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Mortgage Payment Schedule for a $250,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($50,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$941 360 $138,777 $338,777

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $250,000
Down Payment $50,000$200,000
Year 1 - 1 ($941)$647$294$199,706
2 ($941)$646$295$199,410
3 ($941)$645$296$199,114
4 ($941)$644$297$198,817
5 ($941)$643$298$198,519
6 ($941)$642$299$198,219
7 ($941)$641$300$197,919
8 ($941)$640$301$197,618
9 ($941)$639$302$197,316
10 ($941)$638$303$197,013
11 ($941)$637$304$196,709
12 ($941)$636$305$196,404
Year 2 - 13 ($941)$635$306$196,098
14 ($941)$634$307$195,791
15 ($941)$633$308$195,483
16 ($941)$632$309$195,174
17 ($941)$631$310$194,864
18 ($941)$630$311$194,553
19 ($941)$629$312$194,241
20 ($941)$628$313$193,928
21 ($941)$627$314$193,614
22 ($941)$626$315$193,299
23 ($941)$625$316$192,983
24 ($941)$624$317$192,666
Year 3 - 25 ($941)$623$318$192,348
26 ($941)$622$319$192,029
27 ($941)$621$320$191,708
28 ($941)$620$321$191,387
29 ($941)$619$322$191,065
30 ($941)$618$323$190,742
31 ($941)$617$324$190,417
32 ($941)$616$325$190,092
33 ($941)$615$326$189,766
34 ($941)$614$327$189,438
35 ($941)$613$329$189,110
36 ($941)$611$330$188,780
Year 4 - 37 ($941)$610$331$188,449
38 ($941)$609$332$188,118
39 ($941)$608$333$187,785
40 ($941)$607$334$187,451
41 ($941)$606$335$187,116
42 ($941)$605$336$186,780
43 ($941)$604$337$186,443
44 ($941)$603$338$186,105
45 ($941)$602$339$185,765
46 ($941)$601$340$185,425
47 ($941)$600$342$185,084
48 ($941)$598$343$184,741
Year 5 - 49 ($941)$597$344$184,397
50 ($941)$596$345$184,052
51 ($941)$595$346$183,706
52 ($941)$594$347$183,359
53 ($941)$593$348$183,011
54 ($941)$592$349$182,662
55 ($941)$591$350$182,311
56 ($941)$589$352$181,960
57 ($941)$588$353$181,607
58 ($941)$587$354$181,253
59 ($941)$586$355$180,898
60 ($941)$585$356$180,542
Year 6 - 61 ($941)$584$357$180,185
62 ($941)$583$358$179,826
63 ($941)$581$360$179,467
64 ($941)$580$361$179,106
65 ($941)$579$362$178,744
66 ($941)$578$363$178,381
67 ($941)$577$364$178,017
68 ($941)$576$365$177,651
69 ($941)$574$367$177,285
70 ($941)$573$368$176,917
71 ($941)$572$369$176,548
72 ($941)$571$370$176,178
Year 7 - 73 ($941)$570$371$175,806
74 ($941)$568$373$175,434
75 ($941)$567$374$175,060
76 ($941)$566$375$174,685
77 ($941)$565$376$174,308
78 ($941)$564$377$173,931
79 ($941)$562$379$173,552
80 ($941)$561$380$173,172
81 ($941)$560$381$172,791
82 ($941)$559$382$172,409
83 ($941)$557$384$172,025
84 ($941)$556$385$171,641
Year 8 - 85 ($941)$555$386$171,254
86 ($941)$554$387$170,867
87 ($941)$552$389$170,479
88 ($941)$551$390$170,089
89 ($941)$550$391$169,698
90 ($941)$549$392$169,305
91 ($941)$547$394$168,912
92 ($941)$546$395$168,517
93 ($941)$545$396$168,121
94 ($941)$544$397$167,723
95 ($941)$542$399$167,324
96 ($941)$541$400$166,924
Year 9 - 97 ($941)$540$401$166,523
98 ($941)$538$403$166,120
99 ($941)$537$404$165,717
100 ($941)$536$405$165,311
101 ($941)$535$407$164,905
102 ($941)$533$408$164,497
103 ($941)$532$409$164,088
104 ($941)$531$410$163,677
105 ($941)$529$412$163,265
106 ($941)$528$413$162,852
107 ($941)$527$414$162,438
108 ($941)$525$416$162,022
Year 10 - 109 ($941)$524$417$161,605
110 ($941)$523$419$161,186
111 ($941)$521$420$160,766
112 ($941)$520$421$160,345
113 ($941)$518$423$159,923
114 ($941)$517$424$159,499
