« Back to all home prices

Mortgage Payment Schedule for a $250,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($50,000) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$958 360 $144,985 $344,985

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $250,000
Down Payment $50,000$200,000
Year 1 - 1 ($958)$672$287$199,713
2 ($958)$671$288$199,426
3 ($958)$670$289$199,137
4 ($958)$669$290$198,848
5 ($958)$668$290$198,557
6 ($958)$667$291$198,266
7 ($958)$666$292$197,973
8 ($958)$665$293$197,680
9 ($958)$664$294$197,385
10 ($958)$663$295$197,090
11 ($958)$662$296$196,794
12 ($958)$661$297$196,496
Year 2 - 13 ($958)$660$298$196,198
14 ($958)$659$299$195,898
15 ($958)$658$300$195,598
16 ($958)$657$301$195,297
17 ($958)$656$302$194,994
18 ($958)$655$303$194,691
19 ($958)$654$304$194,386
20 ($958)$653$305$194,081
21 ($958)$652$307$193,774
22 ($958)$651$308$193,467
23 ($958)$650$309$193,158
24 ($958)$649$310$192,849
Year 3 - 25 ($958)$648$311$192,538
26 ($958)$647$312$192,226
27 ($958)$646$313$191,914
28 ($958)$645$314$191,600
29 ($958)$643$315$191,285
30 ($958)$642$316$190,969
31 ($958)$641$317$190,652
32 ($958)$640$318$190,334
33 ($958)$639$319$190,015
34 ($958)$638$320$189,695
35 ($958)$637$321$189,374
36 ($958)$636$322$189,051
Year 4 - 37 ($958)$635$323$188,728
38 ($958)$634$324$188,403
39 ($958)$633$326$188,078
40 ($958)$632$327$187,751
41 ($958)$631$328$187,423
42 ($958)$629$329$187,095
43 ($958)$628$330$186,765
44 ($958)$627$331$186,434
45 ($958)$626$332$186,101
46 ($958)$625$333$185,768
47 ($958)$624$334$185,434
48 ($958)$623$336$185,098
Year 5 - 49 ($958)$622$337$184,761
50 ($958)$620$338$184,424
51 ($958)$619$339$184,085
52 ($958)$618$340$183,745
53 ($958)$617$341$183,403
54 ($958)$616$342$183,061
55 ($958)$615$344$182,717
56 ($958)$614$345$182,373
57 ($958)$612$346$182,027
58 ($958)$611$347$181,680
59 ($958)$610$348$181,332
60 ($958)$609$349$180,983
Year 6 - 61 ($958)$608$350$180,632
62 ($958)$607$352$180,280
63 ($958)$605$353$179,928
64 ($958)$604$354$179,573
65 ($958)$603$355$179,218
66 ($958)$602$356$178,862
67 ($958)$601$358$178,504
68 ($958)$599$359$178,145
69 ($958)$598$360$177,785
70 ($958)$597$361$177,424
71 ($958)$596$362$177,062
72 ($958)$595$364$176,698
Year 7 - 73 ($958)$593$365$176,333
74 ($958)$592$366$175,967
75 ($958)$591$367$175,600
76 ($958)$590$369$175,231
77 ($958)$588$370$174,861
78 ($958)$587$371$174,490
79 ($958)$586$372$174,118
80 ($958)$585$374$173,744
81 ($958)$583$375$173,370
82 ($958)$582$376$172,994
83 ($958)$581$377$172,616
84 ($958)$580$379$172,238
Year 8 - 85 ($958)$578$380$171,858
86 ($958)$577$381$171,477
87 ($958)$576$382$171,094
88 ($958)$575$384$170,711
89 ($958)$573$385$170,326
90 ($958)$572$386$169,939
91 ($958)$571$388$169,552
92 ($958)$569$389$169,163
93 ($958)$568$390$168,773
94 ($958)$567$391$168,381
95 ($958)$565$393$167,988
96 ($958)$564$394$167,594
Year 9 - 97 ($958)$563$395$167,199
98 ($958)$562$397$166,802
99 ($958)$560$398$166,404
100 ($958)$559$399$166,004
101 ($958)$557$401$165,604
102 ($958)$556$402$165,201
103 ($958)$555$403$164,798
104 ($958)$553$405$164,393
105 ($958)$552$406$163,987
106 ($958)$551$408$163,579
107 ($958)$549$409$163,170
108 ($958)$548$410$162,760
Year 10 - 109 ($958)$547$412$162,348
110 ($958)$545$413$161,935
111 ($958)$544$414$161,521
112 ($958)$542$416$161,105
113 ($958)$541$417$160,688
114 ($958)$540$419$160,269
