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Mortgage Payment Schedule for a $231,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($46,200) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$872 360 $128,991 $313,791

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1067 | State Lic #: MC-2347
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.779% | Rate: 3.750% | Fees: $893 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,172 /mo
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30 yr fixed mtg, 0 points | APR: 3.885% | Rate: 3.850% | Fees: $1,072 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.244% | Rate: 4.240% | Fees: $122 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $231,000
Down Payment $46,200$184,800
Year 1 - 1 ($872)$601$271$184,529
2 ($872)$600$272$184,257
3 ($872)$599$273$183,984
4 ($872)$598$274$183,711
5 ($872)$597$275$183,436
6 ($872)$596$275$183,160
7 ($872)$595$276$182,884
8 ($872)$594$277$182,607
9 ($872)$593$278$182,329
10 ($872)$593$279$182,050
11 ($872)$592$280$181,770
12 ($872)$591$281$181,489
Year 2 - 13 ($872)$590$282$181,207
14 ($872)$589$283$180,924
15 ($872)$588$284$180,641
16 ($872)$587$285$180,356
17 ($872)$586$285$180,071
18 ($872)$585$286$179,784
19 ($872)$584$287$179,497
20 ($872)$583$288$179,208
21 ($872)$582$289$178,919
22 ($872)$581$290$178,629
23 ($872)$581$291$178,338
24 ($872)$580$292$178,046
Year 3 - 25 ($872)$579$293$177,753
26 ($872)$578$294$177,459
27 ($872)$577$295$177,164
28 ($872)$576$296$176,868
29 ($872)$575$297$176,571
30 ($872)$574$298$176,274
31 ($872)$573$299$175,975
32 ($872)$572$300$175,675
33 ($872)$571$301$175,374
34 ($872)$570$302$175,073
35 ($872)$569$303$174,770
36 ($872)$568$304$174,466
Year 4 - 37 ($872)$567$305$174,162
38 ($872)$566$306$173,856
39 ($872)$565$307$173,550
40 ($872)$564$308$173,242
41 ($872)$563$309$172,933
42 ($872)$562$310$172,624
43 ($872)$561$311$172,313
44 ($872)$560$312$172,002
45 ($872)$559$313$171,689
46 ($872)$558$314$171,375
47 ($872)$557$315$171,061
48 ($872)$556$316$170,745
Year 5 - 49 ($872)$555$317$170,428
50 ($872)$554$318$170,110
51 ($872)$553$319$169,792
52 ($872)$552$320$169,472
53 ($872)$551$321$169,151
54 ($872)$550$322$168,829
55 ($872)$549$323$168,506
56 ($872)$548$324$168,182
57 ($872)$547$325$167,857
58 ($872)$546$326$167,531
59 ($872)$544$327$167,204
60 ($872)$543$328$166,876
Year 6 - 61 ($872)$542$329$166,546
62 ($872)$541$330$166,216
63 ($872)$540$331$165,884
64 ($872)$539$333$165,552
65 ($872)$538$334$165,218
66 ($872)$537$335$164,884
67 ($872)$536$336$164,548
68 ($872)$535$337$164,211
69 ($872)$534$338$163,873
70 ($872)$533$339$163,534
71 ($872)$531$340$163,194
72 ($872)$530$341$162,853
Year 7 - 73 ($872)$529$342$162,510
74 ($872)$528$343$162,167
75 ($872)$527$345$161,822
76 ($872)$526$346$161,476
77 ($872)$525$347$161,130
78 ($872)$524$348$160,782
79 ($872)$523$349$160,433
80 ($872)$521$350$160,082
81 ($872)$520$351$159,731
82 ($872)$519$353$159,378
83 ($872)$518$354$159,025
84 ($872)$517$355$158,670
Year 8 - 85 ($872)$516$356$158,314
86 ($872)$515$357$157,957
87 ($872)$513$358$157,599
88 ($872)$512$359$157,239
89 ($872)$511$361$156,878
90 ($872)$510$362$156,517
91 ($872)$509$363$156,154
92 ($872)$507$364$155,790
93 ($872)$506$365$155,424
94 ($872)$505$367$155,058
95 ($872)$504$368$154,690
96 ($872)$503$369$154,321
Year 9 - 97 ($872)$502$370$153,951
98 ($872)$500$371$153,580
99 ($872)$499$373$153,207
100 ($872)$498$374$152,834
101 ($872)$497$375$152,459
102 ($872)$495$376$152,082
103 ($872)$494$377$151,705
