« Back to all home prices

Mortgage Payment Schedule for a $200,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($40,000) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$767 360 $115,988 $275,988

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $200,000
Down Payment $40,000$160,000
Year 1 - 1 ($767)$537$229$159,771
2 ($767)$537$230$159,541
3 ($767)$536$231$159,310
4 ($767)$535$232$159,078
5 ($767)$534$232$158,846
6 ($767)$533$233$158,613
7 ($767)$533$234$158,379
8 ($767)$532$235$158,144
9 ($767)$531$236$157,908
10 ($767)$530$236$157,672
11 ($767)$530$237$157,435
12 ($767)$529$238$157,197
Year 2 - 13 ($767)$528$239$156,958
14 ($767)$527$240$156,719
15 ($767)$526$240$156,478
16 ($767)$526$241$156,237
17 ($767)$525$242$155,995
18 ($767)$524$243$155,753
19 ($767)$523$244$155,509
20 ($767)$522$244$155,265
21 ($767)$521$245$155,019
22 ($767)$521$246$154,773
23 ($767)$520$247$154,527
24 ($767)$519$248$154,279
Year 3 - 25 ($767)$518$249$154,030
26 ($767)$517$249$153,781
27 ($767)$516$250$153,531
28 ($767)$516$251$153,280
29 ($767)$515$252$153,028
30 ($767)$514$253$152,775
31 ($767)$513$254$152,522
32 ($767)$512$254$152,267
33 ($767)$511$255$152,012
34 ($767)$511$256$151,756
35 ($767)$510$257$151,499
36 ($767)$509$258$151,241
Year 4 - 37 ($767)$508$259$150,982
38 ($767)$507$260$150,723
39 ($767)$506$260$150,462
40 ($767)$505$261$150,201
41 ($767)$504$262$149,939
42 ($767)$504$263$149,676
43 ($767)$503$264$149,412
44 ($767)$502$265$149,147
45 ($767)$501$266$148,881
46 ($767)$500$267$148,614
47 ($767)$499$268$148,347
48 ($767)$498$268$148,078
Year 5 - 49 ($767)$497$269$147,809
50 ($767)$496$270$147,539
51 ($767)$495$271$147,268
52 ($767)$495$272$146,996
53 ($767)$494$273$146,723
54 ($767)$493$274$146,449
55 ($767)$492$275$146,174
56 ($767)$491$276$145,898
57 ($767)$490$277$145,622
58 ($767)$489$278$145,344
59 ($767)$488$279$145,065
60 ($767)$487$279$144,786
Year 6 - 61 ($767)$486$280$144,506
62 ($767)$485$281$144,224
63 ($767)$484$282$143,942
64 ($767)$483$283$143,659
65 ($767)$482$284$143,375
66 ($767)$481$285$143,089
67 ($767)$481$286$142,803
68 ($767)$480$287$142,516
69 ($767)$479$288$142,228
70 ($767)$478$289$141,939
71 ($767)$477$290$141,649
72 ($767)$476$291$141,358
Year 7 - 73 ($767)$475$292$141,067
74 ($767)$474$293$140,774
75 ($767)$473$294$140,480
76 ($767)$472$295$140,185
77 ($767)$471$296$139,889
78 ($767)$470$297$139,592
79 ($767)$469$298$139,294
80 ($767)$468$299$138,996
81 ($767)$467$300$138,696
82 ($767)$466$301$138,395
83 ($767)$465$302$138,093
84 ($767)$464$303$137,790
Year 8 - 85 ($767)$463$304$137,486
86 ($767)$462$305$137,181
87 ($767)$461$306$136,875
88 ($767)$460$307$136,568
89 ($767)$459$308$136,260
90 ($767)$458$309$135,951
91 ($767)$457$310$135,641
92 ($767)$456$311$135,330
93 ($767)$454$312$135,018
94 ($767)$453$313$134,705
95 ($767)$452$314$134,391
96 ($767)$451$315$134,075
Year 9 - 97 ($767)$450$316$133,759
98 ($767)$449$317$133,442
99 ($767)$448$318$133,123
100 ($767)$447$320$132,804
101 ($767)$446$321$132,483
102 ($767)$445$322$132,161
103 ($767)$444$323$131,838
104 ($767)$443$324$131,514
105 ($767)$442$325$131,190
106 ($767)$441$326$130,863
107 ($767)$439$327$130,536
108 ($767)$438$328$130,208
Year 10 - 109 ($767)$437$329$129,879
110 ($767)$436$330$129,548
111 ($767)$435$332$129,217
112 ($767)$434$333$128,884
113 ($767)$433$334$128,550
114 ($767)$432$335$128,215
