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Mortgage Payment Schedule for a $234,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($46,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$898 360 $136,096 $323,296

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $234,000
Down Payment $46,800$187,200
Year 1 - 1 ($898)$630$268$186,932
2 ($898)$629$269$186,663
3 ($898)$628$270$186,394
4 ($898)$628$271$186,123
5 ($898)$627$271$185,852
6 ($898)$626$272$185,580
7 ($898)$625$273$185,306
8 ($898)$624$274$185,032
9 ($898)$623$275$184,757
10 ($898)$622$276$184,481
11 ($898)$621$277$184,204
12 ($898)$620$278$183,926
Year 2 - 13 ($898)$619$279$183,647
14 ($898)$618$280$183,368
15 ($898)$617$281$183,087
16 ($898)$616$282$182,805
17 ($898)$615$283$182,523
18 ($898)$614$284$182,239
19 ($898)$614$285$181,955
20 ($898)$613$285$181,669
21 ($898)$612$286$181,383
22 ($898)$611$287$181,095
23 ($898)$610$288$180,807
24 ($898)$609$289$180,518
Year 3 - 25 ($898)$608$290$180,227
26 ($898)$607$291$179,936
27 ($898)$606$292$179,644
28 ($898)$605$293$179,351
29 ($898)$604$294$179,056
30 ($898)$603$295$178,761
31 ($898)$602$296$178,465
32 ($898)$601$297$178,168
33 ($898)$600$298$177,869
34 ($898)$599$299$177,570
35 ($898)$598$300$177,270
36 ($898)$597$301$176,969
Year 4 - 37 ($898)$596$302$176,667
38 ($898)$595$303$176,363
39 ($898)$594$304$176,059
40 ($898)$593$305$175,754
41 ($898)$592$306$175,447
42 ($898)$591$307$175,140
43 ($898)$590$308$174,832
44 ($898)$589$309$174,522
45 ($898)$588$310$174,212
46 ($898)$587$312$173,900
47 ($898)$585$313$173,587
48 ($898)$584$314$173,274
Year 5 - 49 ($898)$583$315$172,959
50 ($898)$582$316$172,643
51 ($898)$581$317$172,327
52 ($898)$580$318$172,009
53 ($898)$579$319$171,690
54 ($898)$578$320$171,370
55 ($898)$577$321$171,049
56 ($898)$576$322$170,726
57 ($898)$575$323$170,403
58 ($898)$574$324$170,079
59 ($898)$573$325$169,753
60 ($898)$572$327$169,427
Year 6 - 61 ($898)$570$328$169,099
62 ($898)$569$329$168,771
63 ($898)$568$330$168,441
64 ($898)$567$331$168,110
65 ($898)$566$332$167,778
66 ($898)$565$333$167,444
67 ($898)$564$334$167,110
68 ($898)$563$335$166,775
69 ($898)$561$337$166,438
70 ($898)$560$338$166,100
71 ($898)$559$339$165,762
72 ($898)$558$340$165,422
Year 7 - 73 ($898)$557$341$165,080
74 ($898)$556$342$164,738
75 ($898)$555$343$164,395
76 ($898)$553$345$164,050
77 ($898)$552$346$163,704
78 ($898)$551$347$163,358
79 ($898)$550$348$163,009
80 ($898)$549$349$162,660
81 ($898)$548$350$162,310
82 ($898)$546$352$161,958
83 ($898)$545$353$161,605
84 ($898)$544$354$161,251
Year 8 - 85 ($898)$543$355$160,896
86 ($898)$542$356$160,540
87 ($898)$540$358$160,182
88 ($898)$539$359$159,824
89 ($898)$538$360$159,464
90 ($898)$537$361$159,102
91 ($898)$536$362$158,740
92 ($898)$534$364$158,376
93 ($898)$533$365$158,012
94 ($898)$532$366$157,646
95 ($898)$531$367$157,278
96 ($898)$530$369$156,910
Year 9 - 97 ($898)$528$370$156,540
98 ($898)$527$371$156,169
99 ($898)$526$372$155,797
100 ($898)$525$374$155,423
101 ($898)$523$375$155,048
102 ($898)$522$376$154,672
103 ($898)$521$377$154,295
104 ($898)$519$379$153,916
105 ($898)$518$380$153,536
106 ($898)$517$381$153,155
107 ($898)$516$382$152,773
108 ($898)$514$384$152,389
Year 10 - 109 ($898)$513$385$152,004
110 ($898)$512$386$151,618
111 ($898)$510$388$151,230
112 ($898)$509$389$150,841
113 ($898)$508$390$150,451
114 ($898)$507$392$150,060
