« Back to all home prices

Mortgage Payment Schedule for a $250,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($50,000) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$947 360 $140,840 $340,840

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $250,000
Down Payment $50,000$200,000
Year 1 - 1 ($947)$655$292$199,708
2 ($947)$654$293$199,415
3 ($947)$653$294$199,122
4 ($947)$652$295$198,827
5 ($947)$651$296$198,532
6 ($947)$650$297$198,235
7 ($947)$649$298$197,937
8 ($947)$648$299$197,639
9 ($947)$647$300$197,339
10 ($947)$646$300$197,039
11 ($947)$645$301$196,737
12 ($947)$644$302$196,435
Year 2 - 13 ($947)$643$303$196,131
14 ($947)$642$304$195,827
15 ($947)$641$305$195,522
16 ($947)$640$306$195,215
17 ($947)$639$307$194,908
18 ($947)$638$308$194,599
19 ($947)$637$309$194,290
20 ($947)$636$310$193,979
21 ($947)$635$311$193,668
22 ($947)$634$313$193,355
23 ($947)$633$314$193,042
24 ($947)$632$315$192,727
Year 3 - 25 ($947)$631$316$192,412
26 ($947)$630$317$192,095
27 ($947)$629$318$191,777
28 ($947)$628$319$191,459
29 ($947)$627$320$191,139
30 ($947)$626$321$190,818
31 ($947)$625$322$190,496
32 ($947)$624$323$190,173
33 ($947)$623$324$189,849
34 ($947)$622$325$189,524
35 ($947)$621$326$189,198
36 ($947)$620$327$188,871
Year 4 - 37 ($947)$619$328$188,543
38 ($947)$617$329$188,214
39 ($947)$616$330$187,883
40 ($947)$615$331$187,552
41 ($947)$614$333$187,219
42 ($947)$613$334$186,886
43 ($947)$612$335$186,551
44 ($947)$611$336$186,215
45 ($947)$610$337$185,878
46 ($947)$609$338$185,540
47 ($947)$608$339$185,201
48 ($947)$607$340$184,861
Year 5 - 49 ($947)$605$341$184,519
50 ($947)$604$342$184,177
51 ($947)$603$344$183,833
52 ($947)$602$345$183,488
53 ($947)$601$346$183,143
54 ($947)$600$347$182,796
55 ($947)$599$348$182,448
56 ($947)$598$349$182,098
57 ($947)$596$350$181,748
58 ($947)$595$352$181,396
59 ($947)$594$353$181,044
60 ($947)$593$354$180,690
Year 6 - 61 ($947)$592$355$180,335
62 ($947)$591$356$179,979
63 ($947)$589$357$179,621
64 ($947)$588$359$179,263
65 ($947)$587$360$178,903
66 ($947)$586$361$178,542
67 ($947)$585$362$178,180
68 ($947)$584$363$177,817
69 ($947)$582$364$177,452
70 ($947)$581$366$177,087
71 ($947)$580$367$176,720
72 ($947)$579$368$176,352
Year 7 - 73 ($947)$578$369$175,983
74 ($947)$576$370$175,612
75 ($947)$575$372$175,241
76 ($947)$574$373$174,868
77 ($947)$573$374$174,494
78 ($947)$571$375$174,118
79 ($947)$570$377$173,742
80 ($947)$569$378$173,364
81 ($947)$568$379$172,985
82 ($947)$567$380$172,605
83 ($947)$565$381$172,223
84 ($947)$564$383$171,841
Year 8 - 85 ($947)$563$384$171,457
86 ($947)$562$385$171,071
87 ($947)$560$387$170,685
88 ($947)$559$388$170,297
89 ($947)$558$389$169,908
90 ($947)$556$390$169,518
91 ($947)$555$392$169,126
92 ($947)$554$393$168,733
93 ($947)$553$394$168,339
94 ($947)$551$395$167,943
95 ($947)$550$397$167,547
96 ($947)$549$398$167,149
Year 9 - 97 ($947)$547$399$166,749
98 ($947)$546$401$166,349
99 ($947)$545$402$165,947
100 ($947)$543$403$165,543
101 ($947)$542$405$165,139
102 ($947)$541$406$164,733
103 ($947)$539$407$164,325
104 ($947)$538$409$163,917
105 ($947)$537$410$163,507
106 ($947)$535$411$163,096
107 ($947)$534$413$162,683
108 ($947)$533$414$162,269
Year 10 - 109 ($947)$531$415$161,854
110 ($947)$530$417$161,437
111 ($947)$529$418$161,019
112 ($947)$527$419$160,599
113 ($947)$526$421$160,179
114 ($947)$525$422$159,756
