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Mortgage Payment Schedule for a $238,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($47,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$896 360 $132,115 $322,515

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.991% | Rate: 3.990% | Fees: $25 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $238,000
Down Payment $47,600$190,400
Year 1 - 1 ($896)$616$280$190,120
2 ($896)$615$281$189,839
3 ($896)$614$282$189,557
4 ($896)$613$283$189,274
5 ($896)$612$284$188,990
6 ($896)$611$285$188,705
7 ($896)$610$286$188,419
8 ($896)$609$287$188,132
9 ($896)$608$288$187,845
10 ($896)$607$289$187,556
11 ($896)$606$289$187,267
12 ($896)$605$290$186,977
Year 2 - 13 ($896)$605$291$186,685
14 ($896)$604$292$186,393
15 ($896)$603$293$186,100
16 ($896)$602$294$185,806
17 ($896)$601$295$185,511
18 ($896)$600$296$185,214
19 ($896)$599$297$184,917
20 ($896)$598$298$184,619
21 ($896)$597$299$184,321
22 ($896)$596$300$184,021
23 ($896)$595$301$183,720
24 ($896)$594$302$183,418
Year 3 - 25 ($896)$593$303$183,115
26 ($896)$592$304$182,811
27 ($896)$591$305$182,506
28 ($896)$590$306$182,201
29 ($896)$589$307$181,894
30 ($896)$588$308$181,586
31 ($896)$587$309$181,277
32 ($896)$586$310$180,968
33 ($896)$585$311$180,657
34 ($896)$584$312$180,345
35 ($896)$583$313$180,032
36 ($896)$582$314$179,719
Year 4 - 37 ($896)$581$315$179,404
38 ($896)$580$316$179,088
39 ($896)$579$317$178,771
40 ($896)$578$318$178,453
41 ($896)$577$319$178,135
42 ($896)$576$320$177,815
43 ($896)$575$321$177,494
44 ($896)$574$322$177,172
45 ($896)$573$323$176,849
46 ($896)$572$324$176,525
47 ($896)$571$325$176,199
48 ($896)$570$326$175,873
Year 5 - 49 ($896)$569$327$175,546
50 ($896)$568$328$175,218
51 ($896)$567$329$174,888
52 ($896)$565$330$174,558
53 ($896)$564$331$174,227
54 ($896)$563$333$173,894
55 ($896)$562$334$173,560
56 ($896)$561$335$173,226
57 ($896)$560$336$172,890
58 ($896)$559$337$172,553
59 ($896)$558$338$172,215
60 ($896)$557$339$171,876
Year 6 - 61 ($896)$556$340$171,536
62 ($896)$555$341$171,195
63 ($896)$554$342$170,852
64 ($896)$552$343$170,509
65 ($896)$551$345$170,164
66 ($896)$550$346$169,819
67 ($896)$549$347$169,472
68 ($896)$548$348$169,124
69 ($896)$547$349$168,775
70 ($896)$546$350$168,425
71 ($896)$545$351$168,073
72 ($896)$543$352$167,721
Year 7 - 73 ($896)$542$354$167,367
74 ($896)$541$355$167,013
75 ($896)$540$356$166,657
76 ($896)$539$357$166,300
77 ($896)$538$358$165,942
78 ($896)$537$359$165,582
79 ($896)$535$360$165,222
80 ($896)$534$362$164,860
81 ($896)$533$363$164,497
82 ($896)$532$364$164,133
83 ($896)$531$365$163,768
84 ($896)$530$366$163,402
Year 8 - 85 ($896)$528$368$163,034
86 ($896)$527$369$162,666
87 ($896)$526$370$162,296
88 ($896)$525$371$161,924
89 ($896)$524$372$161,552
90 ($896)$522$374$161,179
91 ($896)$521$375$160,804
92 ($896)$520$376$160,428
93 ($896)$519$377$160,051
94 ($896)$517$378$159,672
95 ($896)$516$380$159,293
96 ($896)$515$381$158,912
Year 9 - 97 ($896)$514$382$158,530
98 ($896)$513$383$158,147
99 ($896)$511$385$157,762
100 ($896)$510$386$157,376
101 ($896)$509$387$156,989
102 ($896)$508$388$156,601
103 ($896)$506$390$156,212
104 ($896)$505$391$155,821
105 ($896)$504$392$155,429
106 ($896)$503$393$155,035
107 ($896)$501$395$154,641
108 ($896)$500$396$154,245
Year 10 - 109 ($896)$499$397$153,848
110 ($896)$497$398$153,449
111 ($896)$496$400$153,050
112 ($896)$495$401$152,649