115 ($767)$431$336$127,879
116 ($767)$429$337$127,542
117 ($767)$428$338$127,204
118 ($767)$427$339$126,864
119 ($767)$426$341$126,524
120 ($767)$425$342$126,182
Year 11 - 121 ($767)$424$343$125,839
122 ($767)$423$344$125,495
123 ($767)$421$345$125,150
124 ($767)$420$346$124,804
125 ($767)$419$348$124,456
126 ($767)$418$349$124,107
127 ($767)$417$350$123,758
128 ($767)$416$351$123,407
129 ($767)$414$352$123,054
130 ($767)$413$353$122,701
131 ($767)$412$355$122,346
132 ($767)$411$356$121,991
Year 12 - 133 ($767)$410$357$121,634
134 ($767)$408$358$121,276
135 ($767)$407$359$120,916
136 ($767)$406$361$120,556
137 ($767)$405$362$120,194
138 ($767)$404$363$119,831
139 ($767)$402$364$119,467
140 ($767)$401$365$119,101
141 ($767)$400$367$118,735
142 ($767)$399$368$118,367
143 ($767)$398$369$117,998
144 ($767)$396$370$117,627
Year 13 - 145 ($767)$395$372$117,256
146 ($767)$394$373$116,883
147 ($767)$393$374$116,509
148 ($767)$391$375$116,133
149 ($767)$390$377$115,757
150 ($767)$389$378$115,379
151 ($767)$387$379$115,000
152 ($767)$386$380$114,619
153 ($767)$385$382$114,238
154 ($767)$384$383$113,855
155 ($767)$382$384$113,470
156 ($767)$381$386$113,085
Year 14 - 157 ($767)$380$387$112,698
158 ($767)$378$388$112,310
159 ($767)$377$389$111,920
160 ($767)$376$391$111,530
161 ($767)$375$392$111,137
162 ($767)$373$393$110,744
163 ($767)$372$395$110,349
164 ($767)$371$396$109,953
165 ($767)$369$397$109,556
166 ($767)$368$399$109,157
167 ($767)$367$400$108,757
168 ($767)$365$401$108,356
Year 15 - 169 ($767)$364$403$107,953
170 ($767)$363$404$107,549
171 ($767)$361$405$107,143
172 ($767)$360$407$106,737
173 ($767)$358$408$106,328
174 ($767)$357$410$105,919
175 ($767)$356$411$105,508
176 ($767)$354$412$105,096
177 ($767)$353$414$104,682
178 ($767)$352$415$104,267
179 ($767)$350$416$103,850
180 ($767)$349$418$103,433
Year 16 - 181 ($767)$347$419$103,013
182 ($767)$346$421$102,593
183 ($767)$345$422$102,171
184 ($767)$343$424$101,747
185 ($767)$342$425$101,322
186 ($767)$340$426$100,896
187 ($767)$339$428$100,468
188 ($767)$337$429$100,039
189 ($767)$336$431$99,608
190 ($767)$335$432$99,176
191 ($767)$333$434$98,742
192 ($767)$332$435$98,307
Year 17 - 193 ($767)$330$436$97,871
194 ($767)$329$438$97,433
195 ($767)$327$439$96,993
196 ($767)$326$441$96,553
197 ($767)$324$442$96,110
198 ($767)$323$444$95,666
199 ($767)$321$445$95,221
200 ($767)$320$447$94,774
201 ($767)$318$448$94,326
202 ($767)$317$450$93,876
203 ($767)$315$451$93,425
204 ($767)$314$453$92,972
Year 18 - 205 ($767)$312$454$92,517
206 ($767)$311$456$92,061
207 ($767)$309$457$91,604
208 ($767)$308$459$91,145
209 ($767)$306$461$90,684
210 ($767)$305$462$90,222
211 ($767)$303$464$89,759
212 ($767)$301$465$89,293
213 ($767)$300$467$88,827
214 ($767)$298$468$88,358
215 ($767)$297$470$87,888
216 ($767)$295$471$87,417
Year 19 - 217 ($767)$294$473$86,944
218 ($767)$292$475$86,469
219 ($767)$290$476$85,993
220 ($767)$289$478$85,515
221 ($767)$287$479$85,036
222 ($767)$286$481$84,555
223 ($767)$284$483$84,072
224 ($767)$282$484$83,588
225 ($767)$281$486$83,102
226 ($767)$279$488$82,614
227 ($767)$277$489$82,125
228 ($767)$276$491$81,634
Year 20 - 229 ($767)$274$492$81,142
230 ($767)$273$494$80,648
231 ($767)$271$496$80,152
232 ($767)$269$497$79,654
233 ($767)$268$499$79,155
234 ($767)$266$501$78,654
235 ($767)$264$502$78,152
236 ($767)$262$504$77,648
