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Mortgage Payment Schedule for a $244,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($48,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$913 360 $133,439 $328,639

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.626% | Rate: 3.625% | Fees: $40 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.641% | Rate: 3.625% | Fees: $495 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $928 | 30 day rate lock

NMLS #: 67717
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $244,000
Down Payment $48,800$195,200
Year 1 - 1 ($913)$623$290$194,910
2 ($913)$622$291$194,619
3 ($913)$621$292$194,328
4 ($913)$620$293$194,035
5 ($913)$619$294$193,741
6 ($913)$618$295$193,447
7 ($913)$617$295$193,151
8 ($913)$616$296$192,855
9 ($913)$616$297$192,558
10 ($913)$615$298$192,259
11 ($913)$614$299$191,960
12 ($913)$613$300$191,660
Year 2 - 13 ($913)$612$301$191,359
14 ($913)$611$302$191,057
15 ($913)$610$303$190,753
16 ($913)$609$304$190,449
17 ($913)$608$305$190,144
18 ($913)$607$306$189,838
19 ($913)$606$307$189,531
20 ($913)$605$308$189,223
21 ($913)$604$309$188,914
22 ($913)$603$310$188,604
23 ($913)$602$311$188,294
24 ($913)$601$312$187,982
Year 3 - 25 ($913)$600$313$187,669
26 ($913)$599$314$187,355
27 ($913)$598$315$187,040
28 ($913)$597$316$186,724
29 ($913)$596$317$186,407
30 ($913)$595$318$186,089
31 ($913)$594$319$185,770
32 ($913)$593$320$185,450
33 ($913)$592$321$185,129
34 ($913)$591$322$184,807
35 ($913)$590$323$184,484
36 ($913)$589$324$184,160
Year 4 - 37 ($913)$588$325$183,835
38 ($913)$587$326$183,509
39 ($913)$586$327$183,182
40 ($913)$585$328$182,853
41 ($913)$584$329$182,524
42 ($913)$583$330$182,194
43 ($913)$582$331$181,862
44 ($913)$580$332$181,530
45 ($913)$579$334$181,196
46 ($913)$578$335$180,862
47 ($913)$577$336$180,526
48 ($913)$576$337$180,190
Year 5 - 49 ($913)$575$338$179,852
50 ($913)$574$339$179,513
51 ($913)$573$340$179,173
52 ($913)$572$341$178,832
53 ($913)$571$342$178,490
54 ($913)$570$343$178,147
55 ($913)$569$344$177,802
56 ($913)$567$345$177,457
57 ($913)$566$347$177,110
58 ($913)$565$348$176,763
59 ($913)$564$349$176,414
60 ($913)$563$350$176,064
Year 6 - 61 ($913)$562$351$175,713
62 ($913)$561$352$175,361
63 ($913)$560$353$175,008
64 ($913)$559$354$174,654
65 ($913)$557$355$174,298
66 ($913)$556$357$173,942
67 ($913)$555$358$173,584
68 ($913)$554$359$173,225
69 ($913)$553$360$172,865
70 ($913)$552$361$172,504
71 ($913)$551$362$172,142
72 ($913)$549$363$171,778
Year 7 - 73 ($913)$548$365$171,414
74 ($913)$547$366$171,048
75 ($913)$546$367$170,681
76 ($913)$545$368$170,313
77 ($913)$544$369$169,943
78 ($913)$542$370$169,573
79 ($913)$541$372$169,201
80 ($913)$540$373$168,828
81 ($913)$539$374$168,454
82 ($913)$538$375$168,079
83 ($913)$536$376$167,703
84 ($913)$535$378$167,325
Year 8 - 85 ($913)$534$379$166,946
86 ($913)$533$380$166,566
87 ($913)$532$381$166,185
88 ($913)$530$382$165,802
89 ($913)$529$384$165,419
90 ($913)$528$385$165,034
91 ($913)$527$386$164,648
92 ($913)$526$387$164,260
93 ($913)$524$389$163,872
94 ($913)$523$390$163,482
95 ($913)$522$391$163,091
96 ($913)$521$392$162,698
Year 9 - 97 ($913)$519$394$162,305
98 ($913)$518$395$161,910
99 ($913)$517$396$161,514
100 ($913)$515$397$161,116
101 ($913)$514$399$160,718
102 ($913)$513$400$160,318
103 ($913)$512$401$159,917
104 ($913)$510$402$159,514
105 ($913)$509$404$159,110
106 ($913)$508$405$158,705
107 ($913)$507$406$158,299
