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Mortgage Payment Schedule for a $251,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($50,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$951 360 $141,403 $342,203

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $251,000
Down Payment $50,200$200,800
Year 1 - 1 ($951)$658$293$200,507
2 ($951)$657$294$200,213
3 ($951)$656$295$199,918
4 ($951)$655$296$199,622
5 ($951)$654$297$199,326
6 ($951)$653$298$199,028
7 ($951)$652$299$198,729
8 ($951)$651$300$198,429
9 ($951)$650$301$198,129
10 ($951)$649$302$197,827
11 ($951)$648$303$197,524
12 ($951)$647$304$197,221
Year 2 - 13 ($951)$646$305$196,916
14 ($951)$645$306$196,610
15 ($951)$644$307$196,304
16 ($951)$643$308$195,996
17 ($951)$642$309$195,687
18 ($951)$641$310$195,378
19 ($951)$640$311$195,067
20 ($951)$639$312$194,755
21 ($951)$638$313$194,442
22 ($951)$637$314$194,129
23 ($951)$636$315$193,814
24 ($951)$635$316$193,498
Year 3 - 25 ($951)$634$317$193,181
26 ($951)$633$318$192,863
27 ($951)$632$319$192,544
28 ($951)$631$320$192,224
29 ($951)$630$321$191,903
30 ($951)$628$322$191,581
31 ($951)$627$323$191,258
32 ($951)$626$324$190,934
33 ($951)$625$325$190,609
34 ($951)$624$326$190,282
35 ($951)$623$327$189,955
36 ($951)$622$328$189,627
Year 4 - 37 ($951)$621$330$189,297
38 ($951)$620$331$188,966
39 ($951)$619$332$188,635
40 ($951)$618$333$188,302
41 ($951)$617$334$187,968
42 ($951)$616$335$187,633
43 ($951)$614$336$187,297
44 ($951)$613$337$186,960
45 ($951)$612$338$186,622
46 ($951)$611$339$186,282
47 ($951)$610$340$185,942
48 ($951)$609$342$185,600
Year 5 - 49 ($951)$608$343$185,257
50 ($951)$607$344$184,914
51 ($951)$606$345$184,569
52 ($951)$604$346$184,222
53 ($951)$603$347$183,875
54 ($951)$602$348$183,527
55 ($951)$601$350$183,177
56 ($951)$600$351$182,827
57 ($951)$599$352$182,475
58 ($951)$598$353$182,122
59 ($951)$596$354$181,768
60 ($951)$595$355$181,412
Year 6 - 61 ($951)$594$356$181,056
62 ($951)$593$358$180,698
63 ($951)$592$359$180,340
64 ($951)$591$360$179,980
65 ($951)$589$361$179,619
66 ($951)$588$362$179,256
67 ($951)$587$363$178,893
68 ($951)$586$365$178,528
69 ($951)$585$366$178,162
70 ($951)$583$367$177,795
71 ($951)$582$368$177,427
72 ($951)$581$369$177,057
Year 7 - 73 ($951)$580$371$176,687
74 ($951)$579$372$176,315
75 ($951)$577$373$175,942
76 ($951)$576$374$175,567
77 ($951)$575$376$175,192
78 ($951)$574$377$174,815
79 ($951)$573$378$174,437
80 ($951)$571$379$174,058
81 ($951)$570$381$173,677
82 ($951)$569$382$173,295
83 ($951)$568$383$172,912
84 ($951)$566$384$172,528
Year 8 - 85 ($951)$565$386$172,142
86 ($951)$564$387$171,756
87 ($951)$562$388$171,368
88 ($951)$561$389$170,978
89 ($951)$560$391$170,588
90 ($951)$559$392$170,196
91 ($951)$557$393$169,803
92 ($951)$556$394$169,408
93 ($951)$555$396$169,012
94 ($951)$554$397$168,615
95 ($951)$552$398$168,217
96 ($951)$551$400$167,817
Year 9 - 97 ($951)$550$401$167,416
98 ($951)$548$402$167,014
99 ($951)$547$404$166,610
100 ($951)$546$405$166,206
101 ($951)$544$406$165,799
102 ($951)$543$408$165,392
103 ($951)$542$409$164,983
104 ($951)$540$410$164,573
105 ($951)$539$412$164,161
106 ($951)$538$413$163,748
107 ($951)$536$414$163,334
108 ($951)$535$416$162,918
Year 10 - 109 ($951)$534$417$162,501
110 ($951)$532$418$162,083
111 ($951)$531$420$161,663
112 ($951)$529$421$161,242
113 ($951)$528$422$160,819
114 ($951)$527$424$160,395
