« Back to all home prices

Mortgage Payment Schedule for a $239,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($47,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$902 360 $133,459 $324,659

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $239,000
Down Payment $47,800$191,200
Year 1 - 1 ($902)$621$280$190,920
2 ($902)$620$281$190,638
3 ($902)$620$282$190,356
4 ($902)$619$283$190,073
5 ($902)$618$284$189,789
6 ($902)$617$285$189,504
7 ($902)$616$286$189,218
8 ($902)$615$287$188,931
9 ($902)$614$288$188,643
10 ($902)$613$289$188,354
11 ($902)$612$290$188,065
12 ($902)$611$291$187,774
Year 2 - 13 ($902)$610$292$187,482
14 ($902)$609$293$187,190
15 ($902)$608$293$186,896
16 ($902)$607$294$186,602
17 ($902)$606$295$186,307
18 ($902)$605$296$186,010
19 ($902)$605$297$185,713
20 ($902)$604$298$185,415
21 ($902)$603$299$185,116
22 ($902)$602$300$184,815
23 ($902)$601$301$184,514
24 ($902)$600$302$184,212
Year 3 - 25 ($902)$599$303$183,909
26 ($902)$598$304$183,605
27 ($902)$597$305$183,300
28 ($902)$596$306$182,994
29 ($902)$595$307$182,686
30 ($902)$594$308$182,378
31 ($902)$593$309$182,069
32 ($902)$592$310$181,759
33 ($902)$591$311$181,448
34 ($902)$590$312$181,136
35 ($902)$589$313$180,823
36 ($902)$588$314$180,509
Year 4 - 37 ($902)$587$315$180,193
38 ($902)$586$316$179,877
39 ($902)$585$317$179,560
40 ($902)$584$318$179,242
41 ($902)$583$319$178,922
42 ($902)$581$320$178,602
43 ($902)$580$321$178,281
44 ($902)$579$322$177,958
45 ($902)$578$323$177,635
46 ($902)$577$325$177,310
47 ($902)$576$326$176,985
48 ($902)$575$327$176,658
Year 5 - 49 ($902)$574$328$176,330
50 ($902)$573$329$176,002
51 ($902)$572$330$175,672
52 ($902)$571$331$175,341
53 ($902)$570$332$175,009
54 ($902)$569$333$174,676
55 ($902)$568$334$174,342
56 ($902)$567$335$174,007
57 ($902)$566$336$173,670
58 ($902)$564$337$173,333
59 ($902)$563$338$172,994
60 ($902)$562$340$172,655
Year 6 - 61 ($902)$561$341$172,314
62 ($902)$560$342$171,972
63 ($902)$559$343$171,629
64 ($902)$558$344$171,285
65 ($902)$557$345$170,940
66 ($902)$556$346$170,594
67 ($902)$554$347$170,247
68 ($902)$553$349$169,898
69 ($902)$552$350$169,548
70 ($902)$551$351$169,198
71 ($902)$550$352$168,846
72 ($902)$549$353$168,493
Year 7 - 73 ($902)$548$354$168,138
74 ($902)$546$355$167,783
75 ($902)$545$357$167,426
76 ($902)$544$358$167,069
77 ($902)$543$359$166,710
78 ($902)$542$360$166,350
79 ($902)$541$361$165,989
80 ($902)$539$362$165,626
81 ($902)$538$364$165,263
82 ($902)$537$365$164,898
83 ($902)$536$366$164,532
84 ($902)$535$367$164,165
Year 8 - 85 ($902)$534$368$163,797
86 ($902)$532$369$163,427
87 ($902)$531$371$163,056
88 ($902)$530$372$162,685
89 ($902)$529$373$162,311
90 ($902)$528$374$161,937
91 ($902)$526$376$161,562
92 ($902)$525$377$161,185
93 ($902)$524$378$160,807
94 ($902)$523$379$160,428
95 ($902)$521$380$160,047
96 ($902)$520$382$159,666
Year 9 - 97 ($902)$519$383$159,283
98 ($902)$518$384$158,899
99 ($902)$516$385$158,513
100 ($902)$515$387$158,126
101 ($902)$514$388$157,739
102 ($902)$513$389$157,349
103 ($902)$511$390$156,959
104 ($902)$510$392$156,567
105 ($902)$509$393$156,174
106 ($902)$508$394$155,780
107 ($902)$506$396$155,384
108 ($902)$505$397$154,988
Year 10 - 109 ($902)$504$398$154,589
110 ($902)$502$399$154,190
111 ($902)$501$401$153,789
112 ($902)$500$402$153,387
113 ($902)$499$403$152,984
114 ($902)$497$405$152,579