115 ($941)$516$425$159,073
116 ($941)$514$427$158,647
117 ($941)$513$428$158,218
118 ($941)$512$429$157,789
119 ($941)$510$431$157,358
120 ($941)$509$432$156,926
Year 11 - 121 ($941)$507$434$156,492
122 ($941)$506$435$156,057
123 ($941)$505$436$155,621
124 ($941)$503$438$155,183
125 ($941)$502$439$154,743
126 ($941)$500$441$154,303
127 ($941)$499$442$153,861
128 ($941)$497$444$153,417
129 ($941)$496$445$152,972
130 ($941)$495$446$152,526
131 ($941)$493$448$152,078
132 ($941)$492$449$151,628
Year 12 - 133 ($941)$490$451$151,178
134 ($941)$489$452$150,725
135 ($941)$487$454$150,272
136 ($941)$486$455$149,817
137 ($941)$484$457$149,360
138 ($941)$483$458$148,902
139 ($941)$481$460$148,442
140 ($941)$480$461$147,981
141 ($941)$478$463$147,519
142 ($941)$477$464$147,054
143 ($941)$475$466$146,589
144 ($941)$474$467$146,122
Year 13 - 145 ($941)$472$469$145,653
146 ($941)$471$470$145,183
147 ($941)$469$472$144,712
148 ($941)$468$473$144,238
149 ($941)$466$475$143,764
150 ($941)$465$476$143,287
151 ($941)$463$478$142,810
152 ($941)$462$479$142,330
153 ($941)$460$481$141,850
154 ($941)$459$482$141,367
155 ($941)$457$484$140,883
156 ($941)$456$486$140,398
Year 14 - 157 ($941)$454$487$139,911
158 ($941)$452$489$139,422
159 ($941)$451$490$138,932
160 ($941)$449$492$138,440
161 ($941)$448$493$137,946
162 ($941)$446$495$137,451
163 ($941)$444$497$136,955
164 ($941)$443$498$136,457
165 ($941)$441$500$135,957
166 ($941)$440$501$135,455
167 ($941)$438$503$134,952
168 ($941)$436$505$134,448
Year 15 - 169 ($941)$435$506$133,941
170 ($941)$433$508$133,433
171 ($941)$431$510$132,924
172 ($941)$430$511$132,412
173 ($941)$428$513$131,899
174 ($941)$426$515$131,385
175 ($941)$425$516$130,869
176 ($941)$423$518$130,351
177 ($941)$421$520$129,831
178 ($941)$420$521$129,310
179 ($941)$418$523$128,787
180 ($941)$416$525$128,262
Year 16 - 181 ($941)$415$526$127,736
182 ($941)$413$528$127,208
183 ($941)$411$530$126,678
184 ($941)$410$531$126,147
185 ($941)$408$533$125,614
186 ($941)$406$535$125,079
187 ($941)$404$537$124,542
188 ($941)$403$538$124,004
189 ($941)$401$540$123,464
190 ($941)$399$542$122,922
191 ($941)$397$544$122,378
192 ($941)$396$545$121,833
Year 17 - 193 ($941)$394$547$121,286
194 ($941)$392$549$120,737
195 ($941)$390$551$120,186
196 ($941)$389$552$119,634
197 ($941)$387$554$119,079
198 ($941)$385$556$118,523
199 ($941)$383$558$117,966
200 ($941)$381$560$117,406
201 ($941)$380$561$116,845
202 ($941)$378$563$116,281
203 ($941)$376$565$115,716
204 ($941)$374$567$115,149
Year 18 - 205 ($941)$372$569$114,581
206 ($941)$370$571$114,010
207 ($941)$369$572$113,438
208 ($941)$367$574$112,863
209 ($941)$365$576$112,287
210 ($941)$363$578$111,709
211 ($941)$361$580$111,129
212 ($941)$359$582$110,548
213 ($941)$357$584$109,964
214 ($941)$356$585$109,379
215 ($941)$354$587$108,791
216 ($941)$352$589$108,202
Year 19 - 217 ($941)$350$591$107,611
218 ($941)$348$593$107,018
219 ($941)$346$595$106,423
220 ($941)$344$597$105,826
221 ($941)$342$599$105,227
222 ($941)$340$601$104,626
223 ($941)$338$603$104,023
224 ($941)$336$605$103,418
225 ($941)$334$607$102,812
226 ($941)$332$609$102,203
227 ($941)$330$611$101,593
228 ($941)$328$613$100,980
Year 20 - 229 ($941)$327$615$100,365
230 ($941)$325$617$99,749
231 ($941)$323$619$99,130
232 ($941)$321$621$98,510
233 ($941)$319$623$97,887
234 ($941)$317$625$97,263
235 ($941)$314$627$96,636