115 ($951)$525$425$159,970
116 ($951)$524$427$159,544
117 ($951)$523$428$159,115
118 ($951)$521$429$158,686
119 ($951)$520$431$158,255
120 ($951)$518$432$157,823
Year 11 - 121 ($951)$517$434$157,389
122 ($951)$515$435$156,954
123 ($951)$514$437$156,518
124 ($951)$513$438$156,080
125 ($951)$511$439$155,640
126 ($951)$510$441$155,199
127 ($951)$508$442$154,757
128 ($951)$507$444$154,313
129 ($951)$505$445$153,868
130 ($951)$504$447$153,421
131 ($951)$502$448$152,973
132 ($951)$501$450$152,524
Year 12 - 133 ($951)$500$451$152,073
134 ($951)$498$453$151,620
135 ($951)$497$454$151,166
136 ($951)$495$455$150,711
137 ($951)$494$457$150,254
138 ($951)$492$458$149,795
139 ($951)$491$460$149,335
140 ($951)$489$461$148,874
141 ($951)$488$463$148,411
142 ($951)$486$465$147,946
143 ($951)$485$466$147,480
144 ($951)$483$468$147,013
Year 13 - 145 ($951)$481$469$146,544
146 ($951)$480$471$146,073
147 ($951)$478$472$145,601
148 ($951)$477$474$145,127
149 ($951)$475$475$144,652
150 ($951)$474$477$144,175
151 ($951)$472$478$143,696
152 ($951)$471$480$143,217
153 ($951)$469$482$142,735
154 ($951)$467$483$142,252
155 ($951)$466$485$141,767
156 ($951)$464$486$141,281
Year 14 - 157 ($951)$463$488$140,793
158 ($951)$461$489$140,304
159 ($951)$459$491$139,813
160 ($951)$458$493$139,320
161 ($951)$456$494$138,826
162 ($951)$455$496$138,330
163 ($951)$453$498$137,832
164 ($951)$451$499$137,333
165 ($951)$450$501$136,832
166 ($951)$448$502$136,330
167 ($951)$446$504$135,826
168 ($951)$445$506$135,320
Year 15 - 169 ($951)$443$507$134,812
170 ($951)$442$509$134,303
171 ($951)$440$511$133,793
172 ($951)$438$512$133,280
173 ($951)$436$514$132,766
174 ($951)$435$516$132,250
175 ($951)$433$517$131,733
176 ($951)$431$519$131,214
177 ($951)$430$521$130,693
178 ($951)$428$523$130,171
179 ($951)$426$524$129,646
180 ($951)$425$526$129,120
Year 16 - 181 ($951)$423$528$128,593
182 ($951)$421$529$128,063
183 ($951)$419$531$127,532
184 ($951)$418$533$126,999
185 ($951)$416$535$126,464
186 ($951)$414$536$125,928
187 ($951)$412$538$125,390
188 ($951)$411$540$124,850
189 ($951)$409$542$124,308
190 ($951)$407$543$123,765
191 ($951)$405$545$123,220
192 ($951)$404$547$122,673
Year 17 - 193 ($951)$402$549$122,124
194 ($951)$400$551$121,573
195 ($951)$398$552$121,021
196 ($951)$396$554$120,467
197 ($951)$395$556$119,911
198 ($951)$393$558$119,353
199 ($951)$391$560$118,793
200 ($951)$389$562$118,231
201 ($951)$387$563$117,668
202 ($951)$385$565$117,103
203 ($951)$384$567$116,536
204 ($951)$382$569$115,967
Year 18 - 205 ($951)$380$571$115,396
206 ($951)$378$573$114,824
207 ($951)$376$575$114,249
208 ($951)$374$576$113,673
209 ($951)$372$578$113,094
210 ($951)$370$580$112,514
211 ($951)$368$582$111,932
212 ($951)$367$584$111,348
213 ($951)$365$586$110,762
214 ($951)$363$588$110,174
215 ($951)$361$590$109,585
216 ($951)$359$592$108,993
Year 19 - 217 ($951)$357$594$108,399
218 ($951)$355$596$107,804
219 ($951)$353$598$107,206
220 ($951)$351$599$106,607
221 ($951)$349$601$106,005
222 ($951)$347$603$105,402
223 ($951)$345$605$104,797
224 ($951)$343$607$104,189
225 ($951)$341$609$103,580
226 ($951)$339$611$102,969
227 ($951)$337$613$102,355
228 ($951)$335$615$101,740
Year 20 - 229 ($951)$333$617$101,123
230 ($951)$331$619$100,503
231 ($951)$329$621$99,882
232 ($951)$327$623$99,258
233 ($951)$325$625$98,633
234 ($951)$323$628$98,005
235 ($951)$321$630$97,376
