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Mortgage Payment Schedule for a $244,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($48,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$926 360 $138,267 $333,467

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $442 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.997% | Rate: 3.990% | Fees: $210 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.374% | Rate: 4.374% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $244,000
Down Payment $48,800$195,200
Year 1 - 1 ($926)$643$284$194,916
2 ($926)$642$285$194,632
3 ($926)$641$286$194,346
4 ($926)$640$287$194,059
5 ($926)$639$288$193,772
6 ($926)$638$288$193,483
7 ($926)$637$289$193,194
8 ($926)$636$290$192,904
9 ($926)$635$291$192,612
10 ($926)$634$292$192,320
11 ($926)$633$293$192,027
12 ($926)$632$294$191,733
Year 2 - 13 ($926)$631$295$191,437
14 ($926)$630$296$191,141
15 ($926)$629$297$190,844
16 ($926)$628$298$190,546
17 ($926)$627$299$190,247
18 ($926)$626$300$189,947
19 ($926)$625$301$189,646
20 ($926)$624$302$189,344
21 ($926)$623$303$189,041
22 ($926)$622$304$188,737
23 ($926)$621$305$188,432
24 ($926)$620$306$188,126
Year 3 - 25 ($926)$619$307$187,818
26 ($926)$618$308$187,510
27 ($926)$617$309$187,201
28 ($926)$616$310$186,891
29 ($926)$615$311$186,580
30 ($926)$614$312$186,268
31 ($926)$613$313$185,955
32 ($926)$612$314$185,641
33 ($926)$611$315$185,325
34 ($926)$610$316$185,009
35 ($926)$609$317$184,692
36 ($926)$608$318$184,374
Year 4 - 37 ($926)$607$319$184,054
38 ($926)$606$320$183,734
39 ($926)$605$322$183,412
40 ($926)$604$323$183,090
41 ($926)$603$324$182,766
42 ($926)$602$325$182,441
43 ($926)$601$326$182,115
44 ($926)$599$327$181,789
45 ($926)$598$328$181,461
46 ($926)$597$329$181,132
47 ($926)$596$330$180,802
48 ($926)$595$331$180,471
Year 5 - 49 ($926)$594$332$180,138
50 ($926)$593$333$179,805
51 ($926)$592$334$179,471
52 ($926)$591$336$179,135
53 ($926)$590$337$178,798
54 ($926)$589$338$178,461
55 ($926)$587$339$178,122
56 ($926)$586$340$177,782
57 ($926)$585$341$177,441
58 ($926)$584$342$177,098
59 ($926)$583$343$176,755
60 ($926)$582$344$176,411
Year 6 - 61 ($926)$581$346$176,065
62 ($926)$580$347$175,718
63 ($926)$578$348$175,370
64 ($926)$577$349$175,021
65 ($926)$576$350$174,671
66 ($926)$575$351$174,320
67 ($926)$574$352$173,967
68 ($926)$573$354$173,614
69 ($926)$571$355$173,259
70 ($926)$570$356$172,903
71 ($926)$569$357$172,546
72 ($926)$568$358$172,187
Year 7 - 73 ($926)$567$360$171,828
74 ($926)$566$361$171,467
75 ($926)$564$362$171,105
76 ($926)$563$363$170,742
77 ($926)$562$364$170,378
78 ($926)$561$365$170,012
79 ($926)$560$367$169,646
80 ($926)$558$368$169,278
81 ($926)$557$369$168,909
82 ($926)$556$370$168,538
83 ($926)$555$372$168,167
84 ($926)$554$373$167,794
Year 8 - 85 ($926)$552$374$167,420
86 ($926)$551$375$167,045
87 ($926)$550$376$166,669
88 ($926)$549$378$166,291
89 ($926)$547$379$165,912
90 ($926)$546$380$165,532
91 ($926)$545$381$165,150
92 ($926)$544$383$164,768
93 ($926)$542$384$164,384
94 ($926)$541$385$163,999
95 ($926)$540$386$163,612
96 ($926)$539$388$163,224
Year 9 - 97 ($926)$537$389$162,835
98 ($926)$536$390$162,445
99 ($926)$535$392$162,053
100 ($926)$533$393$161,661
101 ($926)$532$394$161,266
102 ($926)$531$395$160,871
103 ($926)$530$397$160,474
104 ($926)$528$398$160,076
105 ($926)$527$399$159,677
106 ($926)$526$401$159,276
107 ($926)$524$402$158,874
108 ($926)$523$403$158,471
Year 10 - 109 ($926)$522$405$158,066