115 ($958)$538$420$159,849
116 ($958)$537$421$159,428
117 ($958)$535$423$159,005
118 ($958)$534$424$158,580
119 ($958)$533$426$158,155
120 ($958)$531$427$157,728
Year 11 - 121 ($958)$530$429$157,299
122 ($958)$528$430$156,869
123 ($958)$527$431$156,437
124 ($958)$525$433$156,004
125 ($958)$524$434$155,570
126 ($958)$522$436$155,134
127 ($958)$521$437$154,697
128 ($958)$520$439$154,258
129 ($958)$518$440$153,818
130 ($958)$517$442$153,376
131 ($958)$515$443$152,933
132 ($958)$514$445$152,488
Year 12 - 133 ($958)$512$446$152,042
134 ($958)$511$448$151,594
135 ($958)$509$449$151,145
136 ($958)$508$451$150,695
137 ($958)$506$452$150,242
138 ($958)$505$454$149,789
139 ($958)$503$455$149,333
140 ($958)$502$457$148,877
141 ($958)$500$458$148,418
142 ($958)$498$460$147,958
143 ($958)$497$461$147,497
144 ($958)$495$463$147,034
Year 13 - 145 ($958)$494$465$146,570
146 ($958)$492$466$146,104
147 ($958)$491$468$145,636
148 ($958)$489$469$145,167
149 ($958)$488$471$144,696
150 ($958)$486$472$144,224
151 ($958)$484$474$143,750
152 ($958)$483$476$143,274
153 ($958)$481$477$142,797
154 ($958)$480$479$142,318
155 ($958)$478$480$141,838
156 ($958)$476$482$141,356
Year 14 - 157 ($958)$475$484$140,872
158 ($958)$473$485$140,387
159 ($958)$471$487$139,900
160 ($958)$470$488$139,412
161 ($958)$468$490$138,922
162 ($958)$467$492$138,430
163 ($958)$465$493$137,937
164 ($958)$463$495$137,442
165 ($958)$462$497$136,945
166 ($958)$460$498$136,446
167 ($958)$458$500$135,946
168 ($958)$457$502$135,445
Year 15 - 169 ($958)$455$503$134,941
170 ($958)$453$505$134,436
171 ($958)$451$507$133,929
172 ($958)$450$509$133,421
173 ($958)$448$510$132,911
174 ($958)$446$512$132,399
175 ($958)$445$514$131,885
176 ($958)$443$515$131,370
177 ($958)$441$517$130,853
178 ($958)$439$519$130,334
179 ($958)$438$521$129,813
180 ($958)$436$522$129,291
Year 16 - 181 ($958)$434$524$128,767
182 ($958)$432$526$128,241
183 ($958)$431$528$127,713
184 ($958)$429$529$127,184
185 ($958)$427$531$126,653
186 ($958)$425$533$126,120
187 ($958)$424$535$125,585
188 ($958)$422$537$125,048
189 ($958)$420$538$124,510
190 ($958)$418$540$123,970
191 ($958)$416$542$123,428
192 ($958)$415$544$122,884
Year 17 - 193 ($958)$413$546$122,339
194 ($958)$411$547$121,791
195 ($958)$409$549$121,242
196 ($958)$407$551$120,691
197 ($958)$405$553$120,138
198 ($958)$403$555$119,583
199 ($958)$402$557$119,026
200 ($958)$400$559$118,468
201 ($958)$398$560$117,907
202 ($958)$396$562$117,345
203 ($958)$394$564$116,781
204 ($958)$392$566$116,215
Year 18 - 205 ($958)$390$568$115,647
206 ($958)$388$570$115,077
207 ($958)$386$572$114,505
208 ($958)$385$574$113,931
209 ($958)$383$576$113,355
210 ($958)$381$578$112,778
211 ($958)$379$580$112,198
212 ($958)$377$581$111,617
213 ($958)$375$583$111,033
214 ($958)$373$585$110,448
215 ($958)$371$587$109,861
216 ($958)$369$589$109,271
Year 19 - 217 ($958)$367$591$108,680
218 ($958)$365$593$108,087
219 ($958)$363$595$107,491
220 ($958)$361$597$106,894
221 ($958)$359$599$106,295
222 ($958)$357$601$105,693
223 ($958)$355$603$105,090
224 ($958)$353$605$104,485
225 ($958)$351$607$103,877
226 ($958)$349$609$103,268
227 ($958)$347$611$102,656
228 ($958)$345$614$102,043
Year 20 - 229 ($958)$343$616$101,427
230 ($958)$341$618$100,810
231 ($958)$339$620$100,190
232 ($958)$336$622$99,568
233 ($958)$334$624$98,944
234 ($958)$332$626$98,318
235 ($958)$330$628$97,690
236 ($958)$328$630$97,060
