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Mortgage Payment Schedule for a $225,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($45,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$849 360 $125,641 $305,641

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1067 | State Lic #: MC-2347
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.779% | Rate: 3.750% | Fees: $893 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,172 /mo
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30 yr fixed mtg, 0 points | APR: 3.885% | Rate: 3.850% | Fees: $1,072 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.244% | Rate: 4.240% | Fees: $122 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $225,000
Down Payment $45,000$180,000
Year 1 - 1 ($849)$585$264$179,736
2 ($849)$584$265$179,471
3 ($849)$583$266$179,205
4 ($849)$582$267$178,939
5 ($849)$582$267$178,671
6 ($849)$581$268$178,403
7 ($849)$580$269$178,134
8 ($849)$579$270$177,864
9 ($849)$578$271$177,593
10 ($849)$577$272$177,321
11 ($849)$576$273$177,048
12 ($849)$575$274$176,775
Year 2 - 13 ($849)$575$274$176,500
14 ($849)$574$275$176,225
15 ($849)$573$276$175,949
16 ($849)$572$277$175,671
17 ($849)$571$278$175,393
18 ($849)$570$279$175,114
19 ($849)$569$280$174,834
20 ($849)$568$281$174,554
21 ($849)$567$282$174,272
22 ($849)$566$283$173,989
23 ($849)$565$284$173,706
24 ($849)$565$284$173,421
Year 3 - 25 ($849)$564$285$173,136
26 ($849)$563$286$172,850
27 ($849)$562$287$172,562
28 ($849)$561$288$172,274
29 ($849)$560$289$171,985
30 ($849)$559$290$171,695
31 ($849)$558$291$171,404
32 ($849)$557$292$171,112
33 ($849)$556$293$170,819
34 ($849)$555$294$170,525
35 ($849)$554$295$170,231
36 ($849)$553$296$169,935
Year 4 - 37 ($849)$552$297$169,638
38 ($849)$551$298$169,341
39 ($849)$550$299$169,042
40 ($849)$549$300$168,742
41 ($849)$548$301$168,442
42 ($849)$547$302$168,140
43 ($849)$546$303$167,838
44 ($849)$545$304$167,534
45 ($849)$544$305$167,229
46 ($849)$543$306$166,924
47 ($849)$543$306$166,617
48 ($849)$542$307$166,310
Year 5 - 49 ($849)$541$308$166,001
50 ($849)$540$309$165,692
51 ($849)$538$311$165,381
52 ($849)$537$312$165,070
53 ($849)$536$313$164,757
54 ($849)$535$314$164,444
55 ($849)$534$315$164,129
56 ($849)$533$316$163,814
57 ($849)$532$317$163,497
58 ($849)$531$318$163,180
59 ($849)$530$319$162,861
60 ($849)$529$320$162,541
Year 6 - 61 ($849)$528$321$162,220
62 ($849)$527$322$161,899
63 ($849)$526$323$161,576
64 ($849)$525$324$161,252
65 ($849)$524$325$160,927
66 ($849)$523$326$160,601
67 ($849)$522$327$160,274
68 ($849)$521$328$159,946
69 ($849)$520$329$159,617
70 ($849)$519$330$159,286
71 ($849)$518$331$158,955
72 ($849)$517$332$158,623
Year 7 - 73 ($849)$516$333$158,289
74 ($849)$514$335$157,955
75 ($849)$513$336$157,619
76 ($849)$512$337$157,282
77 ($849)$511$338$156,944
78 ($849)$510$339$156,605
79 ($849)$509$340$156,265
80 ($849)$508$341$155,924
81 ($849)$507$342$155,582
82 ($849)$506$343$155,239
83 ($849)$505$344$154,894
84 ($849)$503$346$154,549
Year 8 - 85 ($849)$502$347$154,202
86 ($849)$501$348$153,854
87 ($849)$500$349$153,505
88 ($849)$499$350$153,155
89 ($849)$498$351$152,804
90 ($849)$497$352$152,451
91 ($849)$495$354$152,098
92 ($849)$494$355$151,743
93 ($849)$493$356$151,387
94 ($849)$492$357$151,030
95 ($849)$491$358$150,672
96 ($849)$490$359$150,313
Year 9 - 97 ($849)$489$360$149,952
98 ($849)$487$362$149,591
99 ($849)$486$363$149,228
100 ($849)$485$364$148,864
101 ($849)$484$365$148,499
102 ($849)$483$366$148,132
103 ($849)$481$368$147,765
104 ($849)$480$369$147,396
105 ($849)$479$370$147,026
106 ($849)$478$371$146,655
107 ($849)$477$372$146,282
108 ($849)$475$374$145,909
Year 10 - 109 ($849)$474$375$145,534
110 ($849)$473$376$145,158
111 ($849)$472$377$144,781
112 ($849)$471$378$144,402
113 ($849)$469$380$144,023
114 ($849)$468$381$143,642
115 ($849)$467$382$143,259
116 ($849)$466$383$142,876
117 ($849)$464$385$142,491
118 ($849)$463$386$142,106
119 ($849)$462$387$141,718
120 ($849)$461$388$141,330
Year 11 - 121 ($849)$459$390$140,940
122 ($849)$458$391$140,549
123 ($849)$457$392$140,157
124 ($849)$456$393$139,764
125 ($849)$454$395$139,369
126 ($849)$453$396$138,973
127 ($849)$452$397$138,575
128 ($849)$450$399$138,177
129 ($849)$449$400$137,777
130 ($849)$448$401$137,376
131 ($849)$446$403$136,973
132 ($849)$445$404$136,569
Year 12 - 133 ($849)$444$405$136,164
134 ($849)$443$406$135,758
135 ($849)$441$408$135,350
136 ($849)$440$409$134,941
137 ($849)$439$410$134,530
138 ($849)$437$412$134,119
139 ($849)$436$413$133,705
140 ($849)$435$414$133,291
141 ($849)$433$416$132,875
142 ($849)$432$417$132,458
143 ($849)$430$419$132,039
144 ($849)$429$420$131,620
Year 13 - 145 ($849)$428$421$131,198
146 ($849)$426$423$130,776
147 ($849)$425$424$130,352
148 ($849)$424$425$129,926
149 ($849)$422$427$129,500
150 ($849)$421$428$129,072
151 ($849)$419$430$128,642
152 ($849)$418$431$128,211
153 ($849)$417$432$127,779
154 ($849)$415$434$127,345
155 ($849)$414$435$126,910
156 ($849)$412$437$126,473
Year 14 - 157 ($849)$411$438$126,035
158 ($849)$410$439$125,596
159 ($849)$408$441$125,155
160 ($849)$407$442$124,713
161 ($849)$405$444$124,269
162 ($849)$404$445$123,824
163 ($849)$402$447$123,378
164 ($849)$401$448$122,930
165 ($849)$400$449$122,480
166 ($849)$398$451$122,029
167 ($849)$397$452$121,577
168 ($849)$395$454$121,123
Year 15 - 169 ($849)$394$455$120,667
170 ($849)$392$457$120,211
171 ($849)$391$458$119,752
172 ($849)$389$460$119,293
173 ($849)$388$461$118,831
174 ($849)$386$463$118,368
175 ($849)$385$464$117,904
176 ($849)$383$466$117,438
177 ($849)$382$467$116,971
178 ($849)$380$469$116,502
179 ($849)$379$470$116,032
180 ($849)$377$472$115,560
Year 16 - 181 ($849)$376$473$115,086
182 ($849)$374$475$114,611
183 ($849)$372$477$114,135
184 ($849)$371$478$113,657
185 ($849)$369$480$113,177
186 ($849)$368$481$112,696
187 ($849)$366$483$112,213
188 ($849)$365$484$111,729
189 ($849)$363$486$111,243
190 ($849)$362$487$110,756
191 ($849)$360$489$110,267
192 ($849)$358$491$109,776
Year 17 - 193 ($849)$357$492$109,284
194 ($849)$355$494$108,790
195 ($849)$354$495$108,294
196 ($849)$352$497$107,797
197 ($849)$350$499$107,299
198 ($849)$349$500$106,798
199 ($849)$347$502$106,297
200 ($849)$345$504$105,793
201 ($849)$344$505$105,288
202 ($849)$342$507$104,781
203 ($849)$341$508$104,273
204 ($849)$339$510$103,762
Year 18 - 205 ($849)$337$512$103,251
206 ($849)$336$513$102,737
207 ($849)$334$515$102,222
208 ($849)$332$517$101,705
209 ($849)$331$518$101,187
210 ($849)$329$520$100,667
211 ($849)$327$522$100,145
212 ($849)$325$524$99,621
213 ($849)$324$525$99,096
214 ($849)$322$527$98,569
215 ($849)$320$529$98,041
216 ($849)$319$530$97,510
Year 19 - 217 ($849)$317$532$96,978
218 ($849)$315$534$96,444
219 ($849)$313$536$95,909
220 ($849)$312$537$95,371
221 ($849)$310$539$94,832
222 ($849)$308$541$94,292
223 ($849)$306$543$93,749
224 ($849)$305$544$93,205
225 ($849)$303$546$92,659
226 ($849)$301$548$92,111
227 ($849)$299$550$91,561
228 ($849)$298$551$91,010
Year 20 - 229 ($849)$296$553$90,456
230 ($849)$294$555$89,901
231 ($849)$292$557$89,345
232 ($849)$290$559$88,786
233 ($849)$289$560$88,226
234 ($849)$287$562$87,663
235 ($849)$285$564$87,099
236 ($849)$283$566$86,533
237 ($849)$281$568$85,965
238 ($849)$279$570$85,396
239 ($849)$278$571$84,824
240 ($849)$276$573$84,251
Year 21 - 241 ($849)$274$575$83,676
242 ($849)$272$577$83,099
243 ($849)$270$579$82,520
244 ($849)$268$581$81,939
245 ($849)$266$583$81,356
246 ($849)$264$585$80,772
247 ($849)$263$586$80,185
248 ($849)$261$588$79,597
249 ($849)$259$590$79,007
250 ($849)$257$592$78,414
251 ($849)$255$594$77,820
252 ($849)$253$596$77,224
Year 22 - 253 ($849)$251$598$76,626
254 ($849)$249$600$76,026
255 ($849)$247$602$75,424
256 ($849)$245$604$74,820
257 ($849)$243$606$74,214
258 ($849)$241$608$73,607
259 ($849)$239$610$72,997
260 ($849)$237$612$72,385
261 ($849)$235$614$71,771
262 ($849)$233$616$71,156
263 ($849)$231$618$70,538
264 ($849)$229$620$69,918
Year 23 - 265 ($849)$227$622$69,296
266 ($849)$225$624$68,673
267 ($849)$223$626$68,047
268 ($849)$221$628$67,419
269 ($849)$219$630$66,789
270 ($849)$217$632$66,157
271 ($849)$215$634$65,523
272 ($849)$213$636$64,887
273 ($849)$211$638$64,249
274 ($849)$209$640$63,609
275 ($849)$207$642$62,966
276 ($849)$205$644$62,322
Year 24 - 277 ($849)$203$646$61,676
278 ($849)$200$649$61,027
279 ($849)$198$651$60,376
280 ($849)$196$653$59,724
281 ($849)$194$655$59,069
282 ($849)$192$657$58,412
283 ($849)$190$659$57,753
284 ($849)$188$661$57,091
285 ($849)$186$663$56,428
286 ($849)$183$666$55,762
287 ($849)$181$668$55,094
288 ($849)$179$670$54,424
Year 25 - 289 ($849)$177$672$53,752
290 ($849)$175$674$53,078
291 ($849)$173$676$52,402
292 ($849)$170$679$51,723
293 ($849)$168$681$51,042
294 ($849)$166$683$50,359
295 ($849)$164$685$49,673
296 ($849)$161$688$48,986
297 ($849)$159$690$48,296
298 ($849)$157$692$47,604
299 ($849)$155$694$46,910
300 ($849)$152$697$46,213
Year 26 - 301 ($849)$150$699$45,514
302 ($849)$148$701$44,813
303 ($849)$146$703$44,110
304 ($849)$143$706$43,404
305 ($849)$141$708$42,696
306 ($849)$139$710$41,986
307 ($849)$136$713$41,274
308 ($849)$134$715$40,559
309 ($849)$132$717$39,842
310 ($849)$129$720$39,122
311 ($849)$127$722$38,400
312 ($849)$125$724$37,676
Year 27 - 313 ($849)$122$727$36,949
314 ($849)$120$729$36,220
315 ($849)$118$731$35,489
316 ($849)$115$734$34,756
317 ($849)$113$736$34,019
318 ($849)$111$738$33,281
319 ($849)$108$741$32,540
320 ($849)$106$743$31,797
321 ($849)$103$746$31,051
322 ($849)$101$748$30,303
323 ($849)$98$751$29,553
324 ($849)$96$753$28,800
Year 28 - 325 ($849)$94$755$28,044
326 ($849)$91$758$27,286
327 ($849)$89$760$26,526
328 ($849)$86$763$25,763
329 ($849)$84$765$24,998
330 ($849)$81$768$24,230
331 ($849)$79$770$23,460
332 ($849)$76$773$22,687
333 ($849)$74$775$21,912
334 ($849)$71$778$21,134
335 ($849)$69$780$20,354
336 ($849)$66$783$19,571
Year 29 - 337 ($849)$64$785$18,786
338 ($849)$61$788$17,998
339 ($849)$58$791$17,207
340 ($849)$56$793$16,414
341 ($849)$53$796$15,619
342 ($849)$51$798$14,820
343 ($849)$48$801$14,019
344 ($849)$46$803$13,216
345 ($849)$43$806$12,410
346 ($849)$40$809$11,601
347 ($849)$38$811$10,790
348 ($849)$35$814$9,976
Year 30 - 349 ($849)$32$817$9,159
350 ($849)$30$819$8,340
351 ($849)$27$822$7,518
352 ($849)$24$825$6,694
353 ($849)$22$827$5,867
354 ($849)$19$830$5,037
355 ($849)$16$833$4,204
356 ($849)$14$835$3,369
357 ($849)$11$838$2,531
358 ($849)$8$841$1,690
359 ($849)$5$844$846
360 ($849)$3$846$0
TOTALS$125,641$180,000$305,641

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.