 ($703)$7$696$1,399
359 ($703)$4$698$701
360 ($703)$2$701$0
TOTALS$101,811$151,200$253,011

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.