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Mortgage Payment Schedule for a $225,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($45,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$847 360 $124,899 $304,899

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $225,000
Down Payment $45,000$180,000
Year 1 - 1 ($847)$582$265$179,735
2 ($847)$581$266$179,469
3 ($847)$580$267$179,203
4 ($847)$579$268$178,935
5 ($847)$579$268$178,667
6 ($847)$578$269$178,397
7 ($847)$577$270$178,127
8 ($847)$576$271$177,856
9 ($847)$575$272$177,584
10 ($847)$574$273$177,312
11 ($847)$573$274$177,038
12 ($847)$572$275$176,764
Year 2 - 13 ($847)$572$275$176,488
14 ($847)$571$276$176,212
15 ($847)$570$277$175,935
16 ($847)$569$278$175,657
17 ($847)$568$279$175,378
18 ($847)$567$280$175,098
19 ($847)$566$281$174,817
20 ($847)$565$282$174,535
21 ($847)$564$283$174,253
22 ($847)$563$284$173,969
23 ($847)$562$284$173,685
24 ($847)$562$285$173,399
Year 3 - 25 ($847)$561$286$173,113
26 ($847)$560$287$172,826
27 ($847)$559$288$172,538
28 ($847)$558$289$172,249
29 ($847)$557$290$171,959
30 ($847)$556$291$171,668
31 ($847)$555$292$171,376
32 ($847)$554$293$171,083
33 ($847)$553$294$170,789
34 ($847)$552$295$170,494
35 ($847)$551$296$170,199
36 ($847)$550$297$169,902
Year 4 - 37 ($847)$549$298$169,605
38 ($847)$548$299$169,306
39 ($847)$547$300$169,006
40 ($847)$546$300$168,706
41 ($847)$545$301$168,404
42 ($847)$545$302$168,102
43 ($847)$544$303$167,799
44 ($847)$543$304$167,494
45 ($847)$542$305$167,189
46 ($847)$541$306$166,883
47 ($847)$540$307$166,575
48 ($847)$539$308$166,267
Year 5 - 49 ($847)$538$309$165,957
50 ($847)$537$310$165,647
51 ($847)$536$311$165,336
52 ($847)$535$312$165,023
53 ($847)$534$313$164,710
54 ($847)$533$314$164,396
55 ($847)$532$315$164,080
56 ($847)$531$316$163,764
57 ($847)$530$317$163,446
58 ($847)$528$318$163,128
59 ($847)$527$319$162,808
60 ($847)$526$321$162,488
Year 6 - 61 ($847)$525$322$162,166
62 ($847)$524$323$161,844
63 ($847)$523$324$161,520
64 ($847)$522$325$161,195
65 ($847)$521$326$160,870
66 ($847)$520$327$160,543
67 ($847)$519$328$160,215
68 ($847)$518$329$159,886
69 ($847)$517$330$159,556
70 ($847)$516$331$159,225
71 ($847)$515$332$158,893
72 ($847)$514$333$158,560
Year 7 - 73 ($847)$513$334$158,226
74 ($847)$512$335$157,890
75 ($847)$511$336$157,554
76 ($847)$509$338$157,216
77 ($847)$508$339$156,878
78 ($847)$507$340$156,538
79 ($847)$506$341$156,197
80 ($847)$505$342$155,855
81 ($847)$504$343$155,512
82 ($847)$503$344$155,168
83 ($847)$502$345$154,823
84 ($847)$501$346$154,477
Year 8 - 85 ($847)$499$347$154,129
86 ($847)$498$349$153,780
87 ($847)$497$350$153,431
88 ($847)$496$351$153,080
89 ($847)$495$352$152,728
90 ($847)$494$353$152,375
91 ($847)$493$354$152,021
92 ($847)$492$355$151,665
93 ($847)$490$357$151,309
94 ($847)$489$358$150,951
95 ($847)$488$359$150,592
96 ($847)$487$360$150,232
Year 9 - 97 ($847)$486$361$149,871
98 ($847)$485$362$149,508
99 ($847)$483$364$149,145
100 ($847)$482$365$148,780
101 ($847)$481$366$148,414
102 ($847)$480$367$148,047
103 ($847)$479$368$147,679
104 ($847)$477$369$147,309
105 ($847)$476$371$146,939
106 ($847)$475$372$146,567
107 ($847)$474$373$146,194
108 ($847)$473$374$145,820
Year 10 - 109 ($847)$471$375$145,444
110 ($847)$470$377$145,068
111 ($847)$469$378$144,690
112 ($847)$468$379$144,311
113 ($847)$467$380$143,930
