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Mortgage Payment Schedule for a $251,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($50,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$948 360 $140,574 $341,374

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $251,000
Down Payment $50,200$200,800
Year 1 - 1 ($948)$654$294$200,506
2 ($948)$653$295$200,211
3 ($948)$652$296$199,915
4 ($948)$651$297$199,618
5 ($948)$650$298$199,320
6 ($948)$649$299$199,022
7 ($948)$648$300$198,722
8 ($948)$648$301$198,421
9 ($948)$647$302$198,119
10 ($948)$646$303$197,817
11 ($948)$645$304$197,513
12 ($948)$644$305$197,208
Year 2 - 13 ($948)$643$306$196,903
14 ($948)$642$307$196,596
15 ($948)$641$308$196,288
16 ($948)$640$309$195,979
17 ($948)$639$310$195,670
18 ($948)$638$311$195,359
19 ($948)$637$312$195,047
20 ($948)$636$313$194,735
21 ($948)$635$314$194,421
22 ($948)$633$315$194,106
23 ($948)$632$316$193,790
24 ($948)$631$317$193,473
Year 3 - 25 ($948)$630$318$193,156
26 ($948)$629$319$192,837
27 ($948)$628$320$192,517
28 ($948)$627$321$192,196
29 ($948)$626$322$191,874
30 ($948)$625$323$191,551
31 ($948)$624$324$191,227
32 ($948)$623$325$190,901
33 ($948)$622$326$190,575
34 ($948)$621$327$190,248
35 ($948)$620$328$189,920
36 ($948)$619$329$189,590
Year 4 - 37 ($948)$618$331$189,260
38 ($948)$617$332$188,928
39 ($948)$616$333$188,595
40 ($948)$615$334$188,262
41 ($948)$613$335$187,927
42 ($948)$612$336$187,591
43 ($948)$611$337$187,254
44 ($948)$610$338$186,916
45 ($948)$609$339$186,576
46 ($948)$608$340$186,236
47 ($948)$607$341$185,895
48 ($948)$606$343$185,552
Year 5 - 49 ($948)$605$344$185,208
50 ($948)$603$345$184,864
51 ($948)$602$346$184,518
52 ($948)$601$347$184,171
53 ($948)$600$348$183,822
54 ($948)$599$349$183,473
55 ($948)$598$350$183,123
56 ($948)$597$352$182,771
57 ($948)$596$353$182,418
58 ($948)$594$354$182,065
59 ($948)$593$355$181,710
60 ($948)$592$356$181,353
Year 6 - 61 ($948)$591$357$180,996
62 ($948)$590$359$180,637
63 ($948)$589$360$180,278
64 ($948)$587$361$179,917
65 ($948)$586$362$179,555
66 ($948)$585$363$179,192
67 ($948)$584$364$178,827
68 ($948)$583$366$178,462
69 ($948)$581$367$178,095
70 ($948)$580$368$177,727
71 ($948)$579$369$177,358
72 ($948)$578$370$176,987
Year 7 - 73 ($948)$577$372$176,616
74 ($948)$575$373$176,243
75 ($948)$574$374$175,869
76 ($948)$573$375$175,494
77 ($948)$572$376$175,117
78 ($948)$571$378$174,740
79 ($948)$569$379$174,361
80 ($948)$568$380$173,981
81 ($948)$567$381$173,599
82 ($948)$566$383$173,217
83 ($948)$564$384$172,833
84 ($948)$563$385$172,448
Year 8 - 85 ($948)$562$386$172,061
86 ($948)$561$388$171,674
87 ($948)$559$389$171,285
88 ($948)$558$390$170,895
89 ($948)$557$391$170,503
90 ($948)$556$393$170,111
91 ($948)$554$394$169,717
92 ($948)$553$395$169,321
93 ($948)$552$397$168,925
94 ($948)$550$398$168,527
95 ($948)$549$399$168,128
96 ($948)$548$400$167,727
Year 9 - 97 ($948)$547$402$167,326
98 ($948)$545$403$166,922
99 ($948)$544$404$166,518
100 ($948)$543$406$166,112
101 ($948)$541$407$165,705
102 ($948)$540$408$165,297
103 ($948)$539$410$164,887
104 ($948)$537$411$164,476
105 ($948)$536$412$164,064
106 ($948)$535$414$163,650
107 ($948)$533$415$163,235
108 ($948)$532$416$162,819
Year 10 - 109 ($948)$531$418$162,401
110 ($948)$529$419$161,982
111 ($948)$528$420$161,562
112 ($948)$526$422$161,140
113 ($948)$525$423$160,717
114 ($948)$524$425$160,292