236 ($941)$312$629$96,008
237 ($941)$310$631$95,377
238 ($941)$308$633$94,744
239 ($941)$306$635$94,110
240 ($941)$304$637$93,473
Year 21 - 241 ($941)$302$639$92,834
242 ($941)$300$641$92,193
243 ($941)$298$643$91,550
244 ($941)$296$645$90,905
245 ($941)$294$647$90,258
246 ($941)$292$649$89,609
247 ($941)$290$651$88,958
248 ($941)$288$653$88,304
249 ($941)$286$656$87,649
250 ($941)$283$658$86,991
251 ($941)$281$660$86,331
252 ($941)$279$662$85,669
Year 22 - 253 ($941)$277$664$85,005
254 ($941)$275$666$84,339
255 ($941)$273$668$83,671
256 ($941)$271$671$83,000
257 ($941)$268$673$82,328
258 ($941)$266$675$81,653
259 ($941)$264$677$80,976
260 ($941)$262$679$80,296
261 ($941)$260$681$79,615
262 ($941)$257$684$78,931
263 ($941)$255$686$78,246
264 ($941)$253$688$77,557
Year 23 - 265 ($941)$251$690$76,867
266 ($941)$249$693$76,175
267 ($941)$246$695$75,480
268 ($941)$244$697$74,783
269 ($941)$242$699$74,084
270 ($941)$240$702$73,382
271 ($941)$237$704$72,678
272 ($941)$235$706$71,972
273 ($941)$233$708$71,264
274 ($941)$230$711$70,553
275 ($941)$228$713$69,840
276 ($941)$226$715$69,125
Year 24 - 277 ($941)$224$718$68,408
278 ($941)$221$720$67,688
279 ($941)$219$722$66,966
280 ($941)$217$725$66,241
281 ($941)$214$727$65,514
282 ($941)$212$729$64,785
283 ($941)$209$732$64,053
284 ($941)$207$734$63,320
285 ($941)$205$736$62,583
286 ($941)$202$739$61,845
287 ($941)$200$741$61,103
288 ($941)$198$743$60,360
Year 25 - 289 ($941)$195$746$59,614
290 ($941)$193$748$58,866
291 ($941)$190$751$58,115
292 ($941)$188$753$57,362
293 ($941)$185$756$56,606
294 ($941)$183$758$55,848
295 ($941)$181$760$55,088
296 ($941)$178$763$54,325
297 ($941)$176$765$53,560
298 ($941)$173$768$52,792
299 ($941)$171$770$52,021
300 ($941)$168$773$51,248
Year 26 - 301 ($941)$166$775$50,473
302 ($941)$163$778$49,695
303 ($941)$161$780$48,915
304 ($941)$158$783$48,132
305 ($941)$156$785$47,347
306 ($941)$153$788$46,559
307 ($941)$151$791$45,768
308 ($941)$148$793$44,975
309 ($941)$145$796$44,179
310 ($941)$143$798$43,381
311 ($941)$140$801$42,580
312 ($941)$138$803$41,777
Year 27 - 313 ($941)$135$806$40,971
314 ($941)$132$809$40,163
315 ($941)$130$811$39,351
316 ($941)$127$814$38,538
317 ($941)$125$816$37,721
318 ($941)$122$819$36,902
319 ($941)$119$822$36,080
320 ($941)$117$824$35,256
321 ($941)$114$827$34,429
322 ($941)$111$830$33,599
323 ($941)$109$832$32,767
324 ($941)$106$835$31,932
Year 28 - 325 ($941)$103$838$31,094
326 ($941)$101$841$30,253
327 ($941)$98$843$29,410
328 ($941)$95$846$28,564
329 ($941)$92$849$27,715
330 ($941)$90$851$26,864
331 ($941)$87$854$26,010
332 ($941)$84$857$25,153
333 ($941)$81$860$24,293
334 ($941)$79$862$23,431
335 ($941)$76$865$22,565
336 ($941)$73$868$21,697
Year 29 - 337 ($941)$70$871$20,826
338 ($941)$67$874$19,953
339 ($941)$65$877$19,076
340 ($941)$62$879$18,197
341 ($941)$59$882$17,315
342 ($941)$56$885$16,430
343 ($941)$53$888$15,542
344 ($941)$50$891$14,651
345 ($941)$47$894$13,757
346 ($941)$44$897$12,861
347 ($941)$42$899$11,961
348 ($941)$39$902$11,059
Year 30 - 349 ($941)$36$905$10,153
350 ($941)$33$908$9,245
351 ($941)$30$911$8,334
352 ($941)$27$914$7,420
353 ($941)$24$917$6,503
354 ($941)$21$920$5,583
355 ($941)$18$923$4,660
356 ($941)$15$926$3,734
357 ($941)$12$929$2,805
358 ($941)$9$932$1,873
359 ($941)$6$935$938
360 ($941)$3$938$0
TOTALS$138,777$200,000$338,777

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.