115 ($898)$505$393$149,667
116 ($898)$504$394$149,273
117 ($898)$503$395$148,877
118 ($898)$501$397$148,480
119 ($898)$500$398$148,082
120 ($898)$499$400$147,683
Year 11 - 121 ($898)$497$401$147,282
122 ($898)$496$402$146,880
123 ($898)$494$404$146,476
124 ($898)$493$405$146,071
125 ($898)$492$406$145,665
126 ($898)$490$408$145,257
127 ($898)$489$409$144,848
128 ($898)$488$410$144,438
129 ($898)$486$412$144,026
130 ($898)$485$413$143,613
131 ($898)$483$415$143,198
132 ($898)$482$416$142,782
Year 12 - 133 ($898)$481$417$142,365
134 ($898)$479$419$141,946
135 ($898)$478$420$141,526
136 ($898)$476$422$141,105
137 ($898)$475$423$140,682
138 ($898)$474$424$140,257
139 ($898)$472$426$139,831
140 ($898)$471$427$139,404
141 ($898)$469$429$138,975
142 ($898)$468$430$138,545
143 ($898)$466$432$138,114
144 ($898)$465$433$137,681
Year 13 - 145 ($898)$464$435$137,246
146 ($898)$462$436$136,810
147 ($898)$461$437$136,373
148 ($898)$459$439$135,934
149 ($898)$458$440$135,493
150 ($898)$456$442$135,051
151 ($898)$455$443$134,608
152 ($898)$453$445$134,163
153 ($898)$452$446$133,717
154 ($898)$450$448$133,269
155 ($898)$449$449$132,820
156 ($898)$447$451$132,369
Year 14 - 157 ($898)$446$452$131,916
158 ($898)$444$454$131,462
159 ($898)$443$455$131,007
160 ($898)$441$457$130,550
161 ($898)$440$459$130,091
162 ($898)$438$460$129,631
163 ($898)$436$462$129,170
164 ($898)$435$463$128,707
165 ($898)$433$465$128,242
166 ($898)$432$466$127,775
167 ($898)$430$468$127,308
168 ($898)$429$469$126,838
Year 15 - 169 ($898)$427$471$126,367
170 ($898)$425$473$125,895
171 ($898)$424$474$125,420
172 ($898)$422$476$124,945
173 ($898)$421$477$124,467
174 ($898)$419$479$123,988
175 ($898)$417$481$123,508
176 ($898)$416$482$123,025
177 ($898)$414$484$122,541
178 ($898)$413$485$122,056
179 ($898)$411$487$121,569
180 ($898)$409$489$121,080
Year 16 - 181 ($898)$408$490$120,590
182 ($898)$406$492$120,098
183 ($898)$404$494$119,604
184 ($898)$403$495$119,109
185 ($898)$401$497$118,611
186 ($898)$399$499$118,113
187 ($898)$398$500$117,612
188 ($898)$396$502$117,110
189 ($898)$394$504$116,607
190 ($898)$393$505$116,101
191 ($898)$391$507$115,594
192 ($898)$389$509$115,085
Year 17 - 193 ($898)$387$511$114,574
194 ($898)$386$512$114,062
195 ($898)$384$514$113,548
196 ($898)$382$516$113,032
197 ($898)$381$518$112,515
198 ($898)$379$519$111,996
199 ($898)$377$521$111,475
200 ($898)$375$523$110,952
201 ($898)$374$525$110,427
202 ($898)$372$526$109,901
203 ($898)$370$528$109,373
204 ($898)$368$530$108,843
Year 18 - 205 ($898)$366$532$108,312
206 ($898)$365$533$107,778
207 ($898)$363$535$107,243
208 ($898)$361$537$106,706
209 ($898)$359$539$106,167
210 ($898)$357$541$105,627
211 ($898)$356$542$105,084
212 ($898)$354$544$104,540
213 ($898)$352$546$103,994
214 ($898)$350$548$103,446
215 ($898)$348$550$102,896
216 ($898)$346$552$102,344
Year 19 - 217 ($898)$345$553$101,791
218 ($898)$343$555$101,236
219 ($898)$341$557$100,678
220 ($898)$339$559$100,119
221 ($898)$337$561$99,558
222 ($898)$335$563$98,995
223 ($898)$333$565$98,431
224 ($898)$331$567$97,864
225 ($898)$329$569$97,295
226 ($898)$328$570$96,725
227 ($898)$326$572$96,153
228 ($898)$324$574$95,578
Year 20 - 229 ($898)$322$576$95,002
230 ($898)$320$578$94,424
231 ($898)$318$580$93,844
232 ($898)$316$582$93,262
233 ($898)$314$584$92,677
234 ($898)$312$586$92,091
235 ($898)$310$588$91,503