115 ($947)$523$424$159,333
116 ($947)$522$425$158,908
117 ($947)$520$426$158,482
118 ($947)$519$428$158,054
119 ($947)$518$429$157,625
120 ($947)$516$431$157,194
Year 11 - 121 ($947)$515$432$156,762
122 ($947)$513$433$156,329
123 ($947)$512$435$155,894
124 ($947)$511$436$155,458
125 ($947)$509$438$155,020
126 ($947)$508$439$154,581
127 ($947)$506$441$154,140
128 ($947)$505$442$153,698
129 ($947)$503$443$153,255
130 ($947)$502$445$152,810
131 ($947)$500$446$152,364
132 ($947)$499$448$151,916
Year 12 - 133 ($947)$498$449$151,467
134 ($947)$496$451$151,016
135 ($947)$495$452$150,564
136 ($947)$493$454$150,110
137 ($947)$492$455$149,655
138 ($947)$490$457$149,198
139 ($947)$489$458$148,740
140 ($947)$487$460$148,281
141 ($947)$486$461$147,819
142 ($947)$484$463$147,357
143 ($947)$483$464$146,893
144 ($947)$481$466$146,427
Year 13 - 145 ($947)$480$467$145,960
146 ($947)$478$469$145,491
147 ($947)$476$470$145,021
148 ($947)$475$472$144,549
149 ($947)$473$473$144,075
150 ($947)$472$475$143,600
151 ($947)$470$476$143,124
152 ($947)$469$478$142,646
153 ($947)$467$480$142,166
154 ($947)$466$481$141,685
155 ($947)$464$483$141,202
156 ($947)$462$484$140,718
Year 14 - 157 ($947)$461$486$140,232
158 ($947)$459$488$139,745
159 ($947)$458$489$139,255
160 ($947)$456$491$138,765
161 ($947)$454$492$138,272
162 ($947)$453$494$137,779
163 ($947)$451$496$137,283
164 ($947)$450$497$136,786
165 ($947)$448$499$136,287
166 ($947)$446$500$135,787
167 ($947)$445$502$135,284
168 ($947)$443$504$134,781
Year 15 - 169 ($947)$441$505$134,275
170 ($947)$440$507$133,768
171 ($947)$438$509$133,260
172 ($947)$436$510$132,749
173 ($947)$435$512$132,237
174 ($947)$433$514$131,724
175 ($947)$431$515$131,208
176 ($947)$430$517$130,691
177 ($947)$428$519$130,172
178 ($947)$426$520$129,652
179 ($947)$425$522$129,130
180 ($947)$423$524$128,606
Year 16 - 181 ($947)$421$526$128,080
182 ($947)$419$527$127,553
183 ($947)$418$529$127,024
184 ($947)$416$531$126,493
185 ($947)$414$533$125,961
186 ($947)$413$534$125,426
187 ($947)$411$536$124,890
188 ($947)$409$538$124,353
189 ($947)$407$540$123,813
190 ($947)$405$541$123,272
191 ($947)$404$543$122,729
192 ($947)$402$545$122,184
Year 17 - 193 ($947)$400$547$121,637
194 ($947)$398$548$121,089
195 ($947)$397$550$120,539
196 ($947)$395$552$119,987
197 ($947)$393$554$119,433
198 ($947)$391$556$118,877
199 ($947)$389$557$118,320
200 ($947)$387$559$117,760
201 ($947)$386$561$117,199
202 ($947)$384$563$116,636
203 ($947)$382$565$116,072
204 ($947)$380$567$115,505
Year 18 - 205 ($947)$378$568$114,936
206 ($947)$376$570$114,366
207 ($947)$375$572$113,794
208 ($947)$373$574$113,220
209 ($947)$371$576$112,644
210 ($947)$369$578$112,066
211 ($947)$367$580$111,486
212 ($947)$365$582$110,904
213 ($947)$363$584$110,321
214 ($947)$361$585$109,735
215 ($947)$359$587$109,148
216 ($947)$357$589$108,559
Year 19 - 217 ($947)$356$591$107,967
218 ($947)$354$593$107,374
219 ($947)$352$595$106,779
220 ($947)$350$597$106,182
221 ($947)$348$599$105,583
222 ($947)$346$601$104,982
223 ($947)$344$603$104,379
224 ($947)$342$605$103,774
225 ($947)$340$607$103,167
226 ($947)$338$609$102,558
227 ($947)$336$611$101,947
228 ($947)$334$613$101,335
Year 20 - 229 ($947)$332$615$100,720
230 ($947)$330$617$100,103
231 ($947)$328$619$99,484
232 ($947)$326$621$98,863
233 ($947)$324$623$98,240
234 ($947)$322$625$97,615
235 ($947)$320$627$96,988
236 ($947)$318$629$96,359
