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Mortgage Payment Schedule for a $246,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($49,200) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$926 360 $136,556 $333,356

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $246,000
Down Payment $49,200$196,800
Year 1 - 1 ($926)$636$290$196,510
2 ($926)$635$291$196,220
3 ($926)$634$292$195,928
4 ($926)$634$292$195,636
5 ($926)$633$293$195,342
6 ($926)$632$294$195,048
7 ($926)$631$295$194,753
8 ($926)$630$296$194,456
9 ($926)$629$297$194,159
10 ($926)$628$298$193,861
11 ($926)$627$299$193,562
12 ($926)$626$300$193,261
Year 2 - 13 ($926)$625$301$192,960
14 ($926)$624$302$192,658
15 ($926)$623$303$192,355
16 ($926)$622$304$192,051
17 ($926)$621$305$191,746
18 ($926)$620$306$191,440
19 ($926)$619$307$191,133
20 ($926)$618$308$190,825
21 ($926)$617$309$190,516
22 ($926)$616$310$190,206
23 ($926)$615$311$189,895
24 ($926)$614$312$189,583
Year 3 - 25 ($926)$613$313$189,270
26 ($926)$612$314$188,956
27 ($926)$611$315$188,641
28 ($926)$610$316$188,325
29 ($926)$609$317$188,008
30 ($926)$608$318$187,690
31 ($926)$607$319$187,371
32 ($926)$606$320$187,051
33 ($926)$605$321$186,729
34 ($926)$604$322$186,407
35 ($926)$603$323$186,084
36 ($926)$602$324$185,760
Year 4 - 37 ($926)$601$325$185,434
38 ($926)$600$326$185,108
39 ($926)$599$327$184,780
40 ($926)$597$329$184,452
41 ($926)$596$330$184,122
42 ($926)$595$331$183,792
43 ($926)$594$332$183,460
44 ($926)$593$333$183,127
45 ($926)$592$334$182,793
46 ($926)$591$335$182,458
47 ($926)$590$336$182,122
48 ($926)$589$337$181,785
Year 5 - 49 ($926)$588$338$181,447
50 ($926)$587$339$181,108
51 ($926)$586$340$180,767
52 ($926)$584$342$180,426
53 ($926)$583$343$180,083
54 ($926)$582$344$179,739
55 ($926)$581$345$179,394
56 ($926)$580$346$179,048
57 ($926)$579$347$178,701
58 ($926)$578$348$178,353
59 ($926)$577$349$178,004
60 ($926)$576$350$177,653
Year 6 - 61 ($926)$574$352$177,302
62 ($926)$573$353$176,949
63 ($926)$572$354$176,595
64 ($926)$571$355$176,240
65 ($926)$570$356$175,884
66 ($926)$569$357$175,527
67 ($926)$568$358$175,168
68 ($926)$566$360$174,809
69 ($926)$565$361$174,448
70 ($926)$564$362$174,086
71 ($926)$563$363$173,723
72 ($926)$562$364$173,359
Year 7 - 73 ($926)$561$365$172,993
74 ($926)$559$367$172,627
75 ($926)$558$368$172,259
76 ($926)$557$369$171,890
77 ($926)$556$370$171,520
78 ($926)$555$371$171,148
79 ($926)$553$373$170,776
80 ($926)$552$374$170,402
81 ($926)$551$375$170,027
82 ($926)$550$376$169,650
83 ($926)$549$377$169,273
84 ($926)$547$379$168,894
Year 8 - 85 ($926)$546$380$168,514
86 ($926)$545$381$168,133
87 ($926)$544$382$167,751
88 ($926)$542$384$167,367
89 ($926)$541$385$166,983
90 ($926)$540$386$166,596
91 ($926)$539$387$166,209
92 ($926)$537$389$165,821
93 ($926)$536$390$165,431
94 ($926)$535$391$165,040
95 ($926)$534$392$164,647
96 ($926)$532$394$164,254
Year 9 - 97 ($926)$531$395$163,859
98 ($926)$530$396$163,463
99 ($926)$529$397$163,065
100 ($926)$527$399$162,666
101 ($926)$526$400$162,266
102 ($926)$525$401$161,865
103 ($926)$523$403$161,462
104 ($926)$522$404$161,058
105 ($926)$521$405$160,653
106 ($926)$519$407$160,247
107 ($926)$518$408$159,839
108 ($926)$517$409$159,430
Year 10 - 109 ($926)$515$411$159,019
110 ($926)$514$412$158,607
111 ($926)$513$413$158,194
112 ($926)$511$414$157,780
113 ($926)$510$416$157,364
114 ($926)$509$417$156,947
