« Back to all home prices

Mortgage Payment Schedule for a $234,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($46,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$881 360 $129,895 $317,095

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $234,000
Down Payment $46,800$187,200
Year 1 - 1 ($881)$605$276$186,924
2 ($881)$604$276$186,648
3 ($881)$603$277$186,371
4 ($881)$603$278$186,092
5 ($881)$602$279$185,813
6 ($881)$601$280$185,533
7 ($881)$600$281$185,252
8 ($881)$599$282$184,971
9 ($881)$598$283$184,688
10 ($881)$597$284$184,404
11 ($881)$596$285$184,120
12 ($881)$595$285$183,834
Year 2 - 13 ($881)$594$286$183,548
14 ($881)$593$287$183,260
15 ($881)$593$288$182,972
16 ($881)$592$289$182,683
17 ($881)$591$290$182,393
18 ($881)$590$291$182,102
19 ($881)$589$292$181,810
20 ($881)$588$293$181,517
21 ($881)$587$294$181,223
22 ($881)$586$295$180,928
23 ($881)$585$296$180,632
24 ($881)$584$297$180,335
Year 3 - 25 ($881)$583$298$180,037
26 ($881)$582$299$179,739
27 ($881)$581$300$179,439
28 ($881)$580$301$179,139
29 ($881)$579$302$178,837
30 ($881)$578$303$178,534
31 ($881)$577$304$178,231
32 ($881)$576$305$177,926
33 ($881)$575$306$177,621
34 ($881)$574$307$177,314
35 ($881)$573$308$177,007
36 ($881)$572$308$176,698
Year 4 - 37 ($881)$571$309$176,389
38 ($881)$570$310$176,078
39 ($881)$569$311$175,767
40 ($881)$568$313$175,454
41 ($881)$567$314$175,141
42 ($881)$566$315$174,826
43 ($881)$565$316$174,511
44 ($881)$564$317$174,194
45 ($881)$563$318$173,876
46 ($881)$562$319$173,558
47 ($881)$561$320$173,238
48 ($881)$560$321$172,917
Year 5 - 49 ($881)$559$322$172,596
50 ($881)$558$323$172,273
51 ($881)$557$324$171,949
52 ($881)$556$325$171,624
53 ($881)$555$326$171,298
54 ($881)$554$327$170,971
55 ($881)$553$328$170,643
56 ($881)$552$329$170,314
57 ($881)$551$330$169,984
58 ($881)$550$331$169,653
59 ($881)$549$332$169,321
60 ($881)$547$333$168,987
Year 6 - 61 ($881)$546$334$168,653
62 ($881)$545$336$168,318
63 ($881)$544$337$167,981
64 ($881)$543$338$167,643
65 ($881)$542$339$167,304
66 ($881)$541$340$166,965
67 ($881)$540$341$166,624
68 ($881)$539$342$166,282
69 ($881)$538$343$165,938
70 ($881)$537$344$165,594
71 ($881)$535$345$165,249
72 ($881)$534$347$164,902
Year 7 - 73 ($881)$533$348$164,555
74 ($881)$532$349$164,206
75 ($881)$531$350$163,856
76 ($881)$530$351$163,505
77 ($881)$529$352$163,153
78 ($881)$528$353$162,799
79 ($881)$526$354$162,445
80 ($881)$525$356$162,089
81 ($881)$524$357$161,733
82 ($881)$523$358$161,375
83 ($881)$522$359$161,016
84 ($881)$521$360$160,656
Year 8 - 85 ($881)$519$361$160,294
86 ($881)$518$363$159,932
87 ($881)$517$364$159,568
88 ($881)$516$365$159,203
89 ($881)$515$366$158,837
90 ($881)$514$367$158,470
91 ($881)$512$368$158,101
92 ($881)$511$370$157,732
93 ($881)$510$371$157,361
94 ($881)$509$372$156,989
95 ($881)$508$373$156,616
96 ($881)$506$374$156,241
Year 9 - 97 ($881)$505$376$155,866
98 ($881)$504$377$155,489
99 ($881)$503$378$155,111
100 ($881)$502$379$154,731
101 ($881)$500$381$154,351
102 ($881)$499$382$153,969
103 ($881)$498$383$153,586
104 ($881)$497$384$153,202
105 ($881)$495$385$152,816
106 ($881)$494$387$152,430
107 ($881)$493$388$152,042
108 ($881)$492$389$151,653
Year 10 - 109 ($881)$490$390$151,262
110 ($881)$489$392$150,870
111 ($881)$488$393$150,477
112 ($881)$487$394$150,083
113 ($881)$485$396$149,687
114 ($881)$484$397$149,291