113 ($896)$494$402$152,246
114 ($896)$492$404$151,843
115 ($896)$491$405$151,438
116 ($896)$490$406$151,031
117 ($896)$488$408$150,624
118 ($896)$487$409$150,215
119 ($896)$486$410$149,805
120 ($896)$484$412$149,393
Year 11 - 121 ($896)$483$413$148,981
122 ($896)$482$414$148,566
123 ($896)$480$416$148,151
124 ($896)$479$417$147,734
125 ($896)$478$418$147,316
126 ($896)$476$420$146,896
127 ($896)$475$421$146,475
128 ($896)$474$422$146,053
129 ($896)$472$424$145,629
130 ($896)$471$425$145,204
131 ($896)$469$426$144,778
132 ($896)$468$428$144,350
Year 12 - 133 ($896)$467$429$143,921
134 ($896)$465$431$143,491
135 ($896)$464$432$143,059
136 ($896)$463$433$142,625
137 ($896)$461$435$142,191
138 ($896)$460$436$141,755
139 ($896)$458$438$141,317
140 ($896)$457$439$140,878
141 ($896)$456$440$140,438
142 ($896)$454$442$139,996
143 ($896)$453$443$139,553
144 ($896)$451$445$139,108
Year 13 - 145 ($896)$450$446$138,662
146 ($896)$448$448$138,214
147 ($896)$447$449$137,765
148 ($896)$445$450$137,315
149 ($896)$444$452$136,863
150 ($896)$443$453$136,410
151 ($896)$441$455$135,955
152 ($896)$440$456$135,499
153 ($896)$438$458$135,041
154 ($896)$437$459$134,582
155 ($896)$435$461$134,121
156 ($896)$434$462$133,659
Year 14 - 157 ($896)$432$464$133,195
158 ($896)$431$465$132,730
159 ($896)$429$467$132,263
160 ($896)$428$468$131,795
161 ($896)$426$470$131,325
162 ($896)$425$471$130,854
163 ($896)$423$473$130,381
164 ($896)$422$474$129,907
165 ($896)$420$476$129,431
166 ($896)$418$477$128,953
167 ($896)$417$479$128,475
168 ($896)$415$480$127,994
Year 15 - 169 ($896)$414$482$127,512
170 ($896)$412$484$127,028
171 ($896)$411$485$126,543
172 ($896)$409$487$126,057
173 ($896)$408$488$125,568
174 ($896)$406$490$125,078
175 ($896)$404$491$124,587
176 ($896)$403$493$124,094
177 ($896)$401$495$123,599
178 ($896)$400$496$123,103
179 ($896)$398$498$122,605
180 ($896)$396$499$122,106
Year 16 - 181 ($896)$395$501$121,605
182 ($896)$393$503$121,102
183 ($896)$392$504$120,598
184 ($896)$390$506$120,092
185 ($896)$388$508$119,584
186 ($896)$387$509$119,075
187 ($896)$385$511$118,564
188 ($896)$383$513$118,052
189 ($896)$382$514$117,537
190 ($896)$380$516$117,022
191 ($896)$378$518$116,504
192 ($896)$377$519$115,985
Year 17 - 193 ($896)$375$521$115,464
194 ($896)$373$523$114,941
195 ($896)$372$524$114,417
196 ($896)$370$526$113,891
197 ($896)$368$528$113,364
198 ($896)$367$529$112,834
199 ($896)$365$531$112,303
200 ($896)$363$533$111,770
201 ($896)$361$534$111,236
202 ($896)$360$536$110,700
203 ($896)$358$538$110,162
204 ($896)$356$540$109,622
Year 18 - 205 ($896)$354$541$109,081
206 ($896)$353$543$108,538
207 ($896)$351$545$107,993
208 ($896)$349$547$107,446
209 ($896)$347$548$106,897
210 ($896)$346$550$106,347
211 ($896)$344$552$105,795
212 ($896)$342$554$105,241
213 ($896)$340$556$104,686
214 ($896)$338$557$104,128
215 ($896)$337$559$103,569
216 ($896)$335$561$103,008
Year 19 - 217 ($896)$333$563$102,445
218 ($896)$331$565$101,881
219 ($896)$329$566$101,314
220 ($896)$328$568$100,746
221 ($896)$326$570$100,176
222 ($896)$324$572$99,604
223 ($896)$322$574$99,030
224 ($896)$320$576$98,454
225 ($896)$318$578$97,877
226 ($896)$316$579$97,297
227 ($896)$315$581$96,716
228 ($896)$313$583$96,133
Year 20 - 229 ($896)$311$585$95,548
230 ($896)$309$587$94,961
231 ($896)$307$589$94,372
232 ($896)$305$591$93,781
233 ($896)$303$593$93,189
234 ($896)$301$595$92,594