237 ($958)$326$632$96,427
238 ($958)$324$634$95,793
239 ($958)$322$637$95,156
240 ($958)$320$639$94,518
Year 21 - 241 ($958)$317$641$93,877
242 ($958)$315$643$93,234
243 ($958)$313$645$92,589
244 ($958)$311$647$91,941
245 ($958)$309$650$91,292
246 ($958)$307$652$90,640
247 ($958)$304$654$89,986
248 ($958)$302$656$89,330
249 ($958)$300$658$88,672
250 ($958)$298$661$88,011
251 ($958)$296$663$87,348
252 ($958)$293$665$86,683
Year 22 - 253 ($958)$291$667$86,016
254 ($958)$289$669$85,347
255 ($958)$287$672$84,675
256 ($958)$284$674$84,001
257 ($958)$282$676$83,325
258 ($958)$280$678$82,647
259 ($958)$278$681$81,966
260 ($958)$275$683$81,283
261 ($958)$273$685$80,598
262 ($958)$271$688$79,910
263 ($958)$268$690$79,220
264 ($958)$266$692$78,528
Year 23 - 265 ($958)$264$695$77,833
266 ($958)$261$697$77,136
267 ($958)$259$699$76,437
268 ($958)$257$702$75,735
269 ($958)$254$704$75,032
270 ($958)$252$706$74,325
271 ($958)$250$709$73,617
272 ($958)$247$711$72,905
273 ($958)$245$713$72,192
274 ($958)$242$716$71,476
275 ($958)$240$718$70,758
276 ($958)$238$721$70,037
Year 24 - 277 ($958)$235$723$69,314
278 ($958)$233$726$68,589
279 ($958)$230$728$67,861
280 ($958)$228$730$67,130
281 ($958)$225$733$66,397
282 ($958)$223$735$65,662
283 ($958)$221$738$64,924
284 ($958)$218$740$64,184
285 ($958)$216$743$63,441
286 ($958)$213$745$62,696
287 ($958)$211$748$61,948
288 ($958)$208$750$61,198
Year 25 - 289 ($958)$206$753$60,445
290 ($958)$203$755$59,690
291 ($958)$200$758$58,932
292 ($958)$198$760$58,172
293 ($958)$195$763$57,409
294 ($958)$193$765$56,643
295 ($958)$190$768$55,875
296 ($958)$188$771$55,105
297 ($958)$185$773$54,331
298 ($958)$182$776$53,556
299 ($958)$180$778$52,777
300 ($958)$177$781$51,996
Year 26 - 301 ($958)$175$784$51,213
302 ($958)$172$786$50,426
303 ($958)$169$789$49,637
304 ($958)$167$792$48,846
305 ($958)$164$794$48,051
306 ($958)$161$797$47,254
307 ($958)$159$800$46,455
308 ($958)$156$802$45,653
309 ($958)$153$805$44,848
310 ($958)$151$808$44,040
311 ($958)$148$810$43,230
312 ($958)$145$813$42,416
Year 27 - 313 ($958)$142$816$41,601
314 ($958)$140$819$40,782
315 ($958)$137$821$39,961
316 ($958)$134$824$39,137
317 ($958)$131$827$38,310
318 ($958)$129$830$37,480
319 ($958)$126$832$36,648
320 ($958)$123$835$35,812
321 ($958)$120$838$34,974
322 ($958)$117$841$34,134
323 ($958)$115$844$33,290
324 ($958)$112$846$32,443
Year 28 - 325 ($958)$109$849$31,594
326 ($958)$106$852$30,742
327 ($958)$103$855$29,887
328 ($958)$100$858$29,029
329 ($958)$97$861$28,168
330 ($958)$95$864$27,304
331 ($958)$92$867$26,438
332 ($958)$89$870$25,568
333 ($958)$86$872$24,696
334 ($958)$83$875$23,821
335 ($958)$80$878$22,942
336 ($958)$77$881$22,061
Year 29 - 337 ($958)$74$884$21,177
338 ($958)$71$887$20,290
339 ($958)$68$890$19,399
340 ($958)$65$893$18,506
341 ($958)$62$896$17,610
342 ($958)$59$899$16,711
343 ($958)$56$902$15,809
344 ($958)$53$905$14,904
345 ($958)$50$908$13,995
346 ($958)$47$911$13,084
347 ($958)$44$914$12,170
348 ($958)$41$917$11,252
Year 30 - 349 ($958)$38$921$10,332
350 ($958)$35$924$9,408
351 ($958)$32$927$8,482
352 ($958)$28$930$7,552
353 ($958)$25$933$6,619
354 ($958)$22$936$5,683
355 ($958)$19$939$4,744
356 ($958)$16$942$3,801
357 ($958)$13$946$2,856
358 ($958)$10$949$1,907
359 ($958)$6$952$955
360 ($958)$3$955$0
TOTALS$144,985$200,000$344,985

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.