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Mortgage Payment Schedule for a $238,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($47,600) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$908 360 $136,444 $326,844

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $595 | 45 day rate lock

NMLS #: 790396
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.006% | Rate: 3.990% | Fees: $492 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.385% | Rate: 4.375% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

$1,285 /mo
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30 yr fixed mtg, 0 points | APR: 4.624% | Rate: 4.624% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $10 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.015% | Rate: 4.000% | Fees: $441 | 30 day rate lock

NMLS #: 410602
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.148% | Rate: 4.125% | Fees: $695 | 30 day rate lock

NMLS #: 423028
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.168% | Rate: 4.125% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $238,000
Down Payment $47,600$190,400
Year 1 - 1 ($908)$633$275$190,125
2 ($908)$632$276$189,849
3 ($908)$631$277$189,573
4 ($908)$630$278$189,295
5 ($908)$629$278$189,017
6 ($908)$628$279$188,737
7 ($908)$628$280$188,457
8 ($908)$627$281$188,176
9 ($908)$626$282$187,893
10 ($908)$625$283$187,610
11 ($908)$624$284$187,326
12 ($908)$623$285$187,041
Year 2 - 13 ($908)$622$286$186,755
14 ($908)$621$287$186,468
15 ($908)$620$288$186,180
16 ($908)$619$289$185,891
17 ($908)$618$290$185,602
18 ($908)$617$291$185,311
19 ($908)$616$292$185,019
20 ($908)$615$293$184,726
21 ($908)$614$294$184,433
22 ($908)$613$295$184,138
23 ($908)$612$296$183,842
24 ($908)$611$297$183,546
Year 3 - 25 ($908)$610$298$183,248
26 ($908)$609$299$182,950
27 ($908)$608$300$182,650
28 ($908)$607$301$182,349
29 ($908)$606$302$182,048
30 ($908)$605$303$181,745
31 ($908)$604$304$181,442
32 ($908)$603$305$181,137
33 ($908)$602$306$180,831
34 ($908)$601$307$180,525
35 ($908)$600$308$180,217
36 ($908)$599$309$179,908
Year 4 - 37 ($908)$598$310$179,599
38 ($908)$597$311$179,288
39 ($908)$596$312$178,976
40 ($908)$595$313$178,663
41 ($908)$594$314$178,350
42 ($908)$593$315$178,035
43 ($908)$592$316$177,719
44 ($908)$591$317$177,402
45 ($908)$590$318$177,084
46 ($908)$589$319$176,765
47 ($908)$588$320$176,444
48 ($908)$587$321$176,123
Year 5 - 49 ($908)$586$322$175,801
50 ($908)$585$323$175,478
51 ($908)$583$324$175,153
52 ($908)$582$326$174,828
53 ($908)$581$327$174,501
54 ($908)$580$328$174,173
55 ($908)$579$329$173,845
56 ($908)$578$330$173,515
57 ($908)$577$331$173,184
58 ($908)$576$332$172,852
59 ($908)$575$333$172,519
60 ($908)$574$334$172,184
Year 6 - 61 ($908)$573$335$171,849
62 ($908)$571$337$171,512
63 ($908)$570$338$171,175
64 ($908)$569$339$170,836
65 ($908)$568$340$170,496
66 ($908)$567$341$170,155
67 ($908)$566$342$169,813
68 ($908)$565$343$169,470
69 ($908)$563$344$169,125
70 ($908)$562$346$168,780
71 ($908)$561$347$168,433
72 ($908)$560$348$168,085
Year 7 - 73 ($908)$559$349$167,736
74 ($908)$558$350$167,386
75 ($908)$557$351$167,035
76 ($908)$555$353$166,682
77 ($908)$554$354$166,328
78 ($908)$553$355$165,974
79 ($908)$552$356$165,618
80 ($908)$551$357$165,260
81 ($908)$549$358$164,902
82 ($908)$548$360$164,542
83 ($908)$547$361$164,181
84 ($908)$546$362$163,819
Year 8 - 85 ($908)$545$363$163,456
86 ($908)$543$364$163,092
87 ($908)$542$366$162,726
88 ($908)$541$367$162,359
89 ($908)$540$368$161,991
90 ($908)$539$369$161,622
91 ($908)$537$371$161,252
92 ($908)$536$372$160,880
93 ($908)$535$373$160,507
94 ($908)$534$374$160,133