235 ($896)$299$596$91,998
236 ($896)$297$598$91,399
237 ($896)$296$600$90,799
238 ($896)$294$602$90,197
239 ($896)$292$604$89,592
240 ($896)$290$606$88,986
Year 21 - 241 ($896)$288$608$88,378
242 ($896)$286$610$87,768
243 ($896)$284$612$87,156
244 ($896)$282$614$86,542
245 ($896)$280$616$85,926
246 ($896)$278$618$85,308
247 ($896)$276$620$84,688
248 ($896)$274$622$84,066
249 ($896)$272$624$83,442
250 ($896)$270$626$82,815
251 ($896)$268$628$82,187
252 ($896)$266$630$81,557
Year 22 - 253 ($896)$264$632$80,925
254 ($896)$262$634$80,291
255 ($896)$260$636$79,655
256 ($896)$258$638$79,016
257 ($896)$255$640$78,376
258 ($896)$253$642$77,733
259 ($896)$251$645$77,089
260 ($896)$249$647$76,442
261 ($896)$247$649$75,793
262 ($896)$245$651$75,143
263 ($896)$243$653$74,490
264 ($896)$241$655$73,835
Year 23 - 265 ($896)$239$657$73,178
266 ($896)$237$659$72,518
267 ($896)$234$661$71,857
268 ($896)$232$664$71,193
269 ($896)$230$666$70,528
270 ($896)$228$668$69,860
271 ($896)$226$670$69,190
272 ($896)$224$672$68,518
273 ($896)$222$674$67,843
274 ($896)$219$677$67,167
275 ($896)$217$679$66,488
276 ($896)$215$681$65,807
Year 24 - 277 ($896)$213$683$65,124
278 ($896)$211$685$64,439
279 ($896)$208$688$63,751
280 ($896)$206$690$63,062
281 ($896)$204$692$62,370
282 ($896)$202$694$61,675
283 ($896)$199$696$60,979
284 ($896)$197$699$60,280
285 ($896)$195$701$59,579
286 ($896)$193$703$58,876
287 ($896)$190$706$58,170
288 ($896)$188$708$57,463
Year 25 - 289 ($896)$186$710$56,753
290 ($896)$184$712$56,040
291 ($896)$181$715$55,326
292 ($896)$179$717$54,609
293 ($896)$177$719$53,889
294 ($896)$174$722$53,168
295 ($896)$172$724$52,444
296 ($896)$170$726$51,717
297 ($896)$167$729$50,989
298 ($896)$165$731$50,258
299 ($896)$162$733$49,524
300 ($896)$160$736$48,789
Year 26 - 301 ($896)$158$738$48,050
302 ($896)$155$741$47,310
303 ($896)$153$743$46,567
304 ($896)$151$745$45,822
305 ($896)$148$748$45,074
306 ($896)$146$750$44,324
307 ($896)$143$753$43,571
308 ($896)$141$755$42,816
309 ($896)$138$757$42,059
310 ($896)$136$760$41,299
311 ($896)$134$762$40,537
312 ($896)$131$765$39,772
Year 27 - 313 ($896)$129$767$39,005
314 ($896)$126$770$38,235
315 ($896)$124$772$37,463
316 ($896)$121$775$36,688
317 ($896)$119$777$35,911
318 ($896)$116$780$35,131
319 ($896)$114$782$34,348
320 ($896)$111$785$33,564
321 ($896)$109$787$32,776
322 ($896)$106$790$31,986
323 ($896)$103$792$31,194
324 ($896)$101$795$30,399
Year 28 - 325 ($896)$98$798$29,601
326 ($896)$96$800$28,801
327 ($896)$93$803$27,998
328 ($896)$91$805$27,193
329 ($896)$88$808$26,385
330 ($896)$85$811$25,575
331 ($896)$83$813$24,761
332 ($896)$80$816$23,946
333 ($896)$77$818$23,127
334 ($896)$75$821$22,306
335 ($896)$72$824$21,482
336 ($896)$69$826$20,656
Year 29 - 337 ($896)$67$829$19,827
338 ($896)$64$832$18,995
339 ($896)$61$834$18,161
340 ($896)$59$837$17,323
341 ($896)$56$840$16,484
342 ($896)$53$843$15,641
343 ($896)$51$845$14,796
344 ($896)$48$848$13,948
345 ($896)$45$851$13,097
346 ($896)$42$854$12,243
347 ($896)$40$856$11,387
348 ($896)$37$859$10,528
Year 30 - 349 ($896)$34$862$9,666
350 ($896)$31$865$8,801
351 ($896)$28$867$7,934
352 ($896)$26$870$7,064
353 ($896)$23$873$6,191
354 ($896)$20$876$5,315
355 ($896)$17$879$4,436
356 ($896)$14$882$3,555
357 ($896)$11$884$2,670
358 ($896)$9$887$1,783
359 ($896)$6$890$893
360 ($896)$3$893$0
TOTALS$132,115$190,400$322,515

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.