236 ($951)$319$632$96,744
237 ($951)$317$634$96,110
238 ($951)$315$636$95,474
239 ($951)$313$638$94,837
240 ($951)$311$640$94,197
Year 21 - 241 ($951)$308$642$93,555
242 ($951)$306$644$92,910
243 ($951)$304$646$92,264
244 ($951)$302$648$91,616
245 ($951)$300$651$90,965
246 ($951)$298$653$90,312
247 ($951)$296$655$89,658
248 ($951)$294$657$89,001
249 ($951)$291$659$88,342
250 ($951)$289$661$87,680
251 ($951)$287$663$87,017
252 ($951)$285$666$86,351
Year 22 - 253 ($951)$283$668$85,684
254 ($951)$281$670$85,014
255 ($951)$278$672$84,342
256 ($951)$276$674$83,667
257 ($951)$274$677$82,991
258 ($951)$272$679$82,312
259 ($951)$270$681$81,631
260 ($951)$267$683$80,948
261 ($951)$265$685$80,262
262 ($951)$263$688$79,575
263 ($951)$261$690$78,885
264 ($951)$258$692$78,192
Year 23 - 265 ($951)$256$694$77,498
266 ($951)$254$697$76,801
267 ($951)$252$699$76,102
268 ($951)$249$701$75,401
269 ($951)$247$704$74,697
270 ($951)$245$706$73,991
271 ($951)$242$708$73,283
272 ($951)$240$711$72,572
273 ($951)$238$713$71,859
274 ($951)$235$715$71,144
275 ($951)$233$718$70,427
276 ($951)$231$720$69,707
Year 24 - 277 ($951)$228$722$68,985
278 ($951)$226$725$68,260
279 ($951)$224$727$67,533
280 ($951)$221$729$66,803
281 ($951)$219$732$66,072
282 ($951)$216$734$65,338
283 ($951)$214$737$64,601
284 ($951)$212$739$63,862
285 ($951)$209$741$63,121
286 ($951)$207$744$62,377
287 ($951)$204$746$61,630
288 ($951)$202$749$60,882
Year 25 - 289 ($951)$199$751$60,130
290 ($951)$197$754$59,377
291 ($951)$194$756$58,621
292 ($951)$192$759$57,862
293 ($951)$189$761$57,101
294 ($951)$187$764$56,338
295 ($951)$185$766$55,571
296 ($951)$182$769$54,803
297 ($951)$179$771$54,032
298 ($951)$177$774$53,258
299 ($951)$174$776$52,482
300 ($951)$172$779$51,703
Year 26 - 301 ($951)$169$781$50,922
302 ($951)$167$784$50,138
303 ($951)$164$786$49,352
304 ($951)$162$789$48,563
305 ($951)$159$792$47,772
306 ($951)$156$794$46,977
307 ($951)$154$797$46,181
308 ($951)$151$799$45,381
309 ($951)$149$802$44,579
310 ($951)$146$805$43,775
311 ($951)$143$807$42,968
312 ($951)$141$810$42,158
Year 27 - 313 ($951)$138$812$41,345
314 ($951)$135$815$40,530
315 ($951)$133$818$39,712
316 ($951)$130$821$38,892
317 ($951)$127$823$38,069
318 ($951)$125$826$37,243
319 ($951)$122$829$36,414
320 ($951)$119$831$35,583
321 ($951)$117$834$34,749
322 ($951)$114$837$33,912
323 ($951)$111$840$33,073
324 ($951)$108$842$32,230
Year 28 - 325 ($951)$106$845$31,385
326 ($951)$103$848$30,538
327 ($951)$100$851$29,687
328 ($951)$97$853$28,834
329 ($951)$94$856$27,978
330 ($951)$92$859$27,119
331 ($951)$89$862$26,257
332 ($951)$86$865$25,392
333 ($951)$83$867$24,525
334 ($951)$80$870$23,655
335 ($951)$77$873$22,781
336 ($951)$75$876$21,906
Year 29 - 337 ($951)$72$879$21,027
338 ($951)$69$882$20,145
339 ($951)$66$885$19,260
340 ($951)$63$887$18,373
341 ($951)$60$890$17,483
342 ($951)$57$893$16,589
343 ($951)$54$896$15,693
344 ($951)$51$899$14,794
345 ($951)$48$902$13,892
346 ($951)$45$905$12,987
347 ($951)$43$908$12,079
348 ($951)$40$911$11,168
Year 30 - 349 ($951)$37$914$10,254
350 ($951)$34$917$9,337
351 ($951)$31$920$8,417
352 ($951)$28$923$7,494
353 ($951)$25$926$6,568
354 ($951)$22$929$5,639
355 ($951)$18$932$4,706
356 ($951)$15$935$3,771
357 ($951)$12$938$2,833
358 ($951)$9$941$1,892
359 ($951)$6$944$947
360 ($951)$3$947$0
TOTALS$141,403$200,800$342,203

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.