« Back to all home prices

Mortgage Payment Schedule for a $228,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($45,600) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$866 360 $129,200 $311,600

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $228,000
Down Payment $45,600$182,400
Year 1 - 1 ($866)$600$265$182,135
2 ($866)$600$266$181,869
3 ($866)$599$267$181,602
4 ($866)$598$268$181,334
5 ($866)$597$269$181,065
6 ($866)$596$270$180,796
7 ($866)$595$270$180,525
8 ($866)$594$271$180,254
9 ($866)$593$272$179,982
10 ($866)$592$273$179,709
11 ($866)$592$274$179,435
12 ($866)$591$275$179,160
Year 2 - 13 ($866)$590$276$178,884
14 ($866)$589$277$178,607
15 ($866)$588$278$178,330
16 ($866)$587$279$178,051
17 ($866)$586$279$177,772
18 ($866)$585$280$177,491
19 ($866)$584$281$177,210
20 ($866)$583$282$176,928
21 ($866)$582$283$176,645
22 ($866)$581$284$176,360
23 ($866)$581$285$176,075
24 ($866)$580$286$175,789
Year 3 - 25 ($866)$579$287$175,503
26 ($866)$578$288$175,215
27 ($866)$577$289$174,926
28 ($866)$576$290$174,636
29 ($866)$575$291$174,345
30 ($866)$574$292$174,054
31 ($866)$573$293$173,761
32 ($866)$572$294$173,468
33 ($866)$571$295$173,173
34 ($866)$570$296$172,877
35 ($866)$569$297$172,581
36 ($866)$568$297$172,283
Year 4 - 37 ($866)$567$298$171,985
38 ($866)$566$299$171,686
39 ($866)$565$300$171,385
40 ($866)$564$301$171,084
41 ($866)$563$302$170,781
42 ($866)$562$303$170,478
43 ($866)$561$304$170,173
44 ($866)$560$305$169,868
45 ($866)$559$306$169,562
46 ($866)$558$307$169,254
47 ($866)$557$308$168,946
48 ($866)$556$309$168,636
Year 5 - 49 ($866)$555$310$168,326
50 ($866)$554$311$168,014
51 ($866)$553$313$167,702
52 ($866)$552$314$167,388
53 ($866)$551$315$167,074
54 ($866)$550$316$166,758
55 ($866)$549$317$166,442
56 ($866)$548$318$166,124
57 ($866)$547$319$165,805
58 ($866)$546$320$165,485
59 ($866)$545$321$165,165
60 ($866)$544$322$164,843
Year 6 - 61 ($866)$543$323$164,520
62 ($866)$542$324$164,196
63 ($866)$540$325$163,871
64 ($866)$539$326$163,544
65 ($866)$538$327$163,217
66 ($866)$537$328$162,889
67 ($866)$536$329$162,560
68 ($866)$535$330$162,229
69 ($866)$534$332$161,898
70 ($866)$533$333$161,565
71 ($866)$532$334$161,231
72 ($866)$531$335$160,896
Year 7 - 73 ($866)$530$336$160,560
74 ($866)$529$337$160,223
75 ($866)$527$338$159,885
76 ($866)$526$339$159,546
77 ($866)$525$340$159,206
78 ($866)$524$342$158,864
79 ($866)$523$343$158,521
80 ($866)$522$344$158,178
81 ($866)$521$345$157,833
82 ($866)$520$346$157,487
83 ($866)$518$347$157,140
84 ($866)$517$348$156,791
Year 8 - 85 ($866)$516$349$156,442
86 ($866)$515$351$156,091
87 ($866)$514$352$155,739
88 ($866)$513$353$155,387
89 ($866)$511$354$155,033
90 ($866)$510$355$154,677
91 ($866)$509$356$154,321
92 ($866)$508$358$153,963
93 ($866)$507$359$153,605
94 ($866)$506$360$153,245
95 ($866)$504$361$152,883
96 ($866)$503$362$152,521
Year 9 - 97 ($866)$502$364$152,158
98 ($866)$501$365$151,793
99 ($866)$500$366$151,427
100 ($866)$498$367$151,060
101 ($866)$497$368$150,692
102 ($866)$496$370$150,322
103 ($866)$495$371$149,951
104 ($866)$494$372$149,579
105 ($866)$492$373$149,206
106 ($866)$491$374$148,832
107 ($866)$490$376$148,456
108 ($866)$489$377$148,079
Year 10 - 109 ($866)$487$378$147,701
110 ($866)$486$379$147,322
111 ($866)$485$381$146,941
112 ($866)$484$382$146,559
113 ($866)$482$383$146,176
114 ($866)$481$384$145,792