115 ($881)$483$398$148,893
116 ($881)$481$399$148,493
117 ($881)$480$401$148,092
118 ($881)$479$402$147,690
119 ($881)$478$403$147,287
120 ($881)$476$405$146,883
Year 11 - 121 ($881)$475$406$146,477
122 ($881)$474$407$146,069
123 ($881)$472$409$145,661
124 ($881)$471$410$145,251
125 ($881)$470$411$144,840
126 ($881)$468$413$144,427
127 ($881)$467$414$144,014
128 ($881)$466$415$143,598
129 ($881)$464$417$143,182
130 ($881)$463$418$142,764
131 ($881)$462$419$142,345
132 ($881)$460$421$141,924
Year 12 - 133 ($881)$459$422$141,502
134 ($881)$458$423$141,079
135 ($881)$456$425$140,654
136 ($881)$455$426$140,228
137 ($881)$453$427$139,801
138 ($881)$452$429$139,372
139 ($881)$451$430$138,942
140 ($881)$449$432$138,510
141 ($881)$448$433$138,077
142 ($881)$446$434$137,643
143 ($881)$445$436$137,207
144 ($881)$444$437$136,770
Year 13 - 145 ($881)$442$439$136,331
146 ($881)$441$440$135,891
147 ($881)$439$441$135,450
148 ($881)$438$443$135,007
149 ($881)$437$444$134,563
150 ($881)$435$446$134,117
151 ($881)$434$447$133,670
152 ($881)$432$449$133,221
153 ($881)$431$450$132,771
154 ($881)$429$452$132,320
155 ($881)$428$453$131,867
156 ($881)$426$454$131,412
Year 14 - 157 ($881)$425$456$130,956
158 ($881)$423$457$130,499
159 ($881)$422$459$130,040
160 ($881)$420$460$129,580
161 ($881)$419$462$129,118
162 ($881)$417$463$128,655
163 ($881)$416$465$128,190
164 ($881)$414$466$127,723
165 ($881)$413$468$127,256
166 ($881)$411$469$126,786
167 ($881)$410$471$126,315
168 ($881)$408$472$125,843
Year 15 - 169 ($881)$407$474$125,369
170 ($881)$405$475$124,893
171 ($881)$404$477$124,416
172 ($881)$402$479$123,938
173 ($881)$401$480$123,458
174 ($881)$399$482$122,976
175 ($881)$398$483$122,493
176 ($881)$396$485$122,008
177 ($881)$394$486$121,522
178 ($881)$393$488$121,034
179 ($881)$391$489$120,545
180 ($881)$390$491$120,054
Year 16 - 181 ($881)$388$493$119,561
182 ($881)$387$494$119,067
183 ($881)$385$496$118,571
184 ($881)$383$497$118,073
185 ($881)$382$499$117,574
186 ($881)$380$501$117,074
187 ($881)$379$502$116,571
188 ($881)$377$504$116,067
189 ($881)$375$506$115,562
190 ($881)$374$507$115,055
191 ($881)$372$509$114,546
192 ($881)$370$510$114,035
Year 17 - 193 ($881)$369$512$113,523
194 ($881)$367$514$113,010
195 ($881)$365$515$112,494
196 ($881)$364$517$111,977
197 ($881)$362$519$111,458
198 ($881)$360$520$110,938
199 ($881)$359$522$110,416
200 ($881)$357$524$109,892
201 ($881)$355$526$109,366
202 ($881)$354$527$108,839
203 ($881)$352$529$108,310
204 ($881)$350$531$107,780
Year 18 - 205 ($881)$348$532$107,247
206 ($881)$347$534$106,713
207 ($881)$345$536$106,178
208 ($881)$343$538$105,640
209 ($881)$342$539$105,101
210 ($881)$340$541$104,560
211 ($881)$338$543$104,017
212 ($881)$336$544$103,473
213 ($881)$335$546$102,926
214 ($881)$333$548$102,378
215 ($881)$331$550$101,829
216 ($881)$329$552$101,277
Year 19 - 217 ($881)$327$553$100,724
218 ($881)$326$555$100,168
219 ($881)$324$557$99,612
220 ($881)$322$559$99,053
221 ($881)$320$561$98,492
222 ($881)$318$562$97,930
223 ($881)$317$564$97,366
224 ($881)$315$566$96,800
225 ($881)$313$568$96,232
226 ($881)$311$570$95,662
227 ($881)$309$572$95,091
228 ($881)$307$573$94,517
Year 20 - 229 ($881)$306$575$93,942
230 ($881)$304$577$93,365
231 ($881)$302$579$92,786
232 ($881)$300$581$92,205
233 ($881)$298$583$91,623
234 ($881)$296$585$91,038
235 ($881)$294$586$90,452
236 ($881)$292$588$89,863
237 ($881)$291$590$89,273
238 ($881)$289$592$88,681
239 ($881)$287$594$88,087
240 ($881)$285$596$87,491
Year 21 - 241 ($881)$283$598$86,893
242 ($881)$281$600$86,293
243 ($881)$279$602$85,691
244 ($881)$277$604$85,087
245 ($881)$275$606$84,482
246 ($881)$273$608$83,874
247 ($881)$271$610$83,264
248 ($881)$269$612$82,653
249 ($881)$267$614$82,039
250 ($881)$265$616$81,424
251 ($881)$263$618$80,806
252 ($881)$261$620$80,186
Year 22 - 253 ($881)$259$622$79,565
254 ($881)$257$624$78,941
255 ($881)$255$626$78,316
256 ($881)$253$628$77,688
257 ($881)$251$630$77,059
258 ($881)$249$632$76,427
259 ($881)$247$634$75,793
260 ($881)$245$636$75,157
261 ($881)$243$638$74,520
262 ($881)$241$640$73,880
263 ($881)$239$642$73,238
264 ($881)$237$644$72,594
Year 23 - 265 ($881)$235$646$71,948
266 ($881)$233$648$71,300
267 ($881)$231$650$70,649
268 ($881)$228$652$69,997
269 ($881)$226$654$69,342
270 ($881)$224$657$68,686
271 ($881)$222$659$68,027
272 ($881)$220$661$67,366
273 ($881)$218$663$66,703
274 ($881)$216$665$66,038
275 ($881)$214$667$65,371
276 ($881)$211$669$64,701
Year 24 - 277 ($881)$209$672$64,030
278 ($881)$207$674$63,356
279 ($881)$205$676$62,680
280 ($881)$203$678$62,002
281 ($881)$200$680$61,321
282 ($881)$198$683$60,639
283 ($881)$196$685$59,954
284 ($881)$194$687$59,267
285 ($881)$192$689$58,578
286 ($881)$189$691$57,886
287 ($881)$187$694$57,193
288 ($881)$185$696$56,497
Year 25 - 289 ($881)$183$698$55,799
290 ($881)$180$700$55,098
291 ($881)$178$703$54,396
292 ($881)$176$705$53,691
293 ($881)$174$707$52,984
294 ($881)$171$710$52,274
295 ($881)$169$712$51,562
296 ($881)$167$714$50,848
297 ($881)$164$716$50,132
298 ($881)$162$719$49,413
299 ($881)$160$721$48,692
300 ($881)$157$723$47,969
Year 26 - 301 ($881)$155$726$47,243
302 ($881)$153$728$46,515
303 ($881)$150$730$45,784
304 ($881)$148$733$45,052
305 ($881)$146$735$44,316
306 ($881)$143$738$43,579
307 ($881)$141$740$42,839
308 ($881)$139$742$42,097
309 ($881)$136$745$41,352
310 ($881)$134$747$40,605
311 ($881)$131$750$39,855
312 ($881)$129$752$39,103
Year 27 - 313 ($881)$126$754$38,349
314 ($881)$124$757$37,592
315 ($881)$122$759$36,833
316 ($881)$119$762$36,071
317 ($881)$117$764$35,307
318 ($881)$114$767$34,540
319 ($881)$112$769$33,771
320 ($881)$109$772$33,000
321 ($881)$107$774$32,225
322 ($881)$104$777$31,449
323 ($881)$102$779$30,670
324 ($881)$99$782$29,888
Year 28 - 325 ($881)$97$784$29,104
326 ($881)$94$787$28,317
327 ($881)$92$789$27,528
328 ($881)$89$792$26,736
329 ($881)$86$794$25,942
330 ($881)$84$797$25,145
331 ($881)$81$800$24,345
332 ($881)$79$802$23,543
333 ($881)$76$805$22,738
334 ($881)$74$807$21,931
335 ($881)$71$810$21,121
336 ($881)$68$813$20,309
Year 29 - 337 ($881)$66$815$19,494
338 ($881)$63$818$18,676
339 ($881)$60$820$17,855
340 ($881)$58$823$17,032
341 ($881)$55$826$16,206
342 ($881)$52$828$15,378
343 ($881)$50$831$14,547
344 ($881)$47$834$13,713
345 ($881)$44$836$12,877
346 ($881)$42$839$12,038
347 ($881)$39$842$11,196
348 ($881)$36$845$10,351
Year 30 - 349 ($881)$33$847$9,504
350 ($881)$31$850$8,654
351 ($881)$28$853$7,801
352 ($881)$25$856$6,945
353 ($881)$22$858$6,087
354 ($881)$20$861$5,226
355 ($881)$17$864$4,362
356 ($881)$14$867$3,495
357 ($881)$11$870$2,625
358 ($881)$8$872$1,753
359 ($881)$6$875$878
360 ($881)$3$878$0
TOTALS$129,895$187,200$317,095

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.