237 ($947)$316$631$95,727
238 ($947)$314$633$95,094
239 ($947)$311$635$94,459
240 ($947)$309$637$93,821
Year 21 - 241 ($947)$307$640$93,182
242 ($947)$305$642$92,540
243 ($947)$303$644$91,896
244 ($947)$301$646$91,251
245 ($947)$299$648$90,603
246 ($947)$297$650$89,953
247 ($947)$295$652$89,301
248 ($947)$292$654$88,646
249 ($947)$290$656$87,990
250 ($947)$288$659$87,331
251 ($947)$286$661$86,670
252 ($947)$284$663$86,007
Year 22 - 253 ($947)$282$665$85,342
254 ($947)$279$667$84,675
255 ($947)$277$669$84,006
256 ($947)$275$672$83,334
257 ($947)$273$674$82,660
258 ($947)$271$676$81,984
259 ($947)$268$678$81,306
260 ($947)$266$681$80,625
261 ($947)$264$683$79,942
262 ($947)$262$685$79,258
263 ($947)$260$687$78,570
264 ($947)$257$689$77,881
Year 23 - 265 ($947)$255$692$77,189
266 ($947)$253$694$76,495
267 ($947)$251$696$75,799
268 ($947)$248$699$75,100
269 ($947)$246$701$74,400
270 ($947)$244$703$73,696
271 ($947)$241$705$72,991
272 ($947)$239$708$72,283
273 ($947)$237$710$71,573
274 ($947)$234$712$70,861
275 ($947)$232$715$70,146
276 ($947)$230$717$69,429
Year 24 - 277 ($947)$227$719$68,710
278 ($947)$225$722$67,988
279 ($947)$223$724$67,264
280 ($947)$220$726$66,537
281 ($947)$218$729$65,808
282 ($947)$216$731$65,077
283 ($947)$213$734$64,344
284 ($947)$211$736$63,607
285 ($947)$208$738$62,869
286 ($947)$206$741$62,128
287 ($947)$203$743$61,385
288 ($947)$201$746$60,639
Year 25 - 289 ($947)$199$748$59,891
290 ($947)$196$751$59,140
291 ($947)$194$753$58,387
292 ($947)$191$756$57,632
293 ($947)$189$758$56,874
294 ($947)$186$761$56,113
295 ($947)$184$763$55,350
296 ($947)$181$766$54,585
297 ($947)$179$768$53,817
298 ($947)$176$771$53,046
299 ($947)$174$773$52,273
300 ($947)$171$776$51,497
Year 26 - 301 ($947)$169$778$50,719
302 ($947)$166$781$49,939
303 ($947)$164$783$49,155
304 ($947)$161$786$48,370
305 ($947)$158$788$47,581
306 ($947)$156$791$46,790
307 ($947)$153$794$45,997
308 ($947)$151$796$45,201
309 ($947)$148$799$44,402
310 ($947)$145$801$43,600
311 ($947)$143$804$42,796
312 ($947)$140$807$41,990
Year 27 - 313 ($947)$138$809$41,181
314 ($947)$135$812$40,369
315 ($947)$132$815$39,554
316 ($947)$130$817$38,737
317 ($947)$127$820$37,917
318 ($947)$124$823$37,094
319 ($947)$121$825$36,269
320 ($947)$119$828$35,441
321 ($947)$116$831$34,610
322 ($947)$113$833$33,777
323 ($947)$111$836$32,941
324 ($947)$108$839$32,102
Year 28 - 325 ($947)$105$842$31,260
326 ($947)$102$844$30,416
327 ($947)$100$847$29,569
328 ($947)$97$850$28,719
329 ($947)$94$853$27,866
330 ($947)$91$856$27,011
331 ($947)$88$858$26,152
332 ($947)$86$861$25,291
333 ($947)$83$864$24,427
334 ($947)$80$867$23,560
335 ($947)$77$870$22,691
336 ($947)$74$872$21,818
Year 29 - 337 ($947)$71$875$20,943
338 ($947)$69$878$20,065
339 ($947)$66$881$19,184
340 ($947)$63$884$18,300
341 ($947)$60$887$17,413
342 ($947)$57$890$16,523
343 ($947)$54$893$15,630
344 ($947)$51$896$14,735
345 ($947)$48$899$13,836
346 ($947)$45$901$12,935
347 ($947)$42$904$12,030
348 ($947)$39$907$11,123
Year 30 - 349 ($947)$36$910$10,213
350 ($947)$33$913$9,299
351 ($947)$30$916$8,383
352 ($947)$27$919$7,464
353 ($947)$24$922$6,541
354 ($947)$21$925$5,616
355 ($947)$18$928$4,688
356 ($947)$15$931$3,756
357 ($947)$12$934$2,822
358 ($947)$9$938$1,884
359 ($947)$6$941$944
360 ($947)$3$944$0
TOTALS$140,840$200,000$340,840

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.