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Mortgage Payment Schedule for a $229,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($45,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$865 360 $128,253 $311,453

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.887% | Rate: 3.875% | Fees: $377 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.769% | Rate: 3.750% | Fees: $595 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $229,000
Down Payment $45,800$183,200
Year 1 - 1 ($865)$597$268$182,932
2 ($865)$596$269$182,663
3 ($865)$595$270$182,393
4 ($865)$594$271$182,122
5 ($865)$593$272$181,850
6 ($865)$593$273$181,578
7 ($865)$592$274$181,304
8 ($865)$591$274$181,030
9 ($865)$590$275$180,754
10 ($865)$589$276$180,478
11 ($865)$588$277$180,201
12 ($865)$587$278$179,923
Year 2 - 13 ($865)$586$279$179,644
14 ($865)$585$280$179,364
15 ($865)$584$281$179,084
16 ($865)$584$282$178,802
17 ($865)$583$283$178,519
18 ($865)$582$283$178,236
19 ($865)$581$284$177,952
20 ($865)$580$285$177,666
21 ($865)$579$286$177,380
22 ($865)$578$287$177,093
23 ($865)$577$288$176,805
24 ($865)$576$289$176,516
Year 3 - 25 ($865)$575$290$176,226
26 ($865)$574$291$175,935
27 ($865)$573$292$175,643
28 ($865)$572$293$175,350
29 ($865)$571$294$175,056
30 ($865)$570$295$174,761
31 ($865)$569$296$174,466
32 ($865)$568$297$174,169
33 ($865)$568$298$173,871
34 ($865)$567$299$173,573
35 ($865)$566$300$173,273
36 ($865)$565$301$172,973
Year 4 - 37 ($865)$564$302$172,671
38 ($865)$563$303$172,369
39 ($865)$562$304$172,065
40 ($865)$561$305$171,761
41 ($865)$560$305$171,455
42 ($865)$559$306$171,149
43 ($865)$558$307$170,841
44 ($865)$557$308$170,533
45 ($865)$556$309$170,223
46 ($865)$555$311$169,913
47 ($865)$554$312$169,601
48 ($865)$553$313$169,289
Year 5 - 49 ($865)$552$314$168,975
50 ($865)$551$315$168,660
51 ($865)$550$316$168,345
52 ($865)$549$317$168,028
53 ($865)$547$318$167,711
54 ($865)$546$319$167,392
55 ($865)$545$320$167,072
56 ($865)$544$321$166,751
57 ($865)$543$322$166,430
58 ($865)$542$323$166,107
59 ($865)$541$324$165,783
60 ($865)$540$325$165,458
Year 6 - 61 ($865)$539$326$165,132
62 ($865)$538$327$164,805
63 ($865)$537$328$164,477
64 ($865)$536$329$164,147
65 ($865)$535$330$163,817
66 ($865)$534$331$163,486
67 ($865)$533$332$163,153
68 ($865)$532$334$162,820
69 ($865)$531$335$162,485
70 ($865)$529$336$162,149
71 ($865)$528$337$161,812
72 ($865)$527$338$161,475
Year 7 - 73 ($865)$526$339$161,136
74 ($865)$525$340$160,795
75 ($865)$524$341$160,454
76 ($865)$523$342$160,112
77 ($865)$522$343$159,768
78 ($865)$521$345$159,424
79 ($865)$519$346$159,078
80 ($865)$518$347$158,731
81 ($865)$517$348$158,383
82 ($865)$516$349$158,034
83 ($865)$515$350$157,684
84 ($865)$514$351$157,333
Year 8 - 85 ($865)$513$353$156,980
86 ($865)$511$354$156,627
87 ($865)$510$355$156,272
88 ($865)$509$356$155,916
89 ($865)$508$357$155,559
90 ($865)$507$358$155,200
91 ($865)$506$359$154,841
92 ($865)$505$361$154,480
93 ($865)$503$362$154,119
94 ($865)$502$363$153,756
95 ($865)$501$364$153,391
96 ($865)$500$365$153,026
Year 9 - 97 ($865)$499$367$152,660
98 ($865)$497$368$152,292
99 ($865)$496$369$151,923
100 ($865)$495$370$151,553
101 ($865)$494$371$151,181
102 ($865)$493$373$150,809
103 ($865)$491$374$150,435
104 ($865)$490$375$150,060
105 ($865)$489$376$149,684
106 ($865)$488$377$149,307
107 ($865)$486$379$148,928
108 ($865)$485$380$148,548
Year 10 - 109 ($865)$484$381$148,167