115 ($902)$496$406$152,173
116 ($902)$495$407$151,766
117 ($902)$493$409$151,358
118 ($902)$492$410$150,948
119 ($902)$491$411$150,536
120 ($902)$489$413$150,124
Year 11 - 121 ($902)$488$414$149,710
122 ($902)$487$415$149,295
123 ($902)$485$417$148,878
124 ($902)$484$418$148,460
125 ($902)$482$419$148,041
126 ($902)$481$421$147,620
127 ($902)$480$422$147,198
128 ($902)$478$423$146,774
129 ($902)$477$425$146,350
130 ($902)$476$426$145,923
131 ($902)$474$428$145,496
132 ($902)$473$429$145,067
Year 12 - 133 ($902)$471$430$144,637
134 ($902)$470$432$144,205
135 ($902)$469$433$143,772
136 ($902)$467$435$143,337
137 ($902)$466$436$142,901
138 ($902)$464$437$142,464
139 ($902)$463$439$142,025
140 ($902)$462$440$141,585
141 ($902)$460$442$141,143
142 ($902)$459$443$140,700
143 ($902)$457$445$140,255
144 ($902)$456$446$139,809
Year 13 - 145 ($902)$454$447$139,362
146 ($902)$453$449$138,913
147 ($902)$451$450$138,463
148 ($902)$450$452$138,011
149 ($902)$449$453$137,557
150 ($902)$447$455$137,103
151 ($902)$446$456$136,646
152 ($902)$444$458$136,189
153 ($902)$443$459$135,729
154 ($902)$441$461$135,269
155 ($902)$440$462$134,807
156 ($902)$438$464$134,343
Year 14 - 157 ($902)$437$465$133,878
158 ($902)$435$467$133,411
159 ($902)$434$468$132,943
160 ($902)$432$470$132,473
161 ($902)$431$471$132,002
162 ($902)$429$473$131,529
163 ($902)$427$474$131,054
164 ($902)$426$476$130,578
165 ($902)$424$477$130,101
166 ($902)$423$479$129,622
167 ($902)$421$481$129,141
168 ($902)$420$482$128,659
Year 15 - 169 ($902)$418$484$128,176
170 ($902)$417$485$127,690
171 ($902)$415$487$127,204
172 ($902)$413$488$126,715
173 ($902)$412$490$126,225
174 ($902)$410$492$125,734
175 ($902)$409$493$125,240
176 ($902)$407$495$124,746
177 ($902)$405$496$124,249
178 ($902)$404$498$123,751
179 ($902)$402$500$123,251
180 ($902)$401$501$122,750
Year 16 - 181 ($902)$399$503$122,247
182 ($902)$397$505$121,743
183 ($902)$396$506$121,237
184 ($902)$394$508$120,729
185 ($902)$392$509$120,219
186 ($902)$391$511$119,708
187 ($902)$389$513$119,195
188 ($902)$387$514$118,681
189 ($902)$386$516$118,165
190 ($902)$384$518$117,647
191 ($902)$382$519$117,128
192 ($902)$381$521$116,606
Year 17 - 193 ($902)$379$523$116,084
194 ($902)$377$525$115,559
195 ($902)$376$526$115,033
196 ($902)$374$528$114,505
197 ($902)$372$530$113,975
198 ($902)$370$531$113,444
199 ($902)$369$533$112,911
200 ($902)$367$535$112,376
201 ($902)$365$537$111,839
202 ($902)$363$538$111,301
203 ($902)$362$540$110,761
204 ($902)$360$542$110,219
Year 18 - 205 ($902)$358$544$109,675
206 ($902)$356$545$109,130
207 ($902)$355$547$108,583
208 ($902)$353$549$108,034
209 ($902)$351$551$107,483
210 ($902)$349$553$106,930
211 ($902)$348$554$106,376
212 ($902)$346$556$105,820
213 ($902)$344$558$105,262
214 ($902)$342$560$104,702
215 ($902)$340$562$104,141
216 ($902)$338$563$103,578
Year 19 - 217 ($902)$337$565$103,012
218 ($902)$335$567$102,445
219 ($902)$333$569$101,876
220 ($902)$331$571$101,306
221 ($902)$329$573$100,733
222 ($902)$327$574$100,159
223 ($902)$326$576$99,582
224 ($902)$324$578$99,004
225 ($902)$322$580$98,424
226 ($902)$320$582$97,842
227 ($902)$318$584$97,258
228 ($902)$316$586$96,673
Year 20 - 229 ($902)$314$588$96,085
230 ($902)$312$590$95,495
231 ($902)$310$591$94,904
232 ($902)$308$593$94,310
233 ($902)$307$595$93,715
234 ($902)$305$597$93,118
235 ($902)$303$599$92,519
236 ($902)$301$601$91,918