110 ($926)$520$406$157,660
111 ($926)$519$407$157,253
112 ($926)$518$409$156,844
113 ($926)$516$410$156,434
114 ($926)$515$411$156,023
115 ($926)$514$413$155,610
116 ($926)$512$414$155,196
117 ($926)$511$415$154,780
118 ($926)$509$417$154,364
119 ($926)$508$418$153,945
120 ($926)$507$420$153,526
Year 11 - 121 ($926)$505$421$153,105
122 ($926)$504$422$152,683
123 ($926)$503$424$152,259
124 ($926)$501$425$151,834
125 ($926)$500$427$151,407
126 ($926)$498$428$150,979
127 ($926)$497$429$150,550
128 ($926)$496$431$150,119
129 ($926)$494$432$149,687
130 ($926)$493$434$149,254
131 ($926)$491$435$148,819
132 ($926)$490$436$148,382
Year 12 - 133 ($926)$488$438$147,944
134 ($926)$487$439$147,505
135 ($926)$486$441$147,064
136 ($926)$484$442$146,622
137 ($926)$483$444$146,178
138 ($926)$481$445$145,733
139 ($926)$480$447$145,287
140 ($926)$478$448$144,839
141 ($926)$477$450$144,389
142 ($926)$475$451$143,938
143 ($926)$474$453$143,485
144 ($926)$472$454$143,031
Year 13 - 145 ($926)$471$455$142,576
146 ($926)$469$457$142,119
147 ($926)$468$458$141,661
148 ($926)$466$460$141,201
149 ($926)$465$462$140,739
150 ($926)$463$463$140,276
151 ($926)$462$465$139,811
152 ($926)$460$466$139,345
153 ($926)$459$468$138,878
154 ($926)$457$469$138,409
155 ($926)$456$471$137,938
156 ($926)$454$472$137,466
Year 14 - 157 ($926)$452$474$136,992
158 ($926)$451$475$136,516
159 ($926)$449$477$136,040
160 ($926)$448$478$135,561
161 ($926)$446$480$135,081
162 ($926)$445$482$134,599
163 ($926)$443$483$134,116
164 ($926)$441$485$133,631
165 ($926)$440$486$133,145
166 ($926)$438$488$132,657
167 ($926)$437$490$132,167
168 ($926)$435$491$131,676
Year 15 - 169 ($926)$433$493$131,183
170 ($926)$432$494$130,689
171 ($926)$430$496$130,192
172 ($926)$429$498$129,695
173 ($926)$427$499$129,195
174 ($926)$425$501$128,694
175 ($926)$424$503$128,192
176 ($926)$422$504$127,687
177 ($926)$420$506$127,181
178 ($926)$419$508$126,674
179 ($926)$417$509$126,164
180 ($926)$415$511$125,653
Year 16 - 181 ($926)$414$513$125,141
182 ($926)$412$514$124,626
183 ($926)$410$516$124,110
184 ($926)$409$518$123,592
185 ($926)$407$519$123,073
186 ($926)$405$521$122,552
187 ($926)$403$523$122,029
188 ($926)$402$525$121,504
189 ($926)$400$526$120,978
190 ($926)$398$528$120,450
191 ($926)$396$530$119,920
192 ($926)$395$532$119,388
Year 17 - 193 ($926)$393$533$118,855
194 ($926)$391$535$118,320
195 ($926)$389$537$117,783
196 ($926)$388$539$117,245
197 ($926)$386$540$116,704
198 ($926)$384$542$116,162
199 ($926)$382$544$115,618
200 ($926)$381$546$115,072
201 ($926)$379$548$114,525
202 ($926)$377$549$113,976
203 ($926)$375$551$113,424
204 ($926)$373$553$112,872
Year 18 - 205 ($926)$372$555$112,317
206 ($926)$370$557$111,760
207 ($926)$368$558$111,202
208 ($926)$366$560$110,641
209 ($926)$364$562$110,079
210 ($926)$362$564$109,515
211 ($926)$360$566$108,950
212 ($926)$359$568$108,382
213 ($926)$357$570$107,812
214 ($926)$355$571$107,241
215 ($926)$353$573$106,668
216 ($926)$351$575$106,093
Year 19 - 217 ($926)$349$577$105,515
218 ($926)$347$579$104,936
219 ($926)$345$581$104,356
220 ($926)$344$583$103,773
221 ($926)$342$585$103,188
222 ($926)$340$587$102,601
223 ($926)$338$589$102,013
224 ($926)$336$591$101,422
225 ($926)$334$592$100,830
226 ($926)$332$594$100,236
227 ($926)$330$596$99,639
228 ($926)$328$598$99,041
Year 20 - 229 ($926)$326$600$98,441
230 ($926)$324$602$97,838
231 ($926)$322$604$97,234
232 ($926)$320$606$96,628