115 ($948)$522$426$159,866
116 ($948)$521$427$159,439
117 ($948)$520$429$159,010
118 ($948)$518$430$158,580
119 ($948)$517$432$158,148
120 ($948)$515$433$157,715
Year 11 - 121 ($948)$514$434$157,281
122 ($948)$512$436$156,845
123 ($948)$511$437$156,408
124 ($948)$510$439$155,969
125 ($948)$508$440$155,529
126 ($948)$507$441$155,088
127 ($948)$505$443$154,645
128 ($948)$504$444$154,200
129 ($948)$502$446$153,755
130 ($948)$501$447$153,307
131 ($948)$500$449$152,859
132 ($948)$498$450$152,408
Year 12 - 133 ($948)$497$452$151,957
134 ($948)$495$453$151,504
135 ($948)$494$455$151,049
136 ($948)$492$456$150,593
137 ($948)$491$458$150,135
138 ($948)$489$459$149,676
139 ($948)$488$461$149,216
140 ($948)$486$462$148,754
141 ($948)$485$464$148,290
142 ($948)$483$465$147,825
143 ($948)$482$467$147,358
144 ($948)$480$468$146,890
Year 13 - 145 ($948)$479$470$146,421
146 ($948)$477$471$145,949
147 ($948)$476$473$145,477
148 ($948)$474$474$145,002
149 ($948)$472$476$144,527
150 ($948)$471$477$144,049
151 ($948)$469$479$143,570
152 ($948)$468$480$143,090
153 ($948)$466$482$142,608
154 ($948)$465$484$142,124
155 ($948)$463$485$141,639
156 ($948)$462$487$141,152
Year 14 - 157 ($948)$460$488$140,664
158 ($948)$458$490$140,174
159 ($948)$457$492$139,683
160 ($948)$455$493$139,189
161 ($948)$454$495$138,695
162 ($948)$452$496$138,198
163 ($948)$450$498$137,700
164 ($948)$449$500$137,201
165 ($948)$447$501$136,700
166 ($948)$445$503$136,197
167 ($948)$444$504$135,692
168 ($948)$442$506$135,186
Year 15 - 169 ($948)$440$508$134,678
170 ($948)$439$509$134,169
171 ($948)$437$511$133,658
172 ($948)$436$513$133,145
173 ($948)$434$514$132,631
174 ($948)$432$516$132,115
175 ($948)$430$518$131,597
176 ($948)$429$519$131,077
177 ($948)$427$521$130,556
178 ($948)$425$523$130,033
179 ($948)$424$525$129,509
180 ($948)$422$526$128,982
Year 16 - 181 ($948)$420$528$128,454
182 ($948)$419$530$127,925
183 ($948)$417$531$127,393
184 ($948)$415$533$126,860
185 ($948)$413$535$126,325
186 ($948)$412$537$125,789
187 ($948)$410$538$125,250
188 ($948)$408$540$124,710
189 ($948)$406$542$124,168
190 ($948)$405$544$123,624
191 ($948)$403$545$123,079
192 ($948)$401$547$122,532
Year 17 - 193 ($948)$399$549$121,983
194 ($948)$397$551$121,432
195 ($948)$396$553$120,879
196 ($948)$394$554$120,325
197 ($948)$392$556$119,769
198 ($948)$390$558$119,211
199 ($948)$388$560$118,651
200 ($948)$387$562$118,089
201 ($948)$385$563$117,526
202 ($948)$383$565$116,960
203 ($948)$381$567$116,393
204 ($948)$379$569$115,824
Year 18 - 205 ($948)$377$571$115,253
206 ($948)$376$573$114,681
207 ($948)$374$575$114,106
208 ($948)$372$576$113,530
209 ($948)$370$578$112,951
210 ($948)$368$580$112,371
211 ($948)$366$582$111,789
212 ($948)$364$584$111,205
213 ($948)$362$586$110,619
214 ($948)$360$588$110,031
215 ($948)$359$590$109,441
216 ($948)$357$592$108,850
Year 19 - 217 ($948)$355$594$108,256
218 ($948)$353$596$107,661
219 ($948)$351$597$107,063
220 ($948)$349$599$106,464
221 ($948)$347$601$105,862
222 ($948)$345$603$105,259
223 ($948)$343$605$104,654
224 ($948)$341$607$104,046
225 ($948)$339$609$103,437
226 ($948)$337$611$102,826
227 ($948)$335$613$102,213
228 ($948)$333$615$101,598
Year 20 - 229 ($948)$331$617$100,980
230 ($948)$329$619$100,361
231 ($948)$327$621$99,740
232 ($948)$325$623$99,117
233 ($948)$323$625$98,491
234 ($948)$321$627$97,864
235 ($948)$319$629$97,235
