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Mortgage Payment Schedule for a $254,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($50,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$961 360 $142,673 $345,873

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $254,000
Down Payment $50,800$203,200
Year 1 - 1 ($961)$664$297$202,903
2 ($961)$663$298$202,605
3 ($961)$662$299$202,306
4 ($961)$661$300$202,006
5 ($961)$660$301$201,705
6 ($961)$659$302$201,404
7 ($961)$658$303$201,101
8 ($961)$657$304$200,797
9 ($961)$656$305$200,492
10 ($961)$655$306$200,186
11 ($961)$654$307$199,879
12 ($961)$653$308$199,572
Year 2 - 13 ($961)$652$309$199,263
14 ($961)$651$310$198,953
15 ($961)$650$311$198,642
16 ($961)$649$312$198,330
17 ($961)$648$313$198,017
18 ($961)$647$314$197,703
19 ($961)$646$315$197,389
20 ($961)$645$316$197,073
21 ($961)$644$317$196,756
22 ($961)$643$318$196,438
23 ($961)$642$319$196,118
24 ($961)$641$320$195,798
Year 3 - 25 ($961)$640$321$195,477
26 ($961)$639$322$195,155
27 ($961)$638$323$194,832
28 ($961)$636$324$194,507
29 ($961)$635$325$194,182
30 ($961)$634$326$193,856
31 ($961)$633$327$193,528
32 ($961)$632$329$193,200
33 ($961)$631$330$192,870
34 ($961)$630$331$192,539
35 ($961)$629$332$192,207
36 ($961)$628$333$191,875
Year 4 - 37 ($961)$627$334$191,541
38 ($961)$626$335$191,206
39 ($961)$625$336$190,869
40 ($961)$624$337$190,532
41 ($961)$622$338$190,194
42 ($961)$621$339$189,854
43 ($961)$620$341$189,514
44 ($961)$619$342$189,172
45 ($961)$618$343$188,829
46 ($961)$617$344$188,485
47 ($961)$616$345$188,140
48 ($961)$615$346$187,794
Year 5 - 49 ($961)$613$347$187,447
50 ($961)$612$348$187,098
51 ($961)$611$350$186,749
52 ($961)$610$351$186,398
53 ($961)$609$352$186,046
54 ($961)$608$353$185,693
55 ($961)$607$354$185,339
56 ($961)$605$355$184,984
57 ($961)$604$356$184,627
58 ($961)$603$358$184,270
59 ($961)$602$359$183,911
60 ($961)$601$360$183,551
Year 6 - 61 ($961)$600$361$183,190
62 ($961)$598$362$182,827
63 ($961)$597$364$182,464
64 ($961)$596$365$182,099
65 ($961)$595$366$181,733
66 ($961)$594$367$181,366
67 ($961)$592$368$180,998
68 ($961)$591$370$180,628
69 ($961)$590$371$180,258
70 ($961)$589$372$179,886
71 ($961)$588$373$179,513
72 ($961)$586$374$179,138
Year 7 - 73 ($961)$585$376$178,763
74 ($961)$584$377$178,386
75 ($961)$583$378$178,008
76 ($961)$581$379$177,629
77 ($961)$580$381$177,248
78 ($961)$579$382$176,866
79 ($961)$578$383$176,483
80 ($961)$577$384$176,099
81 ($961)$575$386$175,714
82 ($961)$574$387$175,327
83 ($961)$573$388$174,939
84 ($961)$571$389$174,549
Year 8 - 85 ($961)$570$391$174,159
86 ($961)$569$392$173,767
87 ($961)$568$393$173,374
88 ($961)$566$394$172,980
89 ($961)$565$396$172,584
90 ($961)$564$397$172,187
91 ($961)$562$398$171,789
92 ($961)$561$400$171,389
93 ($961)$560$401$170,988
94 ($961)$559$402$170,586
95 ($961)$557$404$170,182
96 ($961)$556$405$169,778
Year 9 - 97 ($961)$555$406$169,371
98 ($961)$553$407$168,964
99 ($961)$552$409$168,555
100 ($961)$551$410$168,145
101 ($961)$549$411$167,733
102 ($961)$548$413$167,321
103 ($961)$547$414$166,906
104 ($961)$545$416$166,491
105 ($961)$544$417$166,074
106 ($961)$543$418$165,656
107 ($961)$541$420$165,236
108 ($961)$540$421$164,815
Year 10 - 109 ($961)$538$422$164,393
110 ($961)$537$424$163,969
111 ($961)$536$425$163,544
112 ($961)$534$427$163,117
113 ($961)$533$428$162,690
114 ($961)$531$429$162,260