115 ($926)$507$419$156,528
116 ($926)$506$420$156,108
117 ($926)$505$421$155,687
118 ($926)$503$423$155,264
119 ($926)$502$424$154,840
120 ($926)$501$425$154,415
Year 11 - 121 ($926)$499$427$153,988
122 ($926)$498$428$153,560
123 ($926)$497$429$153,131
124 ($926)$495$431$152,700
125 ($926)$494$432$152,268
126 ($926)$492$434$151,834
127 ($926)$491$435$151,399
128 ($926)$490$436$150,962
129 ($926)$488$438$150,525
130 ($926)$487$439$150,085
131 ($926)$485$441$149,645
132 ($926)$484$442$149,202
Year 12 - 133 ($926)$482$444$148,759
134 ($926)$481$445$148,314
135 ($926)$480$446$147,867
136 ($926)$478$448$147,419
137 ($926)$477$449$146,970
138 ($926)$475$451$146,519
139 ($926)$474$452$146,067
140 ($926)$472$454$145,613
141 ($926)$471$455$145,158
142 ($926)$469$457$144,702
143 ($926)$468$458$144,243
144 ($926)$466$460$143,784
Year 13 - 145 ($926)$465$461$143,323
146 ($926)$463$463$142,860
147 ($926)$462$464$142,396
148 ($926)$460$466$141,931
149 ($926)$459$467$141,463
150 ($926)$457$469$140,995
151 ($926)$456$470$140,525
152 ($926)$454$472$140,053
153 ($926)$453$473$139,580
154 ($926)$451$475$139,105
155 ($926)$450$476$138,629
156 ($926)$448$478$138,151
Year 14 - 157 ($926)$447$479$137,672
158 ($926)$445$481$137,191
159 ($926)$444$482$136,709
160 ($926)$442$484$136,225
161 ($926)$440$486$135,739
162 ($926)$439$487$135,252
163 ($926)$437$489$134,764
164 ($926)$436$490$134,273
165 ($926)$434$492$133,781
166 ($926)$433$493$133,288
167 ($926)$431$495$132,793
168 ($926)$429$497$132,296
Year 15 - 169 ($926)$428$498$131,798
170 ($926)$426$500$131,298
171 ($926)$425$501$130,797
172 ($926)$423$503$130,294
173 ($926)$421$505$129,789
174 ($926)$420$506$129,283
175 ($926)$418$508$128,775
176 ($926)$416$510$128,265
177 ($926)$415$511$127,754
178 ($926)$413$513$127,241
179 ($926)$411$515$126,726
180 ($926)$410$516$126,210
Year 16 - 181 ($926)$408$518$125,692
182 ($926)$406$520$125,173
183 ($926)$405$521$124,651
184 ($926)$403$523$124,128
185 ($926)$401$525$123,604
186 ($926)$400$526$123,077
187 ($926)$398$528$122,549
188 ($926)$396$530$122,020
189 ($926)$395$531$121,488
190 ($926)$393$533$120,955
191 ($926)$391$535$120,420
192 ($926)$389$537$119,883
Year 17 - 193 ($926)$388$538$119,345
194 ($926)$386$540$118,805
195 ($926)$384$542$118,263
196 ($926)$382$544$117,720
197 ($926)$381$545$117,174
198 ($926)$379$547$116,627
199 ($926)$377$549$116,078
200 ($926)$375$551$115,527
201 ($926)$374$552$114,975
202 ($926)$372$554$114,421
203 ($926)$370$556$113,865
204 ($926)$368$558$113,307
Year 18 - 205 ($926)$366$560$112,747
206 ($926)$365$561$112,186
207 ($926)$363$563$111,623
208 ($926)$361$565$111,058
209 ($926)$359$567$110,491
210 ($926)$357$569$109,922
211 ($926)$355$571$109,351
212 ($926)$354$572$108,779
213 ($926)$352$574$108,205
214 ($926)$350$576$107,628
215 ($926)$348$578$107,051
216 ($926)$346$580$106,471
Year 19 - 217 ($926)$344$582$105,889
218 ($926)$342$584$105,305
219 ($926)$340$586$104,720
220 ($926)$339$587$104,132
221 ($926)$337$589$103,543
222 ($926)$335$591$102,952
223 ($926)$333$593$102,359
224 ($926)$331$595$101,764
225 ($926)$329$597$101,167
226 ($926)$327$599$100,568
227 ($926)$325$601$99,967
228 ($926)$323$603$99,364
Year 20 - 229 ($926)$321$605$98,760
230 ($926)$319$607$98,153
231 ($926)$317$609$97,544
232 ($926)$315$611$96,934
233 ($926)$313$613$96,321
234 ($926)$311$615$95,707
235 ($926)$309$617$95,090