233 ($926)$318$608$96,020
234 ($926)$316$610$95,409
235 ($926)$314$612$94,797
236 ($926)$312$614$94,183
237 ($926)$310$616$93,567
238 ($926)$308$618$92,948
239 ($926)$306$620$92,328
240 ($926)$304$622$91,706
Year 21 - 241 ($926)$302$624$91,081
242 ($926)$300$626$90,455
243 ($926)$298$629$89,826
244 ($926)$296$631$89,195
245 ($926)$294$633$88,563
246 ($926)$292$635$87,928
247 ($926)$289$637$87,291
248 ($926)$287$639$86,652
249 ($926)$285$641$86,011
250 ($926)$283$643$85,368
251 ($926)$281$645$84,723
252 ($926)$279$647$84,075
Year 22 - 253 ($926)$277$650$83,426
254 ($926)$275$652$82,774
255 ($926)$272$654$82,120
256 ($926)$270$656$81,464
257 ($926)$268$658$80,806
258 ($926)$266$660$80,146
259 ($926)$264$662$79,483
260 ($926)$262$665$78,819
261 ($926)$259$667$78,152
262 ($926)$257$669$77,483
263 ($926)$255$671$76,811
264 ($926)$253$673$76,138
Year 23 - 265 ($926)$251$676$75,462
266 ($926)$248$678$74,784
267 ($926)$246$680$74,104
268 ($926)$244$682$73,422
269 ($926)$242$685$72,737
270 ($926)$239$687$72,050
271 ($926)$237$689$71,361
272 ($926)$235$691$70,670
273 ($926)$233$694$69,976
274 ($926)$230$696$69,280
275 ($926)$228$698$68,582
276 ($926)$226$701$67,881
Year 24 - 277 ($926)$223$703$67,179
278 ($926)$221$705$66,473
279 ($926)$219$707$65,766
280 ($926)$216$710$65,056
281 ($926)$214$712$64,344
282 ($926)$212$714$63,629
283 ($926)$209$717$62,913
284 ($926)$207$719$62,193
285 ($926)$205$722$61,472
286 ($926)$202$724$60,748
287 ($926)$200$726$60,022
288 ($926)$198$729$59,293
Year 25 - 289 ($926)$195$731$58,562
290 ($926)$193$734$57,828
291 ($926)$190$736$57,092
292 ($926)$188$738$56,354
293 ($926)$185$741$55,613
294 ($926)$183$743$54,870
295 ($926)$181$746$54,124
296 ($926)$178$748$53,376
297 ($926)$176$751$52,625
298 ($926)$173$753$51,872
299 ($926)$171$756$51,117
300 ($926)$168$758$50,359
Year 26 - 301 ($926)$166$761$49,598
302 ($926)$163$763$48,835
303 ($926)$161$766$48,070
304 ($926)$158$768$47,302
305 ($926)$156$771$46,531
306 ($926)$153$773$45,758
307 ($926)$151$776$44,982
308 ($926)$148$778$44,204
309 ($926)$146$781$43,423
310 ($926)$143$783$42,640
311 ($926)$140$786$41,854
312 ($926)$138$789$41,065
Year 27 - 313 ($926)$135$791$40,274
314 ($926)$133$794$39,480
315 ($926)$130$796$38,684
316 ($926)$127$799$37,885
317 ($926)$125$802$37,084
318 ($926)$122$804$36,279
319 ($926)$119$807$35,472
320 ($926)$117$810$34,663
321 ($926)$114$812$33,851
322 ($926)$111$815$33,036
323 ($926)$109$818$32,218
324 ($926)$106$820$31,398
Year 28 - 325 ($926)$103$823$30,575
326 ($926)$101$826$29,749
327 ($926)$98$828$28,921
328 ($926)$95$831$28,090
329 ($926)$92$834$27,256
330 ($926)$90$837$26,420
331 ($926)$87$839$25,580
332 ($926)$84$842$24,738
333 ($926)$81$845$23,893
334 ($926)$79$848$23,046
335 ($926)$76$850$22,195
336 ($926)$73$853$21,342
Year 29 - 337 ($926)$70$856$20,486
338 ($926)$67$859$19,627
339 ($926)$65$862$18,765
340 ($926)$62$865$17,901
341 ($926)$59$867$17,033
342 ($926)$56$870$16,163
343 ($926)$53$873$15,290
344 ($926)$50$876$14,414
345 ($926)$47$879$13,535
346 ($926)$45$882$12,654
347 ($926)$42$885$11,769
348 ($926)$39$888$10,881
Year 30 - 349 ($926)$36$890$9,991
350 ($926)$33$893$9,097
351 ($926)$30$896$8,201
352 ($926)$27$899$7,302
353 ($926)$24$902$6,400
354 ($926)$21$905$5,494
355 ($926)$18$908$4,586
356 ($926)$15$911$3,675
357 ($926)$12$914$2,761
358 ($926)$9$917$1,843
359 ($926)$6$920$923
360 ($926)$3$923$0
TOTALS$138,267$195,200$333,467

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.