115 ($961)$530$431$161,830
116 ($961)$529$432$161,397
117 ($961)$527$434$160,964
118 ($961)$526$435$160,529
119 ($961)$524$436$160,093
120 ($961)$523$438$159,655
Year 11 - 121 ($961)$522$439$159,216
122 ($961)$520$441$158,775
123 ($961)$519$442$158,333
124 ($961)$517$444$157,889
125 ($961)$516$445$157,444
126 ($961)$514$446$156,998
127 ($961)$513$448$156,550
128 ($961)$511$449$156,101
129 ($961)$510$451$155,650
130 ($961)$508$452$155,197
131 ($961)$507$454$154,744
132 ($961)$505$455$154,288
Year 12 - 133 ($961)$504$457$153,832
134 ($961)$503$458$153,373
135 ($961)$501$460$152,914
136 ($961)$500$461$152,452
137 ($961)$498$463$151,990
138 ($961)$496$464$151,525
139 ($961)$495$466$151,060
140 ($961)$493$467$150,592
141 ($961)$492$469$150,123
142 ($961)$490$470$149,653
143 ($961)$489$472$149,181
144 ($961)$487$473$148,708
Year 13 - 145 ($961)$486$475$148,233
146 ($961)$484$477$147,756
147 ($961)$483$478$147,278
148 ($961)$481$480$146,799
149 ($961)$480$481$146,317
150 ($961)$478$483$145,835
151 ($961)$476$484$145,350
152 ($961)$475$486$144,864
153 ($961)$473$488$144,377
154 ($961)$472$489$143,888
155 ($961)$470$491$143,397
156 ($961)$468$492$142,905
Year 14 - 157 ($961)$467$494$142,411
158 ($961)$465$496$141,915
159 ($961)$464$497$141,418
160 ($961)$462$499$140,919
161 ($961)$460$500$140,419
162 ($961)$459$502$139,917
163 ($961)$457$504$139,413
164 ($961)$455$505$138,908
165 ($961)$454$507$138,401
166 ($961)$452$509$137,892
167 ($961)$450$510$137,382
168 ($961)$449$512$136,870
Year 15 - 169 ($961)$447$514$136,356
170 ($961)$445$515$135,841
171 ($961)$444$517$135,324
172 ($961)$442$519$134,805
173 ($961)$440$520$134,285
174 ($961)$439$522$133,762
175 ($961)$437$524$133,239
176 ($961)$435$526$132,713
177 ($961)$434$527$132,186
178 ($961)$432$529$131,657
179 ($961)$430$531$131,126
180 ($961)$428$532$130,594
Year 16 - 181 ($961)$427$534$130,060
182 ($961)$425$536$129,524
183 ($961)$423$538$128,986
184 ($961)$421$539$128,447
185 ($961)$420$541$127,906
186 ($961)$418$543$127,363
187 ($961)$416$545$126,818
188 ($961)$414$546$126,271
189 ($961)$412$548$125,723
190 ($961)$411$550$125,173
191 ($961)$409$552$124,621
192 ($961)$407$554$124,068
Year 17 - 193 ($961)$405$555$123,512
194 ($961)$403$557$122,955
195 ($961)$402$559$122,396
196 ($961)$400$561$121,835
197 ($961)$398$563$121,272
198 ($961)$396$565$120,707
199 ($961)$394$566$120,141
200 ($961)$392$568$119,573
201 ($961)$391$570$119,002
202 ($961)$389$572$118,430
203 ($961)$387$574$117,857
204 ($961)$385$576$117,281
Year 18 - 205 ($961)$383$578$116,703
206 ($961)$381$580$116,124
207 ($961)$379$581$115,542
208 ($961)$377$583$114,959
209 ($961)$376$585$114,374
210 ($961)$374$587$113,787
211 ($961)$372$589$113,197
212 ($961)$370$591$112,606
213 ($961)$368$593$112,014
214 ($961)$366$595$111,419
215 ($961)$364$597$110,822
216 ($961)$362$599$110,223
Year 19 - 217 ($961)$360$601$109,622
218 ($961)$358$603$109,020
219 ($961)$356$605$108,415
220 ($961)$354$607$107,809
221 ($961)$352$609$107,200
222 ($961)$350$611$106,589
223 ($961)$348$613$105,977
224 ($961)$346$615$105,362
225 ($961)$344$617$104,746
226 ($961)$342$619$104,127
227 ($961)$340$621$103,507
228 ($961)$338$623$102,884
Year 20 - 229 ($961)$336$625$102,259
230 ($961)$334$627$101,633
231 ($961)$332$629$101,004
232 ($961)$330$631$100,373
233 ($961)$328$633$99,740
234 ($961)$326$635$99,105
235 ($961)$324$637$98,468