115 ($866)$480$386$145,406
116 ($866)$479$387$145,019
117 ($866)$477$388$144,631
118 ($866)$476$389$144,241
119 ($866)$475$391$143,851
120 ($866)$474$392$143,459
Year 11 - 121 ($866)$472$393$143,065
122 ($866)$471$395$142,671
123 ($866)$470$396$142,275
124 ($866)$468$397$141,877
125 ($866)$467$399$141,479
126 ($866)$466$400$141,079
127 ($866)$464$401$140,678
128 ($866)$463$402$140,275
129 ($866)$462$404$139,872
130 ($866)$460$405$139,466
131 ($866)$459$406$139,060
132 ($866)$458$408$138,652
Year 12 - 133 ($866)$456$409$138,243
134 ($866)$455$411$137,832
135 ($866)$454$412$137,421
136 ($866)$452$413$137,007
137 ($866)$451$415$136,593
138 ($866)$450$416$136,177
139 ($866)$448$417$135,760
140 ($866)$447$419$135,341
141 ($866)$445$420$134,921
142 ($866)$444$421$134,499
143 ($866)$443$423$134,077
144 ($866)$441$424$133,652
Year 13 - 145 ($866)$440$426$133,227
146 ($866)$439$427$132,800
147 ($866)$437$428$132,371
148 ($866)$436$430$131,941
149 ($866)$434$431$131,510
150 ($866)$433$433$131,078
151 ($866)$431$434$130,643
152 ($866)$430$436$130,208
153 ($866)$429$437$129,771
154 ($866)$427$438$129,333
155 ($866)$426$440$128,893
156 ($866)$424$441$128,451
Year 14 - 157 ($866)$423$443$128,009
158 ($866)$421$444$127,565
159 ($866)$420$446$127,119
160 ($866)$418$447$126,672
161 ($866)$417$449$126,223
162 ($866)$415$450$125,773
163 ($866)$414$452$125,322
164 ($866)$413$453$124,869
165 ($866)$411$455$124,414
166 ($866)$410$456$123,958
167 ($866)$408$458$123,500
168 ($866)$407$459$123,041
Year 15 - 169 ($866)$405$461$122,581
170 ($866)$403$462$122,119
171 ($866)$402$464$121,655
172 ($866)$400$465$121,190
173 ($866)$399$467$120,723
174 ($866)$397$468$120,255
175 ($866)$396$470$119,786
176 ($866)$394$471$119,314
177 ($866)$393$473$118,841
178 ($866)$391$474$118,367
179 ($866)$390$476$117,891
180 ($866)$388$477$117,414
Year 16 - 181 ($866)$386$479$116,935
182 ($866)$385$481$116,454
183 ($866)$383$482$115,972
184 ($866)$382$484$115,488
185 ($866)$380$485$115,003
186 ($866)$379$487$114,516
187 ($866)$377$489$114,027
188 ($866)$375$490$113,537
189 ($866)$374$492$113,045
190 ($866)$372$493$112,551
191 ($866)$370$495$112,056
192 ($866)$369$497$111,560
Year 17 - 193 ($866)$367$498$111,061
194 ($866)$366$500$110,561
195 ($866)$364$502$110,060
196 ($866)$362$503$109,556
197 ($866)$361$505$109,051
198 ($866)$359$507$108,545
199 ($866)$357$508$108,037
200 ($866)$356$510$107,527
201 ($866)$354$512$107,015
202 ($866)$352$513$106,502
203 ($866)$351$515$105,987
204 ($866)$349$517$105,470
Year 18 - 205 ($866)$347$518$104,952
206 ($866)$345$520$104,432
207 ($866)$344$522$103,910
208 ($866)$342$524$103,386
209 ($866)$340$525$102,861
210 ($866)$339$527$102,334
211 ($866)$337$529$101,805
212 ($866)$335$530$101,275
213 ($866)$333$532$100,743
214 ($866)$332$534$100,209
215 ($866)$330$536$99,673
216 ($866)$328$537$99,136
Year 19 - 217 ($866)$326$539$98,596
218 ($866)$325$541$98,055
219 ($866)$323$543$97,513
220 ($866)$321$545$96,968
221 ($866)$319$546$96,422
222 ($866)$317$548$95,873
223 ($866)$316$550$95,324
224 ($866)$314$552$94,772
225 ($866)$312$554$94,218
226 ($866)$310$555$93,663
227 ($866)$308$557$93,105
228 ($866)$306$559$92,546
Year 20 - 229 ($866)$305$561$91,985
230 ($866)$303$563$91,423
231 ($866)$301$565$90,858
232 ($866)$299$566$90,292
233 ($866)$297$568$89,723
234 ($866)$295$570$89,153
235 ($866)$293$572$88,581
236 ($866)$292$574$88,007