114 ($847)$465$382$143,549
115 ($847)$464$383$143,166
116 ($847)$463$384$142,782
117 ($847)$462$385$142,397
118 ($847)$460$387$142,010
119 ($847)$459$388$141,622
120 ($847)$458$389$141,233
Year 11 - 121 ($847)$457$390$140,843
122 ($847)$455$392$140,451
123 ($847)$454$393$140,059
124 ($847)$453$394$139,665
125 ($847)$452$395$139,269
126 ($847)$450$397$138,873
127 ($847)$449$398$138,475
128 ($847)$448$399$138,075
129 ($847)$446$400$137,675
130 ($847)$445$402$137,273
131 ($847)$444$403$136,870
132 ($847)$443$404$136,466
Year 12 - 133 ($847)$441$406$136,060
134 ($847)$440$407$135,653
135 ($847)$439$408$135,245
136 ($847)$437$410$134,835
137 ($847)$436$411$134,424
138 ($847)$435$412$134,012
139 ($847)$433$414$133,598
140 ($847)$432$415$133,183
141 ($847)$431$416$132,767
142 ($847)$429$418$132,349
143 ($847)$428$419$131,930
144 ($847)$427$420$131,510
Year 13 - 145 ($847)$425$422$131,088
146 ($847)$424$423$130,665
147 ($847)$422$424$130,240
148 ($847)$421$426$129,815
149 ($847)$420$427$129,387
150 ($847)$418$429$128,959
151 ($847)$417$430$128,529
152 ($847)$416$431$128,097
153 ($847)$414$433$127,665
154 ($847)$413$434$127,230
155 ($847)$411$436$126,795
156 ($847)$410$437$126,358
Year 14 - 157 ($847)$409$438$125,920
158 ($847)$407$440$125,480
159 ($847)$406$441$125,039
160 ($847)$404$443$124,596
161 ($847)$403$444$124,152
162 ($847)$401$446$123,706
163 ($847)$400$447$123,259
164 ($847)$399$448$122,811
165 ($847)$397$450$122,361
166 ($847)$396$451$121,910
167 ($847)$394$453$121,457
168 ($847)$393$454$121,003
Year 15 - 169 ($847)$391$456$120,547
170 ($847)$390$457$120,090
171 ($847)$388$459$119,631
172 ($847)$387$460$119,171
173 ($847)$385$462$118,709
174 ($847)$384$463$118,246
175 ($847)$382$465$117,782
176 ($847)$381$466$117,316
177 ($847)$379$468$116,848
178 ($847)$378$469$116,379
179 ($847)$376$471$115,908
180 ($847)$375$472$115,436
Year 16 - 181 ($847)$373$474$114,962
182 ($847)$372$475$114,487
183 ($847)$370$477$114,010
184 ($847)$369$478$113,532
185 ($847)$367$480$113,052
186 ($847)$366$481$112,571
187 ($847)$364$483$112,088
188 ($847)$362$485$111,603
189 ($847)$361$486$111,117
190 ($847)$359$488$110,630
191 ($847)$358$489$110,140
192 ($847)$356$491$109,650
Year 17 - 193 ($847)$355$492$109,157
194 ($847)$353$494$108,663
195 ($847)$351$496$108,168
196 ($847)$350$497$107,670
197 ($847)$348$499$107,171
198 ($847)$347$500$106,671
199 ($847)$345$502$106,169
200 ($847)$343$504$105,665
201 ($847)$342$505$105,160
202 ($847)$340$507$104,653
203 ($847)$338$509$104,145
204 ($847)$337$510$103,634
Year 18 - 205 ($847)$335$512$103,123
206 ($847)$333$514$102,609
207 ($847)$332$515$102,094
208 ($847)$330$517$101,577
209 ($847)$328$519$101,059
210 ($847)$327$520$100,538
211 ($847)$325$522$100,016
212 ($847)$323$524$99,493
213 ($847)$322$525$98,968
214 ($847)$320$527$98,441
215 ($847)$318$529$97,912
216 ($847)$317$530$97,382
Year 19 - 217 ($847)$315$532$96,850
218 ($847)$313$534$96,316
219 ($847)$311$536$95,780
220 ($847)$310$537$95,243
221 ($847)$308$539$94,704
222 ($847)$306$541$94,163
223 ($847)$304$542$93,621
224 ($847)$303$544$93,077
225 ($847)$301$546$92,531
226 ($847)$299$548$91,983
227 ($847)$297$550$91,433
228 ($847)$296$551$90,882
Year 20 - 229 ($847)$294$553$90,329
230 ($847)$292$555$89,774
231 ($847)$290$557$89,217
232 ($847)$288$558$88,659
233 ($847)$287$560$88,099
234 ($847)$285$562$87,537
235 ($847)$283$564$86,973
236 ($847)$281$566$86,407
237 ($847)$279$568$85,839
238 ($847)$278$569$85,270
239 ($847)$276$571$84,699
240 ($847)$274$573$84,126
Year 21 - 241 ($847)$272$575$83,551
242 ($847)$270$577$82,974
243 ($847)$268$579$82,395
244 ($847)$266$581$81,815
245 ($847)$265$582$81,232
246 ($847)$263$584$80,648
247 ($847)$261$586$80,062
248 ($847)$259$588$79,474
249 ($847)$257$590$78,884
250 ($847)$255$592$78,292
251 ($847)$253$594$77,698
252 ($847)$251$596$77,102
Year 22 - 253 ($847)$249$598$76,505
254 ($847)$247$600$75,905
255 ($847)$245$602$75,304
256 ($847)$243$603$74,700
257 ($847)$242$605$74,095
258 ($847)$240$607$73,487
259 ($847)$238$609$72,878
260 ($847)$236$611$72,267
261 ($847)$234$613$71,653
262 ($847)$232$615$71,038
263 ($847)$230$617$70,421
264 ($847)$228$619$69,802
Year 23 - 265 ($847)$226$621$69,180
266 ($847)$224$623$68,557
267 ($847)$222$625$67,932
268 ($847)$220$627$67,305
269 ($847)$218$629$66,675
270 ($847)$216$631$66,044
271 ($847)$214$633$65,411
272 ($847)$211$635$64,775
273 ($847)$209$638$64,138
274 ($847)$207$640$63,498
275 ($847)$205$642$62,856
276 ($847)$203$644$62,213
Year 24 - 277 ($847)$201$646$61,567
278 ($847)$199$648$60,919
279 ($847)$197$650$60,269
280 ($847)$195$652$59,617
281 ($847)$193$654$58,963
282 ($847)$191$656$58,307
283 ($847)$189$658$57,648
284 ($847)$186$661$56,988
285 ($847)$184$663$56,325
286 ($847)$182$665$55,660
287 ($847)$180$667$54,993
288 ($847)$178$669$54,324
Year 25 - 289 ($847)$176$671$53,653
290 ($847)$173$673$52,979
291 ($847)$171$676$52,304
292 ($847)$169$678$51,626
293 ($847)$167$680$50,946
294 ($847)$165$682$50,264
295 ($847)$163$684$49,579
296 ($847)$160$687$48,892
297 ($847)$158$689$48,204
298 ($847)$156$691$47,513
299 ($847)$154$693$46,819
300 ($847)$151$696$46,124
Year 26 - 301 ($847)$149$698$45,426
302 ($847)$147$700$44,726
303 ($847)$145$702$44,023
304 ($847)$142$705$43,319
305 ($847)$140$707$42,612
306 ($847)$138$709$41,903
307 ($847)$135$711$41,191
308 ($847)$133$714$40,478
309 ($847)$131$716$39,762
310 ($847)$129$718$39,043
311 ($847)$126$721$38,322
312 ($847)$124$723$37,599
Year 27 - 313 ($847)$122$725$36,874
314 ($847)$119$728$36,146
315 ($847)$117$730$35,416
316 ($847)$115$732$34,684
317 ($847)$112$735$33,949
318 ($847)$110$737$33,212
319 ($847)$107$740$32,472
320 ($847)$105$742$31,730
321 ($847)$103$744$30,986
322 ($847)$100$747$30,239
323 ($847)$98$749$29,490
324 ($847)$95$752$28,738
Year 28 - 325 ($847)$93$754$27,984
326 ($847)$90$756$27,228
327 ($847)$88$759$26,469
328 ($847)$86$761$25,708
329 ($847)$83$764$24,944
330 ($847)$81$766$24,178
331 ($847)$78$769$23,409
332 ($847)$76$771$22,638
333 ($847)$73$774$21,864
334 ($847)$71$776$21,088
335 ($847)$68$779$20,309
336 ($847)$66$781$19,528
Year 29 - 337 ($847)$63$784$18,744
338 ($847)$61$786$17,957
339 ($847)$58$789$17,169
340 ($847)$56$791$16,377
341 ($847)$53$794$15,583
342 ($847)$50$797$14,787
343 ($847)$48$799$13,987
344 ($847)$45$802$13,186
345 ($847)$43$804$12,381
346 ($847)$40$807$11,575
347 ($847)$37$810$10,765
348 ($847)$35$812$9,953
Year 30 - 349 ($847)$32$815$9,138
350 ($847)$30$817$8,321
351 ($847)$27$820$7,501
352 ($847)$24$823$6,678
353 ($847)$22$825$5,853
354 ($847)$19$828$5,025
355 ($847)$16$831$4,194
356 ($847)$14$833$3,361
357 ($847)$11$836$2,524
358 ($847)$8$839$1,686
359 ($847)$5$841$844
360 ($847)$3$844$0
TOTALS$124,899$180,000$304,899

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.