110 ($865)$483$382$147,784
111 ($865)$482$384$147,401
112 ($865)$480$385$147,016
113 ($865)$479$386$146,630
114 ($865)$478$387$146,243
115 ($865)$477$389$145,854
116 ($865)$475$390$145,464
117 ($865)$474$391$145,073
118 ($865)$473$392$144,680
119 ($865)$471$394$144,287
120 ($865)$470$395$143,892
Year 11 - 121 ($865)$469$396$143,495
122 ($865)$468$398$143,098
123 ($865)$466$399$142,699
124 ($865)$465$400$142,299
125 ($865)$464$401$141,897
126 ($865)$462$403$141,494
127 ($865)$461$404$141,090
128 ($865)$460$405$140,685
129 ($865)$458$407$140,278
130 ($865)$457$408$139,870
131 ($865)$456$409$139,461
132 ($865)$454$411$139,050
Year 12 - 133 ($865)$453$412$138,638
134 ($865)$452$413$138,224
135 ($865)$450$415$137,810
136 ($865)$449$416$137,393
137 ($865)$448$417$136,976
138 ($865)$446$419$136,557
139 ($865)$445$420$136,137
140 ($865)$444$422$135,715
141 ($865)$442$423$135,292
142 ($865)$441$424$134,868
143 ($865)$439$426$134,442
144 ($865)$438$427$134,015
Year 13 - 145 ($865)$437$428$133,587
146 ($865)$435$430$133,157
147 ($865)$434$431$132,726
148 ($865)$432$433$132,293
149 ($865)$431$434$131,859
150 ($865)$430$436$131,423
151 ($865)$428$437$130,987
152 ($865)$427$438$130,548
153 ($865)$425$440$130,108
154 ($865)$424$441$129,667
155 ($865)$422$443$129,225
156 ($865)$421$444$128,780
Year 14 - 157 ($865)$420$446$128,335
158 ($865)$418$447$127,888
159 ($865)$417$448$127,439
160 ($865)$415$450$126,990
161 ($865)$414$451$126,538
162 ($865)$412$453$126,085
163 ($865)$411$454$125,631
164 ($865)$409$456$125,175
165 ($865)$408$457$124,718
166 ($865)$406$459$124,259
167 ($865)$405$460$123,799
168 ($865)$403$462$123,337
Year 15 - 169 ($865)$402$463$122,874
170 ($865)$400$465$122,409
171 ($865)$399$466$121,943
172 ($865)$397$468$121,475
173 ($865)$396$469$121,006
174 ($865)$394$471$120,535
175 ($865)$393$472$120,062
176 ($865)$391$474$119,588
177 ($865)$390$475$119,113
178 ($865)$388$477$118,636
179 ($865)$387$479$118,157
180 ($865)$385$480$117,677
Year 16 - 181 ($865)$383$482$117,195
182 ($865)$382$483$116,712
183 ($865)$380$485$116,227
184 ($865)$379$486$115,741
185 ($865)$377$488$115,253
186 ($865)$376$490$114,763
187 ($865)$374$491$114,272
188 ($865)$372$493$113,779
189 ($865)$371$494$113,285
190 ($865)$369$496$112,789
191 ($865)$368$498$112,291
192 ($865)$366$499$111,792
Year 17 - 193 ($865)$364$501$111,291
194 ($865)$363$503$110,788
195 ($865)$361$504$110,284
196 ($865)$359$506$109,778
197 ($865)$358$507$109,271
198 ($865)$356$509$108,762
199 ($865)$354$511$108,251
200 ($865)$353$512$107,739
201 ($865)$351$514$107,225
202 ($865)$349$516$106,709
203 ($865)$348$517$106,191
204 ($865)$346$519$105,672
Year 18 - 205 ($865)$344$521$105,151
206 ($865)$343$523$104,629
207 ($865)$341$524$104,105
208 ($865)$339$526$103,579
209 ($865)$337$528$103,051
210 ($865)$336$529$102,522
211 ($865)$334$531$101,991
212 ($865)$332$533$101,458
213 ($865)$331$535$100,923
214 ($865)$329$536$100,387
215 ($865)$327$538$99,849
216 ($865)$325$540$99,309
Year 19 - 217 ($865)$324$542$98,768
218 ($865)$322$543$98,224
219 ($865)$320$545$97,679
220 ($865)$318$547$97,132
221 ($865)$316$549$96,584
222 ($865)$315$550$96,033
223 ($865)$313$552$95,481
224 ($865)$311$554$94,927
225 ($865)$309$556$94,371
226 ($865)$307$558$93,813
227 ($865)$306$559$93,254
228 ($865)$304$561$92,693
Year 20 - 229 ($865)$302$563$92,129
230 ($865)$300$565$91,565
231 ($865)$298$567$90,998
232 ($865)$297$569$90,429
233 ($865)$295$570$89,859
234 ($865)$293$572$89,286
235 ($865)$291$574$88,712
236 ($865)$289$576$88,136
237 ($865)$287$578$87,558
238 ($865)$285$580$86,978
239 ($865)$283$582$86,396
240 ($865)$282$584$85,813
Year 21 - 241 ($865)$280$586$85,227
242 ($865)$278$587$84,640
243 ($865)$276$589$84,050
244 ($865)$274$591$83,459
245 ($865)$272$593$82,866
246 ($865)$270$595$82,271
247 ($865)$268$597$81,674
248 ($865)$266$599$81,075
249 ($865)$264$601$80,474
250 ($865)$262$603$79,871
251 ($865)$260$605$79,266
252 ($865)$258$607$78,659
Year 22 - 253 ($865)$256$609$78,050
254 ($865)$254$611$77,439
255 ($865)$252$613$76,826
256 ($865)$250$615$76,212
257 ($865)$248$617$75,595
258 ($865)$246$619$74,976
259 ($865)$244$621$74,355
260 ($865)$242$623$73,732
261 ($865)$240$625$73,107
262 ($865)$238$627$72,480
263 ($865)$236$629$71,851
264 ($865)$234$631$71,220
Year 23 - 265 ($865)$232$633$70,587
266 ($865)$230$635$69,952
267 ($865)$228$637$69,315
268 ($865)$226$639$68,676
269 ($865)$224$641$68,034
270 ($865)$222$643$67,391
271 ($865)$220$646$66,745
272 ($865)$217$648$66,098
273 ($865)$215$650$65,448
274 ($865)$213$652$64,796
275 ($865)$211$654$64,142
276 ($865)$209$656$63,486
Year 24 - 277 ($865)$207$658$62,827
278 ($865)$205$660$62,167
279 ($865)$203$663$61,504
280 ($865)$200$665$60,840
281 ($865)$198$667$60,173
282 ($865)$196$669$59,504
283 ($865)$194$671$58,832
284 ($865)$192$673$58,159
285 ($865)$190$676$57,483
286 ($865)$187$678$56,805
287 ($865)$185$680$56,125
288 ($865)$183$682$55,443
Year 25 - 289 ($865)$181$684$54,759
290 ($865)$178$687$54,072
291 ($865)$176$689$53,383
292 ($865)$174$691$52,692
293 ($865)$172$693$51,998
294 ($865)$169$696$51,303
295 ($865)$167$698$50,605
296 ($865)$165$700$49,904
297 ($865)$163$703$49,202
298 ($865)$160$705$48,497
299 ($865)$158$707$47,790
300 ($865)$156$709$47,080
Year 26 - 301 ($865)$153$712$46,369
302 ($865)$151$714$45,655
303 ($865)$149$716$44,938
304 ($865)$146$719$44,219
305 ($865)$144$721$43,498
306 ($865)$142$723$42,775
307 ($865)$139$726$42,049
308 ($865)$137$728$41,321
309 ($865)$135$731$40,591
310 ($865)$132$733$39,858
311 ($865)$130$735$39,122
312 ($865)$127$738$38,385
Year 27 - 313 ($865)$125$740$37,645
314 ($865)$123$742$36,902
315 ($865)$120$745$36,157
316 ($865)$118$747$35,410
317 ($865)$115$750$34,660
318 ($865)$113$752$33,908
319 ($865)$110$755$33,153
320 ($865)$108$757$32,396
321 ($865)$106$760$31,637
322 ($865)$103$762$30,875
323 ($865)$101$765$30,110
324 ($865)$98$767$29,343
Year 28 - 325 ($865)$96$770$28,573
326 ($865)$93$772$27,801
327 ($865)$91$775$27,027
328 ($865)$88$777$26,250
329 ($865)$86$780$25,470
330 ($865)$83$782$24,688
331 ($865)$80$785$23,903
332 ($865)$78$787$23,116
333 ($865)$75$790$22,326
334 ($865)$73$792$21,534
335 ($865)$70$795$20,739
336 ($865)$68$798$19,941
Year 29 - 337 ($865)$65$800$19,141
338 ($865)$62$803$18,338
339 ($865)$60$805$17,533
340 ($865)$57$808$16,725
341 ($865)$54$811$15,914
342 ($865)$52$813$15,101
343 ($865)$49$816$14,285
344 ($865)$47$819$13,466
345 ($865)$44$821$12,645
346 ($865)$41$824$11,821
347 ($865)$39$827$10,995
348 ($865)$36$829$10,165
Year 30 - 349 ($865)$33$832$9,333
350 ($865)$30$835$8,498
351 ($865)$28$837$7,661
352 ($865)$25$840$6,821
353 ($865)$22$843$5,978
354 ($865)$19$846$5,132
355 ($865)$17$848$4,284
356 ($865)$14$851$3,433
357 ($865)$11$854$2,579
358 ($865)$8$857$1,722
359 ($865)$6$860$862
360 ($865)$3$862$0
TOTALS$128,253$183,200$311,453

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.