95 ($908)$532$375$159,757
96 ($908)$531$377$159,380
Year 9 - 97 ($908)$530$378$159,003
98 ($908)$529$379$158,623
99 ($908)$527$380$158,243
100 ($908)$526$382$157,861
101 ($908)$525$383$157,478
102 ($908)$524$384$157,094
103 ($908)$522$386$156,708
104 ($908)$521$387$156,321
105 ($908)$520$388$155,933
106 ($908)$518$389$155,544
107 ($908)$517$391$155,153
108 ($908)$516$392$154,761
Year 10 - 109 ($908)$515$393$154,368
110 ($908)$513$395$153,973
111 ($908)$512$396$153,577
112 ($908)$511$397$153,180
113 ($908)$509$399$152,781
114 ($908)$508$400$152,381
115 ($908)$507$401$151,980
116 ($908)$505$403$151,578
117 ($908)$504$404$151,174
118 ($908)$503$405$150,768
119 ($908)$501$407$150,362
120 ($908)$500$408$149,954
Year 11 - 121 ($908)$499$409$149,545
122 ($908)$497$411$149,134
123 ($908)$496$412$148,722
124 ($908)$495$413$148,309
125 ($908)$493$415$147,894
126 ($908)$492$416$147,478
127 ($908)$490$418$147,060
128 ($908)$489$419$146,641
129 ($908)$488$420$146,221
130 ($908)$486$422$145,799
131 ($908)$485$423$145,376
132 ($908)$483$425$144,951
Year 12 - 133 ($908)$482$426$144,526
134 ($908)$481$427$144,098
135 ($908)$479$429$143,669
136 ($908)$478$430$143,239
137 ($908)$476$432$142,808
138 ($908)$475$433$142,374
139 ($908)$473$435$141,940
140 ($908)$472$436$141,504
141 ($908)$471$437$141,067
142 ($908)$469$439$140,628
143 ($908)$468$440$140,187
144 ($908)$466$442$139,746
Year 13 - 145 ($908)$465$443$139,302
146 ($908)$463$445$138,858
147 ($908)$462$446$138,412
148 ($908)$460$448$137,964
149 ($908)$459$449$137,515
150 ($908)$457$451$137,064
151 ($908)$456$452$136,612
152 ($908)$454$454$136,158
153 ($908)$453$455$135,703
154 ($908)$451$457$135,246
155 ($908)$450$458$134,788
156 ($908)$448$460$134,328
Year 14 - 157 ($908)$447$461$133,867
158 ($908)$445$463$133,404
159 ($908)$444$464$132,940
160 ($908)$442$466$132,474
161 ($908)$440$467$132,007
162 ($908)$439$469$131,538
163 ($908)$437$471$131,067
164 ($908)$436$472$130,595
165 ($908)$434$474$130,121
166 ($908)$433$475$129,646
167 ($908)$431$477$129,169
168 ($908)$429$478$128,691
Year 15 - 169 ($908)$428$480$128,211
170 ($908)$426$482$127,729
171 ($908)$425$483$127,246
172 ($908)$423$485$126,761
173 ($908)$421$486$126,275
174 ($908)$420$488$125,787
175 ($908)$418$490$125,297
176 ($908)$417$491$124,806
177 ($908)$415$493$124,313
178 ($908)$413$495$123,818
179 ($908)$412$496$123,322
180 ($908)$410$498$122,824
Year 16 - 181 ($908)$408$500$122,325
182 ($908)$407$501$121,824
183 ($908)$405$503$121,321
184 ($908)$403$505$120,816
185 ($908)$402$506$120,310
186 ($908)$400$508$119,802
187 ($908)$398$510$119,293
188 ($908)$397$511$118,781
189 ($908)$395$513$118,268
190 ($908)$393$515$117,754
191 ($908)$392$516$117,237
192 ($908)$390$518$116,719
Year 17 - 193 ($908)$388$520$116,200
194 ($908)$386$522$115,678
195 ($908)$385$523$115,155
196 ($908)$383$525$114,630
197 ($908)$381$527$114,103
198 ($908)$379$529$113,574
199 ($908)$378$530$113,044
200 ($908)$376$532$112,512
201 ($908)$374$534$111,978
202 ($908)$372$536$111,443
203 ($908)$371$537$110,905
204 ($908)$369$539$110,366
Year 18 - 205 ($908)$367$541$109,825
206 ($908)$365$543$109,283
207 ($908)$363$545$108,738
208 ($908)$362$546$108,192
209 ($908)$360$548$107,644
210 ($908)$358$550$107,094
211 ($908)$356$552$106,542
212 ($908)$354$554$105,988
213 ($908)$352$555$105,433
214 ($908)$351$557$104,875
215 ($908)$349$559$104,316
216 ($908)$347$561$103,755
Year 19 - 217 ($908)$345$563$103,192
218 ($908)$343$565$102,627
219 ($908)$341$567$102,061
220 ($908)$339$569$101,492
221 ($908)$337$570$100,922
222 ($908)$336$572$100,349
223 ($908)$334$574$99,775
224 ($908)$332$576$99,199
225 ($908)$330$578$98,621