237 ($866)$290$576$87,431
238 ($866)$288$578$86,853
239 ($866)$286$580$86,274
240 ($866)$284$582$85,692
Year 21 - 241 ($866)$282$583$85,109
242 ($866)$280$585$84,523
243 ($866)$278$587$83,936
244 ($866)$276$589$83,347
245 ($866)$274$591$82,755
246 ($866)$272$593$82,162
247 ($866)$270$595$81,567
248 ($866)$268$597$80,970
249 ($866)$267$599$80,371
250 ($866)$265$601$79,770
251 ($866)$263$603$79,167
252 ($866)$261$605$78,562
Year 22 - 253 ($866)$259$607$77,955
254 ($866)$257$609$77,346
255 ($866)$255$611$76,735
256 ($866)$253$613$76,122
257 ($866)$251$615$75,507
258 ($866)$249$617$74,890
259 ($866)$247$619$74,271
260 ($866)$244$621$73,650
261 ($866)$242$623$73,027
262 ($866)$240$625$72,402
263 ($866)$238$627$71,775
264 ($866)$236$629$71,145
Year 23 - 265 ($866)$234$631$70,514
266 ($866)$232$633$69,880
267 ($866)$230$636$69,245
268 ($866)$228$638$68,607
269 ($866)$226$640$67,968
270 ($866)$224$642$67,326
271 ($866)$222$644$66,682
272 ($866)$219$646$66,036
273 ($866)$217$648$65,388
274 ($866)$215$650$64,737
275 ($866)$213$652$64,085
276 ($866)$211$655$63,430
Year 24 - 277 ($866)$209$657$62,773
278 ($866)$207$659$62,115
279 ($866)$204$661$61,453
280 ($866)$202$663$60,790
281 ($866)$200$665$60,125
282 ($866)$198$668$59,457
283 ($866)$196$670$58,787
284 ($866)$194$672$58,115
285 ($866)$191$674$57,441
286 ($866)$189$676$56,764
287 ($866)$187$679$56,086
288 ($866)$185$681$55,405
Year 25 - 289 ($866)$182$683$54,722
290 ($866)$180$685$54,036
291 ($866)$178$688$53,348
292 ($866)$176$690$52,659
293 ($866)$173$692$51,966
294 ($866)$171$695$51,272
295 ($866)$169$697$50,575
296 ($866)$166$699$49,876
297 ($866)$164$701$49,175
298 ($866)$162$704$48,471
299 ($866)$160$706$47,765
300 ($866)$157$708$47,057
Year 26 - 301 ($866)$155$711$46,346
302 ($866)$153$713$45,633
303 ($866)$150$715$44,918
304 ($866)$148$718$44,200
305 ($866)$145$720$43,480
306 ($866)$143$722$42,757
307 ($866)$141$725$42,032
308 ($866)$138$727$41,305
309 ($866)$136$730$40,576
310 ($866)$134$732$39,844
311 ($866)$131$734$39,109
312 ($866)$129$737$38,372
Year 27 - 313 ($866)$126$739$37,633
314 ($866)$124$742$36,892
315 ($866)$121$744$36,147
316 ($866)$119$747$35,401
317 ($866)$117$749$34,652
318 ($866)$114$751$33,900
319 ($866)$112$754$33,146
320 ($866)$109$756$32,390
321 ($866)$107$759$31,631
322 ($866)$104$761$30,870
323 ($866)$102$764$30,106
324 ($866)$99$766$29,339
Year 28 - 325 ($866)$97$769$28,570
326 ($866)$94$772$27,799
327 ($866)$92$774$27,025
328 ($866)$89$777$26,248
329 ($866)$86$779$25,469
330 ($866)$84$782$24,687
331 ($866)$81$784$23,903
332 ($866)$79$787$23,116
333 ($866)$76$789$22,326
334 ($866)$73$792$21,534
335 ($866)$71$795$20,740
336 ($866)$68$797$19,942
Year 29 - 337 ($866)$66$800$19,143
338 ($866)$63$803$18,340
339 ($866)$60$805$17,535
340 ($866)$58$808$16,727
341 ($866)$55$810$15,916
342 ($866)$52$813$15,103
343 ($866)$50$816$14,287
344 ($866)$47$819$13,469
345 ($866)$44$821$12,648
346 ($866)$42$824$11,824
347 ($866)$39$827$10,997
348 ($866)$36$829$10,168
Year 30 - 349 ($866)$33$832$9,336
350 ($866)$31$835$8,501
351 ($866)$28$838$7,663
352 ($866)$25$840$6,823
353 ($866)$22$843$5,980
354 ($866)$20$846$5,134
355 ($866)$17$849$4,285
356 ($866)$14$851$3,434
357 ($866)$11$854$2,580
358 ($866)$8$857$1,723
359 ($866)$6$860$863
360 ($866)$3$863$0
TOTALS$129,200$182,400$311,600

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.