236 ($948)$317$631$96,603
237 ($948)$315$633$95,970
238 ($948)$313$636$95,334
239 ($948)$311$638$94,696
240 ($948)$309$640$94,057
Year 21 - 241 ($948)$306$642$93,415
242 ($948)$304$644$92,771
243 ($948)$302$646$92,125
244 ($948)$300$648$91,477
245 ($948)$298$650$90,827
246 ($948)$296$652$90,174
247 ($948)$294$654$89,520
248 ($948)$292$657$88,863
249 ($948)$290$659$88,205
250 ($948)$287$661$87,544
251 ($948)$285$663$86,881
252 ($948)$283$665$86,216
Year 22 - 253 ($948)$281$667$85,548
254 ($948)$279$670$84,879
255 ($948)$277$672$84,207
256 ($948)$274$674$83,533
257 ($948)$272$676$82,857
258 ($948)$270$678$82,179
259 ($948)$268$680$81,498
260 ($948)$266$683$80,816
261 ($948)$263$685$80,131
262 ($948)$261$687$79,444
263 ($948)$259$689$78,754
264 ($948)$257$692$78,062
Year 23 - 265 ($948)$254$694$77,369
266 ($948)$252$696$76,672
267 ($948)$250$698$75,974
268 ($948)$248$701$75,273
269 ($948)$245$703$74,570
270 ($948)$243$705$73,865
271 ($948)$241$708$73,157
272 ($948)$238$710$72,448
273 ($948)$236$712$71,735
274 ($948)$234$715$71,021
275 ($948)$231$717$70,304
276 ($948)$229$719$69,585
Year 24 - 277 ($948)$227$722$68,863
278 ($948)$224$724$68,139
279 ($948)$222$726$67,413
280 ($948)$220$729$66,684
281 ($948)$217$731$65,954
282 ($948)$215$733$65,220
283 ($948)$213$736$64,484
284 ($948)$210$738$63,746
285 ($948)$208$741$63,006
286 ($948)$205$743$62,263
287 ($948)$203$745$61,517
288 ($948)$200$748$60,770
Year 25 - 289 ($948)$198$750$60,019
290 ($948)$196$753$59,267
291 ($948)$193$755$58,511
292 ($948)$191$758$57,754
293 ($948)$188$760$56,994
294 ($948)$186$763$56,231
295 ($948)$183$765$55,466
296 ($948)$181$768$54,699
297 ($948)$178$770$53,929
298 ($948)$176$773$53,156
299 ($948)$173$775$52,381
300 ($948)$171$778$51,603
Year 26 - 301 ($948)$168$780$50,823
302 ($948)$166$783$50,041
303 ($948)$163$785$49,255
304 ($948)$160$788$48,468
305 ($948)$158$790$47,677
306 ($948)$155$793$46,884
307 ($948)$153$795$46,089
308 ($948)$150$798$45,291
309 ($948)$148$801$44,490
310 ($948)$145$803$43,687
311 ($948)$142$806$42,881
312 ($948)$140$809$42,072
Year 27 - 313 ($948)$137$811$41,261
314 ($948)$134$814$40,447
315 ($948)$132$816$39,631
316 ($948)$129$819$38,812
317 ($948)$126$822$37,990
318 ($948)$124$824$37,165
319 ($948)$121$827$36,338
320 ($948)$118$830$35,508
321 ($948)$116$833$34,676
322 ($948)$113$835$33,841
323 ($948)$110$838$33,003
324 ($948)$108$841$32,162
Year 28 - 325 ($948)$105$843$31,318
326 ($948)$102$846$30,472
327 ($948)$99$849$29,623
328 ($948)$97$852$28,772
329 ($948)$94$855$27,917
330 ($948)$91$857$27,060
331 ($948)$88$860$26,200
332 ($948)$85$863$25,337
333 ($948)$83$866$24,471
334 ($948)$80$869$23,602
335 ($948)$77$871$22,731
336 ($948)$74$874$21,857
Year 29 - 337 ($948)$71$877$20,980
338 ($948)$68$880$20,100
339 ($948)$65$883$19,217
340 ($948)$63$886$18,332
341 ($948)$60$889$17,443
342 ($948)$57$891$16,552
343 ($948)$54$894$15,657
344 ($948)$51$897$14,760
345 ($948)$48$900$13,860
346 ($948)$45$903$12,957
347 ($948)$42$906$12,051
348 ($948)$39$909$11,142
Year 30 - 349 ($948)$36$912$10,230
350 ($948)$33$915$9,315
351 ($948)$30$918$8,397
352 ($948)$27$921$7,476
353 ($948)$24$924$6,552
354 ($948)$21$927$5,625
355 ($948)$18$930$4,695
356 ($948)$15$933$3,762
357 ($948)$12$936$2,826
358 ($948)$9$939$1,887
359 ($948)$6$942$945
360 ($948)$3$945$0
TOTALS$140,574$200,800$341,374

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.