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Mortgage Payment Schedule for a $237,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($47,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$898 360 $133,516 $323,116

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $237,000
Down Payment $47,400$189,600
Year 1 - 1 ($898)$621$277$189,323
2 ($898)$620$278$189,046
3 ($898)$619$278$188,767
4 ($898)$618$279$188,488
5 ($898)$617$280$188,208
6 ($898)$616$281$187,927
7 ($898)$615$282$187,645
8 ($898)$615$283$187,362
9 ($898)$614$284$187,078
10 ($898)$613$285$186,793
11 ($898)$612$286$186,507
12 ($898)$611$287$186,220
Year 2 - 13 ($898)$610$288$185,933
14 ($898)$609$289$185,644
15 ($898)$608$290$185,354
16 ($898)$607$291$185,064
17 ($898)$606$291$184,772
18 ($898)$605$292$184,480
19 ($898)$604$293$184,187
20 ($898)$603$294$183,892
21 ($898)$602$295$183,597
22 ($898)$601$296$183,301
23 ($898)$600$297$183,004
24 ($898)$599$298$182,705
Year 3 - 25 ($898)$598$299$182,406
26 ($898)$597$300$182,106
27 ($898)$596$301$181,805
28 ($898)$595$302$181,503
29 ($898)$594$303$181,200
30 ($898)$593$304$180,895
31 ($898)$592$305$180,590
32 ($898)$591$306$180,284
33 ($898)$590$307$179,977
34 ($898)$589$308$179,669
35 ($898)$588$309$179,360
36 ($898)$587$310$179,050
Year 4 - 37 ($898)$586$311$178,739
38 ($898)$585$312$178,426
39 ($898)$584$313$178,113
40 ($898)$583$314$177,799
41 ($898)$582$315$177,484
42 ($898)$581$316$177,167
43 ($898)$580$317$176,850
44 ($898)$579$318$176,532
45 ($898)$578$319$176,212
46 ($898)$577$320$175,892
47 ($898)$576$321$175,570
48 ($898)$575$323$175,248
Year 5 - 49 ($898)$574$324$174,924
50 ($898)$573$325$174,600
51 ($898)$572$326$174,274
52 ($898)$571$327$173,947
53 ($898)$570$328$173,619
54 ($898)$569$329$173,290
55 ($898)$568$330$172,960
56 ($898)$566$331$172,629
57 ($898)$565$332$172,297
58 ($898)$564$333$171,964
59 ($898)$563$334$171,629
60 ($898)$562$335$171,294
Year 6 - 61 ($898)$561$337$170,957
62 ($898)$560$338$170,620
63 ($898)$559$339$170,281
64 ($898)$558$340$169,941
65 ($898)$557$341$169,600
66 ($898)$555$342$169,258
67 ($898)$554$343$168,915
68 ($898)$553$344$168,570
69 ($898)$552$345$168,225
70 ($898)$551$347$167,878
71 ($898)$550$348$167,531
72 ($898)$549$349$167,182
Year 7 - 73 ($898)$548$350$166,832
74 ($898)$546$351$166,480
75 ($898)$545$352$166,128
76 ($898)$544$353$165,775
77 ($898)$543$355$165,420
78 ($898)$542$356$165,064
79 ($898)$541$357$164,707
80 ($898)$539$358$164,349
81 ($898)$538$359$163,990
82 ($898)$537$360$163,629
83 ($898)$536$362$163,268
84 ($898)$535$363$162,905
Year 8 - 85 ($898)$534$364$162,541
86 ($898)$532$365$162,176
87 ($898)$531$366$161,809
88 ($898)$530$368$161,442
89 ($898)$529$369$161,073
90 ($898)$528$370$160,703
91 ($898)$526$371$160,331
92 ($898)$525$372$159,959
93 ($898)$524$374$159,585
94 ($898)$523$375$159,210
95 ($898)$521$376$158,834
96 ($898)$520$377$158,457
Year 9 - 97 ($898)$519$379$158,078
98 ($898)$518$380$157,698
99 ($898)$516$381$157,317
100 ($898)$515$382$156,935
101 ($898)$514$384$156,551
102 ($898)$513$385$156,167
103 ($898)$511$386$155,781
104 ($898)$510$387$155,393
105 ($898)$509$389$155,005
106 ($898)$508$390$154,615
107 ($898)$506$391$154,223
108 ($898)$505$392$153,831
Year 10 - 109 ($898)$504$394$153,437
110 ($898)$503$395$153,042
111 ($898)$501$396$152,646
112 ($898)$500$398$152,248
113 ($898)$499$399$151,849
114 ($898)$497$400$151,449
115 ($898)$496$402$151,048
116 ($898)$495$403$150,645
117 ($898)$493$404$150,240
118 ($898)$492$406$149,835
119 ($898)$491$407$149,428
120 ($898)$489$408$149,020
Year 11 - 121 ($898)$488$410$148,610
122 ($898)$487$411$148,200
123 ($898)$485$412$147,787
124 ($898)$484$414$147,374
125 ($898)$483$415$146,959
126 ($898)$481$416$146,543
127 ($898)$480$418$146,125
128 ($898)$479$419$145,706
129 ($898)$477$420$145,286
130 ($898)$476$422$144,864
131 ($898)$474$423$144,441
132 ($898)$473$425$144,016
Year 12 - 133 ($898)$472$426$143,591
134 ($898)$470$427$143,163
135 ($898)$469$429$142,735
136 ($898)$467$430$142,305
137 ($898)$466$431$141,873
138 ($898)$465$433$141,440
139 ($898)$463$434$141,006
140 ($898)$462$436$140,570
141 ($898)$460$437$140,133
142 ($898)$459$439$139,694
143 ($898)$457$440$139,254
144 ($898)$456$441$138,813
Year 13 - 145 ($898)$455$443$138,370
146 ($898)$453$444$137,925
147 ($898)$452$446$137,480
148 ($898)$450$447$137,032
149 ($898)$449$449$136,583
150 ($898)$447$450$136,133
151 ($898)$446$452$135,682
152 ($898)$444$453$135,228
153 ($898)$443$455$134,774
154 ($898)$441$456$134,318
155 ($898)$440$458$133,860
156 ($898)$438$459$133,401
Year 14 - 157 ($898)$437$461$132,940
158 ($898)$435$462$132,478
159 ($898)$434$464$132,014
160 ($898)$432$465$131,549
161 ($898)$431$467$131,082
162 ($898)$429$468$130,614
163 ($898)$428$470$130,144
164 ($898)$426$471$129,673
165 ($898)$425$473$129,200
166 ($898)$423$474$128,726
167 ($898)$422$476$128,250
168 ($898)$420$478$127,772
Year 15 - 169 ($898)$418$479$127,293
170 ($898)$417$481$126,812
171 ($898)$415$482$126,330
172 ($898)$414$484$125,846
173 ($898)$412$485$125,361
174 ($898)$411$487$124,874
175 ($898)$409$489$124,385
176 ($898)$407$490$123,895
177 ($898)$406$492$123,403
178 ($898)$404$493$122,910
179 ($898)$403$495$122,415
180 ($898)$401$497$121,918
Year 16 - 181 ($898)$399$498$121,420
182 ($898)$398$500$120,920
183 ($898)$396$502$120,419
184 ($898)$394$503$119,916
185 ($898)$393$505$119,411
186 ($898)$391$506$118,904
187 ($898)$389$508$118,396
188 ($898)$388$510$117,886
189 ($898)$386$511$117,375
190 ($898)$384$513$116,862
191 ($898)$383$515$116,347
192 ($898)$381$517$115,830
Year 17 - 193 ($898)$379$518$115,312
194 ($898)$378$520$114,792
195 ($898)$376$522$114,271
196 ($898)$374$523$113,747
197 ($898)$373$525$113,222
198 ($898)$371$527$112,696
199 ($898)$369$528$112,167
200 ($898)$367$530$111,637
201 ($898)$366$532$111,105
202 ($898)$364$534$110,571
203 ($898)$362$535$110,036
204 ($898)$360$537$109,499
Year 18 - 205 ($898)$359$539$108,960
206 ($898)$357$541$108,419
207 ($898)$355$542$107,877
208 ($898)$353$544$107,332
209 ($898)$352$546$106,786
210 ($898)$350$548$106,238
211 ($898)$348$550$105,689
212 ($898)$346$551$105,137
213 ($898)$344$553$104,584
214 ($898)$343$555$104,029
215 ($898)$341$557$103,472
216 ($898)$339$559$102,914
Year 19 - 217 ($898)$337$561$102,353
218 ($898)$335$562$101,791
219 ($898)$333$564$101,227
220 ($898)$332$566$100,661
221 ($898)$330$568$100,093
222 ($898)$328$570$99,523
223 ($898)$326$572$98,951
224 ($898)$324$573$98,378
225 ($898)$322$575$97,803
226 ($898)$320$577$97,225
227 ($898)$318$579$96,646
228 ($898)$317$581$96,065
Year 20 - 229 ($898)$315$583$95,482
230 ($898)$313$585$94,897
231 ($898)$311$587$94,311
232 ($898)$309$589$93,722
233 ($898)$307$591$93,131
234 ($898)$305$593$92,539
235 ($898)$303$594$91,944
236 ($898)$301$596$91,348
237 ($898)$299$598$90,750
238 ($898)$297$600$90,149
239 ($898)$295$602$89,547
240 ($898)$293$604$88,943
Year 21 - 241 ($898)$291$606$88,336
242 ($898)$289$608$87,728
243 ($898)$287$610$87,118
244 ($898)$285$612$86,506
245 ($898)$283$614$85,891
246 ($898)$281$616$85,275
247 ($898)$279$618$84,657
248 ($898)$277$620$84,037
249 ($898)$275$622$83,414
250 ($898)$273$624$82,790
251 ($898)$271$626$82,163
252 ($898)$269$628$81,535
Year 22 - 253 ($898)$267$631$80,905
254 ($898)$265$633$80,272
255 ($898)$263$635$79,637
256 ($898)$261$637$79,001
257 ($898)$259$639$78,362
258 ($898)$257$641$77,721
259 ($898)$255$643$77,078
260 ($898)$252$645$76,433
261 ($898)$250$647$75,785
262 ($898)$248$649$75,136
263 ($898)$246$651$74,485
264 ($898)$244$654$73,831
Year 23 - 265 ($898)$242$656$73,175
266 ($898)$240$658$72,517
267 ($898)$237$660$71,857
268 ($898)$235$662$71,195
269 ($898)$233$664$70,531
270 ($898)$231$667$69,864
271 ($898)$229$669$69,195
272 ($898)$227$671$68,525
273 ($898)$224$673$67,851
274 ($898)$222$675$67,176
275 ($898)$220$678$66,499
276 ($898)$218$680$65,819
Year 24 - 277 ($898)$216$682$65,137
278 ($898)$213$684$64,453
279 ($898)$211$686$63,766
280 ($898)$209$689$63,077
281 ($898)$207$691$62,386
282 ($898)$204$693$61,693
283 ($898)$202$695$60,998
284 ($898)$200$698$60,300
285 ($898)$197$700$59,600
286 ($898)$195$702$58,897
287 ($898)$193$705$58,193
288 ($898)$191$707$57,486
Year 25 - 289 ($898)$188$709$56,777
290 ($898)$186$712$56,065
291 ($898)$184$714$55,351
292 ($898)$181$716$54,635
293 ($898)$179$719$53,916
294 ($898)$177$721$53,195
295 ($898)$174$723$52,472
296 ($898)$172$726$51,746
297 ($898)$169$728$51,018
298 ($898)$167$730$50,288
299 ($898)$165$733$49,555
300 ($898)$162$735$48,820
Year 26 - 301 ($898)$160$738$48,082
302 ($898)$157$740$47,342
303 ($898)$155$743$46,599
304 ($898)$153$745$45,854
305 ($898)$150$747$45,107
306 ($898)$148$750$44,357
307 ($898)$145$752$43,605
308 ($898)$143$755$42,850
309 ($898)$140$757$42,093
310 ($898)$138$760$41,333
311 ($898)$135$762$40,571
312 ($898)$133$765$39,806
Year 27 - 313 ($898)$130$767$39,039
314 ($898)$128$770$38,270
315 ($898)$125$772$37,497
316 ($898)$123$775$36,723
317 ($898)$120$777$35,945
318 ($898)$118$780$35,165
319 ($898)$115$782$34,383
320 ($898)$113$785$33,598
321 ($898)$110$788$32,811
322 ($898)$107$790$32,021
323 ($898)$105$793$31,228
324 ($898)$102$795$30,433
Year 28 - 325 ($898)$100$798$29,635
326 ($898)$97$800$28,834
327 ($898)$94$803$28,031
328 ($898)$92$806$27,225
329 ($898)$89$808$26,417
330 ($898)$87$811$25,606
331 ($898)$84$814$24,792
332 ($898)$81$816$23,976
333 ($898)$79$819$23,157
334 ($898)$76$822$22,335
335 ($898)$73$824$21,511
336 ($898)$70$827$20,684
Year 29 - 337 ($898)$68$830$19,854
338 ($898)$65$833$19,021
339 ($898)$62$835$18,186
340 ($898)$60$838$17,348
341 ($898)$57$841$16,507
342 ($898)$54$843$15,664
343 ($898)$51$846$14,818
344 ($898)$49$849$13,969
345 ($898)$46$852$13,117
346 ($898)$43$855$12,262
347 ($898)$40$857$11,405
348 ($898)$37$860$10,545
Year 30 - 349 ($898)$35$863$9,682
350 ($898)$32$866$8,816
351 ($898)$29$869$7,947
352 ($898)$26$872$7,076
353 ($898)$23$874$6,201
354 ($898)$20$877$5,324
355 ($898)$17$880$4,444
356 ($898)$15$883$3,561
357 ($898)$12$886$2,675
358 ($898)$9$889$1,786
359 ($898)$6$892$895
360 ($898)$3$895$0
TOTALS$133,516$189,600$323,116

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.