237 ($902)$299$603$91,314
238 ($902)$297$605$90,709
239 ($902)$295$607$90,102
240 ($902)$293$609$89,493
Year 21 - 241 ($902)$291$611$88,882
242 ($902)$289$613$88,269
243 ($902)$287$615$87,654
244 ($902)$285$617$87,038
245 ($902)$283$619$86,419
246 ($902)$281$621$85,798
247 ($902)$279$623$85,175
248 ($902)$277$625$84,550
249 ($902)$275$627$83,923
250 ($902)$273$629$83,293
251 ($902)$271$631$82,662
252 ($902)$269$633$82,029
Year 22 - 253 ($902)$267$635$81,394
254 ($902)$265$637$80,757
255 ($902)$262$639$80,117
256 ($902)$260$641$79,476
257 ($902)$258$644$78,832
258 ($902)$256$646$78,187
259 ($902)$254$648$77,539
260 ($902)$252$650$76,889
261 ($902)$250$652$76,237
262 ($902)$248$654$75,583
263 ($902)$246$656$74,927
264 ($902)$244$658$74,269
Year 23 - 265 ($902)$241$660$73,608
266 ($902)$239$663$72,946
267 ($902)$237$665$72,281
268 ($902)$235$667$71,614
269 ($902)$233$669$70,945
270 ($902)$231$671$70,274
271 ($902)$228$673$69,600
272 ($902)$226$676$68,924
273 ($902)$224$678$68,247
274 ($902)$222$680$67,567
275 ($902)$220$682$66,884
276 ($902)$217$684$66,200
Year 24 - 277 ($902)$215$687$65,513
278 ($902)$213$689$64,824
279 ($902)$211$691$64,133
280 ($902)$208$693$63,440
281 ($902)$206$696$62,744
282 ($902)$204$698$62,046
283 ($902)$202$700$61,346
284 ($902)$199$702$60,644
285 ($902)$197$705$59,939
286 ($902)$195$707$59,232
287 ($902)$193$709$58,522
288 ($902)$190$712$57,811
Year 25 - 289 ($902)$188$714$57,097
290 ($902)$186$716$56,381
291 ($902)$183$719$55,662
292 ($902)$181$721$54,941
293 ($902)$179$723$54,218
294 ($902)$176$726$53,492
295 ($902)$174$728$52,764
296 ($902)$171$730$52,034
297 ($902)$169$733$51,301
298 ($902)$167$735$50,566
299 ($902)$164$737$49,829
300 ($902)$162$740$49,089
Year 26 - 301 ($902)$160$742$48,346
302 ($902)$157$745$47,602
303 ($902)$155$747$46,855
304 ($902)$152$750$46,105
305 ($902)$150$752$45,353
306 ($902)$147$754$44,599
307 ($902)$145$757$43,842
308 ($902)$142$759$43,082
309 ($902)$140$762$42,321
310 ($902)$138$764$41,556
311 ($902)$135$767$40,790
312 ($902)$133$769$40,020
Year 27 - 313 ($902)$130$772$39,248
314 ($902)$128$774$38,474
315 ($902)$125$777$37,697
316 ($902)$123$779$36,918
317 ($902)$120$782$36,136
318 ($902)$117$784$35,352
319 ($902)$115$787$34,565
320 ($902)$112$789$33,775
321 ($902)$110$792$32,983
322 ($902)$107$795$32,189
323 ($902)$105$797$31,392
324 ($902)$102$800$30,592
Year 28 - 325 ($902)$99$802$29,789
326 ($902)$97$805$28,984
327 ($902)$94$808$28,177
328 ($902)$92$810$27,366
329 ($902)$89$813$26,554
330 ($902)$86$816$25,738
331 ($902)$84$818$24,920
332 ($902)$81$821$24,099
333 ($902)$78$824$23,275
334 ($902)$76$826$22,449
335 ($902)$73$829$21,620
336 ($902)$70$832$20,789
Year 29 - 337 ($902)$68$834$19,955
338 ($902)$65$837$19,118
339 ($902)$62$840$18,278
340 ($902)$59$842$17,435
341 ($902)$57$845$16,590
342 ($902)$54$848$15,742
343 ($902)$51$851$14,892
344 ($902)$48$853$14,038
345 ($902)$46$856$13,182
346 ($902)$43$859$12,323
347 ($902)$40$862$11,461
348 ($902)$37$865$10,597
Year 30 - 349 ($902)$34$867$9,729
350 ($902)$32$870$8,859
351 ($902)$29$873$7,986
352 ($902)$26$876$7,110
353 ($902)$23$879$6,232
354 ($902)$20$882$5,350
355 ($902)$17$884$4,466
356 ($902)$15$887$3,578
357 ($902)$12$890$2,688
358 ($902)$9$893$1,795
359 ($902)$6$896$899
360 ($902)$3$899$0
TOTALS$133,459$191,200$324,659

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.