104 ($872)$493$379$151,326
105 ($872)$492$380$150,947
106 ($872)$491$381$150,566
107 ($872)$489$382$150,183
108 ($872)$488$384$149,800
Year 10 - 109 ($872)$487$385$149,415
110 ($872)$486$386$149,029
111 ($872)$484$387$148,642
112 ($872)$483$389$148,253
113 ($872)$482$390$147,863
114 ($872)$481$391$147,472
115 ($872)$479$392$147,080
116 ($872)$478$394$146,686
117 ($872)$477$395$146,291
118 ($872)$475$396$145,895
119 ($872)$474$397$145,497
120 ($872)$473$399$145,099
Year 11 - 121 ($872)$472$400$144,699
122 ($872)$470$401$144,297
123 ($872)$469$403$143,895
124 ($872)$468$404$143,491
125 ($872)$466$405$143,085
126 ($872)$465$407$142,679
127 ($872)$464$408$142,271
128 ($872)$462$409$141,862
129 ($872)$461$411$141,451
130 ($872)$460$412$141,039
131 ($872)$458$413$140,626
132 ($872)$457$415$140,211
Year 12 - 133 ($872)$456$416$139,795
134 ($872)$454$417$139,378
135 ($872)$453$419$138,959
136 ($872)$452$420$138,539
137 ($872)$450$421$138,118
138 ($872)$449$423$137,695
139 ($872)$448$424$137,271
140 ($872)$446$426$136,845
141 ($872)$445$427$136,418
142 ($872)$443$428$135,990
143 ($872)$442$430$135,561
144 ($872)$441$431$135,129
Year 13 - 145 ($872)$439$432$134,697
146 ($872)$438$434$134,263
147 ($872)$436$435$133,828
148 ($872)$435$437$133,391
149 ($872)$434$438$132,953
150 ($872)$432$440$132,513
151 ($872)$431$441$132,072
152 ($872)$429$442$131,630
153 ($872)$428$444$131,186
154 ($872)$426$445$130,741
155 ($872)$425$447$130,294
156 ($872)$423$448$129,846
Year 14 - 157 ($872)$422$450$129,396
158 ($872)$421$451$128,945
159 ($872)$419$453$128,493
160 ($872)$418$454$128,039
161 ($872)$416$456$127,583
162 ($872)$415$457$127,126
163 ($872)$413$458$126,668
164 ($872)$412$460$126,208
165 ($872)$410$461$125,746
166 ($872)$409$463$125,283
167 ($872)$407$464$124,819
168 ($872)$406$466$124,353
Year 15 - 169 ($872)$404$467$123,885
170 ($872)$403$469$123,416
171 ($872)$401$471$122,946
172 ($872)$400$472$122,474
173 ($872)$398$474$122,000
174 ($872)$397$475$121,525
175 ($872)$395$477$121,048
176 ($872)$393$478$120,570
177 ($872)$392$480$120,090
178 ($872)$390$481$119,609
179 ($872)$389$483$119,126
180 ($872)$387$484$118,641
Year 16 - 181 ($872)$386$486$118,155
182 ($872)$384$488$117,668
183 ($872)$382$489$117,179
184 ($872)$381$491$116,688
185 ($872)$379$492$116,195
186 ($872)$378$494$115,701
187 ($872)$376$496$115,206
188 ($872)$374$497$114,708
189 ($872)$373$499$114,210
190 ($872)$371$500$113,709
191 ($872)$370$502$113,207
192 ($872)$368$504$112,703
Year 17 - 193 ($872)$366$505$112,198
194 ($872)$365$507$111,691
195 ($872)$363$509$111,182
196 ($872)$361$510$110,672
197 ($872)$360$512$110,160
198 ($872)$358$514$109,646
199 ($872)$356$515$109,131
200 ($872)$355$517$108,614
201 ($872)$353$519$108,096
202 ($872)$351$520$107,575
203 ($872)$350$522$107,053
204 ($872)$348$524$106,529
Year 18 - 205 ($872)$346$525$106,004
206 ($872)$345$527$105,477
207 ($872)$343$529$104,948
208 ($872)$341$531$104,418
209 ($872)$339$532$103,885
210 ($872)$338$534$103,351
211 ($872)$336$536$102,815
212 ($872)$334$537$102,278
213 ($872)$332$539$101,739
214 ($872)$331$541$101,198
215 ($872)$329$543$100,655
216 ($872)$327$545$100,110
Year 19 - 217 ($872)$325$546$99,564
218 ($872)$324$548$99,016
219 ($872)$322$550$98,466
220 ($872)$320$552$97,915
221 ($872)$318$553$97,361
222 ($872)$316$555$96,806
223 ($872)$315$557$96,249
224 ($872)$313$559$95,690
225 ($872)$311$561$95,130
226 ($872)$309$562$94,567
227 ($872)$307$564$94,003
228 ($872)$306$566$93,437
Year 20 - 229 ($872)$304$568$92,869
230 ($872)$302$570$92,299