236 ($898)$308$590$90,913
237 ($898)$306$592$90,321
238 ($898)$304$594$89,728
239 ($898)$302$596$89,132
240 ($898)$300$598$88,534
Year 21 - 241 ($898)$298$600$87,934
242 ($898)$296$602$87,332
243 ($898)$294$604$86,728
244 ($898)$292$606$86,122
245 ($898)$290$608$85,513
246 ($898)$288$610$84,903
247 ($898)$286$612$84,291
248 ($898)$284$614$83,677
249 ($898)$282$616$83,060
250 ($898)$280$618$82,442
251 ($898)$278$620$81,822
252 ($898)$275$623$81,199
Year 22 - 253 ($898)$273$625$80,574
254 ($898)$271$627$79,948
255 ($898)$269$629$79,319
256 ($898)$267$631$78,688
257 ($898)$265$633$78,055
258 ($898)$263$635$77,419
259 ($898)$261$637$76,782
260 ($898)$258$640$76,142
261 ($898)$256$642$75,501
262 ($898)$254$644$74,857
263 ($898)$252$646$74,211
264 ($898)$250$648$73,563
Year 23 - 265 ($898)$248$650$72,912
266 ($898)$245$653$72,260
267 ($898)$243$655$71,605
268 ($898)$241$657$70,948
269 ($898)$239$659$70,289
270 ($898)$237$661$69,627
271 ($898)$234$664$68,964
272 ($898)$232$666$68,298
273 ($898)$230$668$67,630
274 ($898)$228$670$66,959
275 ($898)$225$673$66,287
276 ($898)$223$675$65,612
Year 24 - 277 ($898)$221$677$64,935
278 ($898)$219$679$64,255
279 ($898)$216$682$63,574
280 ($898)$214$684$62,890
281 ($898)$212$686$62,203
282 ($898)$209$689$61,515
283 ($898)$207$691$60,824
284 ($898)$205$693$60,130
285 ($898)$202$696$59,435
286 ($898)$200$698$58,737
287 ($898)$198$700$58,036
288 ($898)$195$703$57,334
Year 25 - 289 ($898)$193$705$56,629
290 ($898)$191$707$55,921
291 ($898)$188$710$55,212
292 ($898)$186$712$54,499
293 ($898)$183$715$53,785
294 ($898)$181$717$53,068
295 ($898)$179$719$52,349
296 ($898)$176$722$51,627
297 ($898)$174$724$50,903
298 ($898)$171$727$50,176
299 ($898)$169$729$49,447
300 ($898)$166$732$48,715
Year 26 - 301 ($898)$164$734$47,981
302 ($898)$162$737$47,245
303 ($898)$159$739$46,506
304 ($898)$157$741$45,764
305 ($898)$154$744$45,020
306 ($898)$152$746$44,274
307 ($898)$149$749$43,525
308 ($898)$147$752$42,773
309 ($898)$144$754$42,019
310 ($898)$141$757$41,263
311 ($898)$139$759$40,503
312 ($898)$136$762$39,742
Year 27 - 313 ($898)$134$764$38,978
314 ($898)$131$767$38,211
315 ($898)$129$769$37,441
316 ($898)$126$772$36,669
317 ($898)$123$775$35,895
318 ($898)$121$777$35,118
319 ($898)$118$780$34,338
320 ($898)$116$782$33,555
321 ($898)$113$785$32,770
322 ($898)$110$788$31,983
323 ($898)$108$790$31,192
324 ($898)$105$793$30,399
Year 28 - 325 ($898)$102$796$29,603
326 ($898)$100$798$28,805
327 ($898)$97$801$28,004
328 ($898)$94$804$27,200
329 ($898)$92$806$26,394
330 ($898)$89$809$25,585
331 ($898)$86$812$24,773
332 ($898)$83$815$23,958
333 ($898)$81$817$23,141
334 ($898)$78$820$22,320
335 ($898)$75$823$21,498
336 ($898)$72$826$20,672
Year 29 - 337 ($898)$70$828$19,843
338 ($898)$67$831$19,012
339 ($898)$64$834$18,178
340 ($898)$61$837$17,341
341 ($898)$58$840$16,502
342 ($898)$56$842$15,659
343 ($898)$53$845$14,814
344 ($898)$50$848$13,966
345 ($898)$47$851$13,115
346 ($898)$44$854$12,261
347 ($898)$41$857$11,404
348 ($898)$38$860$10,544
Year 30 - 349 ($898)$35$863$9,682
350 ($898)$33$865$8,816
351 ($898)$30$868$7,948
352 ($898)$27$871$7,077
353 ($898)$24$874$6,202
354 ($898)$21$877$5,325
355 ($898)$18$880$4,445
356 ($898)$15$883$3,562
357 ($898)$12$886$2,676
358 ($898)$9$889$1,787
359 ($898)$6$892$895
360 ($898)$3$895$0
TOTALS$136,096$187,200$323,296

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.