226 ($908)$328$580$98,041
227 ($908)$326$582$97,459
228 ($908)$324$584$96,875
Year 20 - 229 ($908)$322$586$96,289
230 ($908)$320$588$95,702
231 ($908)$318$590$95,112
232 ($908)$316$592$94,520
233 ($908)$314$594$93,927
234 ($908)$312$596$93,331
235 ($908)$310$598$92,734
236 ($908)$308$600$92,134
237 ($908)$306$602$91,532
238 ($908)$304$604$90,929
239 ($908)$302$606$90,323
240 ($908)$300$608$89,716
Year 21 - 241 ($908)$298$610$89,106
242 ($908)$296$612$88,494
243 ($908)$294$614$87,881
244 ($908)$292$616$87,265
245 ($908)$290$618$86,647
246 ($908)$288$620$86,028
247 ($908)$286$622$85,406
248 ($908)$284$624$84,782
249 ($908)$282$626$84,156
250 ($908)$280$628$83,528
251 ($908)$278$630$82,898
252 ($908)$276$632$82,265
Year 22 - 253 ($908)$274$634$81,631
254 ($908)$271$636$80,994
255 ($908)$269$639$80,356
256 ($908)$267$641$79,715
257 ($908)$265$643$79,072
258 ($908)$263$645$78,427
259 ($908)$261$647$77,780
260 ($908)$259$649$77,131
261 ($908)$256$651$76,479
262 ($908)$254$654$75,826
263 ($908)$252$656$75,170
264 ($908)$250$658$74,512
Year 23 - 265 ($908)$248$660$73,852
266 ($908)$246$662$73,190
267 ($908)$243$665$72,525
268 ($908)$241$667$71,858
269 ($908)$239$669$71,189
270 ($908)$237$671$70,518
271 ($908)$234$673$69,845
272 ($908)$232$676$69,169
273 ($908)$230$678$68,491
274 ($908)$228$680$67,811
275 ($908)$225$682$67,128
276 ($908)$223$685$66,444
Year 24 - 277 ($908)$221$687$65,757
278 ($908)$219$689$65,068
279 ($908)$216$692$64,376
280 ($908)$214$694$63,682
281 ($908)$212$696$62,986
282 ($908)$209$698$62,288
283 ($908)$207$701$61,587
284 ($908)$205$703$60,884
285 ($908)$202$705$60,178
286 ($908)$200$708$59,470
287 ($908)$198$710$58,760
288 ($908)$195$713$58,048
Year 25 - 289 ($908)$193$715$57,333
290 ($908)$191$717$56,615
291 ($908)$188$720$55,896
292 ($908)$186$722$55,174
293 ($908)$183$724$54,449
294 ($908)$181$727$53,722
295 ($908)$179$729$52,993
296 ($908)$176$732$52,261
297 ($908)$174$734$51,527
298 ($908)$171$737$50,791
299 ($908)$169$739$50,052
300 ($908)$166$741$49,310
Year 26 - 301 ($908)$164$744$48,566
302 ($908)$161$746$47,820
303 ($908)$159$749$47,071
304 ($908)$157$751$46,320
305 ($908)$154$754$45,566
306 ($908)$152$756$44,809
307 ($908)$149$759$44,050
308 ($908)$146$761$43,289
309 ($908)$144$764$42,525
310 ($908)$141$767$41,759
311 ($908)$139$769$40,989
312 ($908)$136$772$40,218
Year 27 - 313 ($908)$134$774$39,444
314 ($908)$131$777$38,667
315 ($908)$129$779$37,888
316 ($908)$126$782$37,106
317 ($908)$123$785$36,321
318 ($908)$121$787$35,534
319 ($908)$118$790$34,744
320 ($908)$116$792$33,952
321 ($908)$113$795$33,157
322 ($908)$110$798$32,359
323 ($908)$108$800$31,559
324 ($908)$105$803$30,756
Year 28 - 325 ($908)$102$806$29,950
326 ($908)$100$808$29,142
327 ($908)$97$811$28,331
328 ($908)$94$814$27,517
329 ($908)$91$816$26,701
330 ($908)$89$819$25,882
331 ($908)$86$822$25,060
332 ($908)$83$825$24,235
333 ($908)$81$827$23,408
334 ($908)$78$830$22,578
335 ($908)$75$833$21,745
336 ($908)$72$836$20,910
Year 29 - 337 ($908)$70$838$20,071
338 ($908)$67$841$19,230
339 ($908)$64$844$18,386
340 ($908)$61$847$17,539
341 ($908)$58$850$16,690
342 ($908)$55$852$15,837
343 ($908)$53$855$14,982
344 ($908)$50$858$14,124
345 ($908)$47$861$13,263
346 ($908)$44$864$12,399
347 ($908)$41$867$11,533
348 ($908)$38$870$10,663
Year 30 - 349 ($908)$35$872$9,791
350 ($908)$33$875$8,915
351 ($908)$30$878$8,037
352 ($908)$27$881$7,156
353 ($908)$24$884$6,272
354 ($908)$21$887$5,385
355 ($908)$18$890$4,495
356 ($908)$15$893$3,602
357 ($908)$12$896$2,706
358 ($908)$9$899$1,807
359 ($908)$6$902$905
360 ($908)$3$905$0
TOTALS$136,444$190,400$326,844

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.