231 ($872)$300$572$91,727
232 ($872)$298$574$91,154
233 ($872)$296$575$90,578
234 ($872)$294$577$90,001
235 ($872)$293$579$89,422
236 ($872)$291$581$88,841
237 ($872)$289$583$88,258
238 ($872)$287$585$87,673
239 ($872)$285$587$87,086
240 ($872)$283$589$86,498
Year 21 - 241 ($872)$281$591$85,907
242 ($872)$279$592$85,315
243 ($872)$277$594$84,720
244 ($872)$275$596$84,124
245 ($872)$273$598$83,526
246 ($872)$271$600$82,926
247 ($872)$270$602$82,324
248 ($872)$268$604$81,719
249 ($872)$266$606$81,113
250 ($872)$264$608$80,505
251 ($872)$262$610$79,895
252 ($872)$260$612$79,283
Year 22 - 253 ($872)$258$614$78,669
254 ($872)$256$616$78,053
255 ($872)$254$618$77,436
256 ($872)$252$620$76,816
257 ($872)$250$622$76,194
258 ($872)$248$624$75,570
259 ($872)$246$626$74,943
260 ($872)$244$628$74,315
261 ($872)$242$630$73,685
262 ($872)$239$632$73,053
263 ($872)$237$634$72,419
264 ($872)$235$636$71,783
Year 23 - 265 ($872)$233$638$71,144
266 ($872)$231$640$70,504
267 ($872)$229$643$69,861
268 ($872)$227$645$69,217
269 ($872)$225$647$68,570
270 ($872)$223$649$67,921
271 ($872)$221$651$67,270
272 ($872)$219$653$66,617
273 ($872)$217$655$65,962
274 ($872)$214$657$65,305
275 ($872)$212$659$64,646
276 ($872)$210$662$63,984
Year 24 - 277 ($872)$208$664$63,320
278 ($872)$206$666$62,654
279 ($872)$204$668$61,986
280 ($872)$201$670$61,316
281 ($872)$199$672$60,644
282 ($872)$197$675$59,969
283 ($872)$195$677$59,293
284 ($872)$193$679$58,614
285 ($872)$190$681$57,933
286 ($872)$188$683$57,249
287 ($872)$186$686$56,564
288 ($872)$184$688$55,876
Year 25 - 289 ($872)$182$690$55,186
290 ($872)$179$692$54,493
291 ($872)$177$695$53,799
292 ($872)$175$697$53,102
293 ($872)$173$699$52,403
294 ($872)$170$701$51,702
295 ($872)$168$704$50,998
296 ($872)$166$706$50,292
297 ($872)$163$708$49,584
298 ($872)$161$710$48,873
299 ($872)$159$713$48,161
300 ($872)$157$715$47,446
Year 26 - 301 ($872)$154$717$46,728
302 ($872)$152$720$46,008
303 ($872)$150$722$45,286
304 ($872)$147$724$44,562
305 ($872)$145$727$43,835
306 ($872)$142$729$43,106
307 ($872)$140$732$42,374
308 ($872)$138$734$41,640
309 ($872)$135$736$40,904
310 ($872)$133$739$40,165
311 ($872)$131$741$39,424
312 ($872)$128$744$38,681
Year 27 - 313 ($872)$126$746$37,935
314 ($872)$123$748$37,186
315 ($872)$121$751$36,436
316 ($872)$118$753$35,682
317 ($872)$116$756$34,927
318 ($872)$114$758$34,169
319 ($872)$111$761$33,408
320 ($872)$109$763$32,645
321 ($872)$106$766$31,879
322 ($872)$104$768$31,111
323 ($872)$101$771$30,341
324 ($872)$99$773$29,568
Year 28 - 325 ($872)$96$776$28,792
326 ($872)$94$778$28,014
327 ($872)$91$781$27,234
328 ($872)$89$783$26,450
329 ($872)$86$786$25,665
330 ($872)$83$788$24,876
331 ($872)$81$791$24,086
332 ($872)$78$793$23,292
333 ($872)$76$796$22,496
334 ($872)$73$799$21,698
335 ($872)$71$801$20,897
336 ($872)$68$804$20,093
Year 29 - 337 ($872)$65$806$19,287
338 ($872)$63$809$18,478
339 ($872)$60$812$17,666
340 ($872)$57$814$16,852
341 ($872)$55$817$16,035
342 ($872)$52$820$15,215
343 ($872)$49$822$14,393
344 ($872)$47$825$13,568
345 ($872)$44$828$12,741
346 ($872)$41$830$11,911
347 ($872)$39$833$11,078
348 ($872)$36$836$10,242
Year 30 - 349 ($872)$33$838$9,404
350 ($872)$31$841$8,563
351 ($872)$28$844$7,719
352 ($872)$25$847$6,872
353 ($872)$22$849$6,023
354 ($872)$20$852$5,171
355 ($872)$17$855$4,316
356 ($872)$14$858$3,458
357 ($872)$11$860$2,598
358 ($872)$8$863$1,735
359 ($872)$6$866$869
360 ($872)$3$869$0
TOTALS$128,991$184,800$313,791

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.