236 ($926)$307$619$94,472
237 ($926)$305$621$93,851
238 ($926)$303$623$93,228
239 ($926)$301$625$92,604
240 ($926)$299$627$91,977
Year 21 - 241 ($926)$297$629$91,349
242 ($926)$295$631$90,718
243 ($926)$293$633$90,085
244 ($926)$291$635$89,451
245 ($926)$289$637$88,814
246 ($926)$287$639$88,175
247 ($926)$285$641$87,534
248 ($926)$283$643$86,891
249 ($926)$281$645$86,246
250 ($926)$279$647$85,599
251 ($926)$277$649$84,950
252 ($926)$275$651$84,299
Year 22 - 253 ($926)$273$653$83,645
254 ($926)$270$656$82,990
255 ($926)$268$658$82,332
256 ($926)$266$660$81,672
257 ($926)$264$662$81,010
258 ($926)$262$664$80,346
259 ($926)$260$666$79,680
260 ($926)$258$668$79,012
261 ($926)$255$671$78,341
262 ($926)$253$673$77,668
263 ($926)$251$675$76,994
264 ($926)$249$677$76,317
Year 23 - 265 ($926)$247$679$75,637
266 ($926)$245$681$74,956
267 ($926)$242$684$74,272
268 ($926)$240$686$73,586
269 ($926)$238$688$72,898
270 ($926)$236$690$72,208
271 ($926)$233$693$71,516
272 ($926)$231$695$70,821
273 ($926)$229$697$70,124
274 ($926)$227$699$69,425
275 ($926)$224$702$68,723
276 ($926)$222$704$68,019
Year 24 - 277 ($926)$220$706$67,313
278 ($926)$218$708$66,605
279 ($926)$215$711$65,894
280 ($926)$213$713$65,181
281 ($926)$211$715$64,466
282 ($926)$208$718$63,748
283 ($926)$206$720$63,029
284 ($926)$204$722$62,306
285 ($926)$201$725$61,582
286 ($926)$199$727$60,855
287 ($926)$197$729$60,126
288 ($926)$194$732$59,394
Year 25 - 289 ($926)$192$734$58,660
290 ($926)$190$736$57,924
291 ($926)$187$739$57,185
292 ($926)$185$741$56,444
293 ($926)$183$743$55,701
294 ($926)$180$746$54,955
295 ($926)$178$748$54,206
296 ($926)$175$751$53,456
297 ($926)$173$753$52,703
298 ($926)$170$756$51,947
299 ($926)$168$758$51,189
300 ($926)$166$760$50,429
Year 26 - 301 ($926)$163$763$49,666
302 ($926)$161$765$48,900
303 ($926)$158$768$48,132
304 ($926)$156$770$47,362
305 ($926)$153$773$46,589
306 ($926)$151$775$45,814
307 ($926)$148$778$45,036
308 ($926)$146$780$44,255
309 ($926)$143$783$43,473
310 ($926)$141$785$42,687
311 ($926)$138$788$41,899
312 ($926)$135$791$41,109
Year 27 - 313 ($926)$133$793$40,316
314 ($926)$130$796$39,520
315 ($926)$128$798$38,722
316 ($926)$125$801$37,921
317 ($926)$123$803$37,118
318 ($926)$120$806$36,312
319 ($926)$117$809$35,503
320 ($926)$115$811$34,692
321 ($926)$112$814$33,878
322 ($926)$110$816$33,062
323 ($926)$107$819$32,242
324 ($926)$104$822$31,421
Year 28 - 325 ($926)$102$824$30,596
326 ($926)$99$827$29,769
327 ($926)$96$830$28,940
328 ($926)$94$832$28,107
329 ($926)$91$835$27,272
330 ($926)$88$838$26,434
331 ($926)$85$841$25,594
332 ($926)$83$843$24,750
333 ($926)$80$846$23,905
334 ($926)$77$849$23,056
335 ($926)$75$851$22,204
336 ($926)$72$854$21,350
Year 29 - 337 ($926)$69$857$20,493
338 ($926)$66$860$19,633
339 ($926)$63$863$18,771
340 ($926)$61$865$17,906
341 ($926)$58$868$17,038
342 ($926)$55$871$16,167
343 ($926)$52$874$15,293
344 ($926)$49$877$14,416
345 ($926)$47$879$13,537
346 ($926)$44$882$12,655
347 ($926)$41$885$11,770
348 ($926)$38$888$10,882
Year 30 - 349 ($926)$35$891$9,991
350 ($926)$32$894$9,097
351 ($926)$29$897$8,201
352 ($926)$27$899$7,301
353 ($926)$24$902$6,399
354 ($926)$21$905$5,494
355 ($926)$18$908$4,585
356 ($926)$15$911$3,674
357 ($926)$12$914$2,760
358 ($926)$9$917$1,843
359 ($926)$6$920$923
360 ($926)$3$923$0
TOTALS$136,556$196,800$333,356

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.