236 ($961)$322$639$97,829
237 ($961)$320$641$97,188
238 ($961)$317$643$96,545
239 ($961)$315$645$95,899
240 ($961)$313$647$95,252
Year 21 - 241 ($961)$311$650$94,602
242 ($961)$309$652$93,950
243 ($961)$307$654$93,296
244 ($961)$305$656$92,641
245 ($961)$303$658$91,982
246 ($961)$300$660$91,322
247 ($961)$298$662$90,660
248 ($961)$296$665$89,995
249 ($961)$294$667$89,328
250 ($961)$292$669$88,659
251 ($961)$290$671$87,988
252 ($961)$287$673$87,315
Year 22 - 253 ($961)$285$676$86,639
254 ($961)$283$678$85,962
255 ($961)$281$680$85,282
256 ($961)$279$682$84,599
257 ($961)$276$684$83,915
258 ($961)$274$687$83,228
259 ($961)$272$689$82,540
260 ($961)$270$691$81,848
261 ($961)$267$693$81,155
262 ($961)$265$696$80,459
263 ($961)$263$698$79,761
264 ($961)$261$700$79,061
Year 23 - 265 ($961)$258$702$78,359
266 ($961)$256$705$77,654
267 ($961)$254$707$76,947
268 ($961)$251$709$76,237
269 ($961)$249$712$75,526
270 ($961)$247$714$74,812
271 ($961)$244$716$74,095
272 ($961)$242$719$73,377
273 ($961)$240$721$72,656
274 ($961)$237$723$71,932
275 ($961)$235$726$71,206
276 ($961)$233$728$70,478
Year 24 - 277 ($961)$230$731$69,748
278 ($961)$228$733$69,015
279 ($961)$225$735$68,279
280 ($961)$223$738$67,542
281 ($961)$221$740$66,802
282 ($961)$218$743$66,059
283 ($961)$216$745$65,314
284 ($961)$213$747$64,567
285 ($961)$211$750$63,817
286 ($961)$208$752$63,065
287 ($961)$206$755$62,310
288 ($961)$204$757$61,553
Year 25 - 289 ($961)$201$760$60,793
290 ($961)$199$762$60,031
291 ($961)$196$765$59,266
292 ($961)$194$767$58,499
293 ($961)$191$770$57,729
294 ($961)$189$772$56,957
295 ($961)$186$775$56,182
296 ($961)$184$777$55,405
297 ($961)$181$780$54,625
298 ($961)$178$782$53,843
299 ($961)$176$785$53,058
300 ($961)$173$787$52,271
Year 26 - 301 ($961)$171$790$51,481
302 ($961)$168$793$50,688
303 ($961)$166$795$49,893
304 ($961)$163$798$49,095
305 ($961)$160$800$48,295
306 ($961)$158$803$47,492
307 ($961)$155$806$46,686
308 ($961)$153$808$45,878
309 ($961)$150$811$45,067
310 ($961)$147$814$44,254
311 ($961)$145$816$43,437
312 ($961)$142$819$42,618
Year 27 - 313 ($961)$139$822$41,797
314 ($961)$137$824$40,973
315 ($961)$134$827$40,146
316 ($961)$131$830$39,316
317 ($961)$128$832$38,484
318 ($961)$126$835$37,649
319 ($961)$123$838$36,811
320 ($961)$120$841$35,971
321 ($961)$118$843$35,127
322 ($961)$115$846$34,281
323 ($961)$112$849$33,432
324 ($961)$109$852$32,581
Year 28 - 325 ($961)$106$854$31,727
326 ($961)$104$857$30,869
327 ($961)$101$860$30,010
328 ($961)$98$863$29,147
329 ($961)$95$866$28,281
330 ($961)$92$868$27,413
331 ($961)$90$871$26,542
332 ($961)$87$874$25,668
333 ($961)$84$877$24,791
334 ($961)$81$880$23,911
335 ($961)$78$883$23,028
336 ($961)$75$886$22,143
Year 29 - 337 ($961)$72$888$21,254
338 ($961)$69$891$20,363
339 ($961)$67$894$19,469
340 ($961)$64$897$18,572
341 ($961)$61$900$17,672
342 ($961)$58$903$16,768
343 ($961)$55$906$15,862
344 ($961)$52$909$14,954
345 ($961)$49$912$14,042
346 ($961)$46$915$13,127
347 ($961)$43$918$12,209
348 ($961)$40$921$11,288
Year 30 - 349 ($961)$37$924$10,364
350 ($961)$34$927$9,437
351 ($961)$31$930$8,507
352 ($961)$28$933$7,574
353 ($961)$25$936$6,638
354 ($961)$22$939$5,699
355 ($961)$19$942$4,757
356 ($961)$16$945$3,812
357 ($961)$12$948$2,864
358 ($961)$9$951$1,912
359 ($961)$6$955$958
360 ($961)$3$958$0
TOTALS$142,673$203,200$345,873

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.