237 ($767)$261$506$77,142
238 ($767)$259$508$76,634
239 ($767)$257$509$76,125
240 ($767)$256$511$75,614
Year 21 - 241 ($767)$254$513$75,101
242 ($767)$252$514$74,587
243 ($767)$250$516$74,071
244 ($767)$249$518$73,553
245 ($767)$247$520$73,033
246 ($767)$245$521$72,512
247 ($767)$244$523$71,989
248 ($767)$242$525$71,464
249 ($767)$240$527$70,937
250 ($767)$238$528$70,409
251 ($767)$236$530$69,879
252 ($767)$235$532$69,347
Year 22 - 253 ($767)$233$534$68,813
254 ($767)$231$536$68,278
255 ($767)$229$537$67,740
256 ($767)$227$539$67,201
257 ($767)$226$541$66,660
258 ($767)$224$543$66,117
259 ($767)$222$545$65,573
260 ($767)$220$546$65,026
261 ($767)$218$548$64,478
262 ($767)$217$550$63,928
263 ($767)$215$552$63,376
264 ($767)$213$554$62,822
Year 23 - 265 ($767)$211$556$62,267
266 ($767)$209$558$61,709
267 ($767)$207$559$61,150
268 ($767)$205$561$60,588
269 ($767)$203$563$60,025
270 ($767)$202$565$59,460
271 ($767)$200$567$58,893
272 ($767)$198$569$58,324
273 ($767)$196$571$57,754
274 ($767)$194$573$57,181
275 ($767)$192$575$56,606
276 ($767)$190$577$56,030
Year 24 - 277 ($767)$188$578$55,451
278 ($767)$186$580$54,871
279 ($767)$184$582$54,289
280 ($767)$182$584$53,704
281 ($767)$180$586$53,118
282 ($767)$178$588$52,530
283 ($767)$176$590$51,939
284 ($767)$174$592$51,347
285 ($767)$172$594$50,753
286 ($767)$170$596$50,157
287 ($767)$168$598$49,559
288 ($767)$166$600$48,959
Year 25 - 289 ($767)$164$602$48,356
290 ($767)$162$604$47,752
291 ($767)$160$606$47,146
292 ($767)$158$608$46,537
293 ($767)$156$610$45,927
294 ($767)$154$612$45,315
295 ($767)$152$614$44,700
296 ($767)$150$617$44,084
297 ($767)$148$619$43,465
298 ($767)$146$621$42,845
299 ($767)$144$623$42,222
300 ($767)$142$625$41,597
Year 26 - 301 ($767)$140$627$40,970
302 ($767)$138$629$40,341
303 ($767)$135$631$39,710
304 ($767)$133$633$39,077
305 ($767)$131$635$38,441
306 ($767)$129$638$37,804
307 ($767)$127$640$37,164
308 ($767)$125$642$36,522
309 ($767)$123$644$35,878
310 ($767)$120$646$35,232
311 ($767)$118$648$34,584
312 ($767)$116$650$33,933
Year 27 - 313 ($767)$114$653$33,280
314 ($767)$112$655$32,626
315 ($767)$110$657$31,969
316 ($767)$107$659$31,309
317 ($767)$105$661$30,648
318 ($767)$103$664$29,984
319 ($767)$101$666$29,318
320 ($767)$98$668$28,650
321 ($767)$96$670$27,980
322 ($767)$94$673$27,307
323 ($767)$92$675$26,632
324 ($767)$89$677$25,955
Year 28 - 325 ($767)$87$679$25,275
326 ($767)$85$682$24,594
327 ($767)$83$684$23,909
328 ($767)$80$686$23,223
329 ($767)$78$689$22,535
330 ($767)$76$691$21,844
331 ($767)$73$693$21,150
332 ($767)$71$696$20,455
333 ($767)$69$698$19,757
334 ($767)$66$700$19,056
335 ($767)$64$703$18,354
336 ($767)$62$705$17,649
Year 29 - 337 ($767)$59$707$16,941
338 ($767)$57$710$16,232
339 ($767)$55$712$15,520
340 ($767)$52$715$14,805
341 ($767)$50$717$14,088
342 ($767)$47$719$13,369
343 ($767)$45$722$12,647
344 ($767)$42$724$11,923
345 ($767)$40$727$11,196
346 ($767)$38$729$10,467
347 ($767)$35$731$9,736
348 ($767)$33$734$9,002
Year 30 - 349 ($767)$30$736$8,265
350 ($767)$28$739$7,527
351 ($767)$25$741$6,785
352 ($767)$23$744$6,041
353 ($767)$20$746$5,295
354 ($767)$18$749$4,546
355 ($767)$15$751$3,795
356 ($767)$13$754$3,041
357 ($767)$10$756$2,285
358 ($767)$8$759$1,526
359 ($767)$5$762$764
360 ($767)$3$764$0
TOTALS$115,988$160,000$275,988

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.