108 ($913)$505$408$157,891
Year 10 - 109 ($913)$504$409$157,482
110 ($913)$503$410$157,072
111 ($913)$501$412$156,660
112 ($913)$500$413$156,248
113 ($913)$499$414$155,833
114 ($913)$497$416$155,418
115 ($913)$496$417$155,001
116 ($913)$495$418$154,583
117 ($913)$493$420$154,163
118 ($913)$492$421$153,743
119 ($913)$491$422$153,320
120 ($913)$489$424$152,897
Year 11 - 121 ($913)$488$425$152,472
122 ($913)$487$426$152,046
123 ($913)$485$428$151,618
124 ($913)$484$429$151,189
125 ($913)$483$430$150,759
126 ($913)$481$432$150,327
127 ($913)$480$433$149,894
128 ($913)$478$434$149,459
129 ($913)$477$436$149,024
130 ($913)$476$437$148,586
131 ($913)$474$439$148,148
132 ($913)$473$440$147,708
Year 12 - 133 ($913)$471$441$147,266
134 ($913)$470$443$146,823
135 ($913)$469$444$146,379
136 ($913)$467$446$145,933
137 ($913)$466$447$145,486
138 ($913)$464$449$145,038
139 ($913)$463$450$144,588
140 ($913)$461$451$144,136
141 ($913)$460$453$143,683
142 ($913)$459$454$143,229
143 ($913)$457$456$142,773
144 ($913)$456$457$142,316
Year 13 - 145 ($913)$454$459$141,858
146 ($913)$453$460$141,397
147 ($913)$451$462$140,936
148 ($913)$450$463$140,473
149 ($913)$448$465$140,008
150 ($913)$447$466$139,542
151 ($913)$445$468$139,075
152 ($913)$444$469$138,606
153 ($913)$442$471$138,135
154 ($913)$441$472$137,663
155 ($913)$439$474$137,190
156 ($913)$438$475$136,715
Year 14 - 157 ($913)$436$477$136,238
158 ($913)$435$478$135,760
159 ($913)$433$480$135,280
160 ($913)$432$481$134,799
161 ($913)$430$483$134,317
162 ($913)$429$484$133,833
163 ($913)$427$486$133,347
164 ($913)$426$487$132,859
165 ($913)$424$489$132,371
166 ($913)$422$490$131,880
167 ($913)$421$492$131,388
168 ($913)$419$494$130,895
Year 15 - 169 ($913)$418$495$130,400
170 ($913)$416$497$129,903
171 ($913)$415$498$129,405
172 ($913)$413$500$128,905
173 ($913)$411$501$128,403
174 ($913)$410$503$127,900
175 ($913)$408$505$127,396
176 ($913)$407$506$126,889
177 ($913)$405$508$126,381
178 ($913)$403$510$125,872
179 ($913)$402$511$125,361
180 ($913)$400$513$124,848
Year 16 - 181 ($913)$398$514$124,334
182 ($913)$397$516$123,818
183 ($913)$395$518$123,300
184 ($913)$394$519$122,780
185 ($913)$392$521$122,259
186 ($913)$390$523$121,737
187 ($913)$389$524$121,212
188 ($913)$387$526$120,686
189 ($913)$385$528$120,159
190 ($913)$384$529$119,629
191 ($913)$382$531$119,098
192 ($913)$380$533$118,565
Year 17 - 193 ($913)$378$534$118,031
194 ($913)$377$536$117,495
195 ($913)$375$538$116,957
196 ($913)$373$540$116,417
197 ($913)$372$541$115,876
198 ($913)$370$543$115,333
199 ($913)$368$545$114,788
200 ($913)$366$547$114,242
201 ($913)$365$548$113,693
202 ($913)$363$550$113,143
203 ($913)$361$552$112,592
204 ($913)$359$554$112,038
Year 18 - 205 ($913)$358$555$111,483
206 ($913)$356$557$110,926
207 ($913)$354$559$110,367
208 ($913)$352$561$109,806
209 ($913)$350$562$109,244
210 ($913)$349$564$108,680
211 ($913)$347$566$108,114
212 ($913)$345$568$107,546
213 ($913)$343$570$106,976
214 ($913)$341$571$106,405
215 ($913)$340$573$105,831
216 ($913)$338$575$105,256
Year 19 - 217 ($913)$336$577$104,679
218 ($913)$334$579$104,101
219 ($913)$332$581$103,520
220 ($913)$330$582$102,938
221 ($913)$329$584$102,353
222 ($913)$327$586$101,767
223 ($913)$325$588$101,179
224 ($913)$323$590$100,589
225 ($913)$321$592$99,997
226 ($913)$319$594$99,403
227 ($913)$317$596$98,808
228 ($913)$315$598$98,210
Year 20 - 229 ($913)$313$599$97,611
230 ($913)$312$601$97,009
231 ($913)$310$603$96,406
232 ($913)$308$605$95,801
233 ($913)$306$607$95,194
234 ($913)$304$609$94,585
235 ($913)$302$611$93,974
236 ($913)$300$613$93,361
237 ($913)$298$615$92,746
238 ($913)$296$617$92,129
239 ($913)$294$619$91,510
240 ($913)$292$621$90,889
Year 21 - 241 ($913)$290$623$90,267
242 ($913)$288$625$89,642
243 ($913)$286$627$89,015
244 ($913)$284$629$88,386
245 ($913)$282$631$87,755
246 ($913)$280$633$87,123
247 ($913)$278$635$86,488
248 ($913)$276$637$85,851
249 ($913)$274$639$85,212
250 ($913)$272$641$84,571
251 ($913)$270$643$83,928
252 ($913)$268$645$83,283
Year 22 - 253 ($913)$266$647$82,636
254 ($913)$264$649$81,987
255 ($913)$262$651$81,336
256 ($913)$260$653$80,683
257 ($913)$258$655$80,027
258 ($913)$255$657$79,370
259 ($913)$253$660$78,710
260 ($913)$251$662$78,048
261 ($913)$249$664$77,385
262 ($913)$247$666$76,719
263 ($913)$245$668$76,051
264 ($913)$243$670$75,381
Year 23 - 265 ($913)$241$672$74,708
266 ($913)$238$674$74,034
267 ($913)$236$677$73,357
268 ($913)$234$679$72,679
269 ($913)$232$681$71,998
270 ($913)$230$683$71,314
271 ($913)$228$685$70,629
272 ($913)$225$687$69,942
273 ($913)$223$690$69,252
274 ($913)$221$692$68,560
275 ($913)$219$694$67,866
276 ($913)$217$696$67,170
Year 24 - 277 ($913)$214$699$66,471
278 ($913)$212$701$65,771
279 ($913)$210$703$65,068
280 ($913)$208$705$64,363
281 ($913)$205$707$63,655
282 ($913)$203$710$62,945
283 ($913)$201$712$62,233
284 ($913)$199$714$61,519
285 ($913)$196$717$60,803
286 ($913)$194$719$60,084
287 ($913)$192$721$59,363
288 ($913)$189$723$58,639
Year 25 - 289 ($913)$187$726$57,913
290 ($913)$185$728$57,185
291 ($913)$183$730$56,455
292 ($913)$180$733$55,722
293 ($913)$178$735$54,987
294 ($913)$176$737$54,250
295 ($913)$173$740$53,510
296 ($913)$171$742$52,768
297 ($913)$168$744$52,024
298 ($913)$166$747$51,277
299 ($913)$164$749$50,528
300 ($913)$161$752$49,776
Year 26 - 301 ($913)$159$754$49,022
302 ($913)$156$756$48,265
303 ($913)$154$759$47,507
304 ($913)$152$761$46,745
305 ($913)$149$764$45,982
306 ($913)$147$766$45,216
307 ($913)$144$769$44,447
308 ($913)$142$771$43,676
309 ($913)$139$773$42,902
310 ($913)$137$776$42,127
311 ($913)$134$778$41,348
312 ($913)$132$781$40,567
Year 27 - 313 ($913)$129$783$39,784
314 ($913)$127$786$38,998
315 ($913)$124$788$38,209
316 ($913)$122$791$37,419
317 ($913)$119$793$36,625
318 ($913)$117$796$35,829
319 ($913)$114$799$35,031
320 ($913)$112$801$34,229
321 ($913)$109$804$33,426
322 ($913)$107$806$32,620
323 ($913)$104$809$31,811
324 ($913)$102$811$30,999
Year 28 - 325 ($913)$99$814$30,186
326 ($913)$96$817$29,369
327 ($913)$94$819$28,550
328 ($913)$91$822$27,728
329 ($913)$88$824$26,904
330 ($913)$86$827$26,077
331 ($913)$83$830$25,247
332 ($913)$81$832$24,415
333 ($913)$78$835$23,580
334 ($913)$75$838$22,742
335 ($913)$73$840$21,902
336 ($913)$70$843$21,059
Year 29 - 337 ($913)$67$846$20,213
338 ($913)$65$848$19,365
339 ($913)$62$851$18,514
340 ($913)$59$854$17,660
341 ($913)$56$857$16,803
342 ($913)$54$859$15,944
343 ($913)$51$862$15,082
344 ($913)$48$865$14,217
345 ($913)$45$868$13,350
346 ($913)$43$870$12,480
347 ($913)$40$873$11,607
348 ($913)$37$876$10,731
Year 30 - 349 ($913)$34$879$9,852
350 ($913)$31$881$8,971
351 ($913)$29$884$8,086
352 ($913)$26$887$7,199
353 ($913)$23$890$6,309
354 ($913)$20$893$5,417
355 ($913)$17$896$4,521
356 ($913)$14$898$3,623
357 ($913)$12$901$2,721
358 ($913)$9$904$1,817
359 ($913)$6$907$910
360 ($913)$3$910$0
TOTALS$133,439$195,200$328,639

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.