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Mortgage Payment Schedule for a $229,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($45,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$867 360 $129,009 $312,209

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $229,000
Down Payment $45,800$183,200
Year 1 - 1 ($867)$600$267$182,933
2 ($867)$599$268$182,665
3 ($867)$598$269$182,396
4 ($867)$597$270$182,126
5 ($867)$596$271$181,855
6 ($867)$596$272$181,583
7 ($867)$595$273$181,311
8 ($867)$594$273$181,037
9 ($867)$593$274$180,763
10 ($867)$592$275$180,488
11 ($867)$591$276$180,211
12 ($867)$590$277$179,934
Year 2 - 13 ($867)$589$278$179,656
14 ($867)$588$279$179,378
15 ($867)$587$280$179,098
16 ($867)$587$281$178,817
17 ($867)$586$282$178,535
18 ($867)$585$283$178,253
19 ($867)$584$283$177,969
20 ($867)$583$284$177,685
21 ($867)$582$285$177,400
22 ($867)$581$286$177,113
23 ($867)$580$287$176,826
24 ($867)$579$288$176,538
Year 3 - 25 ($867)$578$289$176,249
26 ($867)$577$290$175,959
27 ($867)$576$291$175,668
28 ($867)$575$292$175,376
29 ($867)$574$293$175,083
30 ($867)$573$294$174,789
31 ($867)$572$295$174,494
32 ($867)$571$296$174,199
33 ($867)$571$297$173,902
34 ($867)$570$298$173,604
35 ($867)$569$299$173,306
36 ($867)$568$300$173,006
Year 4 - 37 ($867)$567$301$172,705
38 ($867)$566$302$172,404
39 ($867)$565$303$172,101
40 ($867)$564$304$171,797
41 ($867)$563$305$171,493
42 ($867)$562$306$171,187
43 ($867)$561$307$170,881
44 ($867)$560$308$170,573
45 ($867)$559$309$170,264
46 ($867)$558$310$169,955
47 ($867)$557$311$169,644
48 ($867)$556$312$169,332
Year 5 - 49 ($867)$555$313$169,020
50 ($867)$554$314$168,706
51 ($867)$553$315$168,391
52 ($867)$551$316$168,075
53 ($867)$550$317$167,759
54 ($867)$549$318$167,441
55 ($867)$548$319$167,122
56 ($867)$547$320$166,802
57 ($867)$546$321$166,481
58 ($867)$545$322$166,159
59 ($867)$544$323$165,836
60 ($867)$543$324$165,512
Year 6 - 61 ($867)$542$325$165,187
62 ($867)$541$326$164,860
63 ($867)$540$327$164,533
64 ($867)$539$328$164,205
65 ($867)$538$329$163,875
66 ($867)$537$331$163,545
67 ($867)$536$332$163,213
68 ($867)$535$333$162,880
69 ($867)$533$334$162,546
70 ($867)$532$335$162,211
71 ($867)$531$336$161,875
72 ($867)$530$337$161,538
Year 7 - 73 ($867)$529$338$161,200
74 ($867)$528$339$160,861
75 ($867)$527$340$160,520
76 ($867)$526$342$160,179
77 ($867)$525$343$159,836
78 ($867)$523$344$159,492
79 ($867)$522$345$159,148
80 ($867)$521$346$158,801
81 ($867)$520$347$158,454
82 ($867)$519$348$158,106
83 ($867)$518$349$157,757
84 ($867)$517$351$157,406
Year 8 - 85 ($867)$516$352$157,054
86 ($867)$514$353$156,701
87 ($867)$513$354$156,347
88 ($867)$512$355$155,992
89 ($867)$511$356$155,636
90 ($867)$510$358$155,278
91 ($867)$509$359$154,919
92 ($867)$507$360$154,560
93 ($867)$506$361$154,198
94 ($867)$505$362$153,836
95 ($867)$504$363$153,473
96 ($867)$503$365$153,108
Year 9 - 97 ($867)$501$366$152,742
98 ($867)$500$367$152,375
99 ($867)$499$368$152,007
100 ($867)$498$369$151,638
101 ($867)$497$371$151,267
102 ($867)$495$372$150,895
103 ($867)$494$373$150,522
104 ($867)$493$374$150,148
105 ($867)$492$376$149,772
106 ($867)$491$377$149,396
107 ($867)$489$378$149,018
108 ($867)$488$379$148,638
Year 10 - 109 ($867)$487$380$148,258
110 ($867)$486$382$147,876
111 ($867)$484$383$147,493
112 ($867)$483$384$147,109
113 ($867)$482$385$146,724
114 ($867)$481$387$146,337
115 ($867)$479$388$145,949
116 ($867)$478$389$145,560
117 ($867)$477$391$145,169
118 ($867)$475$392$144,777
119 ($867)$474$393$144,384
120 ($867)$473$394$143,990
Year 11 - 121 ($867)$472$396$143,594
122 ($867)$470$397$143,197
123 ($867)$469$398$142,799
124 ($867)$468$400$142,399
125 ($867)$466$401$141,998
126 ($867)$465$402$141,596
127 ($867)$464$404$141,193
128 ($867)$462$405$140,788
129 ($867)$461$406$140,382
130 ($867)$460$407$139,974
131 ($867)$458$409$139,565
132 ($867)$457$410$139,155
Year 12 - 133 ($867)$456$412$138,744
134 ($867)$454$413$138,331
135 ($867)$453$414$137,917
136 ($867)$452$416$137,501
137 ($867)$450$417$137,084
138 ($867)$449$418$136,666
139 ($867)$448$420$136,246
140 ($867)$446$421$135,825
141 ($867)$445$422$135,403
142 ($867)$443$424$134,979
143 ($867)$442$425$134,554
144 ($867)$441$427$134,127
Year 13 - 145 ($867)$439$428$133,699
146 ($867)$438$429$133,270
147 ($867)$436$431$132,839
148 ($867)$435$432$132,407
149 ($867)$434$434$131,973
150 ($867)$432$435$131,538
151 ($867)$431$436$131,102
152 ($867)$429$438$130,664
153 ($867)$428$439$130,224
154 ($867)$426$441$129,784
155 ($867)$425$442$129,341
156 ($867)$424$444$128,898
Year 14 - 157 ($867)$422$445$128,453
158 ($867)$421$447$128,006
159 ($867)$419$448$127,558
160 ($867)$418$449$127,109
161 ($867)$416$451$126,658
162 ($867)$415$452$126,205
163 ($867)$413$454$125,751
164 ($867)$412$455$125,296
165 ($867)$410$457$124,839
166 ($867)$409$458$124,380
167 ($867)$407$460$123,921
168 ($867)$406$461$123,459
Year 15 - 169 ($867)$404$463$122,996
170 ($867)$403$464$122,532
171 ($867)$401$466$122,066
172 ($867)$400$467$121,598
173 ($867)$398$469$121,129
174 ($867)$397$471$120,659
175 ($867)$395$472$120,187
176 ($867)$394$474$119,713
177 ($867)$392$475$119,238
178 ($867)$391$477$118,761
179 ($867)$389$478$118,283
180 ($867)$387$480$117,803
Year 16 - 181 ($867)$386$481$117,322
182 ($867)$384$483$116,839
183 ($867)$383$485$116,354
184 ($867)$381$486$115,868
185 ($867)$379$488$115,380
186 ($867)$378$489$114,891
187 ($867)$376$491$114,400
188 ($867)$375$493$113,907
189 ($867)$373$494$113,413
190 ($867)$371$496$112,917
191 ($867)$370$497$112,420
192 ($867)$368$499$111,920
Year 17 - 193 ($867)$367$501$111,420
194 ($867)$365$502$110,917
195 ($867)$363$504$110,413
196 ($867)$362$506$109,908
197 ($867)$360$507$109,400
198 ($867)$358$509$108,891
199 ($867)$357$511$108,381
200 ($867)$355$512$107,869
201 ($867)$353$514$107,355
202 ($867)$352$516$106,839
203 ($867)$350$517$106,322
204 ($867)$348$519$105,803
Year 18 - 205 ($867)$347$521$105,282
206 ($867)$345$522$104,759
207 ($867)$343$524$104,235
208 ($867)$341$526$103,709
209 ($867)$340$528$103,182
210 ($867)$338$529$102,652
211 ($867)$336$531$102,121
212 ($867)$334$533$101,589
213 ($867)$333$535$101,054
214 ($867)$331$536$100,518
215 ($867)$329$538$99,980
216 ($867)$327$540$99,440
Year 19 - 217 ($867)$326$542$98,898
218 ($867)$324$543$98,355
219 ($867)$322$545$97,810
220 ($867)$320$547$97,263
221 ($867)$319$549$96,714
222 ($867)$317$551$96,164
223 ($867)$315$552$95,611
224 ($867)$313$554$95,057
225 ($867)$311$556$94,501
226 ($867)$309$558$93,943
227 ($867)$308$560$93,384
228 ($867)$306$561$92,822
Year 20 - 229 ($867)$304$563$92,259
230 ($867)$302$565$91,694
231 ($867)$300$567$91,127
232 ($867)$298$569$90,558
233 ($867)$297$571$89,988
234 ($867)$295$573$89,415
235 ($867)$293$574$88,841
236 ($867)$291$576$88,264
237 ($867)$289$578$87,686
238 ($867)$287$580$87,106
239 ($867)$285$582$86,524
240 ($867)$283$584$85,940
Year 21 - 241 ($867)$281$586$85,355
242 ($867)$280$588$84,767
243 ($867)$278$590$84,177
244 ($867)$276$592$83,586
245 ($867)$274$594$82,992
246 ($867)$272$595$82,397
247 ($867)$270$597$81,799
248 ($867)$268$599$81,200
249 ($867)$266$601$80,599
250 ($867)$264$603$79,995
251 ($867)$262$605$79,390
252 ($867)$260$607$78,783
Year 22 - 253 ($867)$258$609$78,174
254 ($867)$256$611$77,562
255 ($867)$254$613$76,949
256 ($867)$252$615$76,334
257 ($867)$250$617$75,717
258 ($867)$248$619$75,097
259 ($867)$246$621$74,476
260 ($867)$244$623$73,853
261 ($867)$242$625$73,227
262 ($867)$240$627$72,600
263 ($867)$238$629$71,970
264 ($867)$236$632$71,339
Year 23 - 265 ($867)$234$634$70,705
266 ($867)$232$636$70,070
267 ($867)$229$638$69,432
268 ($867)$227$640$68,792
269 ($867)$225$642$68,150
270 ($867)$223$644$67,506
271 ($867)$221$646$66,860
272 ($867)$219$648$66,211
273 ($867)$217$650$65,561
274 ($867)$215$653$64,909
275 ($867)$213$655$64,254
276 ($867)$210$657$63,597
Year 24 - 277 ($867)$208$659$62,938
278 ($867)$206$661$62,277
279 ($867)$204$663$61,614
280 ($867)$202$665$60,948
281 ($867)$200$668$60,281
282 ($867)$197$670$59,611
283 ($867)$195$672$58,939
284 ($867)$193$674$58,264
285 ($867)$191$676$57,588
286 ($867)$189$679$56,909
287 ($867)$186$681$56,229
288 ($867)$184$683$55,545
Year 25 - 289 ($867)$182$685$54,860
290 ($867)$180$688$54,173
291 ($867)$177$690$53,483
292 ($867)$175$692$52,791
293 ($867)$173$694$52,096
294 ($867)$171$697$51,400
295 ($867)$168$699$50,701
296 ($867)$166$701$49,999
297 ($867)$164$703$49,296
298 ($867)$161$706$48,590
299 ($867)$159$708$47,882
300 ($867)$157$710$47,172
Year 26 - 301 ($867)$154$713$46,459
302 ($867)$152$715$45,744
303 ($867)$150$717$45,026
304 ($867)$147$720$44,307
305 ($867)$145$722$43,584
306 ($867)$143$725$42,860
307 ($867)$140$727$42,133
308 ($867)$138$729$41,404
309 ($867)$136$732$40,672
310 ($867)$133$734$39,938
311 ($867)$131$736$39,202
312 ($867)$128$739$38,463
Year 27 - 313 ($867)$126$741$37,721
314 ($867)$124$744$36,978
315 ($867)$121$746$36,232
316 ($867)$119$749$35,483
317 ($867)$116$751$34,732
318 ($867)$114$754$33,978
319 ($867)$111$756$33,222
320 ($867)$109$758$32,464
321 ($867)$106$761$31,703
322 ($867)$104$763$30,940
323 ($867)$101$766$30,174
324 ($867)$99$768$29,405
Year 28 - 325 ($867)$96$771$28,634
326 ($867)$94$773$27,861
327 ($867)$91$776$27,085
328 ($867)$89$779$26,306
329 ($867)$86$781$25,525
330 ($867)$84$784$24,742
331 ($867)$81$786$23,955
332 ($867)$78$789$23,167
333 ($867)$76$791$22,375
334 ($867)$73$794$21,581
335 ($867)$71$797$20,785
336 ($867)$68$799$19,986
Year 29 - 337 ($867)$65$802$19,184
338 ($867)$63$804$18,379
339 ($867)$60$807$17,572
340 ($867)$58$810$16,763
341 ($867)$55$812$15,950
342 ($867)$52$815$15,135
343 ($867)$50$818$14,318
344 ($867)$47$820$13,497
345 ($867)$44$823$12,674
346 ($867)$42$826$11,848
347 ($867)$39$828$11,020
348 ($867)$36$831$10,189
Year 30 - 349 ($867)$33$834$9,355
350 ($867)$31$837$8,518
351 ($867)$28$839$7,679
352 ($867)$25$842$6,837
353 ($867)$22$845$5,992
354 ($867)$20$848$5,144
355 ($867)$17$850$4,294
356 ($867)$14$853$3,441
357 ($867)$11$856$2,585
358 ($867)$8$859$1,726
359 ($867)$6$862$864
360 ($867)$3$864$0
TOTALS$129,009$183,200$312,209

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.