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Mortgage Payment Schedule for a $218,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($43,600) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$824 360 $122,092 $296,492

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $218,000
Down Payment $43,600$174,400
Year 1 - 1 ($824)$568$255$174,145
2 ($824)$567$256$173,888
3 ($824)$567$257$173,631
4 ($824)$566$258$173,374
5 ($824)$565$259$173,115
6 ($824)$564$260$172,855
7 ($824)$563$260$172,595
8 ($824)$562$261$172,334
9 ($824)$562$262$172,072
10 ($824)$561$263$171,809
11 ($824)$560$264$171,545
12 ($824)$559$265$171,280
Year 2 - 13 ($824)$558$265$171,015
14 ($824)$557$266$170,749
15 ($824)$556$267$170,481
16 ($824)$555$268$170,213
17 ($824)$555$269$169,944
18 ($824)$554$270$169,674
19 ($824)$553$271$169,404
20 ($824)$552$272$169,132
21 ($824)$551$273$168,860
22 ($824)$550$273$168,586
23 ($824)$549$274$168,312
24 ($824)$548$275$168,037
Year 3 - 25 ($824)$548$276$167,761
26 ($824)$547$277$167,484
27 ($824)$546$278$167,206
28 ($824)$545$279$166,927
29 ($824)$544$280$166,647
30 ($824)$543$281$166,367
31 ($824)$542$282$166,085
32 ($824)$541$282$165,803
33 ($824)$540$283$165,519
34 ($824)$539$284$165,235
35 ($824)$538$285$164,950
36 ($824)$537$286$164,664
Year 4 - 37 ($824)$537$287$164,377
38 ($824)$536$288$164,089
39 ($824)$535$289$163,800
40 ($824)$534$290$163,510
41 ($824)$533$291$163,219
42 ($824)$532$292$162,927
43 ($824)$531$293$162,635
44 ($824)$530$294$162,341
45 ($824)$529$295$162,046
46 ($824)$528$296$161,751
47 ($824)$527$297$161,454
48 ($824)$526$298$161,157
Year 5 - 49 ($824)$525$298$160,858
50 ($824)$524$299$160,559
51 ($824)$523$300$160,258
52 ($824)$522$301$159,957
53 ($824)$521$302$159,655
54 ($824)$520$303$159,351
55 ($824)$519$304$159,047
56 ($824)$518$305$158,741
57 ($824)$517$306$158,435
58 ($824)$516$307$158,128
59 ($824)$515$308$157,819
60 ($824)$514$309$157,510
Year 6 - 61 ($824)$513$310$157,200
62 ($824)$512$311$156,888
63 ($824)$511$312$156,576
64 ($824)$510$313$156,262
65 ($824)$509$314$155,948
66 ($824)$508$315$155,633
67 ($824)$507$316$155,316
68 ($824)$506$318$154,999
69 ($824)$505$319$154,680
70 ($824)$504$320$154,360
71 ($824)$503$321$154,040
72 ($824)$502$322$153,718
Year 7 - 73 ($824)$501$323$153,395
74 ($824)$500$324$153,072
75 ($824)$499$325$152,747
76 ($824)$498$326$152,421
77 ($824)$497$327$152,094
78 ($824)$496$328$151,766
79 ($824)$495$329$151,437
80 ($824)$493$330$151,107
81 ($824)$492$331$150,775
82 ($824)$491$332$150,443
83 ($824)$490$333$150,110
84 ($824)$489$334$149,775
Year 8 - 85 ($824)$488$336$149,440
86 ($824)$487$337$149,103
87 ($824)$486$338$148,765
88 ($824)$485$339$148,426
89 ($824)$484$340$148,086
90 ($824)$483$341$147,745
91 ($824)$481$342$147,403
92 ($824)$480$343$147,060
93 ($824)$479$344$146,716
94 ($824)$478$346$146,370
95 ($824)$477$347$146,023
96 ($824)$476$348$145,676
Year 9 - 97 ($824)$475$349$145,327
98 ($824)$474$350$144,977
99 ($824)$472$351$144,625
100 ($824)$471$352$144,273
101 ($824)$470$353$143,919
102 ($824)$469$355$143,565
103 ($824)$468$356$143,209
104 ($824)$467$357$142,852
105 ($824)$465$358$142,494
106 ($824)$464$359$142,135
107 ($824)$463$360$141,774
108 ($824)$462$362$141,412
Year 10 - 109 ($824)$461$363$141,050
110 ($824)$460$364$140,686
111 ($824)$458$365$140,320
112 ($824)$457$366$139,954
113 ($824)$456$368$139,587
114 ($824)$455$369$139,218
115 ($824)$454$370$138,848
116 ($824)$452$371$138,477
117 ($824)$451$372$138,104
118 ($824)$450$374$137,731
119 ($824)$449$375$137,356
120 ($824)$448$376$136,980
Year 11 - 121 ($824)$446$377$136,603
122 ($824)$445$378$136,224
123 ($824)$444$380$135,844
124 ($824)$443$381$135,463
125 ($824)$441$382$135,081
126 ($824)$440$383$134,698
127 ($824)$439$385$134,313
128 ($824)$438$386$133,927
129 ($824)$436$387$133,540
130 ($824)$435$388$133,151
131 ($824)$434$390$132,762
132 ($824)$433$391$132,371
Year 12 - 133 ($824)$431$392$131,978
134 ($824)$430$394$131,585
135 ($824)$429$395$131,190
136 ($824)$427$396$130,794
137 ($824)$426$397$130,396
138 ($824)$425$399$129,998
139 ($824)$424$400$129,598
140 ($824)$422$401$129,196
141 ($824)$421$403$128,794
142 ($824)$420$404$128,390
143 ($824)$418$405$127,985
144 ($824)$417$407$127,578
Year 13 - 145 ($824)$416$408$127,170
146 ($824)$414$409$126,761
147 ($824)$413$411$126,350
148 ($824)$412$412$125,938
149 ($824)$410$413$125,525
150 ($824)$409$415$125,111
151 ($824)$408$416$124,695
152 ($824)$406$417$124,277
153 ($824)$405$419$123,859
154 ($824)$404$420$123,439
155 ($824)$402$421$123,017
156 ($824)$401$423$122,594
Year 14 - 157 ($824)$399$424$122,170
158 ($824)$398$426$121,745
159 ($824)$397$427$121,318
160 ($824)$395$428$120,890
161 ($824)$394$430$120,460
162 ($824)$392$431$120,029
163 ($824)$391$432$119,596
164 ($824)$390$434$119,162
165 ($824)$388$435$118,727
166 ($824)$387$437$118,290
167 ($824)$385$438$117,852
168 ($824)$384$440$117,413
Year 15 - 169 ($824)$383$441$116,972
170 ($824)$381$442$116,529
171 ($824)$380$444$116,085
172 ($824)$378$445$115,640
173 ($824)$377$447$115,193
174 ($824)$375$448$114,745
175 ($824)$374$450$114,295
176 ($824)$372$451$113,844
177 ($824)$371$453$113,391
178 ($824)$369$454$112,937
179 ($824)$368$456$112,482
180 ($824)$367$457$112,025
Year 16 - 181 ($824)$365$459$111,566
182 ($824)$364$460$111,106
183 ($824)$362$462$110,644
184 ($824)$361$463$110,181
185 ($824)$359$465$109,717
186 ($824)$357$466$109,251
187 ($824)$356$468$108,783
188 ($824)$354$469$108,314
189 ($824)$353$471$107,843
190 ($824)$351$472$107,371
191 ($824)$350$474$106,897
192 ($824)$348$475$106,422
Year 17 - 193 ($824)$347$477$105,945
194 ($824)$345$478$105,467
195 ($824)$344$480$104,987
196 ($824)$342$482$104,505
197 ($824)$341$483$104,022
198 ($824)$339$485$103,538
199 ($824)$337$486$103,051
200 ($824)$336$488$102,564
201 ($824)$334$489$102,074
202 ($824)$333$491$101,583
203 ($824)$331$493$101,091
204 ($824)$329$494$100,596
Year 18 - 205 ($824)$328$496$100,101
206 ($824)$326$497$99,603
207 ($824)$325$499$99,104
208 ($824)$323$501$98,603
209 ($824)$321$502$98,101
210 ($824)$320$504$97,597
211 ($824)$318$506$97,092
212 ($824)$316$507$96,584
213 ($824)$315$509$96,075
214 ($824)$313$511$95,565
215 ($824)$311$512$95,053
216 ($824)$310$514$94,539
Year 19 - 217 ($824)$308$516$94,023
218 ($824)$306$517$93,506
219 ($824)$305$519$92,987
220 ($824)$303$521$92,466
221 ($824)$301$522$91,944
222 ($824)$300$524$91,420
223 ($824)$298$526$90,894
224 ($824)$296$527$90,367
225 ($824)$294$529$89,838
226 ($824)$293$531$89,307
227 ($824)$291$533$88,774
228 ($824)$289$534$88,240
Year 20 - 229 ($824)$288$536$87,704
230 ($824)$286$538$87,166
231 ($824)$284$540$86,627
232 ($824)$282$541$86,085
233 ($824)$280$543$85,542
234 ($824)$279$545$84,997
235 ($824)$277$547$84,451
236 ($824)$275$548$83,902
237 ($824)$273$550$83,352
238 ($824)$272$552$82,800
239 ($824)$270$554$82,246
240 ($824)$268$556$81,691
Year 21 - 241 ($824)$266$557$81,133
242 ($824)$264$559$80,574
243 ($824)$263$561$80,013
244 ($824)$261$563$79,450
245 ($824)$259$565$78,885
246 ($824)$257$567$78,319
247 ($824)$255$568$77,750
248 ($824)$253$570$77,180
249 ($824)$251$572$76,608
250 ($824)$250$574$76,034
251 ($824)$248$576$75,458
252 ($824)$246$578$74,881
Year 22 - 253 ($824)$244$580$74,301
254 ($824)$242$581$73,719
255 ($824)$240$583$73,136
256 ($824)$238$585$72,551
257 ($824)$236$587$71,964
258 ($824)$234$589$71,374
259 ($824)$233$591$70,783
260 ($824)$231$593$70,190
261 ($824)$229$595$69,596
262 ($824)$227$597$68,999
263 ($824)$225$599$68,400
264 ($824)$223$601$67,799
Year 23 - 265 ($824)$221$603$67,197
266 ($824)$219$605$66,592
267 ($824)$217$607$65,985
268 ($824)$215$609$65,377
269 ($824)$213$611$64,766
270 ($824)$211$613$64,154
271 ($824)$209$615$63,539
272 ($824)$207$617$62,923
273 ($824)$205$619$62,304
274 ($824)$203$621$61,683
275 ($824)$201$623$61,061
276 ($824)$199$625$60,436
Year 24 - 277 ($824)$197$627$59,809
278 ($824)$195$629$59,181
279 ($824)$193$631$58,550
280 ($824)$191$633$57,917
281 ($824)$189$635$57,282
282 ($824)$187$637$56,645
283 ($824)$185$639$56,006
284 ($824)$182$641$55,365
285 ($824)$180$643$54,722
286 ($824)$178$645$54,077
287 ($824)$176$647$53,429
288 ($824)$174$649$52,780
Year 25 - 289 ($824)$172$652$52,128
290 ($824)$170$654$51,475
291 ($824)$168$656$50,819
292 ($824)$166$658$50,161
293 ($824)$163$660$49,501
294 ($824)$161$662$48,838
295 ($824)$159$664$48,174
296 ($824)$157$667$47,507
297 ($824)$155$669$46,838
298 ($824)$153$671$46,167
299 ($824)$150$673$45,494
300 ($824)$148$675$44,819
Year 26 - 301 ($824)$146$678$44,141
302 ($824)$144$680$43,462
303 ($824)$142$682$42,780
304 ($824)$139$684$42,095
305 ($824)$137$686$41,409
306 ($824)$135$689$40,720
307 ($824)$133$691$40,029
308 ($824)$130$693$39,336
309 ($824)$128$695$38,641
310 ($824)$126$698$37,943
311 ($824)$124$700$37,243
312 ($824)$121$702$36,541
Year 27 - 313 ($824)$119$705$35,836
314 ($824)$117$707$35,130
315 ($824)$114$709$34,420
316 ($824)$112$711$33,709
317 ($824)$110$714$32,995
318 ($824)$108$716$32,279
319 ($824)$105$718$31,561
320 ($824)$103$721$30,840
321 ($824)$100$723$30,117
322 ($824)$98$725$29,391
323 ($824)$96$728$28,664
324 ($824)$93$730$27,933
Year 28 - 325 ($824)$91$733$27,201
326 ($824)$89$735$26,466
327 ($824)$86$737$25,729
328 ($824)$84$740$24,989
329 ($824)$81$742$24,247
330 ($824)$79$745$23,502
331 ($824)$77$747$22,755
332 ($824)$74$749$22,006
333 ($824)$72$752$21,254
334 ($824)$69$754$20,499
335 ($824)$67$757$19,743
336 ($824)$64$759$18,983
Year 29 - 337 ($824)$62$762$18,222
338 ($824)$59$764$17,457
339 ($824)$57$767$16,691
340 ($824)$54$769$15,921
341 ($824)$52$772$15,150
342 ($824)$49$774$14,376
343 ($824)$47$777$13,599
344 ($824)$44$779$12,819
345 ($824)$42$782$12,038
346 ($824)$39$784$11,253
347 ($824)$37$787$10,466
348 ($824)$34$789$9,677
Year 30 - 349 ($824)$32$792$8,885
350 ($824)$29$795$8,090
351 ($824)$26$797$7,293
352 ($824)$24$800$6,493
353 ($824)$21$802$5,691
354 ($824)$19$805$4,886
355 ($824)$16$808$4,078
356 ($824)$13$810$3,268
357 ($824)$11$813$2,455
358 ($824)$8$816$1,639
359 ($824)$5$818$821
360 ($824)$3$821$0
TOTALS